TWI777248B - Data processing method and system based on asynchronous pre-authorization and offline data authentication, industry terminal, industry background, computer readable medium and computer equipment - Google Patents

Abstract

The present invention relates to a data processing method and a system thereof. The method includes: when entering the station, obtaining card information and entering station information, if the entering scene is in a connected state, uploading the information connection to the industry background and the industry background initiates a pre-authorization request, if the entering scene is in an offline state , then save the information locally and upload it after connecting to the Internet; when going out, get the card information and outgoing information, when connected, upload the information to the industry background, if it is offline, save the information locally, and the industry background determines whether it exists The pre-authorization request is successfully recorded. If there is a pre-authorization request to complete the transaction, if there is no pre-authorization request, an instant transaction request is issued. According to the present invention, the transaction time can be reduced and the influence of the disconnection of the network on the transaction can be avoided.

Description

Data processing method and system based on asynchronous pre-authorization and offline data authentication, industry terminal, industry background, computer readable medium and computer equipment

The invention relates to computer technology, in particular to a data processing method and a data processing system, industry terminal, industry background, computer readable medium and computer equipment based on asynchronous pre-authorization and offline data authentication.

At present, in the scene of passing the bus and subway, the payment through the mobile phone as the transportation card is mainly based on two modes: instant connection and offline data authentication.

In practical applications, the corresponding solution is selected according to the network conditions of the existing industry and the different requirements for transaction time.

However, the prior art also has the following disadvantages:

The real-time connection scheme is highly dependent on the subway network, and the transaction time is relatively long. Although the offline data authentication scheme has advantages in the speed of crossing the gate and does not depend on the network environment, it has the risk of unilateral transactions.

In view of the above problems, the present invention aims to provide a data processing method and a data processing system based on asynchronous pre-authorization and offline data authentication, which can not only reduce transaction time, but also avoid the impact of disconnection on transactions.

The data processing method of one aspect of the present invention, wherein, comprises the following steps:

Inbound data processing steps, the industry terminal obtains card information and inbound information, and performs offline data authentication processing based on the card information. When the offline data authentication is successful, if the industry terminal is connected when entering the station, the industry terminal will The information and entry information are uploaded to the industry background, and the industry terminal executes the gate opening action after receiving the notification of the pre-authorization request returned from the industry background, wherein the notification of the pre-authorization request is issued in the industry background based on the card After the information initiates the pre-authorization request and before the industry background receives the pre-authorization request result returned based on the pre-authorization request, it returns from the industry background to the industry terminal; and

In the outbound data processing step, the industry terminal obtains the card information and performs offline data authentication processing based on the card information. When the offline data authentication is successful, the industry terminal executes the gate opening action.

Optionally, in the outbound data processing step, the industry terminal obtains the card information and outbound information, and performs offline data authentication processing based on the card information, and then performs a blacklist check. When the offline data authentication is successful and the blacklist check is passed. down, the industry terminal executes the gate opening action.

Optionally, in the entry data processing step, the industry terminal obtains card information and entry information and performs offline data authentication processing based on the card information. When the offline data authentication is successful, if the industry terminal is offline when entering the station. In the state, the industry terminal saves the card information and entry information locally, and the industry terminal performs the gate opening action. After the subsequent networking, the industry terminal uploads the card information and entry information to the industry background.

Optionally, in the outbound data processing step, the industry terminal obtains card information and outbound information, and performs offline data authentication processing based on the card information. The industry terminal uploads the card information and outbound information to the industry background, and the industry terminal judges whether to execute the gate opening action according to the notification returned from the industry background.

Optionally, in the outbound data processing step, the industry terminal obtains card information and outbound information and performs offline data authentication processing based on the card information. When the offline data authentication is successful, if the industry terminal is offline when going outbound. state, the industry terminal performs the gate opening action, and after the subsequent networking, the industry terminal uploads the card information and outbound information to the industry background.

Optionally, the steps of processing outbound data include the following steps:

The industry terminal obtains card information and outbound information;

Perform offline data authentication processing based on card information;

When the offline data authentication is successful, the industry terminal will upload the card information and outbound information to the industry background;

The industry background checks the entry record and blacklist check. If the entry record check and blacklist check are not passed, the industry background makes the industry terminal not perform the gate opening action. If it passes the entry record check and blacklist check, the industry The background enables the industry terminal to perform the gate opening action.

Optionally, the steps of processing outbound data include the following steps:

The industry terminal obtains card information and outbound information;

Perform offline data authentication processing based on card information;

When the offline data authentication is successful, the industry terminal will upload the card information and outbound information to the industry background;

The industry background checks inbound records and blacklists; after passing the inbound records and blacklist checks, the industry background determines whether there is a pre-authorization request result; and

When there is a pre-authorization request result, the industry background initiates pre-authorization to complete the transaction.

Optionally, the steps of processing outbound data include the following steps:

The industry terminal obtains card information and outbound information;

Perform offline data authentication processing based on card information;

When the offline data authentication is successful, the industry terminal will upload the card information and outbound information to the industry background;

The industry background checks inbound records and blacklists; after passing the inbound records and blacklist checks, the industry background determines whether there is a pre-authorization request result; and

When there is no pre-authorization request result, the industry background initiates an instant transaction request based on inbound information and outbound information.

Optionally, in the outbound data processing step, if the industry terminal is in a connected state when outbound, the industry terminal uploads the card information and the outbound information to the industry background via connection.

Optionally, in the entry data processing step, if the industry terminal is in an offline state when entering the station, the industry terminal saves the card information and entry information locally, and uploads the card information and entry information after subsequent networking. to the backstage of the industry,

In the outbound data processing step, if the industry terminal is offline when going out, the industry terminal saves the card information and outbound information locally and uploads the card information and outbound information to the industry background after subsequent networking.

Optionally, in the outbound data processing step, if the industry terminal is offline when going out, the industry terminal locally saves the card information and outbound information, and uploads the card information and outbound information after subsequent networking. to the backstage of the industry.

Optionally, in the entry data processing step, if the industry terminal is in an offline state when entering the station, the industry terminal saves the card information and entry information locally, and uploads the card information and entry information after subsequent networking. to the backstage of the industry,

In the outbound data processing step, if the industry terminal is in a connected state when going out, the industry terminal will upload the card information and the outbound information to the industry background via connection.

Optionally, the pre-authorization to complete the transaction is to deduct the quota calculated according to the inbound information and the outbound information from the pre-authorization request quota.

Optionally, the instant transaction request is generated based on the amount calculated from the inbound information and the outbound information.

The data processing system of the present invention includes an industry terminal and an industry background,

The industry terminal includes:

The first information acquisition module is used to acquire card information, inbound information and outbound information;

a first information storage module for storing card information, inbound information and outbound information acquired by the first information acquisition module;

a first offline authentication module, configured to perform offline data authentication based on the card information obtained by the first information acquisition module and output an offline data authentication result;

a first information transceiver module for uploading card information, inbound information and outbound information to the industry background and accepting control instructions from the industry background; and

The first gate control module is used to control whether to execute the gate opening action by the control instruction from the industry background or the offline data authentication result from the first offline data authentication module,

The industry background includes:

The second information acquisition module is used to acquire card information, inbound information and outbound information from the industry terminal;

a second information storage module for storing the card information, inbound information and outbound information acquired by the second information acquisition module; and

A transaction processing module, used for initiating a pre-authorization request based on card information and entry information, and returning to the industry terminal after the pre-authorization request is initiated and before the pre-authorization request result returned based on the pre-authorization request is received in the industry background The pre-authorization request issues a notification as the control command and is used to complete instant transactions based on card information, inbound information, and outbound information.

Optionally, the industry terminal further includes:

a first blacklist checking module, configured to perform blacklist checking based on the card information obtained by the first information obtaining module and output the first blacklist checking result;

Wherein, the first gate control module also controls whether the industry terminal performs the gate opening action according to the first blacklist check result from the first blacklist check module.

Optionally, the industry background further includes:

The second blacklist checking module is used to perform blacklist checking based on card information and output the second blacklist checking result; and

Inbound record check module, used for inbound record inspection based on card information and output of inbound record inspection results,

The first gate control module further controls whether the industry terminal performs the gate opening action according to the second blacklist check result and the entry record check result.

The industry terminal of the present invention includes:

The first information acquisition module is used to acquire card information, inbound information and outbound information;

a first offline authentication module, configured to perform offline data authentication based on the card information obtained by the first information acquisition module and output an offline data authentication result;

The first information transceiver module, used for uploading card information, inbound information and outbound information to an external industry background; and

The first gate control module is used to control whether to execute the gate opening action,

Wherein, in the inbound data processing, when the offline data authentication result of the first offline authentication module is successful, if the industry terminal is in a connected state when entering the station, the first information transceiver module will The card information and the entry information are uploaded to the external industry background, and the first gate control module controls to execute the gate opening action after receiving the returned pre-authorization request from the industry background. The notification of pre-authorization request is returned from the industry background to the industry terminal after the industry background initiates the pre-authorization request based on the card information and before the industry background receives the pre-authorization request result returned based on the pre-authorization request.

Optionally, in the outbound data processing, when the offline data authentication result output by the first offline authentication module is successful, the first gate control module performs control to perform a gate opening action.

Optionally, further include:

The first information storage module is used for storing card information, inbound information and outbound information acquired by the first information acquisition module.

Optionally, the first information transceiver module is also used to accept control instructions from the industry background,

The first gate control module is used for controlling whether to execute the gate opening action according to the control instruction from the industry background or the offline data authentication result from the first offline data authentication module.

Optionally, the industry terminal further includes:

a first blacklist checking module, configured to perform blacklist checking based on the card information obtained by the first information obtaining module and output the first blacklist checking result;

Wherein, the first gate control module also controls whether the industry terminal performs the gate opening action according to the first blacklist check result from the first blacklist check module.

Optionally, in the connected state, the first information transceiver module directly uploads the card information, inbound information and outbound information acquired by the first information acquisition module to an external industry background;

In the offline state, the first information transceiver module temporarily stores the received card information, inbound information and outbound information in the first information storage module, and the first information transceiver module after subsequent networking Upload the card information, inbound information and outbound information stored in the first information storage module to the external industry background.

The industry background of the present invention includes:

The second information acquisition module is used to acquire card information, inbound information and outbound information from the industry terminal;

a second information storage module for storing the card information, inbound information and outbound information acquired by the second information acquisition module; and

The transaction processing module is used to initiate a pre-authorization request based on the card information and entry information, and after the pre-authorization request is initiated and before the pre-authorization request result returned based on the pre-authorization request is received in the industry background, it is returned to the external industry terminal. The pre-authorization request issues notifications as control instructions and is used to complete transactions based on card information, inbound information, and outbound information.

Optionally, the industry background further includes:

The second blacklist checking module is used to perform blacklist checking based on card information and output the second blacklist checking result; and

Inbound record check module, used to check the inbound record based on card information and output the result of the inbound record inspection.

Optionally, completing the transaction based on card information, inbound information and outbound information includes:

instant transaction requests based on incoming and outgoing information;

The transaction is pre-authorized based on the pre-authorization request.

The computer-readable medium of the present invention has a computer program stored thereon, wherein,

The computer program implements the above-mentioned data processing method when executed by the processor.

The computer equipment of the present invention includes a storage module, a processor, and a computer program stored on the storage module and running on the processor, wherein the processor implements the above-mentioned data processing method when executing the computer program.

As mentioned above, according to the data processing method based on asynchronous pre-authorization and offline data authentication and the data processing system based on asynchronous pre-authorization and offline data authentication, the pre-authorization scheme and the offline data authentication scheme can be combined, namely It can reduce the requirements on the network environment for transactions in public transportation scenarios, and at the same time accurately perform billing in public transportation scenarios. Moreover, the data processing method based on asynchronous pre-authorization and offline data authentication and the data processing system based on asynchronous pre-authorization and offline data authentication according to the public transportation scene of the present invention can not only reduce transaction time, but also avoid disconnection of the transaction. cause an impact.

Introduced below are some of the various embodiments of the present invention and are intended to provide a basic understanding of the present invention. It is not intended to identify key or critical elements of the invention or to delineate the scope of what is claimed.

For the purposes of brevity and illustration, the principles of the invention are described herein primarily with reference to exemplary embodiments thereof. However, those skilled in the art will readily recognize that the same principles are equally applicable to all types of data processing methods and data processing systems based on asynchronous pre-authorization and offline data authentication, and in which these same principles can be implemented principles, and any such variations do not depart from the true spirit and scope of this patent application.

Furthermore, in the following description, reference is made to the accompanying drawings, which illustrate specific exemplary embodiments. Electrical, mechanical, logical, and structural changes may be made to these embodiments without departing from the spirit and scope of the present invention. Furthermore, although a feature of the invention is disclosed in connection with only one of several implementations/embodiments, this feature may be combined with other implementations as may be desired and/or advantageous for any given or identifiable function / One or more other features of the embodiments are combined. Therefore, the following description should not be taken in a limiting sense, and the scope of the invention is defined by the appended claims and their equivalents.

Terms such as "have" and "include" mean that in addition to having units (modules) and modules that are directly and clearly expressed in the specification and claims, the technical solutions of the present invention also do not exclude those that are not directly or The situation of other units (modules) and modules clearly stated.

First, the outline of the data processing method and data processing system based on asynchronous pre-authorization and offline data authentication of the present invention will be described.

In the following description, for the data processing method and the data processing system based on asynchronous pre-authorization and offline data authentication of the present invention, the application to the subway scene is taken as an example for description. Of course, the present invention is not limited to the subway scene, and can also It is suitable for various other scenarios. In the case of public transportation scenarios, for example, it can be applied to buses, ships, magnetic levitation and so on.

FIG. 1 is a schematic flow chart showing incoming data processing in the data processing method based on asynchronous pre-authorization and offline data authentication for subways of the present invention. FIG. 2 is a schematic flow chart showing the outbound data processing in the data processing method based on asynchronous pre-authorization and offline data authentication for subways of the present invention.

First, the inbound data processing will be described with reference to FIG. 1 .

As shown in Figure 1, the inbound data processing based on asynchronous pre-authorization and offline data authentication for the subway of the present invention comprises the following steps:

Step S101: After the user swipes the card to enter the station, the gate performs ODA (offline data authentication) to ensure the authenticity of the card, specifically: send out the offline data interaction, if the authentication is successful (ie "Y" in the figure, the same below), continue to the step S102, otherwise (ie "N" in the figure, the same below), skip to step S111;

Step S102: determine whether the gate has a signal, if there is a signal, go to step S103, if there is no signal from the gate, go to step S112;

Step S103: The turnstile sends card information (ie card information) and entry information to the subway background;

Step S104: The subway background checks the blacklist. If the check is passed, continue to Step S105, otherwise, skip to Step S115;

Step S105: unilateral or repeated entry inspection performed by the subway background, if the inspection passes, continue to step S106, otherwise skip to step S115;

Step S106: The subway background sends an asynchronous pre-authorization request for the highest fare to the bank transfer system;

Step S107: The subway background sends a control command to make the gate open and the user enters the station;

Step S108: the bank transfer system initiates an asynchronous pre-authorization request to the bank;

Step S109: the bank background performs pre-authorization processing according to the asynchronous pre-authorization request, and freezes the funds of the highest fare;

Step S110: The bank background returns the pre-authorization result to the subway background, and the subway background saves the entry record and pre-authorization status (ie card information, entry information, and pre-authorization success record);

Step S111: the gate is not opened, and the entry is refused;

Step S112: The gate saves the card data and the entry information locally, wherein, the ARQC (request cipher text for online transaction) is obtained, and the ARQC is used for the online pre-authorization transaction, and then proceeds to step S113;

Step S113: the gate is opened, the user enters the station, and then proceeds to step S114;

Step S114: After the signal is received, the turnstile sends the card information and the entry information to the subway background system;

Step S115: the gate is not opened, and the entry is refused.

Among them, ODA refers to Offline Data Authentication, which means that the terminal can verify the authenticity of the card without obtaining an authorization response from the issuing bank. DDA refers to Dynamic Data Authentication (dynamic data authentication). ARQC refers to Authorization Request Cryptogram, which refers to the authorization request cipher text for pre-authorization transactions.

Here, step S106 and step S107 are an inventive point of the present invention, which will be described in detail here.

In step S106, the subway background sends the highest fare pre-authorization information to the bank transfer system (that is, initiates a pre-authorization request), after the subway background initiates a pre-authorization request based on the card information and receives the pre-authorization request based on the card information in the subway background Before the result of the pre-authorization request returned from the bank transfer system, the "Notice of Pre-authorization Request" will be returned from the subway backstage to the turnstile, and the turnstile will be opened when the "Notice of Pre-authorization Request" is received. In this way, there is no need to wait until the result of the pre-authorization request is returned from the bank switching system, and the "pre-authorization request notification" can be returned to the gate earlier, and the gate will be opened upon receiving the notification, thereby improving the connection processing. speed. Next, outbound data processing will be described with reference to FIG. 2 .

As shown in Figure 2, the outbound data processing based on asynchronous pre-authorization and offline data authentication for the subway of the present invention includes the following steps:

Step S201: After the user swipes the card to enter the station, the gate performs offline data authentication to ensure the authenticity of the card, specifically: sends an offline data interaction, if the authentication is successful, continue to step S202, otherwise skip to step S212;

Step S202: determine whether the gate has a signal, if there is a signal, continue to step S203, if there is no signal from the gate, skip to step S213;

Step S203: the turnstile sends the card information and exit information to the subway background;

Step S204: The subway background checks the blacklist. If the check is passed, continue to Step S205, otherwise, skip to Step S216;

Step S205: unilateral or repeated entry inspection performed by the subway background, if the inspection passes, continue to step S206, otherwise skip to step S216;

Step S206: The subway background confirms whether the pre-authorization is successful (that is, confirms whether there is a pre-authorization success record), if successful, proceed to step S207, and if it fails, skip to step S216;

Step S207: the gate is opened, and the user exits the station, proceed to step S208;

Step S208: The subway background calculates the fare according to the entry data and the exit data, and asynchronously initiates a pre-authorization completion request to the bank transfer system;

Step S209: After receiving the pre-authorization completion request, the bank transfer system initiates a pre-authorization completion request to the bank;

Step S210: the bank background performs pre-authorization completion processing according to the pre-authorization completion request, and returns the transaction result;

Step S211: The bank background returns the transaction result to the subway background, the subway background marks the itinerary matching and the deduction is successful;

Step S212: the gate is not opened, and the exit is refused;

Step S213: The turnstile saves the card data and outbound information locally, and proceeds to step S214;

Step S214: the gate is opened, the user exits the station, and then proceeds to step S215;

Step S215: After the signal is received, the turnstile sends the card data and exit information to the subway background system;

Step S216: the gate is not opened, and the entry is refused.

Among them, ODA refers to Offline Data Authentication, which means that the terminal can verify the authenticity of the card without obtaining an authorization response from the issuing bank. DDA refers to Dynamic Data Authentication (dynamic data authentication). ARQC refers to Authorization Request Cryptogram, which refers to the authorization request cipher text for pre-authorization transactions.

In addition, in Figures 1 and 2, although the blacklist check is performed on the subway back-end side (ie, the industry back-end side) as an example, the blacklist check can also be performed on the gate side (ie, the industry terminal side) as an optional method. Moreover, the blacklist check may be performed on both the industry backend side and the industry terminal side, or one of the industry backend side and the industry terminal side may be selected to perform the blacklist check.

Next, four embodiments of the data processing method based on asynchronous pre-authorization and offline data authentication for subways according to the present invention will be described.

first embodiment

The data processing method based on asynchronous pre-authorization and offline data authentication for subways according to the first embodiment of the present invention represents the data processing method in the case of inbound connection and outbound connection. The method includes inbound data processing steps and outbound data processing steps.

Hereinafter, the inbound data processing procedure and the outbound data processing procedure will be described separately.

First, the inbound data processing step includes the following sub-steps:

(1) When entering the station, after the user swipes the card, the gate will perform offline data authentication. If the authentication is passed, the gate will be opened, and the next steps will continue. If the gate fails, the gate will not be opened and the entry will be refused;

(2) When the gate is connected (that is, when it is judged that the gate has a signal), the gate will upload the card information and entry information to the subway background;

(3) Check the blacklist in the subway background, that is, confirm that the user's card number is not in the blacklist of the subway background. If it passes, proceed to the following step (4), otherwise it will directly return to notify that the gate will not be opened, and the user will not be allowed to leave the station;

(4) The subway background further conducts unilateral or repeated entry inspections, and determines that the user does not have a unilateral entry record and does not enter the station repeatedly. If the conditions are not met, it will directly return to notify the gate not to open, and refuse the user to enter the station, such as a reminder The user card is abnormal and needs to go to the service desk for processing; if the conditions are met, continue to the following step (5);

(5) The subway background initiates an asynchronous pre-authorization request to the bank transfer system based on the card information (for example, a pre-authorization request is initiated with the highest fare amount). The system initiates a pre-authorization request. After the subway background initiates the pre-authorization request based on the card information and before the subway background receives the pre-authorization request result returned from the bank transfer system based on the pre-authorization request, the subway background first returns to the turnstile "" Notification of pre-authorization request", the gate will be opened after receiving the notification of pre-authorization request;

(6) After receiving the request, the bank transfer system initiates a pre-authorization request to the bank card system of the issuing bank to freeze the funds in the card, and returns the pre-authorization result to the subway background.

Through the above-mentioned "asynchronous pre-authorization request", there is no need to wait until the result of the pre-authorization request is returned from the bank switching system, but the "pre-authorization request notification" can be returned to the gate earlier, and the gate receives the notification immediately. By opening, the speed of connection processing can be increased.

Next, when the user goes out, the outbound data processing step includes the following sub-steps:

(1) When leaving the station, after the user swipes the card, the gate will perform offline dynamic data authentication to verify that the card is true. If the offline data authentication is successful, continue with the next steps. If the offline data authentication fails, the gate will not open and reject it. outbound;

(2) The gate sends the card information and outbound information to the subway background;

(3) Check the blacklist in the subway background to confirm that the user's card number is not in the blacklist of the subway background. If it passes, continue to the following step (4), otherwise it will return directly to notify that the gate will not be opened, and the user will not be allowed to leave the station;

(4) The subway background checks for unilateral or repeated entry, and judges that the user does not have a unilateral entry record and does not enter the station repeatedly. If the conditions are not met, it will directly return to notify the gate not to open, and refuse the user to exit the station. Condition, continue to the following step (5);

(5) The subway background determines whether the card number corresponding to the card information has a successful pre-authorization record, and if so, notifies the gate to open, and the subway background immediately initiates a pre-authorization to the bank transfer system based on the card information, entry information and exit information. Authorization completes the request. On the other hand, if there is no successful pre-authorization record, the gate will be notified that the gate will not be opened, and the user will be refused to leave the station;

(6) After receiving the authorization completion request, the bank transfer system initiates a pre-authorization transaction to the bank background of the issuing bank, and the bank background deducts the passenger fare and returns the result to the subway background; and

(7) The itinerary marked in the subway background matches and the deduction is successful.

Second Embodiment

The data processing method for subway based on asynchronous pre-authorization and offline data authentication according to the second embodiment of the present invention represents the data processing method in the case of inbound offline and outbound offline. The method includes inbound data processing steps and outbound data processing steps.

Hereinafter, the inbound data processing procedure and the outbound data processing procedure will be described separately.

First, the inbound data processing step includes the following sub-steps:

(1) When entering the station, after the user swipes the card, the gate will perform offline data authentication. If the authentication is passed, the gate will be opened, and the next steps will continue. If the gate fails, the gate will not be opened and the entry will be refused;

(2) When the turnstile is offline (that is, when it is judged that the turnstile has no signal), the turnstile saves the card information and entry information locally, and then sends the card information to the subway background when the subsequent turnstiles are connected to the Internet. Inbound data (ODA transaction data) for subsequent outbound trip matching.

Next, outbound data processing includes the following sub-steps:

(1) When leaving the station, after the user swipes the card, the gate will perform offline dynamic data authentication (DDA verification) to verify that the card is true. If the authentication is passed, the gate will be opened, and the following steps (2) will continue. If the authentication fails, the gate will be turned off. If it is not opened, the user will be refused to go out;

(2) When the turnstile is offline (that is, when it is judged that the turnstile has no signal), the turnstile saves the card information and outbound data locally. Outbound data (ODA transaction data) for subsequent outbound trip matching;

(3) After the subway background receives the card information and exit information, it confirms that the card information has corresponding entry information but there is no successful pre-authorization record, the subway background matches the entry information and exit information, and the match is successful. Form and charge according to the subway charging rules, and initiate an instant transaction request to the bank transfer system;

(4) After the bank transfer system receives the instant transaction request, it conducts an instant transaction to the bank backstage of the card issuing bank, and the bank backstage of the card issuing bank deducts the passenger fare and returns the result to the subway backstage; and

(5) The itinerary marked in the subway background matches and the deduction is successful.

third embodiment

The data processing method based on asynchronous pre-authorization and offline data authentication for subways according to the third embodiment of the present invention represents the data processing method in the case of inbound connection and outbound offline. The method includes inbound data processing steps and outbound data processing steps.

Hereinafter, the inbound data processing procedure and the outbound data processing procedure will be described separately.

First, the inbound data processing step includes the following sub-steps:

(1) When entering the station, after the user swipes the card, the gate will perform offline data authentication. If the authentication is passed, the gate will be opened, and the next steps will continue. If the gate fails, the gate will not be opened and the entry will be refused;

(2) When the gate is connected (that is, when it is judged that the gate has a signal), the gate will upload the card information and entry information to the subway background;

(3) Check the blacklist in the subway background, that is, confirm that the user's card number is not in the blacklist of the subway background. If it passes, proceed to the following step (4), otherwise it will directly return to notify that the gate will not be opened, and the user will not be allowed to leave the station;

(4) The subway background further conducts unilateral or repeated entry inspections, and determines that the user does not have a unilateral entry record and does not enter the station repeatedly. If the conditions are not met, it will directly return to notify the gate not to open, and refuse the user to enter the station, such as a reminder If the user's card is abnormal and needs to go to the service desk for processing, if the conditions are met, proceed to the following step (5);

(5) The subway background initiates an asynchronous pre-authorization request to the bank transfer system based on the card information (for example, a pre-authorization request is initiated with the highest fare amount). The system initiates a pre-authorization request. After the subway background initiates the pre-authorization request based on the card information and before the subway background receives the pre-authorization request result returned from the bank transfer system based on the pre-authorization request, the subway background first returns to the turnstile "" Notification of pre-authorization request", the gate will be opened after receiving the notification of pre-authorization request;

(6) After receiving the request, the bank transfer system initiates a pre-authorization request to the bank card system of the issuing bank to freeze the funds in the card, and returns the pre-authorization result to the subway background.

Through the above-mentioned "asynchronous pre-authorization request", there is no need to wait until the result of the pre-authorization request is returned from the bank switching system, but the "pre-authorization request notification" can be returned to the gate earlier, and the gate receives the notification immediately. By opening, the speed of connection processing can be increased.

Next, when the user goes out, the outbound data processing step includes the following sub-steps:

(1) When leaving the station, after the user swipes the card, the gate will perform offline dynamic data authentication to verify that the card is true. If the offline data authentication is successful, continue with the next steps. If the offline data authentication fails, the gate will not open and reject it. outbound;

(2) When the turnstile is offline (that is, when it is judged that the turnstile has no signal), the turnstile saves the card information and outbound data locally. Outbound data (ODA transaction data) for subsequent outbound trip matching;

(3) After the subway backend receives the card information and outbound data, it confirms that the card information has corresponding inbound data and there is a successful pre-authorization record. The bank transfer system initiates a pre-authorization completion request;

(4) After receiving the authorization completion request, the bank transfer system initiates a pre-authorization transaction to the bank background of the card-issuing bank, and the bank background deducts the passenger fare and returns the result to the subway background; and

(5) The itinerary marked in the subway background matches and the deduction is successful.

Fourth Embodiment

The data processing method for subway based on asynchronous pre-authorization and offline data authentication according to the fourth embodiment of the present invention represents the data processing method in the case of inbound offline and outbound connection. The method includes inbound data processing steps and outbound data processing steps.

Hereinafter, the inbound data processing procedure and the outbound data processing procedure will be described separately.

First, the inbound data processing step includes the following sub-steps:

(1) When entering the station, after the user swipes the card, the gate will perform offline data authentication. If the authentication is passed, the gate will be opened, and the next steps will continue. If the gate fails, the gate will not be opened and the entry will be refused;

(2) When the turnstile is offline (that is, when it is judged that the turnstile has no signal), the turnstile saves the card information and entry information locally, and then sends the card information to the subway background when the subsequent turnstiles are connected to the Internet. Inbound data (ODA transaction data) for subsequent outbound trip matching.

Next, when the user goes out, the outbound data processing step includes the following sub-steps:

(1) When leaving the station, after the user swipes the card, the gate will perform offline dynamic data authentication to verify that the card is true. If the offline data authentication is successful, continue with the next steps. If the offline data authentication fails, the gate will not open and reject it. outbound;

(2) The gate sends the card information and outbound information to the subway background;

(3) Check the blacklist in the subway background to confirm that the user's card number is not in the blacklist of the subway background. If it passes, continue to the following step (4), otherwise it will return directly to notify that the gate will not be opened, and the user will not be allowed to leave the station;

(4) The subway background checks for unilateral or repeated entry, and judges that the user does not have a unilateral entry record and does not enter the station repeatedly. If the conditions are not met, it will directly return to notify the gate not to open, and refuse the user to exit the station. Condition, continue to the following step (5);

(5) Under the circumstance that the subway background judges that the card number corresponding to the card information has in-station data but no successful pre-authorization record, the subway back-end notifies the gate to open, and the subway back-end is based on the card information, in-station data and out-station data according to the subway system. The charging rules are used for charging, and an instant transaction request is initiated to the bank transfer system;

(6) After the bank transfer system receives the instant transaction request, it conducts an instant transaction to the bank background of the card-issuing bank, and the bank background of the card-issuing bank deducts the passenger fare and returns the result to the subway background; and

(7) The itinerary marked in the subway background matches and the deduction is successful.

The above examples mainly describe the data processing method of the present invention. Next, the above examples of the present invention mainly describe the data processing system.

FIG. 3 is a block diagram showing the data processing system of the present invention.

As shown in FIG. 3 , the data processing system of the present invention includes: an industry terminal 100 , an industry background 200 , a bank transfer system 300 and a bank background 400 .

Wherein, the industry terminal 100 includes:

The first information acquisition module 110 is used for acquiring card information and inbound and outbound information;

The first offline authentication module 120 is configured to perform offline data authentication based on the card information obtained by the first information acquisition module 110 and output the offline data authentication result;

a first information storage module 130 for storing the information acquired by the first information acquisition module 110;

The first information transceiver module 140 is used for uploading card information and inbound and outbound information to the industry background 200 and accepting control instructions from the industry background 200; and

The first gate control module 150 is configured to control the gate of the industry terminal 100 according to the offline authentication result and the control instruction from the industry background 200 .

Wherein, in the inbound data processing, when the offline data authentication result of the first offline authentication module 120 is successful, if the industry terminal 100 is in a connected state when entering the station, the first information transceiver module The group 140 uploads the card information and the entry information to the external industry background 200, and the first gate control module 150 controls to execute the gate opening action after receiving the notification of the returned pre-authorization request from the industry background 200, Wherein, the notification of the pre-authorization request is sent after the industry background 200 initiates a pre-authorization request to the bank switching system 300 based on the card information, and the industry background 200 receives a return from the bank switching system 300 based on the pre-authorization request. Before the result of the pre-authorization request is returned from the industry background 200 to the industry terminal 100 . Wherein, in the outbound data processing, when the offline data authentication result output by the first offline authentication module 120 is successful, the first gate control module 150 controls to execute the gate opening action. Industry Backstage 200 includes:

The second information acquisition module 210 is used for acquiring card information and entry and exit information from the industry terminal 100;

The second information storage module 220 is used for storing the information acquired by the second information acquisition module 210; and

The transaction processing module 230 is used to initiate a pre-authorization request or initiate an instant transaction request based on card information and/or inbound and outbound information, and to determine whether there is a pre-authorization request and if there is a pre-authorization request, initiate a pre-authorization to complete the transaction, if If there is no pre-authorization request, an instant transaction request is initiated.

The bank transfer system 300 is used to forward the transaction request from the industry background 200 to the bank background 400 of the bank corresponding to the card information, and return the transaction processing feedback from the bank background 400 to the industry background 200 .

The bank background 400 is configured to complete transaction processing according to transaction requests (including pre-authorization requests, pre-authorization completion requests, and instant transaction requests, etc.).

As a preferred way, the industry background 200 further includes:

The blacklist checking module 240 is used for checking the blacklist based on the card information and outputting the first control command; and

The inbound record checking module 250 is used to check the inbound record based on the card information (for example, whether there is a unilateral record, whether there is a repeated inbound, etc.) and output a second control command.

In this way, the first gate control module 150 may be configured to further control the opening or closing of the gate of the industry terminal 100 according to the first control instruction and the second control instruction from the industry background 200 .

Wherein, the transaction processing module 230 initiates a pre-authorization request with the highest fare based on the card information and initiates an instant transaction request based on the card information and/or inbound and outbound information, and, on the other hand, is used to determine whether there is a pre-authorization request and if so The pre-authorization request initiates pre-authorization to complete the transaction, and if there is no pre-authorization request, an instant transaction request is initiated. The pre-authorization to complete the transaction refers to a situation in which the transaction is completed by deducting the actual transportation fee amount matched according to the inbound information and the outbound information from the amount of the pre-authorization request initiated with the highest fare.

FIG. 4 is a block diagram illustrating a data processing system based on asynchronous pre-authorization and offline data authentication for subway scenarios according to the present invention.

As shown in FIG. 4 , the data processing system based on asynchronous pre-authorization and offline data authentication for the subway of the present invention includes: a gate terminal 10 (subway terminal, also referred to as a gate), a subway background 20, a bank transfer terminal The system 30 and the bank background 40 are connected.

Wherein, the gate terminal 10 includes:

The first information acquisition module 11 is used to acquire card information and inbound and outbound information;

The first offline authentication module 12 is used to perform offline authentication based on the card information acquired by the first information acquisition module 11 and output an offline authentication result;

a first information storage module 13 for storing the information acquired by the first information acquisition module 11;

The first information transceiver module 14 is used for uploading card information and station entry and exit information to the subway background 20 and accepting control instructions from the subway background 20; and

The first gate control module 15 is used to control the opening or closing of the gates of the gate terminal 10 according to the offline authentication result and the control instruction from the subway background 20 .

Subway Backstage 20 includes:

The second information acquisition module 21 is used to acquire card information and entry and exit information from the gate terminal 10;

The second information storage module 22 is used for storing the information acquired by the second information acquisition module 21; and

The transaction processing module 23 is used to initiate a pre-authorization request or initiate an instant transaction request based on the card information and/or inbound and outbound information, and to determine whether there is a pre-authorization request and if there is a pre-authorization request, initiate a pre-authorization to complete the transaction, if If there is no pre-authorization request, an instant transaction request is initiated.

The bank transfer system 30 is used to forward the transaction request from the subway background 20 to the bank background 40 of the bank corresponding to the card information, and return the transaction processing feedback from the bank background 40 to the subway background 20 .

The bank background 40 is used to complete transaction processing according to transaction requests (including pre-authorization requests, pre-authorization completion requests, instant transaction requests, etc.).

In addition, the bank backstage 40 is described here, and as an alternative, the backstage of the UnionPay transfer system, the backstage of a third-party manufacturer, etc. can also be used.

As a preferred way, the subway background 20 further includes:

The blacklist checking module 24 is used for checking the blacklist based on the card information and outputting the first control command; and

The entry record checking module 25 is used to check the entry record based on the card information (for example, whether there is a unilateral record, whether there is a repeated entry, etc.) and output a second control command.

In this way, the first gate control module 15 can be configured to further control the gates of the gate terminal 10 to open or close according to the first control instruction and the second control instruction from the subway backstage 20 .

Wherein, the transaction processing module 23 initiates a pre-authorization request with the highest fare based on the card information and initiates an instant transaction request based on the card information and/or inbound and outbound information, and, on the other hand, is used to determine whether there is a pre-authorization request and if there is a pre-authorization request The pre-authorization request initiates pre-authorization to complete the transaction, and if there is no pre-authorization request, an instant transaction request is initiated. The pre-authorization to complete the transaction refers to a situation in which the transaction is completed by deducting the actual transportation fee amount matched according to the inbound information and the outbound information from the amount of the pre-authorization request initiated with the highest fare.

In this way, the following data processing methods can be implemented by using the inbound data processing system based on asynchronous pre-authorization and offline data authentication for subway scenarios in this embodiment.

When entering the station, the data processing of the station includes the following steps:

After the user enters the station by swiping the card, the first information obtaining module 11 obtains the card information and the entering station information, and the first offline authentication module 12 performs offline authentication and outputs the offline authentication result;

If the authentication succeeds, the following steps are continued, and if the authentication fails, the first gate control module 15 controls the closing of the gate of the gate terminal 10 according to the condition of the offline authentication failure;

When the gate terminal 10 has a network signal, the first information transceiver module 14 uploads the card information and the entry information to the subway background 20, and when the gate terminal 10 has no network signal, the first information storage module The group 13 stores the information acquired by the first information acquisition module 11, and waits for a network signal before uploading to the subway background 20 by the first information transceiver module 14;

When the gate terminal 10 is connected to the subway background 20 and sends the card information and entry information, the blacklist checking module 24 of the subway background 10 checks the blacklist based on the card information and outputs the first control command. If the check is passed, the first control command is to open the gate of the gate terminal 10; if the blacklist check is not passed, the first control command is to close the gate of the gate terminal 10;

The inbound record checking module 25 further checks the inbound record based on the card information (for example, whether there is a unilateral record, whether there is a repeated entry, etc.) and outputs a second control command. If the inbound record check is passed, the second control command In order to open the gate of the gate terminal 10, if the entry record check is not passed, the second control command is to close the gate of the gate terminal 10;

The transaction processing module 23 of the subway background 20 sends an asynchronous pre-authorization request for the highest fare to the bank transfer system 30;

The bank transfer system 30 initiates an asynchronous pre-authorization request to the bank background 40;

The bank background 40 performs pre-authorization processing according to the asynchronous pre-authorization request, and freezes the funds of the highest fare;

The bank background 40 returns the pre-authorization result to the subway background 20, and the subway background 20 saves the entry records (including card information and pre-authorization success confirmation information).

When outbound, including outbound data processing includes the following steps:

When the user swipes the card out of the station, the first information acquisition module 11 acquires the card information and the outbound information;

The first offline authentication module 12 performs offline authentication based on the card information acquired by the first information acquisition module 11 and outputs an offline authentication result;

If the authentication is successful, continue the following steps, if the authentication fails, the first gate control module 15 controls the closing of the gate of the gate terminal 10 according to the condition that the offline authentication result is a failure;

When the gate terminal 10 has a network signal, the first information transceiver module 14 uploads the card information and outbound information to the subway background 20, and when the gate terminal 10 has no network signal, the first information storage module The group 13 stores the information acquired by the first information acquisition module 11, and waits for a network signal before uploading to the subway background 20 by the first information transceiver module 14;

When the gate terminal 10 is connected to the subway background 20 and sends the card information and outbound information, the blacklist checking module 24 of the subway background 10 checks the blacklist based on the card information and outputs the first control command. If the check is passed, the first control command is to open the gate of the gate terminal 10; if the blacklist check is not passed, the first control command is to close the gate of the gate terminal 10;

The inbound record checking module 25 further checks the inbound record based on the card information (for example, whether there is a unilateral record, whether there is a repeated entry, etc.) and outputs a second control command. If the inbound record check is passed, the second control command In order to open the gate, if the entry record check fails, the second control command is to close the gate;

The transaction processing module 23 of the subway background 20 confirms whether there is a successful pre-authorization record. If there is a successful pre-authorization record, the transaction processing module 23 of the subway background 20 calculates the fare according to the itinerary, and asynchronously initiates the pre-authorization to the bank transfer system 30. The authorization completion request, after receiving the pre-authorization completion request, the bank transfer system 30 initiates a pre-authorization completion request to the bank background 40, and the bank background 40 performs pre-authorization completion processing according to the pre-authorization completion request, and returns the transaction result, and the bank background 40 sends the transaction The result is returned to the subway background 20. The subway background 20 marks the itinerary matching and the deduction is successful. On the other hand, when there is no successful pre-authorization record, the transaction processing module 23 of the subway background 20 calculates according to the inbound information and the outbound information. The fare is sent to the bank transfer system 30 for an instant transaction request. After receiving the instant transaction request, the bank transfer system 30 initiates an instant transaction request to the bank background 40. The bank background 40 performs pre-instant transaction according to the instant transaction request, and returns the transaction result. The bank background 40 returns the transaction result to the subway background 20, and the subway background 20 marks the itinerary matching and the deduction is successful.

The present invention also provides a computer-readable medium on which a computer program is stored, wherein,

The computer program implements the above-mentioned data processing method when executed by the processor.

The present invention also provides a computer device, comprising a storage module, a processor, and a computer program stored on the storage module and running on the processor, wherein the processor implements the above-mentioned data processing when executing the computer program method.

As described above, according to the data processing method based on asynchronous pre-authorization and offline data authentication and the data processing system based on asynchronous pre-authorization and offline data authentication in the public transportation scene of the present invention, the pre-authorization scheme and the offline data authentication scheme can be combined. Combined, it can reduce the requirements on the network environment for transactions in public transport scenarios, and at the same time accurately perform billing in public transport scenarios. Moreover, the data processing method based on asynchronous pre-authorization and offline data authentication and the data processing system based on asynchronous pre-authorization and offline data authentication according to the public transportation scene of the present invention can not only reduce transaction time, but also avoid disconnection of the transaction. cause an impact.

The above examples mainly illustrate the data processing method and the data processing system based on asynchronous pre-authorization and offline data authentication. Although only a few of these specific embodiments of the present invention have been described, it will be understood by those of ordinary skill in the art that the present invention may be embodied in many other forms without departing from the spirit and scope thereof. Accordingly, the examples and embodiments shown are to be regarded as illustrative and not restrictive, and the present invention may cover various modifications and replace.

10: Metro Terminal 11: The first information acquisition module 12: The first offline authentication module 13: The first information storage module 14: The first information transceiver module 15: The first gate control module 20: Subway Backstage 21: Second information acquisition module 22: Second information storage module 23: Transaction Processing Module 24: Blacklist Check Module 25: Inbound record check module 30: Bank Transfer System 40: Bank background 100: Industry Terminal 110: The first information acquisition module 120: The first offline authentication module 130: The first information storage module 140: The first information transceiver module 150: The first gate control module 200: Industry background 210: Second information acquisition module 220: Second information storage module 230: Transaction Processing Module 240: Blacklist Check Module 250:Pit stop record check module 300: Bank Transfer System 400: Bank background

Other features and effects of the present invention will be clearly presented in the embodiments with reference to the drawings, wherein: Fig. 1 is the schematic flow chart representing the inbound data processing in the data processing method based on asynchronous pre-authorization and offline data authentication for subway of the present invention; 2 is a schematic flow chart showing the processing of outbound data in the data processing method based on asynchronous pre-authorization and offline data authentication for the subway of the present invention; FIG. 3 is a block diagram showing the data processing system of the present invention; and FIG. 4 is a block diagram illustrating a data processing system based on asynchronous pre-authorization and offline data authentication for subway scenarios according to the present invention.

Claims (28)

A data processing method, which includes the following steps: an inbound data processing step, an industry terminal obtains card information and inbound information, and performs offline data authentication processing based on the card information. If the industry terminal is connected, the industry terminal will upload the card information and entry information to the industry background to initiate a pre-authorization request asynchronously from the industry background. The gate opening action, wherein the notification of the pre-authorization request is sent from the industry background after the industry background initiates the pre-authorization request based on the card information and before the industry background receives the pre-authorization request result returned based on the pre-authorization request. Return to the industry terminal; and the outbound data processing step, the industry terminal obtains the card information and performs offline data authentication processing based on the card information. When the offline data authentication is successful, if the industry terminal is offline when going out, the industry terminal executes the gate. On the other hand, when the offline data authentication is successful, if the industry terminal is connected, the industry terminal will upload the card information and the outbound information to the industry background. And the outbound information is uploaded to the industry background, and the industry background checks the inbound record and blacklist. After passing the inbound record check and blacklist check, the industry background determines whether there is a pre-authorization request result. When there is a pre-authorization request In the case of the result, the industry terminal performs the gate opening action, and the industry terminal asynchronously initiates pre-authorization to the industry background to complete the transaction. stand. The data processing method according to claim 1, wherein, in the outbound data processing step, the industry terminal obtains card information and outbound information, and performs offline data authentication processing based on the card information, and then performs a blacklist check. If the authentication is successful and the blacklist check is passed, the industry terminal performs the gate opening action. The data processing method according to claim 1, wherein, in the inbound data processing step, the industry terminal obtains card information and inbound information, and performs offline data authentication processing based on the card information, and when the offline data authentication is successful , if the industry terminal is offline when entering the station, the industry terminal saves the card information and the entry information locally, and the industry terminal performs the gate opening action. After the subsequent networking, the industry terminal uploads the card information and the entry information to the industry Backstage. The data processing method according to claim 1, wherein, in the outbound data processing step, the industry terminal obtains card information and outbound information, and performs offline data authentication processing based on the card information, when the offline data authentication is successful , if the industry terminal is connected when going out, the industry terminal uploads the card information and outbound information to the industry background, and the industry terminal judges whether to execute the gate opening action according to the notification returned from the industry background. The data processing method according to claim 1, wherein, in the outbound data processing step, the industry terminal obtains card information and outbound information, and performs offline data authentication processing based on the card information, when the offline data authentication is successful , if the industry terminal is offline when going out, The industry terminal performs the gate opening action, and after the subsequent networking, the industry terminal uploads the card information and outbound information to the industry background. The data processing method according to claim 1, wherein the outbound data processing step includes the following steps: the industry terminal obtains card information and outbound information; performs offline data authentication processing based on the card information; In case of success, the industry terminal will upload the card information and outbound information to the industry background; the industry background will check the inbound record and blacklist. Execute the gate opening action. If the entry record check and blacklist check are passed, the industry background makes the industry terminal execute the gate opening action. The data processing method according to claim 1, wherein the outbound data processing step includes the following steps: the industry terminal obtains card information and outbound information; performs offline data authentication processing based on the card information; In the case of success, the industry terminal uploads the card information and outbound information to the industry background; the industry background checks the inbound record and blacklist; if it passes the inbound record check and blacklist check, the industry background judges whether it exists Pre-authorization request result; and when there is a pre-authorization request result, the industry background initiates pre-authorization to complete the transaction. The data processing method according to claim 7, wherein the outbound data processing step includes the following steps: the industry terminal obtains card information and outbound information; performs offline data authentication processing based on the card information; In the case of success, the industry terminal uploads the card information and outbound information to the industry background; the industry background checks the inbound record and blacklist; if it passes the inbound record check and blacklist check, the industry background judges whether it exists Pre-authorization request result; and when there is no pre-authorization request result, the industry background initiates an instant transaction request based on inbound information and outbound information. The data processing method according to claim 1, wherein, in the outbound data processing step, if the industry terminal is in a connected state when outbound, the industry terminal will upload the card information and the outbound information to the industry background by connection. . The data processing method according to claim 1, wherein, in the entry data processing step, if the industry terminal is in an offline state when entering the station, the industry terminal locally saves card information and entry information. Then upload the card information and the inbound information to the industry background. In the outbound data processing step, if the industry terminal is offline when going out, the industry terminal saves the card information and outbound information locally, and when the subsequent network is connected Then upload the card information and outbound information to the industry background. The data processing method according to claim 1, wherein, In the outbound data processing step, if the industry terminal is offline when going out, the industry terminal saves the card information and outbound information locally and uploads the card information and outbound information to the industry background after subsequent networking. The data processing method according to claim 1, wherein, in the entry data processing step, if the industry terminal is in an offline state when entering the station, the industry terminal locally saves card information and entry information. Then upload the card information and inbound information to the industry background. In the outbound data processing step, if the industry terminal is in a connected state when leaving the station, the industry terminal will upload the card information and outbound information to the industry background. . The data processing method according to claim 7, wherein the pre-authorization to complete the transaction is to deduct the quota calculated according to the inbound information and the outbound information from the pre-authorization request quota. The data processing method according to claim 8, wherein the instant transaction request is generated based on the amount calculated from the inbound information and the outbound information. A data processing system, including an industry terminal and an industry background, the industry terminal comprising: a first information acquisition module for acquiring card information, inbound information and outbound information; a first information storage module for storing the card information, inbound information and outbound information acquired by the first information acquisition module; The first offline authentication module is used to perform offline data authentication based on the card information obtained by the first information acquisition module and output the offline data authentication result; the first information transceiver module is used to convert the card information, entry information and The outbound information is uploaded to the industry background and accepts control instructions from the industry background; and a first gate control module is used for control instructions from the industry background or offline from the first offline data authentication module. The data authentication result controls whether to execute the gate opening action. The industry background includes: a second information acquisition module for acquiring card information, inbound information and outbound information from the industry terminal; a second information storage module, for storing card information, inbound information and outbound information acquired by the second information acquisition module; and a transaction processing module for initiating a pre-authorization request based on the card information and inbound information and initiating asynchronous pre-authorization After the request and before the industry background receives the pre-authorization request result returned based on the pre-authorization request, a notification is sent to the industry terminal by returning the pre-authorization request as the control instruction, and is used for card information, entry information and exit based on card information. station information to complete the real-time transaction; wherein, in the case of outbound, the industry terminal obtains card information and performs offline data authentication processing based on the card information. When the offline data authentication is successful, if the outbound industry terminal is in an offline state , the industry terminal performs the gate opening action and after the subsequent networking, the industry terminal will Information and outbound information are uploaded to the industry background. On the other hand, when the offline data authentication is successful, if the industry terminal is connected, the industry terminal will upload the card information and outbound information to the industry background. The industry background checks inbound records and blacklists. When the inbound records and blacklists are checked, the industry background determines whether there is a pre-authorization request result. When there is a pre-authorization request result, the industry terminal executes the gate. When the machine is turned on, the industry terminal asynchronously initiates pre-authorization to the industry background to complete the transaction. The data processing system according to claim 15, wherein the industry terminal further comprises: a first blacklist checking module, configured to check the blacklist based on the card information obtained by the first information obtaining module and output the first blacklist checking module. A blacklist check result; wherein, the first gate control module also controls whether the industry terminal performs the gate opening action according to the first blacklist check result from the first blacklist check module. The data processing system according to claim 16, wherein the industry background further comprises: a second blacklist checking module for performing blacklist checking based on card information and outputting the second blacklist checking result; and an entry record The inspection module is used for checking the inbound records based on the card information and outputting the inspection results of the inbound records. The first gate control module further controls the inspection results according to the second blacklist and the inspection results of the inbound records. Whether the industry terminal implements the gate machine start action. An industry terminal, comprising: a first information acquisition module for acquiring card information, inbound information and outbound information; a first offline authentication module for acquiring cards acquired by the module based on the first information The first information transceiver module is used to upload card information, inbound information and outbound information to the external industry background; and the first gate control module is used for Control whether to perform the gate opening action, wherein, in the process of entering data, when the offline data authentication result of the first offline authentication module is successful, if the industry terminal is in the connected state when entering the station, all The first information transceiver module uploads the card information and the entry information to the external industry background to initiate a pre-authorization request asynchronously from the industry background, and after receiving the returned pre-authorization request from the industry background and issuing a notification, the first The gate control module controls to perform the gate opening action, wherein the notification of the pre-authorization request is after the industry background initiates a pre-authorization request based on the card information and the industry background receives a return based on the pre-authorization request. Before the result of the pre-authorization request is returned from the industry background to the industry terminal; wherein, in the case of outbound, the industry terminal obtains the card information and performs offline data authentication processing based on the card information. When the offline data authentication is successful, if When outbound, the industry terminal is offline, and the industry terminal is in an offline state. Execute the gate opening action and upload the card information and outbound information to the industry background after subsequent networking. On the other hand, when the offline data authentication is successful, if the industry terminal is connected, all The industry terminal uploads the card information and outbound information to the industry background, and the industry background checks the inbound record and blacklist. When the inbound record check and blacklist check are passed, the industry background determines whether there is a pre-authorization request result. , when there is a pre-authorization request result, the industry terminal performs the gate opening action, and the industry terminal asynchronously initiates pre-authorization to the industry background to complete the transaction. The industry terminal according to claim 18, wherein, in the outbound data processing, when the offline data authentication result output by the first offline authentication module is successful, the first gate control module performs Control to perform gate opening action. The industry terminal according to claim 19, wherein the industry terminal further comprises: a first information storage module for storing card information, inbound information and outbound information acquired by the first information acquisition module. The industry terminal according to claim 20, wherein the first information transceiver module is further configured to accept a control instruction from the industry background, and the first gate control module is configured to receive a control instruction from the industry background or The offline data authentication result from the first offline data authentication module controls whether to execute the gate opening action. The industry terminal according to claim 21, wherein the industry terminal further comprises: a first blacklist checking module, configured to check the blacklist based on the card information obtained by the first information obtaining module and output the first blacklist checking module. Blacklist check result; wherein, the first gate control module also controls whether the industry terminal performs the gate opening action according to the first blacklist check result from the first blacklist check module. The industry terminal according to claim 22, wherein, in a connected state, the first information transceiver module directly uploads the card information, inbound information and outbound information acquired by the first information acquisition module to an external Industry background; if it is offline, the first information transceiver module temporarily stores the received card information, inbound information and outbound information in the first information storage module, and the first information after subsequent networking The transceiver module uploads the card information, inbound information and outbound information stored by the first information storage module to the external industry background. An industry background, comprising: a second information acquisition module for acquiring card information, inbound information and outbound information from an industrial terminal; a second information storage module for storing the second information acquisition module The acquired card information, inbound information, and outbound information; and a transaction processing module for asynchronously initiating a pre-authorization request based on the card information and inbound information, and after initiating the pre-authorization request and in the industry background Before receiving the pre-authorization request result returned based on the pre-authorization request, the pre-authorization request is returned to the external industry terminal to send a notification as a control instruction, and is used to complete the transaction based on card information, inbound information and outbound information; wherein, in In the case of going out, the industry terminal obtains the card information and performs offline data authentication processing based on the card information. When the offline data authentication is successful, if the industry terminal is offline when going out, the industry terminal executes the gate opening. Action and after subsequent networking, the industry terminal will upload the card information and outbound information to the industry background. On the other hand, when the offline data authentication is successful, if the industry terminal is connected, the industry terminal will The card information and outbound information are uploaded to the industry background, and the industry background checks the inbound record and blacklist. After passing the inbound record check and blacklist check, the industry background determines whether there is a pre-authorization request result. In the case of the result of the authorization request, the industry terminal performs the gate opening action, and the industry terminal asynchronously initiates pre-authorization to the industry background to complete the transaction. The industry background according to claim 24, wherein the industry background further comprises: a second blacklist checking module for performing blacklist checking based on card information and outputting the second blacklist checking result; and checking the entry records The module is used to check the inbound record based on the card information and output the result of the inbound record inspection. The industry background according to claim 25, wherein the completing the transaction based on the card information, the inbound information and the outbound information includes: Real-time transaction requests based on inbound and outbound information; pre-authorization based on pre-authorization requests to complete transactions. A computer-readable medium on which a computer program is stored, wherein when the computer program is executed by a processor, the data processing method described in any one of claim 1 to 14 is implemented. A computer device, comprising a storage module, a processor, and a computer program stored on the storage module and running on the processor, wherein the processor implements any of claims 1 to 14 when the processor executes the computer program The data processing method described in one item.

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