WO1996013791A1 - Appareil de lecture et d'ecriture sur cartes a puce - Google Patents

Appareil de lecture et d'ecriture sur cartes a puce Download PDF

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Publication number
WO1996013791A1
WO1996013791A1 PCT/EP1995/004221 EP9504221W WO9613791A1 WO 1996013791 A1 WO1996013791 A1 WO 1996013791A1 EP 9504221 W EP9504221 W EP 9504221W WO 9613791 A1 WO9613791 A1 WO 9613791A1
Authority
WO
WIPO (PCT)
Prior art keywords
chip card
card read
write device
contact unit
security
Prior art date
Application number
PCT/EP1995/004221
Other languages
German (de)
English (en)
Inventor
Gerhard Brauner
Martin Deutscher
Gerhard Neumann
Heinrich PÖLZINGER
Original Assignee
SIEMENS AKTIENGESELLSCHAFT öSTERREICH
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by SIEMENS AKTIENGESELLSCHAFT öSTERREICH filed Critical SIEMENS AKTIENGESELLSCHAFT öSTERREICH
Publication of WO1996013791A1 publication Critical patent/WO1996013791A1/fr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0013—Methods or arrangements for sensing record carriers, e.g. for reading patterns by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers

Definitions

  • the invention relates to a chip card read / write device with a freely accessible first contact unit.
  • Devices of the aforementioned type such as the chip card terminals CT220 / CT200 from Siemens AG, are used for the cashless payment of goods and services.
  • a monetary value booked on the chip card is thereby reduced by the amount to be paid or increased by a paid amount.
  • Another possible application is that a declaration of consent is authenticated by means of a chip card or magnetic card, that a certain amount is debited from an associated account.
  • the invention is therefore based on the object of specifying a chip card read / write device for rechargeable chip cards and / or the authentication of money transactions, which corresponds to the security requirements, without a permanent connection to a central unit.
  • this is done with a chip card read / write device with a freely accessible first contact unit, in which a further contact unit is provided for receiving a security chip card, and in which the further contact unit is attached in such a way that the insertion guiding and removing the security chip card is only possible with difficulty.
  • the chip card read / write device fulfills the technical security requirements that are placed on such a device when used in shops and service centers. It is also inexpensive and therefore also for smaller companies such as Florists and kiosks interesting.
  • the further contacting unit is mounted inside the housing of the chip card read / write device in such a way that the insertion and removal of the security chip card is only possible by opening the housing using a means provided for this purpose. This enables a simple replacement of the security chip card without restricting the security requirements.
  • the exemplary chip card read / write device comprises a first contact unit KE1, which is freely accessible and is designed to receive the chip card KK, a second contact unit KE2 to receive a security chip card SK, which is arranged in the interior of the housing so that the Security chip card SK can only be accessed after opening the housing with a tool provided for this purpose, an internal clock U, a control unit SE, an operating part BT and a display unit AE.
  • the power supply via a plug-in power supply and a rechargeable battery Supply of data storage during power outages to avoid loss of data.
  • the first and second contacting units KE1, KE2 are manually operated plug-in readers.
  • the chip card protocols used comply with the ISO 7816 standard.
  • BT control panel User ID (PIN code), monetary amounts and tax information can be entered via the BT control panel.
  • Typical control panels contain 10 number keys and 5 function keys.
  • the display unit serves to inform the operator. It has a liquid crystal display with a display capacity of 2 lines of 24 characters each.
  • the security chip card SK is used to control the authenticity check of the chip card of the customer KK and the user authorization, as well as to store the payment processes and device-specific data. By removing the security chip card SK, if a chip card reader / writer fails, the relevant data of the device can be saved and transferred to another device. Furthermore, the commissioning (parameterization) of a chip card read / write device is made considerably easier and the parameters of the security algorithms can be changed frequently to increase security against manipulation.
  • the chip card read / write device is used for electronic payment transactions either in stand-alone mode or in connection with electronic cash register systems or EDP systems such as personal computers, the connection being made via means for electronic data transmission in accordance with the V.24 standard .
  • They work as follows: The customer who wants to pay for goods or services with his chip card in a shop or at a service provider puts his chip card KK into the first contact KE1. Depending on the nature of the contact unit, either a galvanic, optical, inductive or capacitive connection is thus established between the chip card and the chip card read / write device.
  • the payment process is carried out. This is done either by debiting a corresponding amount from the chip card (an amount of at least the same amount must first be posted to the chip card), or by creating a data record that represents a declaration of consent by the customer by debiting the amount from a specific account .
  • a data record documenting the payment process and protected against manipulation with cryptographic methods is stored on the security chip card SK and in the chip card read / write device.
  • This data record optionally also contains the date and time of the payment transaction. However, the time is not an essential part of this data record, so it can be dispensed with and therefore also the clock U in the chip card reader / writer.
  • the data record can also be stored in the electronic cash register or the personal computer.
  • the stored data records must be forwarded to a clearing house at certain time intervals. This is done via a further chip card, which is inserted into the first contact unit KE1 and to which the stored data records are transferred. The further chip card is then brought to the clearing house, for example a bank, and is read there.

Landscapes

  • Engineering & Computer Science (AREA)
  • Artificial Intelligence (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Un appareil de lecture et d'écriture sur cartes à puce comprend une première unité de contact (KE1) librement accessible et une unité supplémentaire de contact (KE2) qui reçoit une carte à puce de sécurité (SK). L'unité supplémentaire de contact (KE2) est montée de façon à rendre difficile l'introduction et le retrait de la carte à puce de sécurité (SK). Cet appareil de lecture et d'écriture sur cartes à puce satisfait aux exigences de sécurité posées par l'utilisation d'un tel appareil dans des magasins et des centres de prestation de services. Il est en outre économique et donc intéressant même pour de petites exploitations, telles que des magasins de fleuristes et des kiosques.
PCT/EP1995/004221 1994-10-27 1995-10-27 Appareil de lecture et d'ecriture sur cartes a puce WO1996013791A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
AT200994 1994-10-27
ATA2009/94 1994-10-27

Publications (1)

Publication Number Publication Date
WO1996013791A1 true WO1996013791A1 (fr) 1996-05-09

Family

ID=3525875

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP1995/004221 WO1996013791A1 (fr) 1994-10-27 1995-10-27 Appareil de lecture et d'ecriture sur cartes a puce

Country Status (1)

Country Link
WO (1) WO1996013791A1 (fr)

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0807907A1 (fr) * 1996-05-13 1997-11-19 Thomas De La Rue Limited Système pour l'accès sécurisé aux données de cartes intelligentes
WO1998049658A1 (fr) * 1997-04-30 1998-11-05 Visa International Service Association Systeme de paiement et de chargement par internet a l'aide d'une carte a puce
AT405337B (de) * 1995-11-08 1999-07-26 Siemens Ag Oesterreich Einrichtung zum überprüfen von sicherheitsrelevanten daten einer chipkarte
US6105008A (en) * 1997-10-16 2000-08-15 Visa International Service Association Internet loading system using smart card
US7908216B1 (en) 1999-07-22 2011-03-15 Visa International Service Association Internet payment, authentication and loading system using virtual smart card
US9020853B2 (en) 1999-07-30 2015-04-28 Visa International Service Association Smart card loading transactions using wireless telecommunications network

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0296414A2 (fr) * 1987-06-12 1988-12-28 Oki Electric Industry Company, Limited Carte à puce
EP0329557A1 (fr) * 1988-02-19 1989-08-23 STMicroelectronics S.A. Dispositif portable pour l'interrogation, la lecture et l'enregistrement d'une carte du type à composant électronique et/ou à enregistrement magnétique

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0296414A2 (fr) * 1987-06-12 1988-12-28 Oki Electric Industry Company, Limited Carte à puce
EP0329557A1 (fr) * 1988-02-19 1989-08-23 STMicroelectronics S.A. Dispositif portable pour l'interrogation, la lecture et l'enregistrement d'une carte du type à composant électronique et/ou à enregistrement magnétique

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AT405337B (de) * 1995-11-08 1999-07-26 Siemens Ag Oesterreich Einrichtung zum überprüfen von sicherheitsrelevanten daten einer chipkarte
EP0807907A1 (fr) * 1996-05-13 1997-11-19 Thomas De La Rue Limited Système pour l'accès sécurisé aux données de cartes intelligentes
WO1998049658A1 (fr) * 1997-04-30 1998-11-05 Visa International Service Association Systeme de paiement et de chargement par internet a l'aide d'une carte a puce
US6282522B1 (en) 1997-04-30 2001-08-28 Visa International Service Association Internet payment system using smart card
US6105008A (en) * 1997-10-16 2000-08-15 Visa International Service Association Internet loading system using smart card
US7908216B1 (en) 1999-07-22 2011-03-15 Visa International Service Association Internet payment, authentication and loading system using virtual smart card
US8533116B2 (en) 1999-07-22 2013-09-10 Visa International Service Association Internet payment, authentication and loading system using virtual smart card
US9020853B2 (en) 1999-07-30 2015-04-28 Visa International Service Association Smart card loading transactions using wireless telecommunications network
US10339522B2 (en) 1999-07-30 2019-07-02 Visa International Service Association Smart card purchasing transactions using wireless telecommunications network

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