TWM622312U - Fund recommendation system based on investment intention - Google Patents

Fund recommendation system based on investment intention Download PDF

Info

Publication number
TWM622312U
TWM622312U TW110212043U TW110212043U TWM622312U TW M622312 U TWM622312 U TW M622312U TW 110212043 U TW110212043 U TW 110212043U TW 110212043 U TW110212043 U TW 110212043U TW M622312 U TWM622312 U TW M622312U
Authority
TW
Taiwan
Prior art keywords
fund
module
database
subscribed
mentioned
Prior art date
Application number
TW110212043U
Other languages
Chinese (zh)
Inventor
黃士倫
Original Assignee
臺灣土地銀行股份有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 臺灣土地銀行股份有限公司 filed Critical 臺灣土地銀行股份有限公司
Priority to TW110212043U priority Critical patent/TWM622312U/en
Publication of TWM622312U publication Critical patent/TWM622312U/en

Links

Images

Landscapes

  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

本新型發展出一種基於投資意向的基金推薦系統,係根據用戶已申購或欲申購的基金類別,以整合產生基金推薦清單,而上述基金推薦清單更可依據績效、熱門度、基金規模、銷售量或經理人年資進行基金排名。更進一步地,本系統將根據基金推薦清單選擇排名凸出的基金,產生基金推薦訊息,並傳輸給用戶參考以申購其他基金。This new type of fund recommendation system based on investment intention is developed, which integrates and generates a fund recommendation list according to the fund categories that users have subscribed for or intends to subscribe for. or manager seniority for fund ranking. Further, the system will select funds with prominent rankings according to the fund recommendation list, generate fund recommendation messages, and transmit them to users for reference to subscribe for other funds.

Description

基於投資意向的基金推薦系統Fund recommendation system based on investment intention

本新型涉及一種基金推薦系統,特別是一種基於用戶的投資意向的基金推薦系統。The new model relates to a fund recommendation system, in particular to a fund recommendation system based on a user's investment intention.

在基金投資中,一般民眾在沒有理財專員的協助下,常以自身的投資意向選擇特定類型的基金進行申購,例如:投資金融商品、投資產業、投資區域。然而,同一類型的基金可能在各家金融機構或基金公司均有發行,一般民眾常會不知該選擇哪一檔基金進行申購。In fund investment, the general public, without the assistance of a wealth management professional, often chooses a specific type of fund for subscription based on their own investment intentions, such as investing in financial products, investment industries, and investment areas. However, the same type of funds may be issued by various financial institutions or fund companies, and the general public often does not know which fund to choose for subscription.

再者,一般民眾在苦於不知申購哪一檔基金的情況下,常會額外付出額外的時間比較,而在一般民眾遲遲無法申購基金的情況下,對於金融機構或基金公司也不會獲得相應的獲利。In addition, the general public often spends extra time to compare funds when they do not know which fund to subscribe for, and when the general public is unable to subscribe for funds, financial institutions or fund companies will not receive corresponding funds. profit.

據此,如何發展出一種可根據投資者的投資意向,以即時提供同類型績效較佳的基金給投資者參考,即成為所屬技術領域中有待解決的問題。Accordingly, how to develop a fund that can provide investors with better performance of the same type in real time according to investors' investment intentions has become a problem to be solved in the technical field.

為解決上述問題,本新型提供一種基於投資意向的基金推薦系統,係針對金融機構往來的用戶在透過任意用戶裝置連線到執行基金申購的平台時(例如:網路銀行、基金交易應用程式),根據上述用戶之已申購的基金資料以及欲申購的基金資料,先分析其基金資料之基金類別,例如:投資金融商品、投資產業以及投資區域;再進一步比對上述基金類別中各項數據,例如:績效、熱門度、基金規模、銷售量或經理人年資之數值並進行排名;最後給提供用戶客觀的數據分析結果,以決斷自身的基金投資之布局。In order to solve the above-mentioned problems, the present invention provides a fund recommendation system based on investment intention, which is aimed at users of financial institutions when they connect to the platform for executing fund subscription through any user device (for example: Internet banking, fund trading applications) , based on the above-mentioned user's subscribed fund information and the fund information to be subscribed, first analyze the fund types of their fund information, such as: investment financial products, investment industries and investment areas; and then further compare the above-mentioned fund types. For example: performance, popularity, fund size, sales volume or manager seniority and ranking; finally, provide users with objective data analysis results to determine their own fund investment layout.

具體來說,根據一實施例,上述基於投資意向的基金推薦系統,提供至少一用戶以用戶裝置訊號連接。上述基於投資意向的基金推薦系統包括資料庫以及銀行伺服器。Specifically, according to an embodiment, the above-mentioned fund recommendation system based on investment intention provides at least one user to connect with a user device signal. The above-mentioned fund recommendation system based on investment intention includes a database and a bank server.

根據又一實施例,上述資料庫,用以儲存複數個基金資料,並根據基金篩選指令,對應產生基金推薦清單。上述資料庫包括基金資料儲存模組,用以儲存上述基金資料。According to another embodiment, the above-mentioned database is used for storing a plurality of fund data, and correspondingly generating a fund recommendation list according to the fund screening instruction. The above database includes a fund data storage module for storing the above fund data.

根據又一實施例,上述銀行伺服器,訊號連接上述用戶裝置以及上述資料庫,用以根據上述用戶已申購的基金以及欲申購的基金,回傳基金推薦訊息至上述用戶裝置,上述銀行伺服器包括基金管理模組、損益查詢模組、申購模組、基金比對模組以及推播模組。According to yet another embodiment, the bank server is connected to the user device and the database by a signal, and is used for returning a fund recommendation message to the user device according to the funds that the user has subscribed for and the funds to be subscribed for, to the bank server. Including fund management module, profit and loss query module, subscription module, fund comparison module and push broadcast module.

上述基金管理模組,訊號連接上述用戶裝置,用以提供上述用戶執行查詢已申購基金損益以及執行新申購基金。其中,當上述基金管理模組執行上述查詢已申購基金損益時,將產生查詢指令。其中,當上述基金管理模組執行上述新申購基金時,將產生申購指令。The above-mentioned fund management module, the signal is connected to the above-mentioned user device, and is used for providing the above-mentioned user to query the profit and loss of the subscribed fund and execute the newly subscribed fund. Wherein, when the above-mentioned fund management module executes the above-mentioned inquiry about the profit and loss of the subscribed fund, an inquiry instruction will be generated. Wherein, when the above-mentioned fund management module executes the above-mentioned new subscription fund, a subscription instruction will be generated.

上述損益查詢模組,訊號連接上述基金管理模組,用以根據上述查詢指令對應產生已申購基金資料。The above-mentioned profit and loss inquiry module, the signal is connected to the above-mentioned fund management module, and is used for correspondingly generating the subscribed fund information according to the above-mentioned inquiry instruction.

上述申購模組,訊號連接上述基金管理模組,用以根據上述申購指令對應產生欲申購基金資料,並根據基金篩選指令,對應產生基金推薦清單。The above-mentioned subscription module is connected to the above-mentioned fund management module by a signal, and is used for correspondingly generating the information of the funds to be subscribed for according to the above-mentioned subscription instruction, and correspondingly generating a fund recommendation list according to the fund screening instruction.

上述基金比對模組,訊號連接上述損益查詢模組、上述申購模組以及上述資料庫,用以根據上述已申購基金資料或上述欲申購基金資料所載的基金類別,產生基金篩選指令。其中,當上述基金篩選指令傳輸至上述資料庫時,上述資料庫將根據上述基金類別,對應產生基金推薦清單。The above-mentioned fund comparison module, the signal is connected to the above-mentioned profit and loss inquiry module, the above-mentioned subscription module and the above-mentioned database, and is used for generating a fund screening instruction according to the above-mentioned fund type information contained in the above-mentioned fund subscription information or the above-mentioned fund information to be subscribed for. Wherein, when the above-mentioned fund screening instruction is transmitted to the above-mentioned database, the above-mentioned database will generate a corresponding fund recommendation list according to the above-mentioned fund category.

上述推播模組,訊號連接上述資料庫,用以根據上述基金推薦清單,產生基金推薦訊息,以回傳至上述用戶裝置。The above-mentioned push broadcasting module is connected to the above-mentioned database by a signal, and is used for generating a fund recommendation message according to the above-mentioned fund recommendation list, so as to send it back to the above-mentioned user device.

根據另一實施例,上述基金類別包括投資金融商品、投資產業以及投資區域。According to another embodiment, the above-mentioned fund categories include investment in financial commodities, investment in industries, and investment areas.

根據另一實施例,上述資料庫更包括根據包括績效、熱門度、基金規模、銷售量或經理人年資之數值對上述基金推薦清單進行基金排名。According to another embodiment, the above-mentioned database further includes performing fund ranking on the above-mentioned fund recommendation list according to a value including performance, popularity, fund size, sales volume or managerial experience.

根據另一實施例,上述基金推薦訊息之傳輸方式包括推播於網路銀行視窗上、電信簡訊以及通訊軟體訊息。According to another embodiment, the transmission method of the above-mentioned fund recommendation message includes pushing and broadcasting on an online banking window, a telecommunication short message and a communication software message.

根據另一實施例,上述資料庫更包括基金資料更新模組,訊號連接上述基金資料儲存模組,用以更新上述基金資料。According to another embodiment, the database further includes a fund data update module, and the signal is connected to the fund data storage module for updating the fund data.

根據另一實施例,更新上述基金資料包括透過網際網路連接基金公司之網域,以取得上述基金資料。According to another embodiment, updating the above-mentioned fund information includes connecting a network domain of the fund company through the Internet to obtain the above-mentioned fund information.

綜上所述,本新型之實施例可達到下述之功效。To sum up, the embodiments of the present invention can achieve the following effects.

(1) 透過本新型之基於投資意向的基金推薦系統,與以往的基金推薦模式最大的不同在於:過去係單純地推銷熱門基金給用戶,而用戶對於被推銷的基金可能會因為不夠了解,以致申購意願不高;而本新型之系統根據用戶已申購或欲申購的基金加以分析,並得到用戶有興趣的基金類別後,再精準地推薦對應的基金類別的基金給用戶,從而可大幅提升用戶申購的意願。(1) The biggest difference between the new fund recommendation system based on investment intention and the previous fund recommendation model is that in the past, popular funds were simply promoted to users, and users may not know enough about the funds being promoted, so that The willingness to subscribe is not high; and the new system analyzes the funds that the user has subscribed for or wants to subscribe for, and obtains the fund categories that the user is interested in, and then accurately recommends the funds of the corresponding fund category to the user, which can greatly increase the number of users. willingness to purchase.

(2) 再者,透過本系統產生的基金推薦清單更具備以績效、熱門度、基金規模、銷售量或經理人年資之數值對進行基金排名。並可根據預設的設定,選擇前十名或前三名的基金納入上述基金推薦訊息之中,以更精簡地推薦優質基金給用戶。(2) Furthermore, the fund recommendation list generated by this system can also rank funds based on performance, popularity, fund size, sales volume or manager's seniority. According to the preset settings, the top ten or top three funds can be selected to be included in the above fund recommendation information, so as to recommend high-quality funds to users more concisely.

(3) 透過本系統根據用戶申購意向所推薦的基金,不僅提供更客觀且優質的基金給用戶,以增加用戶的申購意願,從而也增加販賣基金之金融單位手續費的收入。(3) Through the funds recommended by the system according to the user's purchase intention, not only more objective and high-quality funds are provided to the user, so as to increase the user's purchase willingness, and thus increase the income of the financial unit handling the fund.

為更具體說明本新型之各實施例,以下輔以附圖進行說明。In order to describe the various embodiments of the present invention more specifically, the following description is supplemented by the accompanying drawings.

請參照圖1。圖1所繪為根據本新型之一實施例之一種基於投資意向的基金推薦系統之架構示意圖。根據一實施例,在圖1中,基於投資意向的基金推薦系統100,提供至少一用戶以用戶裝置200訊號連接。上述基於投資意向的基金推薦系統100包括資料庫120以及銀行伺服器140。上述用戶裝置200例如可為桌上型電腦、筆記型電腦、平板電腦以及智慧型手機。上述資料庫120例如可為具有資料存取功能的計算機裝置,並具備資料處理與網路連線能力。上述銀行伺服器140例如可為伺服器主機、租借的雲端主機或多個主機聯合形成的服務裝置,並具備資料處理與網路連線能力。Please refer to Figure 1. FIG. 1 is a schematic structural diagram of a fund recommendation system based on investment intention according to an embodiment of the present invention. According to an embodiment, in FIG. 1 , the investment intention-based fund recommendation system 100 provides at least one user to connect with the user device 200 signal. The above investment intention-based fund recommendation system 100 includes a database 120 and a bank server 140 . The above-mentioned user device 200 can be, for example, a desktop computer, a notebook computer, a tablet computer, and a smart phone. The above-mentioned database 120 can be, for example, a computer device with a data access function and capable of data processing and network connection. The above-mentioned bank server 140 can be, for example, a server host, a leased cloud host, or a service device formed by a combination of multiple hosts, and is capable of data processing and network connection.

根據又一實施例,上述資料庫120,用以儲存複數個基金資料,並根據基金篩選指令,對應產生基金推薦清單。上述資料庫120包括基金資料儲存模組121,用以儲存上述基金資料。According to another embodiment, the above-mentioned database 120 is used for storing a plurality of fund data, and correspondingly generating a fund recommendation list according to the fund screening instruction. The database 120 includes a fund data storage module 121 for storing the fund data.

根據又一實施例,上述銀行伺服器140,訊號連接上述用戶裝置200以及上述資料庫120,用以根據上述用戶已申購的基金以及欲申購的基金,回傳基金推薦訊息至上述用戶裝置200,上述銀行伺服器140包括基金管理模組141、損益查詢模組142、申購模組143、基金比對模組144以及推播模組145,其各模組詳述描述如下。According to yet another embodiment, the bank server 140 is connected to the user device 200 and the database 120 by signals, so as to return a fund recommendation message to the user device 200 according to the funds subscribed by the user and the funds to be subscribed. The above-mentioned bank server 140 includes a fund management module 141 , a profit and loss query module 142 , a subscription module 143 , a fund comparison module 144 and a push broadcast module 145 . The detailed description of each module is as follows.

上述基金管理模組141,訊號連接上述用戶裝置200,用以提供上述用戶執行查詢已申購基金損益以及執行新申購基金。其中,當上述基金管理模組141執行上述查詢已申購基金損益時,將產生查詢指令。其中,當上述基金管理模組141執行上述新申購基金時,將產生申購指令。The above-mentioned fund management module 141 is connected to the above-mentioned user device 200 by a signal, so as to provide the above-mentioned user to execute the query of the profit and loss of the subscribed fund and to execute the newly subscribed fund. Wherein, when the above-mentioned fund management module 141 executes the above-mentioned inquiry about the subscribed fund profit and loss, an inquiry instruction will be generated. Wherein, when the above-mentioned fund management module 141 executes the above-mentioned new fund subscription, a subscription instruction will be generated.

上述損益查詢模組142,訊號連接上述基金管理模組141,用以根據上述查詢指令對應產生已申購基金資料。The above-mentioned profit and loss inquiry module 142 is connected to the above-mentioned fund management module 141 by a signal, and is used for correspondingly generating the subscribed fund information according to the above-mentioned inquiry instruction.

上述申購模組143,訊號連接上述基金管理模組141,用以根據上述申購指令對應產生欲申購基金資料,並根據基金篩選指令,對應產生基金推薦清單。The above-mentioned subscription module 143 is connected to the above-mentioned fund management module 141 by a signal, and is used for correspondingly generating the information of the fund to be subscribed for according to the above-mentioned subscription instruction, and correspondingly generating a fund recommendation list according to the fund screening instruction.

上述基金比對模組144,訊號連接上述損益查詢模組142、上述申購模組143以及上述資料庫120,用以根據上述已申購基金資料或上述欲申購基金資料所載的基金類別,產生基金篩選指令。其中,當上述基金篩選指令傳輸至上述資料庫120時,上述資料庫120將根據上述基金類別,對應產生基金推薦清單。The above-mentioned fund comparison module 144 is connected to the above-mentioned profit and loss inquiry module 142, the above-mentioned subscription module 143 and the above-mentioned database 120 by signals, and is used to generate funds according to the above-mentioned information on the funds that have been subscribed or the types of funds contained in the above-mentioned information on the funds to be subscribed. Filter instructions. Wherein, when the above-mentioned fund screening instruction is transmitted to the above-mentioned database 120, the above-mentioned database 120 will correspondingly generate a fund recommendation list according to the above-mentioned fund category.

上述推播模組145,訊號連接上述資料庫120,用以根據上述基金推薦清單,產生基金推薦訊息,以回傳至上述用戶裝置200。The above-mentioned pushing module 145 is connected to the above-mentioned database 120 by a signal, and is used for generating a fund recommendation message according to the above-mentioned fund recommendation list, and sending it back to the above-mentioned user device 200 .

根據另一實施例,上述基金類別包括投資金融商品、投資產業以及投資區域。According to another embodiment, the above-mentioned fund categories include investment in financial commodities, investment in industries, and investment areas.

根據另一實施例,上述資料庫120更包括根據包括績效、熱門度、基金規模、銷售量或經理人年資之數值對上述基金推薦清單進行基金排名。According to another embodiment, the above-mentioned database 120 further includes performing fund ranking on the above-mentioned fund recommendation list according to values including performance, popularity, fund size, sales volume or managerial experience.

根據另一實施例,上述基金推薦訊息之傳輸方式包括推播於網路銀行視窗上、電信簡訊以及通訊軟體訊息。According to another embodiment, the transmission method of the above-mentioned fund recommendation message includes pushing and broadcasting on an online banking window, a telecommunication short message and a communication software message.

根據另一實施例,上述資料庫120更包括基金資料更新模組122,訊號連接上述基金資料儲存模組121,用以更新上述基金資料。According to another embodiment, the database 120 further includes a fund data updating module 122, and the signal is connected to the fund data storage module 121 for updating the fund data.

根據另一實施例,更新上述基金資料包括透過網際網路連接基金公司之網域,以取得上述基金資料。According to another embodiment, updating the above-mentioned fund information includes connecting a network domain of the fund company through the Internet to obtain the above-mentioned fund information.

根據另一實施例,上述基金資料儲存模組121、基金資料更新模組122、基金管理模組141、損益查詢模組142、申購模組143、基金比對模組144以及推播模組145可以由硬體電路與軟體來實現,或者全部由硬體電路來實現。According to another embodiment, the above-mentioned fund data storage module 121 , fund data update module 122 , fund management module 141 , profit and loss inquiry module 142 , purchase module 143 , fund comparison module 144 and push broadcast module 145 It can be realized by hardware circuits and software, or all of them can be realized by hardware circuits.

請同時參照圖1-2。圖2所繪為根據本新型之一實施例之一種基於投資意向的基金推薦系統之實施流程圖。圖2包含步驟300-380,詳述如下。Please also refer to Figure 1-2. FIG. 2 is a flowchart illustrating an implementation of a fund recommendation system based on investment intention according to an embodiment of the present invention. Figure 2 includes steps 300-380, which are detailed below.

在步驟300中,用戶透過用戶裝置200與基金申購方案推薦系統訊號100連接。其連接的方式並不有所限制,例如可為用戶透過桌上型電腦、智慧型手機連線到金融機構所屬的網路銀行。In step 300 , the user connects with the fund subscription plan recommendation system signal 100 through the user device 200 . The connection method is not limited, for example, the user can connect to the online bank belonging to the financial institution through a desktop computer or a smart phone.

在步驟320中,用戶欲查詢已申購基金損益或欲申購新基金。例如:用戶在網路銀行的介面中,點選查詢已申購基金損益或申購新基金之相關的選項或圖標 (icon) ,使損益查詢模組142產生查詢指令或申購模組143產生申購指令。在此須了解的是,上述損益查詢模組142以及上述申購模組143應當需連接相關資料庫(例如圖1資料庫120)以獲得損益資料或基金申購資料予用戶參考,而此連接關係為元件間必然之關係,也並非本案之特徵。而在步驟320中,本系統除了處理常規的查詢或申購指令外,將同時利用查詢指令或申購指令所包含的基金資料,進一步分析基金類別,詳如步驟340。In step 320, the user wants to inquire about the profit and loss of the subscribed fund or wants to subscribe for a new fund. For example, in the interface of the online banking, the user clicks the relevant option or icon (icon) for querying the profit and loss of the subscribed fund or subscribed for a new fund, so that the profit and loss query module 142 generates a query command or the subscription module 143 generates a subscription command. It should be understood here that the above-mentioned profit and loss query module 142 and the above-mentioned subscription module 143 should be connected to a relevant database (for example, the database 120 in FIG. 1 ) to obtain profit and loss data or fund subscription data for user reference, and the connection relationship is as follows: The necessary relationship between components is not a feature of this case either. In step 320 , in addition to processing the conventional inquiry or purchase order, the system will use the fund information contained in the inquiry order or purchase order to further analyze the fund type, as detailed in step 340 .

在步驟340中,分析比對已申購基金或欲申購基金之基金類型,並產生基金篩選指令。此步驟即是分析查詢指令或申購指令所包含的基金資料,取得用戶根據自己的意向所購買的基金或欲申購的基金之類別。In step 340, analyze and compare the fund types of the subscribed funds or the funds to be subscribed for, and generate a fund screening instruction. This step is to analyze the fund information contained in the inquiry order or the subscription order, and obtain the fund purchased by the user according to his or her own intention or the type of the fund to be subscribed for.

在步驟360中,資料庫120根據基金篩選指令,將複數個基金資料整合為基金推薦清單。此步驟即是根據基金篩選指令所載之基金類別,載入資料庫120中對應的基金資料。進一步地,資料庫120更可根據績效、熱門度、基金規模、銷售量或經理人年資之數值對上述基金推薦清單進行基金排名。In step 360, the database 120 integrates a plurality of fund information into a fund recommendation list according to the fund screening instruction. This step is to load the corresponding fund information in the database 120 according to the fund category contained in the fund screening instruction. Further, the database 120 can further rank the above-mentioned fund recommendation list according to the value of performance, popularity, fund size, sales volume or manager's seniority.

在步驟380中,本系統100之推播模組145根據基金推薦清單,產生基金推薦訊息,並傳輸至用戶裝置200。例如:推播模組145根據資料庫120提供具有基金排名的基金推薦清單,根據預設的設定,選擇前十名或前三名的基金納入上述基金推薦訊息之中。In step 380 , the push module 145 of the system 100 generates a fund recommendation message according to the fund recommendation list, and transmits it to the user device 200 . For example, the push module 145 provides a fund recommendation list with fund rankings according to the database 120, and selects the top ten or top three funds to be included in the fund recommendation message according to a preset setting.

本新型在本文中僅以較佳實施例揭露,然任何熟習本技術領域者應能理解的是,上述實施例僅用於描述本新型,並非用以限定本新型所主張之專利權利範圍。舉凡與上述實施例均等或等效之變化或置換,皆應解讀為涵蓋於本新型之精神或範疇內。因此,本新型之保護範圍應以下述之申請專利範圍所界定者為準。The present invention is only disclosed by preferred embodiments herein. However, any person skilled in the art should understand that the above-mentioned embodiments are only used to describe the present invention, and are not intended to limit the scope of the claimed patent rights of the present invention. All changes or substitutions that are equal or equivalent to the above embodiments should be construed as being covered within the spirit or scope of the present invention. Therefore, the protection scope of this new model shall be defined by the following patent application scope.

100:基於投資意向的基金推薦系統 120:資料庫 121:基金資料儲存模組 122:基金資料更新模組 140:銀行伺服器 141:基金管理模組 142:損益查詢模組 143:申購模組 144:基金比對模組 145:推播模組 200:用戶裝置 300-380:步驟 100: Fund Recommendation System Based on Investment Intention 120:Database 121: Fund data storage module 122: Fund information update module 140: Bank Server 141: Fund Management Module 142: Profit and loss query module 143: Subscription module 144: Fund comparison module 145: Push Broadcasting Module 200: User device 300-380: Steps

為讓本新型之上述技術和其他目的、特徵、優點與實施例能更明顯易懂,所附附圖之說明如下: 圖1所繪為根據本新型之一實施例之一種基於投資意向的基金推薦系統之架構示意圖。 圖2所繪為根據本新型之一實施例之一種基於投資意向的基金推薦系統之實施流程圖。 In order to make the above-mentioned technology and other objects, features, advantages and embodiments of the present invention more clearly understood, the accompanying drawings are described as follows: FIG. 1 is a schematic structural diagram of a fund recommendation system based on investment intention according to an embodiment of the present invention. FIG. 2 is a flowchart illustrating an implementation of a fund recommendation system based on investment intention according to an embodiment of the present invention.

100:基於投資意向的基金推薦系統 100: Fund Recommendation System Based on Investment Intention

120:資料庫 120:Database

121:基金資料儲存模組 121: Fund data storage module

122:基金資料更新模組 122: Fund information update module

140:銀行伺服器 140: Bank Server

141:基金管理模組 141: Fund Management Module

142:損益查詢模組 142: Profit and loss query module

143:申購模組 143: Subscription module

144:基金比對模組 144: Fund comparison module

145:推播模組 145: Push Broadcasting Module

200:用戶裝置 200: User device

Claims (6)

一種基於投資意向的基金推薦系統,提供至少一用戶以一用戶裝置訊號連接,該基於投資意向的基金推薦系統包括: 一資料庫,用以儲存複數個基金資料,並根據一基金篩選指令,對應產生一基金推薦清單,該資料庫包括: 一基金資料儲存模組,用以儲存該些基金資料; 一銀行伺服器,訊號連接該用戶裝置以及該資料庫,用以根據該用戶已申購的基金以及欲申購的基金,回傳一基金推薦訊息至該用戶裝置,該銀行伺服器包括: 一基金管理模組,訊號連接該用戶裝置,用以提供該用戶執行一查詢已申購基金損益以及執行一新申購基金, 其中,當該基金管理模組執行該查詢已申購基金損益時,將產生一查詢指令, 其中,當該基金管理模組執行該新申購基金時,將產生一申購指令; 一損益查詢模組,訊號連接該基金管理模組,用以根據該查詢指令對應產生一已申購基金資料; 一申購模組,訊號連接該基金管理模組,用以根據該申購指令對應產生一欲申購基金資料; 一基金比對模組,訊號連接該損益查詢模組、該申購模組以及該資料庫,用以根據該已申購基金資料或該欲申購基金資料所載的一基金類別,產生該基金篩選指令, 其中,當該基金篩選指令傳輸至該資料庫時,該資料庫將根據該基金類別,對應產生該基金推薦清單;以及 一推播模組,訊號連接該資料庫,用以根據該基金推薦清單,產生一基金推薦訊息,以回傳至該用戶裝置。 A fund recommendation system based on investment intention, which provides at least one user to connect with a user device signal, and the fund recommendation system based on investment intention includes: A database for storing the information of a plurality of funds, and correspondingly generating a fund recommendation list according to a fund screening instruction, the database includes: a fund data storage module for storing the fund data; a bank server, the signal is connected to the user device and the database, and is used for returning a fund recommendation message to the user device according to the funds subscribed by the user and the funds to be subscribed. The bank server includes: a fund management module, the signal is connected to the user device, and is used for providing the user to execute a query of the profit and loss of the subscribed fund and execute a new subscription fund, Wherein, when the fund management module executes the query on the subscribed fund profit and loss, a query command will be generated, Wherein, when the fund management module executes the new subscription fund, a subscription instruction will be generated; a profit and loss query module, the signal is connected to the fund management module, and is used for correspondingly generating a subscribed fund information according to the query command; a subscription module, the signal is connected to the fund management module, and is used for correspondingly generating the information of the fund to be subscribed according to the subscription instruction; a fund comparison module, the signal is connected to the profit and loss query module, the subscription module and the database, and is used for generating the fund screening instruction according to the information of the subscribed fund or a fund category contained in the information of the fund to be subscribed , Wherein, when the fund screening instruction is transmitted to the database, the database will correspondingly generate the fund recommendation list according to the fund category; and A push broadcasting module is connected to the database by a signal, and is used for generating a fund recommendation message according to the fund recommendation list, which is sent back to the user device. 如請求項1所述的基於投資意向的基金推薦系統,其中該基金類別包括投資金融商品、投資產業以及投資區域。The investment intention-based fund recommendation system according to claim 1, wherein the fund category includes investment in financial commodities, investment industries, and investment areas. 如請求項1所述的基於投資意向的基金推薦系統,其中該資料庫更包括根據包括績效、熱門度、基金規模、銷售量或經理人年資之數值對該基金推薦清單進行一基金排名。The investment intention-based fund recommendation system as claimed in claim 1, wherein the database further includes a fund ranking for the fund recommendation list according to values including performance, popularity, fund size, sales volume or manager's seniority. 如請求項1所述的基於投資意向的基金推薦系統,其中該基金推薦訊息之傳輸方式包括推播於網路銀行視窗上、電信簡訊以及通訊軟體訊息。The investment intention-based fund recommendation system according to claim 1, wherein the transmission method of the fund recommendation message includes pushing and broadcasting on an online banking window, a telecommunication short message and a communication software message. 如請求項1所述的基於投資意向的基金推薦系統,其中該資料庫更包括一基金資料更新模組,訊號連接該基金資料儲存模組,用以更新該些基金資料。The investment intention-based fund recommendation system as claimed in claim 1, wherein the database further comprises a fund data update module, and the signal is connected to the fund data storage module for updating the fund data. 如請求項5所述的基於投資意向的基金推薦系統,其中更新該些基金資料包括透過一網際網路連接基金公司之網域,以取得該些基金資料。The investment intention-based fund recommendation system as claimed in claim 5, wherein updating the fund information includes connecting the network domain of the fund company through an Internet to obtain the fund information.
TW110212043U 2021-10-14 2021-10-14 Fund recommendation system based on investment intention TWM622312U (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
TW110212043U TWM622312U (en) 2021-10-14 2021-10-14 Fund recommendation system based on investment intention

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
TW110212043U TWM622312U (en) 2021-10-14 2021-10-14 Fund recommendation system based on investment intention

Publications (1)

Publication Number Publication Date
TWM622312U true TWM622312U (en) 2022-01-11

Family

ID=80785483

Family Applications (1)

Application Number Title Priority Date Filing Date
TW110212043U TWM622312U (en) 2021-10-14 2021-10-14 Fund recommendation system based on investment intention

Country Status (1)

Country Link
TW (1) TWM622312U (en)

Similar Documents

Publication Publication Date Title
US20190228484A1 (en) Systems and methods for computing real-time communication matrices
US11710187B2 (en) System for automated description and categorization
US10529017B1 (en) Automated business plan underwriting for financial institutions
US20190026830A1 (en) Investment Tool
KR102672533B1 (en) system and method for automatic investment of financial assets based on quint investment
JP2022514154A (en) Inventory capture, image processing, and market descriptor pricing systems
WO2020034626A1 (en) Service recommendation method and apparatus, electronic device, and storage medium
WO2022110990A1 (en) Account management method and related product
US20020059134A1 (en) Flexible and extensible e-commerce architecture
KR20190119773A (en) Online contents funding system and method based upon matching with contents creator and investor
US20230053063A1 (en) Statistics-aware sub-graph query engine
KR20240096593A (en) System and method for providing distributed support services in a virtual environment
CN112149394B (en) Simple stock selection device and method based on financial conditions
US20080015965A1 (en) method and system for trading tangible and intangible goods
TW200844881A (en) System for matching transaction of intellectual property with self-searching, self-enlarge and amending classification characters and method of the same
US12020317B2 (en) System and method for a loan trading exchange
US20140108215A1 (en) System and methods for trading
TWM622312U (en) Fund recommendation system based on investment intention
US11734752B2 (en) System and method for a loan trading exchange
US20230128463A1 (en) System and Method for Pricing Loan Products
CN115358761A (en) After-sale processing method and device, after-sale processing equipment and storage medium
CN113610385A (en) Energy enterprise commodity evaluation result obtaining method and system and computer equipment
CN114091830A (en) Service processing method and device and electronic equipment
JP2023526462A (en) Method and apparatus for processing information
WO2021008361A1 (en) Financial data exchange verification method and apparatus, and storage medium