WO1995002512A1 - Procede d'incorporation et de protection des caracteres ecrits sur des documents en papier, notamment des cheques bancaires - Google Patents

Procede d'incorporation et de protection des caracteres ecrits sur des documents en papier, notamment des cheques bancaires Download PDF

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Publication number
WO1995002512A1
WO1995002512A1 PCT/IT1993/000103 IT9300103W WO9502512A1 WO 1995002512 A1 WO1995002512 A1 WO 1995002512A1 IT 9300103 W IT9300103 W IT 9300103W WO 9502512 A1 WO9502512 A1 WO 9502512A1
Authority
WO
WIPO (PCT)
Prior art keywords
cheque
sheet
adhesive
transparent
transparent sheet
Prior art date
Application number
PCT/IT1993/000103
Other languages
English (en)
Inventor
Francesco Bosisio
Original Assignee
Francesco Bosisio
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Francesco Bosisio filed Critical Francesco Bosisio
Priority to AU54327/94A priority Critical patent/AU5432794A/en
Publication of WO1995002512A1 publication Critical patent/WO1995002512A1/fr

Links

Classifications

    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/20—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof characterised by a particular use or purpose
    • B42D25/29—Securities; Bank notes

Definitions

  • the invention concerns a chemico-physical process to prevent counterfeit of paper documents. It is well known that words written on such documents can be erased and replaced with others, by illecit and fraudulent means, and that this is done particularly on bank cheques to make possible illegal withdrawals from current accounts held by banks. To oppose these practices attempts have been made to spread chemicals on cheques so as better to fix the wri ⁇ ting on the paper but this method implies considerable problems because of the operations needed to carry it out especially when there are large numbers of cheques, and does not really eliminate counterfeiting.
  • Purpose of the above invention is to ensure greater pro ⁇ tection for documents, especially for bank cheques, at the same time simplifying the necessary operations as will be explained below.
  • Subject of the invention is a process for incorpora ⁇ ting and protecting hand-written or printed wording on paper documents, especially that on bank cheques and the like.
  • the paper base comprises microcapsules containing co ⁇ louring matter dissolved in solvent and is treated with acids such as kaolin , resins and similar substances.
  • a transparent sheet is applied to said paper base by means of an adhesive which is also transparent.
  • the pressure exerted by hand or machine means that the text will be formed inside the paper base as well, due to breakage of the microcapsules and reaction of the colouring matter with the acid environment of the paper base.
  • the transparent sheet ensures full pro ⁇ tection of the wording so incorporated.
  • the transparent adhesive can also comprise microcapsules containing colouring matter dissolved in solvent and these too react with the paper base when said microcap- sules are broken by pressure during writing.
  • the paper base may be supplied to the user already asso ⁇ ciated, by means of the adhesive, to the transparent sheet or else the transparent sheet is applied after the writing is done .
  • manual action to write- the wording with a pen, or similar action with a typewriter is done over the transparent sheet which transfers the pressure to the paper base needed for breaking the microcapsules. Permanent wording on the document can be printed on the transparent sheet.
  • the transparent sheet is protected on the surface treated with transparent adhesive, by a covering sheet repellent to adhesive.
  • the wording can therefore be hand written or typed onto the paper base and the transparent sheet applied after ⁇ wards having first detached the adhesive repelling sheet over it .
  • said repel ⁇ ling sheet can be detached to allow the impregnated sur ⁇ face of the transparent sheet to adhere to the compiled cheque and then said sheet can be detached together with the cheque along a prepared tear-off line.
  • the chequebook it will be advantageous to put the chequebook in a case made from two strips of material underneath the chequebook of the same width as that of the chequebook and joined at the two ends.
  • the flat base of a sli ⁇ ding means obtained from said base is inserted together with a roller, parallel to said base,- of a small diameter, said roller turning freely in slots cut in small plates at the ends of said base and perpendicular, to it.
  • the chequebook is placed between the flat base and the slider roller which is moved close to the point where the cheques are attached. After compiling a cheque and having detached the repellent sheet from the transparent sheet above it, by moving the slider towards the open end of the chequebook, ressure of the roller on the transparent sheet will determine complete and uniform adhesion of said sheet to the com ⁇ piled cheque . Roller pressure is facilitated by the roller being free to translate inside the slots towards the chequebook.
  • Fig. 1 A current account cheque book between whose cheques are placed adhesive sheets protected by adhesive-
  • Fig. 2 The chequebook in Fig. 1, after compilation, at the start of detachment of the adhesive-repellent sheet, perspective view.
  • Fig. 3 The chequebook when the adhesive sheet is being applied to a cheque.
  • Fig. 4 The chequebook when the adhesive sheet has been ap- plied .
  • Fig. 6 Chequebook case closed, perspective view.
  • Fig. 7 Chequebook case open, with chequebook in it, pers- pective view.
  • Fig. 8 Chequebook case in Fig. 7 after compilation of a cheque, at the start of application of the protec ⁇ tive sheet .
  • Fig. 9 Chequebook case in Fig. 7 during application of the protective sheet.
  • Fig.11 Chequebook with cheques made of a paper base and a transparent sheet glued onto the operative face by means of transparent adhesive, perspective view.
  • the current account chequebook 10 in Fig. 1 comprises the cheques 11 and between them protective transparent sheets
  • the above sheets 12 are coated with a layer 13 of adhesive and are protected on that side with an adhesive-repellent sheet 14.
  • the paper base of the cheques 11 comprises microcapsules containing colouring matter dissolved in solvent and is treated with acid substances such as kaolin, resins and similar substances.
  • the adhesive-repellent sheet is detached, as seen in Figs. 2, 3 and 4, while the transparent sheet 12 is pressed down right across the cheque 11 and held to it by the layer of adhes ive .
  • the chequebook case 20 in Fig. 5 is composed of two strips of material 21 and 22 laid one over the other and connected at the ends 23 and 24. Between said strips is laid the flat base-31 of the sliding means 30 comprising the plates 32, 33 that can translate freely between said strips of material.
  • Said plates contain slots 35 perpendicular to the base 31 within which the ends 41 and 42 of the roller 40 can freely rotate and translate in relation to said base 31.
  • the chequebook case 20 can be easily folded in the middle as seen in Fig. 6 like an ordinary pocket book or wallet.
  • Fig. 7 shows the chequebook case 20 complete with cheque ⁇ book 10 placed between the base 31 of the sliding means 30 and the roller 40.
  • the slider 30 To use the slider 30, it is moved as far as it will go to the left and this determines detachment of the initial part 16 of the adhesive-repellent sheet 14 (Fig. 8).
  • the cheque 11 is then filled up. Having done this, initial detachment of the adhesive-repel- lent sheet 14 is taken further thus favouring adhesion of the transparent sheet 12 to the che.que 11.
  • the slider 30 is pushed to the right holding firm the end of the chequebook 10 with the left hand (Fig. 9). This operation determines adhesion of the transparent sheet 12 to the cheque 11 and automatic detachment of the whole of the adhesive-repellent sheet 14 (Fig. 10).
  • Fig. 11 illustrates a variant consisting in the fact that the cheques 51 in the chequebook 50 have a paper base 52 like those already described in Figs. 1-4, 7-10, and a trans parent sheet 53 stably associated to it by means of the transparent adhesive 54.
  • the fixed wording basic to the cheque may or may not be prin ted on this sheet. Writing to compile the cheque is done straight onto the transparent sheet and penetrates inside the paper base 52 on breaking the microcapsules containing colouring matter.

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Color Printing (AREA)
  • Laminated Bodies (AREA)

Abstract

Procédé de protection des caractères manuscrits ou imprimés sur les supports en papier de documents tels que des chèques bancaires (11) ou analogue, comportant des microcapsules de matière colorante dissoutes dans un solvant, traitées avec des substances acides et associées au moyen d'une colle transparente à une feuille transparente (12), de telle sorte que les caractères écrits soient également reproduits au sein du support en papier du document (11), grâce à la rupture des microcapsules et à la réaction entre la matière colorante et le milieu acide du support en papier. La feuille transparente (12) assure la protection des caractères écrits.
PCT/IT1993/000103 1993-07-16 1993-10-05 Procede d'incorporation et de protection des caracteres ecrits sur des documents en papier, notamment des cheques bancaires WO1995002512A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
AU54327/94A AU5432794A (en) 1993-07-16 1993-10-05 Process for incorporating and protecting writing on paper documents, especially on bank cheques

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
ITMI93A001573 1993-07-16
IT93MI001573A ITMI931573A1 (it) 1993-07-16 1993-07-16 Procedimento per l'incorporazione e la protezione delle scritture su documenti cartacei in specie assegni bancari

Publications (1)

Publication Number Publication Date
WO1995002512A1 true WO1995002512A1 (fr) 1995-01-26

Family

ID=11366621

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/IT1993/000103 WO1995002512A1 (fr) 1993-07-16 1993-10-05 Procede d'incorporation et de protection des caracteres ecrits sur des documents en papier, notamment des cheques bancaires

Country Status (3)

Country Link
AU (1) AU5432794A (fr)
IT (1) ITMI931573A1 (fr)
WO (1) WO1995002512A1 (fr)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0727316A1 (fr) * 1995-02-17 1996-08-21 Sibille Dalle Document imprimable comprenant des moyens révélateurs de falsification
WO2004038668A1 (fr) * 2002-10-23 2004-05-06 Michael Frederick Johnson Procede et materiau destines a empecher toute modification frauduleuse de documents
EP1600303A1 (fr) * 2004-05-25 2005-11-30 Paolo Bonelli Système anti-contrefacon ou anti-modification pour documents, en particulier des cheques
EP2743893A1 (fr) 2012-12-12 2014-06-18 Gemalto SA Procédé de sécurisation d'un document comprenant des informations imprimées et document correspondant

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2084930A (en) * 1980-10-09 1982-04-21 Gao Ges Automation Org Security paper
GB2139951A (en) * 1983-05-17 1984-11-21 Edward Alexander Small Plastic identification card having forgery protection with respect to embossed information
EP0496180A2 (fr) * 1991-01-16 1992-07-29 Arysearch Arylan Ag Sceau transparent de sécurité pour la protection de textes et documents signés
WO1992012861A1 (fr) * 1991-01-29 1992-08-06 Giorgio Corradi Document, en particulier instrument de credit, capable de reveler la realisation de contrefaçons
WO1993013942A1 (fr) * 1992-01-16 1993-07-22 Francesco Bosisio Procede de stratification de films plastiques protecteurs sur des documents en papier

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2084930A (en) * 1980-10-09 1982-04-21 Gao Ges Automation Org Security paper
GB2139951A (en) * 1983-05-17 1984-11-21 Edward Alexander Small Plastic identification card having forgery protection with respect to embossed information
EP0496180A2 (fr) * 1991-01-16 1992-07-29 Arysearch Arylan Ag Sceau transparent de sécurité pour la protection de textes et documents signés
WO1992012861A1 (fr) * 1991-01-29 1992-08-06 Giorgio Corradi Document, en particulier instrument de credit, capable de reveler la realisation de contrefaçons
WO1993013942A1 (fr) * 1992-01-16 1993-07-22 Francesco Bosisio Procede de stratification de films plastiques protecteurs sur des documents en papier

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0727316A1 (fr) * 1995-02-17 1996-08-21 Sibille Dalle Document imprimable comprenant des moyens révélateurs de falsification
FR2730671A1 (fr) * 1995-02-17 1996-08-23 Sibille Dalle Document imprimable comprenant des moyens revelateurs de falsification
WO2004038668A1 (fr) * 2002-10-23 2004-05-06 Michael Frederick Johnson Procede et materiau destines a empecher toute modification frauduleuse de documents
EP1600303A1 (fr) * 2004-05-25 2005-11-30 Paolo Bonelli Système anti-contrefacon ou anti-modification pour documents, en particulier des cheques
EP2743893A1 (fr) 2012-12-12 2014-06-18 Gemalto SA Procédé de sécurisation d'un document comprenant des informations imprimées et document correspondant
WO2014090804A1 (fr) 2012-12-12 2014-06-19 Gemalto Sa Procede de securisation d'un document comprenant des informations imprimees et document correspondant

Also Published As

Publication number Publication date
AU5432794A (en) 1995-02-13
ITMI931573A1 (it) 1995-01-16
ITMI931573A0 (it) 1993-07-16

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