Classifications

• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
  • G06Q40/06—Asset management; Financial planning or analysis

Definitions

• the present invention relates to a method and a system for securities portfolio management, in which stock market data of various financial centers are recorded and evaluated by a financial server by calculating expected values for future price fluctuations of individual stocks.
• the present invention relates to a method and a system for securities portfolio management in which the services obtained are carried out directly via a transaction server or via a postpaid or prepaid method, e.g. with a prepaid card.
• the stock exchange has experienced an unprecedented boom worldwide, particularly in recent years. With this boom, the need for the most efficient and up-to-date securities portfolio management possible, which enables a quick reaction to current or expected price fluctuations in the securities, increased.
• Stock market data are evaluated using algorithms to make statements about future price fluctuations.
• the portfolio management for the relevant stocks should always include the latest stock market data and forecasts for price fluctuations in order to allow a user to intervene as early as possible.
• the objectives of the invention are achieved in that, for securities portfolio management, stock market data of various financial centers are recorded and evaluated by a financial server and expected values for future price fluctuations of individual stocks are calculated, the stock market data of the stocks, their calculated expected value for future price fluctuations outside a specified one Fluctuation tolerance lies, together with relevant data from the evaluation of the stock market data of the corresponding title, combined into portfolio management data and transmitted to at least one authorized broadcast transmitter, the portfolio management data being encrypted and distributed unidirectionally by the at least one broadcast transmitter, with receiving devices for receiving the access-controlled portfolio administration Access data request access data to one or more conditional access servers via a mobile radio network and the conditional access server (s) transmit access authorization data based on the access request data to the respective receiving device via the mobile radio network, and the access-controlled portfolio management data are received by the receiving devices and decrypted using the access authorization data.
• An advantage of this embodiment variant is that a user is always informed about current and / or forecast price fluctuations via his mobile radio device, without having to search through all the stock market data for relevant price movements of his titles.
• Another advantage is that only the relevant stock exchange data, ie the stock exchange data of active stocks with a trading signal, are transmitted via the broadcast channel. The bandwidth of the broadcast channel can thus be optimally used.
• Another advantage is also that the conditional access to the access-controlled broadcast data can be carried out simply by identifying the user of the mobile radio device using the already existing identification module of the mobile radio device, for example a SIM card, without special conditional access modules from On the part of the broadcast provider needed, as is sometimes the case for the purchase of paid broadcast programs.
• billing data for the billing of the service claimed upon receipt of the portfolio management data are transmitted to one or more transaction servers via the mobile radio network.
• the billing or the broadcast provider can easily be remunerated for the billing of the purchased services via a transaction server. This is only possible by combining the mobile network with broadcasting.
• the billing data can be called up from the transaction server.
• a corresponding broadcast transmitter profile is configured for each of the at least one broadcast transmitter on the financial server, which defines which financial markets and / or title categories for the respective broadcast transmitter are to be taken into account in the portfolio management data.
• Portfolio management in a separate history module provides chronological stock market data for each calculated title up to a definable past point of time for access by means of a receiving device. This has the advantage that, if it appears necessary to the user, he can, for example, access the exact price trend or other relevant stock market data for a particular title with his mobile device for a more precise analysis before reacting with purchases or sales.
• the user can access the financial server, eg Configure and save your own portfolio in the history module. This has the advantage that his portfolio management data is always up to date and independent of the mobile devices.
• the securities portfolio management system transmits unidirectional and encrypted exchange data to various broadcast transmitter profiles and is received by a DAB (or DVB) multi-channel receiving device on various broadcast channels (e.g. DAB: Digital Audio Broadcasting / DVB: Digital Video Broadcasting - channels).
• DAB Digital Audio Broadcasting
• DVB Digital Video Broadcasting - channels.
• the portfolio management data relevant for a specific portfolio are automatically extracted from the DB data stream (DB: digital broadcasting; in particular DAB: digital audio broadcasting and DVB: digital video broadcasting) and displayed and / or stored using configurable filter means of the receiving device.
• DB digital broadcasting
• DAB digital audio broadcasting
• DVB digital video broadcasting
• An advantage of this embodiment variant is, inter alia, that the user can configure the receiving device according to his specific portfolio and only receives or displays data that is relevant to him. The user can also be given the option of setting favorites so that the conditional access process with access to the access-controlled DAB / DVB data automatically begins receiving when the receiving device is switched on. The billing then runs e.g. also automatically in the background.
• corresponding securities are bought or sold via a financial institution using the receiving device for managing the securities portfolio based on the portfolio management data.
• This embodiment variant has the advantage that the user, if he based on the data received via the broadcast channel, the conclusion is that values should be bought or sold, it can react immediately and simply via the receiving device. With the solution according to the invention, the otherwise diverging areas of broadcasting, mobile communication and banking are thus linked to one another in a user-friendly manner.
• corresponding portfolio management applets and / or URLs Uniform Resource Locator
• corresponding portfolio management applets and / or URLs are taken directly from the broadcast transmitter's DB data stream by the receiving device.
• the clearing data is transmitted at least partially periodically during and / or after access to the access-controlled portfolio management data from the receiving device to the transaction server.
• This variant has the advantage that the billing of the service received by the user e.g. can be offset regularly according to a determinable credit limit.
• a monetary value is stored in a data memory of the receiving device, the costs are determined in the receiving device based on cost data, which include the cost amounts for access to the access-controlled portfolio management data per defined calculation unit, and the billing data is transmitted to the transaction server, if the added access costs exceed the stored monetary value or a whole multiple thereof and / or a predefined time window has expired.
• a monetary value is stored in a data memory of the receiving device, the costs are determined in the receiving device based on cost data, which include the cost amounts for access to the access-controlled portfolio management data per defined calculation unit, and the clearing data is transmitted to the transaction server , if the added costs for the access exceed the stored monetary value or a whole multiple thereof and / or a predefined time window has expired.
• a monetary value is stored in a data memory of the receiving device, the costs are determined in the receiving device based on cost data, which include the cost amounts for access to the access-controlled portfolio management data per defined calculation unit, and the costs for access from the stored monetary value subtracted.
• Said data storage for storing the monetary value can e.g. be a removable, rechargeable chip card.
• the chip card has e.g. Credit card format ISO 7816 or plug-in format. on.
• This variant has i.a. the advantage that it uses the prepaid or postpaid method that is customary in mobile telephony for billing the purchased service.
• access condition data which comprise at least the cost data
• the access authorization data additionally comprise access condition data, which access condition data comprise at least the cost data.
• the present invention also relates to a system for carrying out these methods.
• FIG. 1 shows a block diagram which schematically illustrates a system for a securities portfolio management.
• Figure 1 illustrates an architecture that can be used to implement the invention.
• stock market data of various financial centers are recorded and evaluated by a financial server 41, with expected values for future price fluctuations of individual stocks being calculated.
• the stock market data of the securities, whose calculated expected value for future price fluctuations lies outside a specified fluctuation tolerance, together with relevant data of the evaluation of the stock exchange data of the corresponding security, are combined into portfolio management data and transmitted to at least one authorized broadcast transmitter 20.
• the broadcast transmitters 20 are, according to the invention, parts of broadcast systems which include broadcast transmitters and broadcast receivers in which digital audio and / or video programs (television programs) and digital data, for example data for the execution of data services or program-related data with reference to the relevant programs (Program Associated Data, PAD) or also data in general (Non Program Associated Data, NPAD) are broadcast unidirectionally by the broadcast transmitters 20, for example by means of radio waves broadcast by terrestrial or satellite-based transmitters or via broadcast cable networks, and received by corresponding broadcast receivers become.
• a plurality of receiving devices 10 each have at least one such broadcast receiver.
• the broadcast systems mentioned are known, for example, under the name Digital Audio Broadcasting (DAB) or Digital Video Broadcasting (DVB).
• the broadcast transmitter 20 also denotes the providers of the programs and / or data distributed with the broadcast system.
• the provider can also include the various aspects in their current differentiation, such as the broadcast content provider (responsible for the broadcasting program), the broadcast service provider (packaging etc.) and the broadcast network provider (broadcasting, responsible for conditional access etc .).
• the programs and / or data for example, digital audio resp.
• Video programs and digital data, for example data for the execution of data services or program-related data relating to the programs in question (Program Associated Data, PAD) or data in general (Non Program Associated Data, NPAD) ,
• program Associated Data PAD
• NPAD Non Program Associated Data
• this also means multimedia data, for example in the MPEGx (in particular MP2 / MPEG7) standard, as defined by the Moving Picture Experts Group.
• MPEGx in particular MP2 / MPEG7 standard, as defined by the Moving Picture Experts Group.
• a corresponding broadcast transmitter profile can be configured on the financial server 41, which determines which financial markets and / or title categories for the respective broadcast transmitter 20 are taken into account in the portfolio management data.
• the broadcast transmitter can also transmit portfolio management applets, other execution software or URLs (Uniform Resource Locator) or other addresses for loading portfolio management applets or for loading other execution software, with the portfolio management applets for software management of the portfolio management data in the receiving device 10, in particular to configure the receiving device 10 according to a specific portfolio of securities.
• the portfolio management data is encrypted and broadcast unidirectionally by the broadcast transmitter 20.
• the portfolio management applets or corresponding URLs can be encrypted or un- are broadcast in encrypted form by the broadcast transmitter 20.
• the receiving devices 10 are equipped with a broadcast receiver, by means of which the programs and / or data distributed by the broadcast transmitter 20 can be received via broadcast channels, for example via the broadcast cable network or by means of a receiving antenna as radio waves via an air interface. It can be particularly advantageous if the receiving devices 10 are equipped with a broadcast receiver for multi-channel reception.
• the receiving devices 10 transmit access request data to a conditional access server 30 via a mobile radio network 60, and the conditional access server 30 transmits access authorization data based on the access request data to the respective receiving device 10 via the mobile radio network 60.
• the access request data include, for example.
• Information about access to the desired portfolio management data e.g. DAB / DVB channel,
• the access authorization data can e.g. Descrambling codes include.
• the cellular network 60 can e.g. a GSM (Global System for Mobile communication), a UMTS (Universal Mobile Telecommunications System) or another mobile radio network 60, for example also in combination with a fixed network, in particular the Internet or an intranet. Communication via the mobile radio network 60 takes place, for example, by means of special short messages, e.g. SMS (Short Message Services), USSD (Unstructured Supplementary Services Data) messages or other techniques such as MExE (Mobile Execution Environment), GPRS
• SMS Short Message Services
• USSD Unstructured Supplementary Services Data
• the receiving device 10 can be, for example, a mobile radio device and can be uniquely identified on the basis of an identification module 11 of the receiving device 10 by the conditional access server 31, for example on the basis of the call number (MSISDN: Mobile Subscriber ISDN or IMSI: International Mobile Subscriber Identification) of the receiving device 10.
• MSISDN Mobile Subscriber ISDN or IMSI: International Mobile Subscriber Identification
• the identification module 11 can, for example, as is customary in the United States, be an integral part of the mobile radio device 10 be or, as is more common in Europe, a removable chip card such as a SIM card (Subscriber Identification Module), WIM card (WAP Identity Module) or a UIM (UMTS Identity Module) or smart card.
• the chip card has, for example, credit card format ISO 7816 or plug-in format.
• the call number can be assigned to the identification module 11, for example, via an HLR (Home Location Register) by storing the IMSI (International Mobile Subscriber Identification) associated with a call number, for example an MSISDN (Mobile Subscriber ISDN), in the HRL.
• HLR Home Location Register
• IMSI International Mobile Subscriber Identification
• MSISDN Mobile Subscriber ISDN
• the access-controlled portfolio management data are received by the receiving devices 10 and decrypted using the access authorization data.
• the receiving devices 10 comprise, for example, various filter means, which are preferably designed as programmed software modules and which are set up in such a way that they contain portfolio management data and portfolio management applets from program-accompanying data (NPAD and / or PAD) that are received by a receiver of the receiving devices 10, can be removed and stored in the receiving device 10.
• the filter means can also be implemented in connection with a user profile in which user profile user-specific interest parameters are stored, so that, for example, only those portfolio management data are received and stored by the receiving device 10 that have a match with the interest parameters stored in the user profile.
• the user can also use his / her receiving device 10 via cellular network 60 to also access a history module 42 of financial services 40, which history module 42 includes detailed chronological stock exchange data for each calculated title over a definable period of time. The information from the history module 42 can be used by the user to determine his further strategic approach for the purchase or sale of titles.
• the user can have the possibility to configure his own portfolio on his receiving device 10 and / or, for example, to configure and save his own portfolio on the financial server 41 or in the history module 42.
• the latter case can therefore be advantageous because of the user's portfolio is then stored independently of the receiving device 10, and is also always up-to-date regardless of whether the receiving device 10 is switched on or off.
• the evaluation of the user's personal portfolio can then be carried out by the financial server 41, for example.
• conditional access ie access to the desired individual or multiple access-controlled data in the broadcast data stream
• the mechanisms for access-controlled programs and / or data defined in the ETSI standard can be used (- services), the so-called conditional access.
• ETSI standard describes scrambling / descrambling procedures (encryption / decryption), parameters for the signaling and synchronization of conditional access as well as mechanisms for the control and distribution of authorizations (authorization data for users) through the transmission of so-called ECM messages (Entitlement Checking Messages) and EMM messages (Entitlement Management Messages) via the broadcast channels (broadcast cable network or air interface).
• conditional access flag and / or a conditional access identifier Uses the conditional access flag and / or a conditional access identifier to indicate to the receiving devices 10 whether or not the service component in question uses conditional access mechanisms and, if appropriate, what type of mechanisms are used.
• the data of the service component in question (which may relate to programs and / or data) are encrypted with a control word, this control Word is changed regularly and, in turn, encrypted by a session key (key) in the ECM messages is transmitted to the receiving devices 10.
• the conditional access identifier identifies an access control module used for all service components of a service, the so-called access control system. which access control system can interpret and process the ECM and EMM messages transmitted by the broadcast transmitter 20.
• the session key used to encrypt the control words is stored as secret information in the Access Control System in accordance with the ETSI standard.
• Session keys can be transmitted in EMM messages to the receiving devices 10, whereby they are encrypted for the transmission by a distribution key.
• authorizations (authorization data) are transmitted to the receiving devices 10 in the EMM messages, wherein different types of authorizations are defined which correspond to different types of subscription: subscriptions for a topic, a level or a class, pre-booking with payment per program , or spontaneous payment per program, per service or per time.
• the EMM messages can be sent to a specific customer (user) identified by a unique customer address, to a small group of customers (users) identified by a group address, to a large group by a collective address identified group of customers (users) or to all customers.
• the content of the EMM messages in particular the authorizations, does not have to be transmitted to the receiving devices 10 in real time, it can also be sent to the receiving devices in another way instead of by means of EMM messages, for example stored on a data carrier, in particular a chip card 10 are transmitted.
• the customer addresses are stored in the access control system (access control module) and are transmitted from the access control system to the EMM receiving module of the receiving devices 10 responsible for receiving EMM messages, so that this EMM receiving module only contains such EMM Forwards messages to the Access Control system that contain a customer address that matches one of the customer addresses received by the Access Control system.
• the receiving devices 10 can include hardware or software filters that only forward to the access control system those messages that can and must be interpreted and processed by the access control system, for example the Messages, as mentioned above, are filtered based on the customer address and repeatedly transmitted messages are fertilize filtered.
• an ECM / EMM mechanism can consequently be provided which uses the user identification via IMSL / MSISDN or similar identification means from the mobile radio system in order to enable the conditional access billing in such a way that no subscriptions between broadcast providers and users are necessary. This enables roaming between broadcast providers and users, with billing taking place via mobile billing.
• the services claimed upon receipt of the portfolio management data can be offset, for example, by means of billing data transmitted to a transaction server 51 via the mobile radio network 60.
• the services can also be booked, for example, using rechargeable (anonymous) chip cards which are inserted into one of possibly several card insertion points of the receiving device 10, a corresponding monetary value being subtracted from or added to the monetary value stored there.
• the conditional access server 31, the financial server 41 and the transaction server 51 each comprise a number of software modules and are executed on a common computer or a number of computers. If two or all three of the servers 31/41/41 are executed on a common computer, the data exchange between two of the servers 31/41/51 takes place, for example, via a software interface.
• the data exchange between these servers takes place, for example, via a communication network,.
• a communication network for example a fixed network, such as the public switched telephone network (PSTN: Public Switched Telephone Network), an ISDN network (Integrated Services Digital Network) or another communication connection.
• PSTN Public Switched Telephone Network
• ISDN ISDN network
• Corresponding communication functions are implemented in the servers 31/41/51 in communication modules, these modules comprising software-implemented communication protocols and / or hardware components for communication via the relevant communication network.
• the communication modules of the financial server 41 also comprise the necessary software-implemented communication protocols and / or hardware components for the communication with the broadcast transmitter 20 via a communication connection, for example the communication network mentioned above, such as for example a fixed network, etc., the broadcast transmitter 20 in turn being equipped with corresponding communication modules.
• the broadcast transmitter 20 comprises a transmission system 22 which generates and transmits radio (audio) and / or television programs (audiovisual programs) and program-accompanying data, for example NPAD (non-program associated data) or PAD (program associated data) data the antenna 21 can spread.
• the transmitter system 22 also comprises one or more computers and several programmed software modules.
• the broadcast transmitter 20, or the transmitter 22, is designed for example for the generation of DAB (Digital Audio Broadcasting) and / or DVB (Digital Video Broadcasting) programs.
• European Telecommuni developed standards for a DAB system that was developed for the transmission of high-quality digital audio programs and / or data services for reception by means of mobile, portable and fixed receivers from terrestrial or satellite-based transmitters 20 or from broadcast cable networks - cations Standards Institute (ETSI), F-06921 Sophia Antipolis Cedex, France, in the standard ETS 300 401, “Radio broadcasting Systems; Digital Audio Broadcasting (DAB) to mobile, portable and fixed receivers ".
• ETSI Standards Institute
• DAB Digital Audio Broadcasting
• the broadcast transmitter 20 can also all infrastructure parts of a modern digital broadcast system, such as the technical components for content acquisition and preparation (content provider), the technical components for generation and Provision of the radio service line (service provider), the technical components for the network services (network provider) or the technical components of the multiplexing and switching services (MUX provider) .
• the broadcast transmitter 20 or the transmission system 22 comprises insertion means 23, which are preferably programmed Software module are designed and are set up in such a way that they can insert stock exchange data or portfolio management data, which were transmitted by the financial server 41, into program-accompanying data (PAD and / or NPAD) in order to be receivable for the receiving devices 10 via the antenna 21 radio signals spread n.
• the insertion means 23 are used by the broadcast transmitter 20 in particular to include portfolio management data and portfolio management applets and / or other execution software and / or URLs for landing execution software and / or other addresses for landing execution software from the financial server 41 to the receiving devices 10.
• the radio and / or television programs, respectively audio and / or audiovisual programs (video programs) and program-accompanying data (PAD and / or NPAD) distributed by the broadcast transmitter 20 can each be received by the receiving devices 10 by means of a receiver for radio and / or or television programs, respectively audio and / or audiovisual programs (video programs), and program-accompanying data (PAD and / or NPAD) are received.
• the receiving devices 10 or their receivers also include (in some cases already described above) access control modules which provide access to radio and / or television programs which are controlled by access and / or which are subject to a fee, or audio and / or audiovisual programs (video programs) and program-accompanying programs Data (PAD and / or NPAD) regulate and mechanisms for the handling of authorizations (Entitlements) as well as the decryption (Descrambling) of so-called Conditional Access radio and / or television programs, respectively audio and / or audiovisual programs (video programs), and accompanying programs Include data (PAD and / or NPAD).
• access control modules which provide access to radio and / or television programs which are controlled by access and / or which are subject to a fee
• audio and / or audiovisual programs video programs
• program-accompanying programs Data PAD and / or NPAD
• PAD and / or NPAD program-accompanying programs Data
• the billing data are transmitted, for example, at least partially periodically during and / or after access to the access-controlled portfolio management data from the receiving device 10 to the transaction server 51, which takes over the further billing of the costs, that is to say the costs by means of a billing module 57 in one or more accounts with one Financial institution 56 is charged according to the costs for the services received or charged to the mobile operators 58.
• a monetary amount value can be stored in a data memory of the receiving device 10 and the costs can be determined in the receiving device by means of a cost recording module based on cost data, which include the cost amounts for access to the access-controlled portfolio management data per defined calculation unit.
• the cost recording module is, for example, a programmed software module that is based on a processor of the receiving device 10 or a chip card is executed, or a hardware-implemented module.
• the chip card can be, for example, a multifunctional SIM card taking into account the MexE specifications (Mobile Station Application Execution Environment).
• the clearing data are transmitted to the transaction server, for example, if the added costs for the access exceed the stored monetary value or a whole multiple thereof and / or a predefined time window has expired.
• the access costs calculated using the cost recording module can also be subtracted from the stored monetary value. This is particularly suitable for prepaid or postpaid methods for billing the services used by the user.
• Said data store for storing the monetary value can be, for example, a removable, rechargeable chip card.
• the chip card can also be, for example, a generic chip card for payment transactions or a specific chip card, the latter being embodied, for example, as a so-called “electronic wallet” and which is removably connected to the receiving device 10 for this purpose, for example, via a second chip card receiving point the SIM card used for the mobile services is used
• the billing data transmitted to the Transactionserver 51 can in particular include billing documents (eg electronically signed), similar to CDR documents (Call Data Records) as so-called DUR documents (DAB / DVB Usage Records.)
• the cost recording module is used to determine the costs incurred by a user for the purchase of the chargeable portfolio management data.
• the cost recording module determines the costs based on cost data, which, for example, the cost amounts for access to the z Access-controlled portfolio management data per defined calculation unit.
• the cost data are transmitted, for example, as part of the access condition data in unencrypted and unidirectional manner by the broadcast transmitter 20, ie the access condition data are each assigned to a radio or television program or program-related data (PAD and / or NPAD) and are received by the receiving device 10.
• the access condition data can also be assigned to the access authorization data and transmitted from the conditional access server 31 to the receiving device 10.
• the access condition data can include further conditions for accessing the portfolio management data, such as general terms and conditions (general terms and conditions), reuse conditions (copyright, discounters, qualifying data) etc., which the user has to agree to, for example, before access.
• the costs can be charged directly in the receiving device 10, for example, if the subscriber sets a corresponding option in the receiving device 10.
• the function of the cost recording module can be coupled to the above-mentioned access control module, so that the acquisition and / or execution of portfolio management data and / or portfolio management applets is only possible on the condition that the specific costs, for example the mentioned amount of money stored in the receiving device 10 , for example on the removable chip card connected to the receiving device 10.
• a credit card can also be introduced in the abovementioned receiving point for the removable connection of chip cards to the receiving device, the validity of which can be checked online, for example, which credit card includes information about an account with a financial institution to which the costs for the services received are based should be debited, whereby this information can be introduced, for example, in the cost documents.
• the receiving devices 10 preferably have electro-acoustic reproduction and recording modules, on the one hand in order to be able to reproduce received radio programs or audio programs via loudspeakers or headphones, and on the other hand in order to be able to use the receiving devices 10 as a fully functional mobile radio telephone.
• the receiving devices 10 also have input elements 12, which in particular include operating elements such as input keys and / or touchscreen etc., and a display, on the one hand, for entering and displaying data and instructions, on the other hand, for operating the receiving device 10 and received as a special exemplary embodiment Display television programs, respective audiovisual programs or video programs, and data.
• the input elements 12 can in particular also comprise a speech recognition module.
• the portfolio management applets are executed on a processor of the receiving device 10, for example after prior confirmation by the user concerned.
• the portfolio management applets are preferably implemented in a portable programming language, for example in Java from Sun Microsystems or a similar programming language, which makes it possible to execute portfolio management applets independently of hardware, for example on a virtual platform of the receiving device 10.
• the portfolio management applets that are executed in the receiving devices can serve in particular as a user interface for managing the portfolio management data.
• the user interface can be text or graphically designed, for example table form can be shown as a graphical user interface on the display of the receiving device 10 and conventional functions such as help services or file services or storage service can be built into the user interface.
• the user concerned uses the input elements mentioned above to enter 12 instructions via the user interface represented by the portfolio management applets.
• the instructions may include, in particular, an order to a financial institution to buy or sell securities or titles.
• the orders for buying or selling securities or titles can go directly to one or more financial institutions 52/53/54 via the mobile radio network 60, via the Transactionserver 51 to one or more financial institutions 52/53/54 or personal portfolio management in the history module 42 to one or more financial institutions 52/53/54.
• the various modules and components of the receiving device 10 in particular the receiver for the radio and / or television programs (audio and / or audiovisual programs) and program-accompanying data (PAD and / or NPAD) and the communication module for communication via the mobile radio network, preferably in a common housing.
• the various modules and components of the receiving device 10 can also be used with so-called laptop computers, palm-top computers or PDAs (Personal Digital Assistant) as connectable components or in a common one Housing.
• the receiving devices 10 can thus look like conventional mobile telephones, radio and / or television receivers, palm-top computers, laptop computers or PDAs.
• the method and system presented here are primarily intended for broadcast systems such as DAB and / or DVB, but also apply to all other one-way systems and Internet-like systems.

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• 2001
  • 2001-04-04 WO PCT/CH2001/000219 patent/WO2002082333A2/fr active Application Filing

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