TWI711993B - Customized and graphical operation interface banking system and its control method - Google Patents

Abstract

A customized and graphical operation interface banking system includes a client electronic device and a platform server unit. When the client electronic device receives a building selection instruction related to one of a plurality of predetermined virtual buildings, a location selection instruction related to a designated location in a virtual space, and a location selection instruction related to one of a plurality of financial service items The service selection instruction of the user, which regards the related predetermined virtual building as a customized building, and sets the customized building at a designated position in the virtual space, and makes the customized building correspond to the related financial service item. When the client electronic device receives a building selection instruction corresponding to one of the customized buildings, it generates and displays a financial service operation page related to the financial service item corresponding to the one of the customized buildings.

Description

Customized and graphical operation interface banking system and its control method

The invention relates to a banking system, in particular to a customized and graphical operating interface banking system involving cloud technology. The invention also relates to a control method of a customized and graphical operation interface banking system.

The operating interface of the existing mobile banking application is presented in the form of menus, text, and forms. However, due to the large number of options and the inclusion of many financial proprietary names, it is not easy for customers to quickly find the options they want. How to develop a new banking system that can improve the shortcomings of the aforementioned prior art is the subject of the present invention.

Therefore, the purpose of the present invention is to provide a customized and graphical operating interface banking system.

Another object of the present invention is to provide a customized and graphical operation interface banking system control method.

Therefore, the customized and graphical operating interface banking system of the present invention includes a client electronic device and a platform server unit. The client electronic device is for a client to operate. The platform server unit is electrically connected to the client electronic device.

In an environment design mode, when the client electronic device receives a building selection command input by the client and related to one of a plurality of predetermined virtual buildings, and a designation input by the client related to a virtual space The location selection instruction of the location, and a service selection instruction input by the customer and related to one of a plurality of financial service items, the client electronic device regards the related predetermined virtual building as a custom according to the building selection instruction According to the location selection instruction, the customized building is installed in the designated location in the virtual space, and the customized building corresponds to the related financial service item according to the service selection instruction, and when the environment is designed At the end of the mode, the client electronic device generates an environmental design data that indicates the location of one or more of the predetermined virtual buildings in the virtual space of the predetermined virtual building as a custom building, and indicates each The customized building corresponds to one of these financial service items.

In a usage mode, the client electronic device displays a virtual environment operating interface including the virtual space and the custom building or the custom building according to the environment design data, and when the client electronic device receives a The customer inputs and corresponds to the custom building or one of the custom buildings as the target building with a building selection instruction, the client electronic device sends a data request related to the financial service item corresponding to the target building Give the platform server unit.

When the platform server unit receives the data request, the platform server unit sends a financial data related to the data request to the client electronic device.

When the client electronic device receives the financial data, the client electronic device generates and displays a financial service operation page related to the financial service item corresponding to the target building according to the financial data.

In some embodiments, the client electronic device determines whether each custom building is to be covered on another custom building according to the location selection instruction.

In some embodiments, in a character design mode, the client electronic device generates a character design data according to the operation of the client, the character design data indicates the appearance of a virtual character, and in the usage mode, the client electronic The device displays the virtual environment operating interface including the virtual space, the custom building or the custom building and the virtual character according to the environment design data and the character design data, and the client electronic device uses the building selection command to use The virtual character moves in the virtual space and moves to the target building.

In some implementations, the platform server unit stores a rebate corresponding to the customer. In the environment design mode, the client electronic device receives the rebate from the platform server unit, and when receiving a rebate The customer inputs and corresponds to a purchase instruction of a plurality of predetermined virtual building materials corresponding to a plurality of preferential schemes as a predetermined virtual building material of a customized building material, and the client electronic device deducts the total amount of the rebate money corresponding to the customized building material A purchase amount of building materials and make the custom building materials belong to the virtual character, and when receiving a custom building corresponding to the custom building material and the custom building or one of the custom building as a designated upgrade building The client electronic device replaces the designated upgraded building with a plurality of scheduled upgraded buildings, one of which corresponds to the designated upgraded building and the scheduled upgraded building of the customized building material, and when the environmental design mode ends, the client The terminal electronic device also generates and transmits a discount usage record indicating the discount scheme corresponding to the customized building material to the platform server unit, and the environment design data also indicates the balance of the rebate and the value of the virtual character. The location of the customized building materials or the customized building materials, the scheduled upgrade building after replacement, or the scheduled upgrade building in the virtual space, and when the platform server unit receives a message from the client electronic device related to For the transaction information of the preferential scheme corresponding to the customized building material, the platform server unit executes a transaction procedure corresponding to the transaction information according to the preferential use record.

The control method of the customized and graphical operating interface banking system of the present invention is implemented by a customized and graphical operating interface banking system. The customized and graphical operating interface banking system includes a client electronic device and a A platform server unit, the client electronic device is for a client to operate, the method includes: in an environment design mode, when the client electronic device receives an input by the client and related to one of a plurality of predetermined virtual buildings A building selection instruction, a location selection instruction input by the customer and related to a designated location in a virtual space, and a service selection instruction input by the customer and related to one of a plurality of financial service items, the client The electronic device regards the related predetermined virtual building as a customized building according to the building selection instruction, and installs the customized building at the designated location in the virtual space according to the location selection instruction, and uses the service selection instruction to The customized building corresponds to the related financial service item, and when the environment design mode ends, the client electronic device generates an environment design data, the environment design data instructs one or more of the predetermined virtual buildings to act The position of the predetermined virtual building of the custom building in the virtual space, and indicating that each custom building corresponds to one of the financial service items; in a usage mode, the client electronic device displays a display according to the environmental design data The virtual environment operating interface including the virtual space and the custom building or the custom building, and when the client electronic device receives an input by the customer and corresponding to the custom building or one of the custom buildings As the building selection instruction of the customized building of the target building, the client electronic device sends a data request related to the financial service item corresponding to the target building to the platform server unit; when the platform server unit receives the data Request, the platform server unit sends a financial data related to the data request to the client electronic device; and when the client electronic device receives the financial data, the client electronic device generates and displays a financial data according to the financial data The financial service operation page related to the financial service project corresponding to the target building.

The effect of the present invention is that due to the environmental design mode, the client electronic device generates the environmental design data according to the client's operation, so that the client can conveniently find the target building in the use mode, input the building selection command and then Enter the financial service operation page. In addition, the technology related to the rebate allows the customer to freely choose the preferential schemes to avoid misplacement of the bank’s rebate resources.

Before the present invention is described in detail, it should be noted that in the following description, similar elements are represented by the same numbers.

Referring to FIG. 1, an embodiment of a banking system 100 with a customized and graphical operating interface of the present invention includes a client electronic device 1 and a platform server unit 2.

The client electronic device 1 is operated by a client. The client electronic device 1 is a smart phone in this embodiment, and is installed with a predetermined mobile banking application, but not limited to this. The client electronic device 1 may also be, for example, a desktop computer, a Laptop computer, or a tablet computer.

The platform server unit 2 is electrically connected to the client electronic device 1 and a bank center host 200 via a communication network, and can communicate with the client electronic device 1 and the bank center host 200. The platform server unit 2 stores a rebate corresponding to the customer. More specifically, based on some predetermined rules, the rebate can be obtained when the customer’s behavior complies with the rules, for example, daily execution and login The scheduled mobile banking application, or the average monthly deposit balance exceeds NT$20,000. In this embodiment, the platform server unit 2 includes a foreground and a background. The background is mainly responsible for storing data, and the foreground is mainly responsible for data analysis and calculation, and storage of some data.

The present invention is in a character design mode, and the client electronic device 1 generates a character design data according to the operation of the client. The character design data indicates the appearance of a virtual character 400 (for example, appearance, clothing, accessories, etc.).

Referring to FIG. 1, FIG. 2 and FIG. 4, the following describes the flow of the present invention in an environment design mode. First, as shown in step S01, the client electronic device 1 receives the reward money from the platform server unit 2. Then, as shown in step S02, the client electronic device 1 determines whether it has received a building selection instruction input by the client and related to one of a plurality of predetermined virtual buildings, and a building selection instruction input by the client and related to a virtual space A location selection instruction for a designated location in 500, and a service selection instruction entered by the customer and related to one of multiple financial service items (such as Taiwan dollar transfers, foreign currency transfers, etc., but not limited to these), if so, then Execute step S03 and then execute step S04, if not, execute step S04 directly.

Step S03 is that when the client electronic device 1 receives the building selection instruction, the location selection instruction, and the service selection instruction, the client electronic device 1 regards the related predetermined virtual building as a customized building according to the building selection instruction. According to the location selection instruction, the customized building 300 is set at the designated location in the virtual space 500, and the customized building 300 is made to correspond to the related financial service item according to the service selection instruction. In other words, the customer can select a desired predetermined virtual building from among the predetermined virtual buildings, and can set the selected predetermined virtual building in a desired position in the virtual space 500, and make the selected predetermined virtual building The virtual building corresponds to the desired financial service project.

It is worth mentioning that the client electronic device 1 determines whether each customized building 300 is to be covered on another customized building 300 according to the location selection instruction. In other words, the customer can determine whether each customized building 300 is to be stamped on another customized building 300. In this way, the customer can set similar financial service items for the stamped custom building 300, and produce a classification effect. For example, the first layer of custom building 300 is for Taiwan dollar transfer, and the second layer of custom building 300 is for foreign currency transfer. , But not limited to this.

Step S04 is that the client electronic device 1 judges whether it has received one of the predetermined virtual building materials input by the customer and corresponding to a plurality of preferential schemes (for example, a monthly transfer fee reduction of five times). For the purchase instruction of the predetermined virtual building material of the building material, if yes, execute step S05 and then execute step S06; if not, execute step S06 directly.

In step S05, when the purchase instruction is received, the client electronic device 1 deducts a purchase amount corresponding to the customized building material from the total amount of the reward money, and makes the customized building material belong to the virtual character 400. For example, if the total amount of the rebate is RMB 250 and the purchase amount corresponding to the customized building material is 50 yuan, the total amount of the rebate after deducting the purchase amount corresponding to the customized building material is 200 yuan .

In step S06, the client electronic device 1 determines whether an upgrade instruction corresponding to the customized building material and the customized building 300 or one of the customized buildings 300 as the designated upgrade building is received. If yes, Then execute step S07 and then execute step S08, if not, execute step S08 directly.

Step S07 is that when receiving the upgrade instruction, the client electronic device 1 replaces the designated upgraded building with a plurality of scheduled upgraded buildings, one of which corresponds to the designated upgraded building and the scheduled upgraded building of the custom building material.

In step S08, the client electronic device 1 judges whether the environment design mode is ended (for example, the customer inputs an instruction to confirm and leave), if yes, execute step S09, if not, execute step S02 again.

Step S09 is when the environment design mode ends, the client electronic device 1 generates and transmits an environment design data and a preferential use record to the platform server unit 2. The environmental design data indicates the location of one or more of the predetermined virtual buildings as the customized building 300 in the virtual space 500, and indicates that each customized building 300 corresponds to one of the financial service items In addition, it also instructs the balance of the reward money, the custom building materials or the custom building materials that belong to the virtual character 400, the scheduled upgrade building after replacement, or the number of the scheduled upgrade building in the virtual space 500 position. The preferential use record indicates the preferential scheme corresponding to the customized building material, so that when the platform server unit 2 receives a transaction information from the client electronic device 1 and related to the preferential scheme corresponding to the customized building material , The platform server unit 2 executes a transaction procedure corresponding to the transaction information according to the preferential use record (for example, generates and transmits a transaction request indicating the transaction information and the preferential plan to the bank center host 200).

Referring to FIG. 1, FIG. 3, and FIG. 4, the following describes the flow of the present invention in a usage mode. First, as shown in step S11, the client electronic device 1 displays an image including the virtual space 500, the customized building 300, or the customized building 300 and the virtual character 400 according to the environment design data and the character design data. Virtual environment operation interface (as shown in Figure 4).

Then, as shown in step S12, the client electronic device 1 determines whether a building input by the client and corresponding to the custom building 300 or one of the custom building 300 as the target building is received Select the instruction, if yes, execute step S13, if not, execute step S12 again.

Step S13 is that when the client electronic device 1 receives the building selection instruction, the client electronic device 1 causes the virtual character 400 to move in the virtual space 500 and move to the target building according to the building selection instruction.

Then, as shown in step S14, the client electronic device 1 transmits a data request related to the financial service item corresponding to the target building to the platform server unit 2.

Then, as shown in step S15, when the platform server unit 2 receives the data request, the platform server unit 2 sends a financial data related to the data request to the client electronic device 1.

Finally, as shown in step S16, when the client electronic device 1 receives the financial data, the client electronic device 1 generates and displays a financial service operation related to the financial service item corresponding to the target building according to the financial data page. For example, if the financial service item corresponding to the target building is a Taiwan dollar transfer transaction, the financial data sent by the platform server unit 2 to the client electronic device 1 includes the client's transfer account number and book balance And the available balance, and the financial service operation page contains the financial information, and a number of blank fields for the customer to fill in the transfer bank code, transfer account number, and transfer amount.

In summary, the customized and graphical operating interface banking system 100 of the present invention generates the environmental design data according to the customer’s operation by the client electronic device 1 due to the environmental design mode, so that the customer can use it conveniently Find the target building, input the building selection instruction, and then enter the financial service operation page. In addition, the technology related to the rebate allows the customer to freely choose the preferential schemes, avoiding the misplacement of the bank’s rebate resources, so the purpose of the invention can be achieved.

However, the above are only examples of the present invention. When the scope of implementation of the present invention cannot be limited by this, all simple equivalent changes and modifications made in accordance with the scope of the patent application of the present invention and the content of the patent specification still belong to Within the scope of the patent for the present invention.

To 100·····Customized and graphical operation interface banking system 1········ Client Electronic Device 2········ Platform Server Unit 200····· Bank Center Host 300····· Custom Building 400····· Virtual Characters 500····· Virtual Space S01~S09··· Procedure S11~S16··· Procedure To

Other features and effects of the present invention will be clearly presented in the embodiments with reference to the drawings, in which: 1 is a schematic diagram of a hardware connection relationship of an embodiment of the customized and graphical operating interface banking system of the present invention; Figure 2 (Figure 2A and Figure 2B) is a flowchart of this embodiment, illustrating the steps of an environmental design mode; Figure 3 is another flowchart of this embodiment, illustrating the steps of a usage mode; and Fig. 4 is a schematic diagram of an interface of the embodiment.

100··········Customized and graphical operation interface banking system 1············ Client electronic device 2············· Platform Server Unit 200·········Bank Center Host

Claims (6)

A customized and graphical operating interface banking system includes: a client electronic device for a client to operate; and a platform server unit, which is electrically connected to the client electronic device, and stores a feedback corresponding to the client Gold; In an environment design mode, when the client electronic device receives a building selection instruction input by the client and related to one of a plurality of predetermined virtual buildings, a building selection instruction input by the client and related to a virtual space A location selection instruction for a designated location, and a service selection instruction input by the customer and related to one of a plurality of financial service items, the client electronic device treats the related predetermined virtual building as a piece of information according to the building selection instruction Customize the building, and set the customized building in the designated location in the virtual space according to the location selection instruction, and make the customized building correspond to the related financial service item according to the service selection instruction, and when the When the environment design mode ends, the client electronic device generates an environment design data that indicates the location of one or more of the predetermined virtual buildings in the virtual space as a custom building, and indicates Each custom building corresponds to one of the financial service items; in a usage mode, the client electronic device displays a virtual space containing the virtual space and the custom building or the custom building according to the environmental design data Environment operation interface, and when the client electronic device receives a building selection command input by the client and corresponding to the custom building or one of the custom buildings as the target building, the client electronic device Send a financial service item corresponding to the target building When the platform server unit receives the data request, the platform server unit sends a financial data related to the data request to the client electronic device; when the client electronic device Upon receiving the financial data, the client electronic device generates and displays a financial service operation page related to the financial service item corresponding to the target building according to the financial data; wherein, in the environment design mode, the client electronic device receives The reward money from the platform server unit, and when receiving a purchase instruction input by the customer and corresponding to a plurality of predetermined virtual building materials corresponding to a plurality of preferential schemes, one of which is used as a predetermined virtual building material of a custom building material, the The client electronic device deducts the total amount of the rebate money from a purchase amount corresponding to the custom building material, and makes the custom building material belong to the virtual character, and when a response corresponding to the custom building material and the custom building is received Or when one of the customized buildings is used as the upgrade command for the customized building of the specified upgrade building, the client electronic device replaces the specified upgraded building with multiple scheduled upgrades, one of which corresponds to the specified upgraded building and the customized building Building materials are scheduled to be upgraded, and when the environmental design mode ends, the client electronic device also generates and transmits a preferential use record indicating the preferential scheme corresponding to the customized building materials to the platform server unit, and the environmental design The data also indicates the balance of the reward money, the custom building materials or the custom building materials attributed to the virtual character, the scheduled upgrade building after replacement or the location of the scheduled upgrade building in the virtual space, and when the The platform server unit receives a custom building material from the client electronic device Corresponding to the transaction information of the preferential scheme, the platform server unit executes a transaction procedure corresponding to the transaction information according to the preferential use record. The customized and graphical operating interface banking system according to claim 1, wherein the client electronic device determines whether each customized building is to be covered on another customized building according to the location selection instruction. The customized and graphical operating interface banking system according to claim 1, wherein, in a character design mode, the client electronic device generates a character design data according to the operation of the customer, and the character design data indicates a virtual character In the usage mode, the client electronic device displays the virtual environment operation interface including the virtual space, the custom building or the custom building and the virtual character based on the environment design data and the character design data , And the client electronic device moves the virtual character in the virtual space and moves to the target building according to the building selection instruction. A control method for a customized and graphical operation interface banking system is implemented by a customized and graphical operation interface banking system. The customized and graphical operation interface banking system includes a client electronic device and a platform A server unit, the client electronic device is for a client to operate, the platform server unit stores a rebate corresponding to the client, the method includes: in an environment design mode, when the client electronic device receives a A building selection instruction input by a customer and related to one of a plurality of predetermined virtual buildings, a location selection instruction input by the customer and related to a designated location in a virtual space, and a location selection instruction input by the customer and related to multiple A service selection instruction of one of the financial service items, the client electronic device uses the related predetermined virtual building as the building selection instruction A customized building, and set the customized building in the designated location in the virtual space according to the location selection instruction, and make the customized building correspond to the related financial service item according to the service selection instruction, and when When the environment design mode ends, the client electronic device generates an environment design data, the environment design data indicates the location of one or more of the predetermined virtual buildings in the virtual space as a custom building, and Instruct each custom building to correspond to one of the financial service items; in a usage mode, the client electronic device displays a virtual space and the custom building or the custom building according to the environmental design data Virtual environment operating interface, and when the client electronic device receives a building selection command input by the client and corresponding to the custom building or one of the custom buildings as the target building, the client electronic The device sends a data request related to the financial service item corresponding to the target building to the platform server unit; when the platform server unit receives the data request, the platform server unit sends a financial service related to the data request Data to the client electronic device; when the client electronic device receives the financial data, the client electronic device generates and displays a financial service operation page related to the financial service item corresponding to the target building according to the financial data; In the environment design mode, the client electronic device receives the rebate money from the platform server unit, and when it receives one of a plurality of predetermined virtual building materials input by the customer and corresponding to a plurality of preferential schemes, as Order the purchase order of virtual building materials for custom building materials, the client The electronic device deducts the total amount of the rebate money from a purchase amount corresponding to the custom building material, and makes the custom building material belong to the virtual character, and when it receives a message corresponding to the custom building material and the custom building or the When one of the customized buildings is used as the upgrade instruction for the customized building of the designated upgrade building, the client electronic device replaces the designated upgrade building with multiple scheduled upgrades, one of which corresponds to the designated upgrade building and the customized building materials The building is scheduled to be upgraded, and when the environmental design mode ends, the client electronic device also generates and transmits a preferential use record indicating the preferential scheme corresponding to the customized building material to the platform server unit; wherein, the environmental design data It also indicates the balance of the reward money, the custom building materials or the custom building materials attributed to the virtual character, the scheduled upgrade building after replacement or the location of the scheduled upgrade building in the virtual space, and when the platform The server unit receives a transaction information related to the preferential scheme corresponding to the customized building material from the client electronic device, and the platform server unit executes a transaction procedure corresponding to the transaction information according to the preferential use record. . The control method of a customized and graphical operating interface banking system according to claim 4, wherein the client electronic device determines whether each customized building is to be covered on another customized building according to the location selection instruction. As described in claim 4, the control method of a customized and graphical operation interface banking system further includes: in a character design mode, the client electronic device generates a character design data according to the operation of the customer, and the character design data Indicates the appearance of a virtual character; Wherein, in the usage mode, the client electronic device displays the virtual environment operation interface including the virtual space, the custom building or the custom building and the virtual character according to the environment design data and the character design data, and The client electronic device moves the virtual character in the virtual space and moves to the target building according to the building selection instruction.

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