CN111540100A - Data processing method and system based on asynchronous pre-authorization and offline data authentication - Google Patents

Data processing method and system based on asynchronous pre-authorization and offline data authentication Download PDF

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CN111540100A
CN111540100A CN202010074891.0A CN202010074891A CN111540100A CN 111540100 A CN111540100 A CN 111540100A CN 202010074891 A CN202010074891 A CN 202010074891A CN 111540100 A CN111540100 A CN 111540100A
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information
industry
outbound
inbound
card information
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CN111540100B (en
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丁林润
李春欢
陈朋
黄江妙
徐天
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China Unionpay Co Ltd
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China Unionpay Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems
    • G07B15/04—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems comprising devices to free a barrier, turnstile, or the like

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Abstract

The invention relates to a data processing method and a system thereof. The method comprises the following steps: when the terminal enters the station, card information and station entering information are obtained, if the station entering scene is in an online state, the information is uploaded to an industry background on line and a pre-authorization request is initiated by the industry background, and if the station entering scene is in an offline state, the information is stored locally and uploaded after being networked; when the terminal leaves the station, card information and the information of leaving the station are obtained, the information is uploaded to an industry background under the online condition, if the terminal is offline, the information is stored locally, the industry background judges whether a pre-authorization request is successfully recorded, if the pre-authorization request is successfully recorded, pre-authorization is initiated to complete the transaction, and if the pre-authorization request is not present, a real-time transaction request is sent. According to the invention, the time consumption of the transaction can be reduced, and the influence of network disconnection on the transaction can be avoided.

Description

Data processing method and system based on asynchronous pre-authorization and offline data authentication
Technical Field
The invention relates to a computer technology, in particular to a data processing method and a data processing system based on asynchronous pre-authorization and offline data authentication.
Background
At present, in the scene of transit subway passing a brake, the payment is carried out as a traffic card through a mobile phone, and the payment is mainly based on two modes: real-time online and offline data authentication.
In practical application, a corresponding scheme is selected according to the network condition of the existing industry party and different requirements on transaction time consumption.
However, the prior art also has the following disadvantages:
the real-time online scheme has high dependence on the subway network and relatively long transaction time, and the offline data authentication scheme has advantages in the brake-passing speed and does not depend on the network environment, but has the risk of unilateral transaction.
Disclosure of Invention
In view of the foregoing problems, the present invention is directed to a data processing method and a data processing system based on asynchronous pre-authorization and offline data authentication, which can reduce transaction time consumption and avoid network outage from affecting transactions.
A data processing method according to an aspect of the present invention is characterized by including the steps of:
the method comprises the steps of a step of processing inbound data, wherein an industry terminal acquires card information and inbound information and carries out offline data authentication processing based on the card information, and under the condition that offline data authentication is successful, if the industry terminal is in an online state during inbound, the industry terminal uploads the card information and the inbound information to an industry background, and executes gate opening action after receiving a returned pre-authorization request from the industry background and sending a notice, wherein the pre-authorization request is sent out from the industry background to the industry terminal after the industry background initiates the pre-authorization request based on the card information and before the industry background receives a pre-authorization request result returned based on the pre-authorization request; and
and an outbound data processing step, wherein the industry terminal acquires the card information and performs offline data authentication processing based on the card information, and when the offline data authentication is successful, the industry terminal executes a gate opening action.
Optionally, in the outbound data processing step, the industry terminal obtains the card information and the outbound information, performs offline data authentication processing based on the card information, and then performs blacklist check, and when the offline data authentication is successful and the blacklist check passes, the industry terminal performs a gate opening action.
Optionally, in the inbound data processing step, the industry terminal acquires card information and inbound information and performs offline data authentication processing based on the card information, and when the offline data authentication is successful, if the industry terminal is in an offline state when the terminal enters the station, the industry terminal locally stores the card information and the inbound information, and executes a gate opening action, and after subsequent networking, the industry terminal uploads the card information and the inbound information to the industry background.
Optionally, in the outbound data processing step, the industry terminal acquires card information and outbound information and performs offline data authentication processing based on the card information, and when the offline data authentication is successful, if the industry terminal is in an online state during outbound, the industry terminal uploads the card information and the outbound information to an industry background, and the industry terminal determines whether to execute a gate opening action according to a notification returned from the industry background.
Optionally, in the outbound data processing step, the industry terminal acquires the card information and the outbound information and performs offline data authentication processing based on the card information, and when the offline data authentication is successful, if the industry terminal is in an offline state during outbound, the industry terminal executes a gate opening action, and after subsequent networking, the industry terminal uploads the card information and the outbound information to an industry background.
Optionally, the outbound data processing step includes the steps of:
the industry terminal acquires card information and outbound information;
performing offline data authentication processing based on the card information;
under the condition that offline data authentication is successful, the industry terminal uploads card information and outbound information to an industry background;
and the industry background performs inbound record inspection and blacklist inspection, if the inbound record inspection and the blacklist inspection are not passed, the industry background enables the industry terminal not to execute a gate opening action, and if the inbound record inspection and the blacklist inspection are passed, the industry background enables the industry terminal to execute the gate opening action.
Optionally, the outbound data processing step includes the steps of:
the industry terminal acquires card information and outbound information;
performing offline data authentication processing based on the card information;
under the condition that offline data authentication is successful, the industry terminal uploads card information and outbound information to an industry background;
the industry background carries out inbound record inspection and blacklist inspection; under the condition of checking the incoming record and the blacklist, judging whether a pre-authorization request result exists or not by an industry background; and
and when the pre-authorization request result exists, the industry background initiates pre-authorization to complete the transaction.
Optionally, the outbound data processing step includes the steps of:
the industry terminal acquires card information and outbound information;
performing offline data authentication processing based on the card information;
under the condition that offline data authentication is successful, the industry terminal uploads card information and outbound information to an industry background;
the industry background carries out inbound record inspection and blacklist inspection; under the condition of checking the incoming record and the blacklist, judging whether a pre-authorization request result exists or not by an industry background; and
and when the pre-authorization request result does not exist, the industry background initiates real-time transaction based on the inbound information and the outbound information.
Optionally, in the outbound data processing step, if the industry terminal is in an online state during outbound, the industry terminal uploads the card information and the outbound information to an industry background online.
Optionally, in the inbound data processing step, if the industry terminal is in an offline state during inbound, the industry terminal locally stores the card information and the inbound information, and uploads the card information and the inbound information to the industry background after subsequent networking,
in the outbound data processing step, if the industry terminal is in an offline state during outbound, the industry terminal locally saves the card information and the outbound information and uploads the card information and the outbound information to an industry background after subsequent networking.
Optionally, in the outbound data processing step, if the industry terminal is in an offline state during outbound, the industry terminal locally saves the card information and the outbound information and uploads the card information and the outbound information to the industry background after subsequent networking.
Optionally, in the inbound data processing step, if the industry terminal is in an offline state during inbound, the industry terminal locally stores the card information and the inbound information, and uploads the card information and the inbound information to the industry background after subsequent networking,
in the outbound data processing step, if the industry terminal is in an online state during outbound, the industry terminal uploads the card information and the outbound information to an industry background online.
Optionally, the pre-authorization completion transaction is to deduct a credit calculated according to the inbound information and the outbound information from the credit of the pre-authorization request.
Optionally, the real-time transaction request is generated based on an amount calculated from the inbound information and the outbound information.
The data processing system of the invention is characterized by comprising an industry terminal and an industry background,
the industry terminal includes:
the first information acquisition module is used for acquiring card information, inbound information and outbound information;
the first information storage module is used for storing the card information, the inbound information and the outbound information acquired by the information acquisition module;
the offline authentication module is used for performing offline data authentication based on the card information acquired by the information acquisition module and outputting an offline data authentication result;
the first information receiving and sending module is used for uploading card information, inbound information and outbound information to the industry background and receiving a control instruction from the industry background; and
the first gate control module is used for controlling whether to execute a gate opening action or not according to the following control instruction from an industry background or the offline data authentication result from the offline data authentication module,
the industry background comprises:
the second information acquisition module is used for acquiring card information, inbound information and outbound information from the industry terminal;
the second information storage module is used for storing the card information, the inbound information and the outbound information acquired by the second information acquisition module; and
and the transaction processing module is used for initiating a pre-authorization request based on the card information and the station entering information, returning a pre-authorization request sending notice to the industry terminal as the control instruction after the pre-authorization request is initiated and before an industry background receives a pre-authorization request result returned based on the pre-authorization request, and completing real-time transaction based on the card information, the station entering information and the station exiting information.
Optionally, the industry terminal further comprises:
the first blacklist checking module is used for carrying out blacklist checking on the basis of the card information acquired by the first information acquisition module and outputting a first blacklist checking result;
and the first gate machine control module also controls whether the industry terminal executes a gate machine opening action according to a first blacklist checking result from the first blacklist checking module.
Optionally, the method may be characterized in that,
the industry background further comprises:
the second blacklist checking module is used for carrying out blacklist checking based on the card information and outputting a second blacklist checking result; and
an inbound record checking module for performing inbound record checking based on the card information and outputting inbound record checking results,
and the first gate machine control module further controls whether the industry terminal executes a gate machine opening action according to the second blacklist checking result and the inbound record checking result.
The industrial terminal of the present invention is characterized by comprising: the first information acquisition module is used for acquiring card information, inbound information and outbound information;
the offline authentication module is used for performing offline data authentication based on the card information acquired by the information acquisition module and outputting an offline data authentication result;
the first information transceiving module is used for uploading the card information, the inbound information and the outbound information to an external industry background; and
a first gate control module for controlling whether to execute the gate opening action,
in the inbound data processing, when the offline data authentication result of the offline authentication module is successful, if the industry terminal is in an online state during inbound, the first information transceiver module uploads card information and inbound information to an external industry background, and the first gate control module controls to execute a gate opening action after receiving a returned pre-authorization request from the industry background and sending a notification, wherein the notification sent by the pre-authorization request is sent from the industry background to the industry terminal after the industry background initiates the pre-authorization request based on the card information and before the industry background receives a pre-authorization request result returned based on the pre-authorization request.
Optionally, in the outbound data processing, the first gate control module controls to perform a gate opening action if the offline data authentication result output by the offline authentication module is successful.
Optionally, further comprising:
and the first information storage module is used for storing the card information, the inbound information and the outbound information which are acquired by the information acquisition module.
Optionally, the first information transceiver module is further configured to receive a control instruction from an industry background,
the first gate control module is used for controlling whether to execute a gate opening action according to a control instruction from an industry background or an offline data authentication result from the offline data authentication module.
Optionally, the industry terminal further comprises:
the first blacklist checking module is used for carrying out blacklist checking on the basis of the card information acquired by the first information acquisition module and outputting a first blacklist checking result;
and the first gate machine control module also controls whether the industry terminal executes a gate machine opening action according to a first blacklist checking result from the first blacklist checking module.
Optionally, if the mobile terminal is in an online state, the first information transceiver module directly uploads the card information, the inbound information and the outbound information acquired by the first information acquisition module to an external industry background;
if the information is in the off-line state, the first information transceiver module caches the received card information, the inbound information and the outbound information in the first information storage module, and the first information transceiver module uploads the card information, the inbound information and the outbound information stored in the first information storage module to an external industry background after subsequent networking.
The industry background of the invention is characterized by comprising:
the second information acquisition module is used for acquiring card information, inbound information and outbound information from the industry terminal;
the second information storage module is used for storing the card information, the inbound information and the outbound information acquired by the second information acquisition module; and
and the transaction processing module is used for initiating a pre-authorization request based on the card information and the station entering information, returning a pre-authorization request sending notice to an external industry terminal as a control instruction after the pre-authorization request is initiated and before a pre-authorization request result returned based on the pre-authorization request is received by an industry background, and completing the transaction based on the card information, the station entering information and the station exiting information.
Optionally, further comprising:
the second blacklist checking module is used for carrying out blacklist checking based on the card information and outputting a second blacklist checking result; and
and the inbound record checking module is used for performing inbound record checking based on the card information and outputting inbound record checking results.
Optionally, completing the transaction based on the card information, the inbound information, and the outbound information includes:
a real-time transaction request based on the inbound information and the outbound information;
and performing pre-authorization based on the pre-authorization request to complete the transaction.
The computer-readable medium of the present invention, on which a computer program is stored, is characterized in that,
which when executed by a processor implements the data processing method described above.
The computer device of the present invention includes a storage module, a processor, and a computer program stored on the storage module and executable on the processor, and is characterized in that the processor implements the data processing method when executing the computer program.
As described above, according to the data processing method based on asynchronous pre-authorization and offline data authentication and the data processing system based on asynchronous pre-authorization and offline data authentication of the present invention, the pre-authorization scheme and the offline data authentication scheme can be combined, which not only can reduce the requirements of the public transportation scene transaction on the network environment, but also can simultaneously and accurately perform the billing of the public transportation scene. Moreover, according to the data processing method based on asynchronous pre-authorization and offline data authentication and the data processing system based on asynchronous pre-authorization and offline data authentication in the public transportation scene, the transaction time consumption can be reduced, and the influence of network disconnection on the transaction can be avoided.
Drawings
Fig. 1 is a schematic flow chart illustrating inbound data processing in the data processing method for subway based on asynchronous pre-authorization and offline data authentication according to the present invention.
Fig. 2 is a schematic flow chart illustrating outbound data processing in the data processing method for subway based on asynchronous pre-authorization and offline data authentication according to the present invention.
FIG. 3 is a schematic diagram showing the configuration of a data processing system of the present invention.
Fig. 4 is a schematic diagram showing the construction of the data processing system based on asynchronous pre-authorization and offline data authentication for subway scenarios of the present invention.
Detailed Description
The following description is of some of the several embodiments of the invention and is intended to provide a basic understanding of the invention. It is not intended to identify key or critical elements of the invention or to delineate the scope of the invention.
For the purposes of brevity and explanation, the principles of the present invention are described herein with reference primarily to exemplary embodiments thereof. However, those skilled in the art will readily recognize that the same principles are equally applicable to all types of data processing methods and data processing systems based on asynchronous pre-authorization and offline data authentication, and that these same principles, as well as any such variations, may be implemented therein without departing from the true spirit and scope of the present patent application.
Moreover, in the following description, reference is made to the accompanying drawings that illustrate certain exemplary embodiments. Electrical, mechanical, logical, and structural changes may be made to these embodiments without departing from the spirit and scope of the invention. In addition, while a feature of the invention may have been disclosed with respect to only one of several implementations/embodiments, such feature may be combined with one or more other features of the other implementations/embodiments as may be desired and/or advantageous for any given or identified function. The following description is, therefore, not to be taken in a limiting sense, and the scope of the present invention is defined by the appended claims and their equivalents.
Terms such as "comprising" and "comprises" mean that, in addition to having elements (modules) and modules directly and explicitly stated in the description and claims, the solution of the invention does not exclude the presence of other elements (modules) and modules not directly or explicitly stated.
First, an outline of the data processing method and the data processing system based on asynchronous pre-authorization and offline data authentication of the present invention will be described.
In the following description, the data processing method and the data processing system based on asynchronous pre-authorization and offline data authentication of the present invention are described by taking the application to a subway scene as an example, but the present invention is not limited to the subway scene, and may be applied to other various scenes, and in the case of being applied to a public transportation scene, for example, buses, ships, magnetic levitation, etc. may be applied.
Fig. 1 is a schematic flow chart illustrating inbound data processing in the data processing method for subway based on asynchronous pre-authorization and offline data authentication according to the present invention. Fig. 2 is a schematic flow chart illustrating outbound data processing in the data processing method for subway based on asynchronous pre-authorization and offline data authentication according to the present invention.
First, inbound data processing will be described with reference to fig. 1.
As shown in fig. 1, the inbound data processing based on asynchronous pre-authorization and offline data authentication for subways according to the present invention comprises the following steps:
step S101: after the user swipes the card and enters the station, the gate performs DDA (off-line data authentication) to ensure the card is true or false, specifically: sending out offline data interaction, if the authentication is successful (namely 'Y' in the figure, the same below), continuing the step S102, otherwise (namely 'N' in the figure, the same below) jumping to the step S111;
step S102: judging whether the gate has a signal, if so, continuing to step S103, and if not, jumping to step S112;
step S103: the gate sends card information and station-entering data to the subway background;
step S104: the subway background checks a blacklist, if the blacklist passes the check, the step S105 is continued, otherwise, the step S115 is skipped;
step S105: checking a single side or repeated station entering of the subway background, if the check is passed, continuing to step S106, otherwise, jumping to step S115;
step S106: the subway background sends an asynchronous pre-authorization request of the highest fare to a bank transfer system;
step S107: the subway background sends a control instruction to open the gate and enable a user to enter the station;
step S108: the bank transfer system initiates an asynchronous pre-authorization request to the bank;
step S109: the bank background carries out pre-authorization processing according to the asynchronous pre-authorization request, and the fund with the highest fare is frozen;
step S110: the bank background returns the pre-authorization result to the subway background, and the subway background stores the arrival record and the pre-authorization state (namely the card information, the arrival information and the pre-authorization success record);
step S111: the gate is not opened, and the station is refused to enter;
step S112: the gate locally stores the card data and the inbound information, wherein an ARQC (online transaction request cryptograph) is obtained and used for online pre-authorization transaction, and then the step S113 is continued;
step S113: the gate is opened, the user enters the station, and then the step S114 is continued;
step S114: after the signal is received, the gate sends card data and station entering information to a subway background system;
step S115: the gate is not opened, and the station is refused to enter.
The ODA refers to Offline Data Authentication, and means that the terminal can verify the authenticity of the card without obtaining an authorization response of an issuer. DDA refers to Dynamic Data Authentication. The ARQC refers to an Authorization Request Cryptogram (Authorization Request ciphertext), and refers to an Authorization Request ciphertext for performing an online pre-Authorization transaction.
Here, step S106 and step S107 are one aspect of the present invention, and are explained in detail here.
In step S106, the subway background sends the highest fare pre-authorization information (i.e. initiates a pre-authorization request) to the bank transit system, and after the subway background initiates the pre-authorization request based on the card information and before the subway background receives a pre-authorization request result returned from the bank transit system based on the pre-authorization request, the subway background returns a "pre-authorization request notification" to the gate, and the gate is opened when receiving the "pre-authorization request notification". Therefore, the pre-authorization request sending notice is not required to be returned from the bank transfer system, the gate can be returned to earlier, and the gate is opened after receiving the notice, thereby improving the speed of online processing. Next, the outbound data processing will be described with reference to fig. 2.
As shown in fig. 2, the outbound data processing based on asynchronous pre-authorization and offline data authentication for subway of the present invention includes the following steps:
step S201: after the user swiped the card and got into the station, the floodgate machine carried out off-line data authentication in order to ensure the card true and false, specifically: sending off offline data interaction, if the authentication is successful, continuing to step S202, otherwise, jumping to step S212;
step S202: judging whether the gate has a signal, if so, continuing to step S203, and if not, jumping to step S213;
step S203: the gate sends card information and outbound data to the subway background;
step S204: carrying out blacklist check on the subway background, if the blacklist check is passed, continuing to step S205, otherwise, jumping to step S216;
step S205: checking the single side or repeated station entering of the subway background, if the check is passed, continuing to step S206, otherwise, jumping to step S216;
step S206: the subway background confirms whether the pre-authorization is successful (namely confirms whether a pre-authorization success record exists), if so, the step S208 is continued, and if not, the step S216 is skipped;
step S207: the gate is opened, the user goes out of the station, and the step S208 is continued;
step S208: the subway background calculates the fare according to the inbound data and the outbound data, and asynchronously initiates a pre-authorization completion request to a bank transfer system;
step S209: the bank transfer system receives the pre-authorization completion request and then initiates a pre-authorization completion request to the bank;
step S210: : the bank background carries out pre-authorization completion processing according to the pre-authorization completion request and returns a transaction result;
step S211: the bank background returns the transaction result to the subway background, and the subway background marks the stroke matching and successfully deducts money;
step S212: the gate is not opened, and the station is refused to be out;
step S213: the gate locally saves the card data and the outbound information, and continues to step S214;
step S214: the gate is opened, the user goes out of the station, and then step S215 is continued;
step S215: after the signal is received, the gate sends card data and outbound information to a subway background system;
step S115: the gate is not opened, and the station is refused to enter.
The ODA refers to Offline Data Authentication, and means that the terminal can verify the authenticity of the card without obtaining an authorization response of an issuer. DDA refers to Dynamic Data Authentication. The ARQC refers to an Authorization Request Cryptogram (Authorization Request ciphertext), and refers to an Authorization Request ciphertext for performing an online pre-Authorization transaction.
In addition, although the blacklist check is performed on the subway background side (i.e., the industry background side) in fig. 1 and 2, as an alternative, the blacklist check may be performed on the gate side (i.e., the industry terminal side). Moreover, the blacklist check can be performed on both the industry background side and the industry terminal side, or one of the industry background side and the industry terminal side can be selected for the blacklist check.
Next, 4 embodiments of the data processing method for subway based on asynchronous pre-authorization and offline data authentication according to the present invention will be described.
First embodiment
The data processing method based on asynchronous pre-authorization and offline data authentication for the subway in the first embodiment of the invention represents a data processing method under the conditions of inbound online and outbound online. The method includes an inbound data processing step and an outbound data processing step.
Hereinafter, the inbound data processing procedure and the outbound data processing procedure will be described separately.
Firstly, the inbound data processing step comprises the following substeps:
(1) when the user enters the station, after the user swipes the card, the gate machine carries out offline data authentication, if the authentication is passed, the gate machine is opened, the subsequent steps are continued, and if the authentication is failed, the gate machine is not opened, and the user refuses to enter the station;
(2) the gate is in an online state (namely, under the condition that the gate is judged to have a signal), the gate uploads the card information and the station entering data to a subway background;
(3) carrying out blacklist check on the subway background, namely confirming that the user card number is not in the blacklist of the subway background, if the user card number passes the blacklist, continuing the following step (4), otherwise, directly returning to inform the gate not to be opened, and refusing the user to exit;
(4) the subway background further performs unilateral or repeated station-entering check, judges that the user does not store unilateral station-entering records and does not repeatedly enter the station, and directly returns to the notification gate to be not opened if the unilateral station-entering records and the repeated station-entering records do not meet the conditions, and refuses the user to enter the station, for example, reminds the user of card abnormity and needs to go to a service desk for processing; if the condition is satisfied, continuing the following step (5);
(5) the subway background initiates an asynchronous pre-authorization request (for example, the pre-authorization request is initiated by the amount of the highest fare) to the bank transit system based on the card information, the asynchronous pre-authorization request refers to that the subway background initiates the pre-authorization request to the bank transit system, after initiating the pre-authorization request based on the card information and before receiving a pre-authorization request result returned from the bank transit system based on the pre-authorization request, the subway background returns a pre-authorization request sending notice to the gate machine, and the gate machine is opened after receiving the pre-authorization request sending notice;
(6) after receiving the request, the bank switching system initiates a preauthorization request to a bank card system of the card issuing bank so as to freeze the funds in the card and return a preauthorization result to the subway background.
By the asynchronous preauthorization request, the preauthorization request sending notification can be returned to the gate earlier without waiting for the preauthorization request result returned from the bank transfer system, and the gate is opened after receiving the notification, thereby improving the speed of online processing.
Then, when the user is outbound, the outbound data processing step includes the substeps of:
(1) when the user goes out of the station, after the user swipes the card, the gate performs offline dynamic data authentication to verify that the card is true, if the offline data authentication is successful, the subsequent steps are continued, and if the offline data authentication is failed, the gate is not opened, and the user refuses to go out of the station;
(2) the gate machine sends the card information and the outbound information to a subway background;
(3) carrying out blacklist check on the subway background, wherein the blacklist check is used for confirming that the user card number is not in the subway background, if the blacklist passes the check, continuing the following step (4), otherwise, directly returning to inform the gate not to be opened, and refusing the user to leave the station;
(4) checking whether the subway enters the station at one side or repeatedly, judging that the user does not store the single-side entering record and does not enter the station repeatedly, if the condition is not met, directly returning to inform the gate not to be opened, refusing the user to exit the station, and if the condition is met, continuing the step (5);
(5) the subway background judges whether the card number corresponding to the card information has a pre-authorization success record or not, if so, the gate is informed to open, meanwhile, the subway background initiates a pre-authorization completion request to a bank switching system in real time based on the card information, the inbound data and the outbound data, and on the other hand, if not, the gate is informed not to open, and the user is refused to exit;
(6) after receiving the authorization completion request, the bank switching system initiates pre-authorization to a bank background of the card issuer to complete the transaction, and the bank background deducts passenger wages and returns the result to the subway background; and
(7) and matching the subway background marking travel and successfully deducting money.
Second embodiment
The data processing method based on asynchronous pre-authorization and offline data authentication for the subway in the second embodiment of the invention represents a data processing method under the conditions of inbound offline and outbound offline. The method includes an inbound data processing step and an outbound data processing step.
Hereinafter, the inbound data processing procedure and the outbound data processing procedure will be described separately.
Firstly, the inbound data processing step comprises the following substeps:
(1) when the user enters the station, after the user swipes the card, the gate machine carries out offline data authentication, if the authentication is passed, the gate machine is opened, the subsequent steps are continued, and if the authentication is failed, the gate machine is not opened, and the user refuses to enter the station;
(2) under the condition that the gate is offline (namely under the condition that no signal of the gate is judged), the gate stores the card information and the inbound data locally, and when the subsequent gate is networked, the card information and the inbound data (ODA transaction data) are sent to a subway background for subsequent outbound stroke matching.
Next, the outbound data processing includes the sub-steps of:
(1) when the user goes out of the station, after the user swipes the card, the gate performs offline dynamic data authentication (DDA authentication) to verify that the card is true, if the authentication is passed, the gate is opened, the following step (2) is continued, if the authentication is failed, the gate is not opened, and the user is refused to go out of the station;
(2) when the gate is offline (namely, when the gate is judged to have no signal), the gate stores the card information and the outbound data locally, and when the subsequent gate is networked, the card information and the outbound data (ODA transaction data) are sent to a subway background for subsequent outbound stroke matching;
(3) after receiving the card information and the outbound data, the subway background matches the inbound data and the outbound data under the condition that the card information is confirmed to have corresponding inbound data but no pre-authorization success record exists, the subway background is successfully matched to form and charges according to a subway charging rule, and a real-time transaction request is initiated to a bank switching system;
(6) the bank switching system receives the real-time transaction request and then carries out real-time transaction to the bank background of the card issuing bank, the bank background of the card issuing bank deducts passenger wages and returns the result to the subway background; and
(7) and matching the subway background marking travel and successfully deducting money.
Third embodiment
The data processing method based on asynchronous pre-authorization and offline data authentication for the subway in the third embodiment of the invention represents a data processing method under the conditions of inbound online and outbound offline. The method includes an inbound data processing step and an outbound data processing step.
Hereinafter, the inbound data processing procedure and the outbound data processing procedure will be described separately.
Firstly, the inbound data processing step comprises the following substeps:
(1) when the user enters the station, after the user swipes the card, the gate machine carries out offline data authentication, if the authentication is passed, the gate machine is opened, the subsequent steps are continued, and if the authentication is failed, the gate machine is not opened, and the user refuses to enter the station;
(2) the gate is in an online state (namely, under the condition that the gate is judged to have a signal), the gate uploads the card information and the station entering data to a subway background;
(3) carrying out blacklist check on the subway background, namely confirming that the user card number is not in the blacklist of the subway background, if the user card number passes the blacklist, continuing the following step (4), otherwise, directly returning to inform the gate not to be opened, and refusing the user to exit;
(4) further carrying out unilateral or repeated station entering check on the subway background, judging that the user does not store unilateral station entering records and does not repeatedly enter the station, directly returning to the notification gate to be not opened if the unilateral station entering records do not meet the conditions, refusing the user to enter the station, for example, reminding the user that the card is abnormal and the user needs to go to a service desk for processing, and continuing the following step (5) if the unilateral or repeated station entering records do not meet the conditions;
(5) the subway background initiates an asynchronous pre-authorization request (for example, the pre-authorization request is initiated by the amount of the highest fare) to the bank transit system based on the card information, the asynchronous pre-authorization request refers to that the subway background initiates the pre-authorization request to the bank transit system, after initiating the pre-authorization request based on the card information and before receiving a pre-authorization request result returned from the bank transit system based on the pre-authorization request, the subway background returns a pre-authorization request sending notice to the gate machine, and the gate machine is opened after receiving the pre-authorization request sending notice;
(6) after receiving the request, the bank switching system initiates a preauthorization request to a bank card system of the card issuing bank so as to freeze the funds in the card and return a preauthorization result to the subway background.
By the asynchronous preauthorization request, the preauthorization request sending notification can be returned to the gate earlier without waiting for the preauthorization request result returned from the bank transfer system, and the gate is opened after receiving the notification, thereby improving the speed of online processing.
Then, when the user is outbound, the outbound data processing step includes the substeps of:
(1) when the user goes out of the station, after the user swipes the card, the gate performs offline dynamic data authentication to verify that the card is true, if the offline data authentication is successful, the subsequent steps are continued, and if the offline data authentication is failed, the gate is not opened, and the user refuses to go out of the station;
(2) when the gate is offline (namely, when the gate is judged to have no signal), the gate stores the card information and the outbound data locally, and when the subsequent gate is networked, the card information and the outbound data (ODA transaction data) are sent to a subway background for subsequent outbound stroke matching;
(3) after receiving the card information and the outbound data, the subway background initiates a preauthorization completion request to a bank switching system based on the card information, the inbound data and the outbound data under the condition that the corresponding inbound data of the card information is confirmed and the preauthorization success record exists;
(4) after receiving the authorization completion request, the bank switching system initiates pre-authorization to a bank background of the card issuer to complete the transaction, and the bank background deducts passenger wages and returns the result to the subway background; and
(5) and matching the subway background marking travel and successfully deducting money.
Fourth embodiment
The data processing method based on asynchronous pre-authorization and offline data authentication for the subway in the fourth embodiment of the invention represents a data processing method under the conditions of inbound offline and outbound online. The method includes an inbound data processing step and an outbound data processing step.
Hereinafter, the inbound data processing procedure and the outbound data processing procedure will be described separately.
Firstly, the inbound data processing step comprises the following substeps:
(1) when the user enters the station, after the user swipes the card, the gate machine carries out offline data authentication, if the authentication is passed, the gate machine is opened, the subsequent steps are continued, and if the authentication is failed, the gate machine is not opened, and the user refuses to enter the station;
(2) under the condition that the gate is offline (namely under the condition that no signal of the gate is judged), the gate stores the card information and the inbound data locally, and when the subsequent gate is networked, the card information and the inbound data (ODA transaction data) are sent to a subway background for subsequent outbound stroke matching.
Then, when the user is outbound, the outbound data processing step includes the substeps of:
(1) when the user goes out of the station, after the user swipes the card, the gate performs offline dynamic data authentication to verify that the card is true, if the offline data authentication is successful, the subsequent steps are continued, and if the offline data authentication is failed, the gate is not opened, and the user refuses to go out of the station;
(2) the gate machine sends the card information and the outbound information to a subway background;
(3) carrying out blacklist check on the subway background, wherein the blacklist check is used for confirming that the user card number is not in the subway background, if the blacklist passes the check, continuing the following step (4), otherwise, directly returning to inform the gate not to be opened, and refusing the user to leave the station;
(4) checking whether the subway enters the station at one side or repeatedly, judging that the user does not store the single-side entering record and does not enter the station repeatedly, if the condition is not met, directly returning to inform the gate not to be opened, refusing the user to exit the station, and if the condition is met, continuing the step (5);
(5) under the condition that the subway background judges that the card number corresponding to the card information has the inbound data but has no pre-authorization success record, the subway background informs a gate to open the gate, and meanwhile, the subway background charges according to a subway charging rule based on the card information, the inbound data and the outbound data and initiates a real-time transaction request to a bank switching system;
(6) the bank switching system receives the real-time transaction request and then carries out real-time transaction to the bank background of the card issuing bank, the bank background of the card issuing bank deducts passenger wages and returns the result to the subway background; and
(7) and matching the subway background marking travel and successfully deducting money.
The above examples mainly explain the data processing method of the present invention, and next, the above examples of the present invention mainly explain the data processing system.
FIG. 3 is a schematic diagram showing the configuration of a data processing system of the present invention.
As shown in fig. 3, the data processing system of the present invention includes: industry terminal 100, industry backend 200, bank switching system 300 and bank backend 400.
Wherein, trade terminal 100 includes:
a first information obtaining module 110, configured to obtain card information and station entering and exiting information;
a first offline authentication module 120, configured to perform offline data authentication based on the card information acquired by the first information acquisition module and output an offline data authentication result;
a first information storage module 130, configured to store the information acquired by the information acquisition module;
the first information transceiver module 140 is configured to upload card information and station information to the industry background and receive a control instruction from the industry background; and
and the first gate control module 150 is used for controlling the gate of the industry terminal according to the offline authentication result and the control instruction from the industry background.
In the inbound data processing, when the offline data authentication result of the first offline authentication module 120 is successful, if the industry terminal is in an online state when the industry terminal is inbound, the first information transceiver module 140 uploads the card information and the inbound information to the external industry backend 200, and the first gatekeeper control module 150 controls to execute the gatekeeper opening action after receiving a returned pre-authorization request sending notification from the industry backend 200, wherein the pre-authorization request sending notification is returned from the industry backend 200 to the industry terminal 100 after the industry backend 200 sends a pre-authorization request to the bank transit system 300 based on the card information and before the industry backend 200 receives a pre-authorization request result returned from the bank transit system 300 based on the pre-authorization request. In the outbound data processing, if the offline data authentication result outputted from the first offline authentication module 120 is successful, the first gate control module 150 controls to perform a gate opening operation. The industry backend 200 includes:
a second information obtaining module 210, configured to obtain card information and station entering and exiting information from the industry terminal;
a second information storage module 220, configured to store the information acquired by the second information acquisition module; and
the transaction processing module 230 is configured to initiate a pre-authorization request or initiate a real-time transaction request based on the card information and/or the in-and-out information, and is configured to determine whether the pre-authorization request exists, initiate pre-authorization to complete a transaction if the pre-authorization request exists, and initiate the real-time transaction request if the pre-authorization request does not exist.
The bank switching system 300 is used for forwarding the transaction request from the industry background 200 to the bank background 400 of the bank corresponding to the card information and returning the transaction processing feedback from the bank background 400 to the industry background 200.
The bank backend 400 is used to complete transaction processing according to transaction requests (including pre-authorization requests, pre-authorization completion requests, real-time transaction requests, etc.).
As a preferred mode, the industry backend 200 further comprises:
a blacklist checking module 240 for performing blacklist checking based on the card information and outputting a first control instruction; and
the inbound record checking module 250 is configured to perform inbound record checking (for example, whether there is unilateral recording or not, whether there is repeated inbound, and the like) based on the card information and output a second control instruction.
In this way, the first gate control module 150 may be configured to further control the gate of the industry terminal to be turned on or off according to the first control command and the second control command from the industry background 200.
The transaction processing module 230 initiates a pre-authorization request at the highest fare based on the card information and initiates a real-time transaction request based on the card information and/or the station entering and exiting information, and on the other hand, is configured to determine whether a pre-authorization request exists and initiate a pre-authorization to complete the transaction if the pre-authorization request exists, and initiate a real-time transaction request if the pre-authorization request does not exist. The transaction completion by pre-authorization refers to the situation that the transaction is completed by deducting the actual transportation fee amount matched with the station entering information and the station exiting information from the amount of money initiating the pre-authorization request at the highest fare.
Fig. 4 is a schematic diagram showing the construction of the data processing system based on asynchronous pre-authorization and offline data authentication for subway scenarios of the present invention.
As shown in fig. 4, the data processing system for subway based on asynchronous pre-authorization and offline data authentication of the present invention includes: a gate terminal 10 (also referred to as a gate for short), a subway background 20, a bank transit system 30 and a bank background 40.
Wherein, the gate terminal 10 includes:
the first information acquisition module 11 is used for acquiring card information and station entering and exiting information;
a first offline authentication module 12, configured to perform offline authentication based on the card information acquired by the first information acquisition module and output an offline authentication result;
a first information storage module 13, configured to store the information acquired by the information acquisition module;
the first information transceiver module 14 is used for uploading card information and station entering and exiting information to the industry background and receiving a control instruction from the industry background; and
and the first gate control module 15 is used for controlling the opening or closing of the gate terminal 10 according to the offline authentication result and the control instruction from the post-industry 20 station.
The subway background 20 includes:
a second information acquisition module 21, configured to acquire card information and station entry and exit information from the gate terminal 10;
a second information storage module 22, configured to store the information acquired by the second information acquisition module 21; and
the transaction processing module 23 is configured to initiate a pre-authorization request or initiate a real-time transaction request based on the card information and/or the in-and-out information, and is configured to determine whether the pre-authorization request exists, initiate pre-authorization to complete a transaction if the pre-authorization request exists, and initiate the real-time transaction request if the pre-authorization request does not exist.
The bank switching system 30 is used for forwarding the transaction request from the subway background 20 to the bank background 40 of the bank corresponding to the card information, and feeding back the transaction processing from the bank background 40 to the subway background 20.
The bank back office 40 is used for completing transaction processing according to transaction requests (including pre-authorization requests, pre-authorization completion requests, real-time transaction requests, etc.).
In addition, the bank background 40 is described here, but alternatively, a bank switching system background, a third party background, and the like may be used.
As a preferred mode, the subway background 20 further includes:
a blacklist check module 24 configured to perform blacklist check based on the card information and output a first control instruction; and
and an inbound record checking module 25, configured to perform inbound record checking (for example, whether there is unilateral recording or not, whether there is repeated inbound, and the like) based on the card information, and output a second control instruction.
In this way, the first gate control module 15 may be configured to further control the gate of the industry terminal to be turned on or off according to the first control instruction and the second control instruction from the subway background 20.
The transaction processing module 23 initiates a pre-authorization request at the highest fare based on the card information and initiates a real-time transaction request based on the card information and/or the station entering and exiting information, and on the other hand, is configured to determine whether a pre-authorization request exists and initiate a pre-authorization to complete the transaction if the pre-authorization request exists, and initiate a real-time transaction request if the pre-authorization request does not exist. The transaction completion by pre-authorization refers to the situation that the transaction is completed by deducting the actual transportation fee amount matched with the station entering information and the station exiting information from the amount of money initiating the pre-authorization request at the highest fare.
In this way, the following data processing method can be implemented by using the inbound data processing system based on asynchronous pre-authorization and offline data authentication for the subway scene in the embodiment.
When entering the station, the station entering data processing comprises the following steps:
after a user swipes a card and enters a station, the first information acquisition module 11 acquires card information and station entering information, and the first offline authentication module 12 performs offline authentication and outputs an offline authentication result;
if the authentication is successful, continuing the following steps, and if the authentication is failed, controlling the gate of the subway terminal 10 to be closed by the first gate control module 15 according to the situation that the offline authentication is failed;
when the gate terminal 10 has the networking signal, the first information transceiver module 14 uploads the card information and the inbound information to the subway background 20, and when the gate terminal 10 does not have the networking signal, the first information storage module 13 stores the information acquired by the information acquisition module 13, and the information is uploaded to the subway background 20 by the first information transceiver module 14 after the networking signal exists;
when the gate terminal 10 sends card information and inbound data to the subway background 20 on line, the blacklist check module 23 of the subway background 10 performs blacklist check based on the card information and outputs a first control instruction, if the blacklist check is passed, the first control instruction is to open the gate of the gate terminal 10, and if the blacklist check is not passed, the first control instruction is to close the gate of the gate terminal 10;
the record checking module 24 further checks the inbound record (for example, whether there is a unilateral record, whether there is a repeated inbound, etc.) based on the card information and outputs a second control command, where the second control command is to open the gate of the gate terminal 10 if the inbound record check is passed, and close the gate of the gate terminal 10 if the inbound record check is not passed;
the transaction processing module 23 of the subway background 20 sends the asynchronous pre-authorization request of the highest fare to the bank transit system 30;
the bank switching system 20 initiates an asynchronous pre-authorization request to the bank background 30;
the bank background 30 carries out pre-authorization processing according to the asynchronous pre-authorization request, and freezes the fund with the highest fare;
the bank background 30 returns the pre-authorization result to the subway background 20, and the subway background 20 stores the inbound record (including the card information and the pre-authorization success confirmation information).
When outbound, the outbound data processing comprises the following steps:
when a user swipes a card and goes out of the station, the first information acquisition module 11 acquires card information and outbound information;
the first offline authentication module 12 performs offline authentication based on the card information acquired by the first information acquisition module 11 and outputs an offline authentication result;
if the authentication is successful, continuing the following steps, and if the authentication is failed, controlling the gate of the subway terminal 10 to be closed by the first gate control module 15 according to the condition that the offline authentication result is failed;
when the gate terminal 10 has the networking signal, the first information transceiver module 14 uploads the card information and the outbound information to the subway background 20, and when the gate terminal 10 does not have the networking signal, the first information storage module 13 stores the information acquired by the information acquisition module 13, and the information is uploaded to the subway background 20 by the first information transceiver module 14 after the networking signal is received;
when the gate terminal 10 sends card information and outbound data to the subway background 20 on line, the blacklist check module 23 of the subway background 10 performs blacklist check based on the card information and outputs a first control instruction, if the blacklist check is passed, the first control instruction is to open the gate of the gate terminal 10, and if the blacklist check is not passed, the first control instruction is to close the gate of the gate terminal 10;
the record checking module 24 further performs inbound record checking (for example, whether there is unilateral recording, whether there is repeated inbound, etc.) based on the card information and outputs a second control instruction, where the second control instruction is to open the gate if the inbound record checking is passed, and the second control instruction is to close the gate if the inbound record checking is not passed;
the transaction processing module 23 of the subway background 20 confirms whether a pre-authorization success record exists, if the pre-authorization success record exists, the transaction processing module 23 of the subway background 20 calculates the fare according to the journey, asynchronously initiates a pre-authorization completion request to the bank transfer system 30, the bank transfer system 30 receives the pre-authorization completion request and then initiates the pre-authorization completion request to the bank background 40, the bank background 40 performs pre-authorization completion processing according to the pre-authorization completion request and returns a transaction result, the bank background 40 returns the transaction result to the subway background 20, the subway background 20 marks the journey matching and the deduction success, on the other hand, when the pre-authorization success record does not exist, the transaction processing module 23 of the subway background 20 calculates the fare according to the station-in information and the station-out information, carries out a real-time transaction request to the bank transfer system 30, and the bank transfer system 30 receives the real-time transaction request and then initiates the real-time, the bank background 40 carries out pre-real-time transaction according to the real-time transaction request and returns a transaction result, the bank background 40 returns the transaction result to the subway background 20, and the subway background 20 marks the travel matching and successfully deducts money.
The present invention also provides a computer-readable medium, having a computer program stored thereon, wherein,
which when executed by a processor implements the data processing method described above.
The invention also provides a computer device, which comprises a storage module, a processor and a computer program stored on the storage module and capable of running on the processor, and is characterized in that the processor implements the data processing method when executing the computer program.
As described above, according to the data processing method based on asynchronous pre-authorization and offline data authentication and the data processing system based on asynchronous pre-authorization and offline data authentication in the public transportation scenario of the present invention, the pre-authorization scheme and the offline data authentication scheme can be combined, which not only can reduce the requirements of the public transportation scenario transaction on the network environment, but also can simultaneously and accurately perform the billing in the public transportation scenario. Moreover, according to the data processing method based on asynchronous pre-authorization and offline data authentication and the data processing system based on asynchronous pre-authorization and offline data authentication in the public transportation scene, the time consumption of transactions can be reduced, and the influence of network disconnection on the transactions can be avoided.
The above examples mainly illustrate data processing methods and data processing systems based on asynchronous pre-authorization and offline data authentication. Although only a few embodiments of the present invention have been described in detail, those skilled in the art will appreciate that the present invention may be embodied in many other forms without departing from the spirit or scope thereof. Accordingly, the present examples and embodiments are to be considered as illustrative and not restrictive, and various modifications and substitutions may be made therein without departing from the spirit and scope of the present invention as defined by the appended claims.

Claims (28)

1. A data processing method, characterized by comprising the steps of:
the method comprises the steps of a step of processing inbound data, wherein an industry terminal acquires card information and inbound information and carries out offline data authentication processing based on the card information, and under the condition that offline data authentication is successful, if the industry terminal is in an online state during inbound, the industry terminal uploads the card information and the inbound information to an industry background, and executes gate opening action after receiving a returned pre-authorization request from the industry background and sending a notice, wherein the pre-authorization request is sent out from the industry background to the industry terminal after the industry background initiates the pre-authorization request based on the card information and before the industry background receives a pre-authorization request result returned based on the pre-authorization request; and
and an outbound data processing step, wherein the industry terminal acquires the card information and performs offline data authentication processing based on the card information, and when the offline data authentication is successful, the industry terminal executes a gate opening action.
2. The data processing method of claim 1,
in the outbound data processing step, the industry terminal acquires card information and outbound information, performs offline data authentication processing based on the card information, and then performs blacklist check, and executes a gate opening action when the offline data authentication is successful and the blacklist check passes.
3. The data processing method of claim 1,
in the inbound data processing step, the industry terminal acquires card information and inbound information and performs offline data authentication processing based on the card information, and under the condition that offline data authentication is successful, if the industry terminal is in an offline state during inbound, the industry terminal locally stores the card information and the inbound information, executes a gate opening action, and uploads the card information and the inbound information to an industry background after subsequent networking.
4. The data processing method of claim 1,
in the outbound data processing step, the industry terminal acquires card information and outbound information and carries out offline data authentication processing based on the card information, and under the condition that offline data authentication is successful, if the industry terminal is in an online state during outbound, the industry terminal uploads the card information and the outbound information to an industry background, and the industry terminal judges whether to execute a gate opening action according to a notification returned from the industry background.
5. The data processing method of claim 1,
in the outbound data processing step, the industry terminal acquires card information and outbound information and carries out offline data authentication processing based on the card information, and under the condition that offline data authentication is successful, if the industry terminal is in an offline state during outbound, the industry terminal executes a gate opening action, and uploads the card information and the outbound information to an industry background after subsequent networking.
6. The data processing method of claim 1, wherein in the outbound data processing step comprises the steps of:
the industry terminal acquires card information and outbound information;
performing offline data authentication processing based on the card information;
under the condition that offline data authentication is successful, the industry terminal uploads card information and outbound information to an industry background;
and the industry background performs inbound record inspection and blacklist inspection, if the inbound record inspection and the blacklist inspection are not passed, the industry background enables the industry terminal not to execute a gate opening action, and if the inbound record inspection and the blacklist inspection are passed, the industry background enables the industry terminal to execute the gate opening action.
7. The data processing method of claim 1, wherein in the outbound data processing step comprises the steps of:
the industry terminal acquires card information and outbound information;
performing offline data authentication processing based on the card information;
under the condition that offline data authentication is successful, the industry terminal uploads card information and outbound information to an industry background;
the industry background carries out inbound record inspection and blacklist inspection; under the condition of checking the incoming record and the blacklist, judging whether a pre-authorization request result exists or not by an industry background; and
and when the pre-authorization request result exists, the industry background initiates pre-authorization to complete the transaction.
8. The data processing method of claim 7, wherein the outbound data processing step comprises the steps of:
the industry terminal acquires card information and outbound information;
performing offline data authentication processing based on the card information;
under the condition that offline data authentication is successful, the industry terminal uploads card information and outbound information to an industry background;
the industry background carries out inbound record inspection and blacklist inspection; under the condition of checking the incoming record and the blacklist, judging whether a pre-authorization request result exists or not by an industry background; and
and when the pre-authorization request result does not exist, the industry background initiates real-time transaction based on the inbound information and the outbound information.
9. The data processing method of claim 1,
in the outbound data processing step, if the industry terminal is in an online state during outbound, the industry terminal uploads the card information and the outbound information to an industry background online.
10. The data processing method of claim 1, wherein in the inbound data processing step, if the industry terminal is in an offline state during inbound, the industry terminal locally saves the card information and the inbound information, and uploads the card information and the inbound information to the industry background after subsequent networking,
in the outbound data processing step, if the industry terminal is in an offline state during outbound, the industry terminal locally saves the card information and the outbound information and uploads the card information and the outbound information to an industry background after subsequent networking.
11. The data processing method of claim 1,
in the outbound data processing step, if the industry terminal is in an offline state during outbound, the industry terminal locally saves the card information and the outbound information and uploads the card information and the outbound information to an industry background after subsequent networking.
12. The data processing method of claim 1,
in the step of processing the inbound data, if the industry terminal is in an offline state during inbound, the industry terminal locally stores the card information and the inbound information, uploads the card information and the inbound information to an industry background after subsequent networking,
in the outbound data processing step, if the industry terminal is in an online state during outbound, the industry terminal uploads the card information and the outbound information to an industry background online.
13. The data processing method of claim 11,
the pre-authorization completion transaction is to deduct the credit calculated according to the station-entering information and the station-exiting information from the credit of the pre-authorization request.
14. The data processing method of claim 12,
the real-time transaction request is generated based on the amount calculated from the inbound information and the outbound information.
15. A data processing system is characterized by comprising an industry terminal and an industry background,
the industry terminal includes:
the first information acquisition module is used for acquiring card information, inbound information and outbound information;
the first information storage module is used for storing the card information, the inbound information and the outbound information acquired by the information acquisition module;
the offline authentication module is used for performing offline data authentication based on the card information acquired by the information acquisition module and outputting an offline data authentication result;
the first information receiving and sending module is used for uploading card information, inbound information and outbound information to the industry background and receiving a control instruction from the industry background; and
the first gate control module is used for controlling whether to execute a gate opening action or not according to the following control instruction from an industry background or the offline data authentication result from the offline data authentication module,
the industry background comprises:
the second information acquisition module is used for acquiring card information, inbound information and outbound information from the industry terminal;
the second information storage module is used for storing the card information, the inbound information and the outbound information acquired by the second information acquisition module; and
and the transaction processing module is used for initiating a pre-authorization request based on the card information and the station entering information, returning a pre-authorization request sending notice to the industry terminal as the control instruction after the pre-authorization request is initiated and before an industry background receives a pre-authorization request result returned based on the pre-authorization request, and completing real-time transaction based on the card information, the station entering information and the station exiting information.
16. The data processing system of claim 15, wherein the industry terminal further comprises:
the first blacklist checking module is used for carrying out blacklist checking on the basis of the card information acquired by the first information acquisition module and outputting a first blacklist checking result;
and the first gate machine control module also controls whether the industry terminal executes a gate machine opening action according to a first blacklist checking result from the first blacklist checking module.
17. The data processing system of claim 16,
the industry background further comprises:
the second blacklist checking module is used for carrying out blacklist checking based on the card information and outputting a second blacklist checking result; and
an inbound record checking module for performing inbound record checking based on the card information and outputting inbound record checking results,
and the first gate machine control module further controls whether the industry terminal executes a gate machine opening action according to the second blacklist checking result and the inbound record checking result.
18. An industry terminal, comprising: the first information acquisition module is used for acquiring card information, inbound information and outbound information;
the offline authentication module is used for performing offline data authentication based on the card information acquired by the information acquisition module and outputting an offline data authentication result;
the first information transceiving module is used for uploading the card information, the inbound information and the outbound information to an external industry background; and
a first gate control module for controlling whether to execute the gate opening action,
in the inbound data processing, when the offline data authentication result of the offline authentication module is successful, if the industry terminal is in an online state during inbound, the first information transceiver module uploads card information and inbound information to an external industry background, and the first gate control module controls to execute a gate opening action after receiving a returned pre-authorization request from the industry background and sending a notification, wherein the notification sent by the pre-authorization request is sent from the industry background to the industry terminal after the industry background initiates the pre-authorization request based on the card information and before the industry background receives a pre-authorization request result returned based on the pre-authorization request.
19. The data processing system of claim 17,
in the outbound data processing, the first gate control module controls to perform a gate opening operation when the offline data authentication result outputted from the offline authentication module is successful.
20. The data processing system of claim 19, further comprising:
and the first information storage module is used for storing the card information, the inbound information and the outbound information which are acquired by the information acquisition module.
21. The data processing system of claim 20,
the first information transceiver module is also used for receiving a control instruction from an industry background,
the first gate control module is used for controlling whether to execute a gate opening action according to a control instruction from an industry background or an offline data authentication result from the offline data authentication module.
22. The data processing system of claim 21, wherein the industry terminal further comprises:
the first blacklist checking module is used for carrying out blacklist checking on the basis of the card information acquired by the first information acquisition module and outputting a first blacklist checking result;
and the first gate machine control module also controls whether the industry terminal executes a gate machine opening action according to a first blacklist checking result from the first blacklist checking module.
23. The data processing method of claim 22,
if the online state is detected, the first information receiving and sending module directly uploads the card information, the inbound information and the outbound information acquired by the first information acquisition module to an external industry background;
if the information is in the off-line state, the first information transceiver module caches the received card information, the inbound information and the outbound information in the first information storage module, and the first information transceiver module uploads the card information, the inbound information and the outbound information stored in the first information storage module to an external industry background after subsequent networking.
24. An industry backend, comprising:
the second information acquisition module is used for acquiring card information, inbound information and outbound information from the industry terminal;
the second information storage module is used for storing the card information, the inbound information and the outbound information acquired by the second information acquisition module; and
and the transaction processing module is used for initiating a pre-authorization request based on the card information and the station entering information, returning a pre-authorization request sending notice to an external industry terminal as a control instruction after the pre-authorization request is initiated and before a pre-authorization request result returned based on the pre-authorization request is received by an industry background, and completing the transaction based on the card information, the station entering information and the station exiting information.
25. The industry backend of claim 24, further comprising:
the second blacklist checking module is used for carrying out blacklist checking based on the card information and outputting a second blacklist checking result; and
and the inbound record checking module is used for performing inbound record checking based on the card information and outputting inbound record checking results.
26. The industry background of claim 25,
completing the transaction based on the card information, the inbound information, and the outbound information includes:
a real-time transaction request based on the inbound information and the outbound information;
and performing pre-authorization based on the pre-authorization request to complete the transaction.
27. A computer-readable medium, having stored thereon a computer program,
the computer program, when executed by a processor, implements a data processing method as claimed in any one of claims 1 to 17.
28. A computer device comprising a storage module, a processor and a computer program stored on the storage module and executable on the processor, wherein the processor implements the data processing method of any one of claims 1 to 17 when executing the computer program.
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