TWM654342U - Handheld device with payment function - Google Patents

Abstract

A handheld device with payment function is connected to a server device of a financial institution. The handheld device with payment function includes a device body, which has at least an order receiving and delivery unit, a payment unit and a payment confirmation unit. The order receiving and delivery unit is used to process order delivery information, and the payment unit is used to process a payment corresponding to at least one shipping order number, and then the payment confirmation unit receives a transaction confirmation information to confirm whether the payment processing is successful.

Description

Handheld device with payment function

This invention relates to a handheld device with payment function, in particular, a handheld POS device with payment and delivery functions.

The handheld POS (PP) currently used by logistics companies has very complete functions for delivery. However, sometimes consumers choose to pay on delivery when placing an order. In the past, they paid directly in cash. However, given the popularity of credit card payment and online payment, the lack of credit card payment and online payment functions often cannot meet the payment needs of all consumers.

Since current handheld POS machines (PP) do not have the function of credit card payment and/or online payment, if consumers have such needs, delivery personnel often have to carry an extra payment device to cope with the needs of credit card payment and online payment. However, this is very troublesome. If the delivery personnel forget to bring such a payment device, even if the goods arrive at the destination, they cannot complete the transaction. Such a problem urgently needs a good solution.

In this case, the functions of credit card payment and online payment are built into a handheld POS device with delivery function, so that delivery personnel do not need to carry additional payment devices. Only one handheld POS device is needed to handle delivery business and payment business. This will effectively solve the above-mentioned problems. Therefore, this case should be the best solution.

The handheld device with payment function of the present invention is connected to a server device of a financial institution. The handheld device with payment function comprises: a device body, which is connected to the server device of the financial institution. The device body has at least: an order receiving and delivery unit, which is used to process at least one order delivery information, and the order delivery information has at least one shipping bill number; a payment unit, which is connected to the order receiving and delivery unit, and is used to process a payment item corresponding to the at least one shipping bill number and can generate a payment item processing information; and a payment confirmation unit, which is connected to the payment unit, and the payment confirmation unit is used to receive a transaction confirmation information, and the transaction confirmation information is used to confirm whether the payment processing is successful.

More specifically, the device body further has a card sensor, and the payment unit senses a financial card through the card sensor to obtain card information and input payment information so that the payment unit can process the payment.

More specifically, the device body further has an image scanner, and the payment unit scans a payment barcode through the image scanner to obtain payment information, and then the payment unit processes the payment.

More specifically, the device body further comprises a transaction recording unit connected to the payment unit and the payment confirmation unit, and the transaction recording unit is used to record the payment processing information and the transaction confirmation information.

More specifically, the device body further comprises a transaction inquiry unit connected to the transaction record unit, and the transaction inquiry unit is used to inquire about the payment processing information and the transaction confirmation information.

More specifically, the order receiving and delivery unit, the payment unit and the payment confirmation unit are designed in a single software program or multiple software programs, and the single software program or multiple software programs are built into the device body.

Other technical contents, features and effects of the invention will be clearly presented in the following detailed description of the preferred embodiment with reference to the drawings.

Unless the context requires otherwise, throughout the specification and claims below, the word "comprise" and variations thereof (e.g., "comprises" and "comprising") should be construed in an open, inclusive sense, that is, to mean "including, but not limited to."

Please refer to Figures 1A, 1B and 1C, which are schematic diagrams of the overall architecture of the handheld device with payment function, the architecture of the device body, and the architecture of the application. As shown in the figures, the handheld device with payment function includes a device body 1, and the device body 1 is a handheld device. This type of handheld device is a device with delivery-related functions (such as a smart phone, a tablet computer, etc.).

As shown in FIG. 1A , the device body 1 is connected to a financial institution server device 2 (a financial institution, such as a bank or a third-party financial certification institution).

As shown in FIG. 1B , the device body 1 includes at least one microprocessor 11, a computer-readable recording medium 12, a card sensor 13, and an image scanner 14, wherein the card sensor 13 is used to sense a card (e.g., NFC senses a card) to obtain information, and the image scanner 14 is used to scan an image (e.g., scan a barcode image) to obtain information.

The computer-readable recording media 12 have an application 121, wherein the computer-readable recording media 12 further stores computer-readable instructions, and when the microprocessor 11 executes the computer-readable instructions, the application 121 can be operated.

As shown in FIG. 1C , the application 121 includes an interface unit 1211 , an order receiving and delivery unit 1212 , a payment unit 1213 , a payment confirmation unit 1214 , a transaction record unit 1215 and a transaction inquiry unit 1216 .

The interface unit 1211 is used to provide any operation interface content for the application 121 to operate, and can design different operation interface content for different operations.

The order receiving and delivery unit 1212 is used to process at least one order delivery information, and the order delivery information has at least one shipping order number. The order delivery information refers to the relevant data when the delivery personnel performs home delivery or logistics delivery.

The payment unit 1213 is connected to the order receiving and delivery unit 1212, and is used to process a payment item corresponding to at least one shipping order number, and can generate a payment item processing information, wherein the payment item processing information at least includes a payment information, and the payment information at least includes a received amount.

The payment unit 1213 senses a bank card through the card sensor 13 to obtain the card information of the bank card, and inputs payment information so that the payment unit 1213 can process the payment. The card information mentioned in this embodiment also belongs to the content of the payment processing information.

The payment unit 1213 scans a payment barcode through the image scanner 14 to obtain payment information, and then the payment unit 1213 processes the payment.

As described in the specification [0023], the payee can display the payment barcode, and the image scanner 14 scans the barcode to obtain the card information of the payee's bank card, and the delivery staff enters the actual amount received on the device body 1 to complete the payment processing.

As described in the instruction manual [0023], the delivery personnel can also input the actual amount received on the device body 1, and generate a payment barcode for the payee to scan. After the scanning is completed, the payment can be processed.

The payment confirmation unit 1214 is connected to the payment unit 1213. The payment confirmation unit 1214 is used to receive a transaction confirmation message, and the transaction confirmation message is used to confirm whether the payment processing is successful.

The transaction recording unit 1215 is connected to the payment unit, and is used to record the payment processing information and the transaction confirmation information.

The transaction inquiry unit 1216 is connected to the transaction record unit 1215, and the transaction inquiry unit 1216 is used to inquire about the payment processing information and the transaction confirmation information.

Figures 2A to 2E are examples of using credit card payment in this case, and the relevant content generated by the operation is presented on the operation interface content 12110 displayed on the screen of the device body 1. When a credit card payment is to be made, as shown in Figures 2A to 2B, a shipping order number is first entered in the order number field of the operation interface content 12110, and then the payment information is entered in the customer code field. The payment information is a customer code (the customer code refers to the code of the seller) and an actual amount collected.

Afterwards, when the input is completed, as shown in Figure 2C, the type of financial card can be selected. After confirmation, it will start to connect to the financial institution server device 2 and perform card swiping verification and authorization. If there is no problem with the authorization, as shown in Figures 2D~2E, the transaction will be completed and the transaction confirmation information will be sent to the application 121. The payment confirmation unit 1214 will then display the operating interface content 12110 corresponding to the transaction confirmation information on the screen of the device body 1.

Figures 3A to 3D are examples of transaction inquiries in this case, and the relevant content generated by the operation is presented on the operation interface content 12110. As shown in Figures 3A to 3B, first select "Card Transaction Inquiry" and then enter the last four digits of the card number to conduct the inquiry.

Afterwards, as shown in FIG. 3C , all transaction information related to the last four digits of the card number can be displayed on the operation interface content 12110 . If any record is clicked, as shown in FIG. 3D , more relevant information (payment processing information and/or transaction confirmation information) can be further viewed.

In addition, the payment unit 1213 of this case can also be used for cash payment. As shown in Figure 4, you can select the "Cash Payment" block and fill in the amount in the actual amount field. After pressing Complete, the payment transaction can be completed.

The payment transaction in this case is mainly implemented in the context of cash on delivery. However, in addition to the above scenarios, this case can also be applied to any other scenarios where you need to pick up goods and pay at the same time.

In addition, each device body 1 of the present case has a device model, and the application 121 is able to store the device model in advance or in a specific cloud space, and when the application 121 wants to perform a card swiping behavior (processing payment) or a transaction inquiry, it will first identify whether the device model of the device performing the card swiping behavior is a pre-stored device model. If the device model does not match, the device cannot be used to swipe the card.

In addition, the above-mentioned units (order receiving and delivery unit, payment unit, payment confirmation unit, transaction record unit, transaction inquiry unit) are designed in a single software program (such as application 121 in this embodiment) or are distributed in multiple software programs, and the single software program (such as application 121 in this embodiment) or multiple software programs are built into the device body 1.

In addition, if the units (order receiving and delivery unit, payment unit, payment confirmation unit, transaction record unit, transaction inquiry unit) are separated into another software program, the account of the other software program must first be registered on the registration page provided by the financial unit server device 2 so that it can connect to the financial unit server device 2.

In addition, if the units (order receiving and delivery unit, payment unit, payment confirmation unit, transaction record unit, transaction inquiry unit) are all designed in a single software program (such as application 121 in this embodiment), the account of the single software program must first be registered on the registration page provided by the financial unit server device 2 so that it can connect to the financial unit server device 2.

In addition, the present invention can also be applied to mobile phone payment, such as the mobile phone payment area in FIG. 2B , which allows consumers to display the barcode on their mobile phone for scanning by the image scanner 14 , and perform online payment based on the payment information entered (such as the process of LINE PAY providing barcodes for merchants to scan and make payments).

The advantages of the handheld device with payment function provided by this invention compared with other commonly used technologies are as follows: (1) This case integrates the credit card payment function into the handheld POS device with delivery function, so that delivery personnel do not need to carry additional payment devices. Only one handheld POS device is needed to handle delivery business and payment business. (2) In addition to being able to use the credit card payment function, this case can also be applied to cash payment or online payment (such as LINE PAY payment function), so that consumers can use multiple methods to pay the amount of cash on delivery.

This creation has been disclosed as above through the above-mentioned embodiments, but it is not used to limit this creation. Anyone familiar with this technical field and having common knowledge can make some changes and embellishments without departing from the spirit and scope of this creation after understanding the aforementioned technical features and embodiments of this creation. Therefore, the scope of patent protection of this creation shall be based on the definition of the claim items attached to this specification.

1: Device body 11: Microprocessor 12: Computer-readable recording medium 121: Application program 1211: Interface unit 12110: Operation interface content 1212: Order receiving and delivery unit 1213: Payment unit 1214: Payment confirmation unit 1215: Transaction recording unit 1216: Transaction inquiry unit 13: Card sensor 14: Image scanner 2: Financial unit servo equipment

[Figure 1A] is a schematic diagram of the overall structure of the handheld device with payment function of this creation. [Figure 1B] is a schematic diagram of the structure of the device body of the handheld device with payment function of this creation. [Figure 1C] is a schematic diagram of the structure of the application of the handheld device with payment function of this creation. [Figure 2A] is a schematic diagram of the credit card payment implementation of the handheld device with payment function of this creation. [Figure 2B] is a schematic diagram of the credit card payment implementation of the handheld device with payment function of this creation. [Figure 2C] is a schematic diagram of the credit card payment implementation of the handheld device with payment function of this creation. [Figure 2D] is a schematic diagram of the credit card payment implementation of the handheld device with payment function of this creation. [Figure 2E] is a schematic diagram of the credit card payment implementation of the handheld device with payment function of this creation. [Figure 3A] is a schematic diagram of the transaction inquiry implementation of the handheld device with payment function of this creation. [Figure 3B] is a schematic diagram of the transaction inquiry implementation of the handheld device with payment function of this creation. [Figure 3C] is a schematic diagram of the transaction inquiry implementation of the handheld device with payment function of this creation. [Figure 3D] is a schematic diagram of the transaction inquiry implementation of the handheld device with payment function of this creation. [Figure 4] is a schematic diagram of the cash payment implementation of the handheld device with payment function of this creation.

1: Device body

11: Microprocessor

12: Computer-readable recording media

121: Applications

13: Card sensor

14: Image scanner

Claims (6)

A handheld device with a payment function is connected to a server device of a financial institution. The handheld device with a payment function comprises: a device body, which is connected to the server device of the financial institution. The device body at least comprises at least one microprocessor and a computer-readable recording medium. The microprocessor is electrically connected to the computer-readable recording medium. The computer-readable recording medium has an application program. The application program at least has: an order receiving and delivery order; A unit is used to process at least one order delivery information, and the order delivery information has at least one shipping order number; a payment unit is connected to the order delivery unit, and is used to process a payment item corresponding to at least one shipping order number, and can generate a payment item processing information; and a payment confirmation unit is connected to the payment unit, and the payment confirmation unit is used to receive a transaction confirmation information, and the transaction confirmation information is used to confirm whether the payment processing is successful. A handheld device with payment function as described in claim 1, wherein the device body further has a card sensor, and the payment unit senses a financial card through the card sensor to obtain card information and input payment information so that the payment unit can process the payment. As described in claim 1, the handheld device with payment function, wherein the device body further has an image scanner, and the payment unit scans a payment barcode through the image scanner to obtain payment information, and then the payment unit processes the payment. A handheld device with payment function as described in claim 1, wherein the device body further comprises a transaction recording unit connected to the payment unit and the payment confirmation unit, and the transaction recording unit is used to record the payment processing information and the transaction confirmation information. A handheld device with payment function as described in claim 4, wherein the device body further has a transaction inquiry unit connected to the transaction record unit, and the transaction inquiry unit is used to inquire about the payment processing information and the transaction confirmation information. The handheld device with payment function as described in claim 1, wherein the order receiving and delivery unit, the payment unit and the payment confirmation unit are designed in a single software program or multiple software programs, and the single software program or multiple software programs are built into the device body.

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