TW202006579A - Automatic service system identity verification method and its server - Google Patents

Abstract

An automated service system identity verification method is implemented by connecting a plurality of server terminals and a plurality of server terminals via a communication network. The server stores a plurality of user identification codes corresponding to the use end, a plurality of identity verification information, a plurality of server identification numbers corresponding to the server, and includes: After receiving the identity verification request including a user identification code and a server identification number, the server generates and transmits an authentication request to the user end corresponding to the user identification code, so that the user terminal transmits a to-be-verified Identity information to the server. When the server determines that the identity information to be verified is the same as the identity verification information corresponding to the user end, generating and transmitting a server enable command to the server corresponding to the server identification number.

Description

Automatic service system identity verification method and its server

The invention relates to a banking system, in particular to a method and its server for confirming the identity of a user who uses a bank automation service system.

Existing automated service systems, for example: the use process of the cash dispenser (ATM) is to select the service item, you must insert the cash card into the cash machine, and enter the corresponding withdrawal password before you can execute the user's choice Service items, so users can not use the cash machine without carrying the cash card, which is inconvenient to use.

In view of this, how to provide a method to confirm the identity of the user and enable the user to use various automated service systems without using any physical identity verification certificate (eg, ATM card, certificate) The primary issue that this creation aims to solve.

Therefore, the object of the present invention is to provide an identity verification method that does not require the use of physical identity verification credentials for identity verification.

Therefore, an identity verification method of an automated service system of the present invention is implemented by connecting a plurality of user terminals and a server terminal of a plurality of server terminals via a communication network, the server terminal stores a plurality of user identifications corresponding to the user terminals, respectively Code, multiple pens respectively corresponding to the identity verification information of the users, and multiple server identification numbers respectively corresponding to the servers, the identity verification method of the automated service system includes a step (A), a step (B), and a Step (C).

The step (A) is to generate and send an authentication through the server after receiving an identity verification request from one of the servers and including a unique user identification code and a unique server identification number Request to the user end corresponding to the user identification code, so that the user end corresponding to the user identification code sends a piece of identity information to be verified to the server.

The step (B) is to determine whether the identity information to be verified corresponds to the identity of the user end corresponding to the user identification code after receiving the identity information to be verified from the user end corresponding to the user identification code through the server The verification information is the same.

The step (C) is through the server, when it is determined that the identity information to be verified is the same as the identity verification information of the user end corresponding to the user identification code, a server activation command is generated and sent to the identity verification request The server corresponding to the server identification number is used as a target server.

Another object of the present invention is to provide an identity verification server that does not require the use of physical identity verification certificates for identity verification.

Therefore, the server of the present invention is connected to a plurality of users and a plurality of servers through a communication network. The server includes a server communication module, a server storage module, and an electrical connection to the server Server communication module and server-side processing module of the server-side storage module.

The server-side communication module is connected to the communication network, and is connected to the users and the servers through the communication network, respectively.

The server-side storage module stores a plurality of user identification codes respectively corresponding to the user terminals, a plurality of pieces of identity verification information respectively corresponding to the user terminals, and a plurality of server identification numbers respectively corresponding to the server terminals.

The server-side processing module generates and transmits after receiving an identity verification request from one of the servers and including a unique user identification code and a unique server identification number through the server-side communication module An authentication request is sent to the user end corresponding to the user identification code, so that the user end corresponding to the user identification code sends a to-be-verified identity information to the server end, and the server end processing module passes the server end communication module After receiving the identity information to be verified from the user end corresponding to the user identification code, it is determined whether the identity information to be verified is the same as the identity verification information corresponding to the user end of the user identification code, and when the identity information to be verified is determined to be When the identity verification information corresponding to the user end of the user identification code is the same, a server activation command is generated, and the server activation command is transmitted to the server identification number in the identity verification request through the server communication module The server, and use it as a target server.

The effect of the present invention is: after receiving the identity verification request, the server generates and transmits the authentication request to the user end, and after receiving the identity information to be verified from the user end, determines the identity to be verified Whether the information is the same as the identity verification information of the user terminal, and when the judgment is the same, generate and send the server activation command to the target server, which can complete the verification of the current use of the target server without the need for a cash card The identity of the user determines whether the user currently using the target server can use the target server.

Referring to FIG. 1, an embodiment of the identity verification method of the automated service system of the present invention is implemented by a server 1 included in a system 100. The system 100 further includes a plurality of servers connected to the server 1 via a communication network 200. The server 2, a plurality of users 3 connected to the server 1 via the communication network 200, and a short message voice transmission platform 4 connected to the server 1 via a communication network 200.

The server 1 includes a server communication module 11 connected to the communication network 200, a server storage module 12, and a server electrically connecting the server communication module 11 and the server storage module 12 Processing module 13. The server-side storage module 12 stores a plurality of user identification codes respectively corresponding to the user terminals 3, a plurality of pieces of identity verification information respectively corresponding to the user terminals 3, and a plurality of server identifications respectively corresponding to the server terminals 2 Numbering.

Each server 2 includes a server communication module 21 connected to the communication network 200, a server input module 22, and a service that electrically connects the server communication module 21 and the server input module 22 End processing module 23.

Each user terminal 3 includes a user terminal communication module 31 connected to the communication network 200, a user terminal input module 32, a user terminal display module 33, and an electric connection to the user terminal communication module 31, the The user end input module 32 and the user end processing module 34 of the user end display module 33. The user input module 32 may be a keyboard, a fingerprint reader, a microphone, or a camera, but it is not limited thereto.

The short message voice sending platform 4 is used to send a short message or voice message to the user terminal 3 corresponding to the specified phone number according to the specified phone number of a receiving object.

In this embodiment, the implementation of the server 1 is, for example, a personal computer, a server, or a cloud host, but not limited to this.

In this embodiment, the implementation of the server 2 is, for example, a personal computer, an internet bank, a mobile bank, a voice bank, a cash machine or a counter system, but not limited to this

In this embodiment, the implementation of each user terminal 3 is, for example, a personal computer, a smart phone, or a tablet computer, but it is not limited thereto.

The following will describe the operation of the server 1, the server 2, and the user 3 of the system 100, and the components of the voice transmission platform 4 of the system 100 through the embodiment of the identity verification method of the automated service system of the present invention In detail, the identity verification method of the automated service system of the present invention includes a business request verification procedure and a user identity verification procedure.

Referring to FIG. 2, the business request verification procedure verifies whether the server 2 has sent a request related to a business that a user wants to perform, and includes a step 51, a step 52, a step 53, a step 54, and a Step 55.

In this step 51, the server processing module 23 of one of the servers 2 responds to an input signal generated by the server input module 22 through the user input operation to generate a unique An identity verification request of a user identification code and a unique server identification number, and transmits the identity verification request to the server 1 through the server communication module 21. It is worth noting that in this embodiment, the user identification code may be, for example: a mobile phone number of the mobile phone owned by the user, an account related to the user, or an identity related to the user Certificate number, but not limited to this.

In step 52, after receiving the identity verification request from the server 2 through the server-side communication module 11, the server-side processing module 13 generates a pair of pending requests that should be the identity verification request , And send the request to be confirmed to the server 2 corresponding to the server identification number in the identity verification request through the server-side communication module 11, and use the server 2 corresponding to the server identification number as a target Server 2. It is worth noting that in this embodiment, the request to be confirmed includes the user identification code in the identity verification request.

In this step 53, the server processing module 23 of the target server 2 receives the request to be confirmed through the server communication module 21, and then verifies whether the identity verification is transmitted through the server communication module 21 The request is sent to the server 1, and a pair of server identification numbers corresponding to the target server 2 is generated, and indicates whether the target server 2 has sent the verification result of the identity verification request, and then through the server communication module 21 will The verification result is sent to the server 1. It is worth mentioning that the server processing module 23 of the target server 2 determines whether it has passed the identity verification request containing the user identification code of the pending request to the server 1 by determining whether it has passed The server communication module 21 transmits the identity verification request to the server 1.

In step 54, after receiving the verification result through the server communication module 21, the server-side processing module 13 determines whether the verification result indicates that the target server 2 has transmitted the identity verification request. When the server-side processing module 13 determines that the verification result indicates that the target server 2 has transmitted the identity verification request (that is, the one of the servers 2 in step 51 and the one in step 52 When the target server 2 is the same server 2), proceed to step 61; when the server-side processing module 13 determines that the verification result indicates that the target server 2 has not transmitted the identity verification request (ie, the If the one of the server 2 in step 51 is different from the target server 2 in step 52), then step 55 is performed.

In the step 55, the server-side processing module 13 ignores the identity verification request sent by the server-side processing module 23 of the server 2 in the step 51 through the server-side communication module 21 .

It is worth noting that in other embodiments, the identity verification request in step 51 may only include the user identification code, but not the server identification number, that is, step 52 to step 54 need not be performed The process, and directly proceeding to step 61 of the process, can also complete the identity verification method of the automated service system of the present invention.

Referring to FIG. 3, the user identity verification procedure verifies the identity of the user currently using the server 2, and includes a step 61, a step 62, a step 63, a step 64, a step 65, and a step 66 , A step 67, and a step 68.

In step 61, the server-side processing module 13 generates an authentication request, and sends the authentication request to the user terminal 3 corresponding to the user identification code in the identity verification request through the server-side communication module 11. Wherein, the user terminal 3 corresponding to the user identification code in the identity verification request is one of the user terminals 3.

In step 62, after receiving the authentication request through the user terminal communication module 31, the user terminal processing module 34 of the user terminal 3 corresponding to the user identification code displays the authentication request on the user terminal Module 33. It is worth noting that in this embodiment, the method of transmitting the authentication request is one of a phone announcement, an email, a text message, and an application push.

In step 63, the user terminal processing module 34 of the user terminal 3 corresponding to the user identification code responds to another input signal generated by the user terminal input module 32 through the user's input operation, generating a The identity information to be verified, and send the identity verification information to the server 1 through the user terminal communication module 31. It is worth noting that in this embodiment, the identity information to be verified is a password, an agreed information, a biometric information related to the user who holds the user end corresponding to the user identification code, and a related One of the device information of the user end corresponding to the user identification code. The device information related to the user terminal corresponding to the user identification code is one of an IMEI number, an IMSI chip card number, a part number, and a number related to the user terminal corresponding to the user identification code . Wherein, the biometrics related to the user holding the user end corresponding to the user identification code may be information of a fingerprint, a voiceprint, or a facial appearance.

In this step 64, after receiving the identity verification information to be verified through the server communication module 11, the server-side processing module 13 determines whether the identity verification information to be verified is stored in the server-side storage module 12 The identity verification information of the user terminal 3 corresponding to the user identification code in is the same. When it is determined that the identity verification information to be verified is the same as the identity verification information of the user terminal 3 corresponding to the user identification code, proceed to step 65; when it is determined that the identity verification information to be verified and the user terminal 3 corresponding to the user identification code If the identity verification information is different, go to step 67 of the process.

In this step 65, the server-side processing module 13 generates a server-side activation command, and transmits the server-side activation command to the target server 2 through the server-side communication module 11 (that is, in step 51 Of those servers 2).

In step 66, after receiving the server activation command through the server communication module 21, the server processing module 23 of the target server 2 permits the execution of the business that the user wants to execute.

In step 67, the server-side processing module 13 generates a verification failure message indicating that the identity information to be verified is different from the identity verification information of the user terminal 3 corresponding to the user identification code, and communicates through the server The module 11 sends the verification failure message to the user terminal 3 corresponding to the user identification code.

In step 68, after receiving the authentication failure message through the user terminal communication module 31, the user terminal processing module 34 of the user terminal 3 corresponding to the user identification code displays the authentication failure message on the user terminal Display module 33.

In summary, the identity verification method and the server of the automated service system of the present invention, after confirming that the server 2 has transmitted the identity verification request, the server 1 generates and transmits the authentication request to the corresponding user identification code Use terminal 3, and then compare the received identity information to be verified with the identity verification information of user terminal 3 corresponding to the user identification code. If the comparison is the same, no physical identity verification certificate is required ( For example: in the case of withdrawal cards, certificates), confirm the identity of the user currently using the target server 2, and then enable the target server 2 to perform the business requested by the user. Therefore, the purpose of cost invention can indeed be achieved.

However, the above are only examples of the present invention, and the scope of implementation of the present invention cannot be limited by this, any simple equivalent changes and modifications made according to the scope of the patent application of the present invention and the content of the patent specification are still classified as Within the scope of the invention patent.

100‧‧‧System 200‧‧‧Communication network 1‧‧‧Server 11‧‧‧Server communication module 12‧‧‧Server storage module 13‧‧‧Server processing module 2‧‧‧Server 21‧‧‧ server communication module 22‧‧‧ server input module 23‧‧‧ server processing module 3‧‧‧ use terminal 31‧‧‧ use communication module 32‧‧‧ use input module Group 33‧‧‧Usage end display module 34‧‧‧Usage end processing module 4‧‧‧SMS voice transmission platform 51~55‧‧‧steps 61~68‧‧‧steps

Other features and functions of the present invention will be clearly presented in the embodiments with reference to the drawings, in which: FIG. 1 is a block diagram illustrating a system for performing an embodiment of the identity verification method of the automated service system of the present invention; FIG. 2 Is a flowchart illustrating a business request verification procedure of the embodiment of the automated service system identity verification method of the present invention; and FIG. 3 is a flowchart illustrating a user of the embodiment of the automated service system identity verification method of the present invention Identity verification procedures.

61~68‧‧‧Step

Claims (10)

An identity verification method for an automated service system is implemented by connecting a plurality of user terminals and a server terminal of a plurality of server terminals through a communication network, the server terminal stores a plurality of user identification codes and a plurality of pens corresponding to the user terminals respectively Corresponding to the identity verification information of the users and multiple server identification numbers respectively corresponding to the servers, the identity verification method of the automated service system includes the following steps: (A) The server receives a After waiting for one of the servers and including a unique user identification code and a unique server identification number, an authentication request is generated and sent to the user end corresponding to the user identification code to enable the user identification code The corresponding user end sends a piece of identity information to be verified to the server; (B) The server determines the identity to be verified after receiving the information of the identity to be verified from the user end corresponding to the user identification code Whether the information is the same as the identity verification information of the user end corresponding to the user identification code; and (C) by the server, when it is determined that the identity verification information to be verified is the same as the identity verification information of the user end corresponding to the user identification code, Generate and send a server activation command to the server corresponding to the server identification number in the identity verification request, and use it as a target server. The identity verification method of the automated service system as described in claim 1, step (A) includes the following sub-steps: (A-1) After receiving the identity verification request, the server generates and sends a corresponding The pending request of the identity verification request is sent to the target server, so that the target server verifies whether the identity verification request is sent, and generates and transmits a verification result indicating whether the business request is sent to the server; and (A-2) The server generates and transmits the authentication request to the user after receiving the verification result from the target server and responding to the request to be confirmed and indicating that the target server has transmitted the business request The user end corresponding to the identification code enables the user end corresponding to the user identification code to send the identity information to be verified to the server. The identity verification method of the automated service system according to claim 1, wherein in the step (A), the method of sending the authentication request is a telephone announcement, an email, a text message, and a push of an application One of them. The identity verification method of the automated service system according to claim 1, wherein in the step (B), the identity information to be verified is a password, an appointment information, and a usage corresponding to holding the user identification code One of the biometric information of the user at the end and a piece of device information related to the user corresponding to the user identification code. The identity verification method of the automated service system according to claim 4, wherein the device information related to the user end corresponding to the user identification code is an IMEI number, an IMSI chip card number, a part number, and a related One of the user terminal numbers corresponding to the user identification code. A server is connected to multiple users and multiple servers through a communication network. The server includes: a server communication module connected to the communication network and connected to the users through the communication network And the servers; a server-side storage module, which stores a plurality of user identification codes respectively corresponding to the users, a plurality of pieces of identity verification information corresponding to the users, and a plurality of servers corresponding to the servers respectively Identification number; and a server-side processing module, electrically connected to the server-side communication module and the server-side storage module, after receiving a server from the server through the server-side communication module and including a unique After the identity verification request of the user identification code and a unique server identification number, an authentication request is generated and sent to the user end corresponding to the user identification code, so that the user end corresponding to the user identification code sends an identity to be verified Information to the server, the server-side processing module, after receiving the identity information to be verified from the user end corresponding to the user identification code through the server-side communication module, determines whether the identity information to be verified corresponds to the The identity verification information of the user end of the user ID is the same, and when it is determined that the identity verification information to be verified is the same as the identity verification information of the user end corresponding to the user ID, a server activation command is generated and passed through the server-side communication module Sending the server activation command to the server corresponding to the server identification number in the identity verification request, and using it as a target server. The server as described in claim 6, wherein after receiving the identity verification request through the server-side communication module, the server-side processing module generates and sends a pair of pending requests to the target that should be the identity verification request The server, so that the target server verifies whether the identity verification request is sent, and generates and sends a verification result indicating whether the business request is sent to the server, and the server-side processing module passes the server The communication module generates the authentication request after receiving the request from the target server and responding to the request to be confirmed and indicating that the target server has transmitted the business request, and sends the authentication request through the server-side communication module Sent to the user end corresponding to the user identification code, so that the user end corresponding to the user identification code sends the identity information to be verified to the server end. The server as described in claim 6, wherein the method for sending the authentication request is one of a phone announcement, an email, a text message, and an application push. The server according to claim 6, wherein the identity information to be verified is a password, an agreed information, a biometric information related to the user holding the user end corresponding to the user identification code, and a related One of the device information of the user end corresponding to the user identification code. The server terminal according to claim 9, wherein the device information related to the user terminal corresponding to the user identification code is an IMEI number, an IMSI chip card number, a part number, and a user identification code One of the numbers corresponding to the user terminal.

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