WO2006050646A1 - Carte a puce rf de combine et dispositif de traitement externe et procede de balayage de la carte du combine - Google Patents

Carte a puce rf de combine et dispositif de traitement externe et procede de balayage de la carte du combine Download PDF

Info

Publication number
WO2006050646A1
WO2006050646A1 PCT/CN2005/000573 CN2005000573W WO2006050646A1 WO 2006050646 A1 WO2006050646 A1 WO 2006050646A1 CN 2005000573 W CN2005000573 W CN 2005000573W WO 2006050646 A1 WO2006050646 A1 WO 2006050646A1
Authority
WO
WIPO (PCT)
Prior art keywords
card
radio frequency
mobile phone
circuit
antenna
Prior art date
Application number
PCT/CN2005/000573
Other languages
English (en)
French (fr)
Inventor
Jiancheng Li
Weilie Shao
Chengwu Zhao
Original Assignee
Xiamen Shenghua Electronic Science & Technology Co. Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Xiamen Shenghua Electronic Science & Technology Co. Ltd filed Critical Xiamen Shenghua Electronic Science & Technology Co. Ltd
Publication of WO2006050646A1 publication Critical patent/WO2006050646A1/zh

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/0723—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/0719—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips at least one of the integrated circuit chips comprising an arrangement for application selection, e.g. an acceleration sensor or a set of radio buttons

Definitions

  • the invention belongs to the field of electronic application technology, and particularly relates to a mobile phone smart card with a wireless radio frequency function, and a supporting peripheral processing device capable of non-contact communication with the card, and a method for swiping a card by using a mobile phone.
  • IC card as well as attendance IC card, medical IC card, telephone IC card, bus IC card and so on.
  • cards are numerous, they can be basically classified into contact type and non-contact type. Cards using magnetic strips are also contact type, such as bank savings cards. .
  • Various micropayment payment cards medical cards, telephone IC cards, etc.; generally contact IC cards with contacts; and non-contact IC cards, which use radio frequency technology, which is commonly referred to as RF card, often used for attendance, access control.
  • RF card radio frequency technology
  • a card When using a mobile phone, a card is usually inserted. Whether it is a GSM system or a CDMA system, the mobile phone user will get a SIM card (SubscriberldentityModule) or a UIM card (Userldentity Module) when they "enter the network".
  • the SIM card is a "smart card” that complies with the GSM specification. It can be plugged into any mobile phone that complies with the GSM specification, and realizes the "phone number does not randomize with the card", and the call charge is automatically charged to the card user's bill. , has nothing to do with the phone.
  • the most basic function of the "smart card” used by mobile phones is to provide user identity information in the state of use of the mobile phone. This information is differentiated according to the different IMSI numbers of each smart card. Since each mobile phone's smart card has a different IMSI number, this can effectively distinguish different user identities.
  • the user can store various materials and private information, but the information can only be input through the card and the mobile phone.
  • the output channel is used by the mobile phone, but cannot be provided to other non-mobile network terminal devices such as various POS machines. If so, the mobile phone card can replace other cards, so that people can go out with a mobile phone, and It can also directly use the information processing function of the mobile phone to read the contents of the card or directly intervene in the card process.
  • the object of the present invention is to provide a mobile phone smart card with wireless radio frequency communication function, which not only has all the functions of a conventional SIM card or a UIM card, but also has an interface for short-distance wireless two-way data communication with other external processing devices.
  • the mobile phone can have various card functions such as a credit card, a micro payment card, a time card, etc., and the information generated during the card use process can directly It is seen directly on the cardholder's mobile phone screen and requires the cardholder to intervene (such as the password during the authentication process).
  • Another object of the present invention is to provide a peripheral processing device that is compatible with the above-described mobile phone smart card with wireless radio frequency communication function.
  • the existing SIM/UIM cards of various mobile phones can make the mobile phone also make various other function cards, which not only saves people from carrying various function cards, but also makes them more convenient to use.
  • the technical solution adopted by the present invention to solve the technical problem thereof is: a hand with wireless radio frequency communication function
  • the machine smart card comprises a card body and a card inner circuit sealed in the card body; the card body is provided with a copper interface which can be matched with the mobile phone card holder, and fully conforms to the IS07816 standard; the card circuit includes a CPU and a memory, The RF transceiver circuit and the RF transceiver antenna are connected to the corresponding end points of the copper interface.
  • the whole circuit can start to work by first obtaining power from the mobile phone. Next, under the control of the CPU, the entire circuit can be connected with the mobile phone. Communication to achieve the standard functions of the conventional SIM/UIM.
  • the CPU can communicate with the supporting peripheral processing device in a short distance through the RF transceiver circuit and the RF transceiver antenna.
  • the communication content and process are specifically processed by the CPU in the card body, if necessary, the CPU.
  • the CPU Through the data line on the SIM/UIM deck of the mobile phone and using the standard APDU protocol to send commands to the mobile phone to control the screen display and keyboard input of the mobile phone, in this scenario, the entire mobile phone is a matching peripheral processing device.
  • the function card is either a (brush) card process.
  • the memory may also be included in the CPU, so that the CPU and the memory are an integral part.
  • the memory in the card circuit stores IMSI, and can store information required for implementing various other applications, so that it has the basic SIM UIM card function and can also serve as other function cards.
  • the radio frequency transceiver antenna is a loop antenna or a dipole antenna or a spiral antenna or a whip antenna.
  • the software running on the CPU of the mobile phone smart card with radio frequency communication function uses the APDU protocol to communicate with the mobile phone, thereby controlling and using the screen, keyboard and other resources of the mobile phone through the STK function of the mobile phone.
  • the matched peripheral processing device at least includes a radio frequency transceiver circuit and a radio frequency transceiver antenna having the same frequency and frequency point as the radio frequency circuit portion of the card, at least one for timely processing of the received/transmitted information.
  • the CPU central processor is at least one network interface for performing data exchange with the main server or a data exchange interface for off-line exchange of data.
  • the radio frequency transmission and reception signal between the mobile phone smart card with radio frequency communication function and the matched peripheral processing device is an ISM band signal.
  • the mobile phone smart card with wireless radio communication function is installed in the mobile phone. Since the card has a copper interface conforming to the ISO 7816 standard, the card can smoothly connect with various existing mobile phones, and the six necessary copper systems are used.
  • the interfaces are power supply VCC, common ground GND, clock signal CLK, data signal 10, programming voltage VPP and reset signal RST.
  • a method for swiping a mobile phone setting a radio frequency transceiver antenna and a radio frequency transceiver circuit in a SIM/UIM card of the mobile phone; correspondingly setting a radio frequency transceiver antenna, a radio frequency transceiver circuit and a CPU on the card swiping device; After the operation of the mobile phone, the data is wirelessly transmitted to the credit card device for card swiping.
  • the card swiping device can be a P0S machine, a door lock, and an attendance machine.
  • the first beneficial effect of the present invention is to eliminate the disadvantages of people carrying a large number of different types of ic cards when going out, and the other is to enable the cardholder to use his mobile phone to manage the information in the card, and the third is to display the information in the process of using the card.
  • the authentication operation is on the cardholder's own mobile phone.
  • the application range of mobile phones is more extensive.
  • FIG. 1 is a schematic block diagram of a mobile phone smart card with a wireless radio frequency communication function according to the present invention
  • FIG. 2 is a schematic diagram of Embodiment 1 of a radio frequency transceiver antenna of the smart card of the present invention
  • Embodiment 3 is a schematic diagram of Embodiment 2 of a radio frequency transceiver antenna of a smart card of the present invention
  • FIG. 4 is a schematic diagram of Embodiment 3 of a radio frequency transceiver antenna of a smart card according to the present invention.
  • Embodiment 4 is a schematic diagram of Embodiment 4 of a radio frequency transceiver antenna of a smart card according to the present invention
  • Figure 6 is a schematic block diagram of a peripheral processing device of the present invention.
  • Embodiment 1 as shown in FIG. 1, FIG. 5 and FIG. 6, a mobile phone smart card 1 with radio frequency communication function and a corresponding peripheral processing device 2 of the present invention realize data transmission by radio frequency .
  • the mobile phone smart card 1 with wireless radio frequency communication function is installed in the mobile phone, and comprises a card body and a card inner circuit sealed in the card body; the card body has a copper interface 11 which can be matched with the mobile phone card holder; the card inner circuit
  • the CPU circuit 12, the memory 13, the RF transceiver circuit 14, and the RF transceiver antenna 15 are connected to the corresponding end points of the copper interface 11.
  • the memory 13 stores one or more IMSIs for storing mobile communication. Identification information or other information that can be used as an application such as a credit card;
  • the transceiver RF antenna 15 on the radio frequency smart card 1 is a whip antenna 154;
  • the RF transceiver circuit 14 includes a chip and a crystal oscillator. 5mm, Therefore, in the case of the fact, the wireless radio smart card 1 of the present invention is required to have the same structural dimensions as the current mobile phone card, and the size of each component has a very special requirement, and the maximum height of the component cannot exceed 0.5 mm.
  • Ultra-thin monolithic ceramic quartz resonator is used, its size is 4X3. 5X0. 5mm, technical parameter is 20MHz ⁇ 20ppm; using Nordic The company's nRF2401A RF transceiver chip, its biggest feature is that it works on 2. 4Ghz ISM band, micro power consumption, using very few peripheral components. Of course, other similar RF transceiver IC chips can also be used.
  • the radio frequency smart card 1 adopts integrated technology and technology to make the chip of the CPU circuit 12, the memory 13 and the radio frequency transceiver circuit 14 into a complete IC, and the external IC only has the transceiver RF antenna 15, the crystal oscillator and few peripheral components. And using the topology of the double-sided circuit design, the outer surface of the circuit is exactly the same as the metal connection piece of the ordinary IC card; on the other side, the IC, the transceiver RF antenna 15 and the crystal oscillator are installed, and finally packaged in the PVC card.
  • the matching peripheral processing device 2 includes at least one radio frequency transceiver circuit 21 and one radio frequency transceiver antenna 22, and a CPU central processing unit 23 for real-time processing of the transceiving information, and the CPU central processing unit 23 is connected to the main server.
  • the interface is connected; the radio frequency transceiver circuit 21 and the transceiving radio frequency antenna 22 have the same frequency and frequency point as the radio frequency portion of the mobile smart card 1 with radio frequency communication function.
  • the radio frequency transceiver signal between the mobile phone smart card 1 with the radio frequency communication function and the matched peripheral processing device 2 is an ISM band signal
  • the CPU software of the mobile phone smart card with wireless radio communication function uses the APDU to control the screen display and keyboard input of the mobile phone through the ST function of the mobile phone.
  • the transceiving radio frequency antenna 15 on the radio frequency smart card 1 of the present invention may also be a loop antenna 151 (shown in FIG. 2) or a dipole antenna 152 (shown in FIG. 3) or a helical antenna 153 according to the sensitivity requirements of the user. (As shown in Figure 4).
  • the geometry of the antenna also affects the efficiency of the antenna and affects the sensitivity of the transceiver.
  • the structure of the wireless RF smart card 1 is also very important for the realization of the function and technical performance. We know that the normal mobile smart card is only 25X15mm thick and 0.8ram. It is necessary to make all the circuits of the wireless RF smart card in such a small area. It is realized by two methods: First, using IC technology and technology, the CPU circuit 12 and the RF transceiver circuit 14 are made into a complete IC.
  • the external IC only has an antenna and a crystal oscillator and a small number of resistors, capacitors and inductance components;
  • the second is to use the existing CPU and RF transceiver components on the market, adopting the COB process, that is, the process in which the IC chip is directly bonded to the circuit board; regardless of the process involved, the topology of the circuit is involved, and the key one is It is an antenna and a crystal oscillator.
  • the shape and size of the antenna are limited by the frequency of the transmitted signal, and affect the transceiving sensitivity, the volume of the crystal oscillator. Mainly the thickness will affect the overall thickness of the entire wireless smart card.
  • the wireless RF smart card adopts the design of double-sided or multi-layer circuit.
  • the outer surface of the circuit is exactly the same as the metal connection piece of the ordinary IC card, and the other side. , install circuit parts, and finally packaged in PVC cards.
  • a mobile phone equipped with a mobile phone smart card with wireless radio communication function stores personal information in addition to the common IMSI information and address book in the memory of the card, including personal identification information and personal business card data ( Electronic business card), private address book (more detailed than common mobile phone address book), private credit information (such as bank account number, insurance number, medical card number, small cash payment account number), etc.
  • This mobile phone is no different from ordinary mobile phone, and can be normal.
  • the call is made and the text message is sent and received, but in the place where the peripheral processing device 2 is provided, the mobile phone becomes a card. For example, if you shop at a store, you can use your mobile phone to make purchases without having to carry cash, coins, credit cards, or bank cards.
  • the consumer can hold the phone in front of the supporting peripheral processing device (P0S).
  • P0S peripheral processing device
  • the bank account stored in the mobile phone card is sent to the receiver of the cash register. After receiving the account, the receiver sends a password verification request to the user. At this time, the operation and prompt information are displayed on the screen of the mobile phone, and the user is in his own. Use the button to enter the password on the mobile phone. After receiving the password and confirming it, the receiver of the cash register will request the user to confirm the payment again. After the user chooses to confirm, the payment process is completed. This is undoubtedly a revolutionary consumer payment method.
  • the invention provides the support of the mobile phone smart card with wireless radio frequency communication function.
  • a mobile phone Since a mobile phone is an item that a general consumer must carry with him, it can be widely used as an electronic sign of people's identity. For example: Two strangers meet for business needs, and after chilling each other, they want to exchange business cards. The current approach is to exchange printed business cards and exchange them.
  • the wireless radio smart card of the present invention After the wireless radio smart card of the present invention is used, the business card exchange application of STK in the mobile radio frequency smart card is opened, and two people are wirelessly transmitted to the other party's mobile phone within a range of 1 meter. Because the wireless RF smart cards built into the mobile phone are each other's card reading devices, they can transfer data to each other. If you choose to save further, you can permanently save the business card information in the wireless RF smart card.
  • the wireless proximity card reader can be used as a tool for wireless data transmission between computers and mobile phones. Connect the wireless proximity card reader to a USB or other data port to connect to the computer. Place the phone within 1 meter of the computer. The mobile phone can establish a data communication connection with the computer through the wireless RF signal. Pick up. According to the performance of the RF transceiver circuit in the wireless RF smart card and the wireless proximity card reader, the data transmission rate can reach up to 1 Mbps.
  • the password data can be sent to the lock through the mobile phone, and the lock can be opened.
  • the mobile phone smart card and the matched peripheral processing device of the invention add a radio frequency transceiver antenna and a radio frequency transceiver circuit to the existing mobile phone SIM/UIM, and the corresponding peripheral processing device also has a radio frequency transceiver antenna, a radio frequency transceiver circuit and a CPU.
  • the design concept of the invention is ingenious, can be mass-produced industrially, and has good industrial applicability.

Landscapes

  • Engineering & Computer Science (AREA)
  • Computer Hardware Design (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Telephone Function (AREA)

Description

手机射频智能卡及配套的外围处理装置及手机刷卡的方法 技术领域
本发明属于电子应用技术领域，特别是涉及一种带无线射频功能的手机智能 卡， 以及可与这种卡进行非接触通信的配套外围处理装置， 以及利用手机刷卡的 方法。
背景技术
随着我国国民经济的快速发展，人民的生活水平大幅提高，在我们的日常生 活中， 已越来越多地使用到各种信用卡，如银行的储蓄卡， 各种用于小额支付的
IC卡， 还有考勤 IC卡， 医疗 IC卡， 电话 IC卡， 公交 IC卡等等。
卡的种类虽繁多，但归纳起来基本可以分为接触式和非接触式，采用磁条的 卡也是接触式， 如银行的储蓄卡。 .
各种小额支付收费卡、 医疗卡， 电话 IC卡等等； 一般是带触点的接触式 IC 卡； 还有非接触式的 IC卡， 它采用的是射频技术， 也就是人们通常所称的 RF 卡， 常用于考勤， 门禁。
各种卡的出现给人们的日常生活带来了很大的方便，人们在外出购物或缴交 各种费用时， 无须携带现金， 钱币， 而是卡支付， 从而带来了极大的安全性和方 便性， 特别是小额支付 IC卡的使用， 如各地流行 " E卡通"的开通， 由于采用 的是更加快捷方便的支付方式， 已逐步被广大消费者所采纳。
但各种 IC卡的使用， 在为我们日常生活带来方便的同时， 也带来了一定的 烦恼。一是，在我们每个人的手上卡片的数量在增加， 卡片的种类也在不断的增 加，这就使得人们在外出时， 往往需要将这些卡都带在身边， 但这些卡未必会天 天用得上， 这无疑于是将过去的钱包换成了卡包， 而一旦遗忘， 或者丢失， 同样 会给人们的工作或生活带来麻烦，二是这些卡中的内容都是不可见的，持卡人必 须带卡到特制终端上去读取其内容， 三是卡使用过程中的鉴权过程 (输密码)必须 要让持卡人到类似 POS机之类的特制终端上去做， 这即不卫生， 也麻烦。
另一方面，随着人民生活水平的大幅提高和通信技术的飞速发展，手机成了 广大消费者用于通信的主要工具，普及率达到了非常之高的水平，实际上手机已 成为了人们外出时必带的工具。现代手机， 不仅具有通信功能， 还有强大的信息 处理和储存功能， 成为人们握在手中的信息终端，利用手机的携带方便性、随身 依赖性和强大的信息处理及储存功能， 发展电子移动商务已成发展趋势之一。
在使用手机时通常要插入一张卡， 无论是 GSM系统还是 CDMA系统， 手机用 户在 "入网"时都会得到一张 SIM卡 （SubscriberldentityModule)或 UIM卡 (Userldentity Module) 。 SIM卡是一张符合 GSM规范的 "智能卡"， 可以插 入任何一部符合 GSM规范的移动电话中， 实现 "电话号码随卡不随机的功能"， 而且通话费用自动计入持卡用户的账单上， 与手机无关。手机使用的这种"智能 卡"的最基本功能就是提供了手机在使用状态下的用户身份信息，这种信息是根 据每个智能卡不同的 IMSI号码来区分的。 由于每一个手机的智能卡， 都具有不 同的 IMSI号码， 这就可以有效的区分不同的用户身份。
其实在手机的智能卡中， 不仅包含有 IMSI信息， 还有很大的存储空间和计 算能力，可以给用户存放各种资料和私人信息，但这些信息只能通过卡上与手机 相接触的输入 /输出通道给手机使用， 而不能提供给其它非移动网络之外的终端 设备如各种 POS机使用， 如果可以， 那么手机卡就能替代其它卡， 从而使得人 们外出只要带手机就可以了，而且还能直接利用手机的信息处理功能来读卡中的 内容或直接介入用卡过程。
发明的公开
本发明的目的就是提供一种带无线射频通信功能的手机智能卡，该卡不仅具 备常规 SIM卡或 UIM卡的所有功能， 还加有一个与外部其它处理装置进行短距 离无线双向数据通信的接口， 利用该接口及智能卡的原有数据处理及存储功能， 能让手机兼有各种诸如信用卡， 小额支付卡、考勤卡等之类的卡功能， 而且其用 卡过程中所产生的信息能直接在持卡人的手机屏幕上看到，且需要持卡人介入时 (如鉴权过程中的输密码)也是直接用持卡人的手机键盘来完成。
本发明的另一目的是提供与上述带无线射频通信功能的手机智能卡相配套 的外围处理装置。
本发明的又一目的是提供一种手机刷卡的方法。
这样，现有各种手机换新的 SIM/UIM卡就能让手机兼做各种其它的功能卡， 不但免除人们携带各种功能卡， 而且使用更加方便。
本发明解决其技术问题所采用的技术方案是：一种带无线射频通信功能的手 机智能卡，它包括一卡体以及胶封在卡体内的卡内电路；卡体上设有可与手机卡 座匹配使用的铜制接口， 完全符合 IS07816标准； 卡内电路包括有 CPU、 存储 器、射频收发电路、射频收发天线，整个电路与铜制接口的相应端点对应相连接， 这样， 整个电路首先能通过手机得到电源而开始工作， 接下来， 在 CPU的控制 下， 整个电路即能与手机通信以实现常规 SIM/UIM的标准功能， 同时也能通过 射频收发电路和射频收发天线在短距离内与配套的外围处理装置进行通信，通信 内容和过程由卡体内的 CPU具体处理， 必要时 CPU通过手机的 SIM/UIM卡座上 的数据线并用标准的 APDU协议向手机发指令去控制手机的屏幕显示和键盘输 入，在这种场景下， 整个手机对配套的外围处理装置而言， 就是一个功能卡或者 是一个用 (刷)卡过程。
所述的存储器， 也可以包含在 CPU之中， 使 CPU和存储器为一个整体部件。 所述卡内电路中的存储器存储有 IMSI， 也可存储有实现其它各种应用所需 的信息， 从而使其即具备基本的 SIM UIM卡功能， 也能兼作其它的功能卡。
所述的射频收发天线为环行天线或偶极子天线或螺旋天线或鞭状天线。 所述的带无线射频通信功能的手机智能卡内的 CPU所运行的软件是利用 APDU协议与手机通信， 从而通过手机的 STK功能来控制和使用手机的屏幕、 键 盘及其它各种资源。
本发明所提供的配套的外围处理装置至少包括一个与上述卡内射频电路部 '分具有相同频率和频点的射频收发电路和射频收发天线， 至少一个用于对收 /发 信息进行适时处理的 CPU中央处理器，至少一个与主服务器进行数据在线交换的 网络接口或脱线交换数据的数据交换接口。
所述的带无线射频通信功能的手机智能卡与配套的外围处理装置之间的射 频收发信号为 ISM频段信号。
使用前，将无线射频通信功能的手机智能卡内装在手机内， 由于卡上设有符 合 ISO 7816标准的铜制接口， 所以卡就能顺利与现有各种手机顺利对接， 六个 必须的铜制接口分别是电源 VCC， 公用地线 GND， 时钟信号 CLK， 数据信号 10， 编程电压 VPP和复位信号 RST。
一种手机刷卡的方法： 是在手机 SIM/UIM卡内设置射频收发天线和射频收 发电路； 相应的在刷卡设备上也设置射频收发天线、 射频收发电路和 CPU; 通 过操作手机将数据无线传输至刷卡设备， 进行刷卡。
刷卡设备可以为 P0S机、 门锁、 考勤机。
本发明的有益效果一是免除了人们外出时需携带大量不同种类 ic 卡的弊 端，二是还可让持卡人能利用自己的手机管理卡内信息，三是用卡过程中的信息 显示和鉴权操作均在持卡人自己的手机上。同时，使得手机的应用范围更加广泛。 附图说明
以下结合附图及实施例对本发明作进一步详细说明；但本发明不局限于实施 例。
图 1是本发明提供带无线射频通信功能的手机智能卡的原理框图； 图 2是本发明智能卡的射频收发天线实施例 1的示意图；
图 3是本发明智能卡的射频收发天线实施例 2的示意图；；
图 4是本发明智能卡的射频收发天线实施例 3示意图；
图 5是本发明智能卡的射频收发天线实施例 4示意图；
图 6是本发明外围处理装置的原理框图。
具体实施方式
实施例 1， 如附图 1、 附图 5和 6所示， 本发明的一种带无线射频通信功能 的手机智能卡 1及相配套的外围处理装置 2，相互之间以无线射频方式实现数据 传送。
带无线射频通信功能的手机智能卡 1装在手机内，它包括一卡体以及胶封在 卡体内的卡内电路； 卡体上有可与手机卡座匹配使用的铜制接口 11 ; 卡内电路 包括 CPU电路 12， 存储器 13， 射频收发电路 14， 射频收发天线 15， 整个电路 与铜制接口 11的相应端点对应相连接，存储器 13内除存储移动手机通信所用的 IMSI, 还存储有一个或多个可作为信用卡之类应用所要使用的识别信息或其它 信息；
无线射频智能卡 1上的收发射频天线 15为鞭状天线 154;
射频收发电路 14,包括芯片和晶体振荡器。由于本发明的无线射频智能卡 1 需要和目前现行的手机卡在结构尺寸上完全相同，每个元件的尺寸都有非常特殊 的要求， 元件的最大高度， 不能超过 0. 5mm， 因此， 事实例中选用超薄独石陶瓷 石英谐振器， 其尺寸为 4X3. 5X0. 5mm， 技术参数为 20MHz 士 20ppm; 采用 Nordic 公司的 nRF2401A射频收发器芯片，它的最大特点是，工作上 2. 4Ghz的 ISM频段， 微功耗， 使用极少的外围元件。 当然， 也可以采用其它类似的射频收发器 IC芯 片。
无线射频智能卡 1采用集成技术和工艺， 将 CPU电路 12、存储器 13和射频 收发电路 14的芯片制成一块完整的 IC， IC的外部仅有收发射频天线 15、 晶体 振荡器及极少的外围元件；并利用拓扑结构双面电路的设计， 电路的外表面和普 通 IC卡的金属连接片完全相同； 另一面， 安装 IC、 收发射频天线 15和晶体振 荡器， 最后封装在 PVC卡片内。
相配套的外围处理装置 2至少包括一个射频收发电路 21和一个射频收发天 线 22， 以及用于对收发信息进行实时处理的 CPU中央处理器 23， CPU中央处 理器 23再与主服务器相连接的网络接口进行连接；射频收发电路 21和收发射频 天线 22与带无线射频通信功能的手机智能卡 1的射频部分具有相同的频率和频 点。 '
其中，带无线射频通信功能的手机智能卡 1与相配套的外围处理装置 2之间 的射频收发信号为 ISM频段信号；
带无线射频通信功能的手机智能卡 1中的 CPU软件利用 APDU通过手机的 ST 功能来控制手机的屏幕显示和键盘输入。
本发明的无线射频智能卡 1上的收发射频天线 15根据使用者对灵敏度的要 求也可以为环行天线 151 (如图 2所示）或偶极子天线 152 (如图 3所示）或螺 旋天线 153 (如图 4所示）。 同时， 天线的几何尺寸也会影响到天线的效率并影 响到收发的灵敏度。
无线射频智能卡 1拓扑结构对功能的实现和技术性能也是非常关键的，我们 知道， 正常的手机智能卡， 只有 25X15mm厚 0. 8ram,要在这样小的面积内制作出 无线射频智能卡的全部电路， 可以采用两种方法实现： 一是用 IC技术和工艺， 将 CPU电路 12和射频收发电路 14制成一块完整的 IC， IC的外部仅有天线和晶 体振荡器及少量的电阻、 电容、 电感元件； 二是采用目前市场上现有的 CPU和射 频收发器元件， 采用 COB工艺， 即 IC芯片直接绑定在电路板上的工艺； 不论釆 用那种工艺都涉及电路的拓扑结构，而其中关键的是天线和晶体振荡器，天线的 形状和尺寸受收发射信号频率的限制， 并影响收发灵敏度， 晶体振荡器的体积， 主要是厚度，将影响到整个无线射频智能卡的整体厚度。为了最大可能的提高在 我们前面所说的 ISM频段下的射频收发效率，无线射频智能卡采用双面或多层电 路的设计， 电路的外表面， 和普通 IC卡的金属连接片完全相同， 另一面， 安装 电路零件， 最后封装在 PVC卡片内。
下面具体说明本发明的使用过程；
一部装有带无线射频通信功能的手机智能卡的手机，在卡的存储器中，除了 常见的 IMSI信息和通讯录之外， 还保存了私人资料， 这些私人资料包括个人身 份信息、私人名片资料（电子名片）、私人通讯录（比常见手机通讯录更加详细）、 私人信用信息（如银行帐号， 保险号， 医疗卡号， 小额现金支付帐号）等， 这个 手机和普通手机没有区别，能正常的接打电话和收发短信，但在有配套的外围处 理装置 2的地方， 手机就变成了卡。 比如在商店购物就可以用手机进行购物，而 不需再携带现金，钱币，信用卡，或银行卡。消费者买东西付款时不需再掏钱包, 取而代之的是，像目前收银台在扫瞄商品一样，消费者拿着手机在配套的外围处 理装置 (P0S)前一挥即可。手机卡内存储的银行帐号即发送到收银台的接收机内， 接收机收到帐号后，再向使用者发送密码验证请求，这时在手机的屏幕上显示操 作和提示信息，用户在自己的手机上使用按键输入密码，待收银台的接收机接收 到密码并确认后，再次请求用户是否确认付款，用户选择确认后，支付过程完成， 这无疑是一种革命性的消费支付方法，会在本发明所提供的这种带无线射频通信 功能的手机智能卡的支持下实现。
由于手机是一般消费者必须随身携带的物品，它可以广泛的成为人们身份的 电子标志。 比如： 两个陌生人因商务需要见面， 彼此寒暄后， 希望互换名片。现 在的办法是，各自拿出印刷的名片，相互交换。而采用了本发明的无线射频智能 卡后，则是各自打开手机无线射频智能卡中 STK的名片交换应用程序，两个人在 1米范围内， 各自操作将自己的名片数据无线传送到对方的手机中， 因为， 内置 在手机中的无线射频智能卡，各自成为对方的读卡装置， 可以相互传送数据， 如 果进一步选择保存， 就可以将名片信息永久的保存在无线射频智能卡中。
无线感应读卡装置经适当改进可以成为电脑与手机进行无线数据传送的工 具。 将无线感应读卡装置釆用 USB或其他数据接口， 连接电脑。 将手机置于电 脑附近的 1米之内。手机就可以和电脑通过无线的射频信号，建立数据通信的连 接。根据无线射频智能卡和无线感应读卡装置中射频收发电路的性能，数据传送 速率， 可以最大达到 lMbps。
以后人们也可以不要再带钥匙了，将锁改装成一个特殊读卡器，通过手机向 锁发送密码数据， 锁就可以打开， 这样的应用当然还有很多很多。
当然， 如果手机丢失了， 别人拣到后， 如果不主动交还失主， 他除了可以在 手机主人挂失之前盜打电话外，对失主的信用信息是无法窃取的， 因为无线射频 智能卡中， 只存放帐号， 并不存放密码。 另外。 只要和现在的手机挂失一样， 重 新补办一帐新的无线射频智能卡， 以前的就自动作废 (手机 IMSI鉴权失败，其它 卡功能自然失效） ' 工业实用性
本发明一种手机智能卡及配套的外围处理装置， 是在现有手机 SIM/UIM上 增加射频收发天线和射频收发电路，相应的外围处理装置也设有射频收发天线和 射频收发电路及 CPU。 本发明设计构思巧妙， 可以大批量工业化生产， 具有良 好的工业实用性。

Claims

权 利 要 求
1. 一种带无线射频的手机智能卡， 它包括一卡体以及胶封在卡体内的卡内 电路； 卡体上设有符合 IS07816标准并可与手机卡座匹配使用的铜制接口； 卡 内电路包括 CPU, 存储器等， 可完全实现常规 SIM/UIM的各种功能； 其特征在 于： 所述的卡内电路还包括有射频收发天线和射频收发电路， 射频收发电路与 CPU相连接， 射频收发天线与射频收发电路电相连接； CPU能通过射频收发电 路与外部进行短距离非接触数据通信，通信过程所产生的信息显示和键盘输入通 过手机的 STK功能实现。
2. 根据权利要求 1所述的一种带无线射频通信功能的手机智能卡， 其特征 在于：所述的存储器还存有用于实现各种应用所需的信息，存储器也可以包含在 CPU之中， 使 CPU和存储器为一个整体部件。
3. 根据权利要求 1所述的一种带无线射频通信功能的手机智能卡， 其特征 在于： 所述的射频收发电路， 包括芯片和晶体振荡器； 采用集成技术和工艺， 将
CPU电路和射频收发电路的芯片制成一块完整的 ic， IC的外部仅有天线和晶体 振荡器。
4. 根据权利要求 1所述的一种带无线射频通信功能的手机智能卡， 其特征 在于： 是将 CPU电路和射频收发电路的元器件， 采用 COB工艺， 即 CPU电路的 IC芯片直接绑定在电路板上。 ' 、
5. 根据权利要求 2或 3所述的一种带无线射频通信功能的手机智能卡， 茅 特征在于： 智能卡采用拓扑结构双面或多层电路的设计， 电路的外表面和普通 IC卡的金属连接片完全相同， 另一面， 安装电路零件， 最后封装在 PVC卡片内。
6. 根据权利要求 1所述的一种带无线射频通信功能的手机智能卡， 其特征 在于： 所述的收发天线为鞭状天线。
7.根据权利要求 1所述的一种带无线射频通信功能的手机智能卡，其特征在 于- 所述的收发天线为环行天线或偶极子天线或螺旋天线。
8. 一种与带无线射频通信功能的手机智能卡相配套使用的外围处理装置， 其特征在于：至少包括一个射频收发电路和一个射频收发天线，至少一个用于对 收发信息进行实时处理的 CPU中央处理器， 至少一个与主服务器进行数据在线 交换的网络接口或脱线交换数据的数据交换接口，其射频收发电路和射频收发天 线与前述带无线射频通信功能的手机智能卡内的射频部分具有相同的频率和频 点。
9. —种手机刷卡的方法， 其特征在于：是在手机 SIM UIM卡内设置射频收 发天线和射频收发电路；相应的在刷卡设备上也设置射频收发天线、射频收发电 路和 CPU; 通过操作手机将数据无线传输至刷卡设备， 进行刷卡。
10.根据权利要求 9所述的一种手机刷卡的方法， 其特征在于： 刷卡设备为 OS机、 门锁、 考勤机。
PCT/CN2005/000573 2004-11-12 2005-04-26 Carte a puce rf de combine et dispositif de traitement externe et procede de balayage de la carte du combine WO2006050646A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN200410036263.4 2004-11-12
CNB2004100362634A CN100383819C (zh) 2004-11-12 2004-11-12 带无线射频通信功能的手机智能卡及配套的外围处理装置

Publications (1)

Publication Number Publication Date
WO2006050646A1 true WO2006050646A1 (fr) 2006-05-18

Family

ID=36336198

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CN2005/000573 WO2006050646A1 (fr) 2004-11-12 2005-04-26 Carte a puce rf de combine et dispositif de traitement externe et procede de balayage de la carte du combine

Country Status (2)

Country Link
CN (1) CN100383819C (zh)
WO (1) WO2006050646A1 (zh)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101957934B (zh) * 2009-08-13 2012-11-21 上海锦诺信息科技有限公司 带有测距和射频无线通讯的分离式智能卡
US8521650B2 (en) 2007-02-26 2013-08-27 Zepfrog Corp. Method and service for providing access to premium content and dispersing payment therefore
US8594570B2 (en) 2008-02-01 2013-11-26 Beijing Watch Data System Co., Ltd. Telecommunication intelligent card and method for signaling interaction with external non-contact card

Families Citing this family (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN100438409C (zh) * 2006-06-22 2008-11-26 北京飞天诚信科技有限公司 具有金融交易报文处理能力的智能卡及其工作方法
CN101271533A (zh) * 2007-03-23 2008-09-24 北京握奇数据系统有限公司 一种集成电路卡及其数据无线传输的方法
CN101345932B (zh) * 2007-07-13 2011-06-08 广州盛华信息技术有限公司 手机伴侣设备、无线通信系统及通信方法
CN101383018B (zh) * 2007-09-04 2011-11-09 上海瀚银信息技术有限公司 一种基于智能存储卡和手机实现非接触式支付的方法
CN101330684B (zh) * 2008-05-19 2011-12-21 国民技术股份有限公司 基于射频sim卡控制其有效通信距离的方法
CN101330683B (zh) * 2008-05-20 2011-08-10 国民技术股份有限公司 一种整合射频智能卡菜单和sim卡菜单的方法
CN101330303B (zh) * 2008-05-19 2011-12-28 国民技术股份有限公司 通过短信息自动调整射频sim卡有效通信距离的方法
US8929805B2 (en) 2007-10-30 2015-01-06 Nationz Technologies Inc. System, method, and device for radio frequency communication
CN101588644B (zh) * 2008-05-19 2012-08-15 上海锦诺信息科技有限公司 一种内建具有开放式sim功能的数据通道的手机
CN101344983B (zh) * 2008-08-21 2012-07-18 国民技术股份有限公司 在交易时及时显示sim卡信息的方法
CN101754443B (zh) * 2008-11-28 2012-09-19 爱思开电讯投资（中国）有限公司 手机、智能卡和利用智能卡控制手机的外围设备的方法
CN101997952A (zh) * 2009-08-11 2011-03-30 广州盛华信息技术有限公司 保存联系人信息的方法及联系人信息的备份方法
CN101995979A (zh) * 2009-08-31 2011-03-30 广州盛华信息技术有限公司 具有鼠标功能的通信装置及通信系统
CN102033602A (zh) * 2009-09-30 2011-04-27 广州盛华信息技术有限公司 计算机遥控装置及通信系统
CN102044028B (zh) * 2009-10-13 2014-03-12 国民技术股份有限公司 实现读卡操作的方法及实现读卡操作的系统
CN102402697A (zh) * 2010-09-07 2012-04-04 国民技术股份有限公司 一种射频通讯系统和射频通讯方法
CN102543148A (zh) * 2010-12-16 2012-07-04 国民技术股份有限公司 一种高速无线存储装置及其配置使用方法
CN102789590B (zh) * 2011-06-02 2015-09-09 深圳中科讯联科技有限公司 射频sim卡及具有该射频sim卡的移动通信设备
CN102799928B (zh) * 2011-06-24 2015-10-28 深圳光启高等理工研究院 一种sim卡及其射频识别系统
CN103186855A (zh) * 2011-12-29 2013-07-03 国民技术股份有限公司 集成式业务管理单元
CN102609740A (zh) * 2012-01-31 2012-07-25 潘铁军 带身份认证功能的移动智能卡系统及安全方法
CN102664043B (zh) * 2012-03-30 2015-01-21 大唐微电子技术有限公司 实现移动支付的智能sd卡测试的装置及方法

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001022643A2 (en) * 1999-09-20 2001-03-29 Intertelecom Co., Ltd. Card device for wireless data communication
KR20010046972A (ko) * 1999-11-10 2001-06-15 유일석 휴대전화기용 무선주파수 신용카드 시스템 및 신용카드결제방법
CN1516062A (zh) * 2003-01-09 2004-07-28 北京握奇数据系统有限公司 双界面电子钥匙
CN1533139A (zh) * 2003-03-24 2004-09-29 积智日通卡股份有限公司 无线传输记忆卡及用该记忆卡构成的手机传输电子交易系统及方法

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CZ294690B6 (cs) * 1997-06-16 2005-02-16 Swisscom Mobile Ag Čipová karta
EP1098271A1 (en) * 1999-11-03 2001-05-09 Kim, Seon-seob Portable phone set installing non touch-type IC
CN1110976C (zh) * 2000-10-24 2003-06-04 黎明网络有限公司 移动增值业务的动态实现方法及装置
JP2004295480A (ja) * 2003-03-27 2004-10-21 Jr East Mechatronics Co Ltd 非接触ｉｃモジュール

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2001022643A2 (en) * 1999-09-20 2001-03-29 Intertelecom Co., Ltd. Card device for wireless data communication
KR20010046972A (ko) * 1999-11-10 2001-06-15 유일석 휴대전화기용 무선주파수 신용카드 시스템 및 신용카드결제방법
CN1516062A (zh) * 2003-01-09 2004-07-28 北京握奇数据系统有限公司 双界面电子钥匙
CN1533139A (zh) * 2003-03-24 2004-09-29 积智日通卡股份有限公司 无线传输记忆卡及用该记忆卡构成的手机传输电子交易系统及方法

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8521650B2 (en) 2007-02-26 2013-08-27 Zepfrog Corp. Method and service for providing access to premium content and dispersing payment therefore
US9076174B2 (en) 2007-02-26 2015-07-07 Zepfrog Corp. Method and service for providing access to premium content and dispersing payment therefore
US8594570B2 (en) 2008-02-01 2013-11-26 Beijing Watch Data System Co., Ltd. Telecommunication intelligent card and method for signaling interaction with external non-contact card
CN101957934B (zh) * 2009-08-13 2012-11-21 上海锦诺信息科技有限公司 带有测距和射频无线通讯的分离式智能卡

Also Published As

Publication number Publication date
CN1773528A (zh) 2006-05-17
CN100383819C (zh) 2008-04-23

Similar Documents

Publication Publication Date Title
WO2006050646A1 (fr) Carte a puce rf de combine et dispositif de traitement externe et procede de balayage de la carte du combine
US7341182B2 (en) Method and apparatus for integrating a mobile phone with a contactless IC card
JP3617491B2 (ja) Ｉｃチップ及び情報処理端末
EP1913528B1 (en) Universal smart card
AU728907B2 (en) Pocket value terminal
EP2284783A1 (en) Electronic wallet device
US20060097049A1 (en) Contactless card reader integrated into a touchpad
WO2013086997A1 (zh) 用于近场通信的接收端组件及包括该组件的接收设备
JP2001223631A (ja) 移動体通信機
CN105447425A (zh) 芯片卡载体、具芯片卡载体的行动装置系统及芯片卡存取系统
WO2008127044A1 (en) Contactless card
KR100823678B1 (ko) 비접촉식 정보처리장치
CN201828944U (zh) 用于手机支付并具有非接触式智能卡功能的sd记忆卡
KR20100005632A (ko) 계좌이체처리 방법 및 시스템과 이를 위한 프로그램기록매체
CN100543786C (zh) 一种电子钱包及其电子货币转移方法
CN201741178U (zh) 带有无线通信功能的智能卡
CN102289710A (zh) 具有sim卡功能的sd记忆卡
CN203606840U (zh) 一种新型nfc设备
JP2002218031A (ja) 携帯電話機
JP2001005920A (ja) 非接触ｉｃカードシステム
CN103617409A (zh) 一种新型nfc设备及其通讯方法
KR20070031131A (ko) 듀얼 인터페이스 ｒｆ칩 및 그를 이용한 듀얼 인터페이스방법
CN202494986U (zh) 一种具有支付功能的键盘
JP2003067684A (ja) Ｉｃカード、及びｉｃカード機能を具備した通信端末
KR20100061629A (ko) 모바일 계좌 송금 처리 시스템

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A1

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BW BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE EG ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KM KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NA NI NO NZ OM PG PH PL PT RO RU SC SD SE SG SK SL SM SY TJ TM TN TR TT TZ UA UG US UZ VC VN YU ZA ZM ZW

AL Designated countries for regional patents

Kind code of ref document: A1

Designated state(s): BW GH GM KE LS MW MZ NA SD SL SZ TZ UG ZM ZW AM AZ BY KG KZ MD RU TJ TM AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IS IT LT LU MC NL PL PT RO SE SI SK TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
32PN Ep: public notification in the ep bulletin as address of the adressee cannot be established

Free format text: NOTING OF LOSS OF RIGHTS PURSUANT TO RULE 69(1)EPC

122 Ep: pct application non-entry in european phase

Ref document number: 05743405

Country of ref document: EP

Kind code of ref document: A1

WWW Wipo information: withdrawn in national office

Ref document number: 5743405

Country of ref document: EP