TW202217652A - Device for acquiring digital stamp information and method for verifying digistal stamp information - Google Patents
Device for acquiring digital stamp information and method for verifying digistal stamp information Download PDFInfo
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Abstract
Description
本案是關於一種數位印鑑資訊擷取裝置及印鑑驗證方法。This case is about a digital seal information acquisition device and a seal verification method.
在臨櫃進行開戶時,銀行端作業人員會要求客戶簽名或者使用印章用印,後續銀行端會留存客戶的簽名樣式或該枚印章的用印圖像作為印鑑圖像。日後當客戶臨櫃進行金融交易時,銀行端作業人員便會要求客戶在交易單據的特定欄位用印,並比對客戶當下提供的用印圖像與該客戶在銀行端留存的印鑑圖像是否相同,當比對結果相同時,銀行端作業人員才會放行該筆金融交易。When opening an account at the counter, the bank operator will ask the customer to sign or use the seal, and the bank will retain the customer's signature style or the image of the seal as the seal image. In the future, when the customer comes to the counter for financial transactions, the bank operator will require the customer to use a seal in a specific field of the transaction receipt, and compare the image of the seal currently provided by the customer with the image of the seal retained by the customer at the bank. , when the comparison results are the same, the bank operator will release the financial transaction.
然而此種比對方式都是透過肉眼進行,因此容易發生判斷錯誤的情況。再者,目前的印章都是刻印機根據特定幾種字型自動刻印,例如楷書、隸書、草書、小篆等等。因此,倘若第三人有心複製,只要看到或拍攝到印鑑圖像,後續便可輕易使用刻印機複製出能夠印出與印鑑圖像接近完全相同的印章。However, this comparison method is performed through the naked eye, so it is prone to misjudgment. Furthermore, the current seals are automatically engraved by the engraving machine according to certain types of fonts, such as regular script, official script, cursive script, small seal script and so on. Therefore, if a third person intends to copy, as long as they see or photograph the seal image, they can easily use the engraving machine to copy the seal that is nearly identical to the seal image.
因此,傳統印鑑驗證程序具有容易辨識錯誤以及印鑑圖像容易被仿冒的問題。Therefore, the traditional seal verification procedure has the problems of easy identification errors and easy counterfeiting of the seal image.
有鑑於此,本發明提出一種用以掃描一實體印鑑之數位印鑑資訊擷取裝置。所述實體印鑑具有一端部,端部具有印鑑資訊,印鑑資訊包含凹凸特徵、表面紋理特徵與字符特徵中的至少二者。數位印鑑資訊擷取裝置包含殼體以及設置於殼體中之控制模組、光源以及光學掃描模組。殼體包含頂板,頂板具有透明視窗,當實體印鑑之端部位於透明視窗時,控制模組發送一控制訊號。光源耦接於控制模組且根據控制訊號朝透明視窗發射具有一工作波長之光線。光學掃描模組耦接於控制模組且根據控制訊號掃描透明視窗以擷取實體印鑑之印鑑資訊。In view of this, the present invention provides a device for capturing digital signature information for scanning a physical signature. The physical seal has one end, and the end has seal information, and the seal information includes at least two of concave-convex features, surface texture features and character features. The digital signature information capture device includes a casing, a control module, a light source and an optical scanning module arranged in the casing. The casing includes a top plate, and the top plate has a transparent window. When the end of the physical seal is located in the transparent window, the control module sends a control signal. The light source is coupled to the control module and emits light with a working wavelength toward the transparent window according to the control signal. The optical scanning module is coupled to the control module and scans the transparent window according to the control signal to capture the signature information of the physical signature.
在部分實施例中,上述數位印鑑資訊擷取裝置更包含一儲存模組,其耦接光學掃描模組以儲存光學掃描器所擷取之印鑑資訊。In some embodiments, the digital signature information capture device further includes a storage module coupled to the optical scanning module for storing the signature information captured by the optical scanner.
在部分實施例中,上述數位印鑑資訊擷取裝置之控制模組更包括一處理器,用以比較所擷取之印鑑資訊與儲存於儲存模組內的既存印鑑資訊。In some embodiments, the control module of the digital signature information capturing device further includes a processor for comparing the captured signature information with the existing signature information stored in the storage module.
在部分實施例中,上述數位印鑑資訊擷取裝置更包含一感測器,設置於殼體中且耦接控制模組,感測器用以感測實體印鑑之端部是否位於透明視窗。In some embodiments, the above-mentioned digital signature information capture device further includes a sensor disposed in the casing and coupled to the control module, and the sensor is used for sensing whether the end of the physical signature is located in the transparent window.
在部分實施例中,上述數位印鑑資訊擷取裝置更包含一燈號模組,設置於殼體上且耦接於光學掃描模組,當光學掃描模組處於第一運作狀態時燈號模組顯示第一燈號,當光學掃描模組處於一第二運作狀態時燈號模組顯示第二燈號。In some embodiments, the above-mentioned digital signature information capture device further includes a light signal module disposed on the casing and coupled to the optical scanning module. When the optical scanning module is in the first operating state, the light signal module The first light signal is displayed, and the light signal module displays the second light signal when the optical scanning module is in a second operating state.
在部分實施例中,上述數位印鑑資訊擷取裝置更包含一音效模組,設置於殼體中且耦接於光學掃描模組,當光學掃描模組處於第一運作狀態時,音效模組發出第一音效,當光學掃描模組處於第二運作狀態時,音效模組發出第二音效。In some embodiments, the above-mentioned digital signature information capture device further includes a sound effect module disposed in the casing and coupled to the optical scanning module. When the optical scanning module is in the first operating state, the sound effect module emits For the first sound effect, when the optical scanning module is in the second operating state, the sound effect module emits a second sound effect.
在部分實施例中,上述數位印鑑資訊擷取裝置更包含一定位件,設置於該頂板上且位於該透明視窗之周緣。In some embodiments, the above-mentioned digital signature information capture device further includes a positioning member disposed on the top plate and located at the periphery of the transparent window.
在部分實施例中,上述數位印鑑資訊擷取裝置之透明視窗對應於光學掃描模組。In some embodiments, the transparent window of the digital signature information capturing device corresponds to an optical scanning module.
在部分實施例中,上述印鑑資訊的凹凸特徵係關聯於實體印鑑之端部所刻印的文字的刻痕深淺,表面紋理特徵係關聯於實體印鑑之端部的表面顏色、條紋或粗糙度,字符特徵係關聯於實體印鑑之端部所刻印的文字輪廓。In some embodiments, the concave-convex features of the above-mentioned seal information are related to the depth of the notch of the characters engraved on the end of the physical seal, and the surface texture features are related to the surface color, stripes or roughness of the end of the physical seal. The feature is associated with the outline of the text imprinted on the end of the physical seal.
在部分實施例中,上述字符特徵更關聯於實體印鑑之端部所刻印的文字輪廓的銳利度。In some embodiments, the above-mentioned character features are more related to the sharpness of the outline of the characters engraved on the end of the physical seal.
在部分實施例中,上述數位印鑑資訊擷取裝置更包含一通訊模組,設置於殼體中且耦接於控制模組。In some embodiments, the above-mentioned digital signature information capture device further includes a communication module disposed in the casing and coupled to the control module.
本發明還提出一種數位印鑑資訊驗證方法,包含下列步驟。掃描一實體印鑑之端部以擷取實體印鑑之端部之一待驗證印鑑資訊,所述待驗證印鑑資訊包含凹凸特徵、表面紋理特徵與字符特徵中的至少二者。讀取儲存於一資料庫之一既存印鑑資訊,所述既存印鑑資訊亦包含對應於待驗證印鑑資訊之凹凸特徵、表面紋理特徵與字符特徵中的至少二者。比對所述待驗證印鑑資訊與所述既存印鑑資訊是否相符,當待驗證印鑑資訊與既存印鑑資訊相符時,發出一驗證通過訊息,當待驗證印鑑資訊與既存印鑑資訊不相符時,發出一驗證失敗訊息。The present invention also provides a method for verifying digital signature information, which includes the following steps. The end of a physical seal is scanned to extract one of the to-be-verified seal information of the end of the physical seal, the to-be-verified seal information includes at least two of concave-convex features, surface texture features and character features. One of the existing seal information stored in a database is read, and the existing seal information also includes at least two of concave and convex features, surface texture features and character features corresponding to the seal information to be verified. Compare the seal information to be verified with the existing seal information. When the to-be-verified seal information matches the existing seal information, a verification pass message is sent. When the to-be-verified seal information does not match the existing seal information, a verification message is sent. Authentication failed message.
在部分實施例中,上述數位印鑑資訊驗證方法於掃描實體印鑑之端部之步驟前,更包含偵測實體印鑑之端部是否完全位於一掃描區域內。In some embodiments, the above-mentioned digital signature information verification method further includes detecting whether the end of the physical signature is completely within a scanning area before the step of scanning the end of the physical signature.
在部分實施例中,上述數位印鑑資訊驗證方法於掃描實體印鑑之端部之步驟中,更包含於掃描過程中顯示一第一燈號,並於掃描結束後顯示一第二燈號。In some embodiments, in the step of scanning the end of the physical seal, the above-mentioned digital signature information verification method further includes displaying a first light signal during the scanning process, and displaying a second light signal after the scanning is completed.
在部分實施例中,上述數位印鑑資訊驗證方法於掃描實體印鑑之端部之步驟中,更包含於掃描過程中發出一第一音效,並於掃描結束後發出一第二音效。In some embodiments, in the step of scanning the end of the physical seal, the above-mentioned digital signature information verification method further includes emitting a first sound effect during the scanning process, and emitting a second sound effect after the scanning is completed.
在部分實施例中,上述數位印鑑資訊驗證方法係以上述數位印鑑資訊擷取裝置之處理器比對待驗證印鑑資訊與既存印鑑資訊是否相符。In some embodiments, the digital signature information verification method compares whether the signature information to be verified is consistent with the existing signature information by the processor of the digital signature information retrieval device.
在部分實施例中,上述數位印鑑資訊驗證方法係以上述之數位印鑑資訊擷取裝置掃描實體印鑑之端部以及擷取實體印鑑之端部之待驗證印鑑資訊,並藉由通訊模組發送待驗證印鑑資訊至一遠端伺服器,且藉由遠端伺服器比對待驗證印鑑資訊與既存印鑑資訊是否相符。In some embodiments, the digital signature information verification method is to scan the end of the physical signature with the digital signature information capturing device and capture the signature information to be verified at the end of the physical signature, and send the pending signature through the communication module. The verification signature information is sent to a remote server, and the remote server compares the verification signature information with the existing signature information.
在部分實施例中,上述數位印鑑資訊驗證方法所述之凹凸特徵係關聯於實體印鑑之端部所刻印的文字的刻痕深淺,表面紋理特徵係關聯於實體印鑑之端部的表面顏色、條紋或粗糙度,字符特徵係關聯於實體印鑑之端部所刻印的文字輪廓。In some embodiments, the concave-convex feature described in the above-mentioned digital seal information verification method is related to the depth of the notch of the characters engraved on the end of the physical seal, and the surface texture features are related to the surface color and stripe of the end of the physical seal. or roughness, the character features are associated with the outline of the text imprinted on the end of the physical seal.
在部分實施例中,上述數位印鑑資訊驗證方法所述之字符特徵更關聯於實體印鑑之端部所刻印的文字輪廓的銳利度。In some embodiments, the character features described in the above-mentioned digital signature information verification method are further related to the sharpness of the outline of the characters engraved on the end of the physical signature.
圖1至圖4分別為本發明之數位印鑑資訊擷取裝置之第一實施例的示意圖、模塊示意圖、實體印鑑立體圖及端部示意圖,其繪示出用於掃描實體印鑑9之數位印鑑資訊擷取裝置100。實體印鑑9具有一端部91,端部91具有印鑑資訊,印鑑資訊包含凹凸特徵、表面紋理特徵與字符特徵中的至少二者,為方便說明,以下實施例係以印鑑資訊同時包含凹凸特徵、表面紋理特徵與字符特徵為例來進行說明。如圖3與圖4所示,所謂的凹凸特徵相當於文字「王一二」的刻痕深淺;表面紋理特徵相當於實體印鑑9天生的材質所形成的表面顏色、條紋或粗糙度等特徵;字符特徵則相當於實體印鑑9之端部91上的文字「王一二」本身的輪廓,包括刻印時的銳利度。1 to 4 are a schematic diagram, a schematic diagram of a module, a three-dimensional view of a physical signature, and a schematic diagram of the end of the first embodiment of the digital signature information capture device of the present invention, respectively, which illustrate the extraction of digital signature information for scanning the physical signature 9 Take
數位印鑑資訊擷取裝置100包含殼體110以及設置於殼體110中之控制模組120、光源190以及光學掃描模組130。殼體110包含頂板111,頂板111具有透明視窗112,透明視窗112對應到光學掃描模組130的位置,理想情況下,頂板111可以非常薄,使得透明視窗112直接貼近光學掃描模組130。當實體印鑑9之端部91抵靠並貼合設置於透明視窗112時,控制模組120會發送出一控制訊號,光源190耦接於控制模組120且可以根據控制模組120所發出之控制訊號朝透明視窗112發射具有一工作波長之光線(例如紅外線)。光學掃描模組130耦接於控制模組120且可以根據控制模組120所發出之控制訊號,控制工作波長之光線掃描透明視窗112以擷取實體印鑑9之端部91之印鑑資訊。控制模組120可以包括一處理器。The digital signature
透過數位印鑑資訊擷取裝置100,實體印鑑9不再是只能透過印台墨水來呈現字符特徵,而是進一步能夠攜帶表面紋理特徵以及三維的凹凸特徵。特別是,用戶在製作實體印鑑9時,因為實體印鑑9本身的材質、刻印的機器設備型號及機齡、刻印者的技術不同等因素,將使得刻痕深淺、銳利度以及紋理材質無法完全複製。Through the digital seal
舉例來說,市面上,用來當作實體印鑑基底的材質各異,舉凡:木頭、玉、象牙…等,而基於物理法則,不同材質的印鑑所呈現的反射係數也會不同,如此,可獲得實體印鑑材質獨有的灰階強度資訊。如圖17與圖18所示,當實體印鑑9的材質的反射係數較弱時,則字符92A會如圖17般具有較深的灰階值,當實體印鑑9的材質的反射係數較強時,則字符92B會如圖18般具有較淺的灰階值。因此,若竊取者仿冒相同的字型字體,也會因印鑑的材質與既存的數據資訊不同而驗證失敗,可大幅提升驗證準確度。即便同樣材質的印章,例如木頭印章,也因不同批次、不同切割的木頭而有不同的紋理。此外,在本發明之數位印鑑資訊擷取裝置100分析下,不同木頭紋理(如:分岔、斷點…等),所反射出的灰階強度也會不同。換言之,即使都是由木頭所製成的實體印鑑,其所呈現的表面紋理特徵點也會有差異,如圖19之字符92C與圖20之字符92D所示。For example, on the market, the materials used as the base of physical seals are different, such as wood, jade, ivory, etc., and based on the laws of physics, the reflection coefficients presented by different materials of seals will also be different. Obtains grayscale intensity information unique to the physical seal material. As shown in FIG. 17 and FIG. 18 , when the reflection coefficient of the material of the physical seal 9 is weak, the
此外,實體印鑑9的凹下部分呈現的灰階強度,會因為不同凹痕深度,反射的灰階強度也會不同,如此即可獲得實體印鑑9獨有的三維灰階強度資訊,如圖21之凹痕93A與圖22之凹痕93B所示。傳統印鑑辨識僅能單就平面字型字體做辨識,無法避免有心人士竊取字型圖像仿冒偽造印鑑,擁有印鑑三維資訊,可大幅提升代表當事人印鑑的真實性。In addition, the grayscale intensity of the concave portion of the physical seal 9 will vary depending on the depth of the dent, so that the unique three-dimensional grayscale intensity information of the physical seal 9 can be obtained, as shown in Figure 21 The
又,傳統上,用印泥將實體印鑑9直接捺印於紙張,有可能因為捺印過程出現各種雜質,縱使事後將得到的平面圖像做電腦掃描及影像處理,也無法理想區隔出雜質與真實字樣的不同,然而,本發明之數位印鑑資訊擷取裝置100係直接掃描實體印鑑9之端部91本體,可在擷取各項數據資訊的同時,利用雜質與印鑑本體之物理特性不同,篩選掉相對特殊的數據,進而過濾掉雜質,獲得更接近真實的印鑑資訊,避免二次失真的情形發生。In addition, traditionally, the physical seal 9 is directly printed on the paper with ink pad, and various impurities may appear during the printing process. Even if the obtained plane image is scanned and imaged afterwards, the impurities and the real words cannot be ideally distinguished. However, the digital signature
由於所擷取的印鑑資訊不僅是字符特徵(字符的輪廓與邊緣銳利度),還同時包含有凹凸特徵與表面紋理特徵,因此除非用戶的實體印鑑9遭竊取,否則具有不良意圖之第三人難以變造出與用戶的實體印鑑9具有完全相同之印鑑資訊的實體印鑑9。銀行端只要透過本發明之數位印鑑資訊擷取裝置100掃描用戶的實體印鑑9的印鑑資訊並留存於伺服器中,日後當用戶有金融交易需求而需要辨識印鑑真偽時,銀行端只要再掃描一次用戶的實體印鑑9的印鑑資訊並將其與留存於伺服器中的印鑑資訊進行比對即可,完全無需用到印台墨水,省去清潔實體印鑑9的困擾,同時也讓用戶的實體印鑑9可應用於非臨櫃的網路交易中。Since the extracted seal information is not only character features (character outline and edge sharpness), but also concave-convex features and surface texture features, unless the user's physical seal 9 is stolen, a third party with bad intentions It is difficult to create a physical seal 9 that has exactly the same seal information as the user's physical seal 9 . The bank side only needs to scan the signature information of the user's physical signature 9 through the digital signature
參照圖5與圖6,分別為本發明之數位印鑑資訊擷取裝置之第二實施例的示意圖與模塊示意圖,其繪示出用於掃描實體印鑑9之數位印鑑資訊擷取裝置200。數位印鑑資訊擷取裝置200更包含一儲存模組140,其耦接於光學掃描模組130以儲存光學掃描模組130所擷取之印鑑資訊。Referring to FIG. 5 and FIG. 6 , which are a schematic diagram and a block diagram of a second embodiment of the digital signature information capture device of the present invention, respectively, which illustrate the digital signature
參照圖7與圖8,分別為本發明之數位印鑑資訊擷取裝置之第三實施例的示意圖與模塊示意圖,其繪示出用於掃描實體印鑑9之數位印鑑資訊擷取裝置300。相較於第一實施例,數位印鑑資訊擷取裝置300更包含一感測器150,其設置於殼體110中且耦接於控制模組120,感測器150用以感測實體印鑑9之端部91是否位於透明視窗112。當感測器150感測出實體印鑑9之端部91位於透明視窗112時,感測器150會發送出感測訊號,控制模組120則會根據該感測訊號發送出控制訊號以控制光源190朝透明視窗112發射具有一工作波長之光線,以及控制光學掃描模組130掃描透明視窗112以擷取實體印鑑9之端部91之印鑑資訊。Referring to FIG. 7 and FIG. 8 , which are a schematic diagram and a block diagram of a third embodiment of the digital signature information capturing apparatus according to the present invention, respectively, they illustrate the digital signature
參照圖9與圖10,分別為本發明之數位印鑑資訊擷取裝置之第四實施例的示意圖與模塊示意圖,其繪示出用於掃描實體印鑑9之數位印鑑資訊擷取裝置400。相較於第二實施例,數位印鑑資訊擷取裝置400更包含一燈號模組160,設置於殼體110上且耦接於光學掃描模組130。當光學掃描模組130處於第一運作狀態時(例如工作狀態)燈號模組160會顯示第一燈號(例如紅色燈號),當光學掃描模組130處於一第二運作狀態時(例如休止狀態)則燈號模組160會顯示第二燈號(例如綠色燈號)。Referring to FIG. 9 and FIG. 10 , which are a schematic diagram and a block diagram of a fourth embodiment of the digital signature information capturing apparatus according to the present invention, respectively, they illustrate the digital signature
參照圖11與圖12,分別為本發明之數位印鑑資訊擷取裝置之第五實施例的示意圖與模塊示意圖,其繪示出用於掃描實體印鑑9之數位印鑑資訊擷取裝置500。相較於第四實施例,數位印鑑資訊擷取裝置500更包含一音效模組170,設置於殼體110中且耦接於光學掃描模組130。當光學掃描模組130處於第一運作狀態時(例如工作狀態)音效模組170可發出第一音效,當光學掃描模組130處於第二運作狀態時(例如休止狀態)則音效模組170可發出第二音效。Referring to FIG. 11 and FIG. 12 , which are a schematic diagram and a block diagram of a fifth embodiment of the digital signature information capturing apparatus according to the present invention, respectively, they illustrate a digital signature
參照圖13與圖14,分別為本創作之數位印鑑資訊擷取裝置之第六實施例的示意圖與模塊示意圖,其繪示出用於掃描實體印鑑9之數位印鑑資訊擷取裝置600。相較於第五實施例,數位印鑑資訊擷取裝置600更包含一通訊模組180,設置於殼體110中且耦接於控制模組120,用以將所擷取的印鑑資訊發送至一遠端伺服器。所述遠端伺服器可以是位於銀行端之伺服器或資料庫,用以保存與保管用戶的印鑑資訊。通訊模組180例如是無線網路通訊模組,有線網路通訊模組或藍芽模組等。13 and 14 , which are a schematic diagram and a block diagram of a sixth embodiment of the digital signature information capture device of the present creation, respectively, which illustrate a digital signature
參照圖15,為本發明之數位印鑑資訊擷取裝置之第七實施例的示意圖,其繪示出用於掃描實體印鑑9之數位印鑑資訊擷取裝置700。相較於第六實施例,數位印鑑資訊擷取裝置700更包含一定位件113,設置於頂板111上且位於透明視窗112之周緣。藉由將實體印鑑9的端部91抵靠於定位件113,使用者可正確地將實體印鑑9放置於透明視窗112上,確保數位印鑑資訊擷取裝置700能夠準確地擷取實體印鑑9之端部91的印鑑資訊。Referring to FIG. 15 , it is a schematic diagram of a seventh embodiment of the apparatus for capturing digital signature information according to the present invention, which illustrates a digital signature
參照圖16,為本發明之數位印鑑資訊驗證方法之流程示意圖。當用戶前往銀行營業據點進行臨櫃交易時,銀行櫃檯行員可要求用戶提供實體印鑑9,然後將實體印鑑9放置於上述數位印鑑資訊擷取裝置上並掃描實體印鑑9之端部91(步驟S1)。在掃描過程當中,數位印鑑資訊擷取裝置會擷取實體印鑑9之端部91之凹凸特徵、表面紋理特徵與字符特徵至少二者,並將上述三種特徵至少二者作為一待驗證印鑑資訊(步驟S2)。接著,銀行端伺服器會讀取銀行端資料庫,並提取出該名用戶留存於銀行端之一既存印鑑資訊,既存印鑑資訊同樣包含對應於待驗證印鑑資訊的凹凸特徵、表面紋理特徵與字符特徵(步驟S3)至少二者。接著,銀行端伺服器會比對待驗證印鑑資訊與既存印鑑資訊是否相符(步驟S4),當然,比對的印鑑資訊特徵越多者,印鑑辨識度越精準。當待驗證印鑑資訊與該既存印鑑資訊不符時,銀行端伺服器發出一驗證失敗訊息(步驟S5),當待驗證印鑑資訊與既存印鑑資訊相符時,銀行端伺服器發出一驗證通過訊息(步驟S6)。在部分實施例中,上述步驟S4、步驟S5與步驟S6也可以由數位印鑑資訊擷取裝置來執行,例如控制模組120可以包括一處理器,用以比較所擷取之印鑑資訊與儲存模組140之既存印鑑資訊。Referring to FIG. 16 , it is a schematic flow chart of the digital signature information verification method of the present invention. When the user goes to the bank's business location to conduct over-the-counter transactions, the bank counter staff can ask the user to provide the physical seal 9, and then place the physical seal 9 on the above-mentioned digital seal information capture device and scan the
除了臨櫃交易,本發明之數位印鑑資訊驗證方法亦可以應用於線上交易。當用戶透過本地的個人電腦、智慧型手機或平板電腦等裝置登入銀行端的網路銀行並試圖執行一線上交易時,銀行端伺服器可先偵測本地的用戶是否已經將數位印鑑資訊擷取裝置與個人電腦、智慧型手機或平板相互連結。若無,則提示本地的用戶進行數位印鑑資訊擷取裝置的安裝。接著,遠端伺服器提示本地的用戶將實體印鑑9放置於上述數位印鑑資訊擷取裝置上。接著,偵測實體印鑑9之端部91是否完全位於一掃描區域內,此處的掃描區域相當於上述數位印鑑資訊擷取裝置之透明視窗112。當確認實體印鑑9之端部91完全位於掃描區域內之後便會開始掃描實體印鑑9之端部91(步驟S1)。在掃描過程當中,數位印鑑資訊擷取裝置會擷取實體印鑑9之端部91之凹凸特徵、表面紋理特徵與字符特徵至少二者,並將上述三種特徵至少二者作為一待驗證印鑑資訊(步驟S2)。接著,銀行端伺服器會讀取銀行端資料庫,並提取出該名用戶留存於銀行端之一既存印鑑資訊,既存印鑑資訊同樣包含對應於待驗證印鑑資訊的凹凸特徵、表面紋理特徵與字符特徵至少二者(步驟S3)。接著,銀行端伺服器會比對待驗證印鑑資訊與既存印鑑資訊是否相符(步驟S4),當然,比對的印鑑資訊特徵越多者,印鑑辨識度越精準。當待驗證印鑑資訊與該既存印鑑資訊不相符時,銀行端伺服器發出一驗證失敗訊息(步驟S5)並拒絕該筆線上交易的執行,當待驗證印鑑資訊與既存印鑑資訊相符時,銀行端伺服器發出一驗證通過訊息(步驟S6)至本地的用戶個人電腦、智慧型手機或平板電腦,並接受該筆線上交易的執行。In addition to over-the-counter transactions, the digital signature information verification method of the present invention can also be applied to online transactions. When a user logs in to the bank's online banking through a local personal computer, smart phone or tablet and other devices and tries to execute an online transaction, the bank server can first detect whether the local user has captured the digital signature information to the device Interconnect with PC, smartphone or tablet. If not, the local user is prompted to install the digital signature information capture device. Next, the remote server prompts the local user to place the physical signature 9 on the digital signature information retrieving device. Next, it is detected whether the
在部分實施例中,上述步驟S6還可以進一步發出提示訊息至本地的用戶個人電腦、智慧型手機或平板電腦,提示用戶重新將實體印鑑9之端部91放置於掃描區域內,並於用戶正確地重新放置實體印鑑9後,再次進行上述步驟S1~S4。In some embodiments, the above step S6 may further send a prompt message to the local user's personal computer, smart phone or tablet, prompting the user to re-place the
在部分實施例中,上述步驟S1還可以在掃描過程中透過數位印鑑資訊擷取裝置顯示一第一燈號,並且在掃描結束後透過數位印鑑資訊擷取裝置顯示一第二燈號。藉此,用戶透過燈號便可輕易地知悉印鑑資訊的掃描是否已完成以及是否可把實體印鑑9自數位印鑑資訊擷取裝置上取下來。In some embodiments, the above-mentioned step S1 may also display a first light signal through the digital signature information capture device during the scanning process, and display a second light signal through the digital signature information capture device after scanning. In this way, the user can easily know whether the scanning of the signature information has been completed and whether the physical signature 9 can be removed from the digital signature information capturing device through the light signal.
在部分實施例中,上述步驟S1還可以在掃描過程中透過數位印鑑資訊擷取裝置發出一第一音效,並且在掃描結束後透過數位印鑑資訊擷取裝置發出一第二音效。藉此,用戶透過音效便可輕易地知悉印鑑資訊的掃描是否已完成以及是否可把實體印鑑9自數位印鑑資訊擷取裝置上取下來。In some embodiments, the above-mentioned step S1 may also emit a first sound effect through the digital signature information capturing device during the scanning process, and emit a second sound effect through the digital signature information capturing device after the scanning is completed. In this way, the user can easily know whether the scanning of the signature information has been completed and whether the physical signature 9 can be removed from the digital signature information capturing device through the sound effect.
綜合以上所述,本發明提供一種精準驗證印鑑資訊技術,提高印鑑辨識度,避免偽造刻印卻仍通過驗證的偽陽性情形發生,另外,本發明可以達到完全無紙化的作業過程,避免實體印鑑捺印於紙張過程中不確實,造成取樣印跡不清晰、雜質與二次失真等缺失。To sum up the above, the present invention provides an accurate verification seal information technology, improves the seal identification degree, and avoids the occurrence of false positives in which the forgery engraving is still passed the verification. In addition, the present invention can achieve a completely paperless operation process and avoid physical seals. The process of printing on the paper is not accurate, resulting in the lack of clear sampling marks, impurities and secondary distortion.
雖然本發明已以實施例揭露如上,然其並非用以限定本發明,任何所屬技術領域中具有通常知識者,在不脫離本揭露內容之精神和範圍內,當可作些許之修改與變化。Although the present invention has been disclosed above by embodiments, it is not intended to limit the present invention. Anyone with ordinary knowledge in the technical field can make some modifications and changes without departing from the spirit and scope of the present disclosure.
100:數位印鑑資訊擷取裝置
110:殼體
111:頂板
112:透明視窗
113:定位件
120:控制模組
130:光學掃描模組
140:儲存模組
150:感測器
160:燈號模組
170:音效模組
180:通訊模組
190:光源
200:數位印鑑資訊擷取裝置
300:數位印鑑資訊擷取裝置
400:數位印鑑資訊擷取裝置
500:數位印鑑資訊擷取裝置
600:數位印鑑資訊擷取裝置
700:數位印鑑資訊擷取裝置
9:實體印鑑
91:端部
92A:字符
92B:字符
92C:字符
92D:字符
93A:凹痕
93B:凹痕
S1~S6:步驟
100: Digital signature information capture device
110: Shell
111: Top plate
112: Transparent window
113: Positioning pieces
120: Control Module
130: Optical scanning module
140: Storage Module
150: Sensor
160: light module
170: Sound module
180: Communication module
190: light source
200: Digital seal information capture device
300: Digital signature information capture device
400: Digital signature information capture device
500: Digital Signature Information Capture Device
600: Digital signature information capture device
700: Digital signature information capture device
9: Physical seal
91:
[圖1]係本發明之數位印鑑資訊擷取裝置之第一實施例的示意圖。 [圖2]係本發明之數位印鑑資訊擷取裝置之第一實施例的模塊示意圖。 [圖3]係實體印鑑之立體圖。 [圖4]係實體印鑑之端部示意圖。 [圖5]係本發明之數位印鑑資訊擷取裝置之第二實施例的示意圖。 [圖6]係本發明之數位印鑑資訊擷取裝置之第二實施例的模塊示意圖。 [圖7]係本發明之數位印鑑資訊擷取裝置之第三實施例的示意圖。 [圖8]係本發明之數位印鑑資訊擷取裝置之第三實施例的模塊示意圖。 [圖9]係本發明之數位印鑑資訊擷取裝置之第四實施例的示意圖。 [圖10]係本發明之數位印鑑資訊擷取裝置之第四實施例的模塊示意圖。 [圖11]係本發明之數位印鑑資訊擷取裝置之第五實施例的示意圖。 [圖12]係本發明之數位印鑑資訊擷取裝置之第五實施例的模塊示意圖。 [圖13]係本發明之數位印鑑資訊擷取裝置之第六實施例的示意圖。 [圖14]係本發明之數位印鑑資訊擷取裝置之第六實施例的模塊示意圖。 [圖15]係本發明之數位印鑑資訊擷取裝置之第七實施例的示意圖。 [圖16]係本發明之數位印鑑資訊驗證方法之流程示意圖。 [圖17]係本發明之字符特徵灰階差異示意圖(一)。 [圖18]係本發明之字符特徵灰階差異示意圖(二)。 [圖19]係本發明之表面紋理特徵灰階差異示意圖(一)。 [圖20]係本發明之表面紋理特徵灰階差異示意圖(二)。 [圖21]係本發明之凹凸特徵灰階差異示意圖(一)。 [圖22]係本發明之凹凸特徵灰階差異示意圖(二)。 [FIG. 1] is a schematic diagram of the first embodiment of the digital signature information capture device of the present invention. [FIG. 2] is a schematic block diagram of the first embodiment of the digital signature information capture device of the present invention. [Figure 3] is a perspective view of the physical seal. [Figure 4] is a schematic diagram of the end of the physical seal. FIG. 5 is a schematic diagram of the second embodiment of the digital signature information capture device of the present invention. FIG. 6 is a schematic block diagram of the second embodiment of the digital signature information capture device of the present invention. FIG. 7 is a schematic diagram of the third embodiment of the digital signature information capture device of the present invention. FIG. 8 is a schematic block diagram of a third embodiment of the apparatus for capturing digital signature information according to the present invention. FIG. 9 is a schematic diagram of the fourth embodiment of the digital signature information capture device of the present invention. FIG. 10 is a block diagram of the fourth embodiment of the digital signature information capture device of the present invention. 11 is a schematic diagram of the fifth embodiment of the digital signature information capture device of the present invention. FIG. 12 is a block diagram of the fifth embodiment of the digital signature information capture device of the present invention. FIG. 13 is a schematic diagram of the sixth embodiment of the digital signature information capture device of the present invention. 14 is a schematic block diagram of the sixth embodiment of the digital signature information capture device of the present invention. 15 is a schematic diagram of a seventh embodiment of the digital signature information capture device of the present invention. 16 is a schematic flow chart of the method for verifying digital signature information of the present invention. [FIG. 17] It is a schematic diagram (1) of the grayscale difference of character features of the present invention. [FIG. 18] It is a schematic diagram (2) of the grayscale difference of character features of the present invention. [Fig. 19] is a schematic diagram (1) of the grayscale difference of surface texture features of the present invention. [Fig. 20] is a schematic diagram (2) of the gray scale difference of the surface texture feature of the present invention. [Fig. 21] is a schematic diagram (1) of the gray scale difference of the concave-convex feature of the present invention. [Fig. 22] is a schematic diagram (2) of the gray scale difference of the concave-convex feature of the present invention.
S1~S6:步驟 S1~S6: Steps
Claims (19)
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CN100389432C (en) * | 2005-03-14 | 2008-05-21 | 天津大学 | Seal false-true identifying method and integrated identifying machine |
US8572695B2 (en) * | 2009-09-08 | 2013-10-29 | Ricoh Co., Ltd | Method for applying a physical seal authorization to documents in electronic workflows |
CN109451247A (en) * | 2018-12-17 | 2019-03-08 | 高磊 | Stamped signature electronization acquisition device and stamped signature electronization acquisition method |
CN109409352A (en) * | 2018-12-17 | 2019-03-01 | 高磊 | Seal electronization acquisition device and seal electronization acquisition method |
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