WO2006102841A1 - Procede interactif de ressources propres et procede de traitement d’informations et de systeme de commerce electronique - Google Patents

Procede interactif de ressources propres et procede de traitement d’informations et de systeme de commerce electronique Download PDF

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Publication number
WO2006102841A1
WO2006102841A1 PCT/CN2006/000535 CN2006000535W WO2006102841A1 WO 2006102841 A1 WO2006102841 A1 WO 2006102841A1 CN 2006000535 W CN2006000535 W CN 2006000535W WO 2006102841 A1 WO2006102841 A1 WO 2006102841A1
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WO
WIPO (PCT)
Prior art keywords
user
transaction
information
resources
management system
Prior art date
Application number
PCT/CN2006/000535
Other languages
English (en)
French (fr)
Inventor
Tongyu Sun
Peng Jiang
Original Assignee
Alibaba.Com Corporation
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from CN 200510065476 external-priority patent/CN1702673A/zh
Application filed by Alibaba.Com Corporation filed Critical Alibaba.Com Corporation
Priority to CA002603441A priority Critical patent/CA2603441A1/en
Priority to AU2006228895A priority patent/AU2006228895B2/en
Priority to EP06722187A priority patent/EP1865441A4/en
Priority to JP2008503355A priority patent/JP2008535069A/ja
Priority to US11/910,257 priority patent/US20080262939A1/en
Priority to KR1020077025197A priority patent/KR101254358B1/ko
Publication of WO2006102841A1 publication Critical patent/WO2006102841A1/zh

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Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00—Data switching networks
    • H04L12/28—Data switching networks characterised by path configuration, e.g. LAN [Local Area Networks] or WAN [Wide Area Networks]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0609—Buyer or seller confidence or verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0613—Third-party assisted
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

Definitions

  • the present invention relates to the field of network resource data processing, and in particular, to a method and system for utilizing a network for self-owned resource interaction between users, and an application thereof.
  • a method for processing electronic transaction information and a management system for electronic transaction information is a method for processing electronic transaction information and a management system for electronic transaction information.
  • each terminal usually has certain resources or data, which is simply referred to as its own resources, for example, data transmission bandwidth, data transmission priority, and quality of service (QOS) of data transmission, or Valuable information data, etc. for the terminal.
  • these resources need to be redistributed.
  • the first terminal needs certain resources or data owned by the second terminal, and the second terminal also needs certain resources or data owned by the first terminal.
  • Resource data interaction process For example, the first terminal has resources such as a transmission bandwidth or a transmission priority. After the first terminal completes the corresponding service, the resource may be idle.
  • FIG. 1 is an example of a prior art implementation of a resource data interaction process in the above case.
  • the interaction between the user terminal 1 and the user terminal 2 is performed by an interaction platform, and the interaction platform stores process information of resource data interaction.
  • the process of resource data interaction is as follows:
  • the interaction platform stores information of multiple user terminals and information of the own resource data used by the user terminal for interaction; each user terminal queries the required resources through the interaction platform;
  • the terminal having the resource can perform the interaction of the own resource, for example, the user terminal 1 and the user terminal 2 perform the interaction of the own resource data;
  • the interaction platform records the resource data interaction between the user terminals 1 and 2.
  • Process information The interaction platform can facilitate one terminal to know the own resource data information of other terminals.
  • the above resource data interaction method has the following problems: Since the resource data interaction is performed between the first user end and the second user end, the interaction platform only records the process information and cannot control the data interaction process, and since the data interaction is bidirectional Therefore, the above data processing method cannot guarantee the complete progress of a data interaction process, and it is possible that a user terminal does not release the resource data and causes the data interaction two-way process to fail. With the increasing frequency of self-owned resource data exchange between users, it is urgent to develop a data processing method that can ensure the complete process of resource data interaction.
  • the electronic trading system mainly includes a user subsystem for storing information related to the user identity, a transaction subsystem for saving the progress information of the transaction, and a display subsystem for displaying the cargo information.
  • the buyer's purchase price and the seller's goods are their own resources.
  • the data of the transaction information is transmitted directly between the buyer and the seller.
  • the bank can intervene when obtaining the payment, but does not participate in the transaction process.
  • the actual electronic transaction is completed directly between the user and the merchant. For example, in general electronic trading, both buyers and sellers reach a transaction through network contact and record a transaction information in the trading system.
  • the buyer pays the purchase price to the seller through other means, such as bank remittance, and the seller delivers the goods to the buyer after receiving the payment; or, the seller first delivers the goods to the buyer, after the buyer receives the goods, Then pay the goods to the seller.
  • other means such as bank remittance
  • the transaction since the transaction requires a lot of communication or transaction steps (for example, payment method, receipt method), it is even necessary to entrust a third-party entity to complete a transaction.
  • the existing electronic trading system is only used to display information about the goods. Although it can promote mutual understanding of the transaction information, it does not help the transaction to be completed, so the transaction efficiency is relatively low.
  • the above transaction method cannot guarantee the security and integrity of the transaction, because the data interaction is two-way, and the transaction party cannot ensure the transaction behavior of the other party of the transaction, that is, it is possible that a transaction party does not send the transaction object and causes the electronic transaction process. Incomplete, thus affecting the security of electronic transactions. Therefore, some electronic trading systems establish a credit file for the merchant to indirectly show the security of the transaction. For example, usually after the customer-to-customer (C2C) mode trading platform transaction, the buyer and the seller mutually evaluate each other to accumulate credit. However, the credit file can only indicate that the security of the transaction with the merchant is relatively high, and the security of the transaction cannot be guaranteed.
  • C2C customer-to-customer
  • the electronic trading system has not been able to help more complete the transaction, and the transaction efficiency is still low.
  • the interaction information data is directly transmitted between the two parties, and the defects are that the interaction efficiency is low and the interaction security is poor.
  • the existing processing method the trading system can not participate in the management and processing of the transaction information data, the two parties must also complete a large amount of work through the network to complete the transaction, that is, can not ensure the normal and safe operation of the network transaction, and can not fully play the network transaction Fast, convenient, and low cost advantages.
  • the technical problem to be solved by the present invention is to provide a convenient and secure method and system for self-contained resource data exchange between the user terminals, which is automatically controlled by the system, thereby improving the optimal and balanced utilization of resources.
  • Another object of the present invention is to provide the above technical concept to electronic transactions, and to provide an electronic transaction processing method, a convenient and secure electronic transaction information processing method, and an electronic transaction information processing system.
  • a method for interacting with a self resource comprising: a management system recording information of resource interaction; a management system receiving a first user's own resource; A user has received the second user's own resources, and the management system sends the first user's own resources to the second user.
  • the management system after receiving the first user's own resources, notifies the second user; after receiving the information that the second user has sent the information, the management system notifies the first user.
  • the self-owned resources include payables or goods, and the accounts payable are managed through an intermediary credit fund account.
  • a self-owned resource interaction system including:
  • the first user end sends the first user's own resource, and sends confirmation information that the second user owns the resource;
  • the second user sends the second user's own resources
  • a management system configured to record information of a resource interaction; receive a first user-owned resource; and notify the first user end and the second user end of the interaction process information; after receiving the confirmation message, forwarding the first user's own resource to the first Two users.
  • a method for processing electronic transaction information, having an intermediary credit fund account comprising: recording a transaction information;
  • the intermediary credit fund account of the management system receives the payables sent by the first user; the management system sends the paid information to the second user;
  • the management system transfers the transaction amount from the intermediary credit fund account to the second user account.
  • the method for processing the electronic transaction information further includes: when the management system receives the notification that the second user has sent the transaction goods, determining whether the logistics company is designated; if yes, sending the delivery notification information to the logistics company; If no, the pickup notification information is sent to the first user.
  • the method for processing the electronic transaction information further includes: setting a payment term; determining whether the first user's payable amount is received within the time limit, and if not, ending the transaction process.
  • the method for processing the electronic transaction information further includes: before the first user sends the payable item, receiving the modified data of the transaction information by the transaction party, and transmitting the modified data to the other party of the transaction.
  • the method for processing the electronic transaction information further includes: after receiving the notification that the second user has delivered the goods, setting a receipt period; determining whether the confirmation or cancellation of the transaction information is received within the receipt period, If not, it is determined that the first user has received the transaction goods of the second user.
  • the method for processing the electronic transaction information further includes: setting a transfer term when confirming that the first user has received the transaction goods of the second user; determining whether the information of canceling the transaction is received within the transfer period If yes, send a reminder message to the transaction party; if no, transfer the transaction amount from the intermediary credit fund account to the second user account.
  • the method for processing the electronic transaction information further comprises: establishing and storing evaluation information data of the transaction parties.
  • a system for processing electronic transaction information comprising:
  • User module used to save the identity information of the user
  • Account module used to establish an intermediary credit fund account, manage user funds
  • transaction module used to save the user's transaction information, notify the user of the electronic transaction process information; and, when confirming that the first user has received the second user's transaction The goods, forward the first user payables to the second user.
  • the invention provides a third-party transaction management platform, which can automatically promote and help the completion of the interaction process, and can automatically push forward the steps of the interaction process, thereby improving the efficiency of resource data interaction and the efficiency of electronic transactions, and fully utilizing network resources.
  • Facilitating the interaction of resource data can greatly reduce the interaction cost, ensure the smooth interaction of resources, promote the redistribution of resources, and thus improve the balanced use of resources after redistribution.
  • the present invention can also set some deadlines in the transaction process, which can speed up the interaction process and further improve the processing efficiency.
  • a user terminal may first send the resource data to the third-party resource database, and after the user terminal receives the resource data sent by another user terminal, the third-party resource database is stored again.
  • the resource data is forwarded to another user terminal, thereby ensuring the security and integrity of the resource data interaction process, reducing the cost of resource interaction, facilitating the reallocation of resources, improving the balanced use of resources, and reducing resource idleness and waste.
  • the invention establishes an intermediary credit fund database, and can be delivered in the transaction process after payment, to ensure the transaction of the merchant side is safe; and since the payment is not directly paid to the merchant, wait until The buyer confirms receipt of the goods and then transfers the payment to the merchant, so that the buyer's transaction security can be guaranteed at the same time. That is, the electronic transaction method of the present invention can ensure the security and integrity of the interaction process, reduce the cost of electronic transactions, improve the utilization efficiency of the network, and give full play to the advantages of fast, profitable and low-cost network transactions.
  • FIG. 1 is a schematic diagram of an example of implementing a resource data interaction process in the prior art
  • FIG. 2 is a schematic diagram of a specific application of the resource data interaction method shown in FIG. 1.
  • FIG. 3 is a flow chart of steps of an interaction method of the self-owned resource according to the present invention
  • FIG. 4 is a self-owned method of the present invention.
  • FIG. 5 is a flow chart of steps of an electronic transaction method according to the present invention.
  • FIG. 6 is a flow chart showing the steps of a preferred embodiment of an electronic transaction method according to the present invention
  • FIG. 7 is a schematic structural view of an electronic transaction system according to the present invention.
  • the core idea of the present invention is to manage and process interaction information by using a management system in the process of own resource interaction, and can automatically control the interaction process according to the feedback information; and use a third-party resource database to temporarily store the party. Resources to ensure the security and integrity of the interaction process, improve the balanced use of resources, and reduce resource idleness and waste.
  • Step si the management system records information about resource interaction.
  • the client that performs the resource interaction can obtain the resource information of the other party through the traditional prior art, for example, a display system such as a webpage. After the interaction intention is reached, any party interacting may submit relevant information of the resource interaction to the management system.
  • the management system can create a transaction file after receiving the data and can store it in the memory of the management system.
  • Step s2 sending the first user own resource to the management system.
  • the first user sends its own resources to the management system, and the management system acts as a third party to temporarily store the first user's own resources (the resources used for the interaction process).
  • the management system can store it in the resource database, so that the management system can process multiple resource data interaction processes at the same time, thereby improving resource utilization and processing efficiency of the management system.
  • Step s3 sending a second user own resource to the first user end;
  • the second user After the first user sends its own resource to the management system, the second user can be notified by itself; or after the management system receives the first user's own resource, the management system notifies the second user, thereby enhancing the management system interaction. Process control and promotion. After receiving the notification, the second user sends its own resource for the interaction to the first user.
  • the step s3 may include: the second user notifying the management system that the information of the self-owned resource has been sent, and the management system notifies the first user, and the interaction process is prompted to proceed to the next step. step.
  • Step s4 After receiving the confirmation information, the management system sends the first user's own resource to the second user.
  • the first user After receiving the resource sent by the second user, the first user sends the confirmation message, indicating that the interaction is confirmed by the first user, and the continuation can be continued. Since the first user's own resources are still stored in the third party's resource database, the first user can cancel the current at any time. Second interaction, thereby ensuring the interaction security of the first user; and since the first user's own resources are still stored in the third party's resource database, the first user cannot fully control it, thereby ensuring the second user's Interactive security. This ensures the security and integrity of the entire interaction process, facilitating the redistribution and balanced use of resources.
  • the management system After receiving the confirmation information of the first user, the management system indicates that the interaction process can be continued, so that the first user own resource is sent to the second user end, thereby completing the entire resource interaction process.
  • the receipt of the confirmation information of the first user may be that the confirmation information is explicitly received, or may be determined to be received when the expiration of a certain period of time.
  • the confirmation information is also not limited to being issued by only the first user, and the trusted third party may also send the confirmation information.
  • the management system can also be used to display information about the resources owned by each client, that is, the display system of the prior art can be used to facilitate the search and understanding of the resource data used by the clients for interaction.
  • the interaction method of the self-owned resources may be applied to an electronic transaction process, and electronic transactions are performed between users, and the self-owned resources may include payables or goods, and the management system facilitates and controls the smooth progress of the transaction process, and may Manage payables through the intermediary credit account of the management system.
  • FIG. 4 it is a schematic structural diagram of an interactive system of a self-owned resource according to the present invention.
  • the system includes a first user end, a second user end, and a management system, and the first user end and the second user end exchange resource data through the management system. among them,
  • the first user end sends the first user's own resource, and sends confirmation information that the second user owns the resource.
  • the second user end sends the second user's own resource; and can also notify the management system that the information of its own resource has been sent.
  • a management system configured to record information of resource interactions; receive and store the first user's own resources; and notify each step information in the interaction process between the first user end and the second user end; and after receiving the confirmation message, forward the first user Own resources to the second client.
  • the management system of the present invention incorporates a management system, which can promote and control the interaction process; and can store the resources of the first user, thereby ensuring the security of the interaction.
  • a management system which can promote and control the interaction process; and can store the resources of the first user, thereby ensuring the security of the interaction.
  • Step 51 Record a transaction information.
  • the contents of the required transaction may be transmitted to the server of the management system, and after receiving the data, the management system creates a transaction file. And stored in the memory of the management system.
  • the management system can also forward the transaction information transmitted by the transaction party to the other party. Assuming that both parties of the transaction are represented by A and B, after the other party B of the transaction agreed by the transaction party A logs into the system, the management system will prompt the party B and transmit the transaction information of the party A to the party B.
  • Step 52 The first user sends the payables to the management system.
  • the first user does not send the payables directly to the second user, but instead sends them to the management system for temporary management by the management system.
  • the management system can manage the payables through an intermediary credit fund account.
  • Step 53 The management system sends the payment information to the second user.
  • the management system checks the intermediary credit fund account, and if the first user funds in the account are greater than or equal to the transaction amount, the payment information is sent to the second user.
  • the management system has an intermediary credit fund account, and both parties to the transaction can each have a fund account.
  • the first user transfers the payment amount to the intermediary credit fund account.
  • the management system can periodically access the intermediary credit fund account, and once the payment party funds in the account are greater than or equal to the transaction amount, the management system is established. And store the payment information data.
  • the other party the second user logs into the system, the payment information is sent to the second user, and the second user can be notified to send the transaction goods.
  • Step 54 The second user sends the transaction goods to the first user.
  • Step 55 After receiving the confirmation message, transfer the transaction amount from the intermediary credit fund account to the second user account.
  • the confirmation information (confirm receipt) can be sent to the management system.
  • the management system receives the confirmation information
  • the received information data can be established and stored, and the transaction amount can be obtained from the intermediary according to the information.
  • the credit fund account is transferred to the second user account.
  • the confirmation information may also be issued by the logistics company.
  • the management system may establish and store the received goods information. Data, and based on this information, the transaction amount can be transferred from the intermediary credit fund account to the second user account.
  • a first user may be referred to as a buyer and a second user may be referred to as a seller.
  • FIG. 6 there is shown a flow chart of a preferred embodiment of an electronic transaction method in accordance with the present invention.
  • some of the steps are added to the flow of the steps of Figure 5 as follows:
  • the embodiment may further include: after the second user sends the transaction goods, the second user notifies the management system that the information has been sent; the management system determines whether the logistics company is designated; if yes, sends the pickup notification information to the logistics company; No, the pickup notification information is sent to the first user.
  • the management system can judge in the stored transaction information. If one party does not specify the logistics company, it can continue to judge whether the other party specifies the logistics company. Introducing logistics companies in the transaction process, the management system can further strengthen the control and promotion of the transaction process and improve transaction efficiency.
  • the management system can also be used to display information about the transaction goods of each client, that is, the prior art display system can be included to facilitate the search and understanding of the resource data used by the clients for interaction.
  • the payment term may also be set; determine whether the first user's payable amount is received within the time limit, and if not, terminate the transaction process. If the first user's payables are received, the transaction continues. This step can improve the transaction process. When the first user still does not pay the payables within a certain payment period, the transaction is difficult to continue, so the transaction process can be terminated, resource waste is reduced, and the resource utilization efficiency of the management system is improved.
  • the modification data of the transaction information by the transaction party may also be received, and the modification data is transmitted to the other party of the transaction. That is, before the first user sends the payables, the two parties can modify the transaction, and the management system can transmit the modified data information to the other party of the transaction, so that the transaction party can negotiate and modify the transaction information data such as the transaction quantity and price. .
  • this step modifying the transaction information
  • the preferred embodiment may further set a delivery deadline after receiving the notification that the second user has shipped; determining whether the first user's confirmation or cancellation transaction information is received within the receipt receipt period, such as Otherwise, it is determined that the confirmation message of the first user is received.
  • This step is used to prevent the first user from accidentally transmitting the receipt confirmation information for a long time. By setting the time limit, the transaction process can be better controlled and the transaction security can be guaranteed.
  • the preferred embodiment may further set a transfer deadline from the receipt of the confirmation message of the first user; determine whether the first user cancels the transaction information during the transfer period; if yes, sends the prompt information to the transaction parties; No, the transaction amount is transferred from the intermediary credit fund account to the second user account.
  • the management system determines whether the buyer return or refund notification information data is received within the time limit, if not, continues the transaction; if yes, the return negotiation information is transmitted between the buyer and the seller, and may follow the final negotiation content, the instruction
  • the system intermediary credit fund account pays the seller the amount according to the negotiated amount and returns the balance to the buyer.
  • the electronic transaction method of the present invention can also receive and store mutual evaluation information data of both parties of the transaction, and the management system can also establish the evaluation information data of the transaction party by itself, because the management system can control and promote the entire transaction process, for example, the management system can For those who have exceeded the deadline during the transaction and have not fulfilled their obligations, they will be evaluated. If a sufficient amount is not deposited in the system fund account within the prescribed time limit, the data that has not been received by the goods within the specified time limit may fall within the scope of the above evaluation.
  • the management system includes:
  • User Module 71 Used to save user information, such as Email, contact method, identity information, password, etc.
  • the main function is to identify the user's identity.
  • Account module 72 Used to establish an intermediary credit fund account, and save the user's capital status, for example, the current user's funds, historical capital in and out records, and so on.
  • Transaction module 73 Used to save the user's transaction information, such as transaction time, transaction location, transaction goods, transaction price, buyer information, seller information, and the status and progress of the entire transaction.
  • the transaction module is further configured to perform a preset step according to each feedback information to control the transaction process. For example, when a certain period of time expires or an explicit confirmation that the transaction has been received, the transaction module notifies the account module to transfer the transaction amount from the intermediary credit fund account to the second user account.
  • the processing system can be mainly composed of the above three core modules, forming a complete mode from the user to the account, from the account to the transaction.
  • the actual processing system can also include Some affiliated parts, such as customer management, online trading tools, marketing tools, etc., all belong to the auxiliary module 74.

Description

自有资源的交互方法以及电子交易信息的处理方法及系统 技术领域 本发明涉及网络资源数据处理领域， 特别是涉及用户端之间利用网 络进行自有资源交互的方法和系统， 及其应用——电子交易信息的处理 方法和电子交易信息的管理系统。
背景技术
现有的网絡系统中， 每个终端通常都拥有一定的资源或数据， 简称 为自有资源， 例如， 数据传输带宽、 数据发送优先级以及数据传送的服 务质量（QOS ) 等， 或者对另一终端而言有价值的信息数据等。 某些情 况下， 这些资源需要进行重新分配。 例如， 第一终端需要第二终端拥有 的某些资源或数据， 而第二终端也需要第一终端拥有的某些资源或数据； 为了实现双方资源数据的重新分配， 则需要进行二终端之间的资源数据 交互过程。 再例如， 第一终端拥有传输带宽或者发送优先级等资源， 当 第一终端完成相应的业务后， 有可能资源处于闲置状态。 由于这些资源 是用户购买的， 属于特定的终端使用， 这样就会导致资源不使用时的空 闲状态， 而此时急需网络资源完成业务的第二终端却不能获得这些空闲 的资源。 由于资源的私有性， 要充分利用这些闲置的资源， 实现网络资 源的最优化均衡利用， 就需要第一终端和第二终端之间进行资源数据的 交互。
图 1 是一个描述上述情况下， 现有技术实现资源数据交互过程的实 例。 参照图 1 , 用户终端 1和用户终端 2之间进行自有资源数据的交互， 需要通过交互平台实现， 所述交互平台保存资源数据交互的过程信息。 资源数据交互的过程如下： 所述交互平台保存有多个用户终端信息， 以 及用户终端用于交互的自有资源数据的信息； 各用户终端通过该交互平 台查询需要的资源； 当查询到需要的资源时， 就可以与拥有该资源的终 端进行自有资源的交互， 例如用户终端 1和用户终端 2之间进行自有资 源数据的交互； 交互平台记录用户终端 1、 2之间资源数据交互的过程信 息。 所述交互平台可以促进一个终端了解其它终端的自有资源数据信息。 但是上述的资源数据交互方法存在以下问题： 由于资源数据交互在第一 用户端和第二用户端之间进行， 交互平台仅记录过程信息而不能控制数 据交互的过程， 并且由于数据交互是双向进行的， 所以上述数据处理方 法无法保证一个数据交互过程的完整进行， 有可能某一用户终端没有释 放资源数据而导致数据交互双向过程的失败。 随着用户端之间的自有资 源数据交互的日益频繁， 迫切需要发展出一种能够保证资源数据交互过 程完整进行的数据处理方法。
参照图 2，该图是图 1所示资源数据交互方法的一种具体应用一一电 子交易方法。 电子交易系统主要包括, 用户子系统, 用以保存用户身份 有关的信息； 交易子系统， 用以保存交易的进展信息； 展示子系统， 用 以展示货物信息。 买家的货款和卖家的货物就是各自拥有的资源。 交易 信息的数据在买卖双方之间直接传输， 银行在获取付款时可以介入， 但 并不参与交易过程， 实际的电子交易是直接在用户和商家之间完成的。 例如， 一般的电子交易， 都是买卖双方通过网络接触达成一笔交易， 在 交易系统记录一条交易信息。 然后买家通过其它的方式， 比如银行汇款 等， 将购物款支付给卖家， 卖家在收到货款后， 向买家发货； 或者， 卖 家先将货物送到买家处, 买家收货后， 再将货款支付给卖家。
在上述交易方法中， 由于交易默方需要进行更多的沟通或者交易步 骤（例如， 付款方式、 收货方式）， 甚至需要委托一个第三方实体机构才 能完成一个交易。 现有的电子交易系统仅仅用于展示商品的相关信息而 已， 尽管可以促进双方了解交易信息， 但并没有帮助交易完成， 因此交 易效率较为低下。
而且， 上述交易方法无法保证交易的安全性和完整性， 因为数据交 互是双向进行的， 交易一方无法确保交易另一方的交易行为， 即有可能 某一交易方没有发送交易物而导致电子交易过程的不完整， 从而影响电 子交易的安全性。 因此有的电子交易系统对商家建立信用档案从而间接 示出交易的安全性， 例如， 通常在客户到客户 （C2C )模式的交易平台交 易后买卖双方相互评价对方以积累信用。 但是信用档案也只能说明与该 商家交易的安全性相对较高， 而不能保证此次交易的安全性。 而且这样 的电子交易系统也没有能够更多地帮助完成交易， 交易效率仍然低下。 综上所述， 现有的资源数据交互方法中， 交互信息数据在交互双方 之间直接传输， 存在的缺陷在于交互效率低下、 交互安全性差。 现有的 处理方式， 交易系统无法参与交易信息的数据的管理和处理， 交易双方 还必须通过网下的大量工作才能完成交易， 即不能确保网络交易的正常、 安全进行， 也不能充分发挥网络交易快速、 便利、 低成本的优势。
发明内容
鉴于上述问题， 本发明所要解决的技术问题是提供一种由系统自动 控制的、 方便的、 安全的用户端之间自有资源数据交互的方法和系统， 从而提高资源的最优化均衡利用。
本发明的另一个目的在于， 将上述技术构思应用于电子交易中， 提 供一种自动促进电子交易过程、 方便、 安全的电子交易信息的处理方法 和电子交易的信息处理系统。
为解决上述技术问题， 本发明的目的是通过以下技术方案实现的: 一种自有资源的交互方法， 包括： 管理系统记录资源交互的信息； 管理系统接收第一用户自有资源； 当确认第一用户端已收到第二用户自 有资源， 管理系统发送第一用户自有资源至第二用户端。
优选的， 当收到第一用户自有资源后， 管理系统通知第二用户端； 当收到第二用户已发送信息后， 管理系统通知第一用户端。 优选的， 所 述自有资源包括应付款项或货物， 通过中介信用资金账户管理应付款项。
一种自有资源交互系统， 包括：
第一用户端， 发送第一用户自有资源， 以及发送收到第二用户自有 资源的确认信息；
第二用户端， 发送第二用户自有资源；
管理系统， 用于记录资源交互的信息； 接收第一用户自有资源； 以 及通知第一用户端和第二用户端交互过程信息； 当收到确认消息后， 转 发第一用户自有资源至第二用户端。
一种电子交易信息的处理方法， 设立有中介信用资金账户， 包括： 记录一交易信息； 管理系统的中介信用资金账户接收第一用户发送的应付款项； 管理系统发送已付款信息给第二用户；
当确认第一用户已收到第二用户的交易货物， 管理系统将交易金额 从中介信用资金账户转入第二用户账户。
优选的， 所述的电子交易信息的处理方法， 还包括： 当管理系统收 到第二用户已发送交易货物的通知后， 判断是否指定物流公司； 如是， 则发送取货通知信息至物流公司； 如否， 则发送取货通知信息至第一用 户。
优选的， 所述的电子交易信息的处理方法， 还包括： 设置付款期限； 判断在所述期限内是否收到第一用户的应付款项， 如否， 则结束交易过 程。
优选的， 所述的电子交易信息的处理方法， 在第一用户发送应付款 项之前， 还包括， 接收交易一方对交易信息的修改数据， 并将修改数据 传送给交易另一方。
优选的， 所述的电子交易信息的处理方法， 还包括： 收到第二用户 已发货的通知后， 设置收货期限； 判断在所述收货期限内是否收到确认 或者取消交易信息， 如否， 则判定第一用户已收到第二用户的交易货物。
优选的， 所述的电子交易信息的处理方法， 还包括： 当确认第一用 户已收到第二用户的交易货物， 设置转账期限； 判断在所述转账期限内， 是否收到取消交易的信息； 如是， 则向交易欢方发送提示信息； 如否， 则将交易金额从中介信用资金账户转入第二用户账户。
优选的， 所述的电子交易信息的处理方法， 还包括， 建立并存储交 易双方的评价信息数据。
一种电子交易信息的处理系统， 包括：
用户模块： 用于保存用户的身份标识信息；
账户模块： 用于建立中介信用资金账户， 管理用户资金款项； 交易模块： 用于保存用户的交易信息， 通知用户电子交易的过程信 息； 以及， 当确认第一用户已收到第二用户的交易货物， 转发第一用户 应付款项至第二用户。 · 与现有技术相比， 本发明具有以下的优点：
本发明提出了第三方交易管理平台， 可以自动的促进和帮助交互过 程的完成， 可以自动推动交互过程的步骤向前， 从而提高资源数据交互 的效率以及电子交易的效率， 充分利用了网络资源， 方便了资源数据交 互的进行， 能极大的降低交互成本， 确保资源交互的顺利进行， 促进资 源的再分配， 从而提高资源再分配后的均衡使用。 并且本发明还可以在 交易过程中设置一些期限， 能够加快交互过程， 进一步提高处理效率。
本发明建立的第三方资源数据库， 某一用户终端可以先将资源数据 发送至所述第三方资源数据库， 在该用户终端收到另一用户终端发送的 资源数据之后， 第三方资源数据库再将存储的资源数据转发至另一用户 终端， 从而保证资源数据交互过程的安全性、 完整性， 降低了资源交互 的成本， 促进了资源的重新分配， 提高了资源的均衡使用， 减少资源空 闲和浪费。
同理， 在电子交易过程中， 本发明建立了中介信用资金数据库， 并 且可以在交易流程中先付款后发货， 确保商家一方的交易安全； 同时由 于所付款项并没有直接付给商家， 等到买家确认收到货物后再将所付款 项转给商家， 所以可以同时保证买家的交易安全。 即本发明所述电子交 易方法可以确保交互过程的安全性、 完整性， 降低了电子交易的成本， 提高网络的利用效率， 充分发挥网络交易快速、 傈利、 低成本的优势。 附图说明 下面结合附图和具体实施方式对本发明作进一步详细的说明。
图 1是现有技术实现资源数据交互过程实例的示意图；
图 2是图 1所示资源数据交互方法的一种具体应用的示意图； 图 3是本发明所述一种自有资源的交互方法的步骤流程图； 图 4是本发明所述一种自有资源的交互系统的结构示意图； 图 5是本发明所述一种电子交易方法的步骤流程图；
图 6是本发明所述一种电子交易方法的优选实施例的步骤流程图； 图 7是本发明所述一种电子交易系统的结构示意图。 具体实施方式 本发明的核心思想在于， 在自有资源交互的过程中， 采用一个管理 系统管理和处理交互信息， 能够根据反馈信息自动控制交互过程的进行； 并且采用第三方资源数据库， 暂时存储一方的资源， 从而能够确保交互 过程的安全和完整， 提高资源的均衡使用， 减少资源空闲和浪费。
参照图 3 , 是本发明所述一种自有资源的交互方法的步骤流程图。 步骤 si , 管理系统记录资源交互的信息。
进行资源交互的用户端可以通过传统的现有技术获取对方的资源信 息， 例如， 网页等展示系统。 达成交互意向后， 交互的任何一方， 可以 将该次资源交互的相关信息提交管理系统。 管理系统可以在收到这些数 据后， 建立一个交易文件， 并可以存储在管理系统的存储器中。
步骤 s2， 发送第一用户自有资源至管理系统。
第一用户将其自有资源发送至管理系统， 管理系统作为第三方， 对 第一用户的自有资源 （用于此次交互过程的资源）进行暂时存储。 管理 系统可以将其存储在资源数据库中， 这样， 管理系统可以同时处理多个 资源数据交互过程， 从而提高管理系统的资源利用率和处理效率。
步骤 s3 , 发送第二用户自有资源至第一用户端；
第一用户发送其自有资源至管理系统之后， 可以自行通知第二用户； 也可以当管理系统收到第一用户的自有资源之后， 由管理系统通知第二 用户， 从而加强管理系统对交互过程的控制和促进。 第二用户收到通知 后， 将其用于此次交互的自有资源发送至第一用户。 并且， 管理系统为 了加强对交互过程的控制和促进， 步骤 s3可以包括， 第二用户通知管理 系统其自有资源已发送的信息， 由管理系统通知第一用户端， 则促使交 互过程进入下一步骤。
步骤 s4, 当收到确认信息后， 管理系统发送第一用户自有资源至第 二用户端。
第一用户收到第二用户发送的资源后， 发送确认信息， 则说明此次 交互得到第一用户的确认， 可以继续进行。 由于此时， 第一用户的自有 资源仍存储在第三方的资源数据库中， 因此， 第一用户可以随时取消此 次交互， 从而保证了第一用户的交互安全； 并且由于第一用户的自有资 源仍存储在第三方的资源数据库中， 因此第一用户对其也无法完全控制， 从而可以保证第二用户的交互安全。 这样就保证了整个交互过程的安全 性和完整性， 促进资源的重新分配和均衡使用。
管理系统收到第一用户的确认信息， 则说明此次交互过程可以继续 进行， 故发送第一用户自有资源至第二用户端， 从而完成整个资源交互 过程。 所述收到第一用户的确认信息, 可以为明确收到确认信息， 也可 以在一定期限届满时判定收到确认信息。 所述确认信息也不限定只由第 一用户发出， 委托的第三方也可以发送确认信息。
管理系统还可以用于展示各用户端自有资源的相关信息， 即可以包 括现有技术的展示系统， 促进各用户端对用于交互的资源数据的搜索和 了解。
所述的自有资源的交互方法可以应用于电子交易过程中， 用户之间 进行电子交易， 所述自有资源可以包括应付款项或货物， 通过管理系统 促进和控制交易过程的顺利进行， 并可以通过管理系统的中介信用资金 账户管理应付款项。
参照图 4 , 是本发明所述一种自有资源的交互系统的结构示意图。 该 系统包括第一用户端， 第二用户端以及管理系统， 第一用户端和第二用 户端通过管理系统进行资源数据的交互。 其中，
第一用户端， 发送第一用户自有资源， 以及发送收到第二用户自有 资源的确认信息。
第二用户端， 发送第二用户自有资源； 还可以通知管理系统其自有 资源已发送的信息。
管理系统， 用于记录资源交互的信息； 接收并存储第一用户自有资 源； 以及通知第一用户端和第二用户端交互过程中各步骤信息； 当收到 确认消息后， 转发第一用户自有资源至第二用户端。
与现有技术最主要的区别在于， 本发明的交互系统中加入了管理系 统， 可以促进和控制交互过程； 并可以存储第一用户的资源， 从而保证 交互的安全。 参照图 5， 是本发明所述一种电子交易方法的步骤流程图。
步骤 51 , 记录一交易信息。
作为交易的任何一方， 都可以将所需交易的内容， 比如所要购买的 商品名称、 数量、 送货地址等信息传送给管理系统的服务器， 管理系统 在接收到这些数据后， 建立一个交易文件， 并存储在管理系统的存储器 中。
管理系统还可以将交易一方传送的交易信息， 转发至另一方。 假设 交易双方用 A和 B表示，则交易一方 A所约定的交易另一方 B登录系统 后， 管理系统将提示 B方， 并将 A方的交易信息传送给 B方。
步驟 52, 第一用户发送应付款项至管理系统。 第一用户并不将应付 款项直接发送至第二用户， 而是先发送至管理系统， 由管理系统暂时进 行管理。 管理系统可以通过中介信用资金账户管理该应付款项。
步骤 53 , 管理系统发送已付款信息给第二用户。
管理系统检查中介信用资金账户， 如果该账户中的第一用户资金大 于或者等于交易额， 则发送已付款信息给第二用户。
管理系统设有一个中介信用资金账户 , 交易双方都可各自设有资金 账号。 第一用户并将支付金额汇入中介信用资金账户， 在管理系统建立 交易信息数据后， 管理系统可以定期访问中介信用资金账户， 一旦该账 户中的支付方资金大于或等于交易额， 管理系统建立并存储已付款信息 数据。 当交易另一方 （第二用户）登录系统后， 发送已付款信息给第二 用户， 并可以通知第二用户发送交易货物。
步骤 54, 第二用户发送交易货物至第一用户。
步骤 55, 当收到确认消息后， 将交易金额从中介信用资金账户转入 第二用户账户。
当第一用户收到交易货物后， 可以向管理系统发送确认信息 （确认 收货）， 管理系统接收确认信息后， 可以建立并存储已收货信息数据， 并 可以根据该信息将交易金额从中介信用资金账户转入第二用户账户。
如果交易双方通过物流公司进行交付， 则所述确认信息， 也可以由 物流公司发出， 管理系统接收确认信息后， 可以建立并存储已收货信息 数据， 并可以根据该信息将交易金额从中介信用资金账户转入第二用户 账户。 一般的， 第一用户可以称为买方， 第二用户可以称为卖方。
参照图 6，是本发明所述一种电子交易方法的优选实施例的步驟流程 图。 图 6所示的优选实施例中， 在图 5的步骤流程上增加了一些完善步 骤， 如下：
在步骤 55之前， 本实施例还可以包括第二用户发送交易货物后， 第 二用户通知管理系统已发送信息； 管理系统判断是否指定物流公司； 如 是， 则发送取货通知信息至物流公司； 如否， 则发送取货通知信息至第 一用户。 管理系统可在存储的交易信息中进行判断， 如果一方未指定物 流公司， 可以继续判断另一方是否指定物流公司。 在交易流程中引入物 流公司， 管理系统可以进一步加强对交易流程的控制和促进， 提高交易 效率。
管理系统还可以用于展示各用户端交易货物的相关信息， 即可以包 括现有技术的展示系统， 促进各用户端对用于交互的资源数据的搜索和 了解。
在步驟 52之前， 还可以设置付款期限； 判断在所述期限内是否收到 第一用户的应付款项， 如否， 则结束交易过程。 如果收到第一用户的应 付款项， 则继续进行交易。 本步骤可以完善交易过程， 当在一定付款期 限内， 第一用户仍然没有支付应付款项， 则说明该交易难以继续进行， 所以可以终止该交易过程， 减少资源浪费、 提高管理系统的资源利用效 率。
优选的， 在步驟 52之前， 还可以接收交易一方对交易信息的修改数 据， 并将修改数据传送给交易另一方。 即在第一用户发送应付款项之前， 交易双方可以对该交易进行修改， 并且可以由管理系统将修改数据信息 传送给交易另一方， 以便交易方对交易数量及价格等交易信息数据进行 磋商和修改。 当然， 本步骤（修改交易信息）也可以在整个交易流程中 的其他位置， 上述的情况是一种最佳实施例而已。
优选实施例还可以在收到第二用户已发货的通知后， 设置收货期限； 判断在所述收货期限内是否收到第一用户的确认或者取消交易信息， 如 否， 则判定收到第一用户的确认消息。 本步骤用于防止第一用户长时间 不发送收货确认信息的意外情况出现， 通过期限的设定， 可以更好的控 制交易过程的进行、 以及保证交易的安全。
优选实施例还可以从收到第一用户的确认消息起， 设置转账期限； 判断在所述转账期限内， 是否收到第一用户取消交易的信息； 如是， 则 向交易双方发送提示信息； 如否， 则将交易金额从中介信用资金账户转 入第二用户账户。 例如， 管理系统判断在期限内是否接收到买家退货或 退款通知信息数据， 如否， 继续交易； 如是， 在买家和卖家之间传送退 货协商信息， 并可以按照最后的协商内容， 指令系统中介信用资金账户 按协商后的金额向卖家支付货款并将余额退给买家。
本发明所述电子交易方法还可以接收并存储交易双方的相互评价信 息数据， 并且管理系统还可以自行建立交易方的评价信息数据， 因为管 理系统可以控制和促进整个交易过程， 例如， 管理系统可以对于交易过 程中超出期限， 未履行义务的一方进行评价。 在规定期限内未在系统资 金账号中存入足够金额, 在规定期限内未受到己收货信息数据都可以属 于上述评价的范围。
参照图 7, 是本发明所述一种电子交易处理系统的结构示意图。 所述 管理系统包括：
用户模块 71 : 用于保存用户的信息， 比如 Email、 联系方法、 身份信 息、 密码等等， 主要的功能是用来标识用户的身份。
账户模块 72: 用于建立中介信用资金账户 , 保存用户的资金状况， 比如， 现在用户的资金情况、 历史资金进出记录等等。
交易模块 73: 用于保存用户的交易信息， 比如交易时间、 交易地点、 交易货物、 交易价格、 买家信息、 卖家信息， 以及整个交易的状态、 进 展情况等等。 交易模块还用于根据各反馈信息， 执行预置的步骤， 控制 交易过程。 例如， 当一定期限届满或者明确确认交易已收货， 则交易模 块通知账户模块， 将交易金额从中介信用资金账户转入第二用户账户。
处理系统可以主要由上述 3 个核心模块架构而成， 形成从用户到账 户， 从账户到交易的一个完整模式。 当然实际的处理系统， 还可以包括 一些附属的部分， 比如： 客户管理、 网络交易工具、 营销工具等等， 这 些都是属于辅助模块 74。
以上对本发明所提供的一种自有资源的交互方法、 系统以及电子交 易信息的处理方法、 系统进行了详细介绍， 本文中应用了具体个例对本 发明的原理及实施方式进行了阐述， 以上实施例的说明只是用于帮助理 解本发明的方法及其核心思想; 同时， 对于本领域的一般技术人员， 依 据本发明的思想， 在具体实施方式及应用范围上均会有改变之处, 综上 所述， 本说明书内容不应理解为对本发明的限制。

Claims

权 利 要 求
1、 一种自有资源的交互方法， 其特征在于， 包括：
管理系统记录资源交互的信息；
管理系统接收第一用户自有资源；
当确认第一用户端已收到第二用户自有资源， 管理系统发送第一用 户自有资源至第二用户端。
2、如权利要求 1所述的自有资源的交互方法， 其特征在于，还包括， 当收到第一用户自有资源后， 管理系统通知第二用户端；
当收到第二用户自有资源已发送的信息后， 管理系统通知第一用户 端。
3、 如权利要求 1或 2所述的自有资源的交互方法， 其特征在于， 所 述自有资源包括应付款项或货物， 通过中介信用资金账户管理应付款项。
4、 一种自有资源交互系统， 其特征在于， 包括： 第一用户端， 发送第一用户自有资源， 以及发送收到第二用户自有 资源的确认信息；
第二用户端， 发送第二用户自有资源；
管理系统， 用于记录资源交互的信息； 接收第一用户自有资源； 以 及通知第一用户端和第二用户端交互过程信息； 当收到确认消息后， 转 发第一用户自有资源至第二用户端。
5、 一种电子交易信息的处理方法， 其特征在于， 设立中介信用资金 账户， 包括：
记录一交易信息；
管理系统的中介信用资金账户接收第一用户发送的应付款项； 管理系统发送已付款信息给第二用户；
当确认第一用户已收到第二用户的交易货物， 管理系统将交易金额 从中介信用资金账户转入第二用户账户。
6、 如权利要求 5所述的电子交易信息的处理方法， 其特征在于， 还 包括，
当管理系统收到第二用户已发送交易货物的通知后， 判断是否指定 物流公司；
如是， 则发送取货通知信息至物流公司；
如否， 则发送取货通知信息至第一用户。
7、 如权利要求 5所述的电子交易信息的处理方法， 其特征在于， 还 包括，
设置付款期限；
判断在所述期限内是否收到第一用户的应付款项， 如否， 则结束交 易过程。
8、 如权利要求 5所述的电子交易信息的处理方法， 其特征在于， 在 第一用户发送应付款项之前， 还包括， 接收交易一方对交易信息的修改 数据， 并将修改数据传送给交易另一方。
9、 如权利要求 6所述的电子交易信息的处理方法， 其特征在于， 还 包括，
收到第二用户已发货的通知后， 设置收货期限；
判断在所述收货期限内是否收到确认或者取消交易信息 , 如否， 则 判定第一用户已收到第二用户的交易货物。
10、 如权利要求 5或 9所述的电子交易信息的处理方法， 其特征在 于， 还包括，
当确认第一用户已收到第二用户的交易货物, 设置转账期限； 判断在所述转账期限内， 是否收到取消交易的信息；
如是， 则向交易汉方发送提示信息；
如否， 则将交易金额从中介信用资金账户转入第二用户账户。
11、 如权利要求 5所述的电子交易信息的处理方法， 其特征在于， 还 包括， 建立并存储交易双方的评价信息数据。
12、 一种电子交易信息的处理系统， 其特征在于， 包括： 用户模块： 用于保存用户的身份标识信息；
账户模块： 用于建立中介信用资金账户， 管理用户资金款项； 交易模块： 用于保存用户的交易信息， 通知用户电子交易的过程信 息； 以及， 当确认第一用户已收到第二用户的交易货物， 转发第一用户 应付款项至第二用户。
PCT/CN2006/000535 2005-03-31 2006-03-29 Procede interactif de ressources propres et procede de traitement d’informations et de systeme de commerce electronique WO2006102841A1 (fr)

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AU2006228895B2 (en) 2011-11-10
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EP1865441A4 (en) 2010-07-14
EP1865441A1 (en) 2007-12-12
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AU2006228895A1 (en) 2006-10-05
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