US3161216A - Bank check wallet - Google Patents

Description

Dec. 15, 1964 J. sLovEs 3,161,216

BANK CHECK WALLET Filed Feb. 25, 196s INVENTOR.

(A Jcos SLon/ES United States Patent O elianical Binding Company, inc., New York, NX., aI

corporation of New York Filed Feb. 25, 1963, Ser. No. 26%,395 1 Clai. (Cl. 156-28) This invention relates generally to pocket wallets, and more particularly to a Wallet adapted to accommodate both banknotes and bank checks.

With the expansion of the economy and the rise in modern commercial practices, individuals of even the most modest income transact much of their business by check. Usually small depositors make use of special checking accounts which differ from ordinary commercial accounts in that no minimum balance is required and checks may be drawn to the full extent of the funds therein. Such accounts are heavily used, for by this means the depositor can pay bills by mail and meet his obligations as they arise without having cash on hand.

Special checks are somewhat smaller and more convenient to handle than regular checks, and are furnished to the depositor in the form of compact pads containing record slips collated with perforated checks. These pads are provided with rear tabs to facilitate insertion thereof within leather folders, also supplied to the depositor by the bank.

Thus the depositor usually carries in his pockets the conventional wallet in which he stores paper currency, as well as a folder for special checks. Since the pockets or purse of the depositor are further burdened with keys and assorted other items, the separation of paper banknotes from bank checks is an inconvenience, for it requires not only additional space, but also at times makes it necessary to search for one or the other.

Accordingly, it is the main object of this invention to provide a wallet adapted to accommodate both banknotes and bank checks in a convenient and secure arrangement.

More specifically, it is an object of the invention to provide a wallet of the above type wherein the checks and the banknotes lie one behind the other, and are folded into a compact arrangement whereby either a check or note is readily available without fumbling.

Also an object of the invention is to provide a wallet of the above type which is of inexpensive and attractive design. A feature of the invention is that the wallet lends itself to large-scale distribution by banks as a gift or premium. Since banks deal both with paper currency and checks, the wallet may be imprinted with both the name of the bank and that of the depositor, thereby serving as institutional advertising for the bank and as a welcome gift to the depositor.

Briefly stated, these objects are accomplished in a wallet structure made up of an outer folder having a pocket installed therein, the pocket being constituted by an inner panel secured at either end and at its lower edge to the interior surface of the folder to dene therewith a compartment for receiving banknotes, and an outer panel secured to the inner panel at its upper and lower edges and at one end `to dene a longitudinally-extending pocket open at the other end to receive the tab of a check pad insert. Thus the pocket for accommodating the tab of the check pad acts as an inner folder for the check pad, and in conjunction with the outer folder, as a compartment for banknotes.

For a better understanding of the invention, as well as other objects and further features thereof, reference is made to the following detailed description to be read in conjunction with the accompanying drawing, wherein like components in the several views of the wallet are identified by like reference numerals.

ln the drawings:

FG. 1 is a perspective View of a wallet for both banknotes and checks in accordance with the invention, the wallet being shown in its closed or locked condition;

FIG. 2 shows the inside of the wallet, when open, with a pad of checks inserted therein, as well as banknotes;

FIG. 3 is the same as FIG. 2, except that the check pad is removed and the wallet cut transversely to reveal the internal structure thereof;

FIG. 4 is a longitudinal section taken along the plane indicated by line 4 4 in FIG. 3; and

FlG. 5 is a transverse section taken along the plane indicated by line 5 5 in FIG. 3.

Referring now to the drawing, the wallet in accordance with the invention is adapted to accommodate a pad 1t) of special-account checks, and paper currency or banknotes 11. Pad 10 is of conventional design, and includes removable checks and record slips bound together at one end by wire staples, the bound end 10a being protectively covered by a fabric strip. Also stapled into the back of the pad is a tab 12 formed of cardboard or tag paper, the tab being intended to hold the pad within the wallet.

The wallet, generally designated by numeral 13, is entirely formed of flexible vinyl or other forms of thermoplastic simulated leather or other plastic, which may be sealed and molded by dielectric heating or similar means. The wallet comprises an outer folder 14 constituted by leaves 14a and 14h and a flap extension 14C. Within the folder there is formed a longitudinally-extending pocket for receiving the tab 12 of the check pad.

The pocket is constituted by a iirst panel 15 of plastic material of the same length as the folder, and a second and shorter panel 16 of the same material. The lower edges of the folder 14 and of the first and second panels 15 and 15, as well as the right ends thereof, are sealed together. The upper edge of panel 16 is sealed to the upper edge of panel 15, these edges being cut back at 17 to form an entrance for the banknotes 11 which are inserted inthe compartment 18 formed between the folder and panel 15.

The left end of panel 16 is unsealed to provide an opening 19 into the pocket for receiving the tab 12. The portion of panel 15 extending to the left beyond the pocket opening 19 is sealed to the inner surface of the folder 14 and is indented transversely to provide a recess 20 for receiving the bound end 10a of the pad. Complementary parts 21a and 21h of a snap button are mounted on flap 14e, and the leaf 14a of the folder, to lock the wallet when closed.

Thus the check pad 10 whose tab 12 is inserted into the pocket, overlies the paper currency 11 which is held in the compartment 1S, and the two folded neatly together when the wallet is closed to provide a convenient means for storing both banknotes and bank checks in the same wallet.

While there has been shown a preferred form of Wallet in accordance with the invention, it will be appreciated that many changes and modifications may be made therein without, however, departing from the essential spirit of the invention as defined in the annexed claim.

What is claimed is:

A foldable wallet'for paper currency in combinationwith a foldable check pad having a rear insertion tab, said wallet comprising an outer folder and an inner folder installed therein, said foldable pad being received within said inner folder, said inner folder being constituted by an inner panel of the same length as said outer folder and sealed thereto at the lower edge and at either end to dne therewith a ernpartrnent for receiving paper cur- Yreney, and an outer panel of shorter length sealed to the inner panel at both edgesand at one end to 'define a pocket opening Afor receiving the tab of said pad which is acmrndated'-Within-theinnei' rfderg-szli'd Ote'r fol'd'r and said inner panel forming a ap extensic'mV at the end of said Walletl adjacent said pocket pening, which ap is foldable over the' other end of said wallet to lock same whereby thel folded pad and paper currency are both heldV therein.

References Cited bythe Examiner UNITED STATES PATENTS 2,139,889y 12/38 Ferguson `28119 2,188,571 '1/40 Heinze/Iman 281-19 2,758,624 8/56 Krause etdal. V150-38 2,955,633

10/60 Seitz 150-28 FRANKLIN TQ'GARRETT, Primary Examiner. y y

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