M260800 八、新型說明： 【新型所屬之技術領域】 本創作係關於生物辨識電子卡’其主要具有對個人指紋、體溫、皮膚 電位等生物資料做偵測、儲存、比對、運算、判斷、輸出等功能，以適時 啟動其功能進行個人身份資料之取出或寫入，而達到安全交易之最終目的。 【先前技術】 按’自人類有父易行為以來，交易的雙方均是以等值力貨物來進行， 如早期的以物易物，進步到金屬貨幣（如金、銀、銅幣等），再演化至紙幣、 支票直至今日最常使用之塑膠、電子貨幣（如金融卡、信用卡、現金卡等）， 藉此在貨物的買賣行為中利用等值的金額達到交易的目的。由於在塑膠、 電子貨幣尚未流通之前，所有物品的交易過程均是以等值的貨幣來進行， 若金額或價值較大時，則容易造成許多不必要的困擾，如不易換算、找零、 攜帶不便、易遭遺失、竊取等情事，而歸、電子貨帶的出現，完全解決 上述問題，更成為現今物品交易之主流貨幣。 上述之塑膠、電子貨幣’除了常見於商業之交^行為外，類似的技術 亦普遍運用於各種授權行為的憑註，如門禁管制、電腦資料庫或機密文件 等存取之身份識別卡，付貨使用的儲值卡等各類型電子卡片。不論那一類 型電子卡片的使用，其背後所代表的意義均屬商業上的交易行為；惟電子 卡片雖能取代錢幣、紙幣等貨幣進行交易買賣，但卻非常容易偽造，且製 作成本亦低，無怪乎市面上充斥著各類所謂的偽卡。據資料顯示，台灣一 年被盜刷的金額高達新台幣一百億元以上，實已暴露出各種電子卡片易於 M260800 偽造的嚴重性。雖已有部分電子卡片採用晶片防偽設計，但大都仍停留在 磁條卡的階段，其安全性令人擔憂。尤其近年來不斷發生相當嚴重之金融 卡盜領案，歹徒輕易地破解金融卡上的磁條密瑪達到其盜領之目的，因此， 現階段之首要目標’即在於如何加強電子卡#之安全防紐施，亦為業界 刻不容緩解決之重要課題之一。M260800 8. Description of the new type: [Technical field to which the new type belongs] This creation is about a biometric electronic card, which mainly has the functions of detecting, storing, comparing, calculating, judging, and outputting biological data such as personal fingerprints, body temperature, and skin potential. And other functions, with the timely activation of its function to take out or write personal identity information, and achieve the ultimate purpose of secure transactions. [Previous technology] According to 'Since human beings have father-in-law behavior, both parties to the transaction have been carrying goods of equivalent force, such as bartering in the early days, progressing to metal currencies (such as gold, silver, copper coins, etc.), and then It has evolved to the most commonly used plastics and electronic money (such as debit cards, credit cards, cash cards, etc.) used to make paper money and cheques, so as to use the equivalent amount in the purchase and sale of goods to achieve the purpose of the transaction. Before the plastic and electronic money are not in circulation, the transaction process of all items is carried out in the equivalent currency. If the amount or value is large, it will easily cause many unnecessary troubles, such as difficult to convert, change, carry The inconvenience, vulnerability to loss, theft, etc., and the emergence of return and electronic cargo belts have completely solved the above problems and have become the mainstream currency for goods transactions today. In addition to the common plastic and electronic money mentioned above, similar technologies are also commonly used in vouchers for various authorized activities, such as access control, computer database or confidential documents such as access to identification cards. Various types of electronic cards such as stored-value cards used for goods. Regardless of the type of electronic card used, the meaning behind it is a commercial transaction; although electronic cards can replace currencies such as coins and banknotes for trading, they are very easy to forge and the production cost is low. No wonder the market is full of so-called fake cards. According to data, the amount of stolen money in Taiwan in one year was as high as more than NT $ 10 billion, which has exposed the seriousness of various electronic cards that are easy to forge M260800. Although some electronic cards have adopted chip anti-counterfeiting design, most of them still stay at the stage of magnetic stripe cards, and their security is worrying. Especially in recent years, there have been serious cases of financial card theft. Gangsters can easily crack the magnetic stripe on the financial card to achieve the purpose of theft. Therefore, the primary goal at this stage is how to strengthen the security of electronic cards #. Preventing Newcastle is also one of the important issues that the industry must urgently solve.
I 現行的電子卡片中’不外乎將密碼儲存於條碼、磁條或晶片内，藉以 在使用上透過讀卡機進行身份的辨識與授權用，以利交易的進行·惟此種 防護方式對有心犯罪者根本毫無瞻，因此為了提昇電子卡㈣防偽能 力，近幾年來，歐美等先進國家紛紛將生物辨識技術轉用於電子卡片上。 所谓的生物辨識技術是屬於自動辨識範疇的一環，此技術乃是針對各種生 物之生理或行為表現特徵進行辨識，而這些特徵是獨一無二的，且不會隨 時間而時常改變。運用這些特性再配合光電、自動控制、數位或類比所開 發出之辨識技術，以現有來說包括指紋辨識、虹膜辨識、臉型辨識、掌型 辨識、聲紋辨識、DNA辨識等，其中又以指紋辨識技術最為成熟。 以下即針對現行各種電子卡片及裝置的優劣點做一比較表 種 缺點 優點 運用範圍 磁卡 容易污染、刮傷、消磁、 複製、冒用、安全性低 價格便宜 停車卡、房卡 條碼卡 ——— 易損壞 價格便宜 會員卡、普遍房門管制 I C卡 易被冒用 不易複製、可讀寫資 料、有密碼保護 儲值卡、會員卡 視網膜機 價格高、需充足光源 、體積稍大 沒有卡片不會遭冒 用、無法複製、不需修 改比較資料 各類門禁要求高的場 所，如實驗室、武器貯 放所、金色保險庫 M260800 指紋機 體積稍大 不可冒用、無法複製、 不需修正，目前最成熟 的技術 門禁要求嚴格處 掌型機 體積稍大 不用發卡、不可冒用， 但有必要修改程式（如 體形改變時） 門禁要求嚴格處 DNA鑑定 所需時間太f~ 價格太高 不用發卡、唯一性高、 永久不變 生物血緣鑑定、 血緣型事案件 由上述簡表所列之比較結果可知，生物辨識技術勢必成為日後電子卡 片防偽技術依據的趨勢。但其中如視網膜（虹膜）鑑別機因體積稍大，所 需裝設空間相對較大，且被要求不能晃動、光線要充足；DNA鑑定往往 曠日費時，雖準確度高，但無法用於立即鑑別身份的場所，且必須由醫事 單位才能執行；然掌型識別機常因受檢者體重等的改變而時常修改資料， 才能得到正確結果；相形之下，指紋鑑別似乎是可行且為最佳選擇。一般 的指紋鑑別機並不需要發放卡片，大都只需裝設讀取設備於固定位置，欲 取得機器授權的個人只需將指定的手指按壓在規定位置，由讀取裝置讀取 指紋圖像與特徵’再與預先儲存於資料庫内的指紋樣品相比對，符合後方 能再按讀取裝置上設置之數字鈕進行交易或身份再確認。 由於儲存個人指紋樣品圖像、特徵需有大量的記憶裝置及晶片快速的 運算能力，對於不確定的指紋資料往往需由大的指紋資料庫中逐一尋找， 再加以比對，但相當費時；若以網路方式傳送比對資料，當多人同時使用 時勢必常引起網路塞車，費時等候又不便利，尤其將個人的指紋資料隨意 交由他人建檔更存有外洩的風險，故此種事先收集指紋建檔的方法並不妥 當、安全，亦不經濟。 有鑑於此，本案創作人長期從事生產個人電腦週邊領域之經驗，察覺 M260800 具有高度防舰力㈣子料將絲今卡單⑽首重要求以及唯有 使仿冒者s付出極高代價或根本無法仿造之電子卡片方具市場競爭力故 經長久滕力激逢並努力搜集各方資料，經不斷研究與實驗，終於開發設計 出一種以射人才肢料_，並職達鋪又無法賴之生物辨 識電子卡。 【新型内容】 補作之主要目的在於提供一種生物辨識電子卡，其具有對個人指紋、體 溫、皮膚電位等生物資料做侧、贿、比對、運算、判斷、輸出等功能，以 耕啟動其捕，進行個人身份資料之取出或寫人，而達到安全Μ之最終目 的。 為達成此目的，本創作所設計之生物辨識電子卡除具有與一般塑膠或電子 貨幣具攜帶便利之功效外，特別是該電子卡具備由指紋輸入按壓區、設定完成 確認裝置' 資料輸出端子、資料輸入端子、電源輸入端子、指紋，體溫，皮膚電位 感測裝置、中央處理器、電源供應裝置、指示裝置等單元組成；藉此當發卡單 位將儲存有個人身份資料之生物辨識電子卡交予個人後，即可藉由指紋輸入按 壓區與指紋，體溫，皮廣電位感測裝置將個人一個或一個以上之指紋樣品資料儲 存於内’再啟動設定完成確認裝置形成指紋樣品資料永久保存之型態，待使用 時透過相關聯之個人指紋辨識讀卡裝置的結合，並經與個人指紋、體溫、皮廣 電位等生物資料之比對無誤後，啟動該電子卡之交易功能，如此以達到徹底之 安全交易功效與完全之防盜刷效益及無法複製、偽造，並能大幅降低個人身份 資料外洩之風險。 M260800 為使能對本創作之目的、形狀構造裝置特徵及其功效，作更進一步的气識 與瞭解，茲舉實施例配合圖式，詳細說明如下： 【實施方式】 請配合參閱第一、二圖所示，本創作係提供一種生物辨識電子卡，包括於 電子卡（1)外部設有： 一指紋輸入按壓區（1 〇 )，係提供個人指紋資料輸入電子卡（i)内儲存 之管道；在實際運用上，個人可一次輸入一個或多鋪紋樣品資料，並館存之， 以防止特定指紋資料遭冒用或辨識不清之意外情事發生； -設疋完成確裝置（2 〇 )’旨在於當個人指紋資料輸人並健存於電子卡 (1)内時，啟動設定完成確認裝置（2 〇)後使其所儲存個人之一個或一個 以上的指紋樣品資料將無法被消除、變更或取出； -資料輸出、人端子（3 〇、4 0 )，用以連結導通相關聯之個人指紋辨識 讀卡裝置，並提供需要做計算，核對等之資料往返傳送於其間； 電源輸入端子（5 0 )，係當電子卡（1)與相關聯之個人指紋辨識讀卡 裝置結合時，能接通並由相關聯之個人指紋辨識讀卡裝置導入電子卡（1)所 需之電力源； 以及於電子卡（1)内部設有： 一指紋，體溫，皮膚電位感測裝置（6 0 )，用以接收來自指紋輸人按壓區（工 0)擷取個人之-個或—個以上的指紋樣品資料，並予以儲存； -中央處弱（7 〇 )’至少包含有雜儲存單元資理單元時間設 定單元’並具備有儲存、運算、判別、控制、計時、記憶等功能，藉以達雌 M260800 制、處理與各單元裝置間之相互作用； -電源供絲置（8 G )’係具有包含導體接觸核免接職應式兩種供電 類型，以針對實際使用之個人指紋辨識讀卡裝置做選擇性使用； 一指不裝置（9 0 ) ’用以指不設備已正確存入指紋資料· 藉由上述組成一需經由核對個人指紋資料無誤後，方能啟動個人身份資料 取出或寫入的傳輸功能，以獲致最終交易目的之生物辨識電子卡。 如此，在實際操作上，當個人首次使用該生物辨識電子卡時，先將個人指 紋-貝料按壓於電子卡（1 )上之指紋輸人按壓區（1 Q )，以藉指紋，體溫，皮廣 電位感測裝置（6 0)將個人一個或多個之指紋樣品資料儲存於中央處理器（7 〇 )内，接著啟動設定完成確認裝置（2 0 )，以永久館存該個人指紋樣品資料； 當進行交易時，將電子卡（1)與相關聯之個人指紋辨識讀卡裝置相結合，同 時利用個人指紋紐啟動電子卡（1 )魏賴式，痛收、錢並比對預先 儲存之個人指紋樣品資料正確無誤後，會自動將預先儲存之個人身份資料輸出 至相關聯之個人指紋辨識讀卡裝置，或接收由外部裝置經相關聯之個人指紋辨 識讀卡裝置將新資料寫人電子卡（D内，如此以完成—安全交易的過程。 由於部分相關聯之個人指紋辨識讀卡裝置在讀取資料方面，是將整張電子 卡（1)採元全沒入之結合型式，此時設於電子卡（1)内中央處理器（7 〇 ) 之計時功_可提供特定時_#電子卡（！）_手部指紋後仍能保存該輸 入之個人指紋資料。 經由上述說明不難瞭解，本創作所設計之生物辨識電子卡，主要係利用個 人生物資料中之指紋、體溫及皮膚電位等做為該電子卡之交易、個人身份資料I The current electronic card is nothing more than storing the password in a bar code, magnetic stripe or chip, so as to identify and authorize the identity through a card reader in order to facilitate the transaction. Intentional criminals have no prospect at all, so in order to improve the anti-counterfeiting ability of electronic cards, in recent years, advanced countries such as Europe and the United States have applied biometric technology to electronic cards. The so-called biometric technology belongs to the category of automatic identification. This technology is to identify the physiological or behavioral characteristics of various organisms, and these characteristics are unique and will not change from time to time. Using these characteristics in combination with the recognition technology developed by photoelectricity, automatic control, digital or analogy, currently includes fingerprint recognition, iris recognition, face recognition, palm recognition, voiceprint recognition, DNA recognition, etc. Identification technology is the most mature. The following is a comparison of the advantages and disadvantages of various existing electronic cards and devices. Table 1 Disadvantages Advantages Application range Magnetic cards are easy to contaminate, scratch, demagnetize, copy, counterfeit, low security, cheap parking cards, room card barcode cards ——— Fragile and cheap member card, universal door control IC card is easy to be fraudulent, not easy to copy, read and write data, password-protected stored value card, membership card retina machine is expensive, requires sufficient light source, and has a large volume. It has been counterfeited, cannot be copied, and does not need to be compared. Various places with high access control requirements, such as laboratories, weapons storage, and golden vault M260800. The fingerprint machine is slightly larger, cannot be used, cannot be copied, and does not require correction. At present The most mature technology access control requires strict handling of palmtops, which are slightly larger and do not need to issue cards and cannot be used, but it is necessary to modify the program (such as when the body shape is changed). Access control requires strict processing of DNA identification. The time is too f ~ The price is too high. Cases with high uniqueness, permanent biological blood lineage identification, and blood lineage incidents are compared with the ratios listed in the above summary table It can be seen from the results that biometric technology is bound to become the trend of electronic card anti-counterfeiting technology in the future. But among them, the retina (iris) discriminating machine is relatively large in size, requires relatively large installation space, and is required not to shake and sufficient light; DNA identification is often time-consuming and time-consuming. Although it is highly accurate, it cannot be used immediately. A place for identifying identities, which must be performed by a medical unit; however, palm-type recognition machines often modify the data frequently due to changes in the weight of the subject to obtain correct results; in contrast, fingerprint identification seems to be feasible and optimal select. Generally, a fingerprint identification machine does not need to issue a card. Most of them only need to install a reading device at a fixed position. Individuals who want to obtain machine authorization only need to press a designated finger at a prescribed position, and the fingerprint image is read by the reading device. The feature is compared with the fingerprint samples stored in the database in advance. After the data is matched, the digital buttons set on the reading device can be used for transaction or identity reconfirmation. Because a large number of memory devices and fast computing capabilities are required to store personal fingerprint sample images and features, uncertain fingerprint data often needs to be searched one by one from a large fingerprint database and then compared, but it is quite time-consuming; Sending comparison data via the Internet will often cause traffic jams when multiple people use it at the same time, waiting time is inconvenient and inconvenient, especially the personal fingerprint data will be freely submitted to others to create a file, there is a risk of leakage. The method of collecting fingerprints for archiving in advance is not appropriate, safe, or economical. In view of this, the creators of this case have long been engaged in the production of personal computer peripherals, and found that the M260800 has a high degree of anti-shipping capability. It is expected that the silk card will be the single most important requirement and only the counterfeiters will pay a high price or not at all Counterfeit electronic cards have market competitiveness, so after a long period of time, they tried hard to collect and collect information from all parties. After continuous research and experiments, they finally developed and designed a kind of creatures that can shoot people. Identify the electronic card. [New content] The main purpose of the supplement is to provide a biometric electronic card, which has functions such as personal fingerprints, body temperature, skin potential and other biological information, such as side, bribe, comparison, calculation, judgment, output, etc. , To extract or write personally identifiable information, and achieve the ultimate purpose of security M. In order to achieve this purpose, the biometric electronic card designed by this creation is not only convenient to carry with general plastic or electronic money, especially the electronic card is equipped with a fingerprint input pressing area, a setting confirmation device, a data output terminal, Data input terminal, power input terminal, fingerprint, body temperature, skin potential sensing device, central processing unit, power supply device, pointing device and other units; this way, when the card issuer delivers the biometric electronic card that stores personal identity information to After personal, you can use the fingerprint to input the pressure area and fingerprint, body temperature, and skin wide potential sensing device to store one or more personal fingerprint sample data in it. State, when it is used, it will use the combination of an associated personal fingerprint reader to read the card and compare it with biological information such as personal fingerprint, temperature, and skin potential, and then start the transaction function of the electronic card, so as to achieve completeness. Safe transaction effect and complete anti-theft brush effect and cannot be copied or forged And can significantly reduce the risk of leakage of personally identifiable information. M260800 In order to enable further understanding and understanding of the purpose of this creation, the characteristics of the shape structure device and its effects, the examples are illustrated in conjunction with the drawings, and the details are as follows: [Embodiment] Please refer to the first and second drawings As shown, this creation is to provide a biometric electronic card, which is provided on the outside of the electronic card (1): a fingerprint input pressing area (10), which provides a channel for storing personal fingerprint data into the electronic card (i); In practice, individuals can enter one or more paving sample data at a time and store it in order to prevent accidental occurrence of fraudulent use of unidentified fingerprint data or unrecognized;-set up a complete confirmation device (2 0) ' The purpose is that when personal fingerprint data is entered and stored in the electronic card (1), one or more fingerprint sample data of the stored individual cannot be erased or changed after the setting completion confirmation device (20) is activated. Or take out;-data output, human terminal (30, 40), used to connect and connect the associated personal fingerprint identification card reading device, and provide information that needs to be calculated and checked Transmitted between them; the power input terminal (50), when the electronic card (1) is combined with the associated personal fingerprint identification card reading device, can be connected and the electronic card is imported from the associated personal fingerprint identification card device ( 1) the required power source; and inside the electronic card (1): a fingerprint, body temperature, and skin potential sensing device (60) for receiving fingerprints from a person's compression area (work 0) to capture individuals -One or more fingerprint sample data and stored;-Centrally weak (70) 'At least contains miscellaneous storage unit asset unit time setting unit' and has storage, calculation, discrimination, control, timing , Memory and other functions, so as to reach the female M260800 system, processing and the interaction between each unit device;-Power supply wire set (8 G) 'has two types of power supply types including conductor contact cores and duty-free applications, in order to meet the actual needs The personal fingerprint identification card reading device used is used for selective use; a fingerless device (90) is used to indicate that the device has correctly stored fingerprint data. With the above composition, the personal fingerprint data must be verified after it is correct. Start transmission function personally identifiable information removed or written, to obtain biological ultimate purpose of the transaction caused the electronic identification card. Therefore, in actual operation, when an individual uses the biometric electronic card for the first time, the fingerprint of the personal fingerprint-shell material on the electronic card (1) is first input into the pressing area (1 Q) to use the fingerprint, body temperature, The Piguang potential sensing device (60) stores one or more personal fingerprint sample data in a central processing unit (70), and then activates a setting completion confirmation device (20) to permanently store the personal fingerprint sample. Information; When conducting a transaction, combine the electronic card (1) with the associated personal fingerprint reader device, and use the personal fingerprint button to activate the electronic card (1) Wei Lai-style, receive pain, money and compare pre-stored After the personal fingerprint sample information is correct, it will automatically output the pre-stored personal identity information to the associated personal fingerprint reader device, or receive new data written by external devices via the associated personal fingerprint reader device Electronic card (D, this is done to complete the process of secure transactions. Because some associated personal fingerprint readers read the data, the entire electronic card (1) is collected The combination type of submergence, at this time, the timing function set in the central processing unit (7) in the electronic card (1) can provide a specific time_ # 电子 卡 （！） _ Individuals who can still save the input after the hand fingerprint Fingerprint data. It is not difficult to understand from the above description that the biometric electronic card designed by this creation mainly uses fingerprints, body temperature, and skin potential in personal biometric data as transaction and personal identity information of the electronic card.
IL M260800 取出、寫入等功能的啟動依據，因此在使用上能達到徹底之安全交易功效與完 全之防盜刷效益且無法複製、偽造，即使個人不慎遺失亦勿需擔心遭冒用，大 幅降低個人身份資料外洩之風險，故具有極佳之防護功用與防偽能力，進而有 效地防止個人權益無端受損，而為一高度技術下之優異創作。 綜上所述，本創作在物品形狀構造裝置上屬首先創作，且可改良習用各式 塑膠、電子貨幣之各種缺點，在使用上能增進功效，合於實用，充分符合新型 專利要件，實為一理想之創作。 M260800 【圖式簡單說明】 第一圖係本創作一較佳實施例之外觀立體圖。 第二圖係本創作一較佳實施例之方塊結構圖。 【主要元件符號說明】 電子卡（1) 指紋輸入按壓區（10) 設定完成確認裝置（2 0) 資料輸出端子（3 0) 資料輸入端子（4 0) 電源輸入端子（5 0) 指紋，體溫，皮膚電位感測裝置（6 0 ) 中央處理器（7 0) 電源供應裝置（8 0) 指示裝置（9 0) /3IL M260800 is the basis for starting functions such as reading and writing. Therefore, it can achieve complete safe transaction effects and complete anti-theft brushing benefits in use. It cannot be copied or forged. Even if you accidentally lose it, you do n’t need to worry about fraud, which greatly reduces it. The risk of leakage of personal identity data, so it has excellent protection function and anti-counterfeiting ability, which effectively prevents the personal rights and interests from being unreasonably damaged, and is an excellent creation under a high technology. In summary, this creation is the first creation on the object shape and structure device, and it can improve the various shortcomings of various plastics and electronic money. It can improve the efficiency in use, is practical, and fully meets the requirements of new patents. An ideal creation. M260800 [Schematic description] The first figure is a perspective view of the appearance of a preferred embodiment of the present invention. The second figure is a block structure diagram of a preferred embodiment of the present invention. [Description of main component symbols] Electronic card (1) Fingerprint input pressing area (10) Setting completion confirmation device (2 0) Data output terminal (3 0) Data input terminal (4 0) Power input terminal (5 0) Fingerprint, body temperature Skin potential sensing device (60) CPU (70) power supply device (80) indicating device (90) / 3