TWM626659U - Digital financial cross-industry system - Google Patents

Digital financial cross-industry system Download PDF

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TWM626659U
TWM626659U TW111201195U TW111201195U TWM626659U TW M626659 U TWM626659 U TW M626659U TW 111201195 U TW111201195 U TW 111201195U TW 111201195 U TW111201195 U TW 111201195U TW M626659 U TWM626659 U TW M626659U
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file
bank
transfer
payroll
cloud
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TW111201195U
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趙永喜
陳信義
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兆豐國際商業銀行股份有限公司
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Abstract

A digital financial cross-industry system, including a cloud human resources system and a bank terminal. The cloud human resources system is configured to provide a salary transfer file of an enterprise; the bank terminal is connected to the cloud human resources system. The cloud human resources system sends the salary transfer file to the bank through an automated process. After the bank terminal converts the salary transfer file and executes a salary transfer process, the bank terminal sends a salary transfer result message to the cloud human resources system.

Description

數位金融跨業系統Digital financial inter-industry system

本新型創作是有關於一種跨業系統,且特別是有關於一種數位金融跨業系統。This new creation is about a cross-industry system, and especially about a digital financial cross-industry system.

過去中小企業在有限的ERP資源中,有關員工薪資之管理,大都是透過人工手動方式使用文書編輯及應用軟體工具如Excel來管理與統計薪資相關之資料檔案。這樣的做法,不但消耗較多人力,且在編輯薪轉檔案時,一旦員工的薪轉帳號或者薪資金額輸入錯誤,將會造成因薪資發放錯誤而衍生更多的麻煩。In the past, in the limited ERP resources, the management of employee payroll mostly used manual editing and application software tools such as Excel to manage data files related to payroll statistics. This approach not only consumes a lot of manpower, but also when editing the salary transfer file, once the employee's salary transfer account number or salary amount is entered incorrectly, it will cause more trouble due to salary payment errors.

如今,數位科技的日益盛行,不少資訊廠商除將人資管理數位化外,同時也轉型成雲端化之人資系統,以吸引中小企業客戶選擇購買。除可降低中小企業客戶人資系統自行開發之成本,並可協助企業用戶進行數位轉型。Nowadays, with the increasing prevalence of digital technology, many information vendors have not only digitized human resources management, but also transformed into cloud-based human resources systems to attract small and medium-sized enterprises to choose to buy. In addition to reducing the cost of self-development of human resources systems for small and medium-sized enterprises, it can also assist enterprise users in digital transformation.

但因大多數雲端人資系統皆僅提供企業客戶之員工資料、差勤及薪給之紀錄與管理,無法提供直接薪資發放之作業,導致企業客戶在薪資發放時,需另尋金融機構協助。However, because most cloud-based HR systems only provide employee information, errands, and salary records and management of corporate clients, they cannot provide direct salary payment operations. As a result, corporate clients need to seek assistance from other financial institutions during salary payment.

本新型創作提供一種數位金融跨業系統,包括雲端人資系統以及銀行端。雲端人資系統用以提供一企業的薪轉檔案;銀行端網路連接雲端人資系統。雲端人資系統透過自動化流程傳送薪轉檔案至銀行端,銀行端轉換薪轉檔案並執行薪資轉帳流程後,銀行端傳送薪轉結果訊息至雲端人資系統。This new creation provides a digital financial cross-industry system, including a cloud human resources system and a bank terminal. The cloud HR system is used to provide an enterprise's salary transfer file; the bank end network is connected to the cloud HR system. The cloud HR system sends the payroll transfer file to the bank through an automated process. After the bank converts the payroll file and executes the payroll transfer process, the bank sends the payroll transfer result message to the cloud HR system.

於一實施例中,企業於雲端人資系統編輯薪轉檔案。In one embodiment, the enterprise edits the salary transfer file in the cloud human resources system.

於一實施例中,自動化流程為檔案傳送協定(File Transfer Protocol,FTP)或應用程式介面(Application Programming Interface,API)當中之一者。In one embodiment, the automated process is one of a File Transfer Protocol (FTP) or an Application Programming Interface (API).

於一實施例中,銀行端包括銀行伺服器,當銀行端接收薪轉檔案後,銀行伺服器轉換薪轉檔案的格式以形成為適用於銀行伺服器的轉換後薪轉檔案。In one embodiment, the bank includes a bank server. After the bank receives the payroll file, the bank server converts the format of the payroll file to form a converted payroll file suitable for the bank server.

於一實施例中,銀行伺服器轉換薪轉檔案的格式為轉換後薪轉檔案後,銀行伺服器驗證轉換後薪轉檔案是否為雲端人資系統所提供的薪轉檔案。In one embodiment, after the bank server converts the format of the salary conversion file to the converted salary conversion file, the bank server verifies whether the converted salary conversion file is the salary conversion file provided by the cloud human resources system.

於一實施例中,銀行端包括帳務伺服器,銀行伺服器將轉換後薪轉檔案傳送至帳務伺服器以執行薪資轉帳流程,當帳務伺服器執行完成薪資轉帳流程後,傳送薪轉完成訊息至銀行伺服器。In one embodiment, the bank includes an accounting server, and the bank server transmits the converted salary transfer file to the accounting server to execute the salary transfer process. Completion message to bank server.

於一實施例中,當銀行伺服器收到薪轉完成訊息後,銀行伺服器透過自動化流程傳送薪轉結果訊息至雲端人資系統。In one embodiment, after the bank server receives the payroll transfer completion message, the bank server transmits the payroll transfer result message to the cloud human resources system through an automated process.

於一實施例中,薪轉結果訊息包括薪轉結果檔案,雲端人資系統驗證薪轉結果檔案是否與雲端人資系統所提供的薪轉檔案匹配。In one embodiment, the payroll transfer result message includes a payroll transfer result file, and the cloud human resources system verifies whether the payroll transfer result file matches the payroll transfer file provided by the cloud human resources system.

於一實施例中,當雲端人資系統收到薪轉結果訊息後,雲端人資系統根據企業的員工的通訊資料通知員工。In one embodiment, after the cloud human resources system receives the salary transfer result message, the cloud human resources system notifies the employees according to the communication data of the employees of the enterprise.

於一實施例中,當銀行伺服器收到薪轉完成訊息後,銀行伺服器根據企業的員工的通訊資料通知員工。In one embodiment, after the bank server receives the salary transfer completion message, the bank server notifies the employees according to the communication data of the employees of the enterprise.

基於上述,本新型創作所提供一種數位金融跨業系統,可提供銀行端以自動化流程串接雲端人資系統,企業客戶可透過雲端人資系統,將編輯完成之員工薪轉資料透過網路傳送至銀行端,待銀行端轉換薪轉檔案並執行薪資轉帳流程後,透過雲端人資系統回覆薪資轉帳的處理結果,提供企業客戶在雲端人資系統查詢薪資發放之結果,以節省企業人事及財務管理成本,並提升作業效率與安全性。Based on the above, the new creation institute provides a digital financial cross-industry system, which can provide the bank to connect the cloud human resources system with an automated process. Enterprise customers can transmit the edited employee salary transfer data through the network through the cloud human resources system. On the bank side, after the bank side converts the salary transfer file and executes the salary transfer process, it will reply the processing result of the salary transfer through the cloud human resources system, and provide enterprise customers with the result of inquiring about the salary payment in the cloud human resources system, so as to save the personnel and finance of the enterprise Manage costs and improve operational efficiency and safety.

本新型創作的部份實施例接下來將會配合附圖來詳細描述,以下的描述所引用的元件符號,當不同附圖出現相同的元件符號將視為相同或相似的元件。這些實施例只是本新型創作的一部份,並未揭示所有本新型創作的可實施方式。更確切的說,這些實施例只是本新型創作中的數位金融跨業系統的範例。Part of the embodiments of the present invention will be described in detail with reference to the accompanying drawings in the following. The component symbols quoted in the following description, when the same component symbols appear in different drawings, will be regarded as the same or similar components. These embodiments are only a part of the present invention, and do not disclose all possible implementations of the present invention. Rather, these embodiments are just examples of the digital financial inter-industry system in the new creation.

圖1是依照本新型創作的一實施例所繪示的數位金融跨業系統1的示意圖。請參考圖1,數位金融跨業系統1包括雲端人資系統10以及銀行端20。雲端人資系統10例如是桌上型電腦、筆記型電腦、平板電腦、智慧型手機等可連接區域網路或廣域網路的電子裝置,然而,本揭露並不以此為限。雲端人資系統10可同時提供多個不同企業客戶的人力資源部門透過網際網路維護企業員工之個人資料、出缺勤、薪資津貼等資料。而銀行端20則隸屬於一銀行。雲端人資系統10的每一企業客戶均有對應配合的至少一銀行,協助企業客戶執行薪資轉帳流程。FIG. 1 is a schematic diagram of a digital financial inter-industry system 1 according to an embodiment of the present invention. Please refer to FIG. 1 , the digital financial inter-industry system 1 includes a cloud human resources system 10 and a bank terminal 20 . The cloud human resources system 10 is, for example, an electronic device that can be connected to a local area network or a wide area network, such as a desktop computer, a notebook computer, a tablet computer, a smart phone, etc. However, the present disclosure is not limited thereto. The cloud human resources system 10 can simultaneously provide the human resources departments of a plurality of different enterprise clients to maintain the personal data, absences, salary allowances and other data of the enterprise employees through the Internet. The bank terminal 20 belongs to a bank. Each enterprise client of the cloud human resources system 10 has at least one corresponding bank to assist the enterprise client in executing the salary transfer process.

雲端人資系統10用以提供一企業30的薪轉檔案。銀行端20透過網際網路連接雲端人資系統10。雲端人資系統10透過自動化流程15傳送企業30的薪轉檔案至銀行端20,銀行端20轉換薪轉檔案並執行薪資轉帳流程後,銀行端20傳送薪轉結果訊息至雲端人資系統10,以通知企業30的人力資源部門薪資轉帳完成。The cloud human resources system 10 is used to provide a salary transfer file of an enterprise 30 . The bank terminal 20 is connected to the cloud human resources system 10 through the Internet. The cloud HR system 10 transmits the salary transfer file of the enterprise 30 to the bank end 20 through the automated process 15. After the bank end 20 converts the salary transfer file and executes the salary transfer process, the bank end 20 transmits the salary transfer result message to the cloud HR system 10. To notify the human resources department of the enterprise 30 that the payroll transfer is complete.

於一實施例中,企業30的人力資源部門透過網際網路於雲端人資系統30維護企業30的員工310的個人資料、出缺勤、薪資津貼等資料,並且編輯企業30的員工310的薪轉檔案。In one embodiment, the human resources department of the enterprise 30 maintains the personal data, absences, salary allowances and other information of the employees 310 of the enterprise 30 in the cloud human resources system 30 through the Internet, and edits the salary transfer of the employees 310 of the enterprise 30 file.

於一實施例中,自動化流程15為檔案傳送協定(File Transfer Protocol,FTP)或應用程式介面(Application Programming Interface,API)當中之一者。詳細來說,雲端人資系統10與銀行端20之間以自動化流程串接,雲端人資系統10上的薪轉檔案會透過自動化流程自動傳送至銀行端20,一旦銀行端20收到薪轉檔案即開始處理與薪資轉帳相關的後續流程。In one embodiment, the automated process 15 is one of a File Transfer Protocol (FTP) or an Application Programming Interface (API). In detail, the cloud HR system 10 and the bank terminal 20 are connected by an automated process, and the payroll transfer file on the cloud human resources system 10 will be automatically sent to the bank terminal 20 through the automated process. Once the bank terminal 20 receives the payroll transfer The profile begins processing the subsequent processes related to the payroll transfer.

於一實施例中,銀行端20包括銀行伺服器210。於本實施例中,銀行伺服器210可以是個人電腦、筆記型電腦或工作站等電腦裝置,然而,本揭露並不以此為限。雲端人資系統10所提供的薪轉檔案格式與銀行端20的銀行伺服器210能存取處理的檔案格式可能相同或者相異。倘若雲端人資系統10所提供的薪轉檔案格式與銀行端20的銀行伺服器210能存取處理的檔案格式相異,則當銀行端20接收到雲端人資系統10所提供的薪轉檔案後,銀行伺服器210會先轉換薪轉檔案的格式,以形成為適用於銀行伺服器210的轉換後薪轉檔案。In one embodiment, the bank terminal 20 includes a bank server 210 . In this embodiment, the bank server 210 may be a computer device such as a personal computer, a notebook computer or a workstation, however, the present disclosure is not limited thereto. The payroll transfer file format provided by the cloud human resources system 10 may be the same or different from the file format that the bank server 210 of the bank terminal 20 can access and process. If the format of the payroll transfer file provided by the cloud human resources system 10 is different from the file format that the bank server 210 of the bank terminal 20 can access and process, when the bank terminal 20 receives the payroll transfer file provided by the cloud human resources system 10 Afterwards, the bank server 210 will first convert the format of the payroll conversion file to form a converted payroll conversion file suitable for the bank server 210 .

於一實施例中,銀行伺服器210轉換薪轉檔案的格式為轉換後薪轉檔案後,銀行伺服器210驗證轉換後薪轉檔案是否為雲端人資系統10所提供的薪轉檔案。一方面確保薪轉資料確實是由雲端人資系統10所提供,另一方面確保薪轉資料的所屬企業確實是與銀行有薪轉合作關係。In one embodiment, after the bank server 210 converts the format of the salary conversion file into the converted salary conversion file, the bank server 210 verifies whether the converted salary conversion file is the salary conversion file provided by the cloud human resources system 10 . On the one hand, it is ensured that the payroll transfer data is indeed provided by the cloud human resources system 10, and on the other hand, it is ensured that the company to which the payroll transfer data belongs has indeed a payroll transfer cooperative relationship with the bank.

於一實施例中,銀行端20包括帳務伺服器220。於本實施例中,帳務伺服器220可以是個人電腦、筆記型電腦或工作站等電腦裝置,然而,本揭露並不以此為限。銀行伺服器210將轉換後薪轉檔案傳送至帳務伺服器220以執行薪資轉帳流程。詳細來說,薪資轉帳流程是:帳務伺服器220根據轉換後薪轉檔案裡的內容,於企業30的薪資轉帳日將員工310的薪資傳帳至員工310在該銀行所開立的薪轉帳戶。當帳務伺服器220執行完成薪資轉帳流程後,傳送薪轉完成訊息至銀行伺服器210。In one embodiment, the bank end 20 includes an accounting server 220 . In this embodiment, the accounting server 220 may be a computer device such as a personal computer, a notebook computer or a workstation, however, the present disclosure is not limited thereto. The bank server 210 transmits the converted salary transfer file to the billing server 220 to execute the salary transfer process. In detail, the salary transfer process is as follows: the accounting server 220 transfers the salary of the employee 310 to the salary transfer opened by the employee 310 in the bank on the salary transfer date of the enterprise 30 according to the content in the salary transfer file after the conversion. account. After the billing server 220 completes the salary transfer process, it sends a salary transfer completion message to the bank server 210 .

於一實施例中,當銀行伺服器210收到薪轉完成訊息後,銀行伺服器210透過自動化流程15傳送薪轉結果訊息至雲端人資系統10。In one embodiment, after the bank server 210 receives the payroll transfer completion message, the bank server 210 transmits the payroll transfer result message to the cloud human resources system 10 through the automated process 15 .

於一實施例中,薪轉結果訊息可包括薪轉結果檔案。當雲端人資系統10自銀行端20的銀行伺服器210接收薪轉結果檔案之後,雲端人資系統10可先驗證薪轉結果檔案是否與雲端人資系統10所提供的薪轉檔案匹配。如前所述,雲端人資系統10所提供的薪轉檔案格式與銀行端20的銀行伺服器210能存取處理的檔案格式可能相同或者相異。因此,薪轉結果檔案可由銀行端20的銀行伺服器210轉換成雲端人資系統10所能存取處理的檔案格式,例如xml檔。In one embodiment, the payroll transfer result message may include a payroll transfer result file. After the cloud human resources system 10 receives the payroll transfer result file from the bank server 210 of the bank terminal 20 , the cloud human resources system 10 can first verify whether the payroll transfer result file matches the payroll transfer file provided by the cloud human resources system 10 . As mentioned above, the payroll transfer file format provided by the cloud human resources system 10 may be the same or different from the file format that the bank server 210 of the bank terminal 20 can access and process. Therefore, the payroll transfer result file can be converted by the bank server 210 of the bank terminal 20 into a file format that can be accessed and processed by the cloud human resources system 10 , such as an xml file.

於一實施例中,當雲端人資系統10收到薪轉結果訊息後,雲端人資系統10根據企業30的員工310的通訊資料(例如:電子郵件位址、通訊軟體帳號等)通知員工310薪資已轉帳的訊息。In one embodiment, after the cloud human resources system 10 receives the salary transfer result message, the cloud human resources system 10 notifies the employees 310 according to the communication data (eg email addresses, communication software accounts, etc.) of the employees 310 of the enterprise 30 The message that the salary has been transferred.

由於企業30的員工310均有在該銀行開立薪轉帳戶,倘若該銀行有企業30的員工310的通訊資料,該銀行也可直接一一通知企業30的員工310薪資已轉帳的訊息。於另一實施例中,當銀行伺服器210自帳務伺服器220收到薪轉完成訊息後,銀行伺服器210根據企業30的員工310的通訊資料(例如:電子郵件位址、通訊軟體帳號等)通知員工310薪資已轉帳的訊息。Since the employees 310 of the enterprise 30 have all opened payroll transfer accounts with the bank, if the bank has the communication data of the employees 310 of the enterprise 30, the bank can also directly notify the employees 310 of the enterprise 30 that the salary has been transferred one by one. In another embodiment, after the bank server 210 receives the payroll transfer completion message from the billing server 220, the bank server 210 can use the communication data of the employees 310 of the enterprise 30 (eg, email address, communication software account number, etc.) etc.) informing the employee 310 that the salary has been transferred.

綜上所述,本新型創作所提供一種數位金融跨業系統,可節省企業人事及財務管理成本,並提升作業效率與安全性。To sum up, the new creation institute provides a digital financial cross-industry system, which can save enterprise personnel and financial management costs, and improve operation efficiency and safety.

1:數位金融跨業系統 10:雲端人資系統 15:自動化流程 20:銀行端 210:銀行伺服器 220:帳務伺服器 30:企業 310:員工 1: Digital financial cross-industry system 10: Cloud HR system 15: Automate the process 20: Bank side 210: Bank Server 220: Billing Server 30: Enterprise 310: Staff

圖1是依照本新型創作的一實施例所繪示的數位金融跨業系統的示意圖。FIG. 1 is a schematic diagram of a digital financial inter-industry system according to an embodiment of the present invention.

1:數位金融跨業系統 1: Digital financial cross-industry system

10:雲端人資系統 10: Cloud HR system

15:自動化流程 15: Automate the process

20:銀行端 20: Bank side

210:銀行伺服器 210: Bank Server

220:帳務伺服器 220: Billing Server

30:企業 30: Enterprise

310:員工 310: Staff

Claims (10)

一種數位金融跨業系統,包括: 雲端人資系統,用以提供一企業的薪轉檔案;以及 銀行端,網路連接該雲端人資系統; 其中該雲端人資系統透過自動化流程傳送該薪轉檔案至該銀行端,該銀行端轉換該薪轉檔案並執行薪資轉帳流程後,該銀行端傳送薪轉結果訊息至該雲端人資系統。 A digital financial cross-industry system, including: A cloud-based HR system to provide a company's salary transfer file; and On the bank side, the network is connected to the cloud human resources system; The cloud HR system transmits the payroll transfer file to the bank through an automated process. After the bank converts the payroll file and executes the payroll transfer process, the bank sends a payroll transfer result message to the cloud HR system. 如請求項1所述的數位金融跨業系統,其中該企業於該雲端人資系統編輯該薪轉檔案。The digital financial inter-industry system according to claim 1, wherein the enterprise edits the salary transfer file in the cloud human resources system. 如請求項1所述的數位金融跨業系統,其中該自動化流程為檔案傳送協定(File Transfer Protocol,FTP)或應用程式介面(Application Programming Interface,API)當中之一者。The digital financial inter-industry system of claim 1, wherein the automated process is one of a file transfer protocol (File Transfer Protocol, FTP) or an application programming interface (Application Programming Interface, API). 如請求項1所述的數位金融跨業系統,其中該銀行端包括銀行伺服器,當該銀行端接收該薪轉檔案後,該銀行伺服器轉換該薪轉檔案的格式以形成為適用於該銀行伺服器的轉換後薪轉檔案。The digital financial inter-industry system as claimed in claim 1, wherein the bank end includes a bank server, and after the bank end receives the payroll transfer file, the bank server converts the payroll transfer file into a format suitable for the payroll transfer file. The converted payroll file from the bank server. 如請求項4所述的數位金融跨業系統,其中該銀行伺服器轉換該薪轉檔案的格式為該轉換後薪轉檔案後,該銀行伺服器驗證該轉換後薪轉檔案是否為該雲端人資系統所提供的該薪轉檔案。The digital financial inter-industry system according to claim 4, wherein after the bank server converts the format of the payroll file into the converted payroll file, the bank server verifies whether the converted payroll file is the cloud person The salary transfer file provided by the capital system. 如請求項5所述的數位金融跨業系統,其中該銀行端包括帳務伺服器,該銀行伺服器將該轉換後薪轉檔案傳送至該帳務伺服器以執行該薪資轉帳流程,當該帳務伺服器執行完成該薪資轉帳流程後,傳送薪轉完成訊息至該銀行伺服器。The digital financial inter-industry system according to claim 5, wherein the bank includes an accounting server, and the bank server transmits the converted salary transfer file to the accounting server to execute the salary transfer process. After the account server completes the salary transfer process, it sends a salary transfer completion message to the bank server. 如請求項6所述的數位金融跨業系統,其中當該銀行伺服器收到該薪轉完成訊息後,該銀行伺服器透過該自動化流程傳送該薪轉結果訊息至該雲端人資系統。The digital financial inter-industry system according to claim 6, wherein after the bank server receives the payroll transfer completion message, the bank server transmits the payroll transfer result message to the cloud human resources system through the automated process. 如請求項7所述的數位金融跨業系統,其中該薪轉結果訊息包括薪轉結果檔案,該雲端人資系統驗證該薪轉結果檔案是否與該雲端人資系統所提供的該薪轉檔案匹配。The digital financial inter-industry system according to claim 7, wherein the salary transfer result message includes a salary transfer result file, and the cloud human resources system verifies whether the salary transfer result file is the same as the salary transfer file provided by the cloud human resources system match. 如請求項7所述的數位金融跨業系統,其中當該雲端人資系統收到該薪轉結果訊息後,該雲端人資系統根據該企業的員工的通訊資料通知該員工。The digital financial inter-industry system according to claim 7, wherein after the cloud human resources system receives the salary transfer result message, the cloud human resources system notifies the employee according to the communication data of the employee of the enterprise. 如請求項6所述的數位金融跨業系統,其中當該銀行伺服器收到該薪轉完成訊息後,該銀行伺服器根據該企業的員工的通訊資料通知該員工。The digital financial inter-industry system according to claim 6, wherein when the bank server receives the salary transfer completion message, the bank server notifies the employee according to the communication data of the employee of the enterprise.
TW111201195U 2022-01-28 2022-01-28 Digital financial cross-industry system TWM626659U (en)

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