TWI700659B - Business method using electronic account folder device for on-site transaction and electronic account folder device - Google Patents

Abstract

A business method for conducting on-site transactions with an electronic account holder device. An electronic account holder device of a seller mainly records a master order and at least one payment form related to at least one commodity order form, and the commodity order form and the master order Related, and the electronic account folder device transmits the payment request to a buyer device, so that the buyer device executes a payment procedure according to the payment request, and after completing the payment procedure, transmits a debit certificate to the electronic account folder Device, the electronic account folder device writes off the requisition form according to the account cancellation voucher, and generates an account closing voucher to send to the buyer device, thereby completing the on-site transaction checkout operation.

Description

Business method for conducting on-site transactions with electronic account folder device and electronic account folder device

The invention relates to a business method, in particular to a business method that uses an electronic account folder device to conduct on-site transactions.

Existing catering businesses generally use POS systems to record and manage sales information. Therefore, the main tasks of the POS system in the catering industry are nothing more than issuing master orders, generating food orders, issuing payment orders, checking and receiving payments, and generating closed accounts. Vouchers and other operations. However, in addition to the high cost burden of the POS system (building costs, use costs and maintenance costs), during peak and high load periods (such as hot hours of business), when the staff performs the checkout process through the POS system, because the settlement process requires POS The system is connected with the customer relationship management (CRM) system or payment system. At the same time, the staff should explain the CRM plan to the customer (for example, membership, upgrade, issuing coupons, verifying coupons, updating customer information, etc.), so that The checkout process is sluggish and the work time is prolonged, causing the impatient queuing customers at the rear. As a result, the staff often omit the explanation of the marketing plan at the moment of checkout, and lose the opportunity to sell products to customers.

Therefore, if you can order food (or order merchandise) or even set up a main order Subsequent processes (such as issuing bills, checkout receipts, and generating closing vouchers) are removed from the POS system and handed over to another intermediary device to complete, in addition to reducing the workload of the POS system and its operators , It can also improve the efficiency of checkout and have more opportunities to explain marketing plans and relevant preferential information to customers.

Therefore, an object of the present invention is to provide a business method for conducting on-site transactions with an electronic account folder device, which transfers the payment, checkout and other processes after the main order is established to the electronic account folder device for execution, so as to reduce the host system And its operators’ workload, and improve the efficiency of business operations.

Furthermore, another object of the present invention is to provide an electronic account holder device that implements the above method.

Therefore, the present invention uses an electronic account holder device to conduct on-site transactions, including the following steps: (A) an electronic account holder device of a seller records a master order and at least one payment form related to at least one product purchase order; And the product purchase order is related to the master order; (B) the electronic account folder device transmits the payment request to a buyer device so that the buyer device executes a payment procedure according to the payment request, and the buyer device completes the After the payment procedure, a bill-off voucher is sent to the electronic account holder device; and (C) the electronic account folder device verifies the payment request form according to the bill-off voucher, and generates an account closing voucher to send to the buyer device.

In some embodiments of the present invention, the master order is made by the seller’s The seller’s device is provided to the electronic account holder device, and in step (C), the electronic account holder device writes off the request form according to the debit certificate, and then sends a checkout message related to the master order to the Seller device.

In some embodiments of the present invention, the seller is a restaurant, and the table of the restaurant is provided with a short-range wireless communication tag, and the electronic account holder device is placed on one of the tables of the restaurant and close to the short-range wireless communication. When tagging, it can read the short-range wireless communication tag to obtain a table number of the table, and the electronic account holder device generates a table number containing the table number and a seat time when reading the short-range wireless communication tag. The main order for the table number and the seating time, and the main order is sent back to a seller device of the seller.

In some embodiments of the present invention, the buyer device can generate the product order form containing at least one product according to a product catalog provided by the seller, and the buyer device can order the product through the electronic account folder device The order is sent to the seller device.

In some embodiments of the present invention, the buyer device obtains a master order number of the master order through the electronic account folder device, and generates at least one product based on the master order number and a product catalog provided by the seller And the buyer device transmits the product purchase order to the seller device.

In some embodiments of the present invention, the payment request form is provided to the electronic account holder device by a seller device of the seller.

In some embodiments of the present invention, the electronic account folder device generates the payment request form according to the commodity order form.

In some embodiments of the present invention, in step (B), the electronic account holder device transmits the request form to the buyer device and at the same time also transmits a bonus point information or a coupon to the buyer Device.

In some embodiments of the present invention, in step (C), the electronic account folder device transmits the account closing voucher to the buyer device at the same time it also transmits a bonus point information or a coupon to the buyer Device.

Furthermore, the present invention implements an electronic account holder device for the above method, which is applied to a seller and can communicate with a buyer's device, and includes: a wireless communication interface for wireless communication with the buyer's device; a storage unit for To record a master order, at least one product order form, and a payment form related to the product order form; and a processor, which reads the payment form, and transmits the payment form to the wireless communication interface. The buyer’s device enables the buyer’s device to execute a payment procedure according to the payment request, and after completing the payment procedure, transmits a debit certificate to the processor through the wireless communication interface, and the processor verifies the debit certificate according to the debit certificate. Cancel the payment request, and generate a closing certificate to send to the buyer's device through the wireless communication interface.

In some embodiments of the present invention, the wireless communication interface receives the master order from a seller device of the seller, and provides the master order to the processor to be recorded in the storage unit, and the processor is based on After the bill-off voucher has verified the payment form, It also sends a checkout message related to the master order to the seller device through the wireless communication interface.

In some embodiments of the present invention, the seller is a restaurant, and the table of the restaurant is provided with a short-range wireless communication tag, and the electronic account holder device is placed on one of the tables and is close to the short-range wireless communication tag, A reader included in the wireless communication interface can read the short-range wireless communication tag to obtain a table number of the table, and the processor reads the short-range wireless communication according to the table number and the reader A seat time at the time of labeling, the master order including the table number and the seat time is generated, and the master order is returned to a seller device of the seller.

In some embodiments of the present invention, the wireless communication interface receives the product purchase order and the payment request from a seller device of the seller and provides them to the processor to be recorded in the storage unit; or The wireless communication interface receives the product purchase order from the seller's device and provides it to the processor, and the processor generates the payment request according to the product purchase order and records it in the storage unit.

In some embodiments of the present invention, the processor transmits the request form to the buyer device through the wireless communication interface, and at the same time transmits a bonus point information or a coupon to the buyer device.

In some embodiments of the present invention, while the processor transmits the accounting certificate to the buyer device through the wireless communication interface, it also transmits a bonus point information or a coupon to the buyer device.

The effect of the present invention is that the seller uses the electronic account folder device to share the work of host computer request and checkout, in addition to reducing the burden of the host computer and its operators, and improving the seller's business operation efficiency.

1: Electronic account folder device

2: host

3: Buyer device

4: Portable electronic device

5: table

51: RFID tag

11: Wireless communication interface

12: processor

13: storage unit

14: Input interface

S1~S3: steps

The other features and effects of the present invention will be clearly presented in the embodiments with reference to the drawings, in which: FIG. 1 is a flowchart illustrating an embodiment of the business method of the present invention using an electronic account folder device for on-site transactions Main process steps; Figure 2 is a system block diagram illustrating the relationship between the electronic devices mainly included in the seller and the buyer’s device in this embodiment; Figure 3 is a circuit block diagram illustrating the electronic account of this embodiment The main circuit block of the folder device; and FIG. 4 is a schematic diagram illustrating that the electronic account folder device of this embodiment can read the RFID tags set on the table or tableware.

Before the present invention is described in detail, it should be noted that in the following description, similar elements are represented by the same numbers.

Referring to Figure 1, it is a main flow chart of an embodiment of a business method for conducting on-site transactions with an electronic account folder device of the present invention, which is implemented by an electronic account folder device 1 of the present invention shown in Figures 2 and 3 , The electronic account folder device 1 is provided by the seller It can be used for short-range wireless communication with a seller’s device and a buyer’s device 3 of the seller. The seller's device may be a host 2 shown in FIG. 2 and/or a portable electronic device 4 for the seller's service personnel to wear. The electronic account folder device 1 is mainly provided to the seller’s service personnel or a buyer who enters the seller’s store (that is, the user of the buyer’s device 3) temporarily held, and its size is approximately 5 (length) x 2 (width) x 1 (height) ) (Cm), but not limited to this. The host 2 can be a POS system or other computer devices with similar functions set in the seller; the buyer's device 3 is usually a mobile phone or tablet computer, an iPad, etc., which consumers can carry with them, but not limited to this.

As shown in FIG. 3, the electronic account holder device 1 mainly includes a wireless communication interface 11 capable of wirelessly communicating with the host 2, the portable electronic device 4, and the buyer device 3 of the seller, and a wireless communication interface 11 that is electrically connected to the wireless communication interface 11. The processor 12, and a storage unit 13 electrically connected to the processor 12, and the seller usually has multiple electronic account holder devices 1 to serve multiple groups of customers. Moreover, various forms of short-distance wireless communication can be established between the electronic account holder devices 1 or between the electronic account holder devices 1 and the host 2 according to requirements, and the short-distance wireless communication can be adopted to support non-infrastructure (ad -hoc mode) radio (Radio) communication technology, so as to immediately establish a peer-to-peer (p2p) network connection between the communicating parties, such as Near Field Communication (NFC), Bluetooth (Bluetooth), Zigbee, Z-Wave, Ultra-wideband (UWB), Wi-Fi (operating in ad-hoc mode), etc.

In addition, the electronic account folder devices 1 or the electronic account folder devices 1 and the host 2 can also be connected to each other in a many-to-many manner through a wireless mesh network (Wireless Mesh Network), thereby, The electronic account folder devices 1 and the electronic account folder devices 1 and the host 2 can be synchronized with each other and transmit messages on their behalf. In addition, the host computer 2 can also communicate with the electronic account holder devices 1 through the aforementioned communication mechanism through the portable electronic device 4 carried by the seller's on-site service personnel.

The method of this embodiment is shown in FIG. 1. First, in step S1 of FIG. 1, the storage unit 13 of the electronic account folder device 1 is mainly used to record a master order and at least one payment order related to at least one product purchase order , And the product purchase order is related to the master order.

Specifically, the master order may be generated by the host 2 of the seller and provided to the electronic account holder device 1. That is, when a customer decides to order a product, the host 2 generates a master order for the customer, and generates a product order form related to the master order according to the product the customer wants to order. Then, the host 2 transmits the master order to the processor 13 through the wireless communication interface 11 of the electronic account folder device 1 so that the master order is recorded in the storage unit 13. Moreover, the seller delivers the electronic account folder device 1 with the master order to the buyer or a service person serving the buyer, so the electronic account folder device 1 will be temporarily used by the customer before the transaction ends.

In addition, the master order can also be directly generated by the electronic account folder device 1, that is, if the environment in which the electronic account folder device 1 is applied is a restaurant (seller), and as shown in FIG. 4, the restaurant is available for customers to dine. Each table 5 has a short-range wireless communication (Hereinafter referred to as RFID) tag 51, the corresponding table number is recorded in the RFID tag 51, when the customer (buyer) is seated, the electronic account holder device 1 is placed on the table where it is, and it is close to the RFID tag At 51 o'clock, the electronic account holder device 1 can read the RFID tag 51 through a reader (not shown) included in the wireless communication interface 11 to obtain the table number of the table, and the processor 12 is based on The table number and the time when the reader reads the RFID tag 51 (hereinafter referred to as seat time), generates the master order including the table number and the seat time, and records it in the storage unit 13, and the master The order is sent back to the host 2.

And the buyer device 3 can download an application program from the host 2, the electronic account folder device 1 or the portable electronic device 4 carried by service personnel on site, or the buyer device 3 can download the application program from the Internet in advance, and Obtain a merchandise catalog of the seller through the application (for example, a restaurant's meal and/or beverage catalog), and generate the merchandise order form based on at least one selected merchandise in the merchandise catalog, and use the electronic account folder device 1 Or send the product order form to the host 2 so that the host 2 prepares or prepares meals according to the product order form (applicable to the catering industry), and generates a payment form correspondingly, and the host 2 requests the payment The bill is sent to the electronic account folder device 1; in addition, the host 2 can also send the product order form together with the payment request to the electronic account folder device 1.

In addition, when the buyer device 3 transmits the product order form to the host 2 through the electronic account folder device 1, the product order form will also be recorded in the electronic account folder by the processor 12 of the electronic account folder device 1. In the storage unit 13 of the device 1, in this case, The host 2 does not need to send the product order form to the electronic account folder device 1, and the processor 13 of the electronic account folder device 1 can generate the payment form according to the commodity amount on the product order form.

Next, as shown in step S2 of FIG. 1, the electronic account holder device 1 transmits the payment request form to the buyer device 3, so that the buyer device 3 executes a payment procedure according to the payment request form, and after completing the payment procedure , The buyer device 3 transmits a debit certificate to the electronic account folder device 1. It is worth mentioning that the electronic account folder device 1 can also send a bonus point information or a coupon to the buyer device 3 at the same time that the electronic account holder device 1 sends the request form to the buyer device 3, so that the buyer device 3 You can use the bonus points in the bonus point information or the coupon to offset the payable amount in the next purchase. And since the relevant payment procedure executed by the buyer device 3 is not the focus of this case, the technical details can be found in Taiwan Patent Application No. 105117139, so I will not repeat it here.

Then, in step S3 of FIG. 1, after the electronic account folder device 1 receives the debit voucher, the processor 12 verifies the payment request form according to the debit voucher, and generates an account closing voucher through the wireless communication The interface 11 is sent to the buyer device 3, and the checkout process is now completed. It is worth mentioning that while the electronic account folder device 1 can send the closing voucher to the buyer device 3, it also sends a bonus point information or a coupon to the buyer device 3 so that the buyer device 3 3 The bonus points in the bonus point information or the coupon can be used to offset the payable amount in the next purchase. Finally, the processor 12 also transmits a checkout message related to the master order to the host 2 through the wireless communication interface 11. Notify the host 2 that the main order has been paid.

The following will take several business models that the catering industry may have as examples to illustrate the application of the electronic account holder device 1 of this embodiment in different business models.

(1) Delivery mode : mainly for the method of payment after delivery of goods. The buyer may order goods from the seller through the phone or the Internet, so the host 2 of the seller will generate a master order, a product order form and a payment form related to the product order form according to the goods ordered by the buyer, and send these three Give an electronic account holder device 1 for the delivery personnel to carry with them when they are going out. When the delivery personnel deliver the goods to the buyer, the delivery personnel operate an input interface 14 provided on the electronic account folder device 1, such as pressing a button, to receive the payment form and the product order form (or only the payment form ) To the buyer’s device 3 of the buyer so that the buyer’s device 3 executes a payment procedure as described above according to the request form, and after completing the payment procedure, sends a debit certificate to the electronic account holder device 1. After the electronic account folder device 1 receives the account cancellation voucher, it verifies the payment request form according to the account cancellation voucher, generates a closing voucher and sends it to the buyer device 3, thus completing the checkout collection operation.

It is worth mentioning that in this implementation aspect, the buyer can also pay cash, that is, the buyer who receives the goods can use the buyer device 3, and in the above payment procedure, select a "payment cash" on the buyer device 3 Option, the buyer device 3 will generate a "cash payment certificate" and send it to the electronic account holder device 1. At this time, the buyer device 3 can also send a discounted bonus point or a discount ticket The coupon is given to the electronic account holder device 1. Then, according to the payment request recorded by the electronic account folder device 1, the delivery personnel (The buyer device 3 did not provide the bonus points or coupons to be discounted) or the electronic account folder device 1 based on the request amount and the bonus points to be discounted or the coupon The recalculated payment amount collects the cash payable from the buyer, and the delivery staff counts the cash payable, and after the electronic account folder device 1 receives the de-account voucher, enters an "accepted cash receipt" in the electronic account folder device 1 Message, the electronic account folder device 1 writes off the payment request form according to the cancellation voucher and the "cash receipt confirmation" message, generates the account closing voucher and sends it to the buyer device 3 to complete the cash collection operation.

When the delivery person returns to the seller’s storefront and returns the electronic account holder device 1, the electronic account holder device 1 can operate or automatically send a checkout message related to the master order (including, for example, payment request). The amount and the actual payment amount, discounted bonus points or coupons used, as well as the billing voucher and closing voucher and other information) to the host 2, and the host 2 will confirm the master order after receiving the checkout message The payment has been completed, that is, the main order is closed, and the outbound transaction operation is ended. In this way, the electronic account holder device 1 can share the work of the host 2 in requesting and checking out, and can avoid the drawbacks of the delivery personnel using forged payment receipts to collect payments, and improve the reliability and efficiency of the store delivery and collection.

(2) Take-out mode : mainly refers to the way to check out and pick up goods at the store. The buyer can first order the goods from the seller through the phone or the Internet, or the buyer directly goes to the store to purchase the goods in person to the seller. Therefore, the seller’s host 2 will generate a master order, a product order form and an order with the product based on the goods ordered by the buyer Relevant bills, and send these three to an electronic account holder device 1, and provide the electronic account holder device 1 to the buyer waiting for take-out goods, or to another service person of the seller who will receive the buyer . At this time, the electronic account holder device 1 can automatically transmit the payment request to the buyer's buyer device 3, so that the buyer device 3 executes the above payment procedure according to the payment request, and after completing the payment procedure, transmits A charge-off certificate is given to the electronic account holder device 1. After the electronic account holder device 1 receives the charge-off certificate, it will verify the payment request form according to the charge-off certificate, and generate a closing certificate and send it to the buyer device. 3. At this point, the checkout collection is completed.

When the buyer obtains the goods and returns the electronic account holder device 1 to the seller, the electronic account holder device 1 will operate or automatically send a checkout message related to the master order to the host 2, so that the host 2 After receiving the checkout message, confirm that the main order has been paid and close the main order, and end this takeaway transaction operation. In this way, the host 2 only needs to generate the main order, the product order form, and the payment form related to the product order form, and then the payment and checkout work can be shared by the electronic account folder device 1, and the host computer 2 then Generate the next main order to serve the next buyer, not only can improve the efficiency of taking out the goods, but also if it is handed over to another service staff who receives this buyer to perform payment and checkout work through the electronic account folder device 1 , The service staff can have more time to provide preferential information or promote business plans and other services to the buyer.

(3) Internal use first settlement mode : This mode is similar to the take-out mode, but the electronic account holder device 1 may need to record the table number used internally, which is common in fast-food restaurants. Therefore, when a buyer arrives at the store to indicate internal consumption, the host 2 will generate a master order and transmit it to the electronic account holder device 1, and the seller provides the electronic account holder device 1 to the buyer. At this time, the buyer may not yet be able to take a seat, such as waiting at the door. During the waiting period, the buyer can place an order through the app already loaded in the buyer’s device 3, and will complete the ordered product order form ( Hereinafter, the order form) is transmitted to the host computer 2 via the electronic account holder device 1 or by itself, so that the host computer 2 informs the kitchen to prepare meals according to the order form. Of course, after the buyer gets the electronic account holder device 1, he can also directly go to the counter and let the service staff operate the host 2 to order food. The host 2 generates a menu and a payment order corresponding to the order, and The order sheet and the payment request sheet are transmitted to the electronic account holder device 1. Alternatively, the electronic account holder device 1 can also calculate and generate the payment request form by itself based on the order form sent by the host 2.

Then, the electronic account holder device 1 transmits the payment request to the buyer's buyer device 3, so that the buyer device 3 executes a payment procedure as described above according to the payment request, and after completing the payment procedure, transmits a payment request. The account voucher is given to the electronic account folder device 1. After the electronic account folder device 1 receives the account cancellation voucher, it will write off the payment request form according to the account cancellation voucher, and generate an account closing voucher and send it to the buyer device 3. This completes the checkout payment operation. And the electronic account folder device 1 will send a checkout message related to the main order to the host 2, so that the host 2 confirms that the order form related to the main order has been checked out. At this time, the service staff can Lead the buyer to a seat, or the buyer has already seated. And when the buyer is seated, the host 2 can send the buyer’s seated table number and seat time to the electronic account holder device 1, so that it will be recorded in the main order, or, as shown in Figure 4, the electronic account holder device 1 can also be By reading the RFID tag 51 preset on the table 5, the table number is obtained and the table number and seating time are returned to the host 2.

Later, during the meal process after checkout, if the buyer wants to add more meals, the buyer can directly order again through the app stored in the buyer’s device 3, and pass another meal order generated by the additional order through the The electronic account holder device 1 may send it to the host 2 by itself. Then, the host 2 will again generate a request form corresponding to the order form and send it to the electronic account holder device 1, or the electronic account holder device 1 can also be based on the order provided by the host 2 or the buyer device 3. The bill is calculated by itself to generate the payment request, and the payment request is sent to the buyer's buyer device 3 to perform the checkout payment operation as described above. Therefore, the same main order may correspond to multiple orders and payment orders.

In addition, the electronic account folder device 1 can also operate or actively transmit questionnaires to the buyer device 3 during the checkout process, and retrieve the questionnaire from the buyer device 3, and optionally provide coupons to those who have returned the questionnaire. The buyer device 3, or recalculates the amount of the payment request, etc. based on the coupons or bonus points provided (presented) by the buyer device 3.

When the buyer finishes the meal and returns the electronic account holder device 1 to the counter, the host 2 at the counter can know that the buyer has left the table by reading the master order of the electronic account holder device 1, and The status is changed to vacant (that is, the table is released), and the main order is closed. In this way, the work of requesting and checkout is separated from the host 2 and performed by the electronic account folder device 1, which not only reduces the burden on the host computer 2 and improves the operating efficiency of the host computer 2, but also, the electronic account folder device 1While performing the payment and checkout work, it can also actively provide questionnaires, preferential information or promote business plans to the buyer's device 3.

(4) In-use post-closing mode : The seller usually provides the electronic account holder device 1 to the buyer after the buyer is seated. At this time, the host 2 has generated a master order, and the host 2 sends it to the electronic account holder 1 The main order will include the table number and seat time. Or, as shown in Fig. 4, if each table 5 of the seller’s restaurant for meals is provided with an RFID tag 51, when the customer is seated, the electronic account holder device 1 is placed on the table 5 where it is, and close to When the RFID tag 51 is used, the electronic account holder device 1 can automatically read the RFID tag 51 to obtain the table number of the table 5, record the table number and a seat time, and generate the table number and the seat time. A master order at time, and return the master order to the host 2.

Then, the buyer device 3 can obtain an application from the host 2, the electronic account folder device 1, the portable electronic device 4 carried by the service staff of the restaurant, or download from the Internet, and obtain an application from the seller through the application. Commodity catalog (hereinafter referred to as meal menu), and generate a one-point menu (commodity order form) based on at least one meal selected from the meal menu, and transmit the order form to the electronic account folder device 1 or by itself The host 2 enables the host 2 to provide the order sheet to the kitchen for the chef to make a meal accordingly, and the host 2 generates a payment request form according to the order sheet, and transmits the payment request list to the electronic account夹装置1。 Clip device 1.

In addition, when the buyer device 3 transmits the order form to the host 2 through the electronic account folder device 1, the order form will also be recorded in the electronic account folder device 1. In this case, the host 2 There is no need to send the payment request form to the electronic account folder device 1. In addition, the electronic account folder device 1 can generate the payment request form according to the order form. And because the main order recorded by the electronic account folder device 1 includes the seat time, the processor 12 will count a first preset time from the seat time. Therefore, if the electronic account folder device 1 starts from the seat time Count a preset time (for example, 10 minutes), and determine that within the first preset time, the wireless communication interface 11 has not received the product order form, the processor 12 will actively send a reminder message to the host 2 , To remind the service staff to come to the table to be concerned about the customer (buyer) ordering status, and to assist the customer to complete the ordering work in time.

Then, after the payment request is established, the electronic account holder device 1 can transmit the payment request to the buyer's buyer device 3 at any time, so that the buyer device 3 can perform the above-mentioned payment procedure according to the payment request at any time, and After completing the payment procedure, send a debit voucher to the electronic account folder device 1. After the electronic account folder device 1 receives the debit voucher, it will verify the payment request based on the debit voucher and generate a The closing voucher is sent to the buyer device 3, and the checkout operation is now completed. And the electronic account folder device 1 sends a checkout message related to the master order (including the request form, the checkout amount, the billing certificate, and the closing certificate, etc.) to the host 2, so that the host 2 can follow the settlement The billing message closes the main order. At this time, although the buyer has completed the checkout action, but may still have not left the table. Therefore, host 2 needs to wait until the buyer leaves the table after receiving the checkout message, and the electronic account folder When the device 1 is returned to the counter, the host computer 2 at the counter reads the main order and table number recorded in the electronic account folder device 1 to confirm that the buyer has left the table, and then it will correspond to the electronic account folder device 1 The status of the table is changed to vacant (released table), and the main order is closed, and the entire internal use is completed Easy process.

To sum up, the above embodiment uses the electronic account folder device 1 to share the work of the host 2 for payment and checkout, in addition to reducing the burden on the host 2 and its operators, and improving the efficiency of business operations, it is indeed the invention. Efficacy and purpose.

However, the above are only examples of the present invention. When the scope of implementation of the present invention cannot be limited by this, all simple equivalent changes and modifications made in accordance with the scope of the patent application of the present invention and the content of the patent specification still belong to Within the scope of the patent for the present invention.

S1~S3: steps

Claims (11)

A business method for conducting on-site transactions with an electronic account holder device, including the following steps: (A) an electronic account holder device of a seller records a master order and at least one requisition related to at least one product purchase order, and the product The order form is related to the main order; the seller is a restaurant, and the table of the restaurant is equipped with a short-range wireless communication tag, and the electronic account holder device is placed on one of the tables of the restaurant and close to the short-range wireless communication tag When reading the short-range wireless communication tag to obtain a table number of the table, the electronic account holder device generates a table containing the table number based on the table number and a seating time when reading the short-range wireless communication tag. Number and the seat time of the master order, and return the master order to a seller’s device of the seller; (B) the electronic account holder device sends the request form to a buyer’s device so that the buyer’s device will respond to the request The payment slip executes a payment procedure, and the buyer device transmits a debit certificate to the electronic account folder device after completing the payment procedure; and (C) the electronic account folder device writes off the payment request form according to the payment certificate , And generate a closing voucher and send it to the buyer's device, and after the electronic account folder device writes off the request form according to the write-off voucher, it also sends a checkout message related to the master order to the seller device. As described in claim 1, the business method of conducting on-site transactions with an electronic account holder device, wherein the buyer device can generate the product order form containing at least one product according to a product catalog provided by the seller, and the buyer device can use The electronic account folder device transmits the commodity order form to the seller device. As described in claim 1, the business method of conducting on-site transactions with an electronic account holder device, wherein the buyer device obtains a master order number of the master order through the electronic account holder device, and is based on the master order number and the seller provided A product catalog generates the product order form containing at least one product, and the buyer device transmits the product order form to the seller device. As described in claim 1, the business method for conducting on-site transactions with an electronic account holder device, wherein the payment request form is provided to the electronic account holder device by a seller device of the seller. As described in claim 1, the business method for conducting on-site transactions with an electronic account folder device, wherein the electronic account folder device generates the payment request form according to the commodity order form. As described in claim 1, in the business method of conducting on-site transactions with an electronic account holder device, in step (B), the electronic account holder device sends a bonus point information while sending the request form to the buyer device Or a coupon to the buyer's device. According to the business method of using an electronic account book device for on-site transactions as described in claim 1, in step (C), the electronic account book device transmits a bonus point information while transmitting the account closing certificate to the buyer device Or a coupon to the buyer's device. An electronic account holder device is applied to a seller and can communicate with a buyer's device and a seller's device installed in the seller, and includes: a wireless communication interface for wireless communication with the buyer's device; a storage unit for To record a master order, at least one product order form, and a payment order related to the product order form; and A processor that reads the payment request form, and transmits the payment request form to the buyer device through the wireless communication interface, so that the buyer device executes a payment process according to the payment request form, and after completing the payment process, A bill-off certificate is sent to the processor through the wireless communication interface, and the processor writes off the payment request form according to the bill-off certificate, and generates a bill-off certificate to send to the buyer's device through the wireless communication interface; The seller is a restaurant, and the table of the restaurant is equipped with a short-range wireless communication tag. When the electronic account holder device is placed on one of the tables and close to the short-range wireless communication tag, a reader included in the wireless communication interface can Read the short-range wireless communication tag to obtain a table number of the table, and the processor generates a table containing the table number according to the table number and a seating time when the reader reads the short-range wireless communication tag Number and the seat time of the master order, and send the master order back to the seller’s device; and after the processor writes off the payment request form according to the charge-off voucher, it also transmits a communication with the master through the wireless communication interface. The checkout message related to the order is sent to the seller device. The electronic account holder device according to claim 8, wherein the wireless communication interface receives the product purchase order and the payment request from a seller device of the seller and provides them to the processor so as to be recorded in the storage unit Or the wireless communication interface receives the product purchase order from the seller's device and provides it to the processor, and the processor generates the payment request according to the product purchase order and records it in the storage unit. The electronic account holder device according to claim 8, wherein the processor transmits the request form to the buyer device through the wireless communication interface and at the same time transmits a bonus point information or a coupon to the buyer device . The electronic account folder device according to claim 8, wherein the processor transmits the accounting certificate to the buyer device through the wireless communication interface, and at the same time transmits a bonus point information or a coupon to the buyer device .

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