USRE40753E1 - Method and system for conducting business in a transnational E-commerce network - Google Patents
Method and system for conducting business in a transnational E-commerce network Download PDFInfo
- Publication number
- USRE40753E1 USRE40753E1 US11/214,311 US21431105A USRE40753E US RE40753 E1 USRE40753 E1 US RE40753E1 US 21431105 A US21431105 A US 21431105A US RE40753 E USRE40753 E US RE40753E
- Authority
- US
- United States
- Prior art keywords
- server
- payment
- buyer
- merchants
- information
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/06—Digital input from, or digital output to, record carriers, e.g. RAID, emulated record carriers or networked record carriers
- G06F3/0601—Interfaces specially adapted for storage systems
- G06F3/0602—Interfaces specially adapted for storage systems specifically adapted to achieve a particular effect
- G06F3/0614—Improving the reliability of storage systems
- G06F3/0619—Improving the reliability of storage systems in relation to data integrity, e.g. data losses, bit errors
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/06—Digital input from, or digital output to, record carriers, e.g. RAID, emulated record carriers or networked record carriers
- G06F3/0601—Interfaces specially adapted for storage systems
- G06F3/0628—Interfaces specially adapted for storage systems making use of a particular technique
- G06F3/0638—Organizing or formatting or addressing of data
- G06F3/064—Management of blocks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/06—Digital input from, or digital output to, record carriers, e.g. RAID, emulated record carriers or networked record carriers
- G06F3/0601—Interfaces specially adapted for storage systems
- G06F3/0668—Interfaces specially adapted for storage systems adopting a particular infrastructure
- G06F3/0671—In-line storage system
- G06F3/0673—Single storage device
- G06F3/0682—Tape device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/381—Currency conversion
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0613—Third-party assisted
- G06Q30/0619—Neutral agent
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
-
- G—PHYSICS
- G11—INFORMATION STORAGE
- G11B—INFORMATION STORAGE BASED ON RELATIVE MOVEMENT BETWEEN RECORD CARRIER AND TRANSDUCER
- G11B20/00—Signal processing not specific to the method of recording or reproducing; Circuits therefor
- G11B20/00086—Circuits for prevention of unauthorised reproduction or copying, e.g. piracy
-
- G—PHYSICS
- G11—INFORMATION STORAGE
- G11B—INFORMATION STORAGE BASED ON RELATIVE MOVEMENT BETWEEN RECORD CARRIER AND TRANSDUCER
- G11B20/00—Signal processing not specific to the method of recording or reproducing; Circuits therefor
- G11B20/00086—Circuits for prevention of unauthorised reproduction or copying, e.g. piracy
- G11B20/00094—Circuits for prevention of unauthorised reproduction or copying, e.g. piracy involving measures which result in a restriction to authorised record carriers
-
- G—PHYSICS
- G11—INFORMATION STORAGE
- G11B—INFORMATION STORAGE BASED ON RELATIVE MOVEMENT BETWEEN RECORD CARRIER AND TRANSDUCER
- G11B27/00—Editing; Indexing; Addressing; Timing or synchronising; Monitoring; Measuring tape travel
- G11B27/10—Indexing; Addressing; Timing or synchronising; Measuring tape travel
- G11B27/102—Programmed access in sequence to addressed parts of tracks of operating record carriers
- G11B27/107—Programmed access in sequence to addressed parts of tracks of operating record carriers of operating tapes
-
- G—PHYSICS
- G11—INFORMATION STORAGE
- G11B—INFORMATION STORAGE BASED ON RELATIVE MOVEMENT BETWEEN RECORD CARRIER AND TRANSDUCER
- G11B27/00—Editing; Indexing; Addressing; Timing or synchronising; Monitoring; Measuring tape travel
- G11B27/10—Indexing; Addressing; Timing or synchronising; Measuring tape travel
- G11B27/19—Indexing; Addressing; Timing or synchronising; Measuring tape travel by using information detectable on the record carrier
- G11B27/28—Indexing; Addressing; Timing or synchronising; Measuring tape travel by using information detectable on the record carrier by using information signals recorded by the same method as the main recording
- G11B27/30—Indexing; Addressing; Timing or synchronising; Measuring tape travel by using information detectable on the record carrier by using information signals recorded by the same method as the main recording on the same track as the main recording
- G11B27/3027—Indexing; Addressing; Timing or synchronising; Measuring tape travel by using information detectable on the record carrier by using information signals recorded by the same method as the main recording on the same track as the main recording used signal is digitally coded
-
- G—PHYSICS
- G11—INFORMATION STORAGE
- G11B—INFORMATION STORAGE BASED ON RELATIVE MOVEMENT BETWEEN RECORD CARRIER AND TRANSDUCER
- G11B27/00—Editing; Indexing; Addressing; Timing or synchronising; Monitoring; Measuring tape travel
- G11B27/10—Indexing; Addressing; Timing or synchronising; Measuring tape travel
- G11B27/19—Indexing; Addressing; Timing or synchronising; Measuring tape travel by using information detectable on the record carrier
- G11B27/28—Indexing; Addressing; Timing or synchronising; Measuring tape travel by using information detectable on the record carrier by using information signals recorded by the same method as the main recording
- G11B27/32—Indexing; Addressing; Timing or synchronising; Measuring tape travel by using information detectable on the record carrier by using information signals recorded by the same method as the main recording on separate auxiliary tracks of the same or an auxiliary record carrier
- G11B27/327—Table of contents
- G11B27/328—Table of contents on a tape [TTOC]
-
- G—PHYSICS
- G11—INFORMATION STORAGE
- G11B—INFORMATION STORAGE BASED ON RELATIVE MOVEMENT BETWEEN RECORD CARRIER AND TRANSDUCER
- G11B2220/00—Record carriers by type
- G11B2220/90—Tape-like record carriers
Definitions
- the present invention relates generally to a method and a system of processing the purchase of products, goods and/or services, more particularly, to a method and system for processing the purchase by a buyer of products from one or more sellers of products internationally in an e-Commerce business environment.
- the WWW World Wide Web
- the WWW the universe of Internet-accessible information, comprises many pages or files of information, distributed across many different server computer systems.
- the availability of this interconnectivity across distances has opened markets previously deemed too remote for effective trading.
- access to the WWW has empowered real-time access to buyers seeking seller of products and sellers seeking buyers for products which was beyond imagination a mere generation ago.
- Such empowerment has resulted in the rapid development of commerce on the Internet, with direct marketing and sales occurring on-line.
- a buyer may browse the Internet to determine available products and then purchase those products.
- a buyer can purchase the products on-line through an encrypted credit card transaction, the transfer of credit card information being made under a security protocol, for instance, a Security Socket Layer Protocol (SSL), very commonly a 128 bit protocol, that provides a high degree of security.
- SSL Security Socket Layer Protocol
- Such encryption is provided to a browsing potential buyer by means of the merchant server having obtained a digital certificate from a qualified Certificate of Authority (CA).
- CA Certificate of Authority
- the encryption security provides encryption of credit card information for the buyer at the buyer's terminal before it is transmitted over the Internet to the merchant server that then subjects the information to processing through the established channels maintained by financial institutions for completing the credit transaction between the merchant server's bank (acquiring bank) and the bank represented by the buyer's credit card (buyer bank). Further, confirmation or response of information to the buyer can likewise be forwarded to the buyer from the merchant server by similarly secure encryption techniques.
- the merchant servers function with adequately secure encryption and decryption techniques for the exchange of credit card information.
- a method and system are disclosed which permits a buyer requiring adequately secure encryption and decryption techniques for purchasing products from a merchant server that does not provide such techniques.
- An object of the invention is to provide a method and system which overcomes the lack of adequately secure encryption and decryption in a merchant server to which a buyer wishes to provide credit card information for the purchase of products posted on such merchant server.
- Another object of the invention is to promote the availability of product to buyers through expanding the method and system by which the buyers' credit card information can be subjected to adequately secure encryption and decryption in the Internet environment.
- a further object of the invention is to promote an on-line purchase from a merchant that would not otherwise achieve sales due to incompatible credit card information encryption systems between the acquiring bank and the buyer's bank.
- An additional object of the invention is enhanced inventory control and production for merchants and merchant manufacturers through the provision of a real-time purchasing/sales environment via the mechanism of a readily refreshed cache on a web server.
- a further additional object of the invention is to provide a method of transacting real-time sales internationally that promotes certainty of business costs through the limiting of the impact of currency fluctuations.
- an object of the invention is the enabling of a bidding system for products in a merchant server, the purchaser submitting needs requirements in solicitation of bids from merchants providing products.
- Another object of the invention by locating the Web, DB server close to the buyers with a high-speed local network, is to resolve the problem of bandwidth bottleneck occurring in cross-border internet transmission, particularly high-speed transmission for multimedia files that may not pass current international WWW network connections quickly and smoothly.
- FIG. 1 is a schematic illustrating the conventional Internet transaction system where the merchant server provides adequately secure encryption, for example 128 bit SSL or SET, for the transmission of credit card information over the internet.
- the merchant server provides adequately secure encryption, for example 128 bit SSL or SET, for the transmission of credit card information over the internet.
- FIG. 2 is a schematic illustrating the inventive system in which the merchant server does not provide adequately secure encryption for the transmission of credit card information over the Internet, wherein the payment server is located in the United States;
- FIG. 3 is a schematic illustrating the inventive method in which the merchant server does not provide adequately secure encryption for the transmission of credit card information over the Internet, wherein the payment server is located in the United States;
- FIG. 4A is a flowchart describing the first portion of the method illustrated in FIG. 3 ;
- FIG. 4B is a flowchart describing the second portion of the method illustrated in FIG. 3 .
- FIG. 1 shows a conventional Internet transaction system having adequate credit card information security, in this case 128 bit SSL or SET protocol security under a Certificate of Authority, where one or more buyers 20 may browse the product website(s) of merchant server 22 .
- the credit card information is entered onto the secure transaction system.
- the merchant server 22 transmits the encrypted information to the acquiring bank 24 that decrypts the information, as necessary, and forwards the information through established financial circuits to the buyer's bank 26 that processes the information for debiting against the credit card account of the buyer 20 and for crediting payment to the merchant.
- the buyer's bank 26 then replies via established financial transmission circuits to the acquiring bank 24 .
- the acquiring bank 24 then replies through the secure transaction encryption system to the buyer 20 with confirmation or rejection based upon the credit card information provided and authenticated by the buyer's bank 26 . If the purchase is confirmed, the acquiring bank 24 will provide purchase confirmation information to the buyer 20 through payment server 33 . The net result is the real-time purchase of a product using the Internet.
- FIG. 2 shows the inventive system for the conducting of an Internet transaction wherein at least one merchant 30 maintains a website of products available for sale on the Web, DB (Database) server 32 .
- server 32 in contradistinction to the merchant server 22 in FIG. 1 , does not have a credit card information transaction security system sufficiently adequate to meet the security requirements of a buyer for making a purchase.
- the elements of the system are the Web, DB server 32 , which is located in either the same nation state of the buyer or in another nation state; a payment server 33 separate from the WEB, DB server 32 , the payment server 33 having a credit card information security system sufficient to meet a buyer's security requirements for making a purchase, and being located in either the same nation state as the buyer or in another nation state; an acquiring bank 34 ; and a buyer's bank.
- a product displayed on a particular merchant website on the server 32 is determined by the buyer to be purchased and the buyer indicates a desire to submit credit card information, the buyer is shifted to the payment server 33 for direct communication therewith for entry of credit card information onto the secure transaction system.
- the payment server 33 then transmits the encrypted information to the acquiring bank 34 that decrypts the information, as necessary, and forwards the information through established financial circuitry to the buyer's bank 36 that processes the information for debiting against the credit card account of the buyer 20 .
- the buyer's bank 36 then replies via established financial transmission circuitry to the acquiring bank 34 .
- the acquiring bank 34 then replies through the secure transaction system to the payment server 33 with confirmation or rejection based upon the credit card information provided and authenticated by the buyer's bank 36 . If the purchase is confirmed, the payment server 33 will provide purchase information to the buyer 20 .
- the payment server 33 communicates the purchase to the WEB, DB server 32 whereby the merchant 30 whose product is sold is provided with notice of the purchase thereby enabling refreshment of product inventory and updating of its website on the Web, DB server 32 .
- the net result is the real-time purchase of a product using the Internet.
- the server 32 is provided with the facility whereby each of merchants may provide products available for purchase into a database on the server which functions similar to a cache in a computer.
- a merchant may refresh or update the stored data, as needs required, at any time, thereby permitting the server to maintain the latest information regarding available product.
- a merchant in response to notification of purchase by the server 32 , may take immediate steps to update information in relation to inventory and anticipated production.
- a facility is provided to permit a perspective purchaser to submit a needs requirement to the server 32 and makes the requirement accessible to all merchants having responsive products on the server thereby permitting real-time response to the requirement rather than to delayed submission of bids arising product information being stored outside of the server.
- FIG. 1 and FIG. 2 are illustrated with secure credit card information transmission systems of the 128 bit SSL or SET.
- the illustration of these systems is not a limitation but is an indication of available bit level and security protocol. Other bit level and protocol systems are usable so long as they provide adequate security for the encryption of credit card information transmitted over the Internet.
- the payment server 33 may provide the buyer with the option of a variety of secure encryption systems.
- the indicia of China, USA & Europe with respect to the Web, DB server 32 , and the indicia of “in USA” with respect to the payment server 33 are illustrative and in no way limiting as to the location of either servers.
- FIG. 3 illustrates the inventive method by which the system of FIG. 2 is operated in conducting business in an e-Commerce network.
- the steps of the process are indicated by encircled numbers 1 through 10 , which for ease of description are addressed simply as steps 1 through 10 .
- One of buyers 20 browses websites of Web, DB Server 32 for products available for sale, selects product(s) for purchase and indicates payment by credit card.
- the buyer 20 is switched from Web, DB Server 32 to payment server 33 for secure encryption transmission of credit card payment information.
- Buyer 20 transmits credit card payment information under a secure encryption protocol.
- Payment server 33 transmits encrypted credit card payment information to acquiring bank 34 .
- Acquiring bank 34 processes encrypted credit card payment information and transmits information to buyer's bank 36 which confirms or rejects credit card payment and responds to acquiring bank 34 , and if confirms, internally debits buyer's account and credit's merchant's account.
- Acquiring bank 34 transmits encrypted response from buyer's bank 36 to payment server 33 .
- Payment server 33 provides encrypted response transmitted by acquiring bank 34 to buyer 20 .
- payment server 33 communicates the purchase information to the Web, DB server 32 .
- DB server 32 provides purchase confirmation information to selling merchant 30 .
- FIGS. 4A and 4B provide flow charts of the above-described method, the information provided in the flow charts being incorporated herein by reference.
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Development Economics (AREA)
- Computer Security & Cryptography (AREA)
- Economics (AREA)
- Marketing (AREA)
- General Engineering & Computer Science (AREA)
- Human Computer Interaction (AREA)
- Signal Processing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims (89)
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US11/214,311 USRE40753E1 (en) | 2000-04-19 | 2005-08-30 | Method and system for conducting business in a transnational E-commerce network |
US13/230,657 USRE46140E1 (en) | 2000-04-19 | 2011-09-12 | Method and system for conducting business in a transnational e-Commerce network |
US15/254,987 USRE47502E1 (en) | 2000-04-19 | 2016-09-01 | Method and system for conducting business in a transnational E-commerce network |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US09/552,681 US6618705B1 (en) | 2000-04-19 | 2000-04-19 | Method and system for conducting business in a transnational e-commerce network |
US11/214,311 USRE40753E1 (en) | 2000-04-19 | 2005-08-30 | Method and system for conducting business in a transnational E-commerce network |
Related Parent Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US09/552,681 Reissue US6618705B1 (en) | 2000-04-19 | 2000-04-19 | Method and system for conducting business in a transnational e-commerce network |
Related Child Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US45348409A Division | 2000-04-19 | 2009-05-12 |
Publications (1)
Publication Number | Publication Date |
---|---|
USRE40753E1 true USRE40753E1 (en) | 2009-06-16 |
Family
ID=27789280
Family Applications (4)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US09/552,681 Ceased US6618705B1 (en) | 2000-04-19 | 2000-04-19 | Method and system for conducting business in a transnational e-commerce network |
US11/214,311 Expired - Lifetime USRE40753E1 (en) | 2000-04-19 | 2005-08-30 | Method and system for conducting business in a transnational E-commerce network |
US13/230,657 Expired - Lifetime USRE46140E1 (en) | 2000-04-19 | 2011-09-12 | Method and system for conducting business in a transnational e-Commerce network |
US15/254,987 Expired - Lifetime USRE47502E1 (en) | 2000-04-19 | 2016-09-01 | Method and system for conducting business in a transnational E-commerce network |
Family Applications Before (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US09/552,681 Ceased US6618705B1 (en) | 2000-04-19 | 2000-04-19 | Method and system for conducting business in a transnational e-commerce network |
Family Applications After (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US13/230,657 Expired - Lifetime USRE46140E1 (en) | 2000-04-19 | 2011-09-12 | Method and system for conducting business in a transnational e-Commerce network |
US15/254,987 Expired - Lifetime USRE47502E1 (en) | 2000-04-19 | 2016-09-01 | Method and system for conducting business in a transnational E-commerce network |
Country Status (1)
Country | Link |
---|---|
US (4) | US6618705B1 (en) |
Cited By (26)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20080229383A1 (en) * | 2007-03-16 | 2008-09-18 | Novell, Inc. | Credential categorization |
US20080283591A1 (en) * | 2007-05-17 | 2008-11-20 | Oder Ii John David | Secure payment card transactions |
US20090077118A1 (en) * | 2007-03-16 | 2009-03-19 | Novell, Inc. | Information card federation point tracking and management |
US20090077627A1 (en) * | 2007-03-16 | 2009-03-19 | Novell, Inc. | Information card federation point tracking and management |
US20090077655A1 (en) * | 2007-09-19 | 2009-03-19 | Novell, Inc. | Processing html extensions to enable support of information cards by a relying party |
US20090178112A1 (en) * | 2007-03-16 | 2009-07-09 | Novell, Inc. | Level of service descriptors |
US20090204622A1 (en) * | 2008-02-11 | 2009-08-13 | Novell, Inc. | Visual and non-visual cues for conveying state of information cards, electronic wallets, and keyrings |
US20090204542A1 (en) * | 2008-02-11 | 2009-08-13 | Novell, Inc. | Privately sharing relying party reputation with information card selectors |
US20090205035A1 (en) * | 2008-02-11 | 2009-08-13 | Novell, Inc. | Info card selector reception of identity provider based data pertaining to info cards |
US20090228885A1 (en) * | 2008-03-07 | 2009-09-10 | Novell, Inc. | System and method for using workflows with information cards |
US20090241178A1 (en) * | 2008-03-24 | 2009-09-24 | Novell, Inc. | Cardspace history validator |
US20090249430A1 (en) * | 2008-03-25 | 2009-10-01 | Novell, Inc. | Claim category handling |
US20090272797A1 (en) * | 2008-04-30 | 2009-11-05 | Novell, Inc. A Delaware Corporation | Dynamic information card rendering |
US20100011409A1 (en) * | 2008-07-09 | 2010-01-14 | Novell, Inc. | Non-interactive information card token generation |
US20100031328A1 (en) * | 2008-07-31 | 2010-02-04 | Novell, Inc. | Site-specific credential generation using information cards |
US20100095372A1 (en) * | 2008-10-09 | 2010-04-15 | Novell, Inc. | Trusted relying party proxy for information card tokens |
US20100176194A1 (en) * | 2009-01-12 | 2010-07-15 | Novell, Inc. | Information card overlay |
US20100187302A1 (en) * | 2009-01-27 | 2010-07-29 | Novell, Inc. | Multiple persona information cards |
US20100251353A1 (en) * | 2009-03-25 | 2010-09-30 | Novell, Inc. | User-authorized information card delegation |
US20100316898A1 (en) * | 2004-10-29 | 2010-12-16 | Medtronic, Inc. | Lithium-ion battery |
US20110125597A1 (en) * | 2007-05-17 | 2011-05-26 | Shift4 Corporation | Secure payment card transactions |
US8151324B2 (en) | 2007-03-16 | 2012-04-03 | Lloyd Leon Burch | Remotable information cards |
US8468576B2 (en) | 2008-02-11 | 2013-06-18 | Apple Inc. | System and method for application-integrated information card selection |
US8561172B2 (en) | 2008-08-29 | 2013-10-15 | Novell Intellectual Property Holdings, Inc. | System and method for virtual information cards |
USRE47502E1 (en) * | 2000-04-19 | 2019-07-09 | Innovation Sciences, Llc | Method and system for conducting business in a transnational E-commerce network |
US10567975B2 (en) | 2005-10-04 | 2020-02-18 | Hoffberg Family Trust 2 | Multifactorial optimization system and method |
Families Citing this family (58)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8099359B1 (en) | 1999-04-19 | 2012-01-17 | The Western Union Company | System and method for issuing negotiable instruments by licensed money transmitter from direct deposits |
US7376587B1 (en) | 2000-07-11 | 2008-05-20 | Western Union Financial Services, Inc. | Method for enabling transfer of funds through a computer network |
FI112286B (en) * | 2000-01-24 | 2003-11-14 | Smarttrust Systems Oy | Payment service apparatus and secure payment procedure |
WO2001075734A1 (en) | 2000-03-31 | 2001-10-11 | Softcoin, Inc. | Facilitating transactions between merchant, associate, and user |
US7516100B1 (en) * | 2000-05-12 | 2009-04-07 | The Western Union Company | Method and system for transferring money in business-to-business internet transactions |
US6947977B1 (en) * | 2000-06-09 | 2005-09-20 | Metadigm Llc | Scalable transaction system for a network environment |
CA2416130A1 (en) | 2000-07-11 | 2002-01-17 | First Data Corporation | Wide area network person-to-person payment |
US9202206B2 (en) | 2000-09-25 | 2015-12-01 | Ecardless Bancorp, Ltd. | Secure financial transaction processing using location information |
US7006986B1 (en) | 2000-09-25 | 2006-02-28 | Ecardless Bancorp, Ltd. | Order file processes for purchasing on the internet using verified order information |
US20020062280A1 (en) * | 2000-11-21 | 2002-05-23 | John Zachariassen | System and method for transmitting goods, remuneration, and information |
US8260723B2 (en) * | 2000-12-01 | 2012-09-04 | Carrott Richard F | Transactional security over a network |
US20070288394A1 (en) * | 2000-12-01 | 2007-12-13 | Carrott Richard F | Transactional security over a network |
US6839692B2 (en) * | 2000-12-01 | 2005-01-04 | Benedor Corporation | Method and apparatus to provide secure purchase transactions over a computer network |
US7266533B2 (en) | 2000-12-15 | 2007-09-04 | The Western Union Company | Electronic gift greeting |
JP4046173B2 (en) * | 2001-01-29 | 2008-02-13 | 株式会社リコー | Online registration support method, server device, and program |
TW493131B (en) * | 2001-03-20 | 2002-07-01 | Payeasy Digital Integration Co | Electronic commerce transaction system and method |
US7184989B2 (en) | 2001-03-31 | 2007-02-27 | First Data Corporation | Staged transactions systems and methods |
US7117183B2 (en) | 2001-03-31 | 2006-10-03 | First Data Coroporation | Airline ticket payment and reservation system and methods |
US9853759B1 (en) | 2001-03-31 | 2017-12-26 | First Data Corporation | Staged transaction system for mobile commerce |
WO2002079939A2 (en) | 2001-03-31 | 2002-10-10 | First Data Corporation | Electronic identifier payment system and methods |
US8150763B2 (en) | 2001-03-31 | 2012-04-03 | The Western Union Company | Systems and methods for staging transactions, payments and collections |
US8433627B2 (en) * | 2001-06-07 | 2013-04-30 | Fairshare, Llc | Rapid tax collection system and method |
US8374962B2 (en) | 2001-10-26 | 2013-02-12 | First Data Corporation | Stored value payouts |
US8244632B2 (en) | 2001-10-26 | 2012-08-14 | First Data Corporation | Automated transfer with stored value |
US20040006610A1 (en) * | 2002-07-05 | 2004-01-08 | Anjali Anagol-Subbarao | Architecture and method for configuration validation web service |
US20040006571A1 (en) * | 2002-07-05 | 2004-01-08 | Anjali Anagol-Subbarao | Architecture and method for product catalog web service |
US20040221001A1 (en) * | 2002-07-05 | 2004-11-04 | Anjali Anagol-Subbarao | Web service architecture and methods |
US20040098315A1 (en) * | 2002-11-19 | 2004-05-20 | Haynes Leonard Steven | Apparatus and method for facilitating the selection of products by buyers and the purchase of the selected products from a supplier |
US20040225512A1 (en) * | 2003-05-08 | 2004-11-11 | David Armes | System and method for vertical software solutions |
US7895119B2 (en) * | 2003-05-13 | 2011-02-22 | Bank Of America Corporation | Method and system for pushing credit payments as buyer initiated transactions |
EP1644861A4 (en) * | 2003-07-02 | 2009-05-13 | Visa Int Service Ass | Managing activation of cardholders in a secure authentication program |
WO2005031541A2 (en) * | 2003-09-26 | 2005-04-07 | Mastercard International Incorporated | Payment cards as an online payment option |
TW200529026A (en) * | 2004-02-16 | 2005-09-01 | Pan Studio Corp | Trading system and method for digital commodity |
US8682757B2 (en) * | 2004-08-25 | 2014-03-25 | American Express Travel Related Services Company, Inc. | Method and apparatus for processing financial transactions subject to different financing terms |
US7958030B2 (en) | 2004-09-01 | 2011-06-07 | Visa U.S.A. Inc. | System and method for issuer originated payments for on-line banking bill payments |
US8152054B2 (en) | 2004-10-19 | 2012-04-10 | The Western Union Company | Money transfer systems and methods |
US20060212407A1 (en) * | 2005-03-17 | 2006-09-21 | Lyon Dennis B | User authentication and secure transaction system |
US7392940B2 (en) | 2005-05-18 | 2008-07-01 | The Western Union Company | In-lane money transfer systems and methods |
US8672220B2 (en) | 2005-09-30 | 2014-03-18 | The Western Union Company | Money transfer system and method |
US8818904B2 (en) | 2007-01-17 | 2014-08-26 | The Western Union Company | Generation systems and methods for transaction identifiers having biometric keys associated therewith |
US7933835B2 (en) | 2007-01-17 | 2011-04-26 | The Western Union Company | Secure money transfer systems and methods using biometric keys associated therewith |
US20080201260A1 (en) * | 2007-02-16 | 2008-08-21 | Toby Unwin | Internet micro payments system |
US8521650B2 (en) * | 2007-02-26 | 2013-08-27 | Zepfrog Corp. | Method and service for providing access to premium content and dispersing payment therefore |
US8504473B2 (en) | 2007-03-28 | 2013-08-06 | The Western Union Company | Money transfer system and messaging system |
US20080243705A1 (en) * | 2007-03-28 | 2008-10-02 | The Western Union Company | Third-Party Gift Registry And Payment System |
US20090018934A1 (en) * | 2007-05-15 | 2009-01-15 | Chaorong Peng | System and Method for defense ID theft attack security service system in marketing environment |
US7783571B2 (en) | 2007-05-31 | 2010-08-24 | First Data Corporation | ATM system for receiving cash deposits from non-networked clients |
US8224702B2 (en) | 2007-12-28 | 2012-07-17 | Ebay, Inc. | Systems and methods for facilitating financial transactions over a network |
US20100017333A1 (en) * | 2008-07-15 | 2010-01-21 | Payments & Processing Consultants, Inc. | Methods and systems for conducting electronic commerce |
US9280771B2 (en) * | 2009-02-13 | 2016-03-08 | International Business Machines Corporation | Secure personal information profile |
US20110035294A1 (en) * | 2009-08-04 | 2011-02-10 | Authernative, Inc. | Multi-tier transaction processing method and payment system in m- and e- commerce |
CN102779314A (en) * | 2012-06-13 | 2012-11-14 | 广元川陕甘粮油交易中心有限责任公司 | Food e-commerce application system and method |
US9558492B2 (en) | 2014-11-12 | 2017-01-31 | Benedoretse Llc | Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction |
US9569776B2 (en) | 2014-11-12 | 2017-02-14 | BenedorTSE LLC | Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction |
US10614457B2 (en) | 2014-11-12 | 2020-04-07 | BenedorTSE LLC | Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction |
US9558493B2 (en) | 2014-11-12 | 2017-01-31 | BenedorTSE LLC | Secure authorizations using independent communications and different one-time-use encryption keys for each party to a transaction |
US11050571B2 (en) | 2019-02-14 | 2021-06-29 | Carrott Richard F | Systems for producing and maintaining verified electronic signatures |
US11151032B1 (en) | 2020-12-14 | 2021-10-19 | Coupang Corp. | System and method for local cache synchronization |
Citations (40)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5329589A (en) | 1991-02-27 | 1994-07-12 | At&T Bell Laboratories | Mediation of transactions by a communications system |
US5557518A (en) | 1994-04-28 | 1996-09-17 | Citibank, N.A. | Trusted agents for open electronic commerce |
US5590197A (en) | 1995-04-04 | 1996-12-31 | V-One Corporation | Electronic payment system and method |
US5671279A (en) * | 1995-11-13 | 1997-09-23 | Netscape Communications Corporation | Electronic commerce using a secure courier system |
US5671280A (en) | 1995-08-30 | 1997-09-23 | Citibank, N.A. | System and method for commercial payments using trusted agents |
US5727163A (en) | 1995-03-30 | 1998-03-10 | Amazon.Com, Inc. | Secure method for communicating credit card data when placing an order on a non-secure network |
US5729594A (en) * | 1996-06-07 | 1998-03-17 | Klingman; Edwin E. | On-line secured financial transaction system through electronic media |
US5757917A (en) | 1995-11-01 | 1998-05-26 | First Virtual Holdings Incorporated | Computerized payment system for purchasing goods and services on the internet |
US5822737A (en) * | 1996-02-05 | 1998-10-13 | Ogram; Mark E. | Financial transaction system |
US5826241A (en) | 1994-09-16 | 1998-10-20 | First Virtual Holdings Incorporated | Computerized system for making payments and authenticating transactions over the internet |
WO1999007121A2 (en) * | 1997-07-29 | 1999-02-11 | Netadvantage Corporation | Method and system for conducting electronic commerce transactions |
US5899980A (en) * | 1997-08-11 | 1999-05-04 | Trivnet Ltd. | Retail method over a wide area network |
US5903878A (en) * | 1997-08-20 | 1999-05-11 | Talati; Kirit K. | Method and apparatus for electronic commerce |
US5926798A (en) | 1996-11-28 | 1999-07-20 | International Business Machines Corporation | Method and apparatus for performing computer-based on-line commerce using an intelligent agent |
US5950172A (en) * | 1996-06-07 | 1999-09-07 | Klingman; Edwin E. | Secured electronic rating system |
US5960411A (en) | 1997-09-12 | 1999-09-28 | Amazon.Com, Inc. | Method and system for placing a purchase order via a communications network |
US5991750A (en) * | 1997-10-24 | 1999-11-23 | Ge Capital | System and method for pre-authorization of individual account transactions |
US6021187A (en) * | 1998-01-07 | 2000-02-01 | Mobile Computing Systems | Multimedia phone system |
US6023686A (en) | 1996-02-20 | 2000-02-08 | Health Hero Network | Method for conducting an on-line bidding session with bid pooling |
US6029150A (en) | 1996-10-04 | 2000-02-22 | Certco, Llc | Payment and transactions in electronic commerce system |
US6105008A (en) * | 1997-10-16 | 2000-08-15 | Visa International Service Association | Internet loading system using smart card |
US6185619B1 (en) * | 1996-12-09 | 2001-02-06 | Genuity Inc. | Method and apparatus for balancing the process load on network servers according to network and serve based policies |
WO2001052127A1 (en) * | 2000-01-13 | 2001-07-19 | Aplettix Inc. | Secure private agent for electronic transactions |
US6282522B1 (en) * | 1997-04-30 | 2001-08-28 | Visa International Service Association | Internet payment system using smart card |
US20010039535A1 (en) * | 2000-02-09 | 2001-11-08 | Tsiounis Yiannis S. | Methods and systems for making secure electronic payments |
US6327578B1 (en) * | 1998-12-29 | 2001-12-04 | International Business Machines Corporation | Four-party credit/debit payment protocol |
US6332134B1 (en) * | 1999-11-01 | 2001-12-18 | Chuck Foster | Financial transaction system |
US6405176B1 (en) | 1999-01-27 | 2002-06-11 | International Business Machines Corp. | Method for processing multiple electronic shopping carts |
US6452924B1 (en) * | 1997-11-10 | 2002-09-17 | Enron Warpspeed Services, Inc. | Method and apparatus for controlling bandwidth in a switched broadband multipoint/multimedia network |
US6490567B1 (en) | 1997-01-15 | 2002-12-03 | At&T Corp. | System and method for distributed content electronic commerce |
US6598028B1 (en) * | 1999-09-03 | 2003-07-22 | Lynn Sullivan | Computer-implemented universal financial management/translation system and method |
US6601037B1 (en) | 1998-07-20 | 2003-07-29 | Usa Technologies, Inc. | System and method of processing credit card, e-commerce, and e-business transactions without the merchant incurring transaction processing fees or charges worldwide |
US6604086B1 (en) | 1998-07-20 | 2003-08-05 | Usa Technologies, Inc. | Electronic commerce terminal connected to a vending machine operable as a telephone |
US6856975B1 (en) | 2000-03-30 | 2005-02-15 | Verify & Protect Inc. | System, method, and article of manufacture for secure transactions utilizing a computer network |
US6941270B1 (en) * | 1999-06-21 | 2005-09-06 | Nokia Corporation | Apparatus, and associated method, for loading a mobile terminal with an application program installed at a peer device |
US6959873B2 (en) | 2001-07-09 | 2005-11-01 | Ask, S.A. | Electronic cash system for an electronic wallet |
US6985888B1 (en) | 1995-08-21 | 2006-01-10 | Pitney Bowes Inc. | Secure user certification for electronic commerce employing value metering system |
US6993320B1 (en) | 1999-06-21 | 2006-01-31 | T-Mobile Deutschland Gmbh | Method and device for accessing a telecommunications network and for billing telecommunication services |
US7051001B1 (en) * | 1998-08-27 | 2006-05-23 | Citibank, N.A. | System and method for merchant function assumption of internet checking and savings account transactions |
US7080070B1 (en) * | 1999-07-02 | 2006-07-18 | Amazon Technologies, Inc. | System and methods for browsing a database of items and conducting associated transactions |
Family Cites Families (33)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5878215A (en) * | 1994-05-23 | 1999-03-02 | Mastercard International Incorporated | System and method for processing multiple electronic transaction requests |
US5790677A (en) * | 1995-06-29 | 1998-08-04 | Microsoft Corporation | System and method for secure electronic commerce transactions |
US5897621A (en) * | 1996-06-14 | 1999-04-27 | Cybercash, Inc. | System and method for multi-currency transactions |
US5812668A (en) * | 1996-06-17 | 1998-09-22 | Verifone, Inc. | System, method and article of manufacture for verifying the operation of a remote transaction clearance system utilizing a multichannel, extensible, flexible architecture |
US7630919B1 (en) * | 1996-07-25 | 2009-12-08 | Wells Obrecht | Method and apparatus for producing goods in an automated manner |
US7003480B2 (en) * | 1997-02-27 | 2006-02-21 | Microsoft Corporation | GUMP: grand unified meta-protocol for simple standards-based electronic commerce transactions |
US6341353B1 (en) * | 1997-04-11 | 2002-01-22 | The Brodia Group | Smart electronic receipt system |
EP1044420A1 (en) * | 1997-11-28 | 2000-10-18 | International Business Machines Corporation | Processing extended transactions in a client-server system |
US6477578B1 (en) * | 1997-12-16 | 2002-11-05 | Hankey Mhoon | System and method for conducting secure internet transactions |
US7747523B2 (en) * | 1998-03-30 | 2010-06-29 | Cohen Morris E | Internet-based financial vehicles |
US6422462B1 (en) * | 1998-03-30 | 2002-07-23 | Morris E. Cohen | Apparatus and methods for improved credit cards and credit card transactions |
US6330575B1 (en) * | 1998-03-31 | 2001-12-11 | International Business Machines Corporation | Web commerce tool kit for distributed payment processing |
US6934838B1 (en) * | 1998-06-01 | 2005-08-23 | Entrust Technologies Ltd. | Method and apparatus for a service provider to provide secure services to a user |
US6336105B1 (en) * | 1998-11-16 | 2002-01-01 | Trade Access Inc. | System and method for representing data and providing electronic non-repudiation in a negotiations system |
US6141653A (en) * | 1998-11-16 | 2000-10-31 | Tradeaccess Inc | System for interative, multivariate negotiations over a network |
CA2363733C (en) * | 1999-03-02 | 2011-10-18 | Quixtar Investments, Inc. | Electronic commerce transactions within a marketing system |
US6970852B1 (en) * | 1999-04-28 | 2005-11-29 | Imx Solutions, Inc. | Methods and apparatus for conducting secure, online monetary transactions |
CA2369081C (en) * | 1999-04-30 | 2012-02-07 | X.Com Corporation | System and method for electronically exchanging value among distributed users |
AU5729200A (en) * | 1999-06-09 | 2000-12-28 | Intelishield.Com, Inc. | Internet payment system |
US20010051902A1 (en) * | 1999-06-28 | 2001-12-13 | Messner Marc A. | Method for performing secure internet transactions |
US7100195B1 (en) * | 1999-07-30 | 2006-08-29 | Accenture Llp | Managing user information on an e-commerce system |
US20050027610A1 (en) * | 1999-08-26 | 2005-02-03 | Wharton Brian K. | Electronic commerce systems and methods providing unified checkout steps |
WO2001045052A2 (en) * | 1999-10-18 | 2001-06-21 | Sutton David B | Auction system requiring advance credit information from both buyer and seller |
US7636696B1 (en) * | 1999-11-19 | 2009-12-22 | Megasoft Consultants, Inc. | System, method, and computer program product for maintaining consumer privacy and security in electronic commerce transactions |
US6606744B1 (en) * | 1999-11-22 | 2003-08-12 | Accenture, Llp | Providing collaborative installation management in a network-based supply chain environment |
US6671818B1 (en) * | 1999-11-22 | 2003-12-30 | Accenture Llp | Problem isolation through translating and filtering events into a standard object format in a network based supply chain |
EP1257893A4 (en) * | 2000-01-27 | 2003-05-28 | Ronald Johnson | System and methods for on-line, real-time inventory display, monitoring and control |
US7366695B1 (en) * | 2000-02-29 | 2008-04-29 | First Data Corporation | Electronic purchase method and funds transfer system |
US7865414B2 (en) * | 2000-03-01 | 2011-01-04 | Passgate Corporation | Method, system and computer readable medium for web site account and e-commerce management from a central location |
TW550477B (en) * | 2000-03-01 | 2003-09-01 | Passgate Corp | Method, system and computer readable medium for Web site account and e-commerce management from a central location |
US7376629B1 (en) * | 2000-04-03 | 2008-05-20 | Incogno Corporation | Method of and system for effecting anonymous credit card purchases over the internet |
US6618705B1 (en) * | 2000-04-19 | 2003-09-09 | Tiejun (Ronald) Wang | Method and system for conducting business in a transnational e-commerce network |
WO2001099005A1 (en) * | 2000-06-19 | 2001-12-27 | United States Postal Service | System, method, and article of manufacture for shipping a package privately to a customer |
-
2000
- 2000-04-19 US US09/552,681 patent/US6618705B1/en not_active Ceased
-
2005
- 2005-08-30 US US11/214,311 patent/USRE40753E1/en not_active Expired - Lifetime
-
2011
- 2011-09-12 US US13/230,657 patent/USRE46140E1/en not_active Expired - Lifetime
-
2016
- 2016-09-01 US US15/254,987 patent/USRE47502E1/en not_active Expired - Lifetime
Patent Citations (42)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5329589A (en) | 1991-02-27 | 1994-07-12 | At&T Bell Laboratories | Mediation of transactions by a communications system |
US5557518A (en) | 1994-04-28 | 1996-09-17 | Citibank, N.A. | Trusted agents for open electronic commerce |
US5621797A (en) | 1994-04-28 | 1997-04-15 | Citibank, N.A. | Electronic ticket presentation and transfer method |
US5642419A (en) | 1994-04-28 | 1997-06-24 | Citibank N.A. | Method for acquiring and revalidating an electronic credential |
US5826241A (en) | 1994-09-16 | 1998-10-20 | First Virtual Holdings Incorporated | Computerized system for making payments and authenticating transactions over the internet |
US5727163A (en) | 1995-03-30 | 1998-03-10 | Amazon.Com, Inc. | Secure method for communicating credit card data when placing an order on a non-secure network |
US5590197A (en) | 1995-04-04 | 1996-12-31 | V-One Corporation | Electronic payment system and method |
US6985888B1 (en) | 1995-08-21 | 2006-01-10 | Pitney Bowes Inc. | Secure user certification for electronic commerce employing value metering system |
US5671280A (en) | 1995-08-30 | 1997-09-23 | Citibank, N.A. | System and method for commercial payments using trusted agents |
US5757917A (en) | 1995-11-01 | 1998-05-26 | First Virtual Holdings Incorporated | Computerized payment system for purchasing goods and services on the internet |
US5671279A (en) * | 1995-11-13 | 1997-09-23 | Netscape Communications Corporation | Electronic commerce using a secure courier system |
US5822737A (en) * | 1996-02-05 | 1998-10-13 | Ogram; Mark E. | Financial transaction system |
US6023686A (en) | 1996-02-20 | 2000-02-08 | Health Hero Network | Method for conducting an on-line bidding session with bid pooling |
US5729594A (en) * | 1996-06-07 | 1998-03-17 | Klingman; Edwin E. | On-line secured financial transaction system through electronic media |
US5950172A (en) * | 1996-06-07 | 1999-09-07 | Klingman; Edwin E. | Secured electronic rating system |
US6029150A (en) | 1996-10-04 | 2000-02-22 | Certco, Llc | Payment and transactions in electronic commerce system |
US5926798A (en) | 1996-11-28 | 1999-07-20 | International Business Machines Corporation | Method and apparatus for performing computer-based on-line commerce using an intelligent agent |
US6185619B1 (en) * | 1996-12-09 | 2001-02-06 | Genuity Inc. | Method and apparatus for balancing the process load on network servers according to network and serve based policies |
US6490567B1 (en) | 1997-01-15 | 2002-12-03 | At&T Corp. | System and method for distributed content electronic commerce |
US6282522B1 (en) * | 1997-04-30 | 2001-08-28 | Visa International Service Association | Internet payment system using smart card |
WO1999007121A2 (en) * | 1997-07-29 | 1999-02-11 | Netadvantage Corporation | Method and system for conducting electronic commerce transactions |
US5899980A (en) * | 1997-08-11 | 1999-05-04 | Trivnet Ltd. | Retail method over a wide area network |
US5903878A (en) * | 1997-08-20 | 1999-05-11 | Talati; Kirit K. | Method and apparatus for electronic commerce |
US5960411A (en) | 1997-09-12 | 1999-09-28 | Amazon.Com, Inc. | Method and system for placing a purchase order via a communications network |
US6105008A (en) * | 1997-10-16 | 2000-08-15 | Visa International Service Association | Internet loading system using smart card |
US5991750A (en) * | 1997-10-24 | 1999-11-23 | Ge Capital | System and method for pre-authorization of individual account transactions |
US6452924B1 (en) * | 1997-11-10 | 2002-09-17 | Enron Warpspeed Services, Inc. | Method and apparatus for controlling bandwidth in a switched broadband multipoint/multimedia network |
US6021187A (en) * | 1998-01-07 | 2000-02-01 | Mobile Computing Systems | Multimedia phone system |
US6604086B1 (en) | 1998-07-20 | 2003-08-05 | Usa Technologies, Inc. | Electronic commerce terminal connected to a vending machine operable as a telephone |
US6601037B1 (en) | 1998-07-20 | 2003-07-29 | Usa Technologies, Inc. | System and method of processing credit card, e-commerce, and e-business transactions without the merchant incurring transaction processing fees or charges worldwide |
US7051001B1 (en) * | 1998-08-27 | 2006-05-23 | Citibank, N.A. | System and method for merchant function assumption of internet checking and savings account transactions |
US6327578B1 (en) * | 1998-12-29 | 2001-12-04 | International Business Machines Corporation | Four-party credit/debit payment protocol |
US6405176B1 (en) | 1999-01-27 | 2002-06-11 | International Business Machines Corp. | Method for processing multiple electronic shopping carts |
US6941270B1 (en) * | 1999-06-21 | 2005-09-06 | Nokia Corporation | Apparatus, and associated method, for loading a mobile terminal with an application program installed at a peer device |
US6993320B1 (en) | 1999-06-21 | 2006-01-31 | T-Mobile Deutschland Gmbh | Method and device for accessing a telecommunications network and for billing telecommunication services |
US7080070B1 (en) * | 1999-07-02 | 2006-07-18 | Amazon Technologies, Inc. | System and methods for browsing a database of items and conducting associated transactions |
US6598028B1 (en) * | 1999-09-03 | 2003-07-22 | Lynn Sullivan | Computer-implemented universal financial management/translation system and method |
US6332134B1 (en) * | 1999-11-01 | 2001-12-18 | Chuck Foster | Financial transaction system |
WO2001052127A1 (en) * | 2000-01-13 | 2001-07-19 | Aplettix Inc. | Secure private agent for electronic transactions |
US20010039535A1 (en) * | 2000-02-09 | 2001-11-08 | Tsiounis Yiannis S. | Methods and systems for making secure electronic payments |
US6856975B1 (en) | 2000-03-30 | 2005-02-15 | Verify & Protect Inc. | System, method, and article of manufacture for secure transactions utilizing a computer network |
US6959873B2 (en) | 2001-07-09 | 2005-11-01 | Ask, S.A. | Electronic cash system for an electronic wallet |
Non-Patent Citations (5)
Title |
---|
Chong Ka Lung, "Internet Payment Methods:Mechanism, Application, and Experimentation" Department of Computer Science and Engineering, Dec. 1999. * |
Jackie Cohen, "Merchant Server Market Heats Up" Bank Technology News, v10n2 p1+, Feb. (1997), Dialog Flie 9, 01754948. * |
Lei Tang, "A Set of Protocols for Micropayments in Distributed System" Graduate School of Industrial Administration (1995). * |
Microsoft Press Computer Dictionary, third edition, p. 154, 1997. * |
Wilder, Clinton, "Suite for E-commerce", Informationweek, n699, pp. 75-76, Sep. 7, 1998. * |
Cited By (49)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
USRE47502E1 (en) * | 2000-04-19 | 2019-07-09 | Innovation Sciences, Llc | Method and system for conducting business in a transnational E-commerce network |
US20100316898A1 (en) * | 2004-10-29 | 2010-12-16 | Medtronic, Inc. | Lithium-ion battery |
US10567975B2 (en) | 2005-10-04 | 2020-02-18 | Hoffberg Family Trust 2 | Multifactorial optimization system and method |
US8370913B2 (en) | 2007-03-16 | 2013-02-05 | Apple Inc. | Policy-based auditing of identity credential disclosure by a secure token service |
US8353002B2 (en) | 2007-03-16 | 2013-01-08 | Apple Inc. | Chaining information card selectors |
US8151324B2 (en) | 2007-03-16 | 2012-04-03 | Lloyd Leon Burch | Remotable information cards |
US20090077118A1 (en) * | 2007-03-16 | 2009-03-19 | Novell, Inc. | Information card federation point tracking and management |
US20090077627A1 (en) * | 2007-03-16 | 2009-03-19 | Novell, Inc. | Information card federation point tracking and management |
US8073783B2 (en) * | 2007-03-16 | 2011-12-06 | Felsted Patrick R | Performing a business transaction without disclosing sensitive identity information to a relying party |
US20090178112A1 (en) * | 2007-03-16 | 2009-07-09 | Novell, Inc. | Level of service descriptors |
US20080229398A1 (en) * | 2007-03-16 | 2008-09-18 | Novell, Inc. | Framework and technology to enable the portability of information cards |
US20110153499A1 (en) * | 2007-03-16 | 2011-06-23 | Novell, Inc. | Performing a business transaction without disclosing sensitive identity information to a relying party |
US20080229384A1 (en) * | 2007-03-16 | 2008-09-18 | Novell, Inc. | Policy-based auditing of identity credential disclosure by a secure token service |
US8074257B2 (en) | 2007-03-16 | 2011-12-06 | Felsted Patrick R | Framework and technology to enable the portability of information cards |
US20080229410A1 (en) * | 2007-03-16 | 2008-09-18 | Novell, Inc. | Performing a business transaction without disclosing sensitive identity information to a relying party |
US8087060B2 (en) | 2007-03-16 | 2011-12-27 | James Mark Norman | Chaining information card selectors |
US8364600B2 (en) * | 2007-03-16 | 2013-01-29 | Apple Inc. | Performing a business transaction without disclosing sensitive identity information to a relying party |
US8479254B2 (en) | 2007-03-16 | 2013-07-02 | Apple Inc. | Credential categorization |
US20080229411A1 (en) * | 2007-03-16 | 2008-09-18 | Novell, Inc. | Chaining information card selectors |
US20080229383A1 (en) * | 2007-03-16 | 2008-09-18 | Novell, Inc. | Credential categorization |
US20110125597A1 (en) * | 2007-05-17 | 2011-05-26 | Shift4 Corporation | Secure payment card transactions |
US8690056B2 (en) | 2007-05-17 | 2014-04-08 | Shift4 Corporation | Secure payment card transactions |
US9082120B2 (en) | 2007-05-17 | 2015-07-14 | Shift4 Corporation | Secure payment card transactions |
US7841523B2 (en) * | 2007-05-17 | 2010-11-30 | Shift4 Corporation | Secure payment card transactions |
US9495680B2 (en) | 2007-05-17 | 2016-11-15 | Shift4 Corporation | Secure payment card transactions |
US9836745B2 (en) | 2007-05-17 | 2017-12-05 | Shift4 Corporation | Secure payment card transactions |
US10185956B2 (en) | 2007-05-17 | 2019-01-22 | Shift4 Corporation | Secure payment card transactions |
US8328095B2 (en) | 2007-05-17 | 2012-12-11 | Shift4 Corporation | Secure payment card transactions |
US20080283591A1 (en) * | 2007-05-17 | 2008-11-20 | Oder Ii John David | Secure payment card transactions |
US20090077655A1 (en) * | 2007-09-19 | 2009-03-19 | Novell, Inc. | Processing html extensions to enable support of information cards by a relying party |
US8468576B2 (en) | 2008-02-11 | 2013-06-18 | Apple Inc. | System and method for application-integrated information card selection |
US20090204622A1 (en) * | 2008-02-11 | 2009-08-13 | Novell, Inc. | Visual and non-visual cues for conveying state of information cards, electronic wallets, and keyrings |
US20090204542A1 (en) * | 2008-02-11 | 2009-08-13 | Novell, Inc. | Privately sharing relying party reputation with information card selectors |
US20090205035A1 (en) * | 2008-02-11 | 2009-08-13 | Novell, Inc. | Info card selector reception of identity provider based data pertaining to info cards |
US20090228885A1 (en) * | 2008-03-07 | 2009-09-10 | Novell, Inc. | System and method for using workflows with information cards |
US8079069B2 (en) | 2008-03-24 | 2011-12-13 | Oracle International Corporation | Cardspace history validator |
US20090241178A1 (en) * | 2008-03-24 | 2009-09-24 | Novell, Inc. | Cardspace history validator |
US20090249430A1 (en) * | 2008-03-25 | 2009-10-01 | Novell, Inc. | Claim category handling |
US20090272797A1 (en) * | 2008-04-30 | 2009-11-05 | Novell, Inc. A Delaware Corporation | Dynamic information card rendering |
US20100011409A1 (en) * | 2008-07-09 | 2010-01-14 | Novell, Inc. | Non-interactive information card token generation |
US20100031328A1 (en) * | 2008-07-31 | 2010-02-04 | Novell, Inc. | Site-specific credential generation using information cards |
US8561172B2 (en) | 2008-08-29 | 2013-10-15 | Novell Intellectual Property Holdings, Inc. | System and method for virtual information cards |
US20100095372A1 (en) * | 2008-10-09 | 2010-04-15 | Novell, Inc. | Trusted relying party proxy for information card tokens |
US8875997B2 (en) | 2009-01-12 | 2014-11-04 | Novell, Inc. | Information card overlay |
US8083135B2 (en) | 2009-01-12 | 2011-12-27 | Novell, Inc. | Information card overlay |
US20100176194A1 (en) * | 2009-01-12 | 2010-07-15 | Novell, Inc. | Information card overlay |
US8632003B2 (en) | 2009-01-27 | 2014-01-21 | Novell, Inc. | Multiple persona information cards |
US20100187302A1 (en) * | 2009-01-27 | 2010-07-29 | Novell, Inc. | Multiple persona information cards |
US20100251353A1 (en) * | 2009-03-25 | 2010-09-30 | Novell, Inc. | User-authorized information card delegation |
Also Published As
Publication number | Publication date |
---|---|
USRE46140E1 (en) | 2016-09-06 |
US6618705B1 (en) | 2003-09-09 |
USRE47502E1 (en) | 2019-07-09 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
USRE47502E1 (en) | Method and system for conducting business in a transnational E-commerce network | |
US7082412B1 (en) | Electronic factoring | |
JP3367675B2 (en) | Open network sales system and method for real-time approval of transaction transactions | |
AU779188B2 (en) | Method and apparatus for conducting commerce between individuals | |
US20070226136A1 (en) | Electronic factoring | |
AU2001251286A1 (en) | System, method and apparatus for international financial transactions | |
EP1314103A2 (en) | System, method and apparatus for international financial transactions | |
JP2008123475A (en) | Online coupon distribution method | |
CN104867045A (en) | Trading system for customizing divided payments by user, and trading method thereof | |
US20020133468A1 (en) | Method of electronic commerce transaction verification | |
KR102006960B1 (en) | On-line used goods trading system using location information | |
KR100444846B1 (en) | Electronical commercial transaction intermediation system using internet | |
KR20070052103A (en) | System of protection of data loss in the internet commerrce payment and method thereof, and media that can record computer program sources for method thereof | |
JP2002245284A (en) | Electronic commerce system | |
KR20060124375A (en) | Transaction system and method of authenticating users using thereof | |
KR102264059B1 (en) | Payment System and Method in OTT Service | |
KR20020064473A (en) | System and method for servicing electronic payment assurance integrated with electronic wallet | |
KR100370947B1 (en) | Immovable property future trading of the method using a internet | |
KR20170082997A (en) | Accout transfer method on firm banking and account transfer system using the same | |
KR20020094453A (en) | Goods mediation management system | |
KR20010069525A (en) | Messenger escrow service system and method, medium recorded the same method | |
KR100444372B1 (en) | System and method for paying money electric commerce | |
KR100603954B1 (en) | Methods for Transacting the Foreign Auction between Buyer and Seller | |
KR20050047277A (en) | System and method for providing relay service using wire and wireless network | |
US20030236743A1 (en) | Electronic cash sharing system and method thereof |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
FPAY | Fee payment |
Year of fee payment: 8 |
|
AS | Assignment |
Owner name: VIRGINIA E-COMMERCE SOLUTIONS, LLC, VIRGINIA Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNORS:WANG, TIEJUN (RONALD);WANG, XIMING;WANG, TIEHONG;REEL/FRAME:025169/0929 Effective date: 20101011 |
|
FPAY | Fee payment |
Year of fee payment: 12 |
|
FEPP | Fee payment procedure |
Free format text: PAT HOLDER NO LONGER CLAIMS SMALL ENTITY STATUS, ENTITY STATUS SET TO UNDISCOUNTED (ORIGINAL EVENT CODE: STOL); ENTITY STATUS OF PATENT OWNER: LARGE ENTITY |
|
AS | Assignment |
Owner name: INNOVATION SCIENCES, LLC, TEXAS Free format text: MERGER;ASSIGNOR:VIRGINIA INNOVATION SCIENCES, INC.;REEL/FRAME:047649/0447 Effective date: 20181109 |