CN101371269A - Information input apparatus and transaction processing system - Google Patents

Information input apparatus and transaction processing system Download PDF

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Publication number
CN101371269A
CN101371269A CNA2005800525418A CN200580052541A CN101371269A CN 101371269 A CN101371269 A CN 101371269A CN A2005800525418 A CNA2005800525418 A CN A2005800525418A CN 200580052541 A CN200580052541 A CN 200580052541A CN 101371269 A CN101371269 A CN 101371269A
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China
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information
user
input
button
mentioned
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Chinese (zh)
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土生智弘
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Individual
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code
    • G07F7/1033Details of the PIN pad
    • G07F7/1041PIN input keyboard gets new key allocation at each use
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

When a secret number is input, stealthily seeing key information input and erroneous input are prevented and users are promoted to use a security function so that its effectiveness is ensured. The information entry device includes an information entry dial (11) provided with a plurality of entry keys (24) disposed in predetermined order on the same circumference of the dial to indicate information necessary for trade; a position changing mechanism for changing a position on the circumference without change of the order of the plurality of entry keys (24) by user's operation; an information recognizing means for recognizing entry key information selected by the user; and a control means for processing of recognized entry information in a predetermined manner and giving preferential treatment in which money is given to a user, a coupon or a credit point of pecuniary worth is issued, a trade commission is discounted, a part or all of the price of a commodity or a service charge is discount, and right to buy a specific product or to use services is issued, wherein the control means carries out the preferential treatment on condition that the position of an entry key on the circumference is changed by user's key operation.

Description

Message input device and transaction processing system
Technical field
The present invention relates to when input code number etc., can prevent message input device and transaction processing system that selected input button is stolen a glance at.
Background technology
Because technical development has in recent years been used credit card, debit card (debit card) or the Internet etc. to carry out electronics and has been paid the bill.By this electronics system that pays the bill, receive cash or specific service etc. is provided.This electronics is paid the bill system generally by the magnetic information that ATM (Automatic TellerMachine), CD (Cash Dispenser) etc. read in be attached in this card or make input password number after having inputed the card number sign indicating number, thereby carries out its safety management.
In addition,, following service etc. is arranged: when utilizing public telephone,, then can not use coin and make a phone call, again bill is mailed to home later on if imported phonecard (Calling card) No of telephone operator's distribution in the U.S..By importing the card No that knows in person (PIN:Personal Identification Number (code number)) that only has card, provide the safety of this service.
At this, the input that is arranged on the code number among the ATM etc. is generally arranged 1~9 and 0 numeral and the mark (ISO9564-1AnnexF regulation) of * and # according to 3 row, 4 row regularly with button.Therefore, even for example can't be familiar with the information such as numeral that are presented on the button of being imported, also might identify the information of being imported such as code number from finger or the action of wrist or the position of leaving.In open spaces such as 24 hours shops or supermarket, be provided with especially the situation of ATM etc. or when the paying the bill of credit or debit card etc. under near the situation of the input code number cashier, since exist around not specific a plurality of other people, so increased the possibility that sniffs code number etc.
In order to address this problem, following such message input device has been carried out practicability, promptly on liquid crystal touch screen, demonstrate and upset (scramble) button, upset button, then change the arrangement of input button randomly if the user has touched this with the input button.By in the front and back of input code number etc. or input process, changing the arrangement of input button randomly, can prevent to determine the situation of code number from finger, wrist or action.On the other hand, if change the arrangement of input button randomly, then might import code number etc. mistakenly, therefore input meeting spended time is inconvenient for the user.
Therefore, the applicant is in Jap.P. No. 3704450 (No. the 6925169th, United States Patent (USP)), " by the axle with regulation is that the center makes the information input disc rotation that possesses along a plurality of information input buttons of circumferential arrangement, and the arrangement that can not change the input button does not prevent to steal a glance at the message input device of code number etc. (not reducing operability) " has been proposed.By reference the item that these patents disclosed is combined among the application.
But, even implemented the message input device of Security Countermeasures as described above,, perhaps do not touch and upset button if the user does not make information display panel (input key columns) rotation, then the same with common ATM etc., might determine code number etc. from input position.Therefore that is, such security function of whether applying in a flexible way will depend on user's judgement, and the user that do not note of unused user or etc. might not use this function.In addition, even such user under by the situation that sniffs code number etc. and sustain a loss, can think that also Security Countermeasures are insufficient, and responsibility married again ISP such as financial institution.
In addition, recently in order illegal activities such as to prevent to steal a glance at, also studied biological informations such as fingerprint by the user, iris, vein and imported and carry out biometry (biometrics) authentication that I confirm.But, other people fingerprint or the vein (clone) etc. and authenticate report into me mistakenly by having duplicated according to Biological Technology (biotechnology) for example also arranged, authentication precision and reliability also do not reach the level of practicability.In addition, there is the fatal problem of following essence,, then just can't do not change by operation etc. if promptly biological information is in case duplicated by other people.
Summary of the invention
The present invention proposes in order to address the above problem, its purpose is: provide a kind of when input code number etc., can prevent the information and the wrong input of the button imported by sniffing, and can impel the user to apply in a flexible way security function and guarantee effective message input device and transaction processing system.
According to first main points of view of the present invention, a kind of message input device is provided, it is characterized in that comprising: show the needed information of transaction, and possess the information input unit of a plurality of input buttons of series arrangement on same circumference according to the rules; According to user's operation, do not change the order of above-mentioned a plurality of input buttons and can change the location change mechanism of the position on the circumference; The information identificating unit of the information of the selected input button of identification user; Execution utilizes part or all price reduction, the purchase right of particular commodity or the control module that service utilizes the preferential processing such as distribution of power of expense based on price reduction, commodity cost or the service of the distribution of the predetermined process of the input button that is identified, the money payment to the user, the reception volume with monetary value or point (point), transaction service charge, this control module is a condition to have changed the position of input button on circumference according to user's operation, carries out the preferential processing to this user.
According to such structure, because can be by the configuration of user, so can not determine input information from input position by location change mechanism change input button.In addition, owing to do not change the arrangement of input button, so can not reduce operability yet.And then, under the situation that has changed the input button by location change mechanism, carry out preferential processing such as reception curly hair row, therefore can impel user's security function of applying in a flexible way energetically.Thus, can guarantee the actual effect of security function.In this manual, code number, PIN, other the needed input information of authenticate himself are referred to as " PIN ".
According to second main points of view of the present invention, a kind of transaction processing system is provided, be made of via the server that communication network connected above-mentioned message input device, this message input device, above-mentioned server possesses: the preferential terms memory unit of the condition of preferential processing is carried out in storage to the user; According to information that obtains from the above-mentioned control module of message input device and preferential terms memory unit, differentiate the preferential judgement part of whether this user being carried out preferential processing, the needed information of preferential differentiation such as the Transaction Information that wherein above-mentioned control module is imported to the server transmission, user profile, and under the situation of the execution indication that receives preferential processing from server, this user is carried out preferential processing.
According to such structure, can concentrate and carry out uniformly the major part of preferential processing such as selecting of user at server side.That is, under the situation of same machines such as the PIN of ATM that is provided with many financial institutions or credit card company input table, do not need to carry out the setting of terminal severally or set change etc., can reduce being provided with and safeguarding needed cost.In addition, between the many station terminals in the specific region and specific operator's a plurality of terminals, can carry out preferential processing to the user liberally with certain probability.
Description of drawings
Fig. 1 is the figure of the summary structure of expression message input device of embodiments of the invention 1 and transaction processing system.
Fig. 2 is the A-A line sectional view of Fig. 1.
Fig. 3 is the ground plan of the substrate of information input disc.
Fig. 4 is the table of identification demonstration, the benchmark input button of representing the input button and the input button of selecting.
Fig. 5 is the planimetric map of shell.
Fig. 6 is the process flow diagram of expression all treatment steps of the present invention.
Fig. 7 is the process flow diagram of the detailed process step of the preferential processing of expression (selecting pattern).
The figure of password entry terminal (PIN pad) when Fig. 8 is the execution of the preferential processing of expression.
Fig. 9 is the figure of summary structure of the message input device of expression embodiments of the invention 2.
Embodiment
Below, the embodiment of message input device of the present invention and transaction processing system is described with reference to the accompanying drawings.Present embodiment is the example of transaction processing system, and this transaction processing system possesses: the operator's (financial institution etc.) of management user's card information principal computer (server); The user is using debit card (cash card) the information entry terminal (PIN pad) that the POS of input PIN uses during the payment for merchandise cost in the shop.In the present embodiment,, illustrate when elected, to make commodity cost price reduction, and are elected high examples of probability when selecting the object commodity at these commodity as user's preferential processing.
Fig. 1 is the network structure of the transaction processing system of present embodiment, and Fig. 2 is the A-A line sectional view of Fig. 1.This transaction processing system 1 is by constituting with the lower part: as the server 3 of operator's card information management company 2; Be connected with this server 3 via dedicated line (communication network), and be arranged on card information management company 2 and concluded the password entry terminal (PINpad) 5 that the POS in the shop 4 of cooperating of contract of regulation uses.The user can use debit card C that the cost of the commodity bought in this shop is paid the bill.
Server 3 manages operation by above-mentioned operator 2, is made of the general calculation machine system more than 1 or 2.In this server 3, via external bus 54 will as RAM (Random Access Memory) 51, the store transaction of the perform region of CPU50 handle and the needed master data of preferential processing described later (user profile etc.), computer program and processing after external memory (the ROM:Read Only Memory or the HDD:Hard Disk Drive etc.) 52 of data and IO interface (I/F) 53 couple together with CPU50 as control module.Input and output I/F53 is connected with communication facilitiess such as input-output unit 55, modulator-demodular unit 56 such as mouse, keyboard, LCD (liquidcrystal monitor) display etc.
External memory 52 possesses: storage is used to carry out the program storage area of computer program of the processing (transaction) of paying the bill of commodity cost; Store this needed user profile of concluding the business (PIN, account information etc.), each routine processes processing after the data storage areas of data.In addition, in the data storage areas of present embodiment, also store the type of merchandize code of selecting object.Therefore, this data storage areas is also as preferential terms database performance function.
In addition, the computer program that is stored in the program storage area possesses: take out the commodity cost and the transaction processing function of paying the bill from user's transaction account; At the user's who obtains from above-mentioned password entry terminal 5 (POS terminal) user profile, the authentication function that the above-mentioned data storage areas of reference authenticates; At the code of the purchase commodity of obtaining from password entry terminal 5 equally, whether the comparable data storage area is differentiated is the discrimination function (preferential judgement part) of selecting object.These each functions all are independently a computer program or its process (routine), are called out to RAM51 by above-mentioned CPU50 and go up and carry out, and are implemented collaboratively with OS (Operating System).
In addition, above-mentioned password entry terminal 5 is such as depicted in figs. 1 and 2, possesses: the shell cylindraceous 10 that the end is arranged that the top is open; Roughly discoid information input disc 11 under the state that can rotate in the free upper opening that is embedded into this shell 10; The card reader 12 that links integratedly with shell 10; According to information, the transaction processing that puts rules into practice and the control assembly of preferential processing 13 from 11 inputs of information input disc.This control assembly 13 also can be with the control assembly of not shown POS terminal dual-purpose.Shell 10 is by constituting with the lower part: the open epimere 10a in top that possesses the open cylindrical portions may 14 in top in central authorities; The hypomere 10b of the case shape of built-in above-mentioned control assembly 13; The compartment plate 10c that separates epimere 10a and hypomere 10b.At the top of above-mentioned cylindrical portions may 14 open surface, dispose semicircular ENTER button 15a, CLEAR button 15b (with reference to figure 1).Card reader 12 possesses the draw-in groove 16 that is used to insert debit card C.In addition, the structure of card reader 12 is existing known, so detailed.
Above-mentioned control assembly 13 for example is the one-chip computer that is made of IC etc., as shown in Figure 1, has the structure that connects CPU (Central Processing Unit) 17, RAM (Random Access Memory), ROM storeies 18 such as (Read Only Memory), input and output (I/O) circuit 19, control circuit 20 via external bus 21.In storer 18, the number of times that the information (PIN), the information input disc 11 that store the reference position of the detected input button 24 of CPU17, the input button 24 imported operated for several times and carry out preferential processing described later and computer program that position probing is handled.Above-mentioned CPU17 reads this computer program and carries out, and brings into play each function described later thus.
Above-mentioned information input disc 11 is made of shallow substrate cylindraceous 23, according to the rules a plurality of input buttons 24 of series arrangement on this substrate 23 as shown in Figure 2.In addition, at the outer circumferential side of respectively importing button 24 of substrate 23, with the same number of number of input button 24, outstanding the being provided with columned wisp hand 25 that when the user makes 11 rotations of information input disc, hooks finger.Like this, with respect to shell 10 rotatably assembled configuration information input disc 11 all of a plurality of input buttons 24 arranged, constitute location change mechanism thus.
In the present embodiment, on same circumference, dispose 12 input buttons 24 of the information that is used to import 0~9 numeral and #, * mark.On each input button 24, be embedded with the display unit 26 that is used to show each information.This display unit 26 has the structure of the keying body 26c of information such as the transparent third rare plate 26a that is laminated with the surface, operation screen field-of-view angle wave filter (the special light polarizing film etc.) 26b that can discern, display digit in direction of stipulating and field-of-view angle.In addition, it is desirable to, on the surface of transparent third rare plate 26a with the information of braille or digital convex or concavity ground display button body 26c, even make the bad people of eyes also can identify the content of the information of respectively importing button 24.
On the compartment plate 10c of above-mentioned shell 10, be provided with light emitting diode (LED) 27.Has following function: when above-mentioned control assembly 13 (CPU17) is carried out preferential processing described later, sequentially make this LED27 light on and off, carry out the such performance of wheel disc (roulette), notify the beginning of preferential processing and carry out to the user, and make the LED27 of regulation light and notify and select the result.Therefore, part or all of aforesaid operations picture field-of-view angle wave filter 26b and keying body 26c formed by the transparent or semitransparent member of the light that can see through this LED27 emission.In addition, strengthen the luminous lens of LED27 by equipment on the substrate above the LED27 23, the exit direction optically focused that can make the light that this LED27 sends can improve the brightness of shown pixel to certain orientation, further improve identity.
In addition, in the central authorities of aforesaid substrate 23, be formed with up the open central cylindrical portions may 23a in two sides that prolongs with the below.Inboard at the cylindrical portions may 23a of these central authorities, have the chimeric cylindrical portions may 14 that above-mentioned shell 10 is arranged in plurality of gaps ground, and the blade of a sword part 23b that is arranged on the lower end of the cylindrical portions may 23a of these central authorities is fitted among the key shape hole 10d on the compartment plate 10c that is located in shell 10.Thus, substrate 23 (information input disc 11) can be positioned rotatably with respect to shell 10.
In the bottom of central cylindrical portions may 23a, such as shown in Figures 2 and 3, the outstanding radially circular-arc projection 30 that is provided with and imports button 24 same numbers.The position of this projection 30, size are set to the border that adjacent a plurality of input buttons 24 are closed on the summit.As shown in Figure 5, on the compartment plate 10c of above-mentioned shell 10, be provided with ratchet wheel (ratchet) 31.This ratchet wheel 31 is bonded between 2 projections 30,30, input button 24 can be positioned at thus on the position (position of plate shape contact 35 described later) on the predetermined circumference, and the catarrh sense when the user provides rotation information input disc 11.
Below each of above-mentioned ENTER button 15a and CLEAR button 15b, a plurality of input buttons 24, be provided with the columned switch block 33,34 that possesses pin shape contact 33a, 34a and spring 33b, 34b integratedly.These pin shape contacts 33a, 34a are projected into the below by hole 23c, the 10e on the cylindrical portions may 14 that connects the substrate 23 that is located in information input disc 11 respectively or shell 10, contact with the top plate shape contact 35,36 of the compartment plate 10c that is arranged on shell 10 and become conducting state.In addition, spring 33b, 34b push switch block 33,34 (ENTER button 15a, CLEAR button 15b and a plurality of input button 24) up, make pin shape contact 33a, 34a slave plate shape contact 35,36 leave.Each plate shape contact 35,36 is connected with above-mentioned control assembly 13 respectively.By such structure, the pressing force ground of user's antagonistic spring 33b, 34b is pressed these input buttons 24 and ENTER button 15a (and CLEAR button 15b) downwards, and transaction processing system 1 (above-mentioned server 3) can be obtained (transaction) the needed information of paying the bill of commodity cost via control assembly 13.
Fig. 3 is the figure that sees the substrate 23 of information input disc 11 from the below.As shown in the drawing, at the back side of substrate 23, on the position corresponding with each input button 24, be provided be used to discern each input button 24 by 2 carry system code changes 4 light reflecting boards or the identification display unit 38 that constitutes of light absorption plate.This identification display unit 38 constitutes can discern uniquely by the combination of 4 light reflecting boards or light absorption plate respectively imports button 24.Specifically, as shown in Figure 3 and Figure 4, be light reflecting board (shown in enclosing in vain among the figure) at the plate that has only first outside, other are under the light absorption plate situation of (deceiving shown in the circle among the figure), expression " 1 ", second plate is under the situation of light reflecting board having only from the outside, expression " 2 " etc.
Fig. 5 is the figure from shell 10.As this figure and as shown in Figure 2, on the compartment plate 10c of shell 10, be provided with and be used for discerning the reference information identification component 40 of being present in of respectively importing button 24 as the identification display unit 38 (with reference to figure 3) of the input button 24 on the ad-hoc location of benchmark.This reference information identification component 40 is by constituting with the lower part: be provided with 4 accordingly with 4 light reflecting boards or the light absorption plate of identification display unit 38, to the light emitting diode (LED) 41 of a plurality of light reflecting boards/light absorption plate irradiates light of the identification display unit 38 of the input button 24 that is present in ad-hoc location; Accept the catoptrical optical sensor 42 of light reflecting board.This optical sensor 42 also is connected with above-mentioned control assembly 13.Therefore, control assembly 13 is brought into play function as following parts: the relative position recognition unit of the relative position relation of benchmark input button that identification is identified and the input button selected by the user; According to the information of the information of the relative position relation that identifies and said reference input button, discern the selection information identificating unit of the information of the selected input button that goes out.In addition, the LED41 of reference information identification component 40 and the LED27 of above-mentioned performance usefulness (with reference to the paper of figure 2 left side) are set closely, if therefore irradiates light simultaneously, then optical sensor 42 might detect the reference position mistakenly.Therefore, control assembly 13 is controlled their timing, make when performance is not carried out wheel disc demonstration etc. with LED27 (before the input of PIN etc.), detect the reference position by reference information identification component 40.
The detailed functions and the action of the transaction processing system 1 of present embodiment then, are described.
At first, inserted the situation (step S1) of debit card C (cash card) if detect the user that bought commodity in shop 4 to draw-in groove 16, then the CPU17 of control assembly 13 detects the reference position B of information input disc 11 0, and store (step S2) in the storer 18 into.In addition, meanwhile, read card information (step S3), transfer to PIN input receptive pattern (step S4).At this moment, detect reference position B in advance 1And store (step S5) in the storer 18 into.Like this, by reference position B to the information input disc 11 behind the acceptance card 0, the reference position B before the PIN input 1Compare, can determine whether (before the PIN input) user has rotated information input disc 11 when the reading of card information.In addition, the information of supposing the information, commodity cost etc. of type of merchandize etc. is read and is stored in the memory storage of POS terminal from bar code of commodity etc. by the POS terminal in shop 4.In addition, the insertion, the discharge (reject) that can not read under the situation of card information etc. of card of the same race are not handled to omit explanation.
Then, obtain the PIN (in the present embodiment be 4) (step S6, S10) of the user of necessary figure place from 24 inputs of input button.In this process, according to said reference position B 0Reference position B when importing with PIN 1Whether consistent, differentiate and whether rotated information input disc 11 (step S7).At reference position B 1Under the situation about having changed (No of step S7), will change number of times and add 1, and with reference position B 1Be updated to B 0Store into (step S8, S9) in the storer 18.
The structures of reference information input disc 11 etc. illustrate these steps in further detail.At first, if the user has inserted debit card C to draw-in groove 16, then control assembly 13 (CPU 17) makes from each light emitting diode 41 of reference information identification component 40 each plate irradiates light to identification display unit 38, according to receive the signal that catoptrical optical sensor 42 is sent from each plate, identification is as the identification display unit 38 of the input button 24 of benchmark.In addition, this is imported the information (benchmark input button) and the position (B of button 24 0) store in the storer 18.
Then,, and stop in the position of hope if the user holds wisp hand 25 (hooking finger) rotation information input disc 11, the then effect by above-mentioned ratchet wheel 31, each pin shape contact 33a that imports the switch block 33 of button 24 is positioned at the top of plate shape contact 35.If under this state, the user presses input button 24 (display unit 26), then sells shape contact 33a and contacts with plate shape contact 35 and become conducting state, to control assembly 13 transmission signals.If control assembly 13 receives signal, then obtain the information as the input button 24 of benchmark of the position (position of a of Fig. 5) that is present in as special datum from reference information identification component 40.Reference information identification component 40 is from each light emitting diode 41 each plate irradiates light to identification display unit 38, and according to accepted the signal that catoptrical optical sensor 42 is sent from each plate, identification is as the identification display unit 38 of the input button 24 of benchmark.Then, according to as the information of the input button 24 of benchmark, as the input button 24 of benchmark and the relative position relation of the input button of selecting 24, discern the information (relative position recognition unit, selection information identificating unit) of the selected input button 24 that goes out.For example, as shown in Figure 6, in the display message as the input button 24 of benchmark is " 1 ", and selected situation (the input button 24 that has display message " 1 " in the position of a of Fig. 5 of second input in its right side button 24, and selected the situation of input button 24 of the position of c) under, the input button 24 that control assembly 13 will be selected is identified as " 3 ".
In addition, according to the relative position relation of the input button of selecting 24 with benchmark input button, relatively this benchmark is imported the position B of button 1Whether with the reference position B that is stored in the storer 18 0Consistent.If B 0≠ B 1(No of step S7), then the change number of times with information input disc 11 adds 1, store into (step S8) in the storer 18, and with reference position B at this moment 1Be updated to B 0, store into (step S9) in the storer 18.
Above processing is carried out in circulation, up to the PIN (step S10) that has imported 4.In addition, if imported 4 PIN, POS terminal access server 3 then, (the step S11) such as merchandise newss that is sent in 4 PIN of the card information that reads among the step S3 and input, reads in from bar code etc. by dedicated line.
If server 3 is obtained these information, then CPU50 starts authentication ' unit, makes its data storage areas with reference to memory storage 52 carry out authentification of user, and the balance of deposits of confirming this user is commodity cost above (step S12).In addition, judgement unit comparable data storage area differentiates whether the merchandise news (commercial product code) that obtains from the POS terminal is to select object commodity (step S13).At last, these authentications, differentiation result are sent to the POS terminal (password entry terminal 5) (step S14) in shop 4.
On the other hand, by password entry terminal 5, in above-mentioned steps S11 after server 3 has sent information, (the step S17~S19) that differentiates whether (being 5 seconds in the present embodiment) information input disc 1 has rotated in official hour.Concrete processing is the same with above-mentioned steps S5, S7~S9.Consequently, the change number of times of information input disc 11 before PIN input when (1 time), 4 PIN input (3 times) and PIN input back (1 time) be any one of 0~5 time, so in storer 18, put down in writing the elected probability (candidate's number) of each number of times of 1~5.
The authentication result of sending from server 3 in above-mentioned steps S14 is (Yes of step S20) under the sure situation, and above-mentioned control assembly 13 is carried out the needed transaction processing of paying the bill (distribution of receipt etc.) (step S21) of commodity costs.In addition, the change number of times of the information input disc 11 in being stored in storer 18 is (No of step S22) under the situation more than 1, transfers to preferential processing (selecting pattern) (step S23).Be (Yes of step S22) under 0 the situation at the change number of times of information input disc 11, do not carry out preferential processing, and discharge card and close the trade (step S24).In addition, even the commodity that the user has bought are to select the object commodity, be under 0 time the situation, also not carry out preferential processing at the change number of times of information input disc 11.That is, preferential processing of the present invention is to be used to make user's rotation information input disc 11 and the process of stealing a glance at that prevents PIN, and its purpose is different fully with existing preferential treatment to the user.Therefore, in the present embodiment, " buy commodity be to select object " is not the necessary and sufficient condition of preferential processing, but as making information input disc 11 rotate the option that improves elected probability under the situation more than 1 time.
On the other hand, are (No of step S20) under the situation of negating in the authentication result of server 3, carry out existing known fault processing such as the output of information, the discharge of card, finish this processing (step S25).
Then, with reference to figure 7 and Fig. 8, the detailed process of the preferential processing of above-mentioned steps S23 is described.Control assembly 13 (CPU17) by password entry terminal 5 is carried out following various processes.
In this preferential processing, at first sequentially make the information of respectively importing button 24 show the LED27 light on and off of usefulness, shown in Fig. 8 (A), carry out the such performance of wheel disc like that and show (step S23-1).Thus, can make the user identify the beginning of preferential processing, and effectively utilize the stand-by period of transaction processing.At this moment, in above-mentioned steps S14, obtained under " be to select the object commodity " such differentiation result's the situation (Yes of step S23-2) from server 3, the light on and off of control LED27 make 2 circles rotate simultaneously, inform that to the user elected probability becomes 2 times (step S23-3).
Then, according to the change number of times (1~5 time) that is stored in the storer 18,, determine the candidate's number Nc (step S23-4) that sets in advance from 1~0,12 numerals of *, #, mark.Specifically, increase candidate's number according to the change number of times, make under the change number of times is 1 time situation candidate's number Nc=* (1), under 2 times situation, Nc=28 (2), under 3 times situation, Nc=369# (4), under the situation more than 4 times, Nc=14570 (5) promptly is set to elected probability and uprises, and stores in the storer 18.If determined candidate's number Nc, the LED27 of the display unit corresponding with this Nc 26 is lighted, inform candidate's number (step S23-5) to the user.In the example of Fig. 8 (A), the LED27 corresponding with the input button 24 of 369# lights as candidate's number Nc.Also, determine the position of the candidate's number Nc under this situation according to the position of benchmark input button.In addition, also can behind definite candidate's number Nc, begin to carry out the performance of wheel disc.
Then, from above-mentioned 12 numerals, mark, select 1 numeral, mark as elected number Nr (step S23-6).At this moment, under the situation of " being to select the object commodity " (Yes of step S23-7), circulation is carried out 2 times and is selected step, selects 2 elected number Nr, will be elected to probability and bring up to 2 times (step S23-8).If selected 1 or 2 elected number Nr, then such shown in Fig. 8 (B), wheel disc is stopped in the position of this numeral, mark, make the LED27 of this display unit 26 transfer to short-period light on and off (step S23-9) from lighting.
Whether consistent according to deserving any one of numerical selection sign indicating number Nr (1 or 2) and above-mentioned candidate's number Nc (1~5), select (step S23-10), under the situation of consistent (being elected to) (Yes of step S23-10), continue the t performance that second, ground was elected to, promptly make (the step S23-11) such as LED27 light on and off of whole display units 26 with the short cycle.In illustrated embodiment, select 3 and 8 as elected number Nr, owing to 3 unanimities in 4 candidate's numbers, so elected.In addition, this user's information (user ID etc.) is sent to server 3, carries out the price reduction (step S23-12) of commodity cost, and on the display of the POS in shop 4 terminal the elected information (step S23-13) of output.Thus, can pass on the elected fact and preferential content (price reduction of commodity) to the user by word of mouth, perhaps on the picture of POS terminal, confirm certainly by the user by the salesman.In server 3, from user's account, take out the amount of money that deducts fixing amount from the commodity cost that received originally.
On the other hand, be (No of step S23-10) under the situation about failing to be elected in elected result, the information of output " failing to be elected " on the display of POS terminal, end process (step S23-14).
In addition, in above-mentioned treatment step, also can before the transaction processing of step S21 is carried out, carry out preferential processing, perhaps send the change number of times of information input disc 11, select by server 3 to server 3.In addition,, also can increase candidate's number Nc, improve elected probability being to select under the situation of object commodity.And then, under all consistent situation of 2 elected number Np, also can increase the price reduction amount of money with candidate's number Nc.
(embodiment 2)
Then, with reference to figure 9, the message input device of embodiments of the invention 2 is described.Present embodiment is applicable to the present invention the liquid crystal touch screen of ATM of financial institutional establishment etc.As the preferential content of present embodiment, the price reduction of transaction service charge that suitable is, return cash (to account's account transfer of user) etc.In addition, the also client's that can server etc., determine according to the information of reading in attribute (great number depositor, investment trust contractor, wage deposit contractor, dealer, specific age bracket etc. on one's own account in) based on the attribute (dealing money, specific type of transaction etc.) of transaction, from cash card, with embodiment 1 select the same ground of commodity, adjust elected probability.In addition, for preferential processing self, since the same with the foregoing description 1, so omit explanation.
This message input device 60 possesses liquid crystal touch screen 61, computing machine 62.The demonstration of liquid crystal touch screen 61 is controlled in position and storage that computing machine 62 identification users have touched on liquid crystal touch screen 61 in addition.
Liquid crystal touch screen 61 is such shown in Fig. 9 (A), demonstrate the input picture, this input picture demonstrates a plurality of input buttons 63, " ENTER " button 64, " CORRECT " button 65, " CANCEL " button 66 and " Scramble " button 67 that has shown information.Should " Scramble " button 67 be the triggering buttons that are used to satisfy preferential terms.Above-mentioned input button 63 is made of 12 buttons that demonstrate numeral, mark the same with embodiment 1, on same circle to the right rotatably since 1 series arrangement and show.
Computing machine 62 possesses: the user is compared in position that has touched on the liquid crystal touch screen 61 and the image that at this moment is presented on the liquid crystal touch screen 61, and the identification user has touched the recognition unit (CPU and computer program) that is presented at which button on the liquid crystal touch screen 61; Touched the user under the situation of " Scramble " button 67, produce random number, do not change the arrangement of input button 63, and the display position that changes a plurality of input buttons 63 makes the indicative control unit (CPU and computer program) of going up rotation in illustrated embodiment at the circumferencial direction (being dextrorotation) of circle; The storage user touches the storage unit (storer) of the number of times of above-mentioned " Scramble " button 67 before and after input PIN; According to the number of times that touches " Scramble " button 67, carry out the control module (CPU and computer program) of preferential processing.In the present embodiment, constitute location change mechanism by above-mentioned " Scramble " button 67 and indicative control unit.
In such structure, if the user has touched " Scramble " button 67 of liquid crystal touch screen 61, then such shown in Fig. 9 (B), input button 63 is the lattice numbers (in illustrated embodiment, being 4 lattice) of rotation regulation rotatably to the right.In addition, the number of times that touches " Scramble " button 67 is stored in the storage unit of computing machine 62, whether carries out preferential processing and determines that elected probability (candidate's number Nc) time is referenced differentiating.
In addition, the present invention has more than and is limited to the foregoing description, in the scope of the aim that does not change invention, can carry out various distortion.
For example, also can carry out selecting of preferential processing by the region server of the POS server of having unified to be arranged on POS server in the shop and particular locality.
In addition, as message input device, except above-mentioned password entry terminal and ATM terminal, also go for shared telephone set that can utilize phonecard etc.
And then, for preferential content, except above-mentioned commodity cost with handle the price reduction etc. of service charge, also can adopt the purchase right or the service that have specific commodity of the coupon of monetary value and point, distribution to user's pays money, distribution to utilize various forms such as power.In addition, as option, the condition of adjusting elected probability is selected object commodity or transaction attribute, the client's attribute except above-mentioned, also various conditions can be set.
In addition, also can bury the LED27 of wheel disc performance usefulness underground in the periphery of shell 10.In this case, can be by relative position testing agency based on identification display unit 38, reference information identification component 40 etc., detect candidate's number, elected number, make its light on and off, light, the LED of candidate's number, elected number demonstration usefulness and the LED of wheel disc performance usefulness also can be set, the timing of control light on and off independently, lighting etc. respectively.

Claims (9)

1. message input device is characterized in that comprising:
Show the information that exchange needs, and possess the information input unit of a plurality of input buttons of series arrangement on same circumference according to the rules;
According to user's operation, do not change the order of above-mentioned a plurality of input buttons and can change the location change mechanism of the position on the circumference;
The information identificating unit of the information of the selected input button of identification user;
Execution utilize based on price reduction, commodity cost or the service of the distribution of the predetermined process of the input button that is identified, money payment, coupon or point, transaction service charge with monetary value to the user expense part or all price reduction, particular commodity purchase right and serve the control module of preferential processing such as usufructuary distribution, wherein
This control module is a condition to have changed the position of input button on circumference according to user's operation, carries out the preferential processing to this user.
2. message input device according to claim 1 is characterized in that:
Above-mentioned information input unit is made of the information display panel, and this information display panel has been arranged a plurality of input buttons on same circumference, and can be that the center rotates in the horizontal direction with the axle of regulation,
Above-mentioned location change mechanism is by being made the rotation of information display panel by the user, and can not change a plurality of input buttons sequentially change position on the circumference,
Above-mentioned information identificating unit possesses:
Identification is present in the reference information recognition unit as the locational benchmark input button of special datum;
The benchmark input button that identification is identified and the relative position recognition unit of the relative position relation of the input button of selecting by the user;
According to the information of the information of the relative position relation that is identified and said reference input button, discern the selection information identificating unit of the information of the selected input button that goes out.
3. message input device according to claim 1 is characterized in that:
Above-mentioned a plurality of input button possesses:
The information display section part that shows the needed information of transaction;
Be arranged on the face side of this information display section part, can be in the field-of-view angle of regulation the operation screen field-of-view angle wave filter of information of identifying information display unit.
4. message input device according to claim 1 is characterized in that:
This message input device possesses the touch-screen that demonstrates the input button that has shown information,
Above-mentioned location change mechanism comprises: be presented at the triggering button on the touch-screen; By touching this triggering button by the user, and can not change a plurality of input buttons arrangement make the indicative control unit that on the circumferencial direction of circle, shows rotatably.
5. message input device according to claim 1 is characterized in that also comprising:
Be configured in the roughly same circumference of above-mentioned input button on, by light on and off, light and visually demonstrate a plurality of light-emitting components that carry out situation and/or result of preferential processing.
6. message input device according to claim 1 is characterized in that:
Above-mentioned control module is by repeatedly being selected to import the Transaction Information that button is obtained regulation by the user, and carries out preferential processing accordingly with the number of times that begins during finish to have been operated by the user location change structure from transaction.
7. message input device according to claim 1 is characterized in that:
Above-mentioned information identificating unit possesses:
Identification is present in the locational benchmark input button as special datum before the input of input button, and stores the reference information recognition unit of its position B0;
At the input time identification benchmark input button of input button, whether consistent according to the position B0 before its position B1 and the above-mentioned input, whether differentiation has operated the judgement unit of above-mentioned location change mechanism.
8. a transaction processing system is made of via the server that communication network connected the described message input device of claim 1, this message input device, it is characterized in that:
Above-mentioned server possesses:
The preferential terms memory unit of the condition of preferential processing is carried out in storage to the user;
According to information that obtains from the above-mentioned control module of message input device and preferential terms memory unit, differentiate the preferential judgement part of whether user being carried out preferential processing, wherein
The needed information of preferential differentiation such as the Transaction Information that above-mentioned control module is imported to the server transmission, user profile, and under the situation of the execution indication that receives preferential processing from server, this user is carried out preferential processing.
9. transaction processing system according to claim 8 is characterized in that:
The preferential terms memory unit of above-mentioned server is stored preferential terms and user's attribute and/or transaction attribute explicitly,
The control module of above-mentioned message input device is obtained user's attribute information, transaction attribute information and maybe can be determined their information, and send to above-mentioned server.
CNA2005800525418A 2005-12-28 2005-12-28 Information input apparatus and transaction processing system Pending CN101371269A (en)

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PCT/JP2005/024042 WO2007077593A1 (en) 2005-12-28 2005-12-28 Information entry device and trade processing system

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CN105631666B (en) * 2015-05-21 2020-02-18 宇龙计算机通信科技(深圳)有限公司 Secure mobile payment method, secure mobile payment system and terminal
CN105261130A (en) * 2015-11-18 2016-01-20 北京微智全景信息技术有限公司 Intelligent POS terminal
CN106993888A (en) * 2017-03-10 2017-08-01 重庆零二四科技有限公司 Examination platform and its application method for computer examination

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