TWM550431U - Self-service payment system - Google Patents

Description

Self-service payment system

This creation is about a self-service payment system, especially a self-service payment system that helps users make self-service payments.

Nowadays, more and more merchandise items are offered in stores, and merchandise items can be simple goods or services. The current practice must be provided after the counter is settled, and then the goods or services are provided, but if the staff is busy. Under the circumstance, there is often no way to check out in time, which will lead to the situation of long queues.

In order not to cause consumers' boredom due to long queues, if a self-service payment system can be established, self-service payment processing can be carried out through the multimedia terminal machine in the storefront, so that consumers can own the multimedia terminal machine. Choosing the way to pay and making payments and printing out receipts should be an optimal solution.

The self-service payment system can be implemented, including: an electronic invoicing platform for generating an electronic invoice information; a multimedia terminal station is disposed in a physical store, the multimedia terminal device comprising a touch display screen; A self-service payment processing module is configured to be capable of selecting a self-service payment processing for a payment item; a payment mode selection module is connected to the self-service payment processing module for selecting a payment required for self-service payment processing The electronic ticket payment processing module is connected to the payment mode selection module for receiving information of an electronic ticket and performing self-service payment payment processing through the information of the electronic ticket; a third-party payment processing module The group is connected to the payment mode selection module and a third-party payment vendor platform for receiving account information of a third party payment, and performing self-service payment payment processing through the account information of the third party payment; The processing module is connected to the payment mode selection module and a credit card acquiring platform for The card number information of a credit card is received, and the self-service payment payment processing is performed through the card number information of the credit card; a payment detail confirmation module is associated with the electronic ticket payment processing module, the third-party payment processing module, and the credit card payment processing module. The group is connected to be able to confirm the payment details after the payment is successful; an invoice confirmation module is connected with the self-service payment processing module, the payment detail confirmation module and the electronic invoice platform for using the payment The project is to open a receipt with electronic invoice information or a receipt without electronic invoice information, in which a receipt with an electronic invoice is required to be connected to the electronic invoice platform for electronic invoice information.

More specifically, the multimedia terminal machine further includes a card reader connected to the electronic ticket payment processing module for receiving information of the electronic ticket through the card reader and transmitting the electronic ticket through the electronic ticket. Information for self-service payment processing.

More specifically, the multimedia terminal machine further includes a card reader connected to the credit card payment processing module, configured to receive the card number information of the credit card through the card reader, and transmit the card number information of the credit card. Self-service payment processing.

More specifically, the multimedia terminal station further includes a photographing device connected to the third party payment processing module for scanning a code through the photographing device, and scanning the set of barcodes to obtain the third party The account information is paid, and the self-service payment payment processing is performed through the account information paid by the third party.

More specifically, the barcode is a one-dimensional barcode or a two-dimensional barcode.

More specifically, the multimedia terminal station further includes a photographing device connected to the credit card payment processing module for scanning a code through the photographing device, and scanning the set of barcodes to obtain the credit card number of the credit card. Information and self-service payment processing through the card number information of the credit card.

More specifically, the barcode is a one-dimensional barcode or a two-dimensional barcode.

More specifically, the multimedia terminal device further includes a data input module connected to the third party payment processing module for inputting the account information of the third party payment through the data input module. The account information of the third party payment is processed by the self-service payment.

More specifically, the multimedia terminal device further includes a data input module connected to the credit card payment processing module for inputting the card number information of the credit card through the data input module, and through the credit card The card number information is processed by self-service payment.

More specifically, the multimedia terminal machine further includes a printing module connected to the invoice confirmation module, configured to print the receipt with the electronic invoice information according to the payment item or not Receipt of electronic invoice information.

More specifically, the electronic invoicing platform can store the generated electronic invoice information in an electronic invoice carrier and upload the electronic invoice information to a financial and taxation center platform.

More specifically, the electronic invoice carrier is an electronic ticket, a mobile phone barcode, a natural person certificate or a third party payment account.

More specifically, the payment item is a commodity or a service.

Other technical contents, features, and effects of the present invention will be apparent from the following detailed description of the preferred embodiments.

Please refer to Figures 1~2 for a schematic diagram of the overall architecture of the self-service payment system and the architecture of the multimedia terminal. As shown in the figure, the self-service payment system of the creation includes a multimedia set in a physical store 1. The terminal 11 and an electronic invoice platform 2, wherein the electronic invoice platform 2 is configured to generate an electronic invoice information, and the multimedia terminal 11 includes a touch display screen 1101, a self-service payment processing module 1102, and a The payment mode selection module 1103, an electronic ticket payment processing module 1104, a third-party payment processing module 1105, a credit card payment processing module 1106, a payment detail confirmation module 1107, an invoice confirmation module 1108, and a reading Card machine 1109 (the card reader 1109 can be a near field communication card reading device or a wafer card reading device), a camera device 1110, a data input module 1111 and a printing module 1112;

The touch display screen 1101 is configured to display a display screen and provide a function of touch input and manipulation, and the self-service payment processing module 1102 is configured to select a payment item (where the payment item is a commodity or It is a service) to perform self-service payment processing, and the payment mode selection module 1103 is for allowing the consumer to further select the payment mode required for self-service payment processing.

The electronic ticket payment processing module 1104 is configured to receive the information of the electronic ticket through the card reader 1109, so that the electronic ticket payment processing module 1104 can perform self-service payment payment processing through the information of the electronic ticket;

The electronic ticket payment is as shown in Fig. 3, and the flow is as follows: (1) The consumer selects the self-service payment 302 after completing the transaction-to-payment phase 301 at the multimedia terminal machine, and then starts the self-service payment process 303 through the multimedia terminal machine. (2) Selecting the payment method as electronic ticket payment 304, then starting the card reader 305, and then reading the electronic ticket to the wafer or the sensing element 306; (3) After the payment is completed, confirming the payment details 307, and then determining whether An invoice 308 is required. If an invoice is not required, a receipt is printed and the transaction is completed 309; if an invoice is required, the electronic invoice platform 310 is linked, and then the invoice is stored in an electronic invoice. In the middle, the electronic invoice information is uploaded to a financial and taxation center platform 310, and finally, a receipt is printed and the transaction is completed 311.

The third-party payment processing module 1105 is configured to scan a code (the bar code is a one-dimensional bar code or a two-dimensional bar code, and scan the group bar code system to obtain the account information of the third-party payment) through the photographing device 1110 or The account information input by the third party is input through the data input module 1111, and the third party payment processing module 1105 is connected to a third party payment vendor platform 5, and performs self-service payment payment processing through the account information of the third party payment. ;

The third-party payment is as shown in Figure 4, and the process is as follows: (1) After the consumer completes the transaction-to-payment phase 401 on the multimedia terminal machine, the self-service payment 402 is selected, and then the self-service payment process is initiated through the multimedia terminal machine 403. (2) Selecting the payment method for the third party payment 404, and then connecting to a third party payment vendor platform 405, and inputting the account information of the third party payment can scan the one-dimensional barcode or the two-dimensional barcode 407 through the startup lens 406, but Or you can enter the account information 408 of the third party payment through the data input module; (3) After the payment is completed, confirm the payment details 409, and then judge whether it is necessary to open the invoice 410, if it is not necessary to open the invoice, print out a receipt and completion of the transaction 411; if an invoice is required to be opened, the electronic invoice platform 412 is linked, and then the invoice is stored in an electronic invoice carrier, and the electronic invoice information is uploaded to a financial and taxation center platform 413. Finally, a receipt is printed and the transaction is completed 414.

The credit card payment processing module 1106 is configured to receive the card number information of the credit card through the card reader 1109, scan a code through the photographing device 1110 (the barcode is a one-dimensional barcode or a two-dimensional barcode, and scan the group barcode The card number information of the credit card can be obtained through the data input module 1111, and the credit card payment processing module 1106 can be connected to an acquiring platform 6 and transmit the card number information of the credit card. Self-service payment processing;

The credit card payment is as shown in Figure 5, the flow is as follows: (1) The consumer completes the transaction to payment phase 501 in the multimedia terminal machine, then selects the self-service payment 502, and then starts the self-service payment process 503 through the multimedia terminal machine; (2) The payment method is selected as credit card payment 504, and then connected to an acquiring platform 505, and the card number information of the credit card can be read by the card reader 506 for reading the inductive credit card, inputting 508 through the data input module or starting. The lens 509 scans the one-dimensional barcode or the two-dimensional barcode 510; (3) after the payment is completed, confirms the payment details 511, and then determines whether an invoice 512 needs to be opened, and if an invoice is not required, a receipt is printed. And the transaction is completed 513; if the invoice is required to be opened, the electronic invoice platform 514 is connected, and then the invoice is stored in an electronic invoice carrier, and the electronic invoice information is uploaded to a financial and taxation center platform 515, and finally, A receipt is printed and the transaction is completed 516.

The payment detail confirmation module 1107 is configured to be able to confirm the payment details after the payment is successful, and after the payment details confirmation module 1107 confirms, the invoice confirmation module 1108 is opened according to the payment item. A receipt with electronic invoice information or a receipt without electronic invoice information, in which a receipt with an electronic invoice is required to be connected to the electronic invoice platform 2 for generating electronic invoice information;

The electronic invoice platform 2 can store the generated electronic invoice information in an electronic invoice carrier 4, and upload the electronic invoice information to a financial and taxation center platform 3, wherein the electronic invoice carrier is an electronic ticket and a mobile phone. Bar code, natural person certificate or third party payment account.

The advantages of the self-service payment system provided by this creation are compared with other conventional technologies: 1. This creation can establish a self-service payment system, mainly through self-service payment processing through the multimedia terminal machine in the storefront. Allowing consumers to choose the method of payment on the multimedia terminal, and to make payments and print out receipts. 2. The self-service payment system of this creation not only provides consumers with a variety of payment methods, but also reduces the workload of the checkout personnel.

The present invention has been disclosed above in the above embodiments, but it is not intended to limit the present invention. Anyone skilled in the art having ordinary knowledge will understand the foregoing technical features and embodiments of the present invention without departing from the present invention. In the spirit and scope, the scope of patent protection of this creation shall be subject to the definition of the requirements attached to this manual.

1‧‧‧ physical store

11‧‧‧Multimedia terminal machine

1101‧‧‧Touch display screen

1102‧‧‧ self-service payment processing module

1103‧‧‧Payment mode selection module

1104‧‧‧Electronic ticket payment processing module

1105‧‧‧ Third party payment processing module

1106‧‧‧ Credit Card Payment Processing Module

1107‧‧‧Payment Confirmation Module

1108‧‧‧Invoice Confirmation Module

1109‧‧‧ card reader

1110‧‧‧Photographing device

1111‧‧‧Data input module

1112‧‧‧Printing module

2‧‧‧Electronic invoice platform

3‧‧‧Civil Center Platform

4‧‧‧Electronic invoice carrier

5‧‧‧ Third-party payment vendor platform

6‧‧‧ acquiring platform

[Fig. 1] is a schematic diagram of the overall architecture of the self-service payment system. [Fig. 2] is a schematic diagram of the architecture of the multimedia terminal machine of the self-service payment system. [Fig. 3] is a schematic diagram of the electronic ticket payment process of the self-service payment system. [Fig. 4] is a schematic diagram of the third party payment process of the self-service payment system. [Fig. 5] is a schematic diagram of the credit card payment process of the self-service payment system.

1‧‧‧ physical store

11‧‧‧Multimedia terminal machine

2‧‧‧Electronic invoice platform

3‧‧‧Civil Center Platform

4‧‧‧Electronic invoice carrier

5‧‧‧ Third-party payment vendor platform

6‧‧‧ acquiring platform

Claims (13)

A self-service payment system includes at least: an electronic invoicing platform for generating an electronic invoice information; a multimedia terminal station disposed in a physical store, the multimedia terminal machine system comprising: a touch display screen a self-service payment processing module for selecting a self-service payment processing for a payment item; a payment mode selection module connected to the self-service payment processing module for selecting a self-service payment processing a payment mode; an electronic ticket payment processing module is connected to the payment mode selection module for receiving information of an electronic ticket, and performing self-service payment payment processing through the information of the electronic ticket; The module is connected to the payment mode selection module and a third-party payment vendor platform for receiving account information of a third party payment, and performing self-service payment payment processing through the account information of the third party payment; The payment processing module is connected to the payment mode selection module and a credit card acquiring platform For receiving the card number information of a credit card, and performing self-service payment payment processing through the card number information of the credit card; a payment detail confirmation module, the electronic ticket payment processing module, the third-party payment processing module and the credit card The payment processing module is connected to be able to confirm the payment details after the payment is successful; an invoice confirmation module is connected to the self-service payment processing module, the payment detail confirmation module and the electronic invoice platform, According to the payment item, a receipt with electronic invoice information or a receipt without electronic invoice information is opened, and a receipt with an electronic invoice is required to be connected to the electronic invoice platform for generating electronic invoice information. The self-service payment system of claim 1, wherein the multimedia terminal machine further comprises a card reader connected to the electronic ticket payment processing module, configured to receive the information of the electronic ticket through the card reader. And through the information of the electronic ticket, the self-service payment payment processing is performed. The self-service payment system of claim 1, wherein the multimedia terminal machine further comprises a card reader connected to the credit card payment processing module, configured to receive the card number information of the credit card through the card reader, and Self-service payment processing is performed through the card number information of the credit card. The self-service payment system of claim 1, wherein the multimedia terminal machine further comprises a photographing device connected to the third-party payment processing module, configured to scan the set of barcodes by scanning a code through the photographing device. The system can obtain the account information of the third party payment, and perform self-service payment payment processing through the account information of the third party payment. The self-service payment system of claim 4, wherein the barcode is a one-dimensional barcode or a two-dimensional barcode. The self-service payment system of claim 1, wherein the multimedia terminal machine further comprises a photographing device connected to the credit card payment processing module, configured to scan the set of barcode systems by scanning a code through the photographing device. The card number information of the credit card can be obtained, and the self-service payment payment processing is performed through the card number information of the credit card. The self-service payment system of claim 6, wherein the barcode is a one-dimensional barcode or a two-dimensional barcode. The self-service payment system of claim 1, wherein the multimedia terminal further includes a data input module coupled to the third-party payment processing module for enabling the third-party payment to be input through the data input module Account information, and self-service payment processing through the account information paid by the third party. The self-service payment system of claim 1, wherein the multimedia terminal device further comprises a data input module coupled to the credit card payment processing module for inputting the card number information of the credit card through the data input module And self-service payment processing through the card number information of the credit card. The self-service payment system of claim 1, wherein the multimedia terminal machine further comprises a printing module connected to the invoice confirmation module, configured to print the electronic invoice information according to the payment item. A receipt or a receipt without electronic invoice information. The self-service payment system of claim 1, wherein the electronic invoicing platform is capable of storing the generated electronic invoice information in an electronic invoice carrier and uploading the electronic invoice information to a financial and taxation center platform. The self-service payment system of claim 11, wherein the electronic invoice carrier is an electronic ticket, a mobile phone barcode, a natural person certificate or a third party payment account. The self-service payment system of claim 1, wherein the payment item is a commodity or a service.