TWM547793U - Service system - Google Patents

Description

service system

The present invention relates to a service system, and more particularly to a service system involving remote login.

In recent years, due to the popularity of information technology, financial operators have gradually replaced traditional counter-operating operations with online financial digital services. Moreover, in order to provide customers with a better experience, the content of financial digital services has become more diverse.

However, as more and more types of financial digital services are available, they may inevitably lead to inconvenience in use. For example, different financial digital services may be managed by independent systems. Therefore, if users want to enjoy a variety of different financial digital services, they need to register multiple sets of different account passwords, so in the memory of the account password. It is easy to cause confusion. Furthermore, if the user wants to use one of the financial digital services, the corresponding account password must be input via a service terminal, and if the user wants to switch to another financial digital service, the user must enter another service via the service terminal. The corresponding account password of the group, so repeatedly switching accounts, will also cause great inconvenience in operation. Therefore, how to make users more convenient to enjoy a variety of different financial digital services has become the subject of this case.

Accordingly, it is an object of the present invention to provide a service system that overcomes the shortcomings of the prior art.

Thus, the new service system includes a server and a service terminal. The service terminal communicates with the server, and includes a reading unit, an input unit, and a processing unit electrically connected to the reading unit and the input unit. When the processing unit of the service terminal reads a data carrier corresponding to a first account by the reading unit, and receives a verification data related to the data carrier via the input unit, the processing unit determines Whether the verification data meets a predetermined condition. When the processing unit determines that the verification data meets the predetermined condition, the processing unit transmits a login request including the first account to the server. When the server receives the login request and determines that a stored second account has an association with the first account, the server grants the login request to open via the service terminal according to the first account and The second account has the right to access the data stored by the server.

In some implementations, the server stores an account-related data, where the account-related data includes the first account, the second account, and an association number corresponding to the first account and the second account. When the server receives the login request including the first account, and determines that the second account and the first account correspond to the same association number, the server determines the second account and the first An account has an association.

In some implementations, the data carrier stores a preset password, and when the processing unit of the service terminal reads the data carrier via the reading unit, the processing unit further reads the stored by the data carrier. And a predetermined password, where the predetermined condition represents that the verification data received by the processing unit via the input unit matches the preset password.

In some implementations, the data carrier is a wafer card or a magnetic strip card.

The effect of the new model is that after receiving the data carrier corresponding to the first account and the verification data meeting the predetermined condition, the server simultaneously opens the second account and the second account according to the service terminal. The user accesses the data stored by the server. Therefore, the user does not need to memorize the account password corresponding to the second account, and the trouble of confusing when the plurality of account passwords are memorized is eliminated. Moreover, when the user wants to use the first account and the related service content of the second account at the same time, only the data carrier corresponding to the first account and the correct verification data need to be provided, and the first account and the first account are not required to be executed. The complicated switching login action between the second account is more convenient and fast in use.

Referring to FIG. 1, an embodiment of the present service system 1 includes a server 11 and a service terminal 12.

The server 11 stores an account-related data, where the account-related data includes a first account, a second account, and an association number corresponding to the first account and the second account. In this embodiment, the first account is, for example, a financial account number corresponding to a financial account, and the first account integrates, for example, a deposit, withdrawal, transfer, payment, loan, and the like corresponding to the financial account. The second account is, for example, a digital bonus account, and integrates, for example, bonus points for the financial account, query, and redemption, but is not limited thereto.

The service terminal 12 includes a reading unit 121, an input unit 122, and a processing unit 123 electrically connected to the reading unit 121 and the input unit 122. In this embodiment, the service terminal 12 can be, for example, an Automated Teller Machine (ATM). The reading unit 121 can be electrically connected to a shape of a data carrier 500, for example, a card reader. The input unit 122 is, for example, a keyboard, but is not limited thereto.

It should be noted that, in other embodiments, the service system 1 includes a plurality of service terminals 12 respectively disposed at different locations, and the server 11 may store a plurality of account-related materials different from each other, and each account is The associated data includes a financial account number, a digital bonus account number, and an association number corresponding to the financial account number and the digital bonus account number, and is not limited to the embodiment.

Referring to FIG. 2, the service system 1 of the present embodiment can implement a login method, and the login method will be described below.

First, step S1 is performed. The processing unit 123 of the service terminal 12 determines whether a data carrier 500 corresponding to a first account number is read via the reading unit 121. In this embodiment, the data carrier 500 can be, for example, a wafer financial card and stores a pair of preset passwords that should be the first account number. In other embodiments, the data carrier 500 can also be, for example, a magnetic stripe finance. Card or a virtual data carrier, and is not limited to this embodiment. When the determination result of the processing unit 123 is NO, step S1 is performed again, and when the determination result of the processing unit 123 is YES, step S2 is performed.

In step S2, the processing unit 123 reads the preset password stored by the data carrier 500. Next, step S3 is performed.

In step S3, the processing unit 123 determines whether a verification material related to the data carrier 500 is received via the input unit 122. In this embodiment, the verification data represents a password input by the input unit 122 when a user wants to log in to the first account. When the determination result of the processing unit 123 is NO, step S3 is performed again, and when the determination result of the processing unit 123 is YES, step S4 is performed.

In step S4, the processing unit 123 determines whether the received verification data meets a predetermined condition. The predetermined condition indicates that the verification data matches the preset password, that is, the password entered when the user wants to log in to the first account is correct. When the determination result of the processing unit 123 is NO, step S5 is performed, and when the determination result of the processing unit 123 is YES, step S6 is performed.

In step S5, the processing unit 123 controls a screen (not shown) included in the service terminal 12 to display a password error message.

In step S6, when the processing unit 123 determines that the verification data meets the predetermined condition, the processing unit 123 transmits a login request including the first account to the server 11. Next, step S7 is performed.

In step S7, when the server 11 receives the login request, the server 11 determines whether the first account has an association with another account according to the login request and the stored account association data. Specifically, the server 11 determines whether the first account corresponds to the same account number as the other account according to the account association data, and if the server 11 determines that the first account and the other account correspond to the same When the association number is used, it is determined that the first account has an association with the other account. For example, referring to Table 1 shown below, in an account related material A, since the first account is the same as the second account corresponding to the same association number "01", the server 11 judges The first account has an association with the second account.         <TABLE border="1" borderColor="#000000" width="_0001"><TBODY><tr><td> </td><td><b><u>Association Number</u></ b></td><td><b><u>Financial Account</u></b></td><td><b><u>Diary Bonus Account</u></b>< /td></tr><tr><td> Account Linkage A </td><td> 01 </td><td> First Account</td><td> Second Account</td>< /tr></TBODY></TABLE> Table 1 When the result of the determination by the server 11 is NO, step S8 is performed, and when the result of the determination by the server 11 is YES, step S9 is executed.       

In step S8, when the server 11 determines that the first account has not been associated with another account, the server 11 grants the login request to open via the service terminal 12 according to the rights possessed by the first account. The information stored in the server 11 is taken, that is, the user is opened to log in to the first account via the service terminal 12, and the service content related to the first account is used.

In step S9, when the server 11 determines that the first account has an association with another account, the server 11 grants the login request to open via the service terminal 12 according to the first account and the first account. The other account having the associated account has access to the data stored by the server 11. In the example shown in Table 1, the server 11 determines that the second account has an association with the first account. Therefore, the server 11 grants the login request to open via the service terminal 12 according to the first account. And the right of the second account to access the data stored by the server 11, that is, the user is opened to use the service content related to the first account and the second account via the service terminal 12. In other words, the user only needs to provide the data carrier 500 corresponding to the first account to the reading unit 121, and input the correct verification data via the input unit 122, so that the first login can be simultaneously performed via the server. The account number and the second account are used for depositing, withdrawing, transferring, paying, pre-borrowing and the like related to the first account, and using the bonus point accumulation, inquiry and redemption services related to the second account, There is no need to first log out of the first account, and there is no need to additionally input the account password of the corresponding second account.

It is to be noted that the account-related data stored by the server 11 may be, for example, the user issuing a binding application to the server 11 at the service terminal 12, and further performing a binding setting procedure. So that the server 11 generates account related data including the first account and the second account. Alternatively, the account related information may also communicate with the server 11 via a server, for example, after receiving a request from the user via the phone, electronic form, newsletter, email or the cabinet. The setting terminal (not shown) is written to the server 11, but is not limited thereto. In addition, in this embodiment, the second account is not limited to being associated with only the first account. For example, if the user also has a third account number that is also a financial account number, the user can use the method of self-operating the service terminal 12 as described above, or in a manner of applying for a financial service practitioner. So that the server 11 generates another account related information including the second account and the third account. Referring to Table 2 shown below, for example, in a new account association data B, the third account and the second account correspond to the same association number "02", and therefore, the same user The first account and the third account that are owned are associated with the second account. In this way, regardless of whether the user logs in to the first account using the data carrier 500 corresponding to the first account, or logs in to the third account using another data carrier corresponding to the third account, the server 11 Will be granted access to the second account at the same time. That is to say, the same digital bonus account is bound to two different financial accounts, and for example, the bonus points generated by the two financial accounts can be integrated into the same digital bonus account.         <TABLE border="1" borderColor="#000000" width="_0002"><TBODY><tr><td> </td><td><b><u>Association Number</u></ b></td><td><b><u>Financial Account</u></b></td><td><b><u>Diary Bonus Account</u></b>< /td></tr><tr><td> Account Linkage A </td><td> 01 </td><td> First Account</td><td> Second Account</td>< /tr><tr><td> Account Linked Data B </td><td> 02 </td><td> Third Account</td><td> Second Account</td></tr>< /TBODY></TABLE>Table 2       

In summary, after the server 11 stores the account related data including the first account and the second account, the service system 1 can receive the data carrier 500 corresponding to the first account and the matching. When the verification data of the predetermined condition is opened, the data stored by the server 11 is accessed via the service terminal 12 according to the rights of the first account and the second account. Therefore, the user does not need to memorize correspondingly. The account password of the second account is free from the trouble of confusing when remembering multiple sets of account passwords. Moreover, when the user wants to use the first account and the related service content of the second account at the same time, only the data carrier 500 corresponding to the first account and the correct verification data need to be provided, and the first account is not required to be executed. And the complicated switching login action between the second account is more convenient and fast in use. Furthermore, instead of inputting an account through the input unit 122 in a manner of providing the data carrier 500, not only is the operation faster, but even if the account password of the first account is inadvertently let others know, the other person cannot In the case of the data carrier 500, the first account and the second account are arbitrarily logged in. Therefore, the present invention also ensures the security of the first account and the second account, so that the purpose of the present invention can be achieved.

However, the above is only the embodiment of the present invention, and when it is not possible to limit the scope of the present invention, all the simple equivalent changes and modifications according to the scope of the patent application and the contents of the patent specification are still This new patent covers the scope.

1‧‧‧Service System
11‧‧‧Server
12‧‧‧Service Terminal
121‧‧‧Reading unit
122‧‧‧Input unit
123‧‧‧Processing unit
500‧‧‧Data carrier
S1~S9‧‧‧Steps

Other features and advantages of the present invention will be apparent from the embodiments of the present invention, wherein: FIG. 1 is a schematic diagram of a hardware block of an embodiment of the present service system; and FIG. 2 is the embodiment A flow chart for implementing one of the login methods.

1‧‧‧Service System

11‧‧‧Server

12‧‧‧Service Terminal

121‧‧‧Reading unit

122‧‧‧Input unit

123‧‧‧Processing unit

500‧‧‧Data carrier

Claims (4)

A service system, comprising: a server; and a service terminal, communicating with the server, and comprising a reading unit, an input unit, and a processing unit electrically connecting the reading unit and the input unit; When the processing unit of the service terminal reads a data carrier corresponding to a first account by the reading unit, and receives a verification data related to the data carrier via the input unit, the processing unit determines the verification. Whether the data meets the predetermined condition; when the processing unit determines that the verification data meets the predetermined condition, the processing unit transmits a login request including the first account to the server; when the server receives the login request, And determining that the stored second account has an association with the first account, the server grants the login request to open, and the access is accessed by the service terminal according to the rights of the first account and the second account. The data stored by the server. The service system of claim 1, wherein the server stores an account-related data, the account-related data includes the first account, the second account, and one corresponding to the first account and the second account Correlation number, when the server receives the login request including the first account, and determines that the second account and the first account correspond to the same association number, the server determines the first The second account has an association with the first account. The service system of claim 1, wherein the data carrier stores a preset password, and when the processing unit of the service terminal reads the data carrier via the reading unit, the processing unit further reads the data The preset password stored by the carrier, the predetermined condition representing that the verification data received by the processing unit via the input unit matches the preset password. The service system of claim 1, wherein the data carrier is a wafer card or a magnetic stripe card.