TWI674512B - Automatic service system identity verification method and its server - Google Patents

Abstract

An identity verification method for an automated service system is implemented by a server that connects multiple users and multiple servers through a communication network. The server stores multiple user identification codes and multiple pieces of identity verification information corresponding to the users, A plurality of server identification numbers corresponding to the servers and including: the server generates and sends an authentication request to the user identification code after receiving an identity verification request including a user identification code and a server identification number The corresponding client, so that the client sends a piece of identity information to be verified to the server, and when the server determines that the piece of identity information to be verified is the same as the identity verification information corresponding to the client, generates and sends a server Enable the command to the server corresponding to the server identification number.

Description

Identity verification method of automatic service system and its server

The invention relates to a banking system, in particular to a method for confirming the identity of a user using a bank automated service system and a server thereof.

Existing automated service systems, such as: the use process of the ATM is to select a service item, you must insert the ATM card into the ATM, enter the corresponding withdrawal password, and then execute the user's choice Services, so users ca n’t use the cash machine without a cash card, which is really inconvenient to use.

In view of this, how to provide a method for confirming the user's identity and allowing the user to use various automated service systems without using any physical identity verification credentials (for example: ATM card, certificate) is The primary problem that this creation wants to solve.

Therefore, an object of the present invention is to provide an identity verification method that does not require the use of physical identity verification credentials for identity verification.

Therefore, the identity verification method of an automated service system of the present invention is implemented by connecting a plurality of users and a server of a plurality of servers through a communication network, respectively. The server stores a plurality of user identifications corresponding to the users. Code, multiple pens corresponding to the identity verification information of the users, and multiple server identification numbers corresponding to the servers, the automated service system identity verification method includes a step (A), a step (B), and a Step (C).

The step (A) is to generate and transmit an authentication by the server after receiving an identity verification request from one of the servers and including a unique user identification code and a unique server identification number. Requesting to the user end corresponding to the user identification code, so that the user end corresponding to the user identification code sends a piece of identity information to be verified to the server.

The step (B) is to determine whether the identity information to be verified and the identity of the use end corresponding to the user ID are received by the server after receiving the identity information to be verified from the use end corresponding to the user ID. Verification information is the same.

The step (C) is to use the server to generate and send a server activation instruction to the identity verification request when determining that the identity information to be verified is the same as the identity verification information of the user corresponding to the user identification code. The server corresponding to the server identification number serves as a target server.

Another object of the present invention is to provide a server for identity verification without using physical identity verification credentials for identity verification.

Therefore, a server of the present invention is connected to a plurality of users and a plurality of servers through a communication network. The server includes a server communication module, a server storage module, and an electrical connection to the server. Communication module and server processing module of the server storage module.

The server-side communication module is connected to the communication network, and is connected to the users and the servers through the communication network, respectively.

The server storage module stores a plurality of user identification codes corresponding to the users, a plurality of identity verification information corresponding to the users, and a plurality of server identification numbers corresponding to the servers.

The server-side processing module generates and transmits an identity verification request from one of the servers including a unique user identification code and a unique server identification number through the server-side communication module. An authentication request is sent to the user end corresponding to the user identification code, so that the user end corresponding to the user identification code sends a piece of identity information to be verified to the server end, and the server end processing module is communicating through the server end communication module. After receiving the identity verification information from the use end corresponding to the user identification code, it is determined whether the identity verification information is the same as the identity verification information corresponding to the use end of the user identification code. When the identity verification information of the user end corresponding to the user identification code is the same, a server activation instruction is generated, and the server activation instruction is transmitted to the server identification number corresponding to the identity verification request through the server communication module. The server, and use it as a target server.

The effect of the present invention is that after receiving the identity verification request, the server generates and sends the authentication request to the user, and determines the identity to be verified after receiving the identity information to be verified from the user. Whether the information is the same as the identity verification information of the client, and when the determination is the same, generate and send the server activation instruction to the target server, and the verification of the current use of the target server can be completed without the need for a cash card. The identity of the user determines whether the user currently using the target server can use the target server.

Referring to FIG. 1, an embodiment of an identity verification method for an automated service system according to the present invention is implemented by a server 1 included in a system 100. The system 100 further includes a plurality of servers connected to the server 1 through a communication network 200. The server 2, a plurality of users 3 connected to the server 1 via the communication network 200, and a text messaging platform 4 connected to the server 1 through a communication network 200.

The server 1 includes a server-side communication module 11 connected to the communication network 200, a server-side storage module 12, and a server-side electrically connected to the server-side communication module 11 and the server-side storage module 12. Processing module 13. The server storage module 12 stores a plurality of user identification codes corresponding to the users 3, a plurality of identity verification information corresponding to the users 3, and a plurality of server identifications corresponding to the servers 2 respectively. Numbering.

Each server 2 includes a server communication module 21 connected to the communication network 200, a server input module 22, and a service electrically connecting the server communication module 21 and the server input module 22.端 处理 模 23。 End processing module 23.

Each use end 3 includes a use end communication module 31 connected to the communication network 200, a use end input module 32, a use end display module 33, and an electrical connection to the use end communication module 31, the The user input module 32 and the user processing module 34 of the user display module 33. The user-end input module 32 may be a keyboard, a fingerprint reader, a microphone, or a camera, but is not limited thereto.

The short message voice sending platform 4 is configured to send a short message or a voice message to the user terminal 3 corresponding to the designated phone number according to the phone number of a designated recipient.

In this embodiment, the implementation of the server 1 is, for example, a personal computer, a server, or a cloud host, but is not limited thereto.

In this embodiment, the implementation of the server 2 is, for example, a personal computer, an online bank, a mobile bank, a voice bank, a cash machine, or a counter system, but is not limited to this.

In this embodiment, the implementation aspect of each user end 3 is, for example, a personal computer, a smart phone, or a tablet computer, but is not limited thereto.

The operation of the server 1, the server 2, and the users 3, and the components of the SMS voice transmission platform 4 of the system 100 will be described by using this embodiment of the identity verification method of the automated service system of the present invention. In detail, the identity verification method of the automated service system of the present invention includes a business request verification process and a user identity verification process.

Referring to FIG. 2, the service request verification procedure verifies whether the server 2 has sent a request related to a service to be performed by a user, and includes a step 51, a step 52, a step 53, a step 54, and a Step 55.

In step 51, the server processing module 23 of one of the servers 2 responds to an input signal generated by the server input module 22 through the user input operation to generate a unique A user identification code and an identity verification request with a unique server identification number, and the identity verification request is transmitted to the server 1 through the server communication module 21. It is worth noting that, in this embodiment, the user identification code may be, for example, a mobile phone number of a mobile phone owned by the user, an account related to the user, or an identity related to the user Certificate number, but not limited to this.

In step 52, after receiving the identity verification request from the server 2 by the server-side processing module 13 through the server-side communication module 11, the server-side processing module 13 generates a pair of pending confirmation requests that should correspond to the identity verification request. And send the pending confirmation request to the server 2 corresponding to the server identification number in the identity verification request through the server-side communication module 11 and use the server 2 corresponding to the server identification number as a target Server 2. It is worth noting that, in this embodiment, the to-be-confirmed request includes the user identification code in the identity verification request.

In step 53, after receiving the pending confirmation request through the server communication module 21, the server processing module 23 of the target server 2 verifies whether the identity verification is transmitted through the server communication module 21. Request to the server 1 and generate a pair of server identification numbers corresponding to the target server 2 and indicate whether the target server 2 has sent the verification result of the identity verification request, and then send the verification result through the server communication module 21 The verification result is transmitted to the server 1. It is worth mentioning that the server processing module 23 of the target server 2 determines whether it has sent an identity verification request containing the user identification code of the request to be confirmed to the server 1 to verify whether it has passed The server communication module 21 sends the identity verification request to the server 1.

In step 54, after receiving the verification result through the server-side communication module 21, the server-side processing module 13 determines whether the verification result indicates that the target server 2 has transmitted the identity verification request. When the server-side processing module 13 determines that the verification result indicates that the target server 2 has transmitted the identity verification request (that is, the one of the server 2 in step 51 and the one in step 52) When the target server 2 is the same server 2), the process proceeds to step 61; when the server processing module 13 determines that the verification result indicates that the target server 2 has not transmitted the identity verification request (ie, the identity When the one of the server 2 in step 51 is different from the target server 2 in step 52), the process proceeds to step 55.

In step 55, the server-side processing module 13 ignores the identity verification request sent by the server-side processing module 23 of the server 2 in the step 51 through the server-side communication module 21. .

It is worth noting that, in other embodiments, the identity verification request in step 51 may include only the user identification code and not the server identification number, that is, the steps 52 to 54 need not be performed. Process, and directly perform step 61 of the process to complete the identity verification method of the automated service system of the present invention.

Referring to FIG. 3, the user identity verification program verifies the identity of the user currently using the server 2 and includes a step 61, a step 62, a step 63, a step 64, a step 65, and a step 66. , A step 67, and a step 68.

In step 61, the server-side processing module 13 generates an authentication request, and transmits the authentication request to the user terminal 3 corresponding to the user identification code in the identity verification request through the server-side communication module 11. The user end 3 corresponding to the user identification code in the identity verification request is one of the user end 3.

In step 62, after receiving the authentication request through the user communication module 31, the user processing module 34 of the user 3 corresponding to the user identification code displays the authentication request on the user display. Module 33. It is worth noting that, in this embodiment, the method for transmitting the authentication request is one of a phone voice notification, an e-mail, a text message, and an application broadcast.

In step 63, the user-end processing module 34 of the user-end 3 corresponding to the user identification code responds to another input signal generated by the user-end input module 32 through the user's input operation, and generates a The identity information to be verified is transmitted to the server 1 through the user-end communication module 31. It is worth noting that, in this embodiment, the identity information to be verified is a password, an agreed information, a biometric information related to a user holding a user end corresponding to the user identification code, and a related information One of the device information of the user end corresponding to the user identification code. The device information related to the user end corresponding to the user identification code is one of an IMEI number, an IMSI chip card number, a part number, and one of the user end number corresponding to the user identification code. . Among them, the biometrics related to the user holding the user end corresponding to the user identification code may be information of a fingerprint, a voiceprint, or a face shape.

In step 64, the server-side processing module 13 receives the identity verification information to be verified through the server-side communication module 11, and determines whether the identity verification information to be verified is stored in the server-side storage module 12. The identity verification information of the user end 3 corresponding to the user identification code is the same. When it is judged that the identity verification information to be verified is the same as the identity verification information corresponding to the use terminal 3 of the user ID, proceed to step 65; when it is judged that the identity verification information to be verified is identical to the use terminal 3 corresponding to the user ID When the identity verification information of is different, go to Step 67 of the process.

In step 65, the server-side processing module 13 generates a server-side enabling instruction, and transmits the server-side enabling instruction to the target server 2 through the server-side communication module 11 (that is, in step 51). Of those servers 2).

In step 66, the server processing module 23 of the target server 2 is permitted to execute the service that the user wants to perform after receiving the server activation instruction through the server communication module 21.

In step 67, the server-side processing module 13 generates a verification failure message indicating that the identity information to be verified is different from the identity verification information of the user 3 corresponding to the user identification code, and communicates through the server. The module 11 sends the verification failure message to the user end 3 corresponding to the user identification code.

In step 68, after receiving the authentication failure message through the user communication module 31, the user processing module 34 of the user 3 corresponding to the user identification code displays the authentication failure message on the user. Display module 33.

In summary, the identity verification method of the automated service system of the present invention and the server thereof. After confirming that the server 2 has transmitted the identity verification request, the server 1 generates and sends the authentication request to the user ID corresponding to the user identification code. The client 3, then, compares the received identity information to be verified with the identity verification information of the client 3 corresponding to the user ID. If the comparison is the same, then no physical identity verification certificate is required ( (E.g., ATM card, certificate), confirm the identity of the user of the target server 2 currently being used, and then cause the target server 2 to perform the business required by the user. Therefore, it can indeed achieve the purpose of the invention.

However, the above are only examples of the present invention. When the scope of implementation of the present invention cannot be limited by this, any simple equivalent changes and modifications made according to the scope of the patent application and the contents of the patent specification of the present invention are still Within the scope of the invention patent.

100‧‧‧ system

200‧‧‧Communication Network

1‧‧‧ server

11‧‧‧Server Communication Module

12‧‧‧Server Storage Module

13‧‧‧Server-side processing module

2‧‧‧ server

21‧‧‧Server Communication Module

22‧‧‧Server Input Module

23‧‧‧Server Processing Module

3‧‧‧ end of use

31‧‧‧use-side communication module

32‧‧‧Usage input module

33‧‧‧Usage display module

34‧‧‧End-use processing module

4‧‧‧ SMS Voice Sending Platform

51 ~ 55‧‧‧step

61 ~ 68‧‧‧step

Other features and effects of the present invention will be clearly presented in the embodiment with reference to the drawings, wherein: FIG. 1 is a block diagram illustrating a system for performing an embodiment of the identity verification method of the automated service system of the present invention; FIG. 2 Is a flowchart illustrating a business request verification procedure of the embodiment of the identity verification method of the automated service system of the present invention; and FIG. 3 is a flowchart illustrating a user of the embodiment of the identity verification method of the automated service system of the present invention Identity verification process.

Claims (8)

An identity verification method for an automated service system is implemented by connecting a plurality of users and a server of a plurality of servers through a communication network, respectively. The server stores a plurality of user identification codes and multiple pens corresponding to the users. Corresponds to the identity verification information of the users and multiple server identification numbers corresponding to the servers respectively. The identity verification method of the automated service system includes the following steps: (A) When the server receives a message from the server, After waiting for one of the server and an identity verification request including a unique user identification code and a unique server identification number, an authentication request is generated and transmitted to the user corresponding to the user identification code, so that the user identification code The corresponding client sends a piece of identity information to be verified to the server, where step (A) includes the following sub-steps (A-1). After receiving the identity verification request, the server generates and sends a pair of corresponding identity verifications. The request to be confirmed is sent to the server corresponding to the server identification number in the identity verification request, and it is used as a glance. The server, so that the target server verifies whether the identity verification request is transmitted, and generates and transmits a verification result indicating whether the identity verification request is transmitted to the server; and (A-2) the server is in After receiving the authentication result from the target server and responding to the request to be confirmed and indicating that the target server has transmitted the identity verification request, the authentication request is generated and transmitted to the user corresponding to the user ID, so that the The user end corresponding to the user identification code sends the identity information to be verified to the server end; (B) With the server, after receiving the identity verification information from the use end corresponding to the user identification code, determine whether the identity verification information is the same as the identity verification information of the use end corresponding to the user identification code. ; And (C) using the server, when determining that the identity information to be verified is the same as the identity verification information of the user corresponding to the user identification code, generating and sending a server activation instruction to the service in the identity verification request The server corresponding to the terminal identification number. The identity verification method of the automated service system according to claim 1, wherein, in the step (A), the method of transmitting the authentication request is a telephone voice notification, an email, a text message, and a push broadcast of an application One of them. The identity verification method for an automated service system according to claim 1, wherein, in step (B), the identity information to be verified is a password, an agreed information, and a use corresponding to holding the user identification code. One of the user's biometric information and one of the user's device information corresponding to the user identification code. The identity verification method for an automated service system according to claim 3, wherein the device information related to the user end corresponding to the user identification code is an IMEI number, an IMSI chip card number, a part number, and a related One of the user IDs corresponding to the user identification code. A server end is connected to a plurality of users and a plurality of servers through a communication network. The server end includes: a server-side communication module connected to the communication network and through the communication port. The communication network is respectively connected to the users and the servers; a server-side storage module stores multiple user identification codes corresponding to the users, multiple pieces of identity verification information corresponding to the users, and multiple A server-side identification number corresponding to each of these servers; and a server-side processing module electrically connected to the server-side communication module and the server-side storage module, and receiving one from the server-side communication module through the server-side communication module. After one of the servers has an identity verification request including a unique user ID and a unique server ID, an authentication request is generated and transmitted to the user corresponding to the user ID, so that the user ID The corresponding client sends a piece of identity information to be verified to the server. The server-side processing module determines the identity information to be verified from the client corresponding to the user ID through the server-side communication module. Whether the identity information to be verified is the same as the identity verification information of the user end corresponding to the user ID, and when the identity information to be verified is When the identity verification information of the user identification code is the same, a server activation instruction is generated, and the server activation instruction is transmitted to the server identification number corresponding to the server identification number in the identity verification request through the server communication module. The server uses it as a target server. After receiving the identity verification request through the server-side communication module, the server-side processing module generates and sends a pair of pending requests to the identity verification request to The target server, so that the target server verifies whether the identity verification request is transmitted, and generates and transmits an indication indicating whether the verification result of the identity verification request is transmitted to the server, and the server processing module passes The server-side communication module received from the target server and should be confirmed After requesting and indicating that the target server has transmitted the verification result of the identity verification request, the authentication request is generated, and the authentication request is transmitted to the user end corresponding to the user identification code through the server-side communication module, so that The user terminal corresponding to the user identification code sends the identity information to be verified to the server terminal. The server according to claim 5, wherein the method for transmitting the authentication request is one of a telephone voice notification, an email, a text message, and a push of an application program. The server according to claim 5, wherein the identity information to be verified is a password, an agreed information, a biometric information related to a user holding a user end corresponding to the user identification code, and a related One of the device information of the user end corresponding to the user identification code. The server according to claim 7, wherein the device information related to the user end corresponding to the user ID is an IMEI number, an IMSI chip card number, a part number, and a user ID One of the corresponding end numbers.