JP3078037U - Automatic statement machine usage statement slip with bonus information printed - Google Patents

Abstract

(57) [Summary] [Problem] To provide a privilege service corresponding to customer attribute information, which is a sales strategy using an ATM, through a usage statement. SOLUTION: A billing statement issuer information field on which information of the bank which issued the billing statement and the billing statement issuer is printed, a transaction date, a transaction type, an account number, and a transaction which issued the billing statement. It includes a transaction statement information column on which the amount, the branch number, and the balance are printed, and a privilege information column provided to the customer. In the privilege information column, the customer
Based on the conditions set in advance from the type of transaction, the transaction amount, the transaction date, and the accumulated customer attribute information stored in the information distribution processing side device connected to the ATM device. Either the selected privilege information data is selected and printed out, or specific privilege information extracted by predetermined data processing according to the type of the selected privilege information is printed out.

Description

[Detailed description of the invention]

[0001]

[Technical field to which the invention belongs]

 The present invention relates to a statement of use issued by an automatic teller machine (hereinafter, referred to as "ATM") at a bank, and is particularly given to each customer who meets predetermined conditions for a transaction customer. It relates to a statement of use by ATM printed with various privilege information.

[0002]

[Prior art]

 Conventionally, a bank that has this ATM has a banking system that handles deposits and withdrawals of cash, a bank transfer, and an information system that processes customer attribute information (MCIF: Marketing Customer Interaction File: integrated customer database). File system). The accounting system is composed of an accounting host computer device that processes accounting transaction data of a customer account installed at a bank headquarters, etc., and many ATM terminal devices connected online to the host computer device via a dedicated communication line. Is performed. Banking systems, which are the core systems of such banks, are not allowed to stop banking operations due to system downtime, etc. In addition, in order to avoid data exploitation and destruction due to illegal intrusion, the bank's own system uses its own technology. For example, it is equipped with a firewall application for strong intrusion prevention and has a redundant configuration consisting of an active system and a standby system. As described above, since the accounting system places importance on safety and reliability, the accounting system including the conventional ATM is not always directly connected to the information system, and is installed in a bank store. ATMs are configured as terminal devices that have the function of inputting and outputting transactions such as cash withdrawal, deposit, and transfer. Transaction statements issued by ATMs include cash withdrawal and deposit processing. Only the results of transactions such as deposits and transfers were printed.

[0003]

[Problems to be solved by the invention] However, with the recent changes in the economic and social environments, ATMs have been installed not only in bank stores, but also in large retail stores and convenience stores. . For this reason, the ATM is not merely used as a transaction terminal for transaction processing such as cash withdrawal, deposit, and transfer, but is also useful for customers in order to differentiate itself from other banks. The environment and expectations for providing such information as an apparatus for providing various kinds of privilege services have been increasing.

[0006] Accordingly, in the present invention, an accounting system including an ATM obtains necessary customer attribute information (information on the transaction status of the customer and information having different characteristics for each customer) from the information system, and sends the information to each customer. Providing effective and corresponding information and various privilege services through transaction statement, it aims to differentiate customer services and fix customers.

[0005]

[Means for Solving the Problems]

 In order to solve the above-mentioned problems, in the present invention, the information distribution processing side performs a privilege information service corresponding to each customer through an ATM, and devised a usage statement issued by the ATM as follows. .

[0006] The usage statement slip includes a usage statement issuer information field on which information on the bank that issued the usage statement and the usage statement issuer is printed, a transaction date on which the usage statement was issued, a transaction type, It is configured to include a transaction statement information column on which an account number, transaction amount, balance, etc. are printed, and a privilege information column provided to customers.

[0007] The above-mentioned ATM information is stored in the privilege information column based on the type of transaction performed by the customer using the ATM, the transaction amount, the transaction date, and the stored customer attribute information based on the preset conditions. It is selected from various privilege information data stored in advance in the information distribution processing side device connected to the device and printed out, or specific privilege information extracted by predetermined data processing is printed out. I have.

[0008] The privilege information column compares a preset condition for granting the privilege service with transaction type data related to the issued statement of use, and displays the privilege satisfying the set condition. The information is selected and printed out, and the privilege information relating to the discount coupon information of the product or the free exchange information is printed out to the transaction customer of the specific transaction type.

[0009] Further, in the privilege information column of the usage statement slip, specific privilege information selected according to the attribute information of the registered customer is printed out, and when a preset transaction is performed, Privilege information to which points are given according to predetermined conditions is printed out.

The attribute information of the customer is the name, address, date of birth, family structure, annual income, deposit balance, or transaction type data of the customer, and the privilege information column contains the attribute information of the customer. The specific privilege information selected in response is printed out.

[0011] The predetermined data processing is a random processing or a random number processing, and specific privilege information extracted with a predetermined probability to a customer who has made a transaction is printed out in the privilege information column. You.

[0012] Furthermore, in the privilege information column of the statement slip, according to predetermined conditions, information on winning or losing of a specific product or service, display of one or more characters registered in advance, and Quiz information related to character display, display of one or more characters registered in advance, prize application information including a prize application sentence related to the character display, specific numbers within a certain range, and the total or combination of the numbers Special information, throttle information and special information related to the throttle, application information for receiving a predetermined privilege service by lottery performed at a later date, and a lottery number and lottery with a predetermined number of digits Specific privilege information is printed out. Further, the privilege information column is a usage statement in which the design is printed with ink using a microcapsule encapsulating a fragrance.

[0013]

[Embodiment of the invention]

 Next, a detailed description will be given, with reference to the drawings, of an embodiment of a usage statement sheet on which privilege information is printed by an ATM corresponding to each customer according to the present invention.

FIG. 1 is an external view showing a configuration of a usage statement form in which privilege information is printed by an ATM corresponding to each customer according to an embodiment of the present invention. In FIG. 1, this example has an accounting host computer device 1 arranged at a bank headquarters.

Further, this example has an ATM 3 (3a... 3n) arranged at a branch store together with an MCIF processing apparatus 2 as an information provision processing apparatus arranged at a bank headquarters. Further, the ATM 3 located at the branch store, the ATM 4 located at the retail store (convenience store), and the ATM located at the common terminal center are connected to the accounting host computer device 1 and the MCIF processing device 2 to establish a line. It has a line control device 5 for controlling. An ATM control device 8 for controlling a plurality of ATMs 3 is installed on the branch side.

[0016] The "transaction statement slip printed with the privilege information of the present invention" refers to the execution of the privilege service at the bank or the retail store and the enjoyment of the privilege service at the customer based on the customer attribute information and the transaction information of the present invention. is there.

FIG. 2 is a block diagram showing an example of a configuration of a main part of the ATMs 3 and 4. In FIG. 1, ATMs 3 and 4 have the same configuration as a small general-purpose computer. For example, an interface (I / F) circuit 11, a microcomputer 12, a memory 13, a drive device 14 for an information recording medium, and a video (V)- A ROM 15 is provided. In addition, the ATMs 3 and 4 are used for implementing a color display device (CRT or LCD) 16, an input operation device 17, customer attribute information, and a “privilege service of the present invention” which will be described in detail below in connection with the present invention. A hard disk device 18 serving as a database storing information on the above, a speaker 19 for sound output, an I / O circuit 20, a synthesized voice output circuit 25, and the like are provided.

The color display device 16 and the input operation device 17 are configured as a touch panel, and further include an input operation device using keys separate from the color display device 16.

The ATMs 3 and 4 further store a conventional cash storage / withdrawal mechanism 21, a deposit / withdrawal card reader 22, and a screen display, for example, a dot font. A passbook reading / printing device 24 is provided together with the font circuit 23.

The ATMs 3 and 4 execute the “privilege service of the present invention” according to a communication protocol or a program executed by the CPU. These communication protocols and programs are implemented by combining special-purpose communication protocols and programs for executing the “privilege service of the present invention” with general-purpose TCP / IP communication protocols and programs. In other words, it is provided as a general-purpose software package (information recording medium such as a CD-ROM) having a distribution property. The information recording medium also includes a solid-state semiconductor device such as a semiconductor memory and a digital signal processor (DSP).

FIG. 3 is a diagram for explaining a main part program / protocol stack having the configuration shown in FIG. Referring to FIG. 3, the accounting host computer 1, the MCIF processor 2, and the ATMs 3, 4 in the bank headquarters in FIG. 1 execute the following communication protocol programs (1) and (2).

(1) In the MCIF processing device 2 of the bank headquarters:-Distribution control application-MCIF control application-OS-TCP / IP (communication protocol)-ATM distribution application (ATM3 (3a ... 3n) and MCIF processing device 2) Performs file transfer based on the distribution file, which is a video (initial screen), still image (transmitting screen), still image (customer-specific screen), telop (initial screen), Zengin information file Along with this file to be transferred, the file generation management that is in operation at the current ATM is being executed.

Distribution control application This is a function for the administrator of the accounting host computer device 1 and the MCIF processing device 2 to manage the setting, registration, change, etc. of the distribution file. By installing it on other terminals, it will be possible to launch the distribution application from a remote location by remote control and access the distribution file. -Distribution file Registration of the above-mentioned distribution target file and one generation previous file-MCIF application This receives information from ATM3 and searches for customer attribute information (referred to as customer database (DB) as appropriate) and privilege information. This function is to execute the processing of the privilege information according to the preset conditions of the transaction, and to return the result of this search and processing to the ATM. Here, the processing based on the transaction conditions will be described.

The set transaction conditions are set based on the items in the trigger table of FIG. 7 or a combination of a plurality of items. The privilege information selected according to the set conditions is stored in the privilege information file 7. When the selected privilege service includes a random number process and a random process, it is processed by the stored application program and transferred to the ATM 3 as the selected privilege service.

MCIF Control Application This is a function used when the system administrator operates maintenance (deletion, addition, update) of the customer DB. The MCIF control application can be installed on another terminal to start the MCIF application by remote control from a remote location and to access the branch MCIF file.

(2) In ATM3, 4 ・ TCP / IP (communication protocol) ・ Communication application for accounting transactions ・ OS (Windows NT) ・ Middleware for absorbing OS differences ・ Business application (executing accounting transactions)・ MCIF-linked file distribution / Movie phase / Character enlargement application for the elderly (distribution file) ・ Print application

According to the program protocol stack of (1) and (2), in the MCIF linkage, as described later, a sequence of customer information request and customer information response is executed, and further, file distribution is performed. Executes the sequence of distribution request and distribution response.

Next, the import of the service execution information corresponding to the customer from the MCIF processing device 2 to the ATMs 3 and 4 will be described. The customer list corresponding to each branch is extracted from the MCIF processing device 2 of the bank headquarters. For each of the extracted segments (conditions), the bank number, branch number, and account number of the customer are cut out as a customer DB, the ATM screen number is set, and the customer service execution information is downloaded to ATMs 3 and 4.

Referring to FIG. 4, the stored contents include a customer table and a store visit table, and the stored contents are customer attribute information. In other words, it is information on the daily transaction status of customers and information that differs for each customer. The customer table is stored permanently (during account opening), and the extracted customer data is associated with the displayed message, including bank number, branch number, account number, name, screen ID, and presence or absence of campaign receipt. The store visit table has a storage period, and includes date, time, bank number, branch number, automatic machine number, and customer support.

FIG. 5 is a diagram for explaining answers to the ATMs 3 and 4 based on the customer attribute information based on the customer privilege service execution information and the cutout of the display screen. Here, the provided privilege information is selected from the privilege file 7 using the transaction and the attribute of the customer as a key, and if necessary, a calculation process is performed and a reply is made to the ATM.

FIG. 6 shows an outline of the processing between the MCIF processing device 2 and the ATMs 3 and 4.

Thereafter, when the customer inserts a bank card or the passbook reading / printing device 24 inserts a passbook into the card reading device 22 shown in FIG. 2 of the ATMs 3 and 4, the customer attribute information (bank number, branch number). The customer attribute information is read to the MCIF processor 2 (step S2). That is, a search for the customer privilege service execution information is requested.

The MCIF processing device 2 searches the customer service execution information (step S3), processes the searched privilege service for each customer according to the set conditions (see FIG. 7), and processes the processed privilege information. Is transferred to ATM3, and ATM3 and ATM4 format in the form of a transaction statement. (Steps S4 and S5).

After confirming the transaction, a usage statement printed with privilege information is issued. If the customer service execution information has not been retrieved in step S4, normal customer banking is carried out and the process ends.

FIG. 7 shows trigger items for setting conditions for giving a privilege service. The award of the award service is set in advance, alone or in combination of these trigger items, and the award is awarded when the specified conditions are satisfied. The combination of these condition items can be freely changed depending on the plan of the privilege service.

In the above description, the head office system controls the entire system. However, a local server is arranged for each ATM installation area and each ATM installation shop, and privilege information and a local database are provided. It may be carried out on site. In this case, any system that can cooperate with the central system may be used.

Here, an embodiment example of the usage statement slip 30 on which the privilege information of the present invention is printed will be described. ATM3 is installed at the main branch of a bank, but at present ATMs are also increasingly installed in convenience stores. In the present invention, at the ATM 4 installed at the convenience store, a transaction statement 30 on which a privilege service for the customer who transacted is printed is printed, and the usage statement 30 at the ATM 3 installed at the main branch of the bank is devised. .

In the following description, FIGS. 8 to 18 show an example of an embodiment of a transaction statement 30 issued to a customer who transacted at an ATM 4 installed in a convenience store, and FIGS. An example of an embodiment of a transaction statement 30 issued to a customer who has transacted at an ATM 3 installed at a head office is shown.

FIG. 8 shows a first embodiment of an ATM usage statement sheet 30 on which privilege information is printed according to the present invention. The usage statement 30 in the embodiment of the present invention shown in FIG. 8 includes an issuer information column 31 on which an issuer name and guide information are printed, a transaction date, a transaction store number, a machine number, a transaction type, an account number, and a transaction serial number. , Transaction amount, card issuing bank, branch number, balance, transaction time, explanation code, and transaction number are printed on the transaction details information column 32. A key information item 33 is set in which key items such as customer attributes are set, and privilege information selected according to the key item is printed.

The issuer information column 31 and the transaction details information column 32 are commonly used, but the present invention selects a privilege service that matches a preset privilege service grant condition from these transaction information. Then, it is printed in the privilege information column 33 and provided for each customer.

In the first embodiment, the ATM 4 is installed in the convenience store 9, and a book ticket of 500 yen is given to a customer who has made a transaction at the ATM 4 with a predetermined winning probability. The present ticket is printed. Furthermore, if the deposit balance is a certain amount or more (for example, the deposit balance is 300,000 yen or more) at the time of the transaction at the ATM 4, the winning ticket is programmed to be easily won.

FIG. 9 shows a second embodiment of a usage statement 30 by ATM 4 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and a description thereof will be omitted, and printing of the privilege information column will be described. In the privilege information column 33 in the second embodiment, quiz application ticket information is printed. The conditions for printing this quiz application ticket information are customers whose deposit balance is a certain amount or more (for example, 100,000 yen or more). Triggered by customer attribute information and transaction information, pension recipients receive a quiz for pension transaction customers, Student funded depositors are printed with quizzes for students, quizzes corresponding to each transaction and their explanations selected from the privilege information file.

FIG. 10 shows a third embodiment of the usage statement 30 by the ATM 4 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and thus description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the third embodiment, points set for a transaction performed by the ATM 4 and a description are printed. The conditions for this point printing are as follows: a bank transfer transaction is performed by an ATM, and at that time, for example, five points are printed for a customer who uses his / her own card, and three points are printed for a customer who uses another card. And when you get 100 points, you can exchange them for goods. It is also possible to invite customers who use other banks' cards to exchange products to open an account.

FIG. 11 shows a fourth embodiment of the usage statement 30 by the ATM 4 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and thus description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the fourth embodiment, the slot selected from the privilege information file 7 and a description are printed on the customer who matches the preset condition items for the transaction performed at the ATM 4. I have. The conditions for this slot printing are as follows: For ATM4 customers who have a balance of a certain amount or more (for example, the balance is 100,000 yen or more), numbers are randomly extracted, and slots of three numbers each in the vertical and horizontal directions are printed. If the numbers are aligned vertically, horizontally or diagonally, a “win” ticket will be printed and a prize will be presented. In this case, it is possible to approach switching to a regular period for customers who used their own card, and to switch to their own card for users of other bank cards.

FIG. 12 shows a fifth embodiment of a usage statement 30 by ATM 4 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and thus description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the fifth embodiment, numbers of blackjack and guidance texts are printed. If these numbers are collected to a total of 21, the applicant will apply and a lottery will be given a prepaid card. The conditions for printing blackjack are as follows: When a specified transaction is performed using ATM4, a number set according to each transaction is selected and printed. For example, 7 is printed for time deposits, 7 for time deposits, 3 for transfers, and 1 for deposits.

FIG. 13 shows a sixth embodiment of the usage statement 30 by the ATM 4 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and thus description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the sixth embodiment, a travel application ticket and its description are printed. The condition for printing this travel application ticket is that the balance has a fixed amount or more (for example, 100,000 yen or more), and it is printed for a customer who has set up a transaction set in advance using ATM4, for example, a regular deposit account. .

FIG. 14 shows a seventh embodiment of a usage statement 30 by ATM 4 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and thus description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the seventh embodiment, a lottery ticket with a lottery number and an explanatory note printed thereon is printed. The conditions for printing this lottery ticket are printed for customers who have opened an account using the ATM 4 of the store where the ATM 4 is installed and have opened a designated transaction account of a fixed amount or more. For example, a lottery ticket is printed for customers who have opened a fixed deposit account of 300,000 yen or more.

FIG. 15 shows an eighth embodiment of a usage statement 30 by ATM 4 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and thus description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the eighth embodiment, a character "Get with original character" and a description are printed. This application ticket is printed on the statement 30 of the customer who has used the ATM 4 for a limited period of use.

FIG. 16 shows a ninth embodiment of the usage statement 30 by the ATM 4 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and thus description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the ninth embodiment, a description "shopping ticket" is randomly printed for a customer who has used the ATM4. In addition, a barcode for reading data when used is printed on this shopping ticket.

FIG. 17 shows a tenth embodiment of the usage statement 30 by the ATM 4 on which the privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and a description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the tenth embodiment, various discount coupons on which a discount product, a discount amount, a barcode, and a description are printed are printed. The conditions for issuing a discount coupon are issued to customers who have used ATM4 for transactions with deposits and withdrawals of 5,000 yen or more.

FIG. 18 shows an eleventh embodiment of an ATM 4 usage statement sheet 30 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and a description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the eleventh embodiment, the acquired points, the total points up to yesterday, the product name to be discounted today, and the description are printed. This discount coupon may be issued to all customers using ATM4.

FIG. 19 shows a twelfth embodiment of the usage statement 30 by the ATM 3 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and a description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the twelfth embodiment, a point service ticket in which points according to preset conditions and an explanatory note are printed using the ATM 3 is printed. The conditions for issuing point service tickets are as follows: The points to be granted for each transaction are set by the transfer, various withdrawals for which fees are charged, the opening of time deposits, the payment of public utilities, etc. Is printed on the usage statement 30 of the customer who matches the conditions. Extra points may be given to large depositors and customers with many transactions. You may change the points given by setting other conditions.

FIG. 20 shows a thirteenth embodiment of the usage statement 30 by the ATM 3 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and a description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the thirteenth embodiment, a present lottery number and a description are printed. The printing condition of the lottery number is that a random three-digit lottery number is printed for the customer who made the transfer and for which the transfer amount is a certain amount or more (eg, 300,000 yen or more).

FIG. 21 shows a fourteenth embodiment of the usage statement 30 by the ATM 3 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and a description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the tenth embodiment, characters of "hit" and "losing" and a description are printed. The conditions for granting the "win" ticket and the "losing" ticket are as follows: For customers who have a remittance amount of a fixed amount or more (for example, 350,000 yen or more), randomly extract and print the "winning" and "losing" tickets. I do. When the winning customer comes to the counter to give away prizes, etc., it is possible to create a chance to solicit other products with special benefits.

FIG. 22 shows a fifteenth embodiment of the usage statement 30 by the ATM 3 on which the privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and a description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the fifteenth embodiment, a sentence for presenting a present and a sentence for guiding to a consultation window are printed. This is done to the customer who used the other bank card. This is an opportunity to open accounts and solicit financial products to customers who come to the consultation desk.

FIG. 23 shows a sixteenth embodiment of the usage statement 30 by ATM3 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and a description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the sixteenth embodiment, one or a plurality of marks (in this embodiment, a mark “☆”) are printed according to the transaction fee amount in exchange for a fee-back campaign. This transaction fee mark is printed in the privilege information service column in conjunction with the printing of the transaction fee amount on the usage statement when a fee collection transaction is made in the transaction by ATM3. The number of marks to be printed shall be printed based on the fee amount determined in advance. (For example, one fee for $ 105 and two for $ 210.) Also, a cutout line may be provided so that this voucher portion can be cut off and exchanged for a service ticket of an affiliated member store.

FIG. 24 shows a seventeenth embodiment of the usage statement 30 by ATM3 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and a description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the seventeenth embodiment, a congratulations message and a guide of the present are printed. The conditions for presenting gifts are to print a message of happy birthday and a word indicating the present when a customer makes a transaction using an ATM on his birth date.

FIG. 25 shows an eighteenth embodiment of the usage statement 30 by ATM3 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and a description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the eighteenth embodiment, a slot lottery ticket on which three patterns are printed and a description are printed. The conditions for printing this slot lottery ticket are as follows: For a customer who has made a predetermined transaction (for example, for a customer who has applied for a time deposit), three slots are randomly extracted and printed. . If three pictures are the same, a prize will be presented.

FIG. 26 shows a nineteenth embodiment of a usage slip 30 by ATMs 3 and 4 on which privilege information is printed according to the present invention. In this embodiment as well, the issuer information column 31 and the transaction details information column 32 are the same, and thus description thereof will be omitted, and printing of the privilege information column 33 will be described. In the privilege information column 33 in the nineteenth embodiment, when the preset conditions match the attributes of the customer who made the transaction and the items of the transaction, the design is printed with ink using microcapsules encapsulating fragrance. A message of the gift will be printed on the transaction statement. When the design is rubbed according to this message, the scent encapsulated in the microcapsules comes out.

[0060]

[Effect of the invention]

 The transaction statement on which the privilege information according to the present invention is printed is configured as described above, so that the present invention provides effective information corresponding to individual customers and uses various privilege services for transactions. It has been realized that it can be provided via statement slips, which has made it possible to differentiate customer services and secure customers.

[Brief description of the drawings]

FIG. 1 is an external view of an embodiment of a method of performing and acquiring a service by an ATM corresponding to each customer according to the present invention, a communication system thereof, and an information recording medium.

FIG. 2 is a block diagram showing a configuration example of a main part of the ATM in FIG. 1;

FIG. 3 is a diagram for explaining a main part program / protocol stack in the configuration shown in FIG. 1;

FIG. 4 is a diagram illustrating an example of a table for explaining an example of information displayed on an ATM according to the embodiment;

FIG. 5 is a diagram for explaining a response to the ATM 3 based on customer attribute information from the cutout of the customer privilege service execution information and the display screen in the embodiment.

FIG. 6 shows an embodiment in which an MCIF processing unit sends an AT
9 is a flowchart for explaining distribution of information to M.

FIG. 7 is a diagram illustrating an example of a trigger item for setting a provision condition of privilege information in the embodiment.

FIG. 8 shows a first embodiment of a usage statement slip according to the present invention.

FIG. 9 shows a second embodiment of a usage statement sheet according to the present invention.

FIG. 10 shows a third embodiment of the usage statement slip according to the present invention.

FIG. 11 shows a fourth embodiment of the usage statement slip according to the present invention.

FIG. 12 shows a fifth embodiment of a usage statement sheet according to the present invention.

FIG. 13 shows a sixth embodiment of the usage statement slip according to the present invention.

FIG. 14 shows a seventh embodiment of the usage statement slip according to the present invention.

FIG. 15 shows an eighth embodiment of the usage statement slip according to the present invention.

FIG. 16 shows a ninth embodiment of a usage statement sheet according to the present invention.

FIG. 17 shows a tenth embodiment of a usage statement sheet according to the present invention.

FIG. 18 shows an eleventh embodiment of a usage statement slip according to the present invention.

FIG. 19 shows a twelfth embodiment of a usage statement slip according to the present invention.

FIG. 20 shows a thirteenth embodiment of the usage statement slip according to the present invention.

FIG. 21 shows a fourteenth embodiment of a usage statement slip according to the present invention.

FIG. 22 shows a fifteenth embodiment of the usage statement slip according to the present invention.

FIG. 23 shows a sixteenth embodiment of the usage statement slip according to the present invention.

FIG. 24 shows a seventeenth embodiment of a usage statement slip according to the present invention.

FIG. 25 shows an eighteenth embodiment of the usage statement slip according to the present invention.

FIG. 26 shows a nineteenth embodiment of the usage statement slip according to the present invention.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Accounting host computer device 2 MCIF processing device 3 ATM 4 ATM 5 Line control device 6 MCIF D / B 7 Privilege information file 8 Branch controller 9 Convenience store 30 Usage statement sheet 31 Issuer information field 32 Transaction statement information field 33 Privilege information Column

 ──────────────────────────────────────────────────続 き Continuing on the front page (72) Inventor: Satoshi Nitta 2-1-2 Koraku, Bunkyo-ku, Tokyo Inside NRC Corporation (72) Inventor: Kazuhiro Kato 2-chome, Koraku, Bunkyo-ku, Tokyo 1-2 Nippon NRC, Inc. (72) Inventor Yoshitaka Takeshita 1-2-1, Koraku 2-chome, Bunkyo-ku, Tokyo Nippon NRC, Inc. (72) Inventor Toshiaki Ito Tokyo Inside NRC, Inc. 2-1-2 Koraku, Bunkyo-ku, Tokyo (72) Inventor Keiichi Koizumi Inside NRC 2-1-2, Koraku 2-chome, Bunkyo-ku, Tokyo

Claims (15)

[Utility model registration claims] Claims: 1. An information delivery processing side executes a privilege information service corresponding to each customer through an automatic teller machine, and issues a usage statement issued by the automatic teller machine. Bank statement and bank statement issuer information field with information on the bank statement issuer printed, and the transaction date, transaction type, account number,
The transaction information field includes a transaction statement information column on which transaction details such as transaction amount and balance are printed, and a privilege information column provided to the customer. The ATM based on a condition set in advance from the type of transaction, the transaction amount, the transaction date, and the accumulated customer attribute information.
Various privilege information data previously stored in the information distribution processing side device connected to the device are selected and printed out, or specific privilege information extracted by predetermined data processing is printed out. A usage statement sheet on which privilege information is printed. 2. The privilege information column compares a preset condition for granting the privilege with transaction data on the issued usage slip, and stores the privilege information that matches the set condition. The usage statement sheet printed with privilege information according to claim 1, wherein the usage statement sheet is selected and printed out. 3. The privilege information field is printed out with privilege information relating to discount coupon information of a product or free voucher information for a transaction customer of a specific transaction type. A usage statement sheet on which the privilege information described in is printed. 4. The privilege information according to claim 2, wherein the specific privilege information selected according to the registered customer attribute information is printed out in the privilege information column. Usage statement slip. 5. The privilege information column according to claim 2, wherein, when a preset transaction is performed, privilege information to which points are given according to predetermined conditions is printed out. Usage slip with special privilege information printed on it. 6. The attribute information of the customer is a name, an address, a date of birth, a family structure, an annual income, a deposit balance, or transaction type data of the customer. The usage statement sheet on which the privilege information is printed, wherein the specific privilege information selected according to the information is printed out. 7. The predetermined data processing is a random processing or a random number processing, and specific privilege information extracted with a predetermined probability for a customer who has made a transaction is printed out in the privilege information column. A usage statement sheet, wherein the privilege information according to claim 1 is printed. 8. The usage statement sheet according to claim 7, wherein the display of a hit or a loss related to a specific product or service is printed out in the privilege information column. 9. The pre-registered 1 in the privilege information field
8. The usage statement sheet according to claim 7, wherein display of a plurality of characters and quiz information related to the display of the characters are printed out. 10. The display of one or more characters registered in advance and a prize application information including a prize application sentence related to the display of the character are printed out in the privilege information column. A usage statement sheet on which the privilege information described in 7 is printed out. 11. The privilege information column, wherein a specific number of specific numbers within a certain range and specific privilege information given to the sum or combination of the numbers are printed out. A usage statement sheet on which the described privilege information is printed. 12. The usage statement sheet according to claim 7, wherein throttle information and privilege information on the throttle are printed out in the privilege information column. 13. The usage statement printed with the privilege information according to claim 7, wherein said privilege information column prints out application information for receiving a predetermined privilege service by lottery performed at a later date. Votes. 14. The use according to claim 7, wherein the privilege information column has a lottery number having a predetermined number of digits and specific privilege information received by the lottery printed out. Statement slip. 15. The usage statement sheet according to claim 2, wherein the privilege information column has a pattern printed with ink using a microcapsule containing a fragrance.