TWI567678B - Mobile payment system with networking device and mobile payment method - Google Patents

Description

Mobile payment system and method thereof

The present invention relates to electronic commerce, and more particularly to a mobile payment system and method thereof.

There are many media displays around the life, and often the products that consumers want to consume.

However, if consumers want to directly engage in consumer behavior, the existing method is not to search for keywords on the Internet, to make a phone call, or to find the corresponding merchant, and then query the consumer information in order to carry out subsequent consumer behavior. It may even take a lot of time and effort to make a purchase, or you can't find the item and miss the opportunity of this consumption.

The present invention proposes a mobile payment system and an action payment method to solve the problems of the prior art.

In an embodiment of the invention, the mobile payment system proposed by the present invention comprises an e-commerce platform, a networking device and a mobile device. The networked device has a display, the display displays multimedia content, and the multimedia content includes at least one preset graphic, and the preset graphic corresponds to a virtual item. Mobile device has The camera device captures the preset graphic from the display, so that the mobile device obtains the consumption information of the virtual product corresponding to the preset graphic, and then completes the online transaction of the virtual commodity through the e-commerce platform.

In an embodiment of the present invention, the mobile payment method of the present invention comprises the steps of: displaying a multimedia content by using a display of a networked device, the multimedia content comprising at least one preset graphic, the preset graphic corresponding to a virtual The product captures the preset graphic from the display through a camera device, so that the mobile device obtains the consumption information of the virtual product corresponding to the preset graphic, and then completes the online transaction of the virtual commodity through an e-commerce platform.

In an embodiment of the invention, the network connection device is connected to the e-commerce platform, and the e-commerce platform synchronizes the result of the instant online transaction to the network device, and the multimedia content displayed on the display of the network device is embedded in the virtual product online line. Information about the transaction.

In an embodiment of the present invention, the network device is a game machine, and the multimedia content is a game content. In the process of executing the game content by the game machine, when the online transaction of the virtual product is completed, the game machine will Virtual goods are instantly rendered in the game content.

In an embodiment of the present invention, the e-commerce platform includes a third-party payment service platform and a transaction platform, and the mobile device sends a transaction confirmation and consumer information related to the virtual commodity to the third-party payment service platform to execute the instant online. The transaction, the third-party payment service platform responds to the mobile device and transmits the result of the online transaction to the transaction platform, and the transaction platform synchronizes the result of the online transaction to the network device.

In an embodiment of the invention, the e-commerce platform includes a The third-party payment service platform and a transaction platform, the mobile device sends a transaction confirmation and consumer information related to the virtual goods to the transaction platform, and the transaction platform sends the consumer information to the third-party payment service platform to perform real-time online transactions, and the third party The payment service platform responds to the mobile device and transmits the result of the online transaction to the transaction platform, and the transaction platform synchronizes the result of the online transaction to the network device.

In summary, the technical solution of the present invention has obvious advantages and beneficial effects compared with the prior art. The invention converts the information required for consumption into the content that the mobile device can interpret, and facilitates the consumer to establish a platform for fast transaction with the transaction object through the mobile device, thereby simplifying the complexity of the consumption behavior.

The above description will be described in detail in the following embodiments, and further explanation of the technical solutions of the present invention will be provided.

The above and other objects, features, advantages and embodiments of the present invention will become more apparent and understood.

100‧‧‧Mobile payment system

110‧‧‧E-commerce platform

111‧‧‧ Third Party Payment Service Platform

112‧‧‧ trading platform

120‧‧‧Networking device

121‧‧‧ display

122‧‧‧Processor

123‧‧‧Storage

124‧‧‧Network card

130‧‧‧Mobile devices

131‧‧‧ screen

132‧‧‧Processing device

133‧‧‧Storage device

134‧‧‧ camera

135‧‧‧Wireless communication device

136‧‧‧ input device

200‧‧‧Activity payment method

S210, S220, S230‧‧‧ steps

The above and other objects, features, advantages and embodiments of the present invention will become more <RTIgt; </ RTI> <RTIgt; </ RTI> <RTIgt; </ RTI> <RTIgt; 2 is a flow chart of a method of mobile payment in accordance with an embodiment of the present invention.

In order to make the description of the present invention more detailed and complete, reference is made to the accompanying drawings and the various embodiments described below. The same or similar components. On the other hand, well-known elements and steps are not described in the embodiments to avoid unnecessarily limiting the invention.

1 is a block diagram of a mobile payment system 100 in accordance with an embodiment of the present invention. As shown in FIG. 1, the mobile payment system 100 includes an e-commerce platform 110, a network connection device 120, and a mobile device 130. The e-commerce platform 110 is connected to the network device 120, and the mobile device 130 can be connected to the e-commerce platform 110 via a wireless network.

In FIG. 1, the networking device 120 has a display 121, a processor 122, a storage 123, and a network card 124. Structurally, the processor 122 is electrically connected to the display 121, the storage 123, and the network card 124. For example, the networking device 120 can be a television, an advertising wall, a store kanban, a venue machine (eg, a large gaming machine), or other multimedia device, wherein the display 121 can be a liquid crystal display, a cathode ray tube display, or other display. The processor 122 can be a central processing unit or the like. The storage 123 can be a hard disk, a flash memory or other storage medium, and the network card 124 is connected to the electronic commerce platform 110.

In the first diagram, the mobile device 130 has a screen 131, a processing device 132, a storage device 133, an imaging device 134 (such as a camera module, etc.), a wireless communication device 135, and an input device 136. Structurally, processing device 132 is electrically coupled to screen 131, storage device 133, camera device 134, wireless communication device 135, and input device 136. For example, the mobile device 130 can be a smart phone, a tablet computer, a notebook computer, or the like, wherein the screen 131 can be a liquid crystal screen, an electronic paper, or other display screen, and the processing device 132 can be a central processing unit, micro. The controller or similar circuit, the storage device 133 can be a hard disk, a flash memory or other storage medium, the camera device 134 can be a camera module (including: lens, photosensitive element, etc.), the wireless communication device 135 can be a 4G module, a WiFi module and/or a similar wireless transceiver, and the input device 136 can be a keyboard, a touch version, The trackballs, etc., or the input device 136 and the screen 131 can be integrated into a touch screen.

When the network device 120 is in operation, the display 121 of the network device 120 displays the multimedia content, and the multimedia content includes at least one preset graphic, and the preset graphic corresponds to a virtual product for the consumer to purchase. In one embodiment, the networking device 120 is a gaming machine and the multimedia content is game content. When the processor 122 executes the game program in the storage 123, the display 121 displays the corresponding game content, and the virtual goods in the game include tradable items. Virtual objects (such as: characters, vehicles, props, equipment, gold coins, gems, etc.), these virtual objects can be imaged into a variety of preset graphics to be presented in the game content.

If the consumer wants to purchase the virtual product, the camera 131 of the mobile device 130 can capture the preset graphic displayed on the display 121 of the network device 120, so that the processing device 132 of the mobile device 130 obtains the virtual product corresponding to the preset graphic. The consumer information, and then the wireless communication device 135 completes the online transaction of the virtual goods through the e-commerce platform 110.

Next, the e-commerce platform 110 synchronizes the results of the online transaction to the network device 120 and the mobile device 130. The multimedia content displayed on the display 121 of the network device 120 can be embedded in the online information related to the virtual goods, the mobile device. The screen 131 of 130 presents the results of a live online transaction to achieve the effect of dual screen (i.e., display 121 and screen 131).

In an embodiment, the networking device 120 is a networked gaming machine. Taiwan, which can support multiplayer online competitions or competitions, and supports action bar code login. In other words, before the game starts, the display 121 of the gaming machine displays the action bar code, and the player first selects the corresponding game program through the input device 136 of the mobile device 130 and logs in the account number, password, etc., so that the game program in the storage device 133 is The processing device 132 executes, and further drives the camera device 134. The player can scan the action bar code displayed on the display 121 of the game machine by the camera device 134, and the wireless communication device 135 transmits the login information to the game machine through the network, so that the game machine Taiwan logs in to the game with the same account. Next, in the process of executing the game on the game machine (taking the racing game as an example), if the player drives an ordinary passenger car and the opponent drives a super sports car, the player can use the mobile device 130 to shoot the game displayed on the game machine. The super sports car in the content further completes the online transaction of the virtual super sports car through the e-commerce platform 110. The image of the super sports car is an aspect of the preset graphic, but the invention is not limited thereto. Then, the e-commerce platform 110 synchronizes the results of the online transaction to the networked gaming machine and the mobile device 130. During the execution of the game, the game content displayed on the display 121 of the gaming machine can be embedded in the online game. The completed super sports car, that is, the player's original passenger car is immediately converted into a super sports car, thereby increasing the probability of the player winning, and the screen 131 of the mobile device 130 presents the result of the instant online transaction for the player to view, so as to realize the cross-screen connection. The extraordinary experience of the web.

In order to further elaborate on the e-commerce platform 110 mechanism, please continue to refer to Figure 1. The e-commerce platform 110 includes a third party payment service platform 111 and a transaction platform 112, both of which may be different servers. In terms of architecture, the third-party payment service platform 111 is connected to the trading platform 112, and the transaction is flat. The station 112 is connected to the networking device 120. In practice, the trading platform 112 can be a server to which the game provider belongs, and the third-party payment service platform 111 can be a server of a third-party payment service (eg, google play, apple store, etc.).

In an embodiment, after the mobile device 130 obtains the consumption information of the virtual product corresponding to the predetermined graphic, if the consumer (eg, the game player) is willing to purchase, the mobile device 130 will confirm and consume the transaction related to the virtual product. The information (eg, account number, password, etc.) is sent to the third-party payment service platform 111 to perform real-time online transactions, and the third-party payment service platform 111 responds to the mobile device 130 and transmits the result of the instant online transaction to the transaction platform 112. The platform 112 synchronizes the results of the on-line transactions to the networking device 120.

Alternatively, in another embodiment, after the mobile device 130 obtains the consumption information of the virtual commodity corresponding to the predetermined graphic, if the consumer (eg, the game player) is willing to purchase, the mobile device 130 associates a transaction related to the virtual commodity. Confirmation and consumer information (eg, account number, password, etc.) are sent to the trading platform 112, and the trading platform 112 sends the consumer information to the third-party payment service platform 111 to perform real-time online transactions, and the third-party payment service platform 111 will be online. The results of the transaction are responsive to the mobile device 130 and transmitted to the transaction platform 112, which synchronizes the results of the instant online transaction to the networked device 120.

On the other hand, in an embodiment, the trading platform 112 can aggregate multiple online transactions for customer group analysis.

2 is a flow chart of a mobile payment method 200 in accordance with an embodiment of the present invention. As shown in FIG. 2, the mobile payment method 200 includes steps S210, S220, S230 (It should be understood that the steps mentioned in the embodiment can be adjusted according to actual needs, and can be performed simultaneously or partially simultaneously, unless otherwise specified. As for the hardware device for carrying out these steps, since the above embodiments have been specifically disclosed, the description thereof will not be repeated.

In step S210, the multimedia content is displayed by using the display 121 of the networking device 120. The multimedia content includes at least one predetermined graphic, and the predetermined graphic corresponds to a virtual commodity. In one embodiment, the network device 120 is a game machine, and the multimedia content is game content. When the game machine executes the game program, the display 121 displays the corresponding game content, and the virtual goods in the game contain tradable virtual objects (such as : characters, vehicles, props, equipment, coins, gems, etc.), these virtual objects can be imaged into a variety of preset graphics to be presented in the game content.

In step S220, the imaging device 134 of the mobile device 130 captures the predetermined graphic from the display 121, so that the mobile device 130 obtains the consumption information of the virtual product corresponding to the predetermined graphic, and then completes the online transaction of the virtual product through the e-commerce platform 110.

The e-commerce platform 110 described in step S220 may include a third-party payment service platform 111 and a transaction platform 112. In an embodiment, if the consumer (eg, a game player) wants to purchase the virtual product corresponding to the predetermined graphic, in step S220, the mobile device 130 associates a transaction confirmation and consumer information related to the virtual product (eg: The account number, password, etc. are sent to the third party payment service platform 111 to perform an instant online transaction, and the third party payment service platform 111 responds to the mobile device 130 and transmits the result of the instant online transaction to the transaction platform 112.

Alternatively, in another embodiment, if the consumer (eg, a game player) wants to purchase the virtual item corresponding to the predetermined graphic, in step S220, the mobile device 130 associates a transaction confirmation and consumer information related to the virtual product. (eg, account number, password, etc.) is sent to the trading platform 112, and the trading platform 112 sends the consumer information to the third-party payment service platform 111 to perform real-time online transactions, and the third-party payment service platform 111 responds to the result of the instant online transaction. The mobile device 130 is transmitted to the transaction platform 112.

In step S230, the transaction platform 112 in the e-commerce platform 110 synchronizes the results of the on-line transaction to the networking device 120. The multimedia content displayed on the display 121 of the networked device 120 is embedded in the relevant information of the instant online transaction of the virtual commodity. In an embodiment, the network device 120 is a game machine, and the multimedia content is game content. During the execution of the game content by the game machine, when the online transaction of the virtual product is completed, the game machine will use virtual goods (eg, characters, Vehicles, props, equipment, coins, gems, etc.) are instantly presented in the game content.

In summary, the present invention converts the information required for consumption into a content that can be interpreted by the mobile device, so that the consumer can establish a platform for fast transaction with the transaction object through the mobile device, thereby simplifying the complexity of the consumer behavior.

Although the present invention has been disclosed in the above embodiments, it is not intended to limit the present invention, and the present invention can be modified and modified without departing from the spirit and scope of the present invention. The scope is subject to the definition of the scope of the patent application attached.

100‧‧‧Mobile payment system

110‧‧‧E-commerce platform

111‧‧‧ Third Party Payment Service Platform

112‧‧‧ trading platform

120‧‧‧Networking device

121‧‧‧ display

122‧‧‧Processor

123‧‧‧Storage

124‧‧‧Network card

130‧‧‧Mobile devices

131‧‧‧ screen

132‧‧‧Processing device

133‧‧‧Storage device

134‧‧‧ camera

135‧‧‧Wireless communication device

136‧‧‧ input device

Claims (8)

A mobile payment system comprising: an e-commerce platform; a network device having a display, the display displaying a multimedia content, the multimedia content comprising at least one preset graphic, the preset graphic corresponding to a virtual item; The mobile device has a camera device, and the camera device captures the preset graphic from the display, so that the mobile device obtains the consumption information of the virtual product corresponding to the preset graphic, and then completes the virtual product through the e-commerce platform. Instant online transaction, wherein the network device is connected to the e-commerce platform, the e-commerce platform synchronizes the result of the online transaction to the network device, and the multimedia content displayed by the display of the network device is embedded in the The information about the instant online transaction of the virtual commodity, the screen of the mobile device presenting the result of the online transaction. The mobile payment system of claim 1, wherein the network device is a game machine, the multimedia content is a game content, and the instant of the virtual product is in the process of executing the game content by the game machine When the online transaction is completed, the gaming machine presents the virtual item in the game content instantly. The mobile payment system of claim 1, wherein the e-commerce platform comprises a third-party payment service platform and a transaction platform, and the mobile device associates a transaction confirmation and consumer capital of the virtual commodity. Sending to the third-party payment service platform to execute the instant online transaction, the third-party payment service platform responds to the mobile device and transmits the result of the online transaction to the transaction platform, and the transaction platform exchanges the online transaction The result is synchronized to the networked device. The mobile payment system of claim 1, wherein the e-commerce platform comprises a third-party payment service platform and a transaction platform, and the mobile device sends a transaction confirmation and consumer information related to the virtual commodity to the transaction platform. The transaction platform sends the consumer information to the third party payment service platform to execute the instant online transaction, and the third party payment service platform responds to the mobile device and transmits the result of the online transaction to the transaction platform, the transaction The platform synchronizes the results of the online transaction to the networked device. An action payment method includes: displaying, by a display of a network device, a multimedia content, the multimedia content comprising at least one preset graphic, the preset graphic corresponding to a virtual product; and a camera device through a mobile device The display device captures the preset graphic, so that the mobile device obtains the consumption information of the virtual commodity corresponding to the preset graphic, and then completes the online transaction of the virtual commodity through an e-commerce platform, wherein the network device and the network device The e-commerce platform is connected, the e-commerce platform synchronizes the result of the online transaction to the network device, and the multimedia content displayed by the display of the network device is embedded in the information related to the online transaction of the virtual commodity, Mobile device The screen presents the results of this instant online transaction. The action payment method of claim 5, wherein the network device is a game machine, the multimedia content is a game content, and the instant of the virtual product is in the process of executing the game content by the game machine When the online transaction is completed, the gaming machine presents the virtual item in the game content instantly. The mobile payment method of claim 5, wherein the e-commerce platform comprises a third-party payment service platform and a transaction platform, and the mobile device transmits a transaction confirmation and consumer information related to the virtual commodity to the third party. a payment service platform to execute the instant online transaction, the third party payment service platform responding to the mobile device and transmitting the result of the online transaction to the transaction platform, and the transaction platform synchronizes the result of the online transaction to the network Device. The mobile payment method of claim 5, wherein the e-commerce platform comprises a third-party payment service platform and a transaction platform, and the mobile device sends a transaction confirmation and consumer information related to the virtual commodity to the transaction platform. The transaction platform sends the consumer information to the third party payment service platform to execute the instant online transaction, and the third party payment service platform responds to the mobile device and transmits the result of the online transaction to the transaction platform, the transaction The platform synchronizes the results of the online transaction to the networked device.