TWI646488B - Method of liquidation of multi-currency transactions - Google Patents

Abstract

The present invention is a method for clearing a multi-currency transaction by calculating, by the first clearing servo device, the first currency receivable amount and the second currency receivable amount of each account according to the transaction command group. A clearing servo device determines whether the first account amount of the first currency of each account is sufficient to pay the first currency receivable amount of each account, and the second clearing server determines whether the second currency first account amount is sufficient to pay The method of liquidation of multiple currency transactions in the second currency.

Description

Method of liquidation of multi-currency transactions

The present invention relates to a method for liquidating a multi-currency transaction, in particular, for calculating a first currency receivable amount and a second currency receivable amount for each account, and by the first clearing server Calculating the first currency trial amount based on the first currency receivable amount and the first currency first account amount, and the second clearing server is based on the second currency receivable amount and the second currency first The account amount is calculated by obtaining the second currency trial amount, and the method of liquidating the multi-currency transaction by which the transaction order is offset by the trial amount.

In response to the development of the global financial market, the volume of international trade has increased, and the amount of financial transactions has also increased. Therefore, the information transmission between financial institutions and clearing systems is closer.

The so-called clearing system refers to a system in which a country or region pays off the creditor-debtor relationship between traders or financial institutions generated by economic activities, and provides a money transfer service, which is also a part of the amount in the A account. Transfer to the B account.

The clearing system can also provide transactions between different currencies. For example, Bank A can purchase the second currency from Bank B in the first currency, and the clearing system can transfer the first currency in the account of Bank A to Bank B. In the account, transfer the second currency in the account of Bank B to the account of Bank A.

Under the current method, when a transaction order enters the clearing system, the clearing system checks whether the amount of the first account corresponding to the transaction command is sufficient according to the transaction amount of one of the transaction orders. When the amount of the transaction account is sufficient, the clearing system is based on The transaction amount of the transaction order is remitted from the first account to the amount corresponding to the transaction amount to a second account, and the transaction operation can be completed.

However, if the amount of the first account is insufficient under the current method, the clearing system will keep the transaction order in the transaction queue until another amount is transferred to the first account, so that the amount of the first account is sufficient. The transaction command is taken out of the transaction queue and the transaction is completed. At the same time, if other transaction commands enter the clearing system, the clearing system keeps the subsequent trading orders entering the clearing system in the transaction queue until the transaction queue The subsequent transaction order is executed after the execution of the first transaction order is completed, or the clearing system directly rejects the transaction order when the amount of the remitted account is insufficient, and sends an electronic device that rejects the information to the sender of the transaction order. Allow the sender to resend the transaction command on their own in the transaction account amount.

Since the current method will not execute other trading orders in the trading queue until the execution of the first trading order in the trading queue, or directly reject the trading order, the trader's cash remittance and cash remittance will be made. Inconsistent, resulting in the liquidity of the trader's liquidity risk.

The main purpose of the present invention is to provide a method for clearing multi-currency transactions by using a first clearing server to calculate a first currency receivable amount and a second currency receivable for each account according to a transaction command group. The amount is determined by the first clearing server and the second clearing server to determine whether the first account amount of the first currency and the first account amount of the second currency of each account are sufficient to pay the first currency receivable amount of each account and The method of liquidation of multiple currency transactions in the second currency.

In order to achieve the above-mentioned purposes and effects, one embodiment of the present invention discloses a method for clearing a multi-currency transaction, which is applicable to a first clearing servo device including a plurality of transaction commands, the steps of which include: The first clearing server obtains a plurality of transaction command groups according to the plurality of transaction commands, each of the transaction command groups includes a first transaction command and a second transaction command, wherein one of the first transaction commands is sent out to the account correspondingly a trading account, one of the first trading commands, the trading account corresponding to one of the second trading commands remitting the account, the first transaction order, the first currency remittance amount corresponding to the second trading command One of the first currency transaction amount, the second currency transaction amount corresponding to one of the second transaction orders corresponding to the second currency of the second transaction command; the first clearing server is based on the transaction commands Each of the first transaction order and the second transaction command of the group respectively calculate a first currency receivable amount and a second currency receivable amount of each of the plurality of accounts; the first Calculating the first currency trial amount of each of the accounts according to the first currency receivable amount and the first currency first account amount of each of the accounts; and when When the first currency trial amount of each account is not less than zero, the first clearing server sends the second currency receivable amount of each of the accounts to a second clearing server; the second clearing The server calculates and obtains the respective accounts of the second currency according to the second currency receivable amount of each of the accounts and the second account amount of the second currency of each of the second clearing servers. a second currency trial amount, when the second currency trial amount of each of the accounts is not less than zero, the second clearing server sends a transaction success message to the first clearing server; the first The clearing server calculates one of the first accounts of the respective accounts according to the first currency receivable amount of each of the accounts and the first account amount of the first currency of each of the accounts. account Amount.

In an embodiment of the present invention, wherein at least one of the second currency trial amounts of each of the accounts is less than zero, the method further comprises: the second clearing server transmitting a transaction failure message to the first a clearing server; the first clearing server is unable to trade the account information according to one of the transaction failure messages, and the corresponding account information of the accounts cannot be traded; and the export account corresponding to the transaction commands is unmarked The account holders obtain the transaction command group.

In an embodiment of the present invention, when at least one of the first currency trial amounts of each of the accounts is less than zero, the method further includes: the first clearing server acquiring the first of the accounts The first currency clearing server identifies the first transaction command or the second transaction command corresponding to the account corresponding to the account in the plurality of transaction command groups corresponding to the account obtained by the first clearing server The first transaction command and the second transaction command of the latest information of the time; the transaction command group is obtained by the transaction command corresponding to the unmarked person in the plurality of accounts.

In an embodiment of the present invention, wherein the first clearing server marks the first transaction command or the second of the plurality of transaction command groups corresponding to the account obtained by the first clearing server When the first transaction command or the transaction order of one of the second transaction commands is prioritized, the first clearing server marks the acquired transactions corresponding to the account The remittance account in the command group corresponds to the first transaction command of the account or the time information of the second transaction command.

In an embodiment of the invention, the transaction commands are stored in an insufficient balance queue.

In an embodiment of the present invention, before the step of obtaining, by the first clearing server, the plurality of transaction command groups according to the plurality of transaction commands, the method further comprises: transmitting the plurality of transaction commands to the first clearing a first clearing server that obtains the plurality of trading command groups according to the plurality of trading commands, each of the trading command groups including the first trading command and the second trading command, wherein one of the first trading commands The remittance account corresponds to one of the second transaction commands, and the transaction account corresponds to one of the second transaction commands to remit the account, and the first transaction order is the first currency remittance amount The first currency transaction amount should be one of the second transaction orders, and the second currency transaction amount of the first transaction command corresponds to the second currency of the second transaction command; the first clearing server determines Whether the first account amount of the first currency of the remittance account of the first transaction command corresponding to one of the plurality of transaction command groups is less than the transaction command group Transmitting the first currency of the transaction order; the first clearing server sends the second transaction command of the transaction command group to the second clearing server, and the second clearing server determines the pair of accounts Whether the second account amount of the second currency of the remittance account of the second transaction order of the transaction order group should be less than the second currency remittance amount of the second transaction order of the transaction order group; The first clearing server determines that the first account first account amount of the remittance account of the first transaction command corresponding to the transaction command group of the plurality of accounts is less than the first transaction order of the transaction command group The first currency remittance amount or the second clearing server determines that the second account first account amount of the remittance account of the second transaction command corresponding to the transaction order group of the plurality of accounts is less than the When the second currency of the transaction order group of the second transaction order remits the amount, the first clearing server stores the first transaction command and the second transaction command of the transaction command group to the balance insufficiently Column.

In order to provide a better understanding and understanding of the features and the efficacies of the present invention, the preferred embodiment and the detailed description are as follows:

In the prior art, since the current method is easy to make the cash remittance of the trader and the cash remittance inconsistent, which causes the liquidity risk of the trader, a method of liquidation of the multi-currency transaction is proposed.

The flow of the method for clearing the multi-currency transaction of the first embodiment of the present invention is described herein. Please refer to the first figure, which is a flow chart of the method for clearing the multi-currency transaction according to the first embodiment of the present invention. . As shown in the figure, the method for clearing the multi-currency transaction of the embodiment includes the following steps:

Step S1: sending a transaction command;

Step S3: storing to an insufficient balance column;

Step S5: obtaining a transaction command group;

Step S7: calculating the first currency receivable amount and the second currency receivable amount;

Step S9: determining whether the amount of the first currency trial amount of each account is less than zero;

Step S11: transmitting the second currency receivable amount to the second clearing server;

Step S13: determining whether the amount of the second currency trial amount of each account is less than zero;

Step S15: calculating the amount of the second account of the first currency of each account and;

Step S17: sending a transaction failure message;

Step S19: Marking the corresponding accounts in the accounts that cannot be traded;

Step S21: The transaction command group is obtained by the account in the transaction command corresponding to the unmarked account corresponding to the account;

Step S23: obtaining an account with the smallest amount of the first currency trial amount;

Step S25: marking the latest time information in the transaction command group corresponding to the obtained account;

Step S27: Obtain a transaction command group with an unmarked transaction command.

Next, a system for achieving the method of liquidation of the multi-currency transaction of the present invention will be described. Referring to the second figure, it is a schematic diagram of the method of clearing the multi-currency transaction of the first embodiment of the present invention. As shown in the figure, the system of the method for liquidation of the present invention comprises: an electronic device 1, a first clearing servo device 3 and a second clearing servo device 5.

The electronic device 1 described above may be an electronic device such as a smart phone, a personal digital assistant (PDA), a tablet computer, a notebook computer, or a desktop computer.

The first clearing server 3 includes a storage unit 31. The storage unit 31 can be a hard disk, a floppy disk, a solid state disk, a flash memory, or a read-only memory. Tape, CD, library accessible by the network, cloud storage or other storage device that can store data.

The flow of the method for clearing the multi-currency transaction of the first embodiment of the present invention will be described below. Please refer to the first figure, the second figure, and the third to third C charts. When the multi-currency transaction is to be performed by the first clearing server, steps S1 to S17 will be executed.

In step S1, a transaction command is sent, and the electronic device 1 transmits a transaction command to the first clearing server 3 via the communication unit 101. The electronic device 1 is plural and each sends a transaction command to the first clearing server 3. In other words, the plurality of electronic devices transmit a plurality of transaction commands to the first clearing server 3 in step S1.

In step S3, after the RTGS checks the insufficient amount, the balance is stored in the insufficient balance queue, and the first clearing server 3 obtains a plurality of transaction command groups according to the transaction commands 71-74, and each transaction command group includes the first transaction command and the second transaction. The command, wherein the remittance account of the first transaction command corresponds to the transaction account of the second transaction command, the transaction account of the first transaction command corresponds to the remittance account of the second transaction order, and the remittance amount of the first currency of the first transaction order corresponds to The first currency transaction amount of the second transaction order, and the second currency transaction amount of the first transaction order corresponds to the second currency exchange amount of the second transaction order. In the above transaction command, the remittance account is used to indicate which account in the first clearing server 3 to remit the amount; the first currency remittance amount and the second currency remittance amount indicate the remittance from the remittance account The amount of the currency (for example, the first currency is US dollars, the second currency is RMB); the trading account is used to indicate which account in the first clearing server 3 is to be remitted into the first clearing server 3; The transaction amount and the second currency transaction amount indicate which amount of currency should be received from the trading account. In other words, the first transaction command and the second transaction command included in the transaction command group are mutually corresponding transaction commands.

In an embodiment of the present invention, after the first clearing server 3 obtains the time sequence of the transaction command according to one of the transaction information, the first clearing server 3 treats the corresponding transaction command as a transaction command group in time sequence.

In a practical example of the present invention, the first transaction order may be negotiated by the salesperson of Bank A with the salesperson of Bank B to purchase the second currency of 1,500 yuan in the first currency of 50 yuan, and the salesperson of Bank A operates Bank A. The electronic device 1 sends a transaction command to the first clearing server, the remittance account of the transaction command is the account of the bank A, the remittance amount is the first currency 50 yuan, the transaction account is the account of the B bank, and the transaction amount is the first The second currency is 1,500 yuan. The salesperson of Bank B operates the electronic device of Bank B to send the transaction order to the first clearing server. The remittance account of this transaction order is the account of Bank B, and the remittance amount is 1500 yuan for the second currency. The transaction account is the account of Bank A, and the transaction amount is 50 yuan of the first currency. Since the two transaction commands correspond to each other according to the time sequence, the first clearing server 3 regards the two transaction commands as a transaction command group.

Following the above, as shown in FIG. 3A, the transaction command 71 and the transaction command 72 are the transaction command group 81, the transaction command 73 and the transaction command 74 are the transaction command group 82, and the first clearing server 3 determines the first clearing server 3 Whether the first account amount of the first currency of the remittance account of the first transaction order of the transaction command group in the account is smaller than the first currency remittance amount of the first transaction order, when the first account amount of the first currency is less than When the first currency of the first transaction order remits the amount, the first transaction command and the second transaction command of the transaction command group are stored in the balance insufficient column 311; when the first account amount of the first currency is not less than the first amount When the first currency of the transaction command remits the amount, the second transaction command of the transaction command group is sent to the second clearing server 5, and the second clearing servo device 5 determines that the account in the second clearing server 5 corresponds to the second Whether the amount of the first account of the second currency of the remittance account of the transaction order is less than the remittance amount of the second currency of the second transaction order, when the amount of the first account of the second currency of the account is less than the second amount of the second transaction order currency When the amount is remitted, the second clearing server 5 sends a non-transaction command to the first clearing server 3, and when the first clearing server 3 receives the unsuccessful command, the first clearing server 3 sets the first transaction command and The second transaction command is stored in the insufficient balance queue 311; when the second account first account amount of the account is not less than the second currency remittance amount of the second transaction order, the second clearing server 5 sends a completion transaction command To the first clearing server 3, the first clearing servo executes the first transaction command.

As shown in FIG. 3A, the first currency remittance amount of the transaction command 71 of the transaction command group 81 is 100, the remittance account is the first account, and the first account 51 is the first in the first clearing server 3. The first account amount of the currency is 100, so the first account amount of the first currency of the first account 51 is not less than the first currency remittance amount of the transaction order 71, and the first clearing server 3 sends the transaction command 72 to the first In the second clearing server, the second currency of the transaction command 72 of the transaction command group 81 is 3,000, the remittance account is the second account, and the second account of the second account 53 of the second clearing server 5 is the second currency. The account amount is 1000, so the second account first account amount of the second account 53 is smaller than the second currency remittance amount of the transaction order 72, and the first clearing server 3 stores the transaction command 71 and the transaction command 72 in the insufficient balance.伫 311; the first currency remittance amount of the transaction order 74 of the transaction command group 82 is 150, the remittance account is the second account, and the first currency clearing server 3, the first currency of the second account 53 The amount of one account is 60, so the first currency of the second account 53 A command transaction account amount is less than the first amount remitted credits of the other 74, the first servo means 3 settlement transaction 73 commands and command 74 is stored in the transaction queue 311 is less than the balance.

In step S5, the transaction command group is obtained, and the first clearing server 3 obtains a plurality of transaction command groups according to the transaction commands 71-74, and each transaction command group includes a first transaction command and a second transaction command, wherein the first transaction command The remittance account corresponds to the transaction account of the second transaction order, and the transaction account of the first transaction order corresponds to the remittance account of the second transaction order, and the first currency remittance amount of the first transaction order corresponds to the first currency of the second transaction order The transaction amount, the second currency transaction amount of the first transaction order corresponds to the second currency remittance amount of the second transaction order. As shown in the third B diagram, the transaction command 71 and the transaction command 72 are the transaction command group 81, and the transaction command 73 and the transaction command 74 are the transaction command group 82.

In step S7, the first currency receivable amount and the second currency receivable amount are calculated, and the first clearing server 3 calculates the first of each account according to the first transaction command and the second transaction command of the transaction command group. The amount of money that should be received and received. As shown in FIG. 3B, the first clearing server 3 calculates the first currency receivable amount and the second currency receivable amount of each of the first account 51 and the second account 53 according to the transaction command group 81, 82. The first clearing server calculates the first currency receivable amount 91 of the first account according to the transaction command 71 of the transaction command group 81 and the transaction command 72 and the transaction command 73 of the transaction command group 82 to be +50 ( -100+150), the second currency receivable amount of the first account is 93-1500 (-4500+3000), and the first currency of the second account is 92--50 (100-150). The second account receivable amount of the second account is 94 +500 (4500-3000).

In step S9, it is determined whether the first currency trial amount of each account is less than zero, and the first clearing server 3 determines the first currency receivable amount and the first currency first account amount of each of the accounts. Calculate the first currency trial amount of each of the accounts, and determine whether the first currency trial amount of each account is less than zero, and when each account's first currency trial amount is not less than zero, execute In step S11, when at least one of the first currency trial amounts of each account is less than zero, step S23 is performed.

Following the above, as shown in the third B diagram, the first account receivable amount 91 of the first account 51 is +50, and the first account first account amount of the first account 51 is 100, so the first account 51 The first currency trial amount 111 is 150, the second currency account 53 has the first currency receivable amount 92 of -50, and the second account 53 has the first currency first account amount of 60, so the second account 53 The first currency trial amount 113 is 10. Since the first currency trial amount 111 of the first account 51 and the first currency trial amount 112 of the second account 53 are not less than zero, step S11 is performed.

In step S11, the second currency receivable amount is sent to the second clearing server, and the first clearing server 3 transmits the second currency receivable amount of each account to the second clearing server 5.

In step S13, it is determined whether the second currency trial amount of each account is less than zero, and the second clearing server 5 determines the second currency receivable amount and the second currency first account amount of each of the accounts. Calculating the amount of the second currency trial amount of each of the accounts, and determining whether the second currency trial amount of each account is less than zero, and when each account has a second currency trial amount of not less than zero, The second clearing server 5 sends a transaction success message to the first clearing server 3 and executes step S15. When at least one of the second currency trial amounts of each account is less than zero, step S17 is performed.

In an embodiment of the present invention, in step S13, the second clearing server 5 determines that the second currency trial amount of each account is not less than zero, and the second currency receivable amount according to each account. And the second currency first account amount calculation obtains the second currency currency two account amount of each account, as shown in the third B diagram and the third C diagram, the second clearing server 5 is based on the first account 51 The second currency account receivable amount 93 and the first account 51 second currency first account amount calculation obtain the first account 51 second currency second account amount is 500 (2000-1500), the second clearing servo The device 5 calculates, according to the second currency receivable amount 94 of the second account 53 and the second currency first account amount of the second account 53, the second account of the second account 53 is the second account amount of 2500 (1000). +1500).

In step S15, the first clearing server 3 calculates the first of each of the accounts according to the first currency receivable amount of each of the accounts and the first currency first account amount of each of the accounts. Currency second account amount. As shown in the third B diagram and the third C diagram, the first clearing server 3 calculates and calculates the first currency receivable amount 91 of the first account 51 and the first currency first account amount of the first account 51. The first account of the first account 51 has a second account amount of 150 (100+50), and the first clearing server 3 is based on the first currency receivable amount 92 of the second account 53 and the first of the second account 53 The first account amount of the currency is calculated to obtain the first currency of the second account 53 and the second account amount is 10 (60-50).

In step S17, a transaction failure message is sent, and the second clearing server 5 obtains the second currency trial amount in the accounts is less than zero, and sends a transaction failure message to the first clearing server 3 according to the acquired account. As shown in FIG. 4A, the second currency trial amount 113 of the first account 51 is less than zero, so the acquired account is the first account 51.

In step S19, the ones of the accounts that are unable to trade the account information are marked. The first clearing server 3 may not be able to trade the account information according to one of the transaction failure messages to mark the corresponding ones of the accounts that cannot be traded. As shown in FIG. 4B, since the acquired account is the first account 51, the account information cannot be traded as the first account 51, and the first clearing server 3 marks the first account 51.

In step S21, the transaction command group is obtained by the account corresponding to the unmarked account in the transaction command, and the first clearing server 3 obtains the transaction command by the account corresponding to the unmarked account in the transaction command. After the step S21 is performed, the step S7 is executed to continue to calculate the first currency receivable amount and the second currency receivable amount of each account according to the transaction command group.

Following the above, as shown in FIG. 4B, the unmarked account is the second account 53, and the remittance account corresponding to the second account 53 in the transaction commands 71-74 is the transaction command 72 and the transaction command 74, due to the transaction command 72. And 74 can not form a transaction command group, so step S7 will not be executed, so the transaction commands 71~74 are retained in the insufficient balance column.

In step S23, an account with the smallest amount of the first currency trial is obtained, and the first clearing server 3 obtains the first currency trial amount in the accounts. As shown in FIG. 5A, the first currency trial amount 112 of the second account 53 is the smallest, and thus the acquired account is the second account 53.

In step S25, the first clearing server 3 marks the first transaction command of the account corresponding to the account in the transaction command group corresponding to the acquired account. Or the first transaction command and the second transaction command of the latest time information of the second transaction command. As shown in FIG. 5B, since the account with the smallest trial amount is the second account 53, the transaction command group corresponding to the second account 53 is 81-83, wherein the transaction command corresponding to the second account 53 of the export account is a transaction command. 72, 74 and 76, when the transaction order 72 (for example, time information is 8:00 am), 74 (for example, time information is 8:10 am), and 76 (for example, time information is 8:20 am), the latest information is available. In the case of the transaction command 76, the first clearing server 3 marks the transaction command 75 and the transaction command 76 of the transaction command group 83 corresponding to the transaction command 76.

In step S27, the transaction command group is obtained by the unmarked transaction command, and the first clearing server 3 calculates the receivable amount by the unmarked transaction command. As shown in FIG. 5B, the first clearing server 3 The method of step S5 obtains the transaction command group according to the transaction commands 71-74, and performs step S7. In step S7, the first currency account receivable amount 91 of the first account 51 is calculated to be 50, and the first account 51 is obtained. The second currency receivable amount 93 is -1500, the second currency 53 has the first currency receivable amount 92 of -50, and the second account 53 has the second currency receivable amount 94 of 1500, and then Go to step S9. In step S9, the first currency trial amount 111 of the first account 51 is 150, the first currency trial amount 112 of the second account 53 is 10, and the first currency trial amount of each account is not less than zero. Step S11 is performed. In step S11, the first clearing server transmits the second currency receivable amount 93 of the first account 51 and the second currency receivable amount 94 of the second account 53 to the second clearing server 5. In step S13, the second clearing server 5 calculates that the second currency trial amount 113 of the first account 51 is 1100, and the first currency trial amount 114 of the second account 53 is 2500, due to the second account of each account. The currency trial amount is not less than zero, so step S15 is performed. In step S15, the first clearing server calculates that the first account second account amount of the first account 51 is 150, and the first currency second account amount of the second account 53 is 10. After execution, the insufficient balance queues 311 will leave the marked transaction orders 75 and 76.

In this way, the method for clearing the multi-currency transaction of the first embodiment of the present invention is completed. The first clearing servo device of the present embodiment can calculate the first of each account according to the transaction command stored in the insufficient balance queue. The amount of the currency receivable and the amount of the second currency receivable, when the first clearing server determines that the first account of the first currency of the account is sufficient to pay the first currency receivable amount and the second clearing server determines When the first account amount of the second currency of the account is sufficient to pay the second currency receivable amount, the first clearing server can directly clear the transaction order, thereby increasing the convenience of the multi-currency transaction and also being unable to execute. The trading order will be stored in the insufficient balance column, instead of directly rejecting the trading order or keeping the trading order in the trading queue, which can reduce the liquidity risk of the trader. In addition, it is judged by the first clearing servo. The first currency of the first currency is sufficient to pay the first currency receivable amount before sending the second currency receivable amount to the second clearing server. In order to reduce system load means of a second servo settlement.

Next, the method for clearing the multi-currency transaction of the second embodiment of the present invention will be described. Please refer to the sixth to sixth panels, together with the first and second figures.

In the present embodiment, at step S1, as shown in FIG. 6A, when the electronic device 1 transmits the transaction command 75 and the transaction command 76, the transaction order of one of the transaction commands 75 and 76 is set as the priority.

At step S9, as shown in the sixth diagram B, at least one of the first currency trial amounts 111 and 112 is less than zero, and therefore step S23 is performed.

In step S23, the least amount of the first currency trial amount in the plurality of accounts is the second account 53.

In step S25, as shown in FIG. 6B, since the account with the smallest trial amount is the second account 53, the transaction command group corresponding to the second account 53 is 81-83, wherein the export account corresponds to the second account 53. The transaction commands are transaction commands 72, 74 and 76, when the transaction command 72 (eg time information is 8:00 am), 74 (eg time information is 8:10 am) and 76 (eg time information is 8:20 am) The latest time information is the transaction command 76, so the first clearing server 3 is to mark the transaction command 75 and the transaction command 76 of the transaction command group 83 corresponding to the transaction command 76, but the transaction command 75 or/and the transaction command 76 transaction. The order is prioritized, so the first clearing server 3 marks the first transaction command in the transaction command group corresponding to the acquired account corresponding to the first transaction command of the account or the time information of the second transaction command. And the second transaction order, because the transaction command 72 (for example, time information is 8:00 am), 74 (for example, time information is 8:10 am), and 76 (for example, time information is 8:20 am) For trading order 74, the first clearing servo The device 3 marks the transaction command 73 and the transaction command 74 of the transaction command group 82 corresponding to the transaction command 74.

In step S27, the transaction command group is obtained by the unmarked transaction command, and the first clearing server 3 calculates the receivable amount by the unmarked transaction command. As shown in the sixth B diagram, the first clearing server 3 The method described in step S5 acquires the transaction command group according to the transaction commands 71-72 and 73-74, and executes step S7. In step S7, it is calculated that the first currency receivable amount 91 of the first account 51 is -50, the second currency receivable amount 93 of the first account 51 is +2000, and the second account 53 is the first. The currency receivable amount 92 is +50, and the second currency 53 of the second account 53 is -2000, and then step S9 is performed. In step S9, the first currency trial amount 111 of the first account 51 is 50, the first currency trial amount 113 of the second account 53 is 110, and the first currency trial amount of each account is not less than zero. Step S11, the first clearing server 3 sends the second currency receivable amount 93 of the first account 51 and the second currency receivable amount 94 of the second account 53 to the second clearing server, and then executes Step S13.

Following the above, in step S13, the second clearing servo 5 calculates that the second currency trial amount 113 of the first account 51 is 4500 and the first currency trial amount 114 of the second account 53 is -1000, since each account At least one of the second currency trial amount is less than zero, so step S17 is performed. In step S17, the second clearing server 5 obtains the second currency trial amount in the account that is less than zero, and the second clearing server 5 sends a transaction failure message to the first clearing according to the acquired account. Servo device 3. In step S19, the first clearing server 3 cannot log the account information to mark the second account 53 according to one of the transaction failure messages.

Following the above, in step S21, the unmarked account is the first account 51, and the remittance account corresponding to the first account 51 in the transaction commands 71-72, 75-76 is the transaction command 71, 75, and thus is not marked. The transaction command corresponding to the account is the transaction command 71, 75. Since the transaction command 71 and the transaction command 75 cannot form the transaction command group, the step S7 is not executed, so the transaction commands 71 to 76 are all left in the balance insufficient column.

With this embodiment, the trader can set the order of transactions of the trade orders, and can set the trade order of the more important trade orders to be prioritized, so that the trade command can be preferentially processed by the first clearing server 3 without being marked.

Next, a method for clearing the third embodiment of the present invention will be described. Please refer to the seventh to seventh C drawings, together with the first and second figures. This embodiment exemplifies the execution flow of the method of clearing when there are two or more accounts.

In step S3, as shown in FIG. 7A, the transaction commands 71-78 are stored in the balance insufficient column.

In step S5, as shown in FIG. 7A, the first clearing servo device 3 acquires the transaction command groups 81-84 in accordance with the transaction commands 71-78.

In step S7, as shown in FIG. 7B, the first clearing server 3 calculates, according to the transaction command group 81-84, that the first currency receivable amount 91 of the first account 51 is +85, and the first account 51 The second currency receivable amount 92 is -2050, the second currency 53 has the first currency receivable amount 93 of -100, and the second account 53 has the second currency receivable amount 94 of +2500. The first currency receivable amount 95 of the three accounts 55 is +15, and the second currency receivable amount 96 of the third account 55 is -450.

In step S9, as shown in FIG. 7B, the first clearing server 3 calculates that the first currency trial amount 111 of the first account 51 is 185, and the first currency trial amount 112 of the second account 53 is 0. The first currency trial amount 115 of the third account 55 is 35. Since the first currency trial amount of each account is not less than zero, step S11 is performed.

In step S11, the first clearing server 3 sets the second currency receivable amount 92 of the first account 51, the second currency receivable amount 94 of the second account 53, and the second currency of the third account 55. The unpaid amount 96 is sent to the second clearing server.

In step S13, the second clearing server calculates that the second currency trial amount 113 of the first account 51 is 450, the second currency trial amount 114 of the second account 53 is 3500, and the second currency of the third account 55 The trial amount 116 is -150, and since one of the second currency trial amounts of each account is less than zero, step S17 is performed.

In step S17, the second clearing server 5 obtains the third currency account 55 in which the second currency trial amount is less than zero, so the second clearing server 5 sends a transaction failure message to the first clearing according to the acquired account. Servo device 3.

In step S19, as shown in the seventh C diagram, the first clearing server 3 cannot trade the account information to mark the third account 55 in accordance with one of the transaction failure messages.

In step S21, the unmarked account is the first account 51 and the second account 53, and the transaction commands corresponding to the first account 51 and the second account 53 in the transaction commands 71-78 are the transaction commands 71~76. Therefore, the transaction command groups 81 to 83 are acquired, and step S7 is executed.

In step S7, as shown in the seventh C diagram, the first clearing servo device 3 calculates, according to the transaction command group 81-83, that the first currency receivable amount 91 of the first account 51 is +100, the first account 51. The second currency receivable amount of 92 is -2500, the first currency receivable amount 93 of the second account 53 is -100, and the second currency receivable amount 94 of the second account 53 is +2500.

In step S9, as shown in FIG. 7C, the first clearing server 3 calculates that the first currency trial amount 111 of the first account 51 is 150, and the first currency trial amount 112 of the second account 53 is 0. Since the trial amount of the first currency of each account is not less than zero, step S11 is performed.

In step S11, the first clearing server 3 transmits the second currency receivable amount 92 of the first account 51 and the second currency receivable amount 94 of the second account 53 to the second clearing server.

In step S13, the second clearing server calculates that the second currency trial amount 113 of the first account 51 is 500, and the second currency trial amount 114 of the second account 53 is 3500, due to the second of each account. The trial amount of the currency is not less than zero, so step S15 is performed.

In step S15, the first clearing server 3 calculates that the first account second account amount of the first account 51 is 150, and the first currency second account amount of the second account 53 is zero. After execution, the transaction orders 77~78 remain in the insufficient balance queue 311.

Thus, the method of clearing the multi-currency transaction of the third embodiment of the present invention is completed.

The method for clearing the multi-currency transaction of the present invention can also be used in the first clearing servo device of the batch clearing transaction command. In this case, after the electronic device sends the transaction command to the first clearing servo device in step S1, The clear servo device directly stores the transaction command in the memory unit, and the first clearing servo device executes step S5 to step S17 after a period of time (eg, half an hour, one hour, one and a half hours). In other words, in such a case, only step S1, step S5 to step S27 are performed, and step S3 is not executed.

The above is only the preferred embodiment of the present invention, and is not intended to limit the scope of the present invention, and the variations, modifications, and modifications of the shapes, structures, features, and spirits described in the claims of the present invention. All should be included in the scope of the patent application of the present invention.

The invention is a novelty, progressive and available for industrial use, and should meet the requirements of the patent application stipulated in the Patent Law of China, and the invention patent application is filed according to law, and the prayer bureau will grant the patent as soon as possible. prayer.

1‧‧‧Electronic device

101‧‧‧Communication unit

3‧‧‧First clearing servo

31‧‧‧ storage unit

311‧‧‧ insufficient balance

5‧‧‧Second clearing servo

51‧‧‧First Account

53‧‧‧Second account

55‧‧‧ third account

71‧‧‧ Trading Order

72‧‧‧ Trading Order

73‧‧‧ Trading Order

74‧‧‧ Trading Order

75‧‧‧ Trading Order

76‧‧‧ Trading Order

77‧‧‧ Trading Order

78‧‧‧ Trading Order

81‧‧‧Transaction Order Group

82‧‧‧Transaction Order Group

83‧‧‧Transaction Order Group

84‧‧‧Transaction Order Group

91‧‧‧First currency receivable amount

92‧‧‧First currency receivables

93‧‧‧Second currency receivables

94‧‧‧Second currency receivables

95‧‧‧ First currency receivable amount

96‧‧‧Second currency receivables

111‧‧‧First currency trial amount

112‧‧‧First currency trial amount

113‧‧‧Second currency trial amount

114‧‧‧Second currency trial amount

115‧‧‧First currency trial amount

116‧‧‧Second currency trial amount

1 is a flow chart of a method for liquidation according to a first embodiment of the present invention; FIG. 2 is a schematic diagram of a system for clearing a method according to a first embodiment of the present invention; 3C is a schematic diagram of a method for liquidation of a first embodiment of the present invention for illustrating a liquidation process; and FIGS. 4A to 4B are: a liquidation of the first embodiment of the present invention A schematic diagram of a method for schematically marking an account; FIG. 5A to FIG. 5B are schematic diagrams showing a method of liquidation according to a first embodiment of the present invention for indicating a transaction command; FIG. 6B is a schematic diagram of a method for liquidation according to a second embodiment of the present invention for indicating the priority of a transaction command; 7A to 7C: FIG. 3 is a third embodiment of the present invention A schematic diagram of a method of liquidation to illustrate the process of liquidation.

Claims (5)

A method for clearing a multi-currency transaction, which is applicable to a first clearing servo device including one of a plurality of transaction commands, the step comprising: the first clearing servo device obtaining a plurality of transaction command groups according to the plurality of transaction commands, each The transaction command group includes a first transaction command and a second transaction command, wherein one of the first transaction commands remits an account corresponding to one of the second transaction commands, and the first transaction command is a transaction account pair The account should be remitted from one of the second transaction orders, the first currency remittance amount corresponding to one of the first transaction orders, the first currency transaction amount corresponding to one of the second transaction orders, and the second currency of the first transaction order The transaction amount corresponds to the second currency of the second transaction command, and the first clearing server calculates the plurality of accounts according to the first transaction command and the second transaction command of each of the transaction command groups. One of the first currency receivable amount and one second currency receivable amount; the first clearing server is based on the first currency receivable amount of each of the accounts The first account amount of the first currency is calculated by obtaining the first currency trial amount of each of the accounts; and the first clearing is performed when the first currency trial amount of each of the accounts is not less than zero The second currency clearing server of each of the accounts of the server is sent to a second clearing server; the second clearing server is configured according to the second currency receivable amount of each of the accounts and the The second account amount of the second currency of each of the accounts in the second clearing server, and calculating the second currency trial amount of each of the accounts, when the When the second currency trial amount of each account is not less than zero, the second clearing server sends a transaction success message to the first clearing server; and the first clearing server according to each of the accounts Calculating the amount of the first currency in the first currency and the amount of the first currency in the first currency of each of the accounts, and obtaining the first account second account amount of each of the accounts; wherein the first clearing server Before the steps of obtaining the transaction command groups according to the transaction commands, the method further includes: sending the transaction commands to the first clearing server; and the first clearing server obtains the plurality of transaction commands according to the transaction commands a transaction command group, each of the transaction command groups including the first transaction command and the second transaction command, wherein one of the first transaction commands remits an account corresponding to one of the second transaction commands, the first transaction command One of the trading accounts corresponds to one of the second trading orders to remit the account, and the first currency of the first trading order remits the amount corresponding to one of the second trading orders The amount, the second currency transaction amount of the first transaction command corresponds to the second currency of the second transaction command, and the first clearing server determines that the plurality of transaction command groups correspond to the plurality of transaction commands Whether the first account amount of the first currency of the remittance account of the first transaction order is less than the first currency remittance amount of the first transaction order of the transaction order group; the first clearing The servo device sends the second transaction command of the transaction command group to the second clearing server, and the second clearing server determines the remittance account of the second transaction command corresponding to the transaction command group among the plurality of accounts Whether the second account first account amount is less than the second currency remittance amount of the second transaction order of the transaction order group; When the first clearing server determines that the first account of the first account of the first transaction command corresponding to the transaction command group of the plurality of accounts is smaller than the first transaction of the transaction command group The first currency remittance amount of the order or the second clearing server determines the second currency first account amount of the remittance account of the second transaction order corresponding to the transaction order group of the plurality of accounts When the second currency remittance amount of the second transaction command of the transaction command group is smaller than the second currency transaction command, the first clearing server stores the first transaction command and the second transaction command of the transaction command group to the balance insufficient Queue. The method for liquidating a multi-currency transaction as described in item 1 of the patent application, wherein when at least one of the second currency trial amounts of each of the accounts is less than zero, the method further comprises: the second liquidation The server sends a transaction failure message to the first clearing server; the first clearing server fails to trade the account information according to one of the transaction failure messages, and marks the corresponding account information in the accounts; and In the transaction command, the export account corresponding to the unmarked account holders obtains the transaction command group. The method for clearing a multi-currency transaction as described in item 1 of the patent application, wherein when at least one of the first currency trial amounts of each of the accounts is less than zero, the method further comprises: the first clearing The server obtains the minimum amount of the first currency trial amount in the plurality of accounts; the first clearing server marks the corresponding one of the plurality of transaction command groups corresponding to the account obtained by the account corresponding to the account a first transaction command and the second transaction command of a transaction command or one of the second transaction commands at the latest time information; and The transaction command group is obtained by the transaction command corresponding to the unmarked one of the accounts. The method for clearing a multi-currency transaction as described in item 3 of the patent application, wherein the remittance account corresponding to the account in the plurality of transaction command groups corresponding to the account obtained by the first clearing server identifier When the transaction order of the first transaction command or the second transaction command of the one of the first transaction command or the second transaction command is prioritized, the first clearing server marks the obtained The one of the plurality of transaction command groups corresponding to the account corresponds to the first transaction command of the account or the time information of the second transaction command. A method of liquidation of a multi-currency transaction as described in item 1 of the scope of the patent application, wherein the transaction orders are stored in an insufficient balance.