WO2001059730A1 - Mise a jour d'un terminal distant - Google Patents
Mise a jour d'un terminal distant Download PDFInfo
- Publication number
- WO2001059730A1 WO2001059730A1 PCT/AU2001/000115 AU0100115W WO0159730A1 WO 2001059730 A1 WO2001059730 A1 WO 2001059730A1 AU 0100115 W AU0100115 W AU 0100115W WO 0159730 A1 WO0159730 A1 WO 0159730A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- host
- data
- terminal
- remote terminal
- additional data
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/355—Personalisation of cards for use
- G06Q20/3552—Downloading or loading of personalisation data
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
Definitions
- the present invention relates generally to data transfer with terminals and in particular to the transfer of data between at least one host computer and one or more remote terminals. More particularly the present invention has application to, but is not limited to, communications with remote funds transaction terminals, self- service transaction terminals as well as hardwired and wireless Electronic Funds Transfer Point of Sale (EFTPOS) terminals.
- EFTPOS Electronic Funds Transfer Point of Sale
- FIG. 1 is an illustration of a known EFTPOS system, and shows a plurality of terminals 20 connected through a communication channel 30 to a single host computer 10.
- the terminals 20 are often located in shops and other remote locations, while the host computer 10 is located at a central data collection point, such as at the service provider's main computer facility.
- the functions of this host computer include management of encryption systems, authorisation of transactions and management of communications with remote terminals 20.
- the communication channel 30 of choice is typically one where a connection is established on a needs basis.
- the remote terminal 20 would normally establish a connection with the host computer via a telephone line whenever the remote terminal 20 is required to perform an on-line transaction by a user.
- the host computer 10 may establish the connection with one of the remote terminals 20.
- a customer's card such as a bank card or smart card 21 is read by the card reader 203 of the remote terminal 20 to obtain appropriate data, such as the user's bank details.
- the customer would then be required to enter transaction information, such as account type, transaction amount and/or ticket information in the keypad 202.
- a personal identification number may also be required before the information is sent to the host computer 10 for authorisation.
- the information may be encrypted for data security.
- each of these remote terminals 20 require data to be transferred to them, such as update data. Traditionally this may require a technician to visit each of the remote terminals 20 and by connecting another device (not illustrated) to the remote terminal 20 the required data would be downloaded to the remote terminal 20. Logistically this solution is very undesirable.
- the host computer 10 may, in succession, establish a connection with each of the remote terminals 20 in order to download the update data to each of the remote terminals 20.
- a disadvantage of this method is that the remote terminal 20 is unavailable to users during this download time.
- a further disadvantage is that additional telecommunication costs may also incurred, both for establishing and maintaining the connection 30.
- a method of transferring additional data between a remote terminal and a host during an established communication, the additional data being incidental to the communication including the step of transferring the additional data between the remote terminal and the host terminal during a period of communication inactivity such as "dead time".
- a method of operating an electronic funds transfer terminal to receive update data from a host including the sequential steps of: establishing a communication with said host over a communications channel; requesting an authorisation of a transaction by said host over said communications channel; receiving said update data from said host over said communications channel; updating a memory means of said electronic funds transfer terminal with said update data; and transferring funds upon receipt of a positive authorisation from said host.
- the present invention provides a method and system wherein a communications channel between a remote terminal and a host computer is used to transfer additional data during times when the communications channel would otherwise be inactive during a communication session, without establishing a communication session for the purpose of transferring the additional data to the remote terminal.
- the "additional data” may take various forms, for example including update data for the remote terminal and/or a data card entered into the terminal and data relating to advertisements to be displayed on the display device of the remote terminal.
- this data may relate specifically to the particular terminal or card or may be general data being sent to all or a selected number of, remote terminals and/or all data cards using the terminals.
- Fig. 1 shows a schematic block diagram of a prior art Electronic Funds Transfer Point Of Sale (EFTPOS) system.
- EFTPOS Electronic Funds Transfer Point Of Sale
- Figs 2A and 2B are more detailed schematic block diagrams of a remote terminal, such as an electronic funds transfer point of sale (EFTPOS) terminal and host computer of the system illustrated in Fig. 1 upon which the preferred embodiments of the present invention may be practiced; and
- EFTPOS electronic funds transfer point of sale
- Figs 3A to 3C are flow diagrams for communication used in the preferred embodiments of the present invention.
- the preferred embodiments of the invention are preferably practiced using remote terminals 20 and host computer 10, such as that shown in Figs 2A and 2B respectively.
- the preferred embodiments are effected by instructions in software that are carried out by the host computer 10 and remote terminals 20.
- the remote terminal may take various configurations, including a hard-wired EFTPOS terminal, an automatic teller machine (ATM), a mobile EFTPOS machine, as used by mobile service providers, such as taxi drivers, and mobile telephones and other mobile telecommunications devices, preferably with WAP (Wireless Access Protocol) capabilities.
- ATM automatic teller machine
- WAP Wireless Access Protocol
- the remote terminal 20 may include a computer module 201 , input devices such as a keypad 202 and card reader 203, and output devices including a receipt printer 215 and a display device 214. Especially when the remote terminal 20 is a hard-wired terminal, it may share the printer 215 with a cash register (not illustrated) and is used for providing a report 22 on a transaction that has occurred or other information relating to the transaction.
- the card reader 203 reads a user's card 21 in order to obtain data from the user's card.
- the card information is read via a magnetic strip, but this is not essential to the invention.
- the present invention may be applied not only to magnetic stripe cards, but also to alternative systems such as smartcard systems, stored value loading arrangements, and the like.
- the keypad 202 allows the user to enter transaction particulars while the display device displays messages or instructions to the user. As a further option, the user may also be required to enter a PIN.
- a Modulator-Demodulator (Modem) transceiver device 216 is used by the remote terminal for communication to and from the host computer 10 via communication channel 30.
- This channel is preferably a dedicated communication channel, such as telephone line, although it may be any other communication means, including a radio channel and a permanent web connection.
- Each computer module 201 typically includes at least one processor unit 205, a memory unit 206, for example formed from semiconductor random access memory (RAM) and read only memory (ROM), input/output (I/O) interfaces including a display interface 207, and an I/O interface 209 for the keypad 202, receipt printer 215 and card reader 203, and an interface 208 for the modem 216.
- the interface 207 may be any display means including a video interface or a Liquid Crystal Display (LCD).
- the components 205 to 209 of the computer module 201 typically communicate via an interconnected bus 204. The components, however, may communicate via any other communication means, including via wireless communications.
- the computer module may further include an on-line printer and storage device such as a hard disk drive and/or magnetic tape drives.
- the host computer may take a variety of configurations, with the main requirements being the ability to communicate with remote terminals.
- An example host computer 10 is shown in Fig. 2B, which includes a Modulator-Demodulator
- (Modem) transceiver device 116 for communication to and from the remote terminals 20 via dedicated communication channel 30.
- the application program of the preferred embodiment is resident on the memory units 106, 206 of the host computer and remote terminals, and controlled in its execution by the processors 105 and 205 respectively.
- a flow diagram is shown of a first embodiment of the present invention.
- the remote terminal's computer module 201 and in particular the processor 205, is activated by a customer's card 21 , in this embodiment, a smart card, which is read by the card reader 103 to obtain the customer's details.
- the customer may also be required to enter a personal identification number (PIN), as well as select an account type and/or specify a transaction.
- PIN personal identification number
- the remote terminal 20 establishes communication with the host computer 10, such as by dialing a predetermined telephone number, which may be pre-programmed in memory 106. However, communication may be established via any means. Any or all communication to and from the host computer 10 may also be encrypted. For example, if the customer is required to enter a PIN, it is possible to only encrypt the PIN.
- the remote terminal 20 sends the necessary information to the host computer 10, such as card details and possibly any information entered by the customer, in an Authorisation Request message 301 for authorisation of the transaction by the host computer 10.
- a report printer is also incorporated into the configuration, although this is not an essential element.
- the printer 215 is preferably controlled by the computer module 201 of the remote terminal, which sends a print message 302 from the remote terminal to the printer 215 to start printing the transaction report 22.
- the host computer 10 On receipt of the Authorisation request 301 from the remote terminal 20, the host computer 10 performs a review of the customer's account status, either within its own network, or commonly by communicating with the card issuer's system. Appropriate accounting entries are made in the card issuer's system, and an Authorisation Response message 303 (which may be positive or negative) is transmitted via host computer 10 to the remote terminal.
- This aspect operates in a manner conventional for Point of Sale systems.
- the remote terminal pauses while waiting for an Authorisation Response message 303 from the host computer 10. This period, herein called “dead time”, is variable, and may be several seconds in duration.
- additional data such as in the form of loyalty information, is transferred 304 from the host computer 10 to the remote terminal 20 after the Authorisation request 301 is received by the host computer 10.
- the remote terminal On successful receipt of the loyalty information 304, the remote terminal
- the smart card 21 transfers the received loyalty information 304 to the smart card 21 in a loyalty information transfer 305.
- the smart card 21 responds with a response message 306, which the remote terminal forwards to the host computer 10 as response message 307.
- the messages passed between the host computer/remote terminal and the remote terminal/smart-card need not be the same.
- the information sent at step 304 might include message display information as well as data for the smart-card, but step 305 only includes the smart-card data.
- the remote terminal 20 may complete the transaction by forwarding the authorisation response to the smart-card.
- the remote terminal would complete the printing of the receipt 22 by also sending a print message 308 to the printer 115 and then perhaps by sending yet another print message 309 to the printer, this time regarding the loyalty information.
- Fig. 3B shows a timing diagram of a further embodiment of the invention.
- the card reader 103 to obtain the customer's details reads a customer's card 21.
- the remote terminal 20 establishes communication with the host computer 10 and sends the customer's details etc to the host computer 10 in the Authorisation Request message 301 for authorisation of the transaction by the host computer 10.
- the update data which is transferred from the host computer 10 to the remote terminal 20 after the Authorisation request 301 is received by the host computer 10, is an advertisement message 310.
- this advertisement may take various forms.
- the whole advertisement(s) may be downloaded from the host computer or the advertisements may have been previously loaded into the remote terminal, so that the data downloaded to the remote terminal via 310 simply specifies which advertisement(s) to display.
- the transaction is a wireless transaction, such as an EFTPOS transaction on a mobile EFTPOS unit, or even a mobile phone
- the information displayed on the mobile unit could be from a particular web site accessed via WAP (Wireless Application Protocol).
- WAP Wireless Application Protocol
- the advertisement On successful receipt by the remote terminal 20 of the advertisement data 310, the advertisement is displayed in step 311 on display 214 of the remote terminal 20. If the advertisement has been newly downloaded from the host computer, it may also be stored 312 in the memory 206 for later retrieval.
- the host computer 10 Once the host computer 10 has processed the authorisation request 301 , it sends an Authorisation response message 303 to the remote terminal 20 to complete the transaction.
- the remote terminal 20 may also continue to display 311 the advertisement on display 214 until the next customer card 21 is entered to start a new transaction.
- the remote terminal 20 in this embodiment stores a "blacklist".
- a blacklist for example may be a list of existing customers to whom service has been disallowed or at least minimised.
- the remote terminal may display the blacklist stored in its memory on display 214, while it is not visible to the public.
- the customer's card 21 is read 313 by the card reader 103 to obtain the customer's details. Only after the remote terminal 20, and in particular the processor 205 has verified that the entered card is not listed on the current blacklist 314, is communication established with the host computer 10 in the form of an authorisation request 301.
- a blacklist data message 315 is transferred from the host computer 10 to the remote terminal 20 after the Authorisation request 301 is received by the host computer 10.
- the blacklist data message 315 may download a new blacklist or alternatively only send an update of the current blacklist to the remote terminal 20.
- the current blacklist is updated or replaced with the downloaded data and stored in the memory 206 in step 316 for later retrieval.
- the host computer Once the host computer has processed the authorisation request, it sends an Authorisation response message 303 to the remote terminal 20 to complete the transaction.
- the remote terminal need not automatically check the details of the customer's card against the blacklist before seeking an authorisation request.
- This validation of the customer may instead be undertaken by the host, with the copy of the blacklist on the remote terminal simply for reference by the operator of the remote terminal, such as the merchant.
- additional data may instead be sent to the host from the smart card and/or the remote terminal.
- the smart card/remote terminal could send the host computer statistics or data history during the "dead time”.
- the remote terminal may have printing capabilities.
- two host terminals may communicate with each remote terminal, such that a first host performs the required authorisation steps, while another host performs data updating tasks.
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2001231420A AU2001231420A1 (en) | 2000-02-08 | 2001-02-08 | Remote terminal updating |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AUPQ5492A AUPQ549200A0 (en) | 2000-02-08 | 2000-02-08 | A method of operating a remote terminal |
AUPQ5492 | 2000-02-08 |
Publications (1)
Publication Number | Publication Date |
---|---|
WO2001059730A1 true WO2001059730A1 (fr) | 2001-08-16 |
Family
ID=3819612
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/AU2001/000115 WO2001059730A1 (fr) | 2000-02-08 | 2001-02-08 | Mise a jour d'un terminal distant |
Country Status (2)
Country | Link |
---|---|
AU (1) | AUPQ549200A0 (fr) |
WO (1) | WO2001059730A1 (fr) |
Cited By (10)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2002042961A1 (fr) * | 2000-11-22 | 2002-05-30 | Welcome Real Time | Systeme et procede de stockage et de traitement de donnees a l'aide d'un telephone mobile |
WO2002091316A1 (fr) * | 2001-04-30 | 2002-11-14 | Activcard Ireland, Limited | Procede et systeme d'activation et de gestion a distance d'appareils garantissant la securite personnelle |
KR20030037057A (ko) * | 2001-11-02 | 2003-05-12 | 엘지전자 주식회사 | 공중 이동통신망을 이용한 가입자 인식모듈 업데이트 방법 |
FR2843667A1 (fr) * | 2002-08-14 | 2004-02-20 | Impact Diffusion | Dispositif de distribution de codes d'acces a un reseau de telecommunication et procede de distribution associe |
US7162631B2 (en) | 2001-11-02 | 2007-01-09 | Activcard | Method and system for scripting commands and data for use by a personal security device |
US7225465B2 (en) | 2001-04-30 | 2007-05-29 | Matsushita Electric Industrial Co., Ltd. | Method and system for remote management of personal security devices |
US7316030B2 (en) | 2001-04-30 | 2008-01-01 | Activcard Ireland, Limited | Method and system for authenticating a personal security device vis-à-vis at least one remote computer system |
US7363486B2 (en) | 2001-04-30 | 2008-04-22 | Activcard | Method and system for authentication through a communications pipe |
US7853789B2 (en) | 2001-04-30 | 2010-12-14 | Activcard Ireland, Limited | Method and system for establishing a communications pipe between a personal security device and a remote computer system |
US8240558B2 (en) | 2008-01-15 | 2012-08-14 | Aristocrat Technologies Australia Pty Limited | Method of processing a user data card, an interface module and a gaming system |
Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4523087A (en) * | 1981-04-07 | 1985-06-11 | Benton William M | Transaction verification system using optical coupling data communication link |
JPH03204259A (ja) * | 1990-01-04 | 1991-09-05 | Nippon Telegr & Teleph Corp <Ntt> | データベース検索通信方式 |
US5737619A (en) * | 1995-10-19 | 1998-04-07 | Judson; David Hugh | World wide web browsing with content delivery over an idle connection and interstitial content display |
WO1998047090A1 (fr) * | 1997-04-16 | 1998-10-22 | Sony Electronics, Inc. | Procede permettant de faire de la publicite en ligne |
US5854897A (en) * | 1996-12-27 | 1998-12-29 | Quantum Systems, Inc. | Network communications marketing system |
-
2000
- 2000-02-08 AU AUPQ5492A patent/AUPQ549200A0/en not_active Abandoned
-
2001
- 2001-02-08 WO PCT/AU2001/000115 patent/WO2001059730A1/fr active Application Filing
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4523087A (en) * | 1981-04-07 | 1985-06-11 | Benton William M | Transaction verification system using optical coupling data communication link |
JPH03204259A (ja) * | 1990-01-04 | 1991-09-05 | Nippon Telegr & Teleph Corp <Ntt> | データベース検索通信方式 |
US5737619A (en) * | 1995-10-19 | 1998-04-07 | Judson; David Hugh | World wide web browsing with content delivery over an idle connection and interstitial content display |
US5854897A (en) * | 1996-12-27 | 1998-12-29 | Quantum Systems, Inc. | Network communications marketing system |
WO1998047090A1 (fr) * | 1997-04-16 | 1998-10-22 | Sony Electronics, Inc. | Procede permettant de faire de la publicite en ligne |
Non-Patent Citations (1)
Title |
---|
PATENT ABSTRACTS OF JAPAN * |
Cited By (11)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2002042961A1 (fr) * | 2000-11-22 | 2002-05-30 | Welcome Real Time | Systeme et procede de stockage et de traitement de donnees a l'aide d'un telephone mobile |
WO2002091316A1 (fr) * | 2001-04-30 | 2002-11-14 | Activcard Ireland, Limited | Procede et systeme d'activation et de gestion a distance d'appareils garantissant la securite personnelle |
US7225465B2 (en) | 2001-04-30 | 2007-05-29 | Matsushita Electric Industrial Co., Ltd. | Method and system for remote management of personal security devices |
US7316030B2 (en) | 2001-04-30 | 2008-01-01 | Activcard Ireland, Limited | Method and system for authenticating a personal security device vis-à-vis at least one remote computer system |
US7363486B2 (en) | 2001-04-30 | 2008-04-22 | Activcard | Method and system for authentication through a communications pipe |
US7853789B2 (en) | 2001-04-30 | 2010-12-14 | Activcard Ireland, Limited | Method and system for establishing a communications pipe between a personal security device and a remote computer system |
US8028083B2 (en) | 2001-04-30 | 2011-09-27 | Activcard Ireland, Limited | Method and system for remote activation and management of personal security devices |
KR20030037057A (ko) * | 2001-11-02 | 2003-05-12 | 엘지전자 주식회사 | 공중 이동통신망을 이용한 가입자 인식모듈 업데이트 방법 |
US7162631B2 (en) | 2001-11-02 | 2007-01-09 | Activcard | Method and system for scripting commands and data for use by a personal security device |
FR2843667A1 (fr) * | 2002-08-14 | 2004-02-20 | Impact Diffusion | Dispositif de distribution de codes d'acces a un reseau de telecommunication et procede de distribution associe |
US8240558B2 (en) | 2008-01-15 | 2012-08-14 | Aristocrat Technologies Australia Pty Limited | Method of processing a user data card, an interface module and a gaming system |
Also Published As
Publication number | Publication date |
---|---|
AUPQ549200A0 (en) | 2000-03-02 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
AU2000240970B2 (en) | Transaction method and selling system | |
FI105243B (fi) | Menetelmä ja järjestelmä maksunhallintaan | |
US7685068B2 (en) | Arrangement and method for tele-commerce with client profiles | |
US7848740B2 (en) | Electronic transactions | |
EP0739526B1 (fr) | Systeme de telepaiement en temps reel | |
US7478065B1 (en) | Payment transaction method and payment transaction system | |
EP1958127B1 (fr) | Carte a puce | |
EP0965959A1 (fr) | Méthode pour l'utilisation d'un dispositif de communication portable | |
US20040054601A1 (en) | Vending system | |
US20070203835A1 (en) | Automated teller service using wireless telephony | |
HU218646B (hu) | Eljárás és berendezés pénzügyi és kereskedelmi ügyletek lebonyolítására kihelyezett szolgáltatóhelyi állomás és gazdaszámítógép között | |
CA2512882A1 (fr) | Architecture de besoins materiels simplifies destinee a des transactions de paiement par carte bancaire dans un important groupe de clients, station terminale de transaction, carte sim a fonction etendue, et procedes d'individualisation et d'execution des transactions | |
CA2479179A1 (fr) | Systeme et procede pour l'achat de biens et de services a travers des points d'acces a un reseau de donnees sur un reseau de points de vente | |
AU2009223984A1 (en) | Dynamic currency conversion system and method | |
JP2002015263A (ja) | 携帯電話簡易決算システム及びその方法 | |
US20050165674A1 (en) | Transaction authentication | |
JP2002049878A (ja) | 製品またはサービスの供給を可能にするためのシステムおよび方法 | |
WO2000031699A1 (fr) | Procede et dispositif pour la conduite de transactions electroniques | |
KR20010100380A (ko) | 이동통신단말기를 이용한 상거래 대금의 결제방법 및결제장치 | |
WO2001059730A1 (fr) | Mise a jour d'un terminal distant | |
WO2009064160A1 (fr) | Système pour des transactions de commerce électronique, dispositif portatif de communications électroniques, réseau de communications, progiciel et procédé correspondants | |
EP1189179B1 (fr) | Méthode, dispositif et système pour charger de l'argent électronique | |
JP2000011051A (ja) | クレジットカード認証システム及び移動可能なクレジットカ─ド認証端末 | |
US20020156728A1 (en) | Method and arrangement for the transmission of an electronic sum of money from a credit reserve by wap | |
KR20090011903A (ko) | 휴대형 pos 단말기 및 그에 따른 pos 시스템 |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
AK | Designated states |
Kind code of ref document: A1 Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CR CU CZ DE DK DM DZ EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG US UZ VN YU ZA ZW |
|
AL | Designated countries for regional patents |
Kind code of ref document: A1 Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG |
|
121 | Ep: the epo has been informed by wipo that ep was designated in this application | ||
DFPE | Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101) | ||
REG | Reference to national code |
Ref country code: DE Ref legal event code: 8642 |
|
122 | Ep: pct application non-entry in european phase | ||
NENP | Non-entry into the national phase |
Ref country code: JP |