WO2007075032A1 - Procede et appareil offrant un service de paiement par le biais de codes a barres - Google Patents

Procede et appareil offrant un service de paiement par le biais de codes a barres Download PDF

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Publication number
WO2007075032A1
WO2007075032A1 PCT/KR2006/005727 KR2006005727W WO2007075032A1 WO 2007075032 A1 WO2007075032 A1 WO 2007075032A1 KR 2006005727 W KR2006005727 W KR 2006005727W WO 2007075032 A1 WO2007075032 A1 WO 2007075032A1
Authority
WO
WIPO (PCT)
Prior art keywords
transaction
bar code
purchaser
information
card
Prior art date
Application number
PCT/KR2006/005727
Other languages
English (en)
Inventor
Joon-Sang Wee
Original Assignee
Gookyung Communication Co., Ltd.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from KR1020050130502A external-priority patent/KR20060003849A/ko
Application filed by Gookyung Communication Co., Ltd. filed Critical Gookyung Communication Co., Ltd.
Priority to JP2008548416A priority Critical patent/JP2009521764A/ja
Priority to US12/159,614 priority patent/US20080313081A1/en
Publication of WO2007075032A1 publication Critical patent/WO2007075032A1/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F17/00—Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0014—Coin-freed apparatus for hiring articles; Coin-freed facilities or services for vending, access and use of specific services not covered anywhere else in G07F17/00

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

L'invention concerne un procédé et un appareil offrant un service de paiement fondé sur une carte d'acheteur au lieu d'un appareil de demande de carte câblé ou sans fil ou d'un programme de passerelle de paiement détenu et géré par un marchand. Le procédé de l'invention consiste à confirmer des informations de magasin membre d'un réseau commercial fournies après qu'un marchand se soit inscrit auprès d'une société financière et qui permettent à un magasin membre de produire et fournir des informations d'identification de magasin membre d'un réseau commercial. A la réception d'une demande de transaction effectuée par un acheteur qui a reçu un code à barres de transaction produit pour inclure les informations d'identification de magasin membre et des informations de transaction détaillées, le code à barres de transaction est lu afin de permettre la collecte des informations d'identification de magasin membre et de vérifier les informations de magasin membre du marchand correspondant. Une approbation de la transaction effectuée par l'acheteur au bénéfice du marchand est alors demandée à une société financière.
PCT/KR2006/005727 2005-12-27 2006-12-27 Procede et appareil offrant un service de paiement par le biais de codes a barres WO2007075032A1 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
JP2008548416A JP2009521764A (ja) 2005-12-27 2006-12-27 バーコードを用いた代金決済サービスのための方法及び装置
US12/159,614 US20080313081A1 (en) 2005-12-27 2006-12-27 Method and Apparatus for Payment Service Using Bar Code

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
KR1020050130502A KR20060003849A (ko) 2005-12-27 2005-12-27 바코드를 이용한 대금정산방법 및 그 시스템
KR10-2005-0130502 2005-12-27
KR1020060104346A KR100728394B1 (ko) 2005-12-27 2006-10-26 바코드를 이용한 대금결제 서비스 방법 및 이를 위한 장치
KR10-2006-0104346 2006-10-26

Publications (1)

Publication Number Publication Date
WO2007075032A1 true WO2007075032A1 (fr) 2007-07-05

Family

ID=38218223

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2006/005727 WO2007075032A1 (fr) 2005-12-27 2006-12-27 Procede et appareil offrant un service de paiement par le biais de codes a barres

Country Status (1)

Country Link
WO (1) WO2007075032A1 (fr)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5383965A (en) * 1993-02-05 1995-01-24 Akzo Nobel N.V. Naphthenic acid esters as dispersing agents for pigment additives and products incorporating same
US6460763B1 (en) * 1993-12-08 2002-10-08 Fujitsu Limited System and method of operation of host and terminal unit having function for converting transaction and commodity information into bar code for printing on journals and receipts and reading thereform for input to system
US20030045328A1 (en) * 1999-12-10 2003-03-06 Takeshi Natsuno Method for inhibiting use of mobile communication terminal having memory where card information is stored, mobile communication network, and mobile communication terminal
KR20030095500A (ko) * 2002-06-12 2003-12-24 김기형 이동통신 단말기로의 바코드 다운로드를 통한 금융 거래방법

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5383965A (en) * 1993-02-05 1995-01-24 Akzo Nobel N.V. Naphthenic acid esters as dispersing agents for pigment additives and products incorporating same
US6460763B1 (en) * 1993-12-08 2002-10-08 Fujitsu Limited System and method of operation of host and terminal unit having function for converting transaction and commodity information into bar code for printing on journals and receipts and reading thereform for input to system
US20030045328A1 (en) * 1999-12-10 2003-03-06 Takeshi Natsuno Method for inhibiting use of mobile communication terminal having memory where card information is stored, mobile communication network, and mobile communication terminal
KR20030095500A (ko) * 2002-06-12 2003-12-24 김기형 이동통신 단말기로의 바코드 다운로드를 통한 금융 거래방법

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