WO1998059324A2 - Utilisation de carte a puce pour l'execution de transactions en valeur fixe - Google Patents

Utilisation de carte a puce pour l'execution de transactions en valeur fixe Download PDF

Info

Publication number
WO1998059324A2
WO1998059324A2 PCT/IB1998/001131 IB9801131W WO9859324A2 WO 1998059324 A2 WO1998059324 A2 WO 1998059324A2 IB 9801131 W IB9801131 W IB 9801131W WO 9859324 A2 WO9859324 A2 WO 9859324A2
Authority
WO
WIPO (PCT)
Prior art keywords
smart card
transaction
transaction message
fixed
vendor
Prior art date
Application number
PCT/IB1998/001131
Other languages
English (en)
Other versions
WO1998059324A3 (fr
Inventor
Scott B. Guthery
Original Assignee
Schlumberger Systemes
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Schlumberger Systemes filed Critical Schlumberger Systemes
Priority to EP98932452A priority Critical patent/EP0920682A2/fr
Priority to AU82373/98A priority patent/AU8237398A/en
Publication of WO1998059324A2 publication Critical patent/WO1998059324A2/fr
Publication of WO1998059324A3 publication Critical patent/WO1998059324A3/fr

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/343—Cards including a counter
    • G06Q20/3433—Cards including a counter the counter having monetary units
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices

Definitions

  • the smart card since the smart card is intended for fixed-value transactions with a specific vendor, only a single communication from the card to the vendor's system is needed to conclude the transaction.
  • the smart card provides all the information required, including an indication of the goods or services, as well as the cost.
  • the vendor's system receives all the information needed to conclude the transaction without having to transmit any information or instructions to the smart card.
  • the vendor's system need not instruct the smart card to reduce the number of stored monetary units on the card according to the cost of the goods or services. Since the cost of the goods or services in fixed in advance, the smart card itself automatically performs this function.

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

La présente invention concerne une carte à puce s'utilisant dans le cadre d'un système capable de recevoir un message de transaction. Cette carte comporte, d'une part une mémoire conservant un programme et des données caractéristiques d'au moins une unité de valeur fixe, et d'autre part un contrôleur microprogrammé configuré par le programme de façon à fournir la transaction et à modifier les données pour réduire le nombre d'unités de valeur fixe d'une quantité déterminée lors de la fourniture de la transaction. L'invention concerne également l'utilisation de cette carte à puce pour l'exécution de transactions en valeur fixe.
PCT/IB1998/001131 1997-06-25 1998-06-23 Utilisation de carte a puce pour l'execution de transactions en valeur fixe WO1998059324A2 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
EP98932452A EP0920682A2 (fr) 1997-06-25 1998-06-23 Utilisation de carte a puce pour l'execution de transactions en valeur fixe
AU82373/98A AU8237398A (en) 1997-06-25 1998-06-23 Performing fixed-value transactions with a smart card

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US87635697A 1997-06-25 1997-06-25
US08/876,356 1997-06-25

Publications (2)

Publication Number Publication Date
WO1998059324A2 true WO1998059324A2 (fr) 1998-12-30
WO1998059324A3 WO1998059324A3 (fr) 1999-03-18

Family

ID=25367518

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IB1998/001131 WO1998059324A2 (fr) 1997-06-25 1998-06-23 Utilisation de carte a puce pour l'execution de transactions en valeur fixe

Country Status (3)

Country Link
EP (1) EP0920682A2 (fr)
AU (1) AU8237398A (fr)
WO (1) WO1998059324A2 (fr)

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
BE1013294A5 (fr) * 2000-02-23 2001-11-06 Matuz Bruno Louis Version electronique du titre-repas belge.
DE10039434A1 (de) * 2000-08-11 2002-02-21 Infineon Technologies Ag Netzwerkanordnung und Verfahren zur Abrechnung von Dienstleistungen in einem Netzwerk
FR2843814A1 (fr) * 2003-01-03 2004-02-27 Thomson Licensing Sa Procede de gestion de transactions entre un site marchand et un porte-monnaie electronique, porte-monnaie electronique et site marchand pour la mise en oeuvre d'un tel procede
GB2456000A (en) * 2007-12-31 2009-07-01 Daniel Da Costa Alexandre Subdividing the total amount in money cards
US7765128B2 (en) 2004-07-21 2010-07-27 Smart Destinations Inc. Programmable ticketing system
US9361620B2 (en) 2011-10-14 2016-06-07 Leisure Pass Group Limited Electronic transaction system with entitlement and promotion engines

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2386080A1 (fr) * 1977-03-31 1978-10-27 Cii Honeywell Bull Systeme de comptabilisation d'unites homogenes predeterminees
GB2191029B (en) * 1986-05-29 1990-12-12 Almex Systems Ltd Electronic pass
FR2605770A1 (fr) * 1986-10-28 1988-04-29 Cga Hbs Systeme d'utilisation de credit restaurant
FR2642202B1 (fr) * 1989-01-25 1994-02-18 Urba 2000 Systeme de paiement electronique de transports et de services publics par cartes a microcircuit
FR2653248B1 (fr) * 1989-10-13 1991-12-20 Gemolus Card International Systeme de paiement ou de transfert d'information par carte a memoire electronique porte monnaie.
JP2690229B2 (ja) * 1991-11-26 1997-12-10 三菱電機株式会社 非接触ｉｃカード
EP0829828A1 (fr) * 1996-09-13 1998-03-18 Koninklijke KPN N.V. Tickets multiples sur cartes à circuit intégré

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
None

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
BE1013294A5 (fr) * 2000-02-23 2001-11-06 Matuz Bruno Louis Version electronique du titre-repas belge.
DE10039434A1 (de) * 2000-08-11 2002-02-21 Infineon Technologies Ag Netzwerkanordnung und Verfahren zur Abrechnung von Dienstleistungen in einem Netzwerk
FR2843814A1 (fr) * 2003-01-03 2004-02-27 Thomson Licensing Sa Procede de gestion de transactions entre un site marchand et un porte-monnaie electronique, porte-monnaie electronique et site marchand pour la mise en oeuvre d'un tel procede
US7765128B2 (en) 2004-07-21 2010-07-27 Smart Destinations Inc. Programmable ticketing system
US8346618B2 (en) 2004-07-21 2013-01-01 Smart Destinations Inc. Programmable ticketing system
GB2456000A (en) * 2007-12-31 2009-07-01 Daniel Da Costa Alexandre Subdividing the total amount in money cards
US9361620B2 (en) 2011-10-14 2016-06-07 Leisure Pass Group Limited Electronic transaction system with entitlement and promotion engines

Also Published As

Publication number Publication date
EP0920682A2 (fr) 1999-06-09
AU8237398A (en) 1999-01-04
WO1998059324A3 (fr) 1999-03-18

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