TW202347227A - Financial commodity price-reaching notification information system and its generation method capable of referencing the statistical distribution information to enable more effective investment decision-making for investors - Google Patents

Abstract

The present invention provides a financial commodity price-reaching notification information system, comprising a communication module for receiving a user command input through a user interface; a database for storing multiple price-reaching notification information; and a statistical and computation module connected to the communication module and the database. It generates statistical distribution information of the aforementioned price-reaching notification information from the database based on the command, with the communication module providing the statistical distribution information to the user from the user interface. Additionally, the present invention also correspondingly provides a method for generating financial commodity price-reaching notification information. The present invention allows users to utilize this system and its generation method to make investments by referring to the statistical distribution information of the generated price-reaching notification information, in order to achieve the purpose of enabling investors and users to set price-reaching notification information more efficiently.

Description

Financial product price notification information system and its generation method

The present invention provides a financial product price notification information system and its generation method, particularly a financial product price notification information system and its generation method that provide statistical distribution information of price notification information for reference by investors and users.

Nowadays, when investors want to invest in related financial products, such as stocks or various funds, they must read a large number of books, newspapers and magazines, check relevant information on the Internet, or subscribe to related investment products. Reports from financial advisory companies, etc., only through your own thinking and analysis can you make relevant investments in the assets owned by the investor. Therefore, it is necessary to be able to make related investments in financial products more efficiently and conveniently. Trading operations and obtaining relevant reference information such as buying and selling pricing have become a very important topic.

At present, when investors want to purchase stocks as mentioned above, or various types of investment financial products such as funds, they can already purchase a specific financial product that the investor is interested in through the operation interface of the relevant investment webpage. Information related to commodity investment targets, including current prices, related price trends and other information, is first observed, and investors are interested in purchasing it through their own feelings or through considerable analysis. , or the price to be sold to set a price notification information, or set a price execution and other actions, that is, when the price of this specific financial product investment target reaches the set price, the system of the investment web page According to the setting of the investor user, the price notification information service will be notified to the investor user, or the purchase or sale will be carried out based on the set purchase price or selling price. Execute the action at the price of a specific financial product investment target. However, how to provide a technical means so that investors can more efficiently carry out price notification information or price setting of price execution actions has become a technical issue that needs to be solved in the future.

The inventor then devoted his mind to research and developed a financial product price notification information system and its generation method, in order to achieve the purpose of allowing investors and users to set price notification information more efficiently.

The financial product price notification information system and its production method of the present invention are service designs made by considering the needs of investors in the mobile generation for convenient investment in electronic devices, and then integrating the relevant application data of investors and users. Among them, the main application processes include: (1) Flexible setting of self-set price ranges for investment financial products, (2) Data collection and application of investors' investment awareness, and (3) Related financial product investments The target information can be updated in real time.

One aspect of the present invention provides a financial product price notification information system, which includes: a communication module for receiving a command input by a user on a user interface; A database that stores multiple price notification information; and A statistics and calculation module, connected to the communication module and the database, generates statistical distribution information corresponding to the equivalent notification information from the database according to the aforementioned instructions; Among them, the communication module also provides statistical distribution information to the user in the user interface.

In one embodiment, the communication module further includes: receiving an instruction of price notification information from the user, or further includes: receiving an instruction of price execution from the user.

In yet another embodiment, the price notification information is price notification information within a specific time interval. The price notification information is the price notification information of a financial product, and the financial product is selected from a group consisting of various funds, stocks, bonds and exchange rates.

In a further embodiment, the user interface may be a web interface or an application programming interface of a social platform.

Another aspect of the present invention provides a method for generating financial product price notification information, which includes the following steps: (1) Receive an instruction input by a user on a user interface; (2) Generate statistical distribution information of a plurality of price notification information from a database that stores multiple price notification information according to the instruction; and (3) Provide statistical distribution information to users in the user interface.

In this way, the financial product price notification information system and its generation method of the present invention can generate statistical distribution information of price notification information through multiple price notification information in the database for reference by investors and users. , in order to achieve the purpose of allowing investors and users to set price notification information more efficiently.

The main purpose of the financial product price notification information system and its generation method of the present invention is to generate statistical distribution information of the price notification information through multiple price notification information in the database for reference by investors and users. , in order to achieve the purpose of allowing investors and users to set price notification information more efficiently.

In order to fully understand the purpose, characteristics and effects of the financial product price notification information system and its generation method of the present invention, the present invention is described in detail through the following specific embodiments and the accompanying drawings. The description is as follows: back:

Please refer to Figure 1, which is a block diagram of the financial product price notification information system 3 of a specific embodiment, and please refer to Figure 2 for understanding. First of all, the present invention allows investors and users to use the electronic device 1 they own, such as a mobile phone, a tablet, a personal computer, a notebook computer, etc., to display the display device on the electronic device 1 (Fig. (not shown) presents a user interface 11, which may be, for example, a web interface, or a social platform, such as Line, Messenger, Web Chat, or other similar platforms. The interface, etc., connects the Internet 2 to the financial product price notification information system 3 of the present invention through the communication module (not shown in the figure) inside the electronic device 1, for example: the official investment website that can join the system 3 Account, or log in to become a member, etc., you can perform related financial investments, query relevant information about financial product investment targets, etc. Investors and users can perform these related instructions through the user interface 11 on their electronic devices 1 input.

Among them, it should be particularly noted that the financial products described in the present invention may include at least but not limited to the following investment targets, such as: various funds, stocks, bonds, exchange rates, etc., or other investments of similar nature. The target can be the financial product described in the present invention to carry out related financial management and investment operations.

The embodiment of the present invention provides a financial product price notification information system 3, which includes: a communication module 31, a statistics and calculation module 32, and a database 33.

The communication module 31 is used to receive an instruction input by the investor user through the aforementioned user interface 11 on the electronic device 1 owned by the investor. In one example, the communication module 31 includes an application programming interface (API) that can send and receive messages with the user interface of the LINE social platform. After the user sends a message on LINE, the social platform will send a webhook event. The communication module 31 can respond to investor users on the LINE social platform based on this webhook event.

The database 33 stores plural price arrival notification information. Since a large number of other investors have also set the price notification price for buying or the price notification price for selling through the financial product price notification information system 3 of the present invention, therefore, the present invention The financial product price notification information system 3 stores the information of these price notifications in the database 33 .

The statistics and calculation module 32 is connected to the aforementioned communication module 31 and database 33, and generates statistical distribution information corresponding to the equivalent notification information from the database 33 according to instructions. Because the present invention believes that the price notification information set by other investors through the same or similar financial product investment targets can include the price notification price they want to buy or the price they want to sell. The price notification price, after statistics and calculation, can become a kind of relevant investment price information with very reference value for investors and users. Therefore, after the investor user first selects his specific financial product investment target and before setting the price of the price notification, he can input an instruction through the user interface 11 of his electronic device 1 to first inquire about the price notification of the financial product. The information system 3 determines the price notification settings of other investors for this specific financial product investment target, and the statistics and calculation module 32 generates one of these plural numbers from the database 33 based on this instruction that other investors have previously set. Statistical distribution information of past price notification information.

Then, the aforementioned statistical distribution information is provided to the user in the user interface 11 through the communication module 31. When the investor user receives the statistical distribution information of the relevant price notification information, he or she can decide whether to It is necessary to refer to this statistical distribution information to set the relevant price notification price.

When investor users ask other investors when the price notification information is set as mentioned above, the financial product price notification information system 3 will provide relevant information that has been set to a higher proportion or with specific conditions, for example, it can The method is as follows but is not limited to this: the setting content of the relevant price notification information about the top 80% of the distribution ratio, or the setting price information of the top five, or the setting content according to the current specific financial product investment. The latest net value of the target is used to present the relevant distribution of the five set prices before and after, and the distribution of the price notification information is set within a certain period for investors and users to refer to. This can be within a specific time interval. The setting of price arrival notification information, for example: it can be the relevant set price notification information within 3 days before a certain base date (usually starting from the day of investor user inquiry), financial product price notification information System 3 collects the price notification information content stored in the database 33, performs statistics and calculations through the statistics and calculation module 32, and obtains the statistical distribution curve chart or text data of other investors' price notification settings. method, and then present these statistical distribution information on a user interface 11 for investor users to refer to, so as to facilitate investor users to refer to the price notification settings of other investors, and also to facilitate relevant For the convenience of the trading operation method of the financial product target, you can also refer to the relevant content of the embodiment presented in Figure 4 (as described in detail later).

In the embodiment, the investor user inputs an instruction through the user interface 11 as mentioned above to first inquire about the statistical distribution information of the price notification information of this specific financial product investment target. After that, the communication module 31 updates It includes an instruction that can receive a specific price notification information input by the investor user. You can also refer to the relevant content of the embodiment shown in Figure 5 (as detailed below), and then, the financial product price notification information System 3 will notify the investor user when the price of a specific financial product investment target reaches the price notification price for buying or the price notification price for selling set by the investor user. Then let the investor user decide whether to take other trading actions or not to take any action.

However, in other embodiments, the investor user can also directly input an instruction to set the price notification price of this specific financial product investment target in the user interface 11. At this time, the financial product price notification information system 3 Without the need to go through the relevant inquiry instructions as mentioned above, the statistical distribution information of this specific financial product investment target is directly provided to investors and users for reference, which can be more convenient and efficient. Provide relevant financial management and investment information to investors and users to decide the price notification for buying or the price notification for selling.

Of course, in another embodiment, the communication module 31 can also receive an instruction to be executed at a specific price input by the investor user through the user interface 11. The specific price can be obtained after querying as mentioned above. After obtaining the statistical distribution information of the target price notification information of the financial product investment target, then set the instruction for execution at the price.

Or, in another embodiment, the investor user directly inputs an instruction to set the price of this specific financial product investment target through the user interface 11. At this time, the financial product price notification information system 3. Directly provide the statistical distribution information of this specific financial product investment target to investors and users for reference. After that, investors and users will make settings based on this, and then purchase or purchase based on the settings. Buy at the selling price, or execute the action at the price at which the specific investment target is sold.

Please refer to FIG. 2 again, which is a schematic flowchart of the operation steps of the method for generating financial product price notification information of the present invention. In an embodiment of the present invention, a method for generating financial product price notification information is also provided, which includes the following steps. The details are as follows:

First, the investor user uses the electronic device 1 owned by him or her as a carrier, such as a mobile phone, a tablet, a personal computer, or a laptop, etc., to display the display device (not shown in the figure) on the electronic device 1 A user interface 11 is presented, for example, it can be a web interface, or a user interface of a social platform, etc. to input relevant instructions, and this user interface 11 can be Line, Messenger, Web Chat, or The user interface provided by other similar platforms connects the Internet 2 to the financial product price notification information system 3 of the present invention through the communication module (not shown in the figure) inside the electronic device 1. Investors The user can input the relevant information through the user interface 11 on the electronic device 1 .

At this time, the financial product price notification information system 3 receives an instruction input by the investor user on the user interface 11 through the communication module 31 (step R01). For example, the communication module 31 may utilize the messaging API of LINE to receive instructions input by the investor user on the user interface of LINE.

According to the instructions obtained above, a statistical distribution information of the price notification information is generated from a database 33 that stores a plurality of price notification information (step R02). The data is processed through the statistics and calculation module 32. The price notification information set by other investors of the same or similar financial product investment targets stored in the database 33 can, after statistics and calculations, become a very valuable reference for investors and users. Investment price information.

Then through the communication module 31, the statistical distribution information is provided to the investor user in the user interface 11 (step R03). After the investor user receives the statistical distribution information of the relevant price notification information, he or she can decide Whether it is necessary to refer to this statistical distribution information to set the relevant price notification price (step R04).

If the investor user decides not to set the price notification price at this time, it will return to waiting for the input of instructions until the investor user inputs the relevant instructions again (step R01) before performing other operations. If the investor user decides to set the price notification price at this time, the communication module 31 further includes an instruction that can receive a specific price price notification information input by the investor user (step R05), and After that, when the price of a specific financial product investment object reaches the price notification price for buying or the price notification price for selling set by the investor user, the financial product price notification information system 3 will Notify investors and users, and then let investors and users decide whether to carry out other trading actions. After the investor user sets the instruction for the price notification information, it returns to waiting for the input instruction until the investor user inputs the relevant instruction again (step R01) before performing other operations.

For more detailed descriptions of the present invention, please refer to the above-mentioned descriptions of the embodiment of FIG. 1 . The relevant steps presented in the present invention are not limited to the sequence of steps described in the foregoing embodiments. As mentioned above, the investor user directly inputs an instruction to set the price notification price of a specific financial product investment target. , or when you directly input an instruction that you want to set a specific price for execution, the financial product price notification information system 3 directly provides the statistical distribution information of the price notification information for this specific financial product investment target. Reference by investors and users may also be included in the scope of the present invention.

Please refer to Figure 3, which is a schematic diagram of the operation interface of the Line platform of the financial product price notification information system 3 according to a specific embodiment of the present invention. It is presented on the user interface 11 of the electronic device 1 owned by the investor user for the investor user to operate and input relevant instructions to the financial product price notification information system 3 of the present invention. In this embodiment, The operation interface of the Line platform will be used as an example to illustrate the relevant aspects. Other web interfaces or application program interfaces of other social platforms can also achieve the same or similar presentation methods or content. Among them, as shown in Figure 3, the bottom of the user interface 11 includes a menu, and the content of the menu may include at least but not limited to the following operation options that allow investor users to select and input: respectively. Setting options for once-in-price notifications, one-in-price notification inquiry options, one-in-price notification deletion options, one-in-price notification price list options, and a latest news option, etc. The actual functions of each option will be described below, but not only This description is limited to this content.

Please refer to FIG. 4 , which is a schematic diagram of the real-time reference interface of the financial product price notification information system 3 according to a specific embodiment of the present invention. After the investor user first selects a specific financial product investment target, at this time, after the investor user selects the option of inputting the price notification price list, other investment targets of this financial product will be displayed on the user interface 11 The relevant information of the price notification set by the investor is for reference, and can be listed as the purchase price and selling price respectively. The relevant price notification information can also include: the price of the relevant price notification, and Corresponding to the proportion of investors who set this price, etc. As shown in Figure 4, the following are the top five buying and selling prices set by most people. For example: the buying price is 35.00, set by 33% of people; another example: the selling price is 51.00, set by 11% of people, and other people set it. Price notification and other related information.

After referring to the relevant information of the purchase price and selling price, the investor user can further use the "Set up my price notification" option asked in the user interface 11, or through the price notification on the menu. Set the options to set the price of new price notification information.

Please refer to FIG. 5 , which is a schematic diagram of setting the price notification information of the financial product price notification information system 3 according to a specific embodiment of the present invention. When the investor user selects the price notification setting option to set the price of the price notification information, the user interface 11 will first display the latest net value of the financial product investment target. At this time, the user The interface 11 will then ask the investor user whether the price notification information they want to set is the purchase price or the selling price. After that, the investor user then inputs the relevant price that they want to set through the user interface 11. In the future, when the price of this specific financial product investment reaches the price notification price for buying or selling, the investor user will be notified. Then let the investor decide whether to carry out other trading actions.

In addition, when the investor user selects the option of price notification query, the user interface 11 can query the purchase price, selling price, or selling price that the investor user currently sets or has set in the past. It is the price content of all price notification information including purchase price and selling price.

In addition, when the investor user selects the option of deleting the price notification, all the price notification information currently set by the investor user including the purchase price and selling price can be displayed on the user interface 11 The price content is then allowed to be selected by the investor user through the user interface 11 to delete one transaction or multiple price notification information settings.

Please refer to FIG. 6 , which is a schematic diagram of the latest news of the financial product price notification information system 3 according to a specific embodiment of the present invention. When the investor user selects the latest news option, a list of news content related to this specific financial product investment target or similar financial product investment targets will be displayed on the user interface 11 and allow the investor to select the latest news option. Investor users can directly click on the relevant news content they want to read through the user interface 11 to learn about the latest news on specific financial product investment targets for reference.

As mentioned above, the financial product price notification information system 3 and its generation method of the present invention can generate statistical distribution information of price notification information through multiple price notification information stored in its database 33. For reference by investors and users, in order to achieve the purpose of enabling investor users to set price notification information more efficiently.

The financial product price notification information system 3 and its generation method disclosed in the present invention have been disclosed above in a preferred embodiment. However, those familiar with this technology should understand that this embodiment is only used to describe the present invention, and It should not be construed as limiting the scope of the invention. It should be noted that any changes and substitutions that are equivalent to this embodiment should be considered to be within the scope of the present invention. Therefore, the protection scope of the present invention shall be subject to the scope of the patent application.

1: Electronic devices 11:User interface 2:Internet 3: Financial product price notification information system 31:Communication module 32: Statistics and operation module 33:Database R01~R05: steps

[Fig. 1] is a block diagram of a financial product price notification information system according to a specific embodiment of the present invention. [Fig. 2] is a schematic diagram of the operational steps of a method for generating financial product price notification information according to a specific embodiment of the present invention. [Fig. 3] is a schematic diagram of the Line operation interface of the financial product price notification information system according to a specific embodiment of the present invention. [Fig. 4] is a schematic diagram of the real-time reference interface of the financial product price notification information system according to a specific embodiment of the present invention. [Fig. 5] is a schematic diagram of setting the price notification information of the financial product price notification information system according to a specific embodiment of the present invention. [Fig. 6] is a schematic diagram of the latest news of the financial product price notification information system according to a specific embodiment of the present invention.

1: Electronic devices

11:User interface

2:Internet

3: Financial product price notification information system

31:Communication module

32: Statistics and operation module

33:Database

Claims (14)

A financial product price notification information system, which includes: a communication module for receiving a command input by a user on a user interface; A database that stores multiple price notification information; and A statistics and calculation module, connected to the communication module and the database, generates statistical distribution information corresponding to the price notification information from the database according to the instruction; Wherein, the communication module further provides the statistical distribution information in the user interface to the user. The financial product price notification information system as described in claim 1, wherein the communication module further includes: an instruction to receive price notification information from the user. The financial product price notification information system described in claim 1, wherein the communication module further includes: receiving a price execution instruction from the user. The financial product price notification information system as described in claim 1, wherein the price notification information is price notification information within a specific time interval. The financial product price notification information system as described in claim 1, wherein the price notification information is the price notification information of a financial product, and the financial product is selected from various funds, stocks, bonds and exchange rates. groups formed. The financial product price notification information system as described in claim 1, wherein the user interface is a web interface. The financial product price notification information system as described in claim 1, wherein the user interface is an application programming interface of a social platform. A method for generating financial product price notification information, which includes the following steps: (1) Receive an instruction input by a user on a user interface; (2) Generate statistical distribution information of a plurality of price notification information from a database that stores multiple price notification information according to the instruction; and (3) Provide the statistical distribution information to the user in the user interface. The method for generating financial product price notification information as described in request item 8 further includes: receiving an instruction for price notification information from the user. The method for generating financial product price notification information as described in request item 8 further includes: receiving a price execution instruction from the user. The method for generating financial product price notification information as described in claim 8, wherein the price notification information is price notification information within a specific time interval. The method for generating price notification information for financial products as described in claim 8, wherein the price notification information is price notification information for a financial product, and the financial product is selected from various funds, stocks, bonds, and A group of exchange rates. The method for generating financial product price notification information as described by the financial institution described in claim 8, wherein the user interface is a web interface. The method for generating financial product price notification information as described in claim 8, wherein the user interface is an application programming interface of a social platform.

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