TWM606868U - Device for identifying identity based on document image and living body image - Google Patents

Device for identifying identity based on document image and living body image Download PDF

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TWM606868U
TWM606868U TW109212771U TW109212771U TWM606868U TW M606868 U TWM606868 U TW M606868U TW 109212771 U TW109212771 U TW 109212771U TW 109212771 U TW109212771 U TW 109212771U TW M606868 U TWM606868 U TW M606868U
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image
module
target
living body
document
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TW109212771U
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王國河
魏睿賢
郭達人
連子清
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臺灣網路認證股份有限公司
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一種依據證件影像與活體影像辨識身分之裝置,其透過由目標證件上取得目標影像,並擷取活體影像後,比對目標影像及活體影像的相似度之技術手段,可以在網路上使用更嚴謹的身分確認機制,並達成增加線上開戶/網路投保的便利性及即時透過網路完成開設一般帳戶或投保的技術功效。A device for identifying identity based on document images and live images. After obtaining the target image from the target certificate and capturing the live image, it can be used more rigorously on the Internet by comparing the similarity between the target image and the live image The mechanism of identity confirmation, and achieves the technical effect of increasing the convenience of online account opening / online insurance and real-time completion of the online general account opening or insurance.

Description

依據證件影像與活體影像辨識身分之裝置Device for identifying identity based on document image and live image

一種身分辨識裝置,特別係指一種依據證件影像與活體影像辨識身分之裝置。A body identification device, in particular, a device that identifies identities based on document images and live images.

隨著網路及相關技術的進步,許多過去需要申請人親自辦理的服務也可以透過網路完成。但部分的服務,例如開戶與投保,仍然因為透過網路進行身分確認之方式不夠嚴謹而受到國內相關法規的限制,申請人並無法線上完成開戶與投保。With the advancement of the Internet and related technologies, many services that used to require applicants to handle in person can also be completed through the Internet. However, some services, such as account opening and insurance, are still restricted by relevant domestic laws and regulations due to the lack of rigorous methods of identity verification through the Internet. Applicants cannot complete account opening and insurance online.

以開戶而言,雖然目前也可以透過網路銀行或行動銀行在線上開設數位帳戶,但相關法規規定依身分確認之方式不同,所開設的數位帳戶的等級亦有不同,也就是等級較低之數位帳戶與經過較完整身分確認而開設的數位帳戶相比有諸多限制,例如,部分交易無法執行或交易時可動用的金額較低等。若要開設具有較完整功能的數位帳戶,仍然與開設一般帳戶相同,需要臨櫃或透過視訊,由銀行的服務人員對開戶者進行身分確認,通常也就是確認開戶者所提供的證件是否確實為開戶者所持有。但臨櫃需要配合銀行的營業時間,視訊則需要等待服務人員接通,對開戶者而言並不方便。In terms of account opening, although it is currently possible to open a digital account online through online banking or mobile banking, the relevant laws and regulations require that the level of the digital account opened is different depending on the method of identity verification, which is the lower level. Compared with a digital account opened after a more complete identity confirmation, a digital account has many restrictions, for example, some transactions cannot be executed or the amount of money that can be used during the transaction is lower. If you want to open a digital account with more complete functions, it is still the same as opening a general account. You need to check the identity of the account holder by the bank’s service staff or through video. Usually it means to confirm whether the certificate provided by the account holder is indeed Held by the account holder. However, the counters need to cooperate with the bank's business hours, and the video call needs to wait for the service staff to connect, which is not convenient for the account holder.

為了要讓透過網路銀行或行動銀行在線上開戶的開戶者不需要在特別臨櫃或透過視訊進行身分確認,目前也有銀行提供開戶者使用自然人憑證等數位憑證(digital certificate)在線上開戶過程中進行身分確認。然而,自然人憑證需要透過讀卡機讀取,但並非所有的開戶者都擁有讀卡機可以使用,且即使開戶者擁有讀卡機也常會因為讀卡機所連接之客戶裝置中作業系統的系統環境或於作業系統中執行之應用程式或瀏覽器的原則(policy)造成無法存取讀卡機或無法透過讀卡機取得數位憑證的情況,同樣造成開戶者的不便與困擾。In order to allow account holders who open an account online through Internet banking or mobile banking to not need to confirm their identity at a special counter or through video, currently some banks also provide account holders using digital certificates such as natural person certificates during the online account opening process Confirm your identity. However, natural person certificates need to be read through a card reader, but not all account holders have a card reader to use, and even if the account holder has a card reader, it is often due to the operating system of the client device connected to the card reader The environment or the policy of the application or browser running in the operating system causes the situation where the card reader cannot be accessed or the digital certificate cannot be obtained through the card reader, which also causes inconvenience and trouble for the account holder.

另外,在投保的過程中也有的相似的情況,也就是相關法規規定投保人需要與業務員面對面,並由業務員對投保人說明保險內容且依據投保人提供的證件對投保人進行身分確認後,等待保險公司照會才能完成投保。因此,投保人需要與業務員約定時間並需要配合保險公司之照會人員的工作時間,對投保人而言並不方便。In addition, there are similar situations in the insurance process, that is, the relevant laws and regulations require that the insured person needs to face-to-face with the salesperson, and the salesperson shall explain the insurance content to the insured person and verify the applicant's identity based on the documents provided by the insured person , Wait for the note from the insurance company to complete the insurance. Therefore, it is inconvenient for the insured to agree on a time with the salesperson and to cooperate with the working hours of the insurance company’s note-taking staff.

綜上所述,可知先前技術中長期以來一直存在目前無法進行足夠嚴謹的身分確認導致無法方便的讓開戶者完成線上開戶或讓投保人完成網路投保的問題,因此有必要提出改進的技術手段,來解決此一問題。In summary, it can be seen that there have been problems in the prior art for a long time that the current lack of rigorous identity verification has made it impossible for account holders to complete online account opening or insurance holders to complete online insurance. Therefore, it is necessary to propose improved technical means. To solve this problem.

有鑒於先前技術存在目前無法進行足夠嚴謹的身分確認導致無法方便的讓開戶者完成線上開戶或讓投保人完成網路投保的問題,本創作遂揭露一種依據證件影像與活體影像辨識身分之裝置,其中:In view of the prior art’s current inability to perform sufficiently rigorous identity verification, it is not convenient for account holders to complete online account opening or for policy holders to complete online insurance. This creation reveals a device for identifying identity based on document images and live images. among them:

本創作所揭露之依據證件影像與活體影像辨識身分之裝置,至少包含:影像擷取模組,用以擷取活體影像;處理模組,用以執行計算機指令,及於執行計算機指令後產生:影像取得模組及影像比對模組;影像取得模組,用以由目標證件取得目標影像;影像比對模組,用以比對目標影像及活體影像並產生相似度,並產生與相似度對應之辨識結果。The device for identifying identities based on document images and live images disclosed in this creation at least includes: an image capture module for capturing live images; a processing module for executing computer commands and generating after executing computer commands: Image acquisition module and image comparison module; image acquisition module to obtain the target image from the target certificate; image comparison module to compare the target image and the live image and generate similarity, and generate similarity The corresponding identification result.

本創作所揭露之裝置如上,與先前技術之間的差異在於本創作透過由目標證件上取得目標影像,並擷取活體影像後,比對目標影像及活體影像的相似度,藉以解決先前技術所存在的問題,並可以達成無須等待照會即時透過網路完成投保的技術功效。The device disclosed in this creation is as above. The difference between the device and the previous technology is that this creation solves the problem of the previous technology by obtaining the target image from the target certificate and capturing the live image, then comparing the similarity between the target image and the live image. Existing problems, and can achieve the technical effect of completing the insurance through the Internet without waiting for a note.

以下將配合圖式及實施例來詳細說明本創作之特徵與實施方式,內容足以使任何熟習相關技藝者能夠輕易地充分理解本創作解決技術問題所應用的技術手段並據以實施,藉此實現本創作可達成的功效。The following will describe in detail the features and implementation of this creation in conjunction with the drawings and embodiments. The content is sufficient to enable anyone familiar with relevant skills to easily and fully understand the technical means used in this creation to solve technical problems and implement them accordingly. The achievable effect of this creation.

本創作可以透過比對身分證件的照片與即時拍攝的照片來判斷被拍攝者是否為身分證件的持有人。This creation can judge whether the person being photographed is the holder of the identity certificate by comparing the photo of the identity certificate with the photo taken immediately.

以下先以「第1圖」本創作所提之依據證件影像與活體影像辨識身分之裝置的元件示意圖來說明本創作的運作。如「第1圖」所示,本創作之裝置100含有處理模組101、影像擷取模組110,也可能包含可附加的晶片讀取模組130、顯示模組140、輸入模組170、通訊模組190。其中,裝置100可以是計算設備。The following is a schematic diagram of the components of the device for identifying identities based on ID images and live images mentioned in the creation of "Figure 1" to illustrate the operation of this creation. As shown in "Figure 1", the device 100 of this creation includes a processing module 101, an image capture module 110, and may also include an attachable chip reading module 130, a display module 140, an input module 170, Communication module 190. Wherein, the apparatus 100 may be a computing device.

本創作所提之計算設備包含但不限於一個或多個處理模組、一條或多條記憶體模組、以及連接不同硬體元件(包括記憶體模組和處理模組)的匯流排等硬體元件。透過所包含之多個硬體元件,計算設備可以載入並執行作業系統,使作業系統在計算設備上運行,也可以執行軟體或程式。另外,計算設備也包含一個外殼,上述之各個硬體元件設置於外殼內。The computing device mentioned in this creation includes but is not limited to one or more processing modules, one or more memory modules, and hardware such as buses connecting different hardware components (including memory modules and processing modules). Body components. Through the included multiple hardware components, the computing device can load and execute the operating system, make the operating system run on the computing device, and can also execute software or programs. In addition, the computing device also includes a housing, and the above-mentioned hardware components are arranged in the housing.

本創作所提之計算設備的匯流排可以包含一種或多個類型,例如包含資料匯流排(data bus)、位址匯流排(address bus)、控制匯流排(control bus)、擴充功能匯流排(expansion bus)、及/或局域匯流排(local bus)等類型的匯流排。計算設備的匯流排包括但不限於的工業標準架構(Industry Standard Architecture, ISA)匯流排、周邊元件互連(Peripheral Component Interconnect, PCI)匯流排、視頻電子標準協會(Video Electronics Standards Association, VESA)局域匯流排、以及串列的通用序列匯流排(Universal Serial Bus, USB)、快速周邊元件互連(PCI Express, PCI-E/PCIe)匯流排等。The bus of the computing device mentioned in this creation can include one or more types, for example, including data bus, address bus, control bus, and extended function bus ( expansion bus), and/or local bus (local bus). The bus bars of computing devices include but are not limited to the Industry Standard Architecture (ISA) bus, Peripheral Component Interconnect (PCI) bus, and the Video Electronics Standards Association (VESA) Bureau Domain bus, serial universal serial bus (Universal Serial Bus, USB), fast peripheral component interconnection (PCI Express, PCI-E/PCIe) bus, etc.

本創作所提之計算設備的處理模組與匯流排耦接。處理模組包含暫存器(Register)組或暫存器空間,暫存器組或暫存器空間可以完全的被設置在處理模組之處理晶片上,或全部或部分被設置在處理晶片外並經由專用電氣連接及/或經由匯流排耦接至處理晶片。處理模組可為中央處理器、微處理器或任何合適的處理元件。若計算設備為多處理器設備,也就是計算設備包含多個處理模組,則計算設備所包含的處理模組都相同或類似,且透過匯流排耦接與通訊。處理模組可以解釋一個計算機指令或一連串的多個計算機指令以進行特定的運算或操作,例如,數學運算、邏輯運算、資料比對、複製/移動資料等,藉以驅動計算設備中的其他硬體元件或運行作業系統或執行各種程式及/或模組。The processing module of the computing device mentioned in this creation is coupled with the bus. The processing module includes a register group or register space. The register group or register space can be completely set on the processing chip of the processing module, or all or part of it can be set outside the processing chip It is coupled to the processing chip via a dedicated electrical connection and/or via a bus. The processing module can be a central processing unit, a microprocessor or any suitable processing element. If the computing device is a multi-processor device, that is, the computing device includes multiple processing modules, the processing modules included in the computing device are all the same or similar, and they are coupled and communicated through a bus. The processing module can interpret a computer instruction or a series of multiple computer instructions to perform specific operations or operations, such as mathematical operations, logical operations, data comparison, copy/move data, etc., to drive other hardware in the computing device Components or run operating systems or execute various programs and/or modules.

計算設備中通常也包含一個或多個晶片組(Chipset)。計算設備的處理模組可以與晶片組耦接或透過匯流排與晶片組電性連接。晶片組是由一個或多個積體電路(Integrated Circuit, IC)組成,包含記憶體控制器以及周邊輸出入(I/O)控制器等,也就是說,記憶體控制器以及周邊輸出入控制器可以包含在一個積體電路內,也可以使用兩個或更多的積體電路實現。晶片組通常提供了輸出入和記憶體管理功能、以及提供多個通用及/或專用暫存器、計時器等,其中,上述之通用及/或專用暫存器與計時器可以讓耦接或電性連接至晶片組的一個或多個處理模組存取或使用。Computing equipment usually also contains one or more chipsets (Chipset). The processing module of the computing device can be coupled to the chipset or electrically connected to the chipset through a bus. The chipset is composed of one or more integrated circuits (Integrated Circuit, IC), including memory controller and peripheral input/output (I/O) controller, that is, memory controller and peripheral input/output control The device can be included in one integrated circuit, or it can be implemented using two or more integrated circuits. Chipsets usually provide I/O and memory management functions, as well as multiple general and/or dedicated registers, timers, etc., among which the above-mentioned general and/or dedicated registers and timers can be coupled or One or more processing modules electrically connected to the chipset are accessed or used.

計算設備的處理模組也可以透過記憶體控制器存取安裝於計算設備上的記憶體模組和大容量儲存區中的資料。上述之記憶體模組包含任何類型的揮發性記憶體(volatile memory)及/或非揮發性(non-volatile memory, NVRAM)記憶體,例如靜態隨機存取記憶體(Static Random Access Memory, SRAM)、動態隨機存取記憶體(Dynamic Random Access Memory, DRAM)、唯讀記憶體(Read-Only Memory, ROM)、快閃記憶體(Flash memory)等。上述之大容量儲存區可以包含任何類型的儲存裝置或儲存媒體,例如,硬碟機、光碟(optical disc)、隨身碟(flash drive)、記憶卡(memory card)、固態硬碟(Solid State Disk, SSD)、或任何其他儲存裝置等。也就是說,記憶體控制器可以存取靜態隨機存取記憶體、動態隨機存取記憶體、快閃記憶體、硬碟機、固態硬碟中的資料。The processing module of the computing device can also access the data in the memory module and mass storage area installed on the computing device through the memory controller. The above-mentioned memory modules include any type of volatile memory (volatile memory) and/or non-volatile memory (NVRAM), such as static random access memory (SRAM) , Dynamic Random Access Memory (DRAM), Read-Only Memory (ROM), Flash memory, etc. The above-mentioned mass storage area can include any type of storage device or storage medium, such as hard disk drives, optical discs, flash drives, memory cards, and solid state disks. , SSD), or any other storage device, etc. In other words, the memory controller can access data in static random access memory, dynamic random access memory, flash memory, hard disk drives, and solid state drives.

計算設備的處理模組也可以透過周邊輸出入控制器經由周邊輸出入匯流排與周邊輸出裝置、周邊輸入裝置、通訊介面、及GPS接收器等周邊裝置或介面連接並通訊。周邊輸入裝置可以是任何類型的輸入裝置,例如鍵盤、滑鼠、軌跡球、觸控板、搖桿等,周邊輸出裝置可以是任何類型的輸出裝置,例如顯示器、印表機等,周邊輸入裝置與周邊輸出裝置也可以是同一裝置,例如觸控螢幕等。通訊介面可以包含無線通訊介面及/或有線通訊介面,無線通訊介面可以包含支援無線區域網路(如Wi-Fi、Zigbee等)、藍牙、紅外線、近場通訊(Near-field communication, NFC)、3G/4G/5G等行動通訊網路(蜂巢式網路)或其他無線資料傳輸協定的介面,有線通訊介面可為乙太網路裝置、DSL數據機、纜線(Cable)數據機、非同步傳輸模式(Asynchronous Transfer Mode, ATM)裝置、或光纖通訊介面及/或元件等。處理模組可以週期性地輪詢(polling)各種周邊裝置與介面,使得計算設備能夠透過各種周邊裝置與介面進行資料的輸入與輸出,也能夠與具有上面描述之硬體元件的另一個計算設備進行通訊。The processing module of the computing device can also connect and communicate with peripheral output devices, peripheral input devices, communication interfaces, and GPS receivers and other peripheral devices or interfaces through the peripheral I/O controller through the peripheral I/O bus. The peripheral input device can be any type of input device, such as a keyboard, mouse, trackball, touchpad, joystick, etc., the peripheral output device can be any type of output device, such as a display, a printer, etc., a peripheral input device It can also be the same device as the peripheral output device, such as a touch screen. The communication interface can include a wireless communication interface and/or a wired communication interface. The wireless communication interface can include support for wireless local area networks (such as Wi-Fi, Zigbee, etc.), Bluetooth, infrared, and near-field communication (NFC), 3G/4G/5G and other mobile communication network (cellular network) or other wireless data transmission protocol interface, wired communication interface can be Ethernet device, DSL modem, cable modem, asynchronous transmission Mode (Asynchronous Transfer Mode, ATM) devices, or optical fiber communication interfaces and/or components, etc. The processing module can periodically poll various peripheral devices and interfaces, so that the computing device can input and output data through various peripheral devices and interfaces, and can also communicate with another computing device with the hardware components described above. To communicate.

在本創作中,處理模組101可以透過匯流排載入執行儲存於記憶體模組(圖中未示)中的一個或一組計算機指令,並可以在執行計算機指令後產生影像取得模組120、影像比對模組150,也可以產生活體辨識模組160、簽章模組180。In this creation, the processing module 101 can load and execute one or a group of computer instructions stored in a memory module (not shown) through the bus, and can generate an image acquisition module 120 after executing the computer instructions. The image comparison module 150 can also produce a living body identification module 160 and a signature module 180.

影像擷取模組110可以包含鏡頭、感光元件等元件(圖中均未示)。其中,鏡頭可以讓光線通過並讓通過的光線照射於感光元件上,感光元件可以將照射在感光元件上的光線轉換為影像訊號。The image capturing module 110 may include elements such as a lens and a photosensitive element (none of which is shown in the figure). Among them, the lens can let light pass and let the passing light illuminate the photosensitive element, and the photosensitive element can convert the light irradiated on the photosensitive element into an image signal.

影像擷取模組110負責擷取活體影像及指示影像。影像擷取模組110所擷取的活體影像包含完整的人臉正面,影像擷取模組110所擷取的指示影像則包含轉動一定角度的人臉。其中,影像擷取模組110可以在被影像比對模組150驅動或接收到影像比對模組150所傳送的協同訊息時,持續將感光元件輸出的影像訊號做為活體影像;也可以在被活體辨識模組160驅動或接收到活體辨識模組160所傳送的協同訊息時,持續將感光元件輸出的影像訊號做為指示影像。The image capturing module 110 is responsible for capturing live images and indicating images. The living body image captured by the image capturing module 110 includes a complete front face, and the instruction image captured by the image capturing module 110 includes a human face rotated at a certain angle. Wherein, the image capturing module 110 can continue to use the image signal output by the photosensitive element as a living image when it is driven by the image comparison module 150 or when it receives the collaborative message sent by the image comparison module 150; When being driven by the living body recognition module 160 or receiving the coordination message sent by the living body recognition module 160, the image signal output by the photosensitive element is continuously used as the instruction image.

影像擷取模組110也可以擷取資料影像。影像擷取模組110可以在被影像取得模組120驅動或接收到影像取得模組120的協同訊息時,持續將感光元件輸出的影像訊號做為資料影像。The image capturing module 110 can also capture data images. The image capturing module 110 can continue to use the image signal output by the photosensitive element as a data image when it is driven by the image obtaining module 120 or receiving a cooperative message from the image obtaining module 120.

影像擷取模組110可以在活體辨識模組160進行活體辨識時,錄製活體辨識模組160進行活體辨識的過程影片,並可以儲存所錄製的過程影片。更詳細的,影像擷取模組110可以在活體辨識模組160進行活體辨識的過程中,持續將所擷取到之指示影像以預定的格式儲存為影片檔,藉以錄製活體辨識模組160進行活體辨識的過程影片。The image capturing module 110 can record the process video of the living body recognition performed by the living body recognition module 160 when the living body recognition module 160 performs the living body recognition, and can store the recorded process video. In more detail, the image capturing module 110 can continuously save the captured instruction image as a video file in a predetermined format during the process of performing the vital recognition by the vital recognition module 160, so as to record the vital recognition module 160. Video of the process of living body identification.

在部分的實施例中,影像擷取模組110還可以將所擷取到之活體影像使影像比對模組150比對目標影像與活體影像的過程也錄製為過程影像,也就是說,過程影片可以包含影像比對模組150進行影像比對而透過影像擷取模組110擷取活體影像的過程及活體辨識模組160進行活體辨識的過程。其中,目標影像可以是印刷於目標證件上之證件持有人的照片,也可以是設置於目標證件中之目標晶片所儲存的照片。In some embodiments, the image capturing module 110 can also record the captured live image and the process of comparing the target image with the live image by the image comparison module 150 as a process image, that is, the process The video may include a process in which the image comparison module 150 performs image comparison to capture a living body image through the image capturing module 110 and a process in which the living body recognition module 160 performs a living body recognition. Wherein, the target image can be a photo of the document holder printed on the target certificate, or can be a photo stored in the target chip set in the target certificate.

影像取得模組120負責由目標證件取得目標影像。舉例來說,影像取得模組120可以透過影像擷取模組110擷取印刷於目標證件上之目標影像,也可以透過晶片讀取模組130讀取設置於目標證件中之目標晶片所儲存的目標影像。其中,目標證件通常為印刷有證件持有人照片且可以辨識證件持有人身分的身分證件,例如身分證、護照等。The image obtaining module 120 is responsible for obtaining the target image from the target certificate. For example, the image acquisition module 120 can capture the target image printed on the target certificate through the image capture module 110, and can also read the target chip stored in the target chip set in the target certificate through the chip reading module 130 Target image. Among them, the target document is usually an identity document printed with a photo of the document holder and capable of identifying the identity of the document holder, such as an identity card, a passport, etc.

影像取得模組120可以透過顯示模組140及輸入模組170設定影像擷取模組110所擷取之資料影像中之目標證件或目標影像的所在範圍,例如,影像取得模組120可以透過顯示模組140在顯示畫面上顯示一個矩形的指示框,並可以提供使用者透過輸入模組170旋轉指示框及移動指示框的四邊,使得指示框可以框住資料影像中的目標證件或目標影像,如此,影像取得模組120可以將指示框所框住的區域做為資料影像中之目標證件或目標影像的所在範圍;影像取得模組120也可以透過顯示模組140提示目標證件或目標影像的放置區域,例如,影像取得模組120可以產生一個表示放置區域的指示框,並透過顯示模組140顯示所產生的指示框及提示使用者調整裝置100或目標證件的位置,使得目標證件或目標影像被顯示模組140顯示在指示框中,進而讓目標證件或目標影像在影像擷取模組110所擷取到之資料影像中的指定位置。The image acquisition module 120 can set the target certificate or the range of the target image in the data image captured by the image acquisition module 110 through the display module 140 and the input module 170. For example, the image acquisition module 120 can display The module 140 displays a rectangular indicator frame on the display screen, and can provide the user to rotate the indicator frame and move the four sides of the indicator frame through the input module 170, so that the indicator frame can frame the target certificate or target image in the data image. In this way, the image acquisition module 120 can use the area enclosed by the indicator frame as the range of the target certificate or target image in the data image; the image acquisition module 120 can also prompt the target certificate or target image through the display module 140 Placement area. For example, the image acquisition module 120 may generate an indication frame indicating the placement area, and display the generated indication frame through the display module 140 and prompt the user to adjust the position of the device 100 or the target certificate so that the target certificate or target The image is displayed in the indicator frame by the display module 140, so that the target certificate or target image is at a designated position in the data image captured by the image capturing module 110.

影像取得模組120也可以對影像擷取模組110所擷取到之資料影像中的目標證件進行設定或偵測,藉以取得目標證件的證件類型。例如,影像取得模組120可以透過輸入模組170提供使用者設定目標證件的證件類型;影像取得模組120也可以對資料影像中之目標證件的所在範圍進行影像處理,藉以取得目標證件的影像特徵,並可以依據所取得之目標證件的影像特徵判斷目標證件的證件類型。其中,證件類型可以表示目標證件為身分證或護照等。The image obtaining module 120 can also set or detect the target certificate in the data image captured by the image capturing module 110 to obtain the certificate type of the target certificate. For example, the image acquisition module 120 can provide the user to set the certificate type of the target certificate through the input module 170; the image acquisition module 120 can also perform image processing on the range of the target certificate in the data image to obtain the image of the target certificate Features, and can determine the document type of the target document based on the image characteristics of the acquired target document. Among them, the document type can indicate that the target document is an identity card or a passport.

影像取得模組120也可以依據所取得之證件類型決定資料影像中之目標影像的擷取範圍。影像取得模組120可以預先儲存各種類型之證件上被印刷之目標影像的位置訊息,並可以依據位置訊息決定擷取範圍。位置訊息可以表示目標影像在資料影像中的位置,例如,目標影像之左上角及右下角在資料影像中的座標,或是目標影像之四個角中的任何一角在資料影像中的座標及目標影像的長與寬,但本創作並不以此為限。The image acquisition module 120 can also determine the acquisition range of the target image in the data image according to the type of the acquired certificate. The image acquisition module 120 can pre-store the location information of the target image printed on various types of certificates, and can determine the capturing range based on the location information. The location information can indicate the position of the target image in the data image, for example, the coordinates of the upper left and lower right corners of the target image in the data image, or the coordinates and target of any of the four corners of the target image in the data image The length and width of the image are not limited to this creation.

晶片讀取模組130可以在接收到影像取得模組120所產生的協同訊息時,連接目標晶片(圖中未示),並可以由所連接的目標晶片讀出目標影像。一般而言,目標晶片設置目標證件上。The chip reading module 130 can connect to the target chip (not shown in the figure) when receiving the coordination message generated by the image acquisition module 120, and can read the target image from the connected target chip. Generally speaking, the target chip is set on the target certificate.

晶片讀取模組130可以透過近場通訊(Near-Field Communication, NFC)連接目標晶片,藉以與目標晶片進行通訊,但本創作並不以此為限,例如,晶片讀取模組130也可以透過連接線與目標晶片連接。The chip reader module 130 can connect to the target chip through Near-Field Communication (NFC) to communicate with the target chip, but this creation is not limited to this. For example, the chip reader module 130 can also Connect with the target chip through the connecting wire.

晶片讀取模組130也可以讀取儲存於目標晶片中的目標影像。一般而言,影像取得模組120可以將目標影像的讀取指令傳送給目標晶片,目標晶片可以依據所接收到的讀取指令讀取目標影像,並可以將所讀出的目標影像傳回晶片讀取模組130。The chip reading module 130 can also read the target image stored in the target chip. Generally speaking, the image acquisition module 120 can transmit the reading command of the target image to the target chip, and the target chip can read the target image according to the received reading command, and can send the read target image back to the chip. Reading module 130.

顯示模組140可以在裝置100的顯示畫面中顯示影像擷取模組110所擷取到的資料影像、活體影像、及指示影像。顯示模組140也可以在裝置100的顯示畫面中顯示影像取得模組120所產生的指示框與影像比對模組150所產生之文字等提示訊息。The display module 140 can display the data image, the living body image, and the instruction image captured by the image capturing module 110 on the display screen of the device 100. The display module 140 can also display prompt messages such as the instruction frame generated by the image acquisition module 120 and the text generated by the image comparison module 150 on the display screen of the device 100.

影像比對模組150負責比對影像取得模組120所取得的目標影像及影像擷取模組110所擷取到的活體影像,並產生目標影像中之人臉及活體影像中之人臉的相似度。更詳細的,影像比對模組150可以使用習知之人臉偵測技術判斷影像擷取模組110所擷取到之活體影像中是否包含完整的人臉正面,並可以在活體影像包含完整的人臉正面時,對活體影像及目標影像中之人臉進行分析以產生目標影像及活體影像中之人臉的特徵,並可以比對目標影像及活體影像中之人臉的特徵以判斷目標影像及活體影像中之人臉的相似度,但影像比對模組150產生目標影像及活體影像之相似度的方式並不以上述為限。The image comparison module 150 is responsible for comparing the target image obtained by the image obtaining module 120 with the live image captured by the image capturing module 110, and generates the face in the target image and the face in the live image Similarity. In more detail, the image comparison module 150 can use the conventional face detection technology to determine whether the live image captured by the image capture module 110 includes a complete front face, and can include a complete face in the live image When the face is front, analyze the face in the live image and the target image to generate the features of the target image and the face in the live image, and compare the features of the target image and the face in the live image to determine the target image The similarity between the human face in the live image and the human face, but the way the image comparison module 150 generates the similarity between the target image and the live image is not limited to the above.

活體辨識模組160可以在影像比對模組150判斷所產生之相似度高於一定值時進行活體辨識。活體辨識模組160所進行之活體辨識的過程例如:先隨機選擇指定方向,並取得預先定義或隨機產生之指定角度,再持續對影像擷取模組110所擷取到之指示影像中之人臉進行分析以取得指示影像中之人臉的特徵,及依據影像比對模組150所取得之活體影像中之人臉的特徵及所取得之指示影像中之人臉的特徵判斷指示影像中之人臉的轉動方向與轉動角度是否與指定方向與指定角度相符,藉以進行活體辨識。但本創作所提之活體辨識的方式並不以上述為限。The living body identification module 160 can perform living body identification when the image comparison module 150 determines that the similarity generated is higher than a certain value. The living body recognition process performed by the living body recognition module 160 is for example: first randomly selecting a designated direction, and obtaining a predetermined or randomly generated designated angle, and then continuing to identify the person in the indicated image captured by the image capturing module 110 The face is analyzed to obtain the characteristics of the human face in the indicator image, and the indicator image is determined based on the characteristics of the human face in the living image obtained by the image comparison module 150 and the characteristics of the human face in the obtained indicator image Whether the rotation direction and the rotation angle of the human face are consistent with the specified direction and the specified angle, so as to perform living body recognition. However, the method of living body identification mentioned in this creation is not limited to the above.

活體辨識模組160也可以在進行活體辨識後產生相對應的辨識結果。活體辨識模組160可以在所選擇之指定方向與所判斷出之轉動方向相同且所決定之指定角度與所判斷出之轉動角度相符(角度相同或相近)時,判斷指示影像中的人臉為活體的臉部,並可以產生表示通過的辨識結果;而若指定方向與轉動方向不同或指定角度與轉動角度不相符,則活體辨識模組160可以產生表示不通過的辨識結果。The living body recognition module 160 can also generate a corresponding recognition result after performing the living body recognition. The living body recognition module 160 can determine whether the face in the indicated image is the same or similar when the selected designated direction is the same as the determined rotation direction and the determined designated angle matches the determined rotation angle (the angle is the same or similar) The face of a living body can generate a recognition result indicating that it is passed; and if the designated direction is different from the rotation direction or the specified angle does not match the rotation angle, the living body recognition module 160 can generate a recognition result that indicates that it is not passed.

輸入模組170可以設定目標證件或目標影像在影像擷取模組110所擷取之資料影像中的所在範圍。更詳細的,輸入模組170可以提供使用者在顯示畫面上旋轉被顯示模組140所顯示之指示框及/或移動被顯示模組140所顯示之指示框的四邊,使得使用者在顯示畫面上設定目標證件或目標影像在資料影像中的所在範圍;輸入模組170也可以設定目標證件的證件類型,例如,提供下拉式選單或核取方塊等方式提供使用者設定證件類型。The input module 170 can set the range of the target certificate or target image in the data image captured by the image capturing module 110. In more detail, the input module 170 can provide the user to rotate the indicator frame displayed by the display module 140 and/or move the four sides of the indicator frame displayed by the display module 140 on the display screen, so that the user can display the screen Set the scope of the target certificate or target image in the data image on the upper part; the input module 170 can also set the certificate type of the target certificate, for example, provide a drop-down menu or check box to provide the user with setting the certificate type.

輸入模組170也可以輸入申請資料。輸入模組170可以提供輸入介面藉以讓使用者輸入申請資料。一般而言,輸入模組170所輸入的申請資料可以包含使用者的姓名、性別、生日、身分識別資料、通訊資料等,也可以包含所申請之服務所需要的相關資料,但本創作並不以此為限。其中,身分識別資料可以是身分證字號或護照號碼等可以表示使用者身分的資料,但本創作並不以此為限;通訊資料包含但不限於地址、手機號碼、電子郵件地址、即時通訊帳號等;相關資料與被申請之服務對應,例如,被申請之服務為保險時,相關資料為保單相關資料,又如,被申請之服務為開戶時,相關資料為開戶相關資料。The input module 170 can also input application data. The input module 170 can provide an input interface for the user to input application information. Generally speaking, the application data input by the input module 170 can include the user’s name, gender, birthday, identification data, communication data, etc., and can also include related data required for the service applied for, but this creation does not Limit this. Among them, the identification data can be data that can indicate the user's identity, such as the ID number or passport number, but this creation is not limited to this; the communication data includes, but is not limited to, address, mobile phone number, email address, instant messaging account The relevant information corresponds to the service being applied for. For example, when the service being applied for is insurance, the relevant information is related to the insurance policy; for example, when the service being applied for is the account opening, the relevant information is the relevant information for opening an account.

簽章模組180可以對輸入模組170所輸入之申請資料簽章,並可以在簽章後產生簽章資料。在部分的實施例中,簽章模組180可以在判斷活體辨識模組160所產生辨識結果表示驗證通過時才簽章申請資料以產生簽章資料。The signing module 180 can sign the application data input by the input module 170, and can generate the signing data after signing. In some embodiments, the signature module 180 may only sign the application data to generate the signature data when it is determined that the identification result generated by the living body identification module 160 indicates that the verification is passed.

通訊模組190可以透過有線網路或無線網路與伺服器400連接,並可以傳送資料或訊號給伺服器400,也可以接收伺服器400所傳送的資料或訊號。其中,有線網路例如乙太網路,但本創作並不以此為限;無線網路包含但不限於3G/4G/5G等行動通訊網路(蜂巢式網路)、WiFi/Zigbee等無線區域網路。The communication module 190 can be connected to the server 400 via a wired network or a wireless network, and can send data or signals to the server 400, and can also receive data or signals sent by the server 400. Among them, wired networks such as Ethernet, but this creation is not limited to this; wireless networks include but are not limited to 3G/4G/5G and other mobile communication networks (cellular networks), WiFi/Zigbee and other wireless areas network.

通訊模組190可以在判斷活體辨識模組160所產生之辨識結果表示通過驗證後,傳送輸入模組170所輸入之申請資料至伺服器400,藉以提供使用者依據申請資料進行線上開戶或線上投保等線上服務的申請。The communication module 190 can send the application data input by the input module 170 to the server 400 after determining that the identification result generated by the living body identification module 160 indicates that the verification is passed, so as to provide the user with online account opening or online insurance purchase based on the application data Wait for online service application.

通訊模組190也可以在傳送輸入模組170所輸入之申請資料至伺服器400的同時,一併傳送簽章模組180所產生的簽章資料,使得伺服器400依據簽章資料驗證申請資料,並在申請資料通過驗證後,依據使用者所輸入的申請資料進行線上服務的申請作業。The communication module 190 can also transmit the application data input by the input module 170 to the server 400 and at the same time transmit the signature data generated by the signature module 180, so that the server 400 verifies the application data according to the signature data. , And after the application information is verified, the online service application will be performed according to the application information entered by the user.

通訊模組190也可以將影像取得模組120所取得之包含目標影像的資料影像及/或影像擷取模組110所擷取到之活體影像一併傳送給伺服器400,使得伺服器400儲存申請資料與資料影像及/或活體影像。The communication module 190 can also send the data image including the target image acquired by the image acquisition module 120 and/or the living body image acquired by the image acquisition module 110 to the server 400, so that the server 400 can store Application materials and data images and/or live images.

接著以一個實施例來解說本創作的系統運作,並請參照「第2A圖」本創作所提之依據證件影像與活體影像辨識身分之流程圖。在本實施例中,假設裝置100為開戶申請人所攜帶的智慧型手機,但本創作並不以此為限,例如,裝置100也可以是平板電腦等。Next, an example is used to explain the operation of the authoring system, and please refer to the flow chart of identifying identity based on document images and live images mentioned in "Figure 2A" of this authoring. In this embodiment, it is assumed that the device 100 is a smartphone carried by the applicant for opening an account, but this creation is not limited to this. For example, the device 100 may also be a tablet computer.

當申請人希望在銀行或證券公司開設帳戶時,申請人可以在家中或任何地點操作手機(裝置100)執行包含本創作的應用程式,並可以透過輸入模組170在應用程式所顯示的申請資料輸入介面中輸入申請資料,藉以透過本創作完成帳戶申請,而不需要親自到銀行或證券公司。When the applicant wants to open an account in a bank or a securities company, the applicant can operate the mobile phone (device 100) at home or anywhere to execute the application containing this creation, and can use the input module 170 to display the application information in the application Enter the application information in the input interface to complete the account application through this creation without the need to go to the bank or securities company in person.

在輸入模組170提供申請人輸入開戶的申請資料後,影像取得模組120可以由申請人所準備的目標證件取得目標影像(步驟210)。在本實施例中,假設目標證件為身分證,影像取得模組120可以透過影像擷取模組110擷取包含申請人所持有之身分證的目標影像,如「第2B圖」之流程所示,影像取得模組120可以透過輸入模組170提供使用者設定目標證件或目標影像在顯示畫面中的所在範圍,也可以透過顯示模組140提示使用者將目標證件或目標影像放置在顯示畫面的放置區域中(步驟211),使得影像擷取模組110可以擷取包含目標證件的資料影像。之後,影像取得模組120可以透過輸入模組170提供使用者設定目標證件的證件類型,或對資料影像中之目標證件進行影像處理以產生目標證件的影像特徵並依據影像特徵偵測目標證件的證件類型,並可以依據所取得之證件類型決定目標影像的擷取範圍(步驟213)。接著,影像取得模組120可以依據擷取範圍由資料影像中擷取出目標影像(步驟215)。After the input module 170 provides the applicant with the application information for opening an account, the image acquisition module 120 can acquire the target image from the target certificate prepared by the applicant (step 210). In this embodiment, assuming that the target document is an identity card, the image acquisition module 120 can capture the target image containing the identity card held by the applicant through the image acquisition module 110, as shown in the process in "Figure 2B" As shown, the image acquisition module 120 can provide the user to set the range of the target certificate or target image on the display screen through the input module 170, and can also prompt the user to place the target certificate or target image on the display screen through the display module 140. (Step 211), so that the image capturing module 110 can capture the data image containing the target certificate. After that, the image acquisition module 120 can provide the user to set the document type of the target certificate through the input module 170, or perform image processing on the target certificate in the data image to generate the image characteristics of the target certificate and detect the target certificate based on the image characteristics. The type of the certificate, and the acquisition range of the target image can be determined according to the type of the obtained certificate (step 213). Then, the image acquisition module 120 can extract the target image from the data image according to the acquisition range (step 215).

回到「第2A圖」之流程,在影像取得模組120取得目標資料(步驟210)後,影像擷取模組110可以擷取活體影像(步驟220),影像比對模組150可以比對影像取得模組120由目標證件上取得的目標影像及影像擷取模組110所擷取的活體影像,並產生目標影像及活體影像的相似度(步驟230)。在本實施例中,假設影像比對模組150可以產生提示訊息給顯示模組140,顯示模組140可以如「第3圖」所示,在顯示畫面310的提示區域312中提示申請人將手機(裝置100)的鏡頭對準臉部正面並調整手機位置,使得申請人可以在將臉部正面置於顯示畫面310的指示區域311且臉部在顯示畫面310中的比例與指示區域311的尺寸相近時按下快門以觸發影像擷取模組110擷取包含申請人臉部正面的活體影像,之後,影像比對模組150可以對目標影像及活體影像進行影像分析以取得目標影像及活體影像中之人臉特徵,並可以依據由目標影像及活體影像中所取出之人臉特徵判斷目標影像及活體影像的相似度;又如,影像比對模組150可以持續判斷影像擷取模組110所擷取到之活體影像是否包含正面的人臉,當活體影像包含正面的人臉時,影像比對模組150可以判斷活體影像中之人臉與指示區域311的比例是否相近,若活體影像中之人臉與指示區域311的比例足夠接近,例如人臉與指示區域311之高度或寬度的差異在10%內,則影像比對模組150可以對目標影像及活體影像中之人臉進行特徵分析以取得目標影像及活體影像中之人臉特徵,並可以依據由目標影像及活體影像中所取出之人臉特徵判斷目標影像及活體影像的相似度。Returning to the process of "Figure 2A", after the image acquisition module 120 acquires the target data (step 210), the image acquisition module 110 can acquire the live image (step 220), and the image comparison module 150 can compare The image obtaining module 120 obtains the target image from the target certificate and the live image captured by the image capturing module 110, and generates the similarity between the target image and the live image (step 230). In this embodiment, it is assumed that the image comparison module 150 can generate a prompt message to the display module 140. The display module 140 can prompt the applicant in the prompt area 312 of the display screen 310 as shown in "Figure 3". The lens of the mobile phone (device 100) is aimed at the front of the face and the position of the mobile phone is adjusted, so that the applicant can place the front of the face on the indication area 311 of the display screen 310 and the ratio of the face in the display screen 310 to the indication area 311 When the size is similar, press the shutter to trigger the image capturing module 110 to capture the live image including the front of the applicant’s face. After that, the image comparison module 150 can perform image analysis on the target image and the live image to obtain the target image and the live body The facial features in the image can be used to determine the similarity between the target image and the live image based on the facial features extracted from the target image and the live image; for another example, the image comparison module 150 can continuously determine the image capture module Whether the live image captured by 110 includes a frontal face, when the live image includes a frontal face, the image comparison module 150 can determine whether the ratio of the face in the live image to the indication area 311 is similar. The ratio of the face in the image to the indicator area 311 is close enough. For example, if the difference in height or width between the face and the indicator area 311 is within 10%, the image comparison module 150 can compare the face in the target image and the live image. The feature analysis is performed to obtain the facial features in the target image and the live image, and the similarity between the target image and the live image can be judged based on the facial features extracted from the target image and the live image.

在影像比對模組150產生影像取得模組120所讀出之目標影像及影像擷取模組110所擷取之活體影像的相似度後,影像比對模組150可以依據所產生的相似度產生相對應的辨識結果(步驟260)。在本實施例中,假設影像比對模組150可以判斷所產生的相似度是否高於或等於一定值,若影像比對模組150判斷相似度低於一定值,則影像比對模組150可以產生表示驗證未通過的辨識結果;而若影像比對模組150判斷相似度高於或等於一定值,則影像比對模組150可以產生表示驗證通過的辨識結果。After the image comparison module 150 generates the similarity between the target image read by the image acquisition module 120 and the live image captured by the image capture module 110, the image comparison module 150 can base on the generated similarity A corresponding recognition result is generated (step 260). In this embodiment, it is assumed that the image comparison module 150 can determine whether the generated similarity is higher than or equal to a certain value. If the image comparison module 150 determines that the similarity is lower than a certain value, the image comparison module 150 An identification result indicating that the verification has not passed may be generated; and if the image comparison module 150 determines that the similarity is higher than or equal to a certain value, the image comparison module 150 may generate an identification result indicating that the verification has passed.

如此,透過本創作,可以經由比對設置於身分證件上之照片與即時拍攝的照片來確認身分證件與其持有人相符,進而確認身分證件的持有人身分。In this way, through this creation, it is possible to confirm that the identity document matches its holder by comparing the photos set on the identity document with the photos taken immediately, and then confirm the identity of the identity document holder.

上述實施例中,若還包含活體辨識模組160,則在影像比對模組150依據所產生的相似度產生相對應的辨識結果(步驟260)時,還可以如「第2C圖」之流程所示,影像比對模組150可以判斷所產生的相似度是否高於或等於一定值(步驟261)。若影像比對模組150判斷相似度低於一定值,則影像比對模組150可以累加比對次數並產生提示訊息,顯示模組140可以顯示影像比對模組150所產生的提示訊息以提示投保人比對失敗並提示申請人再次將手機(裝置100)的鏡頭對準申請人的臉部正面,使得影像擷取模組110可以再次擷取活體影像(步驟220),且影像比對模組150可以再次比對影像取得模組120所取得的目標影像及影像擷取模組110所擷取的活體影像,並產生目標影像及活體影像的相似度(步驟230),直到累計的比對次數達到預定值為止。In the above embodiment, if the living body recognition module 160 is further included, when the image comparison module 150 generates a corresponding recognition result according to the generated similarity (step 260), it can also be as in the process of "Figure 2C" As shown, the image comparison module 150 can determine whether the generated similarity is higher than or equal to a certain value (step 261). If the image comparison module 150 determines that the similarity is lower than a certain value, the image comparison module 150 can accumulate the number of comparisons and generate a prompt message, and the display module 140 can display the prompt message generated by the image comparison module 150. Prompt the applicant to fail the comparison and prompt the applicant to point the camera of the mobile phone (device 100) to the front of the applicant's face again, so that the image capturing module 110 can capture the live image again (step 220), and the image is compared The module 150 can compare the target image acquired by the image acquisition module 120 with the live image captured by the image capturing module 110 again, and generate the similarity between the target image and the live image (step 230), until the accumulated comparison The number of pairs reaches the predetermined value.

而若影像比對模組150判斷相似度高於或等於一定值,則活體辨識模組160可以進行活體辨識並產生相對應的辨識結果(步驟260),藉以預防申請人以非本人相片偽裝為他人,也就是預防申請人使用目標證件之持有者的照片而偽裝成是目標證件之持有者進行服務的申請。在本實施例中,假設活體辨識模組160可以先隨機選擇指定方向(例如左方或右方)與決定轉動角度(例如30度),並產生提示訊息,使得顯示模組140可以在如「第3圖」所示之顯示畫面310的提示區域312提示申請人將手機(裝置100)對準人臉使得人臉置於顯示畫面310的指示區域311後向指定方向轉動頭部。申請人可以在轉動頭部後,按下快門以觸發影像擷取模組110擷取包含申請人側臉的指示影像,之後,活體辨識模組160可以對指示影像進行人臉特徵分析,藉以判斷指示影像中之人臉的轉動方向與轉動角度,當轉動方向與指定方向相同,且轉動角度與預設角度相同或與預設角度的差值在預定範圍內(即轉動角度與預設角度相近)時,活體辨識模組160可以確認指示影像中的物體為活體,並可以產生表示通過的辨識結果;活體辨識模組160也可以持續對影像擷取模組110所擷取之指示影像進行人臉特徵分析,藉以在判斷指示影像中之人臉的轉動方向與指示方向相同,且轉動角度與預設角度的差值在預定範圍內時,確認被拍攝在指示影像中的物體為活體,並產生表示通過的辨識結果。If the image comparison module 150 determines that the similarity is higher than or equal to a certain value, the living body identification module 160 can perform living body identification and generate a corresponding identification result (step 260), so as to prevent the applicant from disguising as a non-person photo Others, that is, to prevent the applicant from using the photo of the holder of the target certificate to pretend to be the holder of the target certificate for service applications. In this embodiment, it is assumed that the living body recognition module 160 can first randomly select a specified direction (for example, left or right) and determine a rotation angle (for example, 30 degrees), and generate a prompt message, so that the display module 140 can be displayed such as " The prompt area 312 of the display screen 310 shown in Figure 3" prompts the applicant to point the mobile phone (device 100) at the human face so that the face is placed in the indication area 311 of the display screen 310 and then rotate the head in the specified direction. After turning the head, the applicant can press the shutter to trigger the image capturing module 110 to capture the indication image containing the applicant’s side face. After that, the living body recognition module 160 can perform facial feature analysis on the indication image to determine Indicates the rotation direction and rotation angle of the face in the image. When the rotation direction is the same as the specified direction, and the rotation angle is the same as the preset angle or the difference between the preset angle is within the preset range (that is, the rotation angle is close to the preset angle ), the living body recognition module 160 can confirm that the object in the indicated image is a living body, and can generate a recognition result indicating that it has passed; the living body recognition module 160 can also continue to perform human identification on the indicated image captured by the image capturing module 110 Face feature analysis, by which it is determined that when the rotation direction of the face in the indicated image is the same as the indicated direction, and the difference between the rotation angle and the preset angle is within a predetermined range, it is confirmed that the object shot in the indicated image is a living body, and Produce a recognition result indicating a pass.

上述實施例中,在活體辨識模組160進行活體辨識並產生辨識結果(步驟260)的同時,影像擷取模組110可以錄製活體辨識模組160進行活體辨識的過程影片,並可以儲存所錄製的過程影片。In the above embodiment, while the living body identification module 160 performs the living body identification and generates the identification result (step 260), the image capturing module 110 can record the process video of the living body identification module 160 performing the living body identification, and can store the recorded Video of the process.

另外,若裝置100還包含輸入模組170與通訊模組190,則在活體辨識模組160進行活體辨識並產生辨識結果(步驟265)後,若活體辨識模組160所產生的辨識結果表示沒有通過驗證,則活體辨識模組160可以累計辨識次數及重新進行活體辨識並產生辨識結果(步驟265),直到辨識次數達到預設值為止;而若活體辨識模組160所產生的辨識結果表示通過驗證,則通訊模組190可以將被輸入模組170輸入的申請資料傳送到伺服器400以完成申請作業(步驟289),在本實施例中,即是完成開戶申請。In addition, if the device 100 further includes the input module 170 and the communication module 190, after the living body identification module 160 performs living body identification and generates an identification result (step 265), if the identification result generated by the living body identification module 160 indicates that there is no After verification, the living body identification module 160 can accumulate the number of identification times and perform the living body identification again and generate an identification result (step 265) until the number of identification times reaches the preset value; and if the identification result generated by the living body identification module 160 indicates a pass After verification, the communication module 190 can send the application data input by the input module 170 to the server 400 to complete the application operation (step 289). In this embodiment, the application for opening an account is completed.

而若裝置100還包含簽章模組180,則在活體辨識模組160進行活體辨識並產生辨識結果(步驟265)後,簽章模組180可以依據活體辨識模組160所產生之辨識結果選擇是否對申請資料簽章以產生簽章資料。也就是說,簽章模組180可以判斷活體辨識模組160所產生之辨識結果是否表示通過驗證(步驟281),若活體辨識模組160所產生的辨識結果表示沒有通過驗證,則簽章模組180將可以不對申請資料簽章以產生簽章資料,活體辨識模組160可以累計辨識次數及重新進行活體辨識並產生辨識結果(步驟265),直到辨識次數達到預設值為止;而若活體辨識模組160所產生的辨識結果表示通過驗證,則簽章模組180可以對申請資料簽章並產生簽章資料(步驟285),通訊模組190可以將被輸入模組170輸入的申請資料及簽章模組180所產生的簽章資料傳送到伺服器400以完成申請作業(步驟289)。If the device 100 further includes the signature module 180, after the living body identification module 160 performs the living body identification and generates the identification result (step 265), the signature module 180 can select according to the identification result generated by the living body identification module 160 Whether to sign the application materials to generate the signature materials. That is, the signature module 180 can determine whether the identification result generated by the living body identification module 160 indicates that the verification is passed (step 281). If the identification result generated by the living body identification module 160 indicates that the verification is not passed, then the signature module The group 180 can generate signature data without signing the application data. The living body identification module 160 can accumulate the number of identification times and perform the living body identification again and generate an identification result (step 265) until the number of identifications reaches the preset value; The identification result generated by the identification module 160 indicates that the verification is passed, the signing module 180 can sign the application data and generate the signature data (step 285), and the communication module 190 can input the application data input by the input module 170 And the signature data generated by the signature module 180 is sent to the server 400 to complete the application operation (step 289).

綜上所述,可知本創作與先前技術之間的差異在於具有由目標證件上取得目標影像,並擷取活體影像後,比對目標影像及活體影像的相似度之技術手段,藉由此一技術手段可以來解決先前技術所存在目前無法進行足夠嚴謹的身分確認導致無法方便的讓開戶者完成線上開戶或讓投保人完成網路投保的問題,進而達成即時透過網路開設一般帳戶的技術功效。In summary, it can be seen that the difference between this creation and the prior art is that it has the technical means to obtain the target image from the target certificate and capture the live image, and then compare the similarity between the target image and the live image. Technical means can solve the problem that the previous technology cannot perform sufficiently rigorous identity verification, which makes it impossible for account holders to complete online account opening or insurance holders to complete online insurance, thereby achieving the technical effect of real-time opening of general accounts through the Internet .

再者,本創作之依據證件影像與活體影像辨識身分之裝置,可以硬體、軟體或硬體與軟體之組合實現。Furthermore, the device for identifying identity based on document images and live images in this creation can be implemented by hardware, software, or a combination of hardware and software.

雖然本創作所揭露之實施方式如上,惟所述之內容並非用以直接限定本創作之專利保護範圍。任何本創作所屬技術領域中具有通常知識者,在不脫離本創作所揭露之精神和範圍的前提下,對本創作之實施的形式上及細節上作些許之更動潤飾,均屬於本創作之專利保護範圍。本創作之專利保護範圍,仍須以所附之申請專利範圍所界定者為準。Although the implementation of this creation is disclosed as above, the content described is not used to directly limit the scope of patent protection of this creation. Any person with ordinary knowledge in the technical field to which this creation belongs, without departing from the spirit and scope of this creation, makes some changes in the form and details of the implementation of this creation, all belong to the patent protection of this creation range. The scope of patent protection for this creation shall still be subject to the scope of the attached patent application.

100:裝置 101:處理模組 110:影像擷取模組 120:影像取得模組 130:晶片讀取模組 140:顯示模組 150:影像比對模組 160:活體辨識模組 170:輸入模組 180:簽章模組 190:通訊模組 310:顯示畫面 311:指示區域 312:提示區域 400:伺服器 步驟210:由目標證件取得目標資料 步驟211:設定目標證件或目標影像之所在範圍或提示目標證件或目標影像之放置區域 步驟213:設定或偵測目標證件之證件類型,並依據證件類型決定目標影像之擷取範圍 步驟215:擷取印刷於目標證件上之目標影像 步驟220:擷取活體影像 步驟230:比對目標影像及活體影像並產生相似度 步驟260:產生與相似度相對應之辨識結果 步驟261:判斷相似度是否高於一定值 步驟265:進行活體辨識並產生相對應之辨識結果 步驟281:判斷辨識結果是否表示通過驗證 步驟285:簽章輸入申請資料以產生簽章資料 步驟289:傳送申請資料及簽章資料至伺服器以完成申請作業 100: device 101: Processing Module 110: Image capture module 120: Image acquisition module 130: Chip reading module 140: display module 150: Image comparison module 160: Living body recognition module 170: input module 180: Signature Module 190: Communication module 310: Display screen 311: indication area 312: prompt area 400: server Step 210: Obtain the target data from the target certificate Step 211: Set the range of the target certificate or target image or prompt the placement area of the target certificate or target image Step 213: Set or detect the document type of the target document, and determine the capture range of the target image according to the document type Step 215: Capture the target image printed on the target certificate Step 220: capture live images Step 230: Compare the target image and the live image and generate similarity Step 260: Generate the recognition result corresponding to the similarity Step 261: Determine whether the similarity is higher than a certain value Step 265: Perform living body identification and generate corresponding identification results Step 281: Determine whether the identification result indicates that the verification is passed Step 285: Sign and enter application data to generate signature data Step 289: Send the application data and signature data to the server to complete the application

第1圖為本創作所提之依據證件影像與活體影像辨識身分之裝置之元件示意圖。 第2A圖為本創作所提之依據證件影像與活體影像辨識身分之流程圖。 第2B圖為本創作所提之由目標證件取得證件影像之流程圖。 第2C圖為本創作所提之依據證件影像與活體影像辨識身分之附加流程圖。 第3圖為本創作實施例所提之擷取臉部影像之使用者介面之示意圖。 Figure 1 is a schematic diagram of the components of the device for identifying identity based on ID images and live images. Figure 2A is the flow chart of identification based on ID image and live image mentioned in the creation. Figure 2B is the flow chart of obtaining the ID image from the target ID mentioned in the creation. Figure 2C is an additional flow chart of identification based on ID images and live images mentioned in the creation. Figure 3 is a schematic diagram of the user interface for capturing facial images according to the creative embodiment.

100:裝置 100: device

101:處理模組 101: Processing Module

110:影像擷取模組 110: Image capture module

120:影像取得模組 120: Image acquisition module

130:晶片讀取模組 130: Chip reading module

140:顯示模組 140: display module

150:影像比對模組 150: Image comparison module

160:活體辨識模組 160: Living body recognition module

170:輸入模組 170: input module

180:簽章模組 180: Signature Module

190:通訊模組 190: Communication module

400:伺服器 400: server

Claims (10)

一種依據證件影像與活體影像辨識身分之裝置,該裝置至少包含:一影像擷取模組,用以擷取一活體影像;及一處理模組,與該影像擷取模組電性連接,用以執行一計算機指令,及於執行該計算機指令後至少產生以下模組:一影像取得模組,用以由一目標證件取得一目標影像;及一影像比對模組,用以比對該目標影像及該活體影像並產生一相似度,及產生與該相似度對應之一辨識結果。 A device for identifying identity based on a document image and a live image. The device at least includes: an image capturing module for capturing a live image; and a processing module electrically connected to the image capturing module. To execute a computer instruction, and at least generate the following modules after executing the computer instruction: an image acquisition module for acquiring a target image from a target certificate; and an image comparison module for comparing the target The image and the living body image also generate a similarity, and generate a recognition result corresponding to the similarity. 如請求項1所述之依據證件影像與活體影像辨識身分之裝置,其中該處理模組更用以產生一活體辨識模組,該活體辨識模組用以於該相似度高於一定值時進行活體辨識並產生相對應之該辨識結果。 The device for identifying identities based on a document image and a living body image as described in claim 1, wherein the processing module is further used to generate a living body identification module, and the living body identification module is used to perform when the similarity is higher than a certain value The living body recognizes and produces the corresponding recognition result. 如請求項2所述之依據證件影像與活體影像辨識身分之裝置,其中該活體辨識模組是依據該影像擷取模組所擷取之一指示影像中之人臉特徵判斷一轉動方向及一轉動角度,並判斷該轉動方向及該轉動角度是否與預先定義之一指定方向及一指定角度相符以進行活體辨識。 The device for identifying identities based on a document image and a live body image according to claim 2, wherein the live body recognition module determines a rotation direction and a face feature in an indicator image captured by the image capturing module The rotation angle is determined, and whether the rotation direction and the rotation angle are consistent with a pre-defined designated direction and a designated angle to perform living body identification. 如請求項1所述之依據證件影像與活體影像辨識身分之裝置,其中該影像取得模組是透過該影像擷取模組擷取印刷於該目標證件上之該目標影像或透過一晶片讀取模組讀取設置於該目標證件中之目標晶片所儲存之該目標影像。 The device for identifying an identity based on a document image and a living body image as described in claim 1, wherein the image acquisition module captures the target image printed on the target document through the image acquisition module or reads it through a chip The module reads the target image stored in the target chip set in the target certificate. 如請求項1所述之依據證件影像與活體影像辨識身分之裝置,其中該影像取得模組更用以設定或偵測該目標證件之一證件類型,並依據該證件類型決定該目標影像之擷取範圍。 The device for identifying identity based on document images and live images as described in claim 1, wherein the image acquisition module is further used to set or detect a document type of the target document, and determine the target image capture based on the document type Take the range. 如請求項1所述之依據證件影像與活體影像辨識身分之裝置,其中該影像取得模組更用以設定該目標證件或該目標影像之所在範圍或提示該目標證件或該目標影像之放置區域。 The device for identifying an identity based on a document image and a living body image as described in claim 1, wherein the image acquisition module is further used to set the range of the target document or the target image or prompt the placement area of the target document or the target image . 如請求項1所述之依據證件影像與活體影像辨識身分之裝置,其中該裝置更包含一輸入模組及一通訊模組,該輸入模組用以輸入一申請資料,該通訊模組用以於判斷該辨識結果表示通過驗證時傳送該申請資料至一伺服器。 The device for identifying identity based on the image of the certificate and the live body image as described in claim 1, wherein the device further includes an input module and a communication module, the input module is used for inputting an application data, and the communication module is used for When it is judged that the identification result indicates that the verification is passed, the application data is sent to a server. 如請求項7所述之依據證件影像與活體影像辨識身分之裝置,其中該處理模組更用以產生一簽章模組,該簽章模組用以對該申請資料簽章以產生一簽章資料,該通訊模組更用以傳送該簽章資料至該伺服器。 The device for identifying identity based on document images and living body images as described in claim 7, wherein the processing module is further used to generate a signature module, and the signature module is used to sign the application data to generate a signature Chapter data, the communication module is further used to send the signature data to the server. 如請求項1所述之依據證件影像與活體影像辨識身分之裝置,其中該影像擷取模組更用以於該活體辨識模組進行活體辨識時錄製一過程影片並儲存該過程影片。 According to the device for identifying identity based on a certificate image and a living body image as described in claim 1, wherein the image capturing module is further used for recording a process video and storing the process video when the living body identification module performs living body identification. 如請求項1所述之依據證件影像與活體影像辨識身分之裝置,其中該裝置更包含一顯示模組,用以顯示該活體影像、該目標影像、及/或該辨識結果。 The device for identifying an identity based on a document image and a living body image as described in claim 1, wherein the device further includes a display module for displaying the living body image, the target image, and/or the identification result.
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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI787655B (en) * 2020-09-26 2022-12-21 臺灣網路認證股份有限公司 System for identification based on comparing id photo and live photo and method thereof
TWI826865B (en) * 2021-11-17 2023-12-21 雲想科技股份有限公司 Electronic signature device and method capable of recording signature process

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWI787655B (en) * 2020-09-26 2022-12-21 臺灣網路認證股份有限公司 System for identification based on comparing id photo and live photo and method thereof
TWI826865B (en) * 2021-11-17 2023-12-21 雲想科技股份有限公司 Electronic signature device and method capable of recording signature process

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