US1368518A

US1368518A - Bank-check

Info

Publication number: US1368518A
Application number: US351870A
Authority: US
Inventors: Mayne Clifton Elmo
Original assignee: Individual
Current assignee: Individual
Priority date: 1920-01-16
Filing date: 1920-01-16
Publication date: 1921-02-15
Anticipated expiration: 1938-02-15

Description

C. E. MAYNE.

BANK CHECK.

APPLICATION FILED JAN-16,1920.

1,368,518. Patented Feb. 15, 1921.

Q M Z i 6 CHICAGO UNION BANK JJIL I gmw92z a,

I /QFWVL/ gmvewtoz UNITED STATES PATENT OFFICE.

BANK-CHECK.

Specification of Letters Patent.-

rammed Feb. 15, 1921.

Application filed January 16, 1-920. Serial No. 351,870.

T 0 all whom it may concern r Be it known that I, CLIFTON ELMO MAYNE, citizen of the United States, residlng at Honolulu, in the county of. Honolulu and I Territory of Hawaii, have invented newand useful Improvements in Bank-Checks, of which the following is a specification.

The present invention relates to improvements in bank checks and has for its object to provide such an instrument with means whereby any alteration of or attempted change in the portion denoting the value or the amount for which the check is drawn, will be clearly disclosed.

One of the objects of the invention is to provide a simple and inexpensive check which will avoid the necessity for employing the various mechanical devices now commonly used to prevent raising or changing bank checks.

With these objects in view, the invention comprises a bank check which will be as convenient and as readily handled as an ordinary check, and which will contain within itself means for duplicating on a sheet or strip formin the back of the check the amount or va ue intended to be represented by the check.

In the drawings,

- Figure 1 is a face view of a check constructed in accordance with the present invention,

Fig. 2 is a view showing the several elements of the check partially separated,

Fig. 3 illustrates a slight modification.

As shown particularly in Figs. 1 and 2, the improved check is composed of two superposed layers or plies of paper 12 and an intermediately arranged stri or sheet of manifolding material 3. The p ies or layers 1+2 may be slightly thinner than the sheets of aper upon which the checks are ordinarily printed and the same are suitably united by mucilage, paste, orother means so as to constitute a unitary inseparable structure, the members of which are not liable to be accidentally disconnected. The paste, glue or other means by which the two sheets are united, does not extend over the entire surface thereof but is arranged to provide a pocket-like space beneath that portion of the face of the check on which the amount represented thereby is to be written; and within this pocket-like space is arranged a stri 3 of carbon paper or other suitable mani olding element, or the rear portion of the face sheet within said pocket-like space may have a manifolding substance applied directly thereto.

The two sheets being marginally closely united, revent displacement of the strip 3 while a ording a limited relative movement between said strip and the two sheets as is necessary for causing impressions made on one surface of said strip to be transferred to tfhe other sheet bearing against the opposite ace.

Instead of employing any suitable form of independent manifolding strip 3, the rear surface 1 of the face sheet 1 of the check may have a suitable body of manifolding substance 3 applieddirectly thereto as above noted.

,It will be seenthat with either of the two forms or embodiments of the invention described any writin on the face of the check above the manifoIding surface will cause duplication of such writing to be produced on the rear sheet 2. This latter sheet may be of such light weight material that the characters produced thereon will be readily visible from the back of the check, and it will be seen that in case a party to whom the check is presented has any doubt whatever as to whether or not the amount for which it was originally drawn has been changed, he can readily see at a glance from the back of the check if any change or altieration has been made as will be clearly evient.

While the two sheets are not designed to be separated, it will be seen that by tearing through the connected portions, thus in effect destroying the check, it is possible to expose the entire area of the pocket-like space and thus bring directly to view the writing on the inner surface of the rear sheet.

By this invention it is possible to provide a bank check which will be practically as inexpensive as the checks commonly employed and which will positively show definitely whenever any alteration or change in the value thereof is made. Therefore, it is not necessary, with such a check, to employ the relatively expensive and more or less complicated machines or other protection devices which are largely in use at the present time.

The area of the manifolding strip or surface may be varied as desired, that shown extending merely over the relativel narrow space provided'for'the name of t e payee plicating material may be applied either directly to the back of the face sheet 1 or to the front of the back sheet 2, or constitute an initially separate or independent strip or sheet which is held between the front and back sheets 12 by the marginal connection I hereinbefore referred to. Said manifolding material may be of any desired color, red

. being found particularly satisfactory.

It is believed that theadvantages of the invention will be readily appreciated from the foregoing description and the accompanying drawings.

Having thus described the invention, what is claimed is:

1. A bank check containingt within its body means whereby the amountfor which a the check is drawn will be duplicated on and visiblethrough the back of the my hand.

be reversely check for the purpose described.

2. A bank check comprising a face sheet, a thin back sheet marginally united to the face sheet, and an intermediate transfer means for duplicating on the inner face of the back sheet the amount for which the check is drawn, which duplication is visible throu h the back sheet. q

3. bank check comprising two superposed sheets of paper united at their margins and means arranged between said sheets and extending over an area materially less than that of said sheets for duplicating on the back sheet the amount for which the check is drawn, said duplicate record being visible throu h the back sheet.

4. bank check comprising a thin back sheet, and a face sheet united to the back sheet and provided on its inner surface with a coating of manifolding substance extending over the area provided to receive the indication of the amount for which the check is drawn, whereby said indication will be duplicated on the inner surface of, so-as to be visible through, the back sheet.

In testimony whereof I CLIFTON ELMO MA NE.

have hereunto set