CN110163591B - Method, system and computer readable storage medium for obtaining payment result of self-service payment - Google Patents

Method, system and computer readable storage medium for obtaining payment result of self-service payment Download PDF

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Publication number
CN110163591B
CN110163591B CN201910309284.5A CN201910309284A CN110163591B CN 110163591 B CN110163591 B CN 110163591B CN 201910309284 A CN201910309284 A CN 201910309284A CN 110163591 B CN110163591 B CN 110163591B
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payment
self
information
service
data
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CN110163591A (en
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郑旭升
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Shenzhen Malio Technology Co ltd
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Shenzhen Malio Technology Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F13/00Interconnection of, or transfer of information or other signals between, memories, input/output devices or central processing units
    • G06F13/38Information transfer, e.g. on bus
    • G06F13/40Bus structure
    • G06F13/4063Device-to-bus coupling
    • G06F13/4068Electrical coupling
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F13/00Interconnection of, or transfer of information or other signals between, memories, input/output devices or central processing units
    • G06F13/38Information transfer, e.g. on bus
    • G06F13/42Bus transfer protocol, e.g. handshake; Synchronisation
    • G06F13/4282Bus transfer protocol, e.g. handshake; Synchronisation on a serial bus, e.g. I2C bus, SPI bus
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/202Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/12Cash registers electronically operated
    • G07G1/14Systems including one or more distant stations co-operating with a central processing unit
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F2213/00Indexing scheme relating to interconnection of, or transfer of information or other signals between, memories, input/output devices or central processing units
    • G06F2213/0042Universal serial bus [USB]

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Hardware Design (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides a method, a system and a computer readable storage medium for obtaining a payment result of self-service payment, wherein the method comprises the following steps: s1: generating a self-service payment request, accepting payment, and acquiring payment information of the self-service payment; s2: converting the payment information into information of HID data and transmitting the information outwards; s3: and judging whether the payment is successful or not according to the information of the HID data transmitted outwards. By converting the self-service payment information into the information of the HID data and transmitting the information, whether the self-service payment is successful or not is judged in real time, so that the time of a client is effectively saved, the experience of the client is improved, and the manpower is saved.

Description

Method, system and computer readable storage medium for obtaining payment result of self-service payment
Technical Field
The present invention relates to the field of payment technologies, and in particular, to a method, a system, and a computer readable storage medium for obtaining a payment result of self-service payment.
Background
With the continuous development and popularization of mobile payment, more and more off-line merchants introduce self-service payment modes, the artificial intelligence field rapidly develops, and automation and unmanned integration are realized in the wide industrial fields of catering, life service, books and the like. The purpose is to replace manual work and improve efficiency and accuracy. However, no unmanned operation is completely realized at present, and most of working situations are the situation that an unmanned self-service channel and a cashier channel are combined.
The user commonly uses a self-service settlement machine, generally, a customer automatically scans bar codes on commodity packages, finishes inputting selected and purchased commodities piece by piece, then confirms that all commodity information is unified to finish settlement, and finishes payment. The supermarket staff then checks the paper shopping receipt to confirm whether the user paid successfully. Thus, manpower and time of customers are wasted, and bad shopping experience is brought.
Disclosure of Invention
The invention provides a method, a system and a computer readable storage medium for obtaining a payment result of self-service payment in order to solve the existing problems.
In order to solve the problems, the technical scheme adopted by the invention is as follows:
a method for acquiring a payment result of self-service payment comprises the following steps: s1: generating a self-service payment request, accepting payment, and acquiring payment information of the self-service payment; s2: converting the payment information into information of HID data and transmitting the information outwards; s3: and judging whether the payment is successful or not according to the information of the HID data transmitted outwards.
In one embodiment of the present invention, further comprising: s4: and displaying whether the payment is successful or not through voice playing or a screen.
In another embodiment of the present invention, the payment information includes a payment manner, a payment amount; the payment mode comprises face-brushing payment, code-scanning payment and card-brushing payment. The face brushing payment comprises the following steps: s41: collecting face information of a payer; s42: transmitting the face information to a payment system; s43: receiving a payment request generated by the payment system after confirming the identity of a payer; s44: the payment request is presented to the payer and payment is accepted.
The invention also provides a system for obtaining the payment result of self-service payment, which comprises: the payment unit is used for generating a payment request and acquiring payment information; the data conversion unit is used for converting the payment information into information of HID data and transmitting the information outwards; and a processor element for receiving the HID data transmitted outwards and judging whether the payment is successful or not.
In still another embodiment of the present invention, the data conversion unit is a data line including: the UART interface is used for connecting equipment with a UART serial port; the USB interface is used for connecting equipment with the HOST USB interface; the HID module is connected with the UART interface and the USB interface, converts the data information received by the UART interface into the information of the HID data, and then transmits the information outwards through the USB interface. The data line also comprises an HID chip peripheral circuit; the HID chip peripheral circuit comprises an ESD protection circuit and a filter circuit. The UART interface includes: a transmit signal, a receive signal, and a GND signal; the USB interface comprises: USB voltage, data line D+, data line D-and GND signals. The payment unit is a face brushing payment unit; the face-brushing payment unit includes: the camera is used for collecting face images of the payer; and the network communication component is used for establishing network communication connection with the payment system.
The invention further provides a computer readable storage medium storing a computer program comprising program instructions which, when executed by a processor, cause the processor to perform a method as described in any of the above.
The beneficial effects of the invention are as follows: the method, the system and the computer readable storage medium for acquiring the payment result of the self-service payment are provided, and whether the self-service payment is successful or not is judged in real time by converting the self-service payment information into the information of the HID data and transmitting the information, so that the time of a client is effectively saved, the experience of the client is improved, and the manpower is saved.
Drawings
Fig. 1 is a schematic diagram of a method for obtaining a payment result of self-service payment in an embodiment of the present invention.
Fig. 2 is a schematic diagram of a method for obtaining a payment result of self-service payment according to another embodiment of the present invention.
Fig. 3 is a schematic diagram of a method for face payment in an embodiment of the present invention.
Fig. 4 is a schematic diagram of a system for obtaining payment results of self-service payment according to an embodiment of the present invention.
Fig. 5 is a schematic diagram of a data conversion unit according to an embodiment of the present invention.
Fig. 6 is a schematic diagram of a data line according to an embodiment of the invention.
Fig. 7 is a schematic diagram of a structure of a data line according to another embodiment of the present invention.
Detailed Description
In order to make the technical problems, technical schemes and beneficial effects to be solved by the embodiments of the present invention more clear, the present invention is further described in detail below with reference to the accompanying drawings and the embodiments. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the scope of the invention.
It will be understood that when an element is referred to as being "mounted" or "disposed" on another element, it can be directly on the other element or be indirectly on the other element. When an element is referred to as being "connected to" another element, it can be directly connected to the other element or be indirectly connected to the other element. In addition, the connection may be for a fixing function or for a circuit communication function.
It is to be understood that the terms "length," "width," "upper," "lower," "front," "rear," "left," "right," "vertical," "horizontal," "top," "bottom," "inner," "outer," and the like are merely for convenience in describing embodiments of the invention and to simplify the description by referring to the figures, rather than to indicate or imply that the devices or elements referred to must have a particular orientation, be constructed and operated in a particular orientation, and thus are not to be construed as limiting the invention.
Furthermore, the terms "first," "second," and the like, are used for descriptive purposes only and are not to be construed as indicating or implying a relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defining "a first" or "a second" may explicitly or implicitly include one or more such feature. In the description of the embodiments of the present invention, the meaning of "plurality" is two or more, unless explicitly defined otherwise.
Example 1
As shown in fig. 1, the present invention provides a method for obtaining a payment result of self-service payment, comprising the following steps:
s1: generating a self-service payment request, accepting payment, and acquiring payment information of the self-service payment;
s2: converting the payment information into information of HID data and transmitting the information outwards;
s3: and judging whether the payment is successful or not according to the information of the HID data transmitted outwards.
As shown in fig. 2, in another embodiment of the present invention, further includes:
s4: and displaying whether the payment is successful or not through voice playing or a screen.
It can be appreciated that in the existing situations of self-service settlement and manual cashing, the cashier is responsible for checking whether the self-service settlement machine is successful or not by transmitting the payment information of the self-service settlement machine to the adjacent manual cashing cash register. The invention provides the method for realizing the data transmission, obtaining whether the payment is successful or not at the first time, and saving the time for manually checking the paper receipt.
Furthermore, whether the payment is successful can be displayed in a voice playing or screen display mode. It will be appreciated that the manner of voice notification is more convenient when the cashier is busy with something else.
In a specific embodiment, a customer automatically scans a bar code on a commodity package to complete the input of selected and purchased commodities piece by piece, confirms that all commodity information is unified to complete settlement, pays the settled price according to a payment request, and obtains payment information of the payment after the payment. The cashier operating the radio knows whether the payment is successful or not according to the information of the imported HID data. Therefore, the paper receipt checking device replaces manual checking of paper receipt, and saves time and labor.
It can be understood that, since the crowd of shopping has the crowd of old people or child who is inconvenient to operate the self-service payment machine, so that the present market, supermarket, etc. do not completely realize unmanned, so the settlement mode that self-service payment machine and manual cashing combined still is mainstream. The application scenario given in this application is only exemplary, and the method used in the scenario similar to the application scenario in this application should be considered as the protection scope of the present invention.
The payment information comprises a payment mode and a payment amount; such as through face swipe payments, weChat payments, payment of treasures, unionpay payments, or direct swipe card payments. The corresponding voice alert may be: weChat payment 100 elements; or, pay the treasures to pay 200 yuan.
As shown in fig. 3, the face payment includes the steps of:
s41: collecting face information of a payer;
s42: transmitting the face information to a payment system;
s43: receiving a payment request generated by the payment system after confirming the identity of a payer;
s44: the payment request is presented to the payer and payment is accepted.
In the method, after the face information, the equipment identification of the face brushing payment equipment and the payment amount are uploaded to a payment system, the payment system can obtain a merchant collection account according to the equipment identification, obtain a payment account of a payer according to the face information, and transfer the payment amount to the collection account through the payment account.
Example 2
As shown in fig. 4, the present invention provides a system for obtaining a payment result of self-service payment, comprising:
the payment unit is used for generating a payment request and acquiring payment information;
the data conversion unit is used for converting the payment information into information of HID data and transmitting the information outwards;
a processor unit for implementing the method as described in embodiment 1. I.e. receiving information of said HID data transmitted outwards and determining whether said payment was successful, in a specific embodiment the data conversion unit converts the data of the payment unit and transmits it to the processor unit, which here may be the processor of a cash register arranged beside the payment unit. It will be appreciated that just adding such a function to the processor of the original cash register may also add a new processor to achieve this function.
It will be appreciated that the processor may also exist in other forms, mainly in a device with a standard HOST USB interface, so that after the data conversion unit converts and imports the data of the payment unit into the device, the processor determines whether the payment is successful.
As shown in fig. 5, in one embodiment of the present invention, the data conversion unit is a data line including:
the UART interface is used for connecting equipment with a UART serial port;
the USB interface is used for connecting equipment with the HOST USB interface;
the HID module is connected with the UART interface and the USB interface, converts the data information received by the UART interface into the information of the HID data, and then transmits the information outwards through the USB interface.
In a specific embodiment, the HID module is an HID chip.
Only through a data line data conversion, under the condition that does not influence manual cashing passageway, also know the cashing state of self-service cashing passageway, for the personnel configuration that reduces of shop, and under the condition that does not take HID conversion data line, the cashier of manual cashing passageway can't know in the first time whether the consumer pays successfully. The invention can be used for installing drivers or applications on equipment (cash registers) with standard HOST USB interfaces, really realizes drive-free installation and plug-and-play, and saves the manpower of technical support for equipment popularization.
In one embodiment of the invention, the data line further comprises HID chip peripheral circuitry; the HID chip peripheral circuit comprises an ESD protection circuit and a filter circuit. It will be appreciated that the length of the data lines and the configuration of the peripheral circuits may be set as required in practice, and the invention is not limited thereto.
As shown in fig. 6 and 7, the UART interface includes: a transmit signal, a receive signal, and a GND signal; the USB interface is as follows: including the USB voltage, data line d+, data line D-, and GND signals.
It will be appreciated that the data lines may exist independently; the socket corresponding to the UART interface is a Type A USB male socket, a Micro USB male socket and a Mini USB male socket; the socket corresponding to the USB interface is a Type A USB male socket.
In another embodiment, the data line is used to connect the device with UART serial port and the device with HOST USB interface to form a data conversion system. The data conversion system may be a system for acquiring payment results of self-service payment.
In one embodiment of the invention, the payment unit is a face brushing payment unit. In a specific embodiment, the face payment unit includes:
the camera is used for collecting face images of the payer;
and the network communication component is used for establishing network communication connection with the payment system.
And collecting face images of the payer through the camera. Face information can be obtained according to the face image, and the face information can include: the face image or face features extracted from the face image. The face information is transmitted to the payment system through the network communication component, and the cloud payment system can conduct identity authentication of face recognition according to the face characteristics; or the payment system can extract the face characteristics for identity recognition from the face image and then perform the identity recognition. The payment request may be generated after confirming the identity. The payment request is a payment request for payment of the corresponding payment account to the payee. It will be appreciated that the payment account and the payer, the payee account and the payee are pre-bound.
It will be appreciated that upon successful payment, the payment system will issue a payment result representing payment information from the payment account to the payee and display the payment result for confirmation by the user.
In addition, the payment unit of the invention can be provided with a processor, and the other parts of the processing is completed by the processor of the system. It will be appreciated that the present invention may be implemented primarily in terms of processor functionality, and that the specific number and arrangement may be unlimited. The connection mode of the system comprising the invention is flexible, and different modes can be adopted according to specific situations, but the functions of the invention can be realized.
The processor may be a central processing unit (Central Processing Unit, CPU), other general purpose processors, digital signal processors (Digital Signal Processor, DSP), application specific integrated circuits (Application Specific Integrated Circuit, ASIC), off-the-shelf programmable gate arrays (Field-Programmable Gate Array, FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, or the like. The general processor may be a microprocessor or the processor may be any conventional processor, etc., where the processor is a control center of the system for obtaining the payment result of self-service payment, and various interfaces and lines are used to connect the various parts of the entire system for obtaining the payment result of self-service payment.
In one embodiment of the invention, a memory is also included. The memory may be used to store the computer program and/or module, and the processor may implement various functions of the system for obtaining payment results of self-service payment by running or executing the computer program and/or module stored in the memory and invoking data stored in the memory. The memory may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program (such as a sound playing function, an image playing function, etc.) required for at least one function, and the like; the storage data area may store data (such as audio data, phonebook, etc.) created according to the use of the handset, etc. In addition, the memory may include high-speed random access memory, and may also include non-volatile memory, such as a hard disk, memory, plug-in hard disk, smart Media Card (SMC), secure Digital (SD) Card, flash Card (Flash Card), at least one disk storage device, flash memory device, or other volatile solid-state storage device.
The foregoing is a further detailed description of the invention in connection with the preferred embodiments, and it is not intended that the invention be limited to the specific embodiments described. It will be apparent to those skilled in the art that several equivalent substitutions and obvious modifications can be made without departing from the spirit of the invention, and the same should be considered to be within the scope of the invention.

Claims (9)

1. A method for obtaining a payment result of self-service payment, comprising the steps of using a self-service settlement machine, a cash register and a data line, comprising the following steps:
s1: the self-service settlement machine generates a self-service payment request and accepts payment to acquire payment information of the self-service payment;
s2: the data conversion unit converts the payment information into information of HID data and transmits the information to a cash register through a data line;
s3: the cash register judges whether the payment result is successful or not according to the information of the HID data;
s4: the cash register displays whether the payment is successful through voice playing or a screen.
2. The method for obtaining payment results of self-service payment according to claim 1, wherein the payment information includes a payment mode and a payment amount; the payment mode comprises face-brushing payment, code-scanning payment and card-brushing payment.
3. The method for obtaining payment results of self-service payment according to claim 2, wherein the face-brushing payment comprises the steps of:
s41: the self-service settlement machine collects face information of a payer;
s42: the self-service settlement machine sends the face information to a payment system;
s43: the self-service settlement machine receives a payment request generated by the payment system after confirming the identity of a payer;
s44: the self-service settlement machine displays the payment request to the payer and accepts payment.
4. A system for obtaining payment results of self-service payments, the system based on a self-service settlement machine, a cash register and a data line, comprising:
the payment unit is positioned on the self-service settlement machine and is used for generating a payment request and acquiring payment information;
the data conversion unit is used for converting the payment information into information of HID data and transmitting the information to a cash register through a data line;
the processor unit is positioned at the cash register, receives the HID data and judges whether the payment is successful or not; the cash register displays whether the payment is successful through voice playing or a screen.
5. The system for obtaining payment results of self-service payment according to claim 4, wherein the data conversion unit is a data line comprising:
the UART interface is used for connecting equipment with a UART serial port;
the USB interface is used for connecting equipment with the HOST USB interface;
the HID module is connected with the UART interface and the USB interface, converts the data information received by the UART interface into the information of the HID data, and then transmits the information outwards through the USB interface.
6. The system for obtaining payment results of self-service payment according to claim 5, wherein the data line further comprises HID chip peripheral circuitry; the HID chip peripheral circuit comprises an ESD protection circuit and a filter circuit.
7. The system for obtaining payment results of self-service payment according to claim 5, wherein the UART interface comprises: a transmit signal, a receive signal, and a GND signal; the USB interface comprises: USB voltage, data line D+, data line D-and GND signals.
8. A system for obtaining payment results for self-service payments according to any of claims 4-7 wherein said payment unit is a swipe payment unit; the face-brushing payment unit includes:
the camera is used for collecting face images of the payer;
and the network communication component is used for establishing network communication connection with the payment system.
9. A computer readable storage medium, characterized in that the computer storage medium stores a computer program comprising program instructions which, when executed by a processor, cause the processor to perform the method of any of claims 1-3.
CN201910309284.5A 2019-04-17 2019-04-17 Method, system and computer readable storage medium for obtaining payment result of self-service payment Active CN110163591B (en)

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CN110705991A (en) * 2019-09-18 2020-01-17 深圳市科脉技术股份有限公司 Face-brushing payment system and method based on two-way communication, electronic device and medium

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