TW202331604A - Digital financial cross-industry system - Google Patents

Abstract

A digital financial cross-industry system, including a cloud human resources system and a bank terminal. The cloud human resources system is configured to provide a salary transfer file of an enterprise; the bank terminal is connected to the cloud human resources system. The cloud human resources system sends the salary transfer file to the bank through an automated process. After the bank terminal converts the salary transfer file and executes a salary transfer process, the bank terminal sends a salary transfer result message to the cloud human resources system.

Description

Digital financial cross-industry system

The present invention relates to a cross-industry system, and in particular to a digital financial cross-industry system.

In the past, in the limited ERP resources of small and medium-sized enterprises, the management of employee salary was mostly done manually by using document editing and application software tools such as Excel to manage data files related to salary statistics. This method not only consumes a lot of manpower, but also when editing the salary transfer file, once the employee's salary transfer account number or salary amount is entered incorrectly, it will cause more troubles due to wrong salary distribution.

Nowadays, with the increasing prevalence of digital technology, many information vendors have not only digitalized human resources management, but also transformed into cloud-based human resources systems to attract SME customers to choose to purchase. In addition to reducing the cost of self-developed human resource systems for small and medium-sized enterprises, it can also assist enterprise users in digital transformation.

However, most cloud-based human resource systems only provide enterprise customers with employee information, attendance and salary records and management, and cannot provide direct salary payment operations. As a result, corporate customers need to find another financial institution for assistance in salary payment.

The invention provides a digital financial cross-industry system, including a cloud human resources system and a bank terminal. The cloud human resource system is used to provide a company's salary transfer file; the bank terminal network is connected to the cloud human resource system. The cloud human resource system sends the salary transfer file to the bank through an automated process. After the bank converts the salary transfer file and executes the salary transfer process, the bank sends a salary transfer result message to the cloud human resource system.

In one embodiment, the enterprise edits the salary transfer file in the cloud human resources system.

In one embodiment, the automated process is one of File Transfer Protocol (File Transfer Protocol, FTP) or Application Programming Interface (Application Programming Interface, API).

In one embodiment, the bank terminal includes a bank server. After the bank terminal receives the salary transfer file, the bank server converts the format of the salary transfer file to form a converted salary transfer file suitable for the bank server.

In one embodiment, after the bank server converts the format of the salary transfer file into a converted salary transfer file, the bank server verifies whether the converted salary transfer file is a salary transfer file provided by the cloud human resources system.

In one embodiment, the bank includes an account server, and the bank server sends the converted salary transfer file to the account server to execute the salary transfer process. After the account server completes the salary transfer process, it sends the salary transfer Complete the message to the bank server.

In one embodiment, after the bank server receives the salary transfer completion message, the bank server sends the salary transfer result message to the cloud human resource system through an automated process.

In one embodiment, the salary transfer result message includes a salary transfer result file, and the cloud human resource system verifies whether the salary transfer result file matches the salary transfer file provided by the cloud human resource system.

In one embodiment, when the cloud human resource system receives the salary transfer result message, the cloud human resource system notifies the employee according to the employee's communication data of the enterprise.

In one embodiment, when the bank server receives the salary transfer completion message, the bank server notifies the employee according to the employee's communication data of the enterprise.

Based on the above, the present invention provides a digital financial cross-industry system, which can connect the bank terminal to the cloud human resource system through an automated process. Enterprise customers can use the cloud human resource system to send the edited employee salary transfer data through the network to On the bank side, after the bank side converts the salary transfer file and executes the salary transfer process, it will reply the processing result of the salary transfer through the cloud human resource system, and provide corporate customers with the query of the salary distribution results in the cloud human resource system, so as to save corporate personnel and financial management cost, and improve operational efficiency and safety.

Parts of the embodiments of the present invention will be described in detail with reference to the accompanying drawings. For the referenced reference symbols in the following description, when the same reference symbols appear in different drawings, they will be regarded as the same or similar components. These embodiments are only a part of the present invention, and do not reveal all possible implementation modes of the present invention. More precisely, these embodiments are just examples of the digital financial cross-industry system in the present invention.

FIG. 1 is a schematic diagram of a digital financial cross-industry system 1 according to an embodiment of the present invention. Please refer to FIG. 1 , the digital financial cross-industry system 1 includes a cloud HR system 10 and a bank terminal 20 . The cloud human resources system 10 is, for example, a desktop computer, a notebook computer, a tablet computer, a smart phone and other electronic devices that can be connected to a local area network or a wide area network, however, the present disclosure is not limited thereto. The cloud human resources system 10 can simultaneously provide the human resources departments of multiple different enterprise customers to maintain personal information, absences, salary allowances and other information of enterprise employees through the Internet. The bank terminal 20 belongs to a bank. Each enterprise client of the cloud-based human resources system 10 has at least one corresponding bank to assist the enterprise client in executing the salary transfer process.

The cloud human resources system 10 is used to provide salary transfer files of an enterprise 30 . The bank terminal 20 is connected to the cloud HR system 10 through the Internet. The cloud human resources system 10 transmits the salary transfer file of the enterprise 30 to the bank terminal 20 through the automated process 15. After the bank terminal 20 converts the salary transfer file and executes the salary transfer process, the bank terminal 20 sends a salary transfer result message to the cloud human resources system 10. The payroll transfer is completed by notifying the human resources department of the enterprise 30 .

In one embodiment, the human resources department of the enterprise 30 maintains the personal data, absences, salary allowances and other data of the employees 310 of the enterprise 30 in the cloud human resources system 30 through the Internet, and edits the salary transfer of the employees 310 of the enterprise 30 file.

In one embodiment, the automated process 15 is one of File Transfer Protocol (File Transfer Protocol, FTP) or Application Programming Interface (Application Programming Interface, API). Specifically, the cloud-based human resources system 10 and the bank terminal 20 are connected through an automated process. The salary transfer file on the cloud-based human resources system 10 will be automatically transmitted to the bank terminal 20 through an automated process. Once the bank terminal 20 receives the salary transfer The profile begins processing subsequent processes related to payroll transfers.

In one embodiment, the bank terminal 20 includes a bank server 210 . In this embodiment, the bank server 210 may be a computer device such as a personal computer, a notebook computer or a workstation, however, the disclosure is not limited thereto. The salary transfer file format provided by the cloud human resources system 10 may be the same or different from the file format that the bank server 210 of the bank terminal 20 can access and process. If the salary transfer file format provided by the cloud human resource system 10 is different from the file format that the bank server 210 of the bank terminal 20 can access and process, then when the bank terminal 20 receives the salary transfer file provided by the cloud human resource system 10 Finally, the bank server 210 will first convert the format of the salary transfer file to form a converted salary transfer file suitable for the bank server 210 .

In one embodiment, after the bank server 210 converts the format of the salary transfer file into a converted salary transfer file, the bank server 210 verifies whether the converted salary transfer file is the salary transfer file provided by the cloud human resource system 10 . On the one hand, it is ensured that the salary transfer data is indeed provided by the cloud human resources system 10, and on the other hand, it is ensured that the company to which the salary transfer data belongs has a salary transfer cooperation relationship with the bank.

In one embodiment, the bank terminal 20 includes an accounting server 220 . In this embodiment, the accounting server 220 may be a computer device such as a personal computer, a notebook computer or a workstation, however, the disclosure is not limited thereto. The bank server 210 sends the converted salary transfer file to the accounting server 220 to execute the salary transfer process. In detail, the salary transfer process is: the account server 220 transfers the salary of the employee 310 to the salary transfer account opened by the employee 310 in the bank on the salary transfer date of the enterprise 30 according to the content in the converted salary transfer file. account. After the account server 220 completes the salary transfer process, it sends a salary transfer completion message to the bank server 210 .

In one embodiment, after the bank server 210 receives the salary transfer completion message, the bank server 210 sends the salary transfer result message to the cloud human resource system 10 through the automated process 15 .

In one embodiment, the salary transfer result message may include a salary transfer result file. After the cloud human resource system 10 receives the salary transfer result file from the bank server 210 of the bank terminal 20 , the cloud human resource system 10 can first verify whether the salary transfer result file matches the salary transfer file provided by the cloud human resource system 10 . As mentioned above, the salary transfer file format provided by the cloud human resources system 10 may be the same or different from the file format that can be accessed and processed by the bank server 210 of the bank terminal 20 . Therefore, the salary transfer result file can be converted by the bank server 210 of the bank terminal 20 into a file format that can be accessed and processed by the cloud human resource system 10 , such as an xml file.

In one embodiment, when the cloud human resource system 10 receives the salary transfer result message, the cloud human resource system 10 notifies the employee 310 of the enterprise 30 according to the communication information (such as email address, communication software account, etc.) of the employee 310 A message that the salary has been transferred.

Since the employees 310 of the enterprise 30 all have opened salary transfer accounts in the bank, if the bank has the communication data of the employees 310 of the enterprise 30, the bank can also directly notify the employees 310 of the enterprise 30 that their salaries have been transferred one by one. In another embodiment, when the bank server 210 receives the salary transfer completion message from the accounting server 220, the bank server 210 will use the communication data (such as email address, communication software account number) of the employee 310 of the enterprise 30 etc.) to inform the employee 310 that the salary has been transferred.

To sum up, the digital financial cross-industry system provided by the present invention can save enterprise personnel and financial management costs, and improve operational efficiency and safety.

1: Digital financial cross-industry system 10: Cloud HR system 15: Automated process 20: Bank terminal 210: Bank server 220:Accounting server 30: Enterprise 310:Employee

FIG. 1 is a schematic diagram of a digital financial cross-industry system according to an embodiment of the present invention.

1: Digital financial cross-industry system

10: Cloud HR system

15: Automated process

20: Bank terminal

210: Bank server

220:Accounting server

30: Enterprise

310:Employee

Claims (10)

A digital financial cross-industry system, including: A cloud-based HR system for providing a company's salary transfer files; and On the bank side, the network is connected to the cloud HR system; The cloud human resource system sends the salary transfer file to the bank through an automated process, and after the bank converts the salary transfer file and executes the salary transfer process, the bank sends a salary transfer result message to the cloud human resource system. The digital financial cross-industry system as described in Claim 1, wherein the enterprise edits the salary transfer file in the cloud human resource system. The digital financial cross-industry system as described in Claim 1, wherein the automated process is one of File Transfer Protocol (File Transfer Protocol, FTP) or Application Programming Interface (Application Programming Interface, API). The digital financial cross-industry system as described in claim 1, wherein the bank terminal includes a bank server, and when the bank terminal receives the salary transfer file, the bank server converts the format of the salary transfer file to form a format suitable for the The converted payroll file on the bank server. The digital financial cross-industry system as described in claim 4, wherein after the bank server converts the format of the salary transfer file to the converted salary transfer file, the bank server verifies whether the converted salary transfer file is the cloud person The salary transfer file provided by the salary system. The digital financial cross-industry system as described in claim 5, wherein the bank includes an account server, and the bank server sends the converted salary transfer file to the account server to execute the salary transfer process. After the account server completes the salary transfer process, it sends a salary transfer completion message to the bank server. The digital financial cross-industry system as described in claim 6, wherein after the bank server receives the salary transfer completion message, the bank server sends the salary transfer result message to the cloud human resource system through the automated process. The digital financial cross-industry system as described in claim 7, wherein the salary transfer result message includes a salary transfer result file, and the cloud human resource system verifies whether the salary transfer result file is consistent with the salary transfer file provided by the cloud human resource system match. The digital financial cross-industry system as described in claim 7, wherein after the cloud human resource system receives the salary transfer result message, the cloud human resource system notifies the employee according to the employee's communication data of the enterprise. The digital financial cross-industry system as described in claim 6, wherein after the bank server receives the salary transfer completion message, the bank server notifies the employee according to the employee's communication data of the enterprise.