WO2001041097A1 - Systeme permettant de faciliter le paiement de marchandises - Google Patents

Systeme permettant de faciliter le paiement de marchandises Download PDF

Info

Publication number
WO2001041097A1
WO2001041097A1 PCT/ZA2000/000235 ZA0000235W WO0141097A1 WO 2001041097 A1 WO2001041097 A1 WO 2001041097A1 ZA 0000235 W ZA0000235 W ZA 0000235W WO 0141097 A1 WO0141097 A1 WO 0141097A1
Authority
WO
WIPO (PCT)
Prior art keywords
computer
supplier
invoice
payment
customer
Prior art date
Application number
PCT/ZA2000/000235
Other languages
English (en)
Inventor
Brian Mollagrean
Original Assignee
Brian Mollagrean
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Brian Mollagrean filed Critical Brian Mollagrean
Priority to AU18233/01A priority Critical patent/AU1823301A/en
Publication of WO2001041097A1 publication Critical patent/WO2001041097A1/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Definitions

  • THIS INVENTION relates to a system for facilitating payment for goods
  • the goods selected are ordered by mail, telephone or more
  • the present invention seeks to overcome the potential difficulties
  • system for handling purchase and sale transactions comprising a first
  • payment collector having means for receipting payment of said invoice, and means
  • the code can be in the form of printed digits, in the form of a printed
  • the invoice is transmitted to the customer electronically and
  • the unique code is in printed digits or a bar
  • FIG. 1 illustrates a purchase and sale transaction handling system in accordance with the present invention.
  • the system also includes a number generator 12 which is able to
  • the code can be in the form of a bar code or a
  • magnetic strip and hence be machine readable.
  • it can also be in the form
  • NNNN is a supplier status code
  • DDDDD is the Julian date
  • RRRRR is a random number
  • V is a value group
  • C is a check digit
  • the supplier status code is used to identify the supplier according to its
  • the Julian date is a five-digit number giving the day of the year and
  • the value group is a function of the purchase amount, but taking into
  • the number generator 12 can be such that, once a number has been
  • the potential customer designated 14 has a personal computer and a
  • the supplier 18 is shown as having
  • the supplier's website being on a
  • the system further includes a payment collector 22.
  • the payment collector 22 The payment
  • collector 22 can be a retailer, a post office, a petrol station or any other place of
  • Payment can be by cash, credit card, cheque or in any other available manner.
  • the payment collector 22 is preferably connected by an electronic
  • a delivery service 28 which may be the post office or a courier service.
  • the server 30 which forms the Internet interface for the payment
  • Figure 1 is used, that all links are computer-to-computer and that the transaction is
  • the customer 14 accesses the supplier's website on the server 20 from his personal computer and selects the goods that are to be purchased.
  • the number is transmitted to the supplier's web server 20 and incorporated into an
  • the invoice which is generated by the supplier's web server 20.
  • the invoice is
  • the customer 14 then takes the invoice to the payment collector 22
  • the supplier involved is determined from the unique number, and the
  • the supplier 18 now has the security of knowing that the amount due
  • the supplier 18 then hands the goods to the delivery service 28 which
  • the courier, the courier or the supplier supplies the unique number to the computer

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

L'invention se rapporte à un système de gestion de transactions d'achat et de vente entre un client et un fournisseur. Ce système comporte un ordinateur principal (10) contenant un générateur de nombres (12) conçu pour générer un code unique pour chaque transaction. L'ordinateur principal est relié à un second ordinateur (20) sur lequel le fournisseur a son site web. Les informations d'achat et de vente sont générées par le second ordinateur puis stockées sur l'ordinateur principal. Le code unique est généré en fonction des informations d'achat et de vente transmises à l'ordinateur principal. Il est ensuite intégré à la facture du client. Lorsque cette facture est acquittée, les informations relatives au paiement sont saisies en vue de leur comparaison avec les informations stockées. S'il y a correspondance entre ces informations, le fournisseur en est averti électroniquement.
PCT/ZA2000/000235 1999-11-30 2000-11-28 Systeme permettant de faciliter le paiement de marchandises WO2001041097A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU18233/01A AU1823301A (en) 1999-11-30 2000-11-28 System for facilitating payment for goods

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ZA997384 1999-11-30
ZA99/7384 1999-11-30

Publications (1)

Publication Number Publication Date
WO2001041097A1 true WO2001041097A1 (fr) 2001-06-07

Family

ID=25588016

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/ZA2000/000235 WO2001041097A1 (fr) 1999-11-30 2000-11-28 Systeme permettant de faciliter le paiement de marchandises

Country Status (2)

Country Link
AU (1) AU1823301A (fr)
WO (1) WO2001041097A1 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2382210A (en) * 2001-09-10 2003-05-21 Hewlett Packard Co Payment method at point of delivery comprising a readable ticket

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1997008643A1 (fr) * 1995-08-31 1997-03-06 Visa International Service Association Systeme de paiement electronique de facture
EP0779587A2 (fr) * 1995-12-15 1997-06-18 Kabushiki Kaisha N.K Kikaku Système d'achat on-line et méthode pour le règlement de la facture
US5699528A (en) * 1995-10-31 1997-12-16 Mastercard International, Inc. System and method for bill delivery and payment over a communications network
WO1999007121A2 (fr) * 1997-07-29 1999-02-11 Netadvantage Corporation Procede et systeme pour mener des transactions commerciales electroniques
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1997008643A1 (fr) * 1995-08-31 1997-03-06 Visa International Service Association Systeme de paiement electronique de facture
US5699528A (en) * 1995-10-31 1997-12-16 Mastercard International, Inc. System and method for bill delivery and payment over a communications network
EP0779587A2 (fr) * 1995-12-15 1997-06-18 Kabushiki Kaisha N.K Kikaku Système d'achat on-line et méthode pour le règlement de la facture
WO1999007121A2 (fr) * 1997-07-29 1999-02-11 Netadvantage Corporation Procede et systeme pour mener des transactions commerciales electroniques
US5883810A (en) * 1997-09-24 1999-03-16 Microsoft Corporation Electronic online commerce card with transactionproxy number for online transactions

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2382210A (en) * 2001-09-10 2003-05-21 Hewlett Packard Co Payment method at point of delivery comprising a readable ticket
GB2382210B (en) * 2001-09-10 2004-12-15 Hewlett Packard Co Payment trigger

Also Published As

Publication number Publication date
AU1823301A (en) 2001-06-12

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