TWI670664B - Purchasing platform managing system and method thereof - Google Patents

Abstract

The present invention relates to a procurement platform control system including an input and output device and a processor. The input/output device is communicatively coupled to the purchaser and the platform. When the purchaser initiates a purchase request to the platform vendor according to the credit line corresponding to the purchase, the platform merchant forwards the purchase request to the processor through the input/output device. The processor determines if the purchase request is authorized. If the purchase request is authorized, the processor determines whether the purchase request is executed by the platform vendor. If the purchase request is executed, the processor transmits the payment permission to the platform merchant. When the platform merchant performs the payment operation, the processor transfers the payment corresponding to the purchase request to the reserve account of the platform vendor, and the platform merchant transmits the grant instruction. To the processor, the processor forwards the money to the supplier side of the corresponding purchase request.

Description

Purchasing platform control system and method

The present invention relates to a procurement platform control system and method, and more particularly to a procurement platform control system and method that can authorize procurement requirements and perform gold flow tracking.

In today's supply chain procurement process, a credit card operation model has been developed to handle the accounts receivable and the accounts payable for the buyers and sellers. However, in the procurement process, the size of the company and the number of purchases between the supplier and the purchaser may affect the negotiation ability and cooperation mode of both parties. Suppliers need to have strong information capabilities to support the integration of the buyer's operational processes and financial flows. Without these capabilities, suppliers can only accept orders and collect payments in the traditional mode. If the purchaser wants to purchase from multiple suppliers at the same time, it may need to join multiple procurement platforms and apply for different business purchase cards from the bank. In addition, if the purchase quantity is small, it is difficult for the purchaser to negotiate with the supply.

In response to the above procurement process, if the business model through the procurement platform as a medium for joint procurement comes into being, we hope to effectively solve the problem between suppliers and buyers. However, platform vendors do not have the same assets and credit terms as buyers and suppliers. In this business model, they prefer to collect and pay for the industry. The nature of the business, through the bank to advance the accounts receivable and then transferred to the supplier, from which to earn the processing fee. Therefore, if the bank wants to control the platform vendors and whether they actually ship to the purchaser, the current practice is to ask the buyer to sign the goods to the logistics provider first, and then the platform merchants can apply for the bank in batches according to the receipt form. In addition, the bank There is no contract with the logistics industry, so it is impossible to know the authenticity of the payment transaction, whether the purchaser does receive the payment, whether the buyer is satisfied with the goods, etc., or even the bank refuses to pay. Similarly, after the platform provider receives the accounts receivable from the bank, the bank can't know whether the platform provider has actually transferred it to the supplier, and it will also generate follow-up questions. In short, in the current business model, it is difficult for the bank to control the operation status of the platform operators, which may lead to risks of fraud, bankruptcy, and the like.

An embodiment of the present invention relates to a procurement platform control system that operates in at least one computer host. The procurement platform control system includes an input and output device and a processor. The input/output device is communicatively coupled to the at least one buyer terminal and the platform vendor, wherein the platform vendor is adapted to be a backup account, and the at least one buyer terminal is to the platform provider according to a corresponding purchase credit limit. The terminal initiates a purchase request, and the platform merchant forwards the purchase request to the input/output device. The processor is coupled to the input and output device to receive the purchase request, and the processor is configured to determine whether to authorize the purchase request, wherein if the purchase request is authorized, the processor is further configured to determine whether the purchase request has been used by the platform The merchant executes, and if the purchase request has been executed, the processor transmits a payment permission to the platform merchant via the input/output device, and the platform merchant performs the payment operation to the processor according to the request for payment , the processor will respond to the purchase request The item is transferred to the backup account, and when the platform merchant transmits an allocation instruction to the processor via the input and output device, the processor transfers the money to at least one supplier terminal corresponding to the purchase request according to the funding instruction.

Another embodiment of the present invention relates to a method of controlling a procurement platform. The procurement platform control method includes the following steps: when at least one purchaser initiates a purchase request to a platform merchant according to a purchase credit quota, and transfers the purchase request to a financial institution server through the platform vendor; The financial institution server determines whether the purchase request is authorized; if the purchase request is authorized, the financial institution server determines whether the purchase request has been executed by the platform vendor; and if the purchase request has been executed, through the financial institution The server transmits a request for permission to the platform merchant.

Therefore, according to the technical content of the present case, the embodiment of the present invention provides a procurement platform control system and a procurement platform control method, thereby improving the problem in the prior art that it is difficult for a financial institution to confirm whether a purchase request is completed and to track the direction of the purchase flow. .

100‧‧‧ financial institution server

200‧‧‧ Buyers

300‧‧‧ Platform Vendor

400‧‧‧Supplier side

700‧‧‧Computer host

710‧‧‧Input and output device

720‧‧‧ processor

730‧‧‧ memory

S101~S104‧‧‧Step procedure

S201~S206‧‧‧Step process

S301~S304‧‧‧Step process

S401~S405‧‧‧Step procedure

S501~S504‧‧‧Step process

1 is a schematic diagram of a procurement platform control system based on an embodiment of the present invention; FIG. 2 is a flow chart of steps of a procurement platform control method based on an embodiment of the present invention; FIG. 3 is based on the present case The flow chart of the steps of the procurement platform control method illustrated in the embodiment; 4 is a flow chart showing the steps of the procurement platform control method based on an embodiment of the present invention; FIG. 5 is a flow chart showing the steps of the procurement platform control method according to an embodiment of the present invention; A flow chart of the steps of the procurement platform control method according to an embodiment of the present invention; and FIG. 7 is a schematic diagram of a computer host according to an embodiment of the present invention.

The spirit of the present invention will be clearly described in the following drawings and detailed descriptions. Anyone having ordinary knowledge in the technical field will be able to change and modify the technology as taught by the present invention after learning the embodiments of the present invention, and does not deviate from the present case. Spirit and scope.

The terminology used herein is for the purpose of describing particular embodiments and is not intended to The singular forms "a", "the", "the", "the" and "the" are also used in the plural.

The terms “first”, “second”, etc. used in this document are not specifically intended to refer to the order or order, nor are they used to limit the case. They are only used to distinguish between components or operations described in the same technical terms. .

As used herein, "coupled" or "connected" may mean that two or more elements or devices are in direct physical contact with each other, or indirectly in physical contact with each other, or two or more elements or devices. Operation or action.

The terms "including", "including", "having", "including", etc. used in this document are all open terms, meaning to.

With respect to "and/or" as used herein, it is meant to include any or all combinations of the recited.

Regarding the directional terms used in this article, such as: up, down, left, right, front or back, etc., only refer to the direction of the additional schema. Therefore, the directional terminology used is used to illustrate that it is not intended to limit the case.

The terms used in this document, unless otherwise noted, usually have the usual meaning of each term used in this field, in the context of the case, and in particular content. Certain terms used to describe the present invention are discussed below or elsewhere in this specification to provide additional guidance to those skilled in the art in the description of the present disclosure.

FIG. 1 is a schematic diagram of a procurement platform control system based on an embodiment of the present invention. As shown in FIG. 1, in the present embodiment, the procurement platform control system can operate on a financial institution server 100. In one or more embodiments, the financial institution server 100 can be implemented by at least one computer host (eg, the computer host 700 of FIG. 7) and/or an electronic device that can perform the same computing function.

The financial institution server 100 is communicatively coupled to a purchaser terminal 200, a platform vendor 300, and a vendor terminal 400. It should be noted that the communication couplings referred to herein may be physically or non-physically coupled. For example, the financial institution server 100 and the purchaser 200 can be connected to a network through a wireless communication technology (Wi-Fi), so that the financial institution server 100 and the purchaser 200 can pass through the network. Perform a two-way exchange of information. Alternatively, the financial institution server 100 and the purchaser terminal 200 can be connected to the network through a physical line. Similarly, the financial institution server 100 and the purchaser terminal 200 can pass through the network. Perform a two-way exchange of information.

As shown in FIG. 1 , in the embodiment, the financial institution server 100 and the platform vendor 300 are also communicatively coupled, and the buyer terminal 200 and the platform vendor 300 are also communicatively coupled. 300 and the provider terminal 400 are also communicatively coupled, and the financial institution server 100 and the provider terminal 400 are also communicatively coupled. For the communication coupling referred to herein, reference may be made to the above explanation, and details are not described herein again. However, it should be understood that, in this embodiment, the financial institution server 100, the purchaser terminal 200, the platform vendor 300, and the provider terminal 400 are not limited to communication coupling through the same network, and the foregoing servo The communication between the devices and the endpoints can be performed through different networks. In addition, it should be noted that in the embodiment, although only one buyer terminal 200 and one supplier terminal 400 are shown in FIG. 1 , the technical solution of the present invention can be applied to multiple purchasers and multiple suppliers. End, not limited to the number of buyers and suppliers on the map.

In this embodiment, the financial institution server 100 and the purchaser terminal 200, the platform vendor 300, and the supplier terminal 400 need to be communicatively coupled to implement a specific information exchange process to implement the present case. Some functions, in order to achieve the purpose of procurement platform control and management, please refer to this specific information exchange process.

It should be noted that, in this embodiment, the purchaser terminal 200, the platform vendor 300, and the provider terminal 400 can each be a software application adapted to cooperate with the financial institution server 100 to Realize the procurement platform control and management functions of this case. It should be noted that in some embodiments, the purchaser 200, the platform vendor 300, and the vendor 400 are set up. (or installed) on a different electronic device having an input device, an output device, and a display screen, whereby a user of the electronic device can configure or output the device through the input device of the electronic device to operate the purchaser terminal 200, the platform vendor The terminal 300 and the supplier terminal 400, the user can immediately know through the display screen of the electronic device where the procurement platform control and management functions of the case go, and the purchaser terminal 200, the platform vendor 300, and the The provider terminal 400 utilizes a processor among the electronic devices to perform its functions. In some embodiments, the purchaser terminal 200, the platform vendor 300, and the vendor terminal 400 are the electronic device itself, and are adapted to cooperate with the financial institution server 100 to implement the procurement platform control of the present case. And management functions. For example, the electronic device can be a notebook computer, a smart mobile device, a tablet computer, a large server, etc., but the electronic device must have a function of connecting to the network, so that the technical purpose of the present invention can be realized.

In this embodiment, the financial institution server 100 belongs to a specific financial institution, for example, a cooperative treasury bank, and the server is equipped with a corresponding processor and memory to perform its intended function. It should be noted that, in general, the buyer terminal 200 and the supplier terminal 400 belong to the same or similar industries, or industries with common business or upstream and downstream relationship with each other, for example, an electronic material production company. And an electronics assembly factory. In this scenario, the item that the purchaser 200 purchases from the supplier 400 may be an electronic component or a control module having a specific function or the like. The buyer terminal 200 is the buyer of the purchased product, and the supplier terminal 400 is the seller of the purchased product. Correspondingly, in this embodiment, the platform vendor 300 is a platform for providing business-to-business (B2B, Business to Business) procurement services, for example, the electronic industry B2B. Procurement platform. The platform vendor 300 is the medium for the procurement process.

As mentioned earlier, in today's e-commerce field, if you want to carry out the procurement process, the bank can issue a quota of business purchase cards to the purchaser, and then the purchaser can purchase the goods from the specific supplier through the business purchase card. . In this procurement process, from the perspective of the bank, the bank wants to control the risks of the various buyers and suppliers. More ideally, the bank hopes to be able to achieve the relationship between each buyer and each supplier. Gold flow tracking. From a supplier's perspective, suppliers want a more transparent and effective information management system to support the integration of their processes and processes with their buyers. In the case of the purchaser, if the buyer needs to work with multiple suppliers at the same time, he must apply for different business purchase cards from the bank. In addition, if the purchaser has to purchase a small amount of materials, it does not Have chips to bargain with suppliers. Integrating the needs of all parties, an intermediate platform that provides joint procurement functions has emerged.

FIG. 2 is a flow chart showing the steps of the procurement platform control method based on an embodiment of the present invention. In this embodiment, the procurement platform control method can be implemented by the financial institution server 100 in the embodiment of FIG. 1, and the purchaser terminal 200, the platform vendor 300, and the supplier terminal 400 are The financial institution server 100 cooperates to achieve the technical purpose of the present case. Regarding the arrangement of the financial institution server 100, the purchaser terminal 200, the platform vendor 300, and the supplier terminal 400, please refer to FIG. 1 together. In the present embodiment, the steps involved in the procurement platform control method will be detailed in the following paragraphs.

The following steps S101 to S104 are part of the process flow of the procurement platform control method, which mainly describes the process of establishing the transaction between the purchaser terminal 200, the platform vendor 300, and the financial institution server 100.

Step S101: The platform vendor applies for the B2B acquiring business to the financial institution. As shown in FIG. 1 and FIG. 2, in this embodiment, the platform vendor 300 can initiate a service request request to the financial institution server 100, and the content of the service application request is related to setting up a business-to-business (B2B). The acquiring service is to confirm to the financial institution server 100 whether the establishment of the enterprise-to-business procurement service platform is feasible.

Step S102: The financial institution approves the B2B acquiring business, and opens a reserve special account for the platform merchant. As shown in FIG. 1 and FIG. 2, in the embodiment, when the financial institution server 100 receives the service request request from the platform vendor 300, the financial institution server 100 can store the service request request. The financial institution may perform the credit review by the staff of the financial institution, or may be automatically verified by the financial institution server 100 according to certain credit conditions. If the business application request is approved, the financial institution server 100 may be the The platform vendor 300 opens a platform merchant reserve account, which is mainly used for temporarily storing the payment for the supplier.

Step S103: The purchaser applies to the financial institution for the B2B business purchase card. As shown in FIG. 1 and FIG. 2, in this embodiment, the purchaser terminal 200 can initiate a credit review request to the financial institution server 100, and the credit review request is mainly a business purchase card application request. The business purchase card application request is mainly for requesting the financial institution server 100 to purchase a purchase credit line dedicated to the business-to-business (B2B) procurement business.

Step S104: The financial institution issues a B2B business procurement card, and provides the buyer with a specific amount and a verification password. As shown in FIG. 1 and FIG. 2, in this embodiment, when the financial institution server 100 receives from the purchaser side In the credit review request of 200, the financial institution server 100 may store the credit review request for the staff member of the financial institution to conduct a credit review, or may be automatically audited by the financial institution server 100 according to certain credit conditions. If the credit review request is approved, the financial institution server 100 may set a specific credit limit for the purchaser 200. In response to the specific credit limit, the financial institution server 100 can provide a business purchase card to the purchaser terminal 200. It should be noted that the business purchase card is further provided with a verification password, and the verification password is also provided to the Buyer side 200. In some embodiments, the business purchase card can be a virtual purchase card.

It should be noted that the above steps S101 to S104 are not used to limit the implementation order of the procurement platform control method of the present invention, but steps S101 to S102 and steps S103 to S104 are steps of pairing each other. In some embodiments, the procurement platform control method of the present invention may first perform steps S103 to S104 and then perform steps S101 to S102. In other words, the purchaser 200 can first establish a relationship with the financial institution server 100, and then the platform vendor 300 establishes a relationship with the financial institution server 100.

FIG. 3 is a flow chart showing the steps of the procurement platform control method based on an embodiment of the present invention. The following steps S201 to S206 are part of the flow chart of the procurement platform control method, which mainly describes the flow of the order of the purchaser 200 through the platform vendor 300, and describes the financial institution server 100. The process of order placement is confirmed to the purchaser 200.

Step S201: The purchaser registers with the platform vendor. As shown in FIGS. 1 to 3, in this embodiment, if the purchaser 200 purchases through the platform vendor 300, it is expected to obtain a better purchase price. In order to establish this The purchaser 200 can initiate a registration request with the platform vendor 300, and the platform vendor 300 can confirm whether to accept the purchaser based on specific conditions. 200 of the registration request. If the platform vendor 300 approves the registration request of the buyer terminal 200, the buyer terminal 200 becomes a member of the platform vendor 300 and can be permitted to perform procurement operations at the platform vendor 300.

Step S202: The purchaser performs a purchase operation with the platform vendor. As shown in FIGS. 1 to 3, in this embodiment, when the purchaser terminal 200 becomes a member of the platform vendor 300, the buyer terminal 200 can perform the procurement operation by the platform vendor 300. According to the business purchase card, the purchaser 200 can select the product to be purchased at the platform vendor 300 within the specific credit limit to establish an order. In general, the purchaser 200 can establish an order for the platform vendor 300 by entering the card number of the business purchase card and the product to be purchased.

Step S203: The platform provider initiates a procurement operation authorization request to the financial institution. As shown in FIGS. 1 to 3, in this embodiment, after the purchaser terminal 200 creates an order at the platform vendor 300 to confirm the purchase operation, the platform vendor 300 can provide the financial institution server 100 with the platform 100. Initiate a purchase request authorization request. When the financial institution server 100 receives the procurement operation authorization request, the financial institution server 100 may confirm the card number of the business purchase card of the purchaser terminal 200 and the specific credit limit.

Step S204: The financial institution makes a verification request for the procurement operation to the purchaser. As shown in FIG. 1 to FIG. 3, in the embodiment, when the financial institution server 100 receives the procurement operation authorization request, the financial institution server 100 further turns to the purchaser terminal 200 to confirm the purchase operation. Authenticity. The financial machine The server 100 will initiate a verification request for the purchase request to the cardholder of the business purchase card, that is, the purchaser 200, to wait for the cardholder to reply to confirm the authenticity of the purchase operation.

Step S205: The financial institution authorizes the procurement operation and replies to the platform vendor. As shown in FIGS. 1 through 3, in this embodiment, as described above, the financial institution server 100 will initiate the verification request to the purchaser 200 for the purchase request. If the purchaser terminal 200 confirms the verification request within a specific time, the financial institution server 100 can confirm the authenticity of the procurement operation, and the financial institution server 100 will authorize the purchase request and reply to the platform vendor 300. .

Step S206: The platform vendor confirms that the procurement operation has been authorized. As shown in FIGS. 1 to 3, in this embodiment, after the financial institution server 100 replies to the platform vendor 300 that the purchase request has been authorized, the platform vendor 300 can record that the purchase request has been authorized. At this point, the platform vendor 300 can confirm that the financial institution server 100 and the purchaser terminal 200 have confirmed the authenticity of the order, and should start the subsequent order process.

Figure 4 is a flow chart showing the steps of the procurement platform control method based on an embodiment of the present invention. The following steps S301 to S304 are part of the process flow of the procurement platform control method, which mainly describes the process in which the platform vendor 300 orders the supplier terminal 400 and the buyer terminal 200 performs the goods receipt. Please refer to Figures 1 to 3 together.

Step S301: The platform provider places an order with the supplier according to the content of the procurement operation. As shown in Figures 1 through 3, in this embodiment, when the platform vendor 300 has authorized the order, it can begin an ordering operation with the supplier terminal 400. It should be noted that, as mentioned earlier, since a single buyer is less able to negotiate on his own Therefore, the platform vendor 300 provides a service that combines the purchase orders of multiple buyers and then conducts joint procurement, so that it is possible to obtain a better purchase price, and the platform vendor 300 can also place orders with multiple suppliers. In order to establish a better source of goods and transfer capacity. Therefore, it should be understood that although the first figure of the present case only shows one buyer side 200 and one supplier side 400, the case can be implemented on a plurality of purchasers and suppliers to improve the efficiency of the overall procurement operation and price advantage.

Step S302: The supplier supplies the platform vendor. As shown in FIG. 1 to FIG. 3, in this embodiment, after the supplier terminal 400 receives an order from the platform vendor 300, the supplier terminal 400 can supply the content according to the procurement operation. The platform is 300.

Step S303: The platform provider delivers to the purchaser. As shown in FIG. 1 to FIG. 3, in this embodiment, after the procurement operation of the platform vendor 300 receives the goods corresponding to the procurement operation, the platform vendor 300 can be shipped to the buyer terminal 200. As mentioned above, if the platform vendor 300 performs a joint procurement service, the platform vendor 300 will ship to each buyer according to the order content and quantity of each buyer. In general, the platform vendor 300 transfers the goods to the buyer terminal 200 through the logistics provider.

Step S304: The buyer receives the goods. As shown in FIGS. 1 to 3, in this embodiment, the platform vendor 300 is shipped to the buyer terminal 200. Within a certain period of time, the purchaser 200 should be able to receive goods corresponding to the purchase operation through the logistics provider. In general, the buyer 200 will sign the goods to confirm that the goods have been delivered.

Figure 5 is a procurement platform control based on an embodiment of the present invention. Flow chart of the steps of the tube method. The following steps S401 to S405 are part of the procedure flow of the procurement platform control method, which mainly describes the flow of the purchaser 200 confirming the receipt of the goods to the financial institution server 100. Please refer to Figures 1 to 3 together.

Step S401: The purchaser confirms the acceptance to the platform vendor. As shown in FIG. 1 to FIG. 4, in this embodiment, after the purchaser 200 receives the goods, the purchaser 200 can confirm that the goods are correct, and then initiate an acceptance confirmation request to the platform vendor 300. .

Step S402: The platform provider forwards to the financial institution. As shown in FIG. 1 to FIG. 4, in this embodiment, in order for the relationship between the purchaser terminal 200 and the platform vendor 300 to be known to the financial institution server 100, the acceptance confirmation request will be Linked to an arrival confirmation platform (not shown) in the financial institution server 100.

Step S403: The purchaser transmits the arrival confirmation message to the financial institution according to the verification password of the B2B business purchase card. As shown in FIG. 1 to FIG. 4, in the embodiment, after the purchaser terminal 200 is connected to the arrival confirmation platform of the financial institution server 100 through the platform vendor 300, the purchaser terminal 200 The arrival confirmation platform can be logged in by the verification password for the business purchase card, and then a arrival message can be sent to the arrival confirmation platform of the financial institution server 100.

Step S404: The financial institution records the arrival confirmation message. As shown in FIGS. 1 to 4, in this embodiment, when the arrival confirmation platform of the financial institution server 100 receives the arrival message, the arrival confirmation platform records the arrival message. At this point, the financial institution server 100 can confirm that the purchaser 200 is indeed The goods have been received.

Step S405: The financial institution transmits the payment permission to the platform vendor. As shown in FIG. 1 to FIG. 4, in the embodiment, after the financial institution server 100 records the arrival message, the financial institution server 100 can transmit a payment permission to the platform vendor 300. In order to notify the platform vendor 300, the payment can be made.

Figure 6 is a flow chart showing the steps of the procurement platform control method based on an embodiment of the present invention. The following steps S501 to S504 are part of the flow of the procurement platform control method, which mainly describes the flow of the platform vendor 300 to the financial institution server 100. Please refer to Figures 1 to 5 together.

Step S501: The platform provider performs the payment operation to the financial institution according to the payment permission. As shown in FIG. 1 to FIG. 5, in this embodiment, the platform vendor 300 can make an invitation to the financial institution server 100 according to the request for payment.

Step S502: The financial institution transfers the money to the reserve account. As shown in FIG. 1 to FIG. 5, in this embodiment, the financial institution server 100 can transfer the money corresponding to the request for payment to the platform merchant reserve account of the platform vendor 300.

Step S503: The platform provider transmits the grant instruction to the financial institution. As shown in FIG. 1 to FIG. 5, in this embodiment, after the money is transferred to the platform merchant reserve account, the platform vendor 300 can transmit a grant instruction to the financial institution server 100, the appropriation. The instructions contain information on how much money to transfer to the supplier 400.

Step S504: The financial institution transfers the money to the supplier according to the funding instruction. As shown in FIGS. 1 to 5, in this embodiment, the financial institution servo The device 100 may transfer a certain amount of the platform merchant's reserve account to the supplier terminal 400 according to the grant instruction. It should be noted that if the funding instruction includes a plurality of suppliers, the financial institution server 100 may perform a bulk grant operation to transfer a certain amount of the platform merchant's reserve account to the suppliers.

FIG. 7 is a schematic diagram of a computer host according to an embodiment of the present invention. As previously described, the procurement platform control system can operate on a financial institution server 100 implemented by at least one computer host. As shown in FIG. 7, the host computer 700 includes an input/output device 710, a processor 720, and a memory 730. The input and output device 710 is communicatively coupled to the buyer terminal 200, the platform vendor 300, and the provider terminal 400 of FIG. 1 to receive service requests and related materials transmitted by the terminals. In various embodiments, input and output device 710 can be implemented by various data transmission devices, interface circuits, and/or network data transmission devices. The processor 720 is coupled to the input/output device 710 to receive the service request transmitted from each end, and performs related operations in the second to sixth figures (for example, steps S104, S204, S205, S404, S502, etc.) Wait). In addition, the processor 720 further transmits a corresponding service license (for example, including a request for payment) to a corresponding end (for example, the platform vendor 300) via the input/output device 710. The memory 730 is coupled to the processor 720 and the input and output device 710 for storing service related data (for example, an arrival confirmation message).

It should be noted that the context in the above figures is merely an example to facilitate the description of the technical features of the present invention, and is not intended to limit the embodiments of the present invention. People in the field should understand that through the context of the case, the procurement platform control system and the procurement platform control method of the case can be implemented to various feasible procurement processes.

It can be seen from the above embodiments of the present invention that the embodiment of the present invention provides a procurement platform control system and a procurement platform control method, so that the procurement operation process between the purchaser, the platform supplier and the supplier is more transparent, and is provided by the financial institution. Know. In this way, the financial institutions in this case were able to confirm the completion of the procurement request and track the whereabouts of the purchase, which improved the risk control problems that may occur in the prior art.

The above implementations of the computer host 700 are merely examples, and other various electronic devices that can perform the corresponding functions are also covered by the present invention.

Although the present invention is disclosed in the above embodiments, it is not intended to limit the present invention. Anyone skilled in the art can make various changes and refinements without departing from the spirit and scope of the present invention. Therefore, the scope of protection of this case is attached. The scope of the patent application is subject to change.

Claims (4)

A procurement platform control system, which operates in at least one computer host, includes: an input/output device, and is communicatively coupled to at least one buyer terminal and a platform vendor, wherein the platform vendor is adapted to a backup account And when the at least one purchaser initiates a purchase request to the platform vendor according to a corresponding purchase credit quota, the platform vendor forwards the purchase request to the input/output device; and a processor coupled to the input and output The device is configured to receive the purchase request, and the processor is configured to determine whether the purchase request is authorized, wherein if the purchase request is authorized, the processor is further configured to determine whether the purchase request has been executed by the platform vendor, and if the purchase request is Having been executed, the processor transmits a request for payment to the platform vendor via the input/output device, and when the platform merchant performs a payment request to the processor according to the request for payment, the processor will respond to the purchase request One of the funds is transferred to the backup account, and the platform merchant transmits a grant indication to the processor via the input/output device, and the processor is based on the dialing Instructing, the money is forwarded to at least one supplier end corresponding to the purchase request, wherein when the processor receives the purchase request, the processor initiates a verification request corresponding to the purchase request, and the verification request is via the input/output device Forwarding to the at least one buyer terminal, if the at least one buyer confirms the verification request within a specific time, the processor authorizes the purchase request. The procurement platform control system of claim 1, wherein the at least one purchaser initiates a credit review request, and the credit review request is forwarded to the processor via the input/output device, and the processor is based on the credit review The nuclear request is issued to the purchase credit line and a verification password to the at least one purchaser end, and the at least one purchaser sends a arrival message to the processor according to the purchase credit line and the verification password, and the processor is based on the The goods message confirms that the purchase request has been executed. A procurement platform control method includes: when at least one purchaser initiates a purchase request to a platform merchant according to a purchase credit quota, and forwards the purchase request to a financial institution server through the platform vendor, wherein the platform provider The terminal is adapted to be a reserve account; the financial institution server determines whether the purchase request is authorized; if the purchase request is authorized, the financial institution server determines whether the purchase request has been executed by the platform vendor; The purchase request has been executed, and a payment permission is transmitted to the platform merchant through the financial institution server; when the platform merchant performs the payment operation to the financial institution server according to the payment permission, the financial institution server is used Transmitting a payment corresponding to the purchase request to the reserve account; when the platform merchant transmits an appropriation instruction to the financial institution server via the input and output device, the financial institution server transmits the payment according to the appropriation instruction At least one supplier side corresponding to the purchase request; when the financial institution server receives the purchase request, through the financial The server initiates a verification request for the purchase request to the at least one purchaser; and if the at least one purchaser confirms the verification request within a specific time, the purchase request is authorized by the financial institution server . The method for controlling the procurement platform according to claim 3, further comprising: initiating a credit review request to the financial institution server through the at least one purchaser terminal; and issuing the purchase credit according to the credit review request by the financial institution server a quota and a verification password to the at least one buyer terminal; transmitting, by the at least one purchaser, a arrival message to the financial institution server according to the purchase credit line and the verification password; and according to the financial institution server The arrival message confirms that the purchase request has been executed.