US462577A

US462577A - Check-book

Info

Publication number: US462577A
Authority: US
Publication date: 1891-11-03
Anticipated expiration: 1908-11-03

Description

E. NORTH. 011301: BOOK.

(No Model.)

No. 462,577. Patented Nov. 3, 1891.

Wagon DATE DEPOSIT TUTALIJEPUS BALANCE nn. A ww wwfi man w? L385 9.; ow Ann A rromvsrs llnrrnn drarns arnnr @rrrce- EDNARD NORTH, OF NElVl lAlili, CALIFORNIA.

CHECK- BOOK.

SPECIFICATION forming part of Letters Patent No. 462,577, dated November 3, 1891.

Application filed April '7, 1891. Serial No. 38 7,952. (No model.)

stubs of novel construction and character each succeeding stub pertaining to its re spective check varying in shape, dimensions, or position to the remaining check-stubs, so that as the checks are drawn and detached in succession the amounts of all the checks drawn will be plainly visible simultaneously in column order, one below the other, thereby affording the greatest convenience possible for adding or footing the same.

The invention also includes a special stub, preceding the stub of the first check in the book, made or ruled and printed or, in other words, constructed to make it available for adding or footing all checks drawn immediately opposite the amount of the last check drawn as appearing on the stub of said check.

Furthermore, the invention includes an advance page or leaf, which may either be the front inside of the book-cover or an independ ent page or leaf preceding and opposite the special stub, ruled or printed with suitable and convenient columns for entering the date and amount of each deposit, a column into which may be added or footed the total amount of deposits, and a column for entering the balance or difference between the total. amount of deposits and the total amount of checks drawn.

Reference is to be had to the accompanying drawings, forming a part'of this specification, in which similar letters of reference indicate corresponding parts in all the figures.

Figure 1 represents a checkbook embed ving my invention, thrown open at where the first of a series of remaining undrawn checks is exposed, showing also the exposed portion of the stub of said check and the preceding exposed amount-spaces of the stubs of prechecks fully exposed and the stubs of the previously drawn and detached checks as thrown back. Fig. 3 is alike view of the book, in part, opened at the same place, butshowing the stub of the first of the series of remaining undrawn checks thrown back; and Fig. a is an end view of the open book, in part exposed, .as in Fig. 1.

A indicates the book, and Z) Z) the two halves of its back or cover. Said book may be of any suitable size and shape and contain any desired number of checks 0 c 0 &c. These checks, which are bound in with the book,

are each detachable when drawn or filled up, as along a line of perforations (Z, leaving a blank remnant or strip c remaining bound in with the book, or at least the checks may be so detached. Said checks, too, have bound with them in the book stubs f f f &c.,that is, a stub for each check. These stubs extend down throughout the length of the book for varying portions of their width at least, excepting the last one, which may extend throughout its entire width the whole length or depth of the book; but generally they are cut away successively at increasing depths from their top downward for the outside portions of their width, thereby, when closing down one upon the other as the checks are detached, forming exposed step portions or wings g g 7 &c., visible one below the other, and these wing portions Where so exposed have the different amounts for which the checks are respectively drawn expressed on the face of them, so that as the checks are drawn and detached in succession the amounts of all the checks drawn will be plainly visible simultaneously in column order one below the other, thereby affording the greatest convenience possible for adding or footing the same, as clearly shown in Fig. 101' the drawings. There is also bound in with the book a special stub lapreceding the stub of the first check and extending throughout the length of the book, but of a width so as to leave exposed the wings g g &c., of the check-stubs. This special or extra stub 71. may have the words Total of checks printed on its top, and has longitudinal and transverse ruled lines t' 7;, the latter beingin line with the exposed wing portions g g &c., whereby the adding or footing of all the I ceding and opposite the special stub h.

total amount of checks drawn.

o sheet.

checks drawn may be entered upon the extra stub it immediately opposite the amount of the last check drawn. Thus, as shown in Fig. 1,, the exposed amounts appearing on the 5 wings of certain of the stubs pertaining to three previously drawn and detached checks are 5. 55008 $24, and $45.02. These foot up $119.10, which is entered on the extra stub h directly opposite the amount of the In last-drawn check as appearing on its stub.

Furthermore, the book has an advance page or leaf, and which is here shown to be the inside of the one-half b of the cover, but which might be an independent fly leaf or sheet pre- This advance page or leaf has longitudinal ruled lines Z, preferably crossed by transverselyruled lines on and forming a column or columns n for entering the date andamount of zo each deposit made in the bank, another colishere sho-Wnas $119.10, is deducted, leaves a balance to credit of the depositor of $116.70 as entered in the balance-column s.

The uses andadvantages which attach to a check-book of this description are, first,

4o theease with which the depositor can tell the amount left to his credit in bank; second, that while the book may be balanced at any moment With a minimum of labor, it is not necessary to balance it. until all the checks have been used; third, that an error made in balancing the account is not of necessity perpetuated as more checks are drawn, but that no footing or balancing is dependent upon the last one for its accuracy; fourth, that all the above-named advantages are obtained without posting or rewriting a single figure; fifth, that it is absolutely impossible for a check to be overlooked when once drawn; sixth, that all excuse for unconscious overdraft is avoided.

Having thus described my invention, what I claim as new, and desire to secure by Letters Patent, is

1. In a check-book having a series of successive checks in'si-ngle order lying one under cover of the other, the combination, With said checks, of independent stubs thereto bound up with or in the book, constructed, successively, of increasing depth at the outer portions of their width from their tops down- Ward, adapted to receive on said portions entries of the amounts of checks as drawn, and forming, ass-uccessive checks are drawn and detached. a series of step-like surfaces for simultaneousexposureof the amounts of said checks one below the other, substantially as specified.

2. In a check-book of the character described, the combination, with the checks'and their independent step-like stubs, of a supplemental narrower stub arrangedin'ad vance of the first check-stub and ruled and printed or marked to provide forentries on it opposite the step-lik-e surface of the last drawn and detached check the total amount of the series of drawn and detached checks, essentially as herein set forth.

' EDWARD NORTH.

\Vit-nesses:

GEO. CAMPTON, FRANK HEIL.