TWM565354U - Multi-currency liquidating system - Google Patents

Abstract

This creation is a multi-currency clearing system, which is calculated by the clearing servo. The first currency receivable amount and the second currency receivable amount of each account, based on the first currency receivable amount, the second currency receivable amount and the first currency of each account The first account amount and the second currency first account amount determine whether the transaction order can offset the multi-currency transaction clearing method, and the method reduces the liquidity risk of the trader in the multi-currency transaction.

Description

Multi-currency clearing system

This creation is about a clearing system for multi-currency transactions, in particular for calculating the first currency receivable amount and the second currency receivable amount for each account, and based on the first currency. The amount of the receipt, the amount of the second currency and the amount of the first account of each account and the amount of the first account of the second currency of each account to determine whether the transaction order can offset the multi-currency transaction The system of liquidation.

In response to the development of the global financial market, the volume of international trade has increased, and the amount of financial transactions has also increased. Therefore, the information transmission between financial institutions and clearing systems is closer.

The so-called clearing system refers to a system in which a country or region pays off the creditor-debtor relationship between traders or financial institutions generated by economic activities, and provides a money transfer service, which is also a part of the amount in the A account. Transfer to the B account.

The clearing system can also provide transactions between different currencies. For example, Bank A can purchase the second currency from Bank B in the first currency, and the clearing system can transfer the first currency in the account of Bank A to Bank B. In the account, transfer the second currency in the account of Bank B to the account of Bank A.

Under the current method, when a transaction order enters the clearing system, the clearing system checks whether the amount of the first account corresponding to the transaction command is sufficient according to the transaction amount of one of the transaction orders. When the amount of the transaction account is sufficient, the clearing system is based on The transaction amount of the transaction order is remitted from the first account to the amount corresponding to the transaction amount to a second account, and the transaction operation can be completed.

However, if the amount of the first account is insufficient under the current method, the clearing system will keep the transaction order in the transaction queue until another amount is transferred to the first account, so that the amount of the first account is sufficient. The transaction command is taken out of the transaction queue and the transaction is completed. At the same time, if other transaction commands enter the clearing system, the clearing system keeps the subsequent trading orders entering the clearing system in the transaction queue until the transaction queue The subsequent transaction order is executed after the execution of the first transaction order is completed, or the clearing system directly rejects the transaction order when the amount of the remitted account is insufficient, and sends an electronic device that rejects the information to the sender of the transaction order. Allow the sender to resend the transaction command on their own in the transaction account amount.

Since the current method will not execute other trading orders in the trading queue until the execution of the first trading order in the trading queue, or directly reject the trading order, the trader's cash remittance and cash remittance will be made. Inconsistent, resulting in the liquidity of the trader's liquidity risk.

The main purpose of this creation is to provide a multi-currency clearing system for calculating the first currency receivable amount and the second currency receivable for each account by the clearing server. The amount to be paid, and based on the first currency receivable amount, the second currency receivable amount and the first currency first account amount of each account and the second currency first account amount, whether the transaction can be determined The method of liquidation of multiple currency transactions that are mutually offset by orders.

In order to achieve the above-mentioned various purposes and effects, one embodiment of the present invention discloses a multi-currency clearing system comprising: a clearing servo device comprising a plurality of transaction commands, the clearing servo device obtaining the transaction commands according to the plurality of transaction commands a plurality of transaction command groups, each of the transaction command groups including a first transaction command and a second transaction command, wherein one of the first transaction commands remits an account corresponding to one of the second transaction commands, the first One of the trading orders corresponds to one of the second trading orders, and the first currency order remittance amount corresponds to one of the second trading orders, the first currency transaction amount, the first One of the transaction orders, the second currency transaction amount corresponding to one of the second transaction orders, the second currency remittance amount, the clearing servo device according to the first transaction command and the second transaction command of each of the plurality of transaction command groups Calculating a first currency receivable amount and a second currency receivable amount for each of the plurality of accounts, the clearing server according to each of the accounts Calculating the amount of the second currency of each of the accounts in accordance with the amount of the currency receivable and the amount of the first account of the first currency, and based on the respective second currency receivables of the respective accounts and a second currency first account amount calculation is obtained for each of the two accounts, the second currency trial amount, and the first currency trial amount and the second currency trial amount of each of the accounts are not less than Zero-hour, the clearing server calculates one of the first accounts according to the first currency receivable amount of each of the accounts and the first account first account amount of each of the accounts The second account amount of the currency, and based on the respective second currency receivable amount of each of the accounts and the first account amount of the second currency of each of the accounts, one of the accounts is obtained. The second account amount of the second currency.

In an embodiment of the present invention, wherein the clearing server obtains the first currency trial amount or the second currency trial amount in the accounts, the clearing server identifier corresponds to the account obtained by the clearing server The first transaction command and the second transaction command of the one of the transaction command groups corresponding to the first transaction command of the account or the time information of the second transaction command are not The transaction commands marked are used to calculate the amount of the receivable.

In an embodiment of the present invention, the time information of the first transaction command or the second transaction command corresponding to the account corresponding to the account in the plurality of transaction command groups corresponding to the account obtained by the clearing server tag is the most When the transaction order of the first transaction order or/and the second transaction order of the evening is prioritized, the clearing server marks the first transaction of the account corresponding to the account corresponding to the account corresponding to the account obtained by the clearing server tag The time information of the order or the second trading order is the second night.

In an embodiment of the present invention, the transaction commands are stored in an insufficient balance.

In an embodiment of the present invention, the multi-currency clearing system further includes: at least one electronic device, before the clearing servo device calculates the transaction amount of each of the accounts according to the transaction commands, the electronic device Sending the plurality of transaction commands to the clearing server, the clearing server acquiring the plurality of transaction command groups according to the plurality of transaction commands, each of the transaction command groups including the first transaction command and the second transaction command, wherein One of the first transaction commands remits an account corresponding to one of the second transaction commands, and the transaction account corresponds to one of the second transaction commands to remit the account, one of the first transaction commands One currency remittance amount corresponds to one of the second trading orders The amount of the second currency transaction amount corresponding to one of the first transaction orders corresponds to the second currency of the second transaction command, and the clearing server determines that the plurality of transaction command groups are corresponding to the plurality of transaction commands. Whether the first account amount of the first currency of the remittance account of the first transaction order is less than the first currency remittance amount of the first transaction order of the transaction order group, the clearing server determines the Whether the amount of the second currency first account of the second account of the second transaction command corresponding to the second transaction command of the transaction command group is less than the second currency of the second transaction command of the transaction command group The amount of the first account, the amount of the first account of the first account of the first transaction order corresponding to the transaction order group of the plurality of accounts is less than the first transaction order of the transaction order group a second currency remittance amount or the second currency first account amount of the remittance account of the second transaction order corresponding to the transaction order group of the plurality of accounts is less than the second transaction order of the transaction order group The second currency When the amount of export, the settlement of the servo device stores the first transaction of command transaction set command and the second command to the transaction queue is less than the balance.

1‧‧‧Electronic device

101‧‧‧Communication unit

3‧‧‧Clearing servo

31‧‧‧ storage unit

311‧‧‧ insufficient balance

51‧‧‧First Account

53‧‧‧Second account

55‧‧‧ third account

71‧‧‧ Trading Order

72‧‧‧ Trading Order

73‧‧‧ Trading Order

74‧‧‧ Trading Order

75‧‧‧ Trading Order

76‧‧‧ Trading Order

77‧‧‧ Trading Order

78‧‧‧ Trading Order

81‧‧‧Transaction Order Group

82‧‧‧Transaction Order Group

83‧‧‧Transaction Order Group

84‧‧‧Transaction Order Group

91‧‧‧First currency receivable amount

92‧‧‧Second currency receivables

93‧‧‧First currency receivable amount

94‧‧‧Second currency receivables

95‧‧‧ First currency receivable amount

96‧‧‧Second currency receivables

111‧‧‧First currency trial amount

112‧‧‧Second currency trial amount

113‧‧‧First currency trial amount

114‧‧‧Second currency trial amount

115‧‧‧First currency trial amount

116‧‧‧Second currency trial amount

S1‧‧‧Send transaction order

S3‧‧‧Save to insufficient balance

S5‧‧‧Get Trading Order Group

S7‧‧‧ Calculate the amount of the first currency receivable and the second currency receivable

S9‧‧‧Determine whether each account’s first currency trial amount and second currency trial amount are less than zero

S11‧‧‧ Calculate the amount of the second account in the first currency of each account and the amount of the second account in the second currency

S13‧‧‧Acquired the account with the smallest trial amount

The time information in the transaction order group corresponding to the account obtained by S15‧‧‧ mark is the latest

S17‧‧‧ Obtaining a trading order group without an unmarked trading order

The first figure is a flow chart of the method for clearing the multi-currency transaction of the first embodiment of the present invention; the second figure is the method for clearing the multi-currency transaction of the first embodiment of the creation The system diagram; the third A map to the third C map: it is a schematic diagram of the method for clearing the multi-currency transaction of the first embodiment of the creation, to illustrate the process of liquidation; 4A to 4B: a schematic diagram of a method for clearing a multi-currency transaction of the first embodiment of the present invention for indicating a transaction command; 5A to 5B: Is a schematic diagram of a method for clearing a multi-currency transaction of the second embodiment of the present invention, which is used to indicate the priority of the transaction command; and the sixth to sixth C drawings are the third embodiment of the present creation A schematic diagram of the method of liquidation of the multi-currency transaction to illustrate the process of liquidation; and the seventh to seventh seventh chart: which is the method of liquidation of the multi-currency transaction of the fourth embodiment of the creation Schematic diagram to illustrate the marking of trading orders.

In order to give your reviewers a better understanding and understanding of the characteristics of the creation and the efficacies achieved, please refer to the preferred embodiment and the detailed description to explain the following: In the prior art, the current method is easy to make. The trader's cash remittance and cash remittance are inconsistent, resulting in the liquidity risk of the trader's liquidity. Therefore, a method of liquidation of multi-currency transactions is proposed.

The flow of the method for clearing the multi-currency transaction of the first embodiment of the present invention is described herein. Please refer to the first figure, which is a flow chart of the method for clearing the multi-currency transaction of the first embodiment of the present invention. . As shown in the figure, the method for clearing the multi-currency transaction of the embodiment includes the following steps: step S1: sending a transaction command; step S3: storing to a balance insufficient column; step S5: obtaining a transaction command group; Step S7: calculating the first currency receivable amount and the second currency receivable amount; step S9: determining whether each account's first currency trial amount and the second currency trial amount are less than zero; step S11 : calculating the first currency second account amount of each account and the second currency second account amount; step S13: obtaining the account with the smallest trial amount; step S15: marking the time information in the transaction command group corresponding to the obtained account The latest one; and step S17: obtaining the transaction command group with the unmarked transaction command.

Next, the system required for the method of liquidation of the multi-currency transaction of the present invention is described. Please refer to the second figure, which is a schematic diagram of the method for clearing the multi-currency transaction of the first embodiment of the present invention. As shown in the figure, the system of the method for liquidation of the present invention comprises: an electronic device 1 and a clearing servo device 3.

The electronic device 1 described above may be an electronic device such as a smart phone, a personal digital assistant (PDA), a tablet computer, a notebook computer, or a desktop computer.

The clearing server 3 includes a storage unit 31. The storage unit 31 can be a hard disk, a floppy disk, a solid state disk, a flash memory, a read-only memory, or a tape. A disc, a database accessible by the network, a cloud storage space, or other storage device that can store data.

The flow of the method for clearing the multi-currency transaction of the first embodiment of the present invention will be described below. Please refer to the first figure, the second figure, and the third to third C charts. When the multi-currency transaction is to be performed by the clearing servo, steps S1 to S17 will be executed.

In step S1, a transaction command is transmitted, and the electronic device 1 transmits a transaction command to the clearing server 3 via the communication unit 101. The electronic device 1 is plural and each sends a transaction command to the clearing servo device 3. In other words, in step S1, the plurality of electronic devices transmit a plurality of transaction commands to the clearing servo device 3.

In step S3, the balance is stored in the insufficient balance queue, and the clearing server 3 obtains a plurality of transaction command groups according to the transaction commands 71-74. Each transaction command group includes a first transaction command and a second transaction command, wherein the first transaction command The remittance account corresponds to the transaction account of the second transaction order, and the transaction account of the first transaction order corresponds to the remittance account of the second transaction order, and the first currency remittance amount of the first transaction order corresponds to the first currency of the second transaction order The transaction amount, the second currency transaction amount of the first transaction order corresponds to the second currency remittance amount of the second transaction order. In the above transaction command, the remittance account is used to indicate which account in the clearing server 3 is remitted; the first currency remittance amount and the second currency remittance amount indicate which remittance is sent from the remittance account. The amount of the currency (for example, the first currency is US dollars and the second currency is RMB); the trading account is used to indicate which account in the clearing server 3 is to be remitted; the first currency transaction amount and The second currency transaction amount indicates which amount of currency should be received from the trading account. In other words, the first transaction command and the second transaction command included in the transaction command group are mutually corresponding transaction commands.

In one embodiment of the present creation, the clearing servo device 3 treats the transaction command with similar time information and corresponding to each other as a transaction command group according to one of the transaction information.

In a practical example of this creation, the first transaction order may be negotiated by the salesperson of Bank A with the salesperson of Bank B to purchase the second currency of 1,500 yuan in the first currency of 50 yuan, and the salesperson of Bank A operates Bank A. The electronic device 1 sends a transaction command to the clearing server, and the remittance account of the transaction command is the account of the bank A, the remittance amount is the first currency 50 yuan, the transaction account is the account of the B bank, and the transaction amount is the second currency. Don't 1500 yuan, the salesperson of Bank B operates the electronic device of Bank B to send the transaction order to the clearing server. The remittance account of this transaction order is the account of Bank B, the remittance amount is 1500 yuan for the second currency, and the trading account is The account of A bank and the transaction amount are 10 yuan of the first currency. Since the two transaction commands correspond to each other and the time information is similar, the clearing server 3 regards the two transaction commands as a transaction command group.

Following the above, as shown in FIG. 3A, the transaction command 71 and the transaction command 72 are the transaction command group 81, the transaction command 73 and the transaction command 74 are the transaction command group 82, and the clearing servo device 3 determines the transaction in the account of the clearing servo device 3. Whether the first account amount of the first currency of the remittance account of the first transaction command of the command group is smaller than the first currency remittance amount of the first transaction order, and determines the first transaction order group in the account of the clearing server 3 Whether the second account amount of the second currency of the remittance account of the second transaction order is less than the second currency remittance amount of the second transaction order, and the first currency of the account corresponding to the remittance account corresponding to the first transaction order If the amount of the account is less than the first currency remittance amount of the first transaction order or the second currency account corresponding to the remittance account of the second transaction order, the first account amount is less than the second currency remittance amount, Upon completion of the transaction command, the clearing server 3 stores the first transaction command and the second transaction command of the transaction command group in the balance unit 311 of the storage unit 31 of the clearing server 3.

As shown in FIG. 3A, the second currency remittance amount of the transaction order 72 of the transaction command group 81 is 3000, the remittance account is the second account, and the second account 53 is the second currency first account. The amount of the household is 1000, so the transaction order 71 and the transaction order 72 are stored in the balance insufficient column 311; the second currency remittance amount of the transaction order 73 of the transaction order group 82 is 4500, and the remittance account is the first account, the transaction The first currency remittance amount of the transaction command 74 of the command group 82 is 150, the remittance account is the second account, the second account of the first account 51 is the first account amount of 2000, and the second account 53 is the first currency. The first account amount is 60, so the transaction command 71 and the transaction command 72 are stored in the insufficient balance queue 311.

In step S5, the transaction command group is obtained, and the clearing server 3 obtains a plurality of transaction command groups according to the transaction commands 71-74. Each transaction command group includes a first transaction command and a second transaction command, wherein the first transaction command is retracted. The account corresponds to the transaction account of the second transaction order, the transaction account of the first transaction order corresponds to the remittance account of the second transaction order, and the first currency remittance amount of the first transaction order corresponds to the first currency transaction of the second transaction order The amount, the second currency transaction amount of the first transaction order corresponds to the second currency remittance amount of the second transaction order. As shown in the third B diagram, the transaction command 71 and the transaction command 72 are the transaction command group 81, and the transaction command 73 and the transaction command 74 are the transaction command group 82.

In step S7, the first currency receivable amount and the second currency receivable amount are calculated, and the clearing server 3 calculates the first currency of each account according to the first transaction command and the second transaction command of the transaction command group. The amount due. As shown in FIG. 3B, the clearing servo device 3 calculates the first currency receivable amount and the second currency receivable amount of the first account 51 and the second account 53 according to the transaction command group 81, 82, and clears the servo. The device calculates the first currency receivable amount 91 of the first account according to the transaction command 71 of the transaction command group 81 and the transaction command 72 and the transaction command 73 of the transaction command group 82 to be +50 (-100+150). ), the second currency receivable amount of the first account is 92-1500 (-4500+3000), and the first currency of the second account should be The receipt amount 93 is -50 (100-150), and the second currency receivable amount 94 of the second account is +1500 (4500-3000).

In step S9, it is determined whether the first currency trial amount and the second currency trial amount of each account are less than zero, and the clearing server 3 determines the first currency receivable amount and the first currency according to each of the accounts. The first account amount is calculated to obtain the second currency trial amount of each of the accounts, and the calculation is based on the respective second currency receivable amount and the second currency first account amount of the respective accounts. The second currency of each account is used to calculate the amount, and determine whether each account's first currency trial amount or second currency trial amount is less than zero, when each account has its first currency trial amount and second currency When the amount is not less than zero, step S11 is performed. When at least one of the first currency trial amount or the second currency trial amount of each account is less than zero, step S13 is performed.

Following the above, as shown in the third B diagram, the first account receivable amount 91 of the first account 51 is +50, and the first account first account amount of the first account 51 is 100, so the first account 51 The first currency trial amount 111 is 150, the first account 51 second currency receivable amount 92 is -1500, and the first account 51 second currency first account amount is 2000, so the first account 51 The second currency trial amount 112 is 500, the second currency account 53 has the first currency receivable amount 93 of -50, and the second account 53 has the first currency first account amount of 60, so the second account 53 The first currency trial amount 113 is 10, the second account 53 second currency receivable amount 94 is +1500, and the second account 53 second currency first account amount is 1000, so the second account 53 The second currency trial amount 114 is 2,500. Since the first currency trial amount 111 and the second currency trial amount 112 of the first account 51 and the first currency trial amount 113 and the second currency trial amount 114 of the second account 53 are not less than zero, step S11 is performed. .

In step S11, calculating a first currency second account amount and a second currency second account amount for each account, the clearing server 3 is based on the first currency receivable amount of each of the accounts and the plurality of accounts The first account amount of each account of the account is calculated by obtaining the first account second account amount of each of the accounts, and according to the respective second currency receivable amount of each of the accounts and the respective accounts The second currency first account amount is calculated to obtain the second currency second account amount of each of the accounts. As shown in the third B diagram and the third C diagram, the clearing servo device 3 obtains the first calculation according to the first currency receivable amount 91 of the first account 51 and the first currency first account amount of the first account 51. The first account of the account 51 has a second account amount of 150 (100+50), and the clearing server 3 is based on the second currency receivable amount 92 of the first account 51 and the second currency of the first account 51. The account amount calculation obtains the second currency of the first account 51, the second account amount is 500 (2000-1500), and the clearing server 3 is based on the first currency receivable amount 93 of the second account 53 and the second account 53 The first currency first account amount is calculated to obtain the first currency of the second account 53 and the second account amount is 10 (60-50), and the clearing server 3 is based on the second currency 53 of the second account 53. And the second account first account amount calculation of the second account 53 obtains the second currency of the second account 53 and the second account amount is 2500 (1000+1500).

In step S13, the account with the smallest trial amount is obtained, and the clearing server 3 obtains the minimum amount of the first currency trial amount or the second currency trial amount in the accounts, as shown in FIG. 4A, the second account 53 The first currency trial amount 113 is the smallest, so the account obtained is the second account.

In an embodiment of the present invention, the clearing servo device 3 converts the first currency trial amount into a second currency and then the second currency when comparing the trial amount. The amount of the trial currency comparison is similar; the second currency trial amount can also be converted into the first currency by a second exchange rate information and then compared with the first currency trial amount.

In step S15, the last time information in the transaction command corresponding to the account obtained by the account is marked, and the clearing server 3 marks the first transaction command corresponding to the account corresponding to the account in the transaction command group corresponding to the obtained account. The first trading order and the second trading order of the latest information of the trading order. As shown in FIG. 4B, since the account with the smallest amount of trial calculation is the second account 53, the transaction command group corresponding to the second account 53 is 81-83, wherein the transaction command corresponding to the second account 53 of the export account is a transaction command. 72, 74 and 76, when the transaction order 72 (for example, time information is 8:00 am), 74 (for example, time information is 8:10 am), and 76 (for example, time information is 8:20 am), the latest information is available. In the case of the transaction command 76, the clearing server 3 marks the transaction command 75 and the transaction command 76 of the transaction command group 83 corresponding to the transaction command 76.

In step S17, the transaction command group is obtained by the unmarked transaction command, and the clearing server 3 calculates the payable amount by the unmarked transaction command. As shown in the fourth B diagram, the clearing server 3 performs the step S5. The method obtains the transaction command group according to the transaction command 71~74, and performs step S7. In step S7, the first currency account receivable amount 91 of the first account 51 is calculated to be 50, and the second account of the first account 51 is used. The receivable amount 92 is -1500, the first currency receivable amount 93 of the second account 53 is -50, and the second currency receivable amount 94 of the second account 53 is 1500, and then step S9 is performed. In step S9, the first currency trial amount 111 of the first account 51 is 150, the second currency trial amount 112 of the first account 51 is 500, and the first currency trial amount 113 of the second account 53 is 10. The first currency trial amount 114 of the second account 53 is 2500, since the first currency trial amount and the second currency trial amount of each account are not small. At zero, step S11 is performed. In step S11, the first account second account amount of the first account 51 is calculated to be 150, the second account second account amount of the first account 51 is 1000, and the second account 53 is the first currency second account. The amount is 10, and the second account of the second account 53 has a second account amount of 2,500. After execution, the insufficient balance queues 311 will leave the marked transaction orders 75 and 76.

In this way, the clearing method of the multi-currency transaction of the first embodiment of the present invention is completed. The clearing servo device of the present embodiment can calculate the first currency of each account according to the transaction command stored in the insufficient balance column. The amount of the receivable and the amount of the second currency receivable, when the first account amount of the first currency of the account and the first account amount of the second currency are sufficient to pay the first currency receivable amount and the second currency When the amount is received, the clearing server can directly clear the trading order, so the convenience of multi-currency transactions can be increased, and the unmanufactured trading order will be stored in the insufficient balance, instead of directly rejecting the trading order or Keeping trading orders in the trading queue all the time can reduce the liquidity risk of traders.

Next, the method for clearing the multi-currency transaction of the second embodiment of the present invention will be described. Please refer to the fifth to fifth panels, together with the first and second figures.

In the present embodiment, at step S1, as shown in FIG. 5A, when the electronic device 1 transmits the transaction command 75 and the transaction command 76, the transaction order of one of the transaction commands 75 and 76 is set as the priority.

In step S7, as shown in FIG. 5B, at least one of the first currency trial amount 111 and 113 and the second currency trial amount 112 and 114 is less than zero, and therefore step S13 is performed.

In step S13, the first currency trial amount or the second currency trial amount in the plurality of accounts is the second account 53.

In step S15, as shown in FIG. 5B, since the account with the smallest trial amount is the second account 53, the transaction command group corresponding to the second account 53 is 81-83, wherein the export account corresponds to the second account 53. The transaction commands are transaction commands 72, 74 and 76, when the transaction command 72 (eg time information is 8:00 am), 74 (eg time information is 8:10 am) and 76 (eg time information is 8:20 am) The latest time information is the transaction command 76, so the clearing server 3 is to mark the transaction command 75 and the transaction command 76 of the transaction command group 83 corresponding to the transaction command 76, but the transaction order of the transaction command 75 or/and the transaction command 76 is Priority, so the clearing server 3 marks the first transaction command and the second transaction in the transaction command group corresponding to the account obtained by the account corresponding to the first transaction command of the account or the time information of the second transaction command Command, due to transaction command 72 (eg time information is 8:00 am), 74 (eg time information is 8:10 am) and 76 (eg time information is 8:20 am) time information is the transaction command 74 Clearing servo 3 The transaction command 73 and the transaction command 74 of the transaction command group 82 corresponding to the transaction command 74 are marked.

In step S17, the transaction command group is obtained by the unmarked transaction command, and the clearing server 3 calculates the receivable amount by the unmarked transaction command. As shown in FIG. 5B, the clearing server 3 performs the step S5. The method obtains the transaction command group according to the transaction commands 71~72 and 73~74, and executes step S7. In step S7, it is calculated that the first currency receivable amount 91 of the first account 51 is -50, the second currency receivable amount 92 of the first account 51 is +2000, and the second account 53 is the first. The currency receivable amount 93 is +50, and the second currency 53 of the second account 53 is -2000, and then step S9 is performed. In step S9, the first currency trial amount 111 of the first account 51 is 50, the second currency trial amount 112 of the first account 51 is 4500, and the first currency trial amount 113 of the second account 53 is 110. First of the second account 53 The currency trial amount 114 is -1000, and since at least one of the first currency trial amount or the second currency trial amount of each account is less than zero, step S13 is performed. In step S13, the account whose second account is the first currency trial amount or the second currency trial amount is the smallest. In step S15, the transaction command 71 and the transaction command 72 are marked, and in step S17, the transaction command group is acquired by the transaction commands 75 and 76, and then steps S7 to S11 are executed. After execution, the insufficient balance column 311 will leave the marked transaction orders 71~72 and 75 and 76.

With this embodiment, the trader can set the order of transactions of the trade orders, and can set the trade order of the more important trade orders to be prioritized, so that the trade command can be preferentially processed by the clearing servo device 3 without being marked.

Next, the method of clearing the third embodiment of the present invention will be described. Please refer to the sixth to sixth C drawings, together with the first and second figures. This embodiment exemplifies the execution flow of the method of clearing when there are two or more accounts.

In step S3, as shown in FIG. 6A, the transaction commands 71-78 are stored in the balance insufficient column.

In step S5, as shown in FIG. 6A, the clearing servo device 3 acquires the transaction command groups 81 to 84 in accordance with the transaction commands 71 to 78.

In step S7, as shown in FIG. 6B, the clearing servo device 3 calculates, according to the transaction command group 81-84, that the first currency receivable amount 91 of the first account 51 is +35, and the second account 51 is second. The credit amount of the currency receivable is 92 -1050, the first currency of the second account 53 is 93 -50, and the second currency of the second account 53 is 94 +150, the third account. The first currency of 55 has an acceptance amount of 95 of +15, and the second currency of the third account 55 has an acceptance amount of 96 of -450.

In step S9, as shown in FIG. 6B, the clearing servo device 3 calculates that the first currency trial amount 111 of the first account 51 is 135, and the second currency trial amount 112 of the first account 51 is 950, second. The first currency trial amount 113 of the account 53 is 10, the second currency trial amount 114 of the second account 53 is 2500, the first currency trial amount 115 of the third account 55 is 35, and the third account 55 is the second. The currency trial amount 116 is 50. Since the first currency trial amount and the second currency trial amount of each account are not less than zero, step S11 is performed.

In step S11, as shown in the sixth C diagram, the clearing servo device 3 calculates that the first account second account amount of the first account 51 is 135, and the second account second account amount of the first account 51 is 950. The second account of the second account 53 has a second account amount of 10, the second account 53 has a second currency, the second account amount is 2500, and the third account 55 has the first currency, the second account amount is 35, and the third account The second account of 55 has a second account amount of 50. This completes the method of clearing the multi-currency transaction of the third embodiment of the present creation.

Next, the method of clearing the multi-currency transaction of the fourth embodiment of the present invention will be described. Please refer to the seventh to seventh C drawings, together with the first and second figures. This embodiment exemplifies the execution flow of the method of clearing when there are two or more accounts.

In step S3, as shown in FIG. 7A, the transaction commands 71-78 are stored in the balance insufficient column.

In step S5, as shown in FIG. 7A, the clearing servo device 3 acquires the transaction command groups 81 to 84 in accordance with the transaction commands 71 to 78.

In step S7, as shown in FIG. 7B, the clearing servo device 3 calculates, according to the transaction command group 81-84, that the first currency receivable amount 91 of the first account 51 is +35, and the second account 51 is the second. The currency receivable amount of 92 is -1050, and the first currency of the second account 53 is receivable and payable. The amount of 93 is -50, the second currency of the second account 53 is 94 +150, the first currency of the third account 55 is 95, and the second account is 55. The other receivable amount is 96 -450.

In step S9, as shown in FIG. 7B, the clearing servo device 3 calculates that the first currency trial amount 111 of the first account 51 is 135, and the second currency trial amount 112 of the first account 51 is 950, second. The first currency trial amount 113 of the account 53 is 10, the second currency trial amount 114 of the second account 53 is 2500, the first currency trial amount 115 of the third account 55 is 35, and the third account 55 is the second. The currency trial amount 116 is -150, and since at least one of the first currency trial amount or the second currency trial amount of each account is less than zero, step S13 is performed.

In step S13, the clearing server 3 obtains the minimum amount of the first currency trial amount or the second currency trial amount in the accounts, as shown in FIG. 7B, the second currency trial amount 116 of the third account 55. To be the smallest, the account obtained is the third account 55.

In step S15, as shown in the seventh C, since the account with the smallest trial amount is the third account 55, the transaction command group corresponding to the third account 55 is 84, wherein the transaction command corresponding to the third account 55 of the export account is The transaction command 78, the transaction command 78 is regarded as the latest transaction command of the time information, and the clearing server 3 marks the transaction command 77 and the transaction command 78 of the transaction command group 84 corresponding to the transaction command 78.

In step S17, the transaction command group is obtained by the unmarked transaction command, and the clearing server 3 calculates the payable amount by the unmarked transaction command. As shown in FIG. 7C, the clearing server 3 performs the step S5 as described in step S5. The method acquires the transaction command group according to the transaction commands 71 to 76, and executes step S7. In step S7, the first currency receivable of the first account 51 is calculated and accepted. The payment amount 91 is +100, the second currency receivable amount 92 of the first account 51 is -2500, the first currency receivable amount 93 of the second account 53 is -100, and the second account 53 is the second. The currency receivable amount 94 is +2500, the first currency receivable amount 95 of the third account 55 is 0, and the second currency receivable 95 of the third account 55 is 0, and then step S9 is performed. In step S9, the first currency trial amount 111 of the first account 51 is 200, the second currency trial amount 112 of the first account 51 is -500, and the first currency trial amount 113 of the second account 53 is - 40. The second currency trial amount 114 of the second account 53 is +3500, the first currency trial amount 115 of the third account 55 is +20, and the second currency trial amount 114 of the second account 55 is +300. Since at least one of the first currency trial amount or the second currency trial amount of each account is less than zero, step S13 is performed. In step S13, the account whose account value is the first currency trial amount or the second currency trial amount is the smallest, and the clearing server 3 first converts the second currency trial amount 112 of the first account 51 into the first account. The converted amount of the currency is 16.66, so the first currency of the second account is the minimum amount. In step S15, the transaction command 75 and the transaction command 76 (the latest time information) are marked, and in step S17, the transaction command group is acquired by the transaction commands 71 and 74, and then steps S7 to S11 are executed. After execution, the insufficient balance queue 311 will leave the marked transaction commands 71~74.

Thus, the method of liquidation of the fourth embodiment of the present invention is completed.

The clearing method of the multi-currency transaction of the present invention can also be used for the clearing servo device of the batch clearing transaction command. In this case, in step S1, after the electronic device sends the transaction command to the clearing servo device, the clearing device is directly Store the transaction command in the memory unit, and clear the servo device after a period of time (such as half an hour, one hour, one and a half hours) Steps S5 to S17 are performed. In other words, in such a case, only step S1, step S5 to step S17 are performed, and step S3 is not performed.

However, the above description is only for the preferred embodiment of the present invention, and is not intended to limit the scope of the present invention, and the variations, modifications, and modifications of the shapes, structures, features, and spirits described in the scope of the patent application. , should be included in the scope of the patent application of this creation.

This creative department is a novelty, progressive and available for industrial use. It should meet the requirements of patent applications stipulated in China's Patent Law. It is undoubtedly a new type of patent application, and the Prayer Council will grant patents as soon as possible. prayer.

Claims (6)

A multi-currency clearing system comprising: a clearing servo device, comprising a storage device for storing a plurality of transaction commands; and a plurality of electronic devices each having a communication unit and connected to the clearing servo device, the electronic devices corresponding to the plurality of electronic devices Each of the plurality of electronic devices transmits a plurality of transaction commands to the clearing server via the communication unit, and the clearing server obtains a plurality of transaction command groups according to the plurality of transaction commands, each of the transaction command groups including a first transaction command and a second transaction command, wherein one of the first transaction commands remits an account corresponding to one of the second transaction commands, and one of the first transaction commands corresponds to the second transaction command a remittance account, one of the first transaction orders, the first currency remittance amount corresponding to one of the second transaction orders, the first currency transaction amount, and the first transaction command, the second currency transaction amount corresponding to the first Transmitting, by the second transaction, the second currency, the clearing server, according to the first transaction of each of the trading command groups And the second transaction order calculates a first currency receivable amount and a second currency receivable amount for each of the accounts, the clearing server according to the first currency of each of the accounts The amount of the second currency of each of the accounts is calculated by the amount of the first account and the first account of the first currency, and the amount of the second currency is determined according to the respective accounts of the respective accounts. The second currency amount of the first account is calculated by obtaining the second currency trial amount of each of the accounts, and the first currency trial amount and the second currency trial amount of each of the accounts are not less than zero. At the time, the clearing server calculates the first currency of each of the accounts according to the first currency receivable amount of each of the accounts and the first currency first account amount of each of the accounts Do not use the second account amount and based on those accounts Each of the second currency receivables and the respective second currency first account amounts of the respective accounts are calculated to obtain the second currency second account amount of each of the respective accounts. The multi-currency clearing system as described in claim 1, wherein the clearing server obtains the first currency trial amount or the second currency trial amount in the accounts, the clearing server marking And the first transaction order and the first one of the plurality of transaction command groups corresponding to the account corresponding to the first transaction order or the second time of the second transaction command The second transaction order calculates the receivable amount by the unmarked transaction commands. The multi-currency clearing system as described in claim 2, wherein the clearing server marks the first transaction corresponding to the outgoing account corresponding to the account in the plurality of transaction command groups corresponding to the account obtained by the clearing server When the order of the first transaction command or/and the second transaction command of the latest time information of the second transaction command is prioritized, the clearing server marks the account corresponding to the account In the plurality of transaction command groups, the remittance account corresponds to the first transaction command of the account or the time information of the second transaction command. The multi-currency clearing system as described in claim 1, wherein the first account amount of the first currency of the remittance account corresponding to the first transaction command of the transaction command group in the plurality of accounts The first currency remittance amount of the first transaction order of the transaction order group or the second currency number of the remittance account of the second transaction order corresponding to the transaction order group of the plurality of accounts When the amount of the account is less than the second currency remittance amount of the second transaction order of the transaction order group, the clearing server stores the first transaction command and the second transaction command of the transaction command group in a balance Insufficient queue. The multi-currency clearing system as described in claim 1, wherein the clearing server determines the first transaction corresponding to one of the plurality of transaction command groups in the plurality of accounts Whether the first account amount of the first currency of the remittance account of the order is less than the first currency remittance amount of the first transaction order of the transaction order group, and corresponding transaction orders are corresponding to the transaction orders The clearing servo of the first currency of the first transaction order of the first transaction order of the first transaction order is less than the first currency remittance amount of the first transaction order of the transaction command group The device stores the first transaction command and the second transaction command of the transaction command group in a balance of one of the storage devices. The multi-currency clearing system of claim 1, wherein the clearing server determines the second currency of the remittance account of the second transaction command corresponding to the transaction command group of the plurality of accounts Whether the first account amount is less than the second currency remittance amount of the second transaction order of the transaction order group, and the remittance account of the second transaction order corresponding to the transaction order group of the plurality of accounts Whether the second account first account amount is less than the second currency remittance amount of the second transaction order of the transaction order group, the clearing server sets the first transaction command and the second of the transaction command group The transaction order is stored in one of the storage devices with insufficient balance.