TWM580746U - Customized and graphicalized operation interface banking system - Google Patents

Abstract

A customized and graphical operation interface banking system includes a client electronic device and a platform server unit. When the client electronic device receives a construction selection instruction related to one of the plurality of predetermined virtual structures, a location selection instruction related to a specified location in a virtual space, and a related one of the plurality of financial service items The service selection instruction of the user selects the associated predetermined virtual building as a self-contained building, and sets the customized building at a designated location in the virtual space, and makes the customized building correspond to the related financial service item. When the client electronic device receives a building selection instruction corresponding to one of the custom buildings, it generates and displays a financial service operation page related to the financial service item corresponding to the one of the custom buildings.

Description

Customized and graphical operation interface banking system

The present invention relates to a banking system, and more particularly to a customized and graphical operation interface banking system involving cloud technology.

The operational interface of the existing mobile banking application is presented in the form of menus, texts, and forms. However, due to the large number of options and the inclusion of many financial proprietary names, it is not easy for customers to quickly find the option they want to select. How to develop a new banking system can improve the shortcomings of the aforementioned prior art, and is a subject to be further explored by the present invention.

Therefore, the purpose of the present invention is to provide a customized and graphical operation interface banking system.

Therefore, the new customized and graphical operation interface banking system comprises a client electronic device and a platform server unit. The client electronic device is operated by a customer. The platform server unit is electrically coupled to the client electronics.

In an environmental design mode, when the client electronic device receives a construction selection instruction input by the client and related to one of a plurality of predetermined virtual structures, a designation input by the client and related to a designation in a virtual space a location selection instruction of the location, and a service selection instruction input by the client and related to one of the plurality of financial service items, the client electronic device using the related virtual construction as a custom according to the construction selection instruction Constructing, and setting the custom building to the designated location in the virtual space according to the location selection instruction, and corresponding to the related financial service item according to the service selection instruction, and when the environment design At the end of the mode, the client electronic device generates an environment design data indicating one or more of the predetermined virtual structures as the location of the predetermined virtual building of the custom building in the virtual space, and indicating each Self-contained structures correspond to one of these financial services items.

In a usage mode, the client electronic device displays a virtual environment operation interface including the virtual space and the custom building or the self-built building according to the environment design data, and when the client electronic device receives the a client selection instruction corresponding to the custom building or one of the self-contained structures as a target building, the client electronic device transmitting a data request related to the financial service item corresponding to the target building Give the platform server unit.

When the platform server unit receives the data request, the platform server unit transmits a financial information related to the data request to the client electronic device.

When the client electronic device receives the financial information, the client electronic device generates and displays a financial service operation page related to the financial service item corresponding to the target building according to the financial data.

In some implementations, the client electronic device determines whether each custom building is capped on another custom build based on the location selection command.

In some implementations, in a character design mode, the client electronic device generates a character design data according to the operation of the client, the character design data indicates the appearance of a virtual character, and in the usage mode, the client electronic The device displays the virtual environment operation interface including the virtual space, the custom building or the self-built building and the virtual character according to the environment design data and the character design information, and the client electronic device makes an instruction according to the building selection instruction The virtual character moves in the virtual space and moves to the target building.

In some implementations, the platform server unit stores a feedback gold corresponding to the client. In the environment design mode, the client electronic device receives the feedback from the platform server unit, and when receiving a The customer inputs and corresponds to a purchase instruction of a plurality of predetermined virtual building materials respectively corresponding to the plurality of preferential schemes as predetermined virtual building materials of the customized building materials, and the client electronic device deducts the total amount of the feedback money corresponding to the customization a purchase amount of the building material, and the custom building material is attributed to the virtual character, and when receiving a custom building corresponding to the custom building material and the self-constructed building or one of the self-contained structures as the designated upgraded building And the client electronic device replaces the designated upgrade building with one of a plurality of predetermined upgraded structures corresponding to the designated upgraded building and the predetermined upgraded building of the custom building material, and when the environment design mode ends, the customer The terminal electronic device also generates and transmits a preferential use record indicating the preferential scheme corresponding to the customized building material to the flat a server unit, and the environmental design data further indicates a balance of the reward, the custom building material belonging to the virtual character or the custom building materials, the replaced predetermined upgraded building or the predetermined upgraded building in the virtual a location in the space, and when the platform server unit receives a transaction information from the client electronic device and related to the preferential scheme corresponding to the customized building material, the platform server unit executes one according to the preferential usage record. A trading program that corresponds to the transaction information.

The utility model has the following advantages: the client electronic device generates the environment design data according to the operation of the customer due to the environment design mode, so that the customer can conveniently find the target building and input the building selection instruction in the usage mode and then input the construction selection instruction and then Entering the financial service operation page, in addition, the technology related to the reward can enable the customer to freely select the preferential solutions to avoid misplaced bank feedback resources.

Before the present invention is described in detail, it should be noted that in the following description, similar elements are denoted by the same reference numerals.

Referring to FIG. 1, an embodiment of the customized and graphical operation interface banking system 100 includes a client electronic device 1 and a platform server unit 2.

The client electronic device 1 is operated by a client. In this embodiment, the client electronic device 1 is a smart phone and is installed with a predetermined mobile banking application. However, the client electronic device 1 can also be a desktop computer, for example. Laptop, or a tablet.

The platform server unit 2 is electrically connected to the client electronic device 1 and a bank center host 200 via a communication network, and can communicate with the client electronic device 1 and the bank center host 200. The platform server unit 2 stores a reward corresponding to the customer, and more specifically, based on some predetermined rules, the reward can be obtained when the customer's behavior conforms to the rule, for example, daily execution and login The scheduled mobile banking app, or the average monthly deposit balance, exceeds NT$20,000. In this embodiment, the platform server unit 2 includes a front desk and a background. The background is mainly responsible for storing data, and the front desk is mainly responsible for data analysis and calculation, and storage of some data.

In the new character design mode, the client electronic device 1 generates a character design data according to the operation of the client. The character design information indicates the appearance of a virtual character 400 (eg, looks, clothing, accessories, etc.).

Referring to Figures 1, 2 and 4, the flow of the present invention in an environmental design mode will be described below. First, as shown in step S01, the client electronic device 1 receives the feedback from the platform server unit 2. Then, as shown in step S02, the client electronic device 1 determines whether a construction selection instruction input by the client and related to one of the plurality of predetermined virtual structures, a input by the client and related to a virtual space is received. a location selection instruction of a designated location in the 500, and a service selection instruction input by the client and related to one of a plurality of financial service items (such as, but not limited to, a Taiwanese currency transfer, a foreign currency transfer, etc.), if yes, Step S03 is executed to execute step S04, and if no, step S04 is directly executed.

Step S03 is that when the client electronic device 1 receives the construction selection instruction, the position selection instruction, and the service selection instruction, the client electronic device 1 uses the related virtual building as a custom according to the construction selection instruction. The building 300 is provided to the designated location in the virtual space 500 according to the location selection command, and the custom building 300 is associated with the related financial service item according to the service selection instruction. In other words, the customer can select a desired virtual building from among the predetermined virtual structures, and can set the selected predetermined virtual building to a desired position in the virtual space 500, and can make the selected reservation. The virtual building corresponds to the desired financial service project.

It is worth mentioning that the client electronic device 1 determines whether each of the self-constructed structures 300 is capped on another custom structure 300 according to the position selection instruction. That is, the customer can decide whether each custom building 300 is capped on another custom building 300. Thereby, the customer can set the stamped custom building 300 to a similar financial service item, and produce a classification effect, for example, the first layer of the self-constructed building 300 is a Taiwanese currency transfer, and the second layer of the self-constructed building 300 is a foreign currency transfer. , but not limited to this.

Step S04 is that the client electronic device 1 determines whether one of the predetermined virtual building materials input by the customer and corresponding to the plurality of preferential schemes respectively (for example, five monthly fee reductions) is received as a custom. If the purchase instruction of the predetermined virtual building material of the building material is completed, step S05 is executed to execute step S06, and if not, step S06 is directly executed.

Step S05 is that when the purchase instruction is received, the client electronic device 1 deducts the total amount of the feedback money from a purchase amount corresponding to the custom building material, and attributes the custom building material to the virtual character 400. For example, if the total amount of the reward is 250 yuan, and the purchase amount corresponding to the custom building material is 50 yuan, the total amount of the reward is deducted from the purchase amount corresponding to the custom building material, and is 200 yuan. .

Step S06 is that the client electronic device 1 determines whether an upgrade instruction corresponding to the custom building material, the self-constructed building 300 or one of the self-constructed buildings 300 as the designated upgraded building 300 is received, and if so, Then, step S07 is performed to execute step S08, and if not, step S08 is directly executed.

Step S07 is: when receiving the upgrade instruction, the client electronic device 1 replaces the designated upgrade building with a predetermined upgraded structure corresponding to the designated upgrade building and the custom building material.

Step S08 is that the client electronic device 1 determines whether the environment design mode is finished (for example, the client inputs an instruction to confirm and leave), and if so, executes step S09, and if not, executes step S02 again.

Step S09 is that when the environment design mode ends, the client electronic device 1 generates and transmits an environmental design data and a preferential usage record to the platform server unit 2. The environmental design data indicates one or more of the predetermined virtual structures as the location of the predetermined virtual building of the custom building 300 in the virtual space 500, and indicates that each of the customized structures 300 corresponds to one of the financial service items. In addition, the balance of the reward, the customized building materials belonging to the virtual character 400 or the custom building materials, the replaced predetermined upgraded building or the scheduled upgraded buildings are also indicated in the virtual space 500. position. The preferential usage record indicates the preferential scheme corresponding to the customized building material, so that when the platform server unit 2 receives a transaction information from the client electronic device 1 and related to the preferential scheme corresponding to the customized building material The platform server unit 2 executes a transaction program corresponding to the transaction information according to the preferential usage record (eg, generates and transmits a transaction request indicating the transaction information and the preferential program to the bank center host 200).

Referring to Figures 1, 3 and 4, the flow of the present invention in a usage mode will be described below. First, the client electronic device 1 displays, according to the environment design data and the character design data, a virtual space 500, the self-constructed building 300 or the self-constructed building 300, and the virtual character 400. Virtual environment operation interface (as shown in Figure 4).

Then, as shown in step S12, the client electronic device 1 determines whether a building of the custom building 300 input by the customer and corresponding to one of the self-constructed building 300 or the self-constructed building 300 as the target building is received. The instruction is selected, and if so, step S13 is performed, and if not, step S12 is executed again.

Step S13 is that when the client electronic device 1 receives the construction selection instruction, the client electronic device 1 moves the virtual character 400 in the virtual space 500 and moves to the target building according to the construction selection instruction.

Next, as shown in step S14, the client electronic device 1 transmits a data request related to the financial service item corresponding to the target building to the platform server unit 2.

Next, as shown in step S15, when the platform server unit 2 receives the data request, the platform server unit 2 transmits a financial information related to the data request to the client electronic device 1.

Finally, as shown in step S16, when the client electronic device 1 receives the financial information, the client electronic device 1 generates and displays a financial service operation related to the financial service item corresponding to the target building according to the financial data. page. For example, if the financial service item corresponding to the target building is a Taiwanese currency transfer transaction, the financial information transmitted by the platform server unit 2 to the client electronic device 1 includes the customer's transfer account number and book balance. And the available balance, and the financial service operation page includes the financial information, and a plurality of blank fields for the customer to fill in the transfer bank code, transfer account number, and transfer amount.

In summary, the new customized and graphical operation interface banking system 100 generates the environment design data according to the operation of the client by the environment design mode, so that the customer can facilitate the usage mode. The target building is found and the building selection command is entered and then entered into the financial service operation page. In addition, the technology related to the reward can enable the customer to freely choose the preferential scheme and avoid the misplacement of the bank's feedback resources, so that the purpose of the novel can be achieved.

However, the above is only the embodiment of the present invention. When the scope of the novel implementation cannot be limited thereto, all simple equivalent changes and modifications according to the scope of the patent application and the contents of the patent specification are still This new patent covers the scope.

100‧‧‧Customized and graphical operation interface banking system  1‧‧‧Client electronic device  2‧‧‧ Platform Server Unit  200‧‧‧Bank Center Host  300‧‧‧Customized building  400‧‧‧virtual characters  500‧‧‧virtual space  S01~S09‧‧‧Steps  S11~S16‧‧‧Steps

Other features and effects of the novel will be apparent from the embodiments of the drawings, in which:  1 is a schematic diagram of a hardware connection relationship of an embodiment of the customized and graphical operation interface banking system of the present invention;  Figure 2 (Figure 2A and Figure 2B) is a flow chart of the embodiment, illustrating the steps of an environmental design mode;  Figure 3 is another flow chart of the embodiment, illustrating the steps of a usage mode;  Figure 4 is a schematic illustration of an interface of the embodiment.  

Claims (4)

A customized and graphical operation interface banking system comprising:  a client electronic device for operation by a customer; and  a platform server unit electrically connected to the client electronic device;  In an environmental design mode, when the client electronic device receives a construction selection instruction input by the client and related to one of a plurality of predetermined virtual structures, a designation input by the client and related to a designation in a virtual space a location selection instruction of the location, and a service selection instruction input by the client and related to one of the plurality of financial service items, the client electronic device using the related virtual construction as a custom according to the construction selection instruction Constructing, and setting the custom building to the designated location in the virtual space according to the location selection instruction, and corresponding to the related financial service item according to the service selection instruction, and when the environment design At the end of the mode, the client electronic device generates an environment design data indicating one or more of the predetermined virtual structures as the location of the predetermined virtual building of the custom building in the virtual space, and indicating each Self-contained structures correspond to one of these financial services items;  In a usage mode, the client electronic device displays a virtual environment operation interface including the virtual space and the custom building or the self-built building according to the environment design data, and when the client electronic device receives the a client selection instruction corresponding to the custom building or one of the self-contained structures as a target building, the client electronic device transmitting a data request related to the financial service item corresponding to the target building Give the platform server unit;  When the platform server unit receives the data request, the platform server unit transmits a financial information related to the data request to the client electronic device;  When the client electronic device receives the financial information, the client electronic device generates and displays a financial service operation page related to the financial service item corresponding to the target building according to the financial data.   The customized and graphical operation interface banking system of claim 1, wherein the client electronic device determines whether each of the self-constructed buildings is capped on another custom building according to the location selection instruction. The customization and graphical operation interface banking system of claim 1, wherein in the character design mode, the client electronic device generates a character design data according to the operation of the client, the character design data indicating a virtual character Appearance, and in the usage mode, the client electronic device displays the virtual environment operation interface including the virtual space, the custom building or the self-built building and the virtual character according to the environment design data and the character design data. And the client electronic device moves the virtual character in the virtual space and moves to the target building according to the building selection instruction. The customization and graphical operation interface banking system of claim 1, wherein the platform server unit stores a reward corresponding to the customer, and the client electronic device receives the platform from the environment. The feedback of the server unit, and when receiving a purchase instruction of the predetermined virtual building material input by the customer and corresponding to one of the plurality of predetermined virtual building materials respectively corresponding to the plurality of preferential schemes as the custom building materials, the client electronic The device deducts the total amount of the rebate corresponding to the purchase amount corresponding to the custom building material, and attributes the custom building material to the virtual character, and when receiving a corresponding custom building material and the custom building or the like When one of the self-designed constructions is an upgrade instruction for a custom building that specifies an upgraded building, the client electronic device replaces the designated upgraded building with a plurality of predetermined upgraded structures, one of which corresponds to the designated upgraded building and the custom building material. Upgrading the building, and when the environment design mode ends, the client electronic device also generates and transmits an indication to the custom building material The preferential use record of the preferential scheme is given to the platform server unit, and the environmental design data further indicates the balance of the reward, the custom building material belonging to the virtual character or the custom building materials, and the replaced Predetermining the upgraded building or the location of the scheduled upgraded building in the virtual space, and when the platform server unit receives a transaction information from the client electronic device and related to the preferential scheme corresponding to the customized building material, The platform server unit executes a transaction program corresponding to the transaction information according to the preferential usage record.