TW201941130A - Self-service shopping settlement method and system - Google Patents

Self-service shopping settlement method and system Download PDF

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TW201941130A
TW201941130A TW108100848A TW108100848A TW201941130A TW 201941130 A TW201941130 A TW 201941130A TW 108100848 A TW108100848 A TW 108100848A TW 108100848 A TW108100848 A TW 108100848A TW 201941130 A TW201941130 A TW 201941130A
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payment
information
server
order information
client
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孫健康
楊凡
黃凱明
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香港商阿里巴巴集團服務有限公司
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/208—Input by product or record sensing, e.g. weighing or scanner processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
    • G06Q30/0635—Processing of requisition or of purchase orders
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00—Cash registers
    • G07G1/0036—Checkout procedures
    • G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
    • G07G1/0054—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader with control of supplementary check-parameters, e.g. weight or number of articles
    • G07G1/0063—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader with control of supplementary check-parameters, e.g. weight or number of articles with means for detecting the geometric dimensions of the article of which the code is read, such as its size or height, for the verification of the registration

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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A self-service shopping settlement method and system. The method comprises: after receiving a shopping scanning operation triggering, a payment client calls a photographing device to scan an identification information image of a commodity to be purchased; obtain, according to the scanning result, commodity information of the commodity to be purchased and represent a payment operation interface; the payment client obtains payment information of the commodity to be purchased and payment account information, and sends same to a server when obtaining a payment confirmation operation from the payment operation interface; after receiving the order information and the payment account information sent by the payment client, the server performs settlement deduction on the payment account according to the order information.

Description

自助購物結算方法及系統Self-service shopping settlement method and system

本說明書實施例係關於互聯網應用技術領域，尤其關於一種自助購物結算方法及系統。The embodiments of the present specification relate to the field of Internet application technology, and more particularly to a self-service shopping settlement method and system.

隨著移動支付技術的不斷發展與普及，越來越多的線下店鋪引入自助購物的方式，用戶選擇商品及結算的過程均自助完成。自助購物的線下店鋪通常會配置特定結算設備，用戶選擇商品之後，使用該結算設備掃描商品條碼，由該結算設備對商品進行結算。但是如果線下店鋪內配置的結算設備不足、或者用戶購買的商品較多時，將可能造成用戶使用該結算設備時需要排隊，導致用戶自助購物的體驗感較差。With the continuous development and popularization of mobile payment technology, more and more offline stores are introducing self-service shopping methods, and the process of user selection of goods and settlement is self-service. Self-service shopping offline stores are usually equipped with specific settlement equipment. After the user selects the product, the settlement device is used to scan the barcode of the product, and the settlement device will settle the product. However, if there are insufficient settlement devices configured in offline stores, or if the user purchases a lot of goods, it may cause users to queue when using the settlement device, resulting in a poor user self-service shopping experience.

針對上述技術問題，本說明書實施例提供一種自助購物結算方法及系統，技術方案如下：
根據本說明書實施例的第一態樣，提供一種自助購物結算方法，為商品設置標識資訊圖像，該方法包括：
支付客戶端接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像，根據掃描結果獲取所述購買商品的商品資訊，並展示支付操作介面；
支付客戶端在從所述支付操作介面獲得支付確認操作的情況下，獲得所述購買商品的訂單資訊及支付帳戶資訊發送至服務端；
服務端接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款。
根據本說明書實施例的第二態樣，提供一種自助購物結算方法，應用於支付客戶端，並為商品設置標識資訊圖像，該方法包括：
接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像；
根據掃描結果獲取所述購買商品的商品資訊，並展示支付操作介面；
在從所述支付操作介面獲得支付確認操作的情況下，獲得所述購買商品的訂單資訊及支付帳戶資訊發送至服務端，以指示服務端根據該訂單資訊對該支付帳戶進行結算扣款。
根據本說明書實施例的第三態樣，提供一種自助購物結算方法，應用於服務端，並為商品設置標識資訊圖像，該方法包括：
接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款，所述訂單資訊及支付帳戶資訊為：支付客戶端在從購買商品的支付操作介面獲得支付確認操作的情況下，獲得並發送至服務端的資訊。
根據本說明書實施例的第四態樣，提供一種自助購物結算系統，為商品設置標識資訊圖像，該系統包括：支付客戶端及服務端；
支付客戶端接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像，根據掃描結果獲取所述購買商品的商品資訊，並展示支付操作介面；
支付客戶端在從所述支付操作介面獲得支付確認操作的情況下，獲得所述購買商品的訂單資訊及支付帳戶資訊發送至服務端；
服務端接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款。
根據本說明書實施例的第五態樣，提供一種自助購物結算裝置，應用於支付客戶端，並為商品設置標識資訊圖像，該裝置包括：
圖像掃描模組，用於接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像；
資訊獲取模組，用於根據掃描結果獲取所述購買商品的商品資訊，並展示支付操作介面；
資訊上傳模組，用於在從所述支付操作介面獲得支付確認操作的情況下，獲得所述購買商品的訂單資訊及支付帳戶資訊發送至服務端，以指示服務端根據該訂單資訊對該支付帳戶進行結算扣款。
根據本說明書實施例的第六態樣，提供一種自助購物結算裝置，應用於服務端，並為商品設置標識資訊圖像，該裝置包括：
資訊接收模組，用於接收支付客戶端發送的訂單資訊及支付帳戶資訊；
結算扣款模組，用於根據該訂單資訊對該支付帳戶進行結算扣款，所述訂單資訊及支付帳戶資訊為：支付客戶端在從購買商品的支付操作介面獲得支付確認操作的情況下，獲得並發送至服務端的資訊。
本說明書實施例所提供的技術方案，為商品設置支付客戶端可以掃描識別的標識資訊圖像，使用戶在自助購物過程中，透過支付客戶端即可獲得購買商品的商品資訊、並進行支付操作，將對商品進行結算的過程，由少數的特定結算設備，分散到各個用戶的支付客戶端，從而避免因結算設備不足、或用戶需結算商品過多，而導致的用戶排隊問題，提升用戶自助購物的體驗。
應當理解的是，以上的一般描述和後文的細節描述僅是示例性和解釋性的，並不能限制本說明書實施例。
此外，本說明書實施例中的任一實施例並不需要達到上述的全部效果。In view of the above technical problems, the embodiments of the present specification provide a self-service shopping settlement method and system. The technical solution is as follows:
According to a first aspect of the embodiment of the present specification, a self-service shopping settlement method is provided, and an identification information image is set for a product. The method includes:
After receiving the shopping scan operation trigger, the payment client calls the camera device to scan the identification information image of the purchased product, obtains the product information of the purchased product according to the scan result, and displays the payment operation interface;
When the payment client obtains a payment confirmation operation from the payment operation interface, the payment client obtains the purchase order information and payment account information and sends it to the server;
After receiving the order information and payment account information sent by the payment client, the server will settle the payment account based on the order information.
According to a second aspect of the embodiment of the present specification, a self-service shopping settlement method is provided, which is applied to a payment client and sets an identification information image for a product. The method includes:
After receiving the shopping scan operation trigger, call the camera device to scan the identification information image of the purchased product;
Obtain the product information of the purchased product according to the scan result, and display the payment operation interface;
In the case of obtaining a payment confirmation operation from the payment operation interface, the order information and payment account information of the purchased goods are sent to the server to instruct the server to settle the payment account for the payment account according to the order information.
According to a third aspect of the embodiments of the present specification, a self-service shopping settlement method is provided, which is applied to a server and sets an identification information image for a product. The method includes:
After receiving the order information and payment account information sent by the payment client, the payment account is settled and deducted according to the order information. The order information and payment account information are: the payment client obtains from the payment operation interface of the purchased product In the case of payment confirmation, the information obtained and sent to the server.
According to a fourth aspect of the embodiment of the present specification, a self-service shopping settlement system is provided, and an identification information image is set for a product. The system includes: a payment client and a server;
After receiving the shopping scan operation trigger, the payment client calls the camera device to scan the identification information image of the purchased product, obtains the product information of the purchased product according to the scan result, and displays the payment operation interface;
When the payment client obtains a payment confirmation operation from the payment operation interface, the payment client obtains the purchase order information and payment account information and sends it to the server;
After receiving the order information and payment account information sent by the payment client, the server will settle the payment account based on the order information.
According to a fifth aspect of the embodiments of the present specification, a self-service shopping settlement device is provided, which is applied to a payment client and sets an identification information image for a product. The device includes:
An image scanning module, configured to call a camera device to scan the identification information image of a purchased product after receiving a shopping scan operation trigger;
An information acquisition module, configured to acquire product information of the purchased product according to the scan result, and display a payment operation interface;
The information uploading module is configured to obtain the order information and payment account information of the purchased product to the server when the payment confirmation operation is obtained from the payment operation interface, and instruct the server to pay the payment based on the order information. Account for settlement deductions.
According to a sixth aspect of the embodiments of the present specification, a self-service shopping settlement device is provided, which is applied to a server and sets an identification information image for a product. The device includes:
Information receiving module for receiving order information and payment account information sent by the payment client;
A settlement and debit module is used to settle the payment account for the payment account according to the order information. The order information and the payment account information are: when the payment client obtains a payment confirmation operation from the payment operation interface of the purchased product, Get and send information to the server.
The technical solution provided by the embodiment of this specification is to set a payment client for the product to scan the identified identification information image, so that during the self-service shopping process, the user can obtain the product information of the purchased product through the payment client and perform payment operations. , The process of settlement of goods is distributed from a small number of specific settlement equipment to the payment clients of each user, thereby avoiding the problem of queuing users due to insufficient settlement equipment or too many products to be settled by users, and improving user self-service shopping Experience.
It should be understood that the above general description and the following detailed description are merely exemplary and explanatory, and should not limit the embodiments of the present specification.
In addition, any one of the embodiments in this specification does not need to achieve all the effects described above.

為了使本領域技術人員更好地理解本說明書實施例中的技術方案，下面將結合本說明書實施例中的附圖，對本說明書實施例中的技術方案進行詳細地描述，顯然，所描述的實施例僅僅是本說明書的一部分實施例，而不是全部的實施例。基於本說明書中的實施例，本領域普通技術人員所獲得的所有其他實施例，都應當屬於保護的範圍。
在本說明書的實施例中，自助購物結算的流程涉及支付客戶端及服務端，對應的系統架構示意圖如圖1所示，包括支付客戶端設備10和服務端設備20。支付客戶端設備可以是用戶所攜帶的智慧手機、平板電腦等移動終端設備，支付客戶端則可以是安裝於移動終端設備的應用程式，服務端設備的具體形式，可以是特定的一台伺服器或伺服器集群等形式，兩端設備可透過各種形式的網路實現通信連接，本說明書對此並不需要進行限定。
圖2為本說明書實施例提供的自助購物結算方法的交互流程圖，具體可以包括以下步驟：
S201，支付客戶端接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像；
本說明書實施例中，為所售賣的商品設置標識資訊圖像，具體的如商品包裝一般都有的條碼，或者特別設置的二維碼等。當用戶需要進一步查看某一商品的資訊、或者購買該商品時，可以操作支付客戶端掃描該商品的標識資訊圖像。
支付客戶端接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像，這裡的購物掃描操作觸發，可以是來自用戶操作的直接觸發，如將用戶點擊應用程式中的“掃描商品”按鈕等行為，作為購物掃描操作觸發，也可以是用戶進行其他操作後的間接觸發。
S202，支付客戶端根據掃描結果獲取所述購買商品的商品資訊；
為商品設置的標識資訊圖像中，可以預先編入該商品的標識資訊，還可以預先編入商品的其他資訊。例如，可以編入商品名稱、價格等資訊，則支付客戶端掃描購買商品的標識資訊圖像後，解析之後即可獲得該商品的名稱、價格等資訊。
支付客戶端掃描購買商品的標識資訊圖像後，還可以根據掃描結果向服務端發出所述購買商品的資訊獲取請求，服務端接收到支付客戶端發送的資訊獲取請求後，向支付客戶端發送所述購買商品的商品資訊。
例如，可以在商品的標識資訊圖像中，編入標識該類商品的標識代碼，支付客戶端掃描購買商品的標識資訊圖像後，根據解析圖像得到的標識代碼，向服務端請求獲取該標識代碼對應商品的資訊，而服務端接收到該請求後，根據標識代碼查詢到對應商品的名稱、價格、折扣及庫存等資訊，並可以以文字、圖像等多種表現形式，發送至支付客戶端，以供用戶參考決定是否購買該商品。
又如，可以為各類商品簡歷展示名稱、價格、庫存及用戶評價等資訊的網頁，並將網址編入標識資訊圖像中，支付客戶端掃描購買商品的標識資訊圖像後，解析圖像得到該網址，進而向服務端發出打開該網頁獲取商品資訊的請求，服務端接收到該請求後將網頁中的商品資訊發送至支付客戶端。
此外，服務端可以具體包括商品服務端及支付服務端，支付客戶端獲取商品資訊時，可以只與商品服務端進行交互。
S203，支付客戶端展示支付操作介面；
支付客戶端獲取商品資訊後，可以進一步地展示支付操作介面，以便用戶在需要購買商品時進行支付。這裡的支付操作可以是直接支付該商品的操作，也可以是加入訂單中稍後支付的操作，等等，並且展示的支付操作介面可以是任一種或多種支付操作的介面。
S204，支付客戶端在從所述支付操作介面獲得支付確認操作的情況下，獲得所述購買商品的訂單資訊及支付帳戶資訊；
如果支付客戶端從所述支付操作介面獲得支付確認操作，則表明用戶需要對該購買商品所在的訂單進行結算，可以獲得該購買商品所在訂單的訂單資訊，以及支付該訂單的支付帳戶的資訊。
如前面所述，該訂單可能只包括該購買商品，也可能還包括之前加入訂單的其他商品。訂單資訊中可以包括各商品的名稱、購買數量、單價、總價及折扣等資訊。
支付帳戶可以是本支付客戶端所綁定的支付帳戶，也可以是其他指定帳戶，例如用戶選擇由他人代付時，可以是用戶指定的代付帳戶。支付帳戶資訊可以包括帳戶名、支付密碼及扣款管道等資訊。
S205，將獲得的訂單資訊及支付帳戶資訊發送至服務端；
S206，服務端接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款。
為了便於描述，將S205與S206結合進行說明。
支付客戶端獲得上述訂單資訊及支付帳戶資訊後，將二者發送至服務端，並由服務端進行結算扣款。
在本說明書提供的一種具體實施方式中，服務端具體可以包括：商品服務端及支付服務端，支付客戶端可以將獲得的訂單資訊及支付帳戶資訊發送至商品服務端，訂單資訊中包括商品的名稱、購買數量、及結算後的訂單總價等資訊，首先由商品服務端檢驗接收到的訂單資訊是否滿足預設結算條件，例如，訂單中包括的商品庫存是否充足，商品單價是否與當前的商品單價一致，等等，如果經檢驗該訂單資訊滿足預設結算條件，則表明可以進行結算扣款，並將該訂單資訊與支付帳戶資訊發送至支付服務端，再由支付服務端根據該訂單資訊對該支付帳戶進行結算扣款。
在本說明書提供的另一種具體實施方式中，服務端具體可以包括：商品服務端及支付服務端，支付客戶端可以將獲得的訂單資訊及支付帳戶資訊發送至商品服務端，訂單資訊中包括商品的名稱、購買數量等資訊，但支付客戶端並未結算訂單總價，商品服務端接收到訂單資訊後，首先根據本端的商品資訊對訂單進行結算，將結算結果加入該訂單資訊中，再將結算後的新的訂單資訊與支付帳戶資訊發送至支付服務端，由支付服務端根據該訂單資訊對該支付帳戶進行結算扣款。
以上兩種具體實施方式中，支付服務端接收的訂單資訊中均包括訂單總價等結算資訊，區別在於：第一種實施方式中，由支付客戶端直接得到包括結算結果的訂單資訊，並發送至商品服務端進行檢驗；第二種實施方式中，由支付客戶端將不包括結算結果的訂單資訊，發送至商品服務端，由商品服務端結算後將結算結果加入訂單資訊中。
在本說明書提供的又一種具體實施方式中，如圖1所示的系統架構中還可以包括收款客戶端設備，該設備可以作為收款客戶端的載體設備，部署在無人超市、店鋪內。支付客戶端從所述支付操作介面獲得支付確認操作後，還可以展示本端支付帳戶的付款碼，並由收款客戶端掃描該付款碼，獲取其中包含的支付帳戶資訊，發送至服務端(如果服務端包括商品服務端及支付服務端，則發送至支付服務端)。由於根據前面的描述，支付客戶端從所述支付操作介面獲得支付確認操作後，已將訂單資訊與支付帳戶資訊發送至服務端，因此服務端在接收到收款客戶端發送的支付帳戶資訊後，可以在預先接收的支付客戶端發送的訂單資訊與支付帳戶資訊中，查詢所述付款碼對應的支付帳戶資訊對應的訂單資訊，並根據查詢到的訂單資訊對所述付款碼對應的支付帳戶進行結算扣款。
服務端結算扣款成功後，可以根據實際需求，向支付客戶端等發送結算扣款結果(圖中未示出)，至此針對該購買商品的自助購物流程結束。
為了更清楚地說明本說明書實施例的自助購物結算方案，下面分別再從單側的角度，對支付客戶端與服務端所執行的自助購物結算方法進行說明：
圖3所示為支付客戶端所執行的自助購物結算方法流程圖，具體可以包括以下步驟：
S301，接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像；
S302，根據掃描結果獲取所述購買商品的商品資訊，並展示支付操作介面；
S303，在從所述支付操作介面獲得支付確認操作的情況下，獲得所述購買商品的訂單資訊及支付帳戶資訊發送至服務端，以指示服務端根據該訂單資訊對該支付帳戶進行結算扣款。
圖4所示為服務端所執行的自助購物結算方法流程圖，具體可以包括以下步驟：
S401，接收支付客戶端發送的訂單資訊及支付帳戶資訊；
S402，根據該訂單資訊對該支付帳戶進行結算扣款，所述訂單資訊及支付帳戶資訊為：支付客戶端在從購買商品的所述支付操作介面獲得支付確認操作的情況下，獲得並發送至服務端的資訊。
關於支付客戶端與服務端的單側執行方法細節，可以參見前面實施例的描述，這裡不再贅述。
下面結合一個更為具體的實例，對本說明書提供的自助購物結算方法進行說明。
圖5所示為一種自助購物流程的示意圖，用戶在無人超市中自助購物時，可以使用其智慧手機中的自助購物App(Application，應用程式)，調用手機的相機掃描商品包裝上的條碼，掃描後自助購物App可以自動解析條碼，獲得其中編入的資訊，並據此向ERP(Enterprise Resource Planning，企業資源計畫)伺服器，獲取商品的庫存、售價及折扣等資訊，以供用戶決定是否購買該商品。
用戶決定購買某一件或幾件商品，並透過自助購物App形成包括購買商品名稱及數量的訂單後，自助購物App將訂單資訊及用戶的支付寶帳戶名，發送至ERP伺服器，ERP伺服器根據本地的商品售價及折扣等資訊，對訂單進行結算後得到訂單總價，並將商品名稱、數量及訂單總價等資訊，與用戶的支付寶帳戶名一同，發送至支付伺服器。
同時，用戶向無人超市內部署的自助服務設備的掃描視窗，展示手機中的支付寶付款碼，自助服務設備掃描該付款碼獲得用戶的支付寶帳戶名，並將用戶的支付寶帳戶名發送至支付伺服器。
支付伺服器依據支付寶帳戶名，查詢與該支付寶帳戶名一同，由ERP伺服器發送的訂單總價，並根據查詢到的訂單總價對該支付寶帳戶進行扣款。完成扣款後分別向用戶的自助購物App、自助服務設備及ERP伺服器回饋扣款結果。
可見，應用上述方案，用戶自助購物時使用支付客戶端設備，可以方便、靈活地獲取商品的即時資訊，還可以直接進行訂單結算、支付，且支付客戶端設備可以是用戶個人的智慧手機等設備，不需要用戶排隊等待使用，從而可以提升用戶自助購物的體驗。
此外，如圖6所示，自助服務設備還可以配置攝像裝置，以對用戶的自助購物過程進行風險控制，用戶向自助服務設備展示手機中的支付寶付款碼時，還可以將存放購買商品的購物籃，置於該自助服務設備的攝像平台上，自助服務設備使用所配置的攝像裝置拍攝該購物籃內的商品，並在完成付款碼的掃描及購物籃內商品的拍攝後，將用戶的支付寶帳戶名與圖像一同發送至風控伺服器。
風控伺服器一方面對自助服務設備發送的圖像進行視覺識別，得到購物籃中的商品名稱及數量，另一方面根據一同發送的支付寶帳戶名，向支付伺服器或者ERP伺服器關聯訂單，從而得到訂單中的商品名稱及數量。核對兩份商品名稱及數量是否一致，如果不一致，則將訂單資訊、圖像及支付寶帳戶名發送至監控警報平台。
相應於上述方法實施例，本說明書實施例還提供一種自助購物結算裝置，應用於支付客戶端，參見圖7所示，該裝置可以包括：
圖像掃描模組110，用於接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像；
資訊獲取模組120，用於根據掃描結果獲取所述購買商品的商品資訊，並展示支付操作介面；
資訊上傳模組130，用於在從所述支付操作介面獲得支付確認操作的情況下，獲得所述購買商品的訂單資訊及支付帳戶資訊發送至服務端，以指示服務端根據該訂單資訊對該支付帳戶進行結算扣款。
在本說明書提供的一種具體實施方式中，所述資訊獲取模組120，具體可以用於：
根據掃描結果向服務端發出所述購買商品的資訊獲取請求，以指示服務端接收到支付客戶端發送的資訊獲取請求後，返回所述購買商品的商品資訊。
本說明書實施例還提供一種自助購物結算裝置，應用於服務端，參見圖8所示，該裝置可以包括：
資訊接收模組210，用於接收支付客戶端發送的訂單資訊及支付帳戶資訊；
結算扣款模組220，用於根據該訂單資訊對該支付帳戶進行結算扣款，所述訂單資訊及支付帳戶資訊為：支付客戶端在從購買商品的支付操作介面獲得支付確認操作的情況下，獲得並發送至服務端的資訊。
上述裝置中各個模組的功能和作用的實現過程具體詳見上述方法中對應步驟的實現過程，在此不再贅述。
本說明書實施例還提供一種電腦設備，其至少包括記憶體、處理器及儲存在記憶體上並可在處理器上運行的電腦程式，其中，處理器執行所述程式時實現前述的應用於支付客戶端的自助購物結算方法，該方法至少包括：
接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像；
根據掃描結果獲取所述購買商品的商品資訊，並展示支付操作介面；
在從所述支付操作介面獲得支付確認操作的情況下，獲得所述購買商品的訂單資訊及支付帳戶資訊發送至服務端，以指示服務端根據該訂單資訊對該支付帳戶進行結算扣款。
本說明書實施例還提供一種電腦設備，其至少包括記憶體、處理器及儲存在記憶體上並可在處理器上運行的電腦程式，其中，處理器執行所述程式時實現前述的應用於服務端的自助購物結算方法，該方法至少包括：
接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款，所述訂單資訊及支付帳戶資訊為：支付客戶端在從購買商品的支付操作介面獲得支付確認操作的情況下，獲得並發送至服務端的資訊。
圖9示出了本說明書實施例所提供的一種更為具體的計算設備硬體結構示意圖，該設備可以包括：處理器1010、記憶體1020、輸入/輸出介面1030、通信介面1040和匯流排1050。其中處理器1010、記憶體1020、輸入/輸出介面1030和通信介面1040透過匯流排1050實現彼此之間在設備內部的通信連接。
處理器1010可以採用通用的CPU(Central Processing Unit，中央處理器)、微處理器、應用專用積體電路(Application Specific Integrated Circuit，ASIC)、或者一個或多個積體電路等方式實現，用於執行相關程式，以實現本說明書實施例所提供的技術方案。
記憶體1020可以採用ROM(Read Only Memory，唯讀記憶體)、RAM(Random Access Memory，隨機存取記憶體)、靜態儲存設備，動態儲存設備等形式實現。記憶體1020可以儲存作業系統和其他應用程式，在透過軟體或者韌體來實現本說明書實施例所提供的技術方案時，相關的程式碼保存在記憶體1020中，並由處理器1010來調用執行。
輸入/輸出介面1030用於連接輸入/輸出模組，以實現資訊輸入及輸出。輸入輸出/模組可以作為元件配置在設備中(圖中未示出)，也可以外接於設備以提供相應功能。其中輸入裝置可以包括鍵盤、滑鼠、觸控式螢幕、麥克風、各類感測器等，輸出設備可以包括顯示器、揚聲器、振動器、指示燈等。
通信介面1040用於連接通信模組(圖中未示出)，以實現本設備與其他設備的通信交互。其中通信模組可以透過有線方式(例如USB、網線等)實現通信，也可以透過無線方式(例如移動網路、WIFI、藍牙等)實現通信。
匯流排1050包括一通路，在設備的各個元件(例如處理器1010、記憶體1020、輸入/輸出介面1030和通信介面1040)之間傳輸資訊。
需要說明的是，儘管上述設備僅示出了處理器1010、記憶體1020、輸入/輸出介面1030、通信介面1040以及匯流排1050，但是在具體實施過程中，該設備還可以包括實現正常運行所必需的其他元件。此外，本領域的技術人員可以理解的是，上述設備中也可以僅包含實現本說明書實施例方案所必需的元件，而不必包含圖中所示的全部元件。
本說明書實施例還提供一種電腦可讀儲存媒體，其上儲存有電腦程式，該程式被處理器執行時實現前述的應用於支付客戶端的自助購物結算方法，該方法至少包括：
接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像；
根據掃描結果獲取所述購買商品的商品資訊，並展示支付操作介面；
在從所述支付操作介面獲得支付確認操作的情況下，獲得所述購買商品的訂單資訊及支付帳戶資訊發送至服務端，以指示服務端根據該訂單資訊對該支付帳戶進行結算扣款。
本說明書實施例還提供一種電腦可讀儲存媒體，其上儲存有電腦程式，該程式被處理器執行時實現前述的應用於服務端的自助購物結算方法，該方法至少包括：
接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款，所述訂單資訊及支付帳戶資訊為：支付客戶端在從購買商品的支付操作介面獲得支付確認操作的情況下，獲得並發送至服務端的資訊。
電腦可讀媒體包括永久性和非永久性、可移動和非可移動媒體可以由任何方法或技術來實現資訊儲存。資訊可以是電腦可讀指令、資料結構、程式的模組或其他資料。電腦的儲存媒體的例子包括，但不限於相變記憶體(PRAM)、靜態隨機存取記憶體(SRAM)、動態隨機存取記憶體(DRAM)、其他類型的隨機存取記憶體(RAM)、唯讀記憶體(ROM)、電可擦除可編程唯讀記憶體(EEPROM)、快閃記憶體或其他記憶體技術、唯讀光碟唯讀記憶體(CD-ROM)、數位多功能光碟(DVD)或其他光學儲存、磁盒式磁帶，磁帶磁磁片儲存或其他磁性儲存設備或任何其他非傳輸媒體，可用於儲存可以被計算設備訪問的資訊。按照本文中的界定，電腦可讀媒體不包括暫存電腦可讀媒體(transitory media)，如調制的資料信號和載波。
透過以上的實施方式的描述可知，本領域的技術人員可以清楚地瞭解到本說明書實施例可借助軟體加必需的通用硬體平台的方式來實現。基於這樣的理解，本說明書實施例的技術方案本質上或者說對現有技術做出貢獻的部分可以以軟體產品的形式體現出來，該電腦軟體產品可以儲存在儲存媒體中，如ROM/RAM、磁碟、光碟等，包括若干指令用以使得一台電腦設備(可以是個人電腦，伺服器，或者網路設備等)執行本說明書實施例各個實施例或者實施例的某些部分所述的方法。
上述實施例闡明的系統、裝置、模組或單元，具體可以由電腦晶片或實體實現，或者由具有某種功能的產品來實現。一種典型的實現設備為電腦，電腦的具體形式可以是個人電腦、膝上型電腦、蜂窩電話、相機電話、智慧型電話、個人數位助理、媒體播放機、導航設備、電子郵件收發設備、遊戲控制台、平板電腦、可穿戴設備或者這些設備中的任意幾種設備的組合。
本說明書中的各個實施例均採用遞進的方式描述，各個實施例之間相同相似的部分互相參見即可，每個實施例重點說明的都是與其他實施例的不同之處。尤其，對於裝置實施例而言，由於其基本相似於方法實施例，所以描述得比較簡單，相關之處參見方法實施例的部分說明即可。以上所描述的裝置實施例僅僅是示意性的，其中所述作為分離部件說明的模組可以是或者也可以不是物理上分開的，在實施本說明書實施例方案時可以把各模組的功能在同一個或多個軟體和/或硬體中實現。也可以根據實際的需要選擇其中的部分或者全部模組來實現本實施例方案的目的。本領域普通技術人員在不付出創造性勞動的情況下，即可以理解並實施。
以上所述僅是本說明書實施例的具體實施方式，應當指出，對於本技術領域的普通技術人員來說，在不脫離本說明書實施例原理的前提下，還可以做出若干改進和潤飾，這些改進和潤飾也應視為本說明書實施例的保護範圍。In order to enable those skilled in the art to better understand the technical solutions in the embodiments of the present specification, the technical solutions in the embodiments of the present specification will be described in detail below with reference to the drawings in the embodiments of the present specification. Obviously, the described implementations The examples are only a part of the embodiments of this specification, but not all the examples. Based on the embodiments in this specification, all other embodiments obtained by a person having ordinary skill in the art should fall within the protection scope.
In the embodiment of the present specification, the self-service shopping settlement process involves a payment client and a server. The corresponding system architecture diagram is shown in FIG. 1 and includes a payment client device 10 and a server device 20. The payment client device can be a mobile terminal device such as a smart phone or a tablet, and the payment client can be an application installed on the mobile terminal device. The specific form of the server device can be a specific server. Or server cluster, etc., the devices at both ends can realize communication connection through various forms of networks, which is not limited in this manual.
FIG. 2 is an interaction flowchart of a self-service shopping settlement method provided by an embodiment of the specification, which may specifically include the following steps:
S201: After receiving a shopping scan operation trigger, the payment client invokes a camera device to scan the identification information image of the purchased product;
In the embodiment of the present specification, an identification information image is set for a product to be sold, such as a bar code generally included in a product package, or a special two-dimensional code. When the user needs to further view the information of a certain product or purchase the product, the payment client can be operated to scan the identification information image of the product.
After receiving the shopping scan operation trigger, the payment client invokes the camera device to scan the identification information image of the purchased product. The shopping scan operation trigger here can be a direct trigger from a user operation, such as clicking the user to scan the product in the application. ”Button and other actions are triggered as a shopping scan operation, or they can be triggered indirectly after the user performs other operations.
S202. The payment client obtains product information of the purchased product according to the scan result.
In the identification information image set for the product, the identification information of the product can be preprogrammed, and other information of the product can also be preprogrammed. For example, information such as product name and price can be programmed, and the payment client scans the image of the identification information of the purchased product, and then obtains the information such as the name and price of the product after parsing.
After the payment client scans the identification information image of the purchased product, it can also send the information acquisition request for the purchased product to the server according to the scan result. After the server receives the information acquisition request sent by the payment client, it sends it to the payment client. The product information of the purchased product.
For example, an identification code identifying the type of product can be programmed into the product's identification information image. After the payment client scans the identification information image of the purchased product, it can request the server to obtain the identification based on the identification code obtained by analyzing the image. The code corresponds to the information of the product, and after receiving the request, the server queries the corresponding product's name, price, discount and inventory according to the identification code, and can send it to the payment client in various forms such as text and images. For users' reference to decide whether to purchase the product.
For another example, you can display the webpages of information such as name, price, inventory, and user reviews for various product resumes, and compile the URL into the logo information image. After the payment client scans the logo information image of the purchased product, it parses the image to obtain The URL further sends a request to the server to open the webpage to obtain product information, and the server sends the product information in the webpage to the payment client after receiving the request.
In addition, the server may specifically include a commodity server and a payment server. When the payment client obtains commodity information, it may only interact with the commodity server.
S203: The payment client displays the payment operation interface;
After the payment client obtains the product information, it can further display the payment operation interface so that users can pay when they need to purchase the product. The payment operation here may be an operation of directly paying for the product, or an operation of adding a payment later in the order, etc., and the payment operation interface displayed may be an interface of any one or more payment operations.
S204. The payment client obtains the order information and payment account information of the purchased product when the payment confirmation operation is obtained from the payment operation interface;
If the payment client obtains a payment confirmation operation from the payment operation interface, it indicates that the user needs to settle the order in which the purchased product is located, and can obtain the order information of the order in which the purchased product is located, as well as the payment account information for paying the order.
As mentioned earlier, the order may include only the purchase item, or it may include other items previously added to the order. The order information can include information such as the name of each product, the quantity purchased, the unit price, the total price, and discounts.
The payment account may be a payment account bound by the payment client, or it may be another designated account. For example, when the user chooses to be paid by another person, the payment account may be the user's designated payment account. Payment account information can include information such as account name, payment password, and debit channel.
S205: Send the obtained order information and payment account information to the server;
S206. After receiving the order information and payment account information sent by the payment client, the server performs settlement and deduction of the payment account according to the order information.
For convenience of description, S205 and S206 are described in combination.
After receiving the above order information and payment account information, the payment client sends the two to the server, and the server performs settlement and debit.
In a specific implementation manner provided in this specification, the server may specifically include: a commodity server and a payment server. The payment client may send the obtained order information and payment account information to the commodity server. The order information includes the commodity The name, quantity purchased, and the total price of the order after settlement. First, the commodity server checks whether the received order information meets the preset settlement conditions, for example, whether the inventory of the goods included in the order is sufficient, and whether the unit price of the goods is the same as the current The unit price of the products is the same, etc., if the order information meets the preset settlement conditions, it indicates that settlement deduction can be made, and the order information and payment account information are sent to the payment server, and then the payment server according to the order Information to settle the payment account.
In another specific implementation manner provided in this specification, the server may specifically include: a commodity server and a payment server. The payment client may send the obtained order information and payment account information to the commodity server. The order information includes the commodity. Information such as the name, purchase quantity, etc., but the payment client has not settled the total order price. After receiving the order information, the merchandise server first setstle the order based on the local product information, adds the settlement result to the order information, and then After settlement, the new order information and payment account information are sent to the payment server, and the payment server will settle the payment account based on the order information.
In the above two specific embodiments, the order information received by the payment server includes settlement information such as the total price of the order. The difference is that in the first embodiment, the payment client directly obtains the order information including the settlement result and sends it. Go to the commodity server for inspection. In the second embodiment, the payment client sends the order information that does not include the settlement result to the commodity server, and after settlement by the commodity server, the settlement result is added to the order information.
In yet another specific implementation manner provided in this specification, the system architecture shown in FIG. 1 may further include a payment client device, which may be used as a carrier device of the payment client and is deployed in an unmanned supermarket or a store. After the payment client obtains the payment confirmation operation from the payment operation interface, it can also display the payment code of the local payment account, and the payment client scans the payment code to obtain the payment account information contained therein and sends it to the server ( If the server includes a commodity server and a payment server, it is sent to the payment server). According to the foregoing description, after the payment client obtains the payment confirmation operation from the payment operation interface, it has sent the order information and payment account information to the server. Therefore, after receiving the payment account information sent by the payment client, , In the order information and payment account information sent by the payment client received in advance, the order information corresponding to the payment account information corresponding to the payment code can be queried, and the payment account corresponding to the payment code can be based on the queried order information. Make settlement deductions.
After the server has successfully settled the debit, it can send the settlement deduction result (not shown in the figure) to the payment client, etc. according to the actual demand. At this point, the self-service shopping process for the purchased product ends.
In order to more clearly explain the self-service shopping settlement solution in the embodiment of the present specification, the self-service shopping settlement method performed by the payment client and the server will be described from a unilateral perspective, respectively:
FIG. 3 shows a flowchart of a self-service shopping settlement method performed by a payment client, which may specifically include the following steps:
S301. After receiving a shopping scan operation trigger, call a camera device to scan an identification information image of a purchased product;
S302: Obtain product information of the purchased product according to the scan result, and display a payment operation interface;
S303. In the case of obtaining a payment confirmation operation from the payment operation interface, the order information and payment account information of the purchased goods are obtained and sent to the server, so as to instruct the server to settle the payment account for the payment account according to the order information. .
FIG. 4 shows a flowchart of a self-service shopping settlement method performed by a server, which may specifically include the following steps:
S401: Receive order information and payment account information sent by the payment client;
S402: Settle and settle the payment account according to the order information. The order information and payment account information are: when the payment client obtains a payment confirmation operation from the payment operation interface of the purchased product, the payment client obtains and sends the payment confirmation to Server-side information.
For details of the unilateral execution method of the payment client and the server, refer to the description of the foregoing embodiments, and details are not described herein again.
The following describes a self-service shopping settlement method provided in this manual with a more specific example.
Figure 5 is a schematic diagram of a self-service shopping process. When a user does self-service shopping in an unmanned supermarket, he can use the self-service shopping app (Application) in his smartphone to call the camera of the mobile phone to scan the barcode on the product package and scan After the self-service shopping app can automatically parse the barcode to obtain the information compiled therein, and then obtain the information such as the inventory, selling price and discount of the product from the ERP (Enterprise Resource Planning) server for users to decide Buy this product.
After the user decides to purchase one or more items, and forms an order including the purchase product name and quantity through the self-service shopping app, the self-service shopping app sends the order information and the user's Alipay account name to the ERP server. Information on local product prices and discounts, after settlement of the order, get the total price of the order, and send the product name, quantity and total price of the order to the payment server together with the user's Alipay account name.
At the same time, the user displays the Alipay payment code in the mobile phone to the scanning window of the self-service device deployed in the unmanned supermarket. The self-service device scans the payment code to obtain the user's Alipay account name, and sends the user's Alipay account name to the payment server. .
According to the Alipay account name, the payment server queries the total price of the order sent by the ERP server along with the Alipay account name, and deducts the Alipay account based on the total order price. After completing the deduction, the debit results will be returned to the user's self-service shopping app, self-service equipment and ERP server.
It can be seen that the application of the above solution allows users to use payment client devices for self-service shopping, which can conveniently and flexibly obtain real-time information about products, and can directly settle and pay for orders. The payment client device can be a user's personal smartphone and other devices. , Users do not need to wait in line, which can improve the user's self-service shopping experience.
In addition, as shown in FIG. 6, the self-service device can also be equipped with a camera device to control the risk of the user's self-shopping process. When the user displays the Alipay payment code in the mobile phone to the self-service device, the user can also store the purchase that stores the purchased product. The basket is placed on the camera platform of the self-service device. The self-service device uses the configured camera device to capture the goods in the shopping basket, and after completing the scanning of the payment code and the shooting of the goods in the shopping basket, the user's Alipay The account name is sent with the image to the risk control server.
On the one hand, the risk control server visually recognizes the images sent by the self-service equipment to obtain the product name and quantity in the shopping basket. On the other hand, according to the Alipay account name sent together, it associates the order with the payment server or ERP server. So as to get the product name and quantity in the order. Check whether the names and quantities of the two copies are the same. If they are not the same, then send the order information, images and Alipay account name to the monitoring and alerting platform.
Corresponding to the foregoing method embodiment, the embodiment of the present specification also provides a self-service shopping settlement device, which is applied to a payment client. Referring to FIG. 7, the device may include:
The image scanning module 110 is configured to call a camera device to scan an identification information image of a purchased product after receiving a shopping scan operation trigger;
The information obtaining module 120 is configured to obtain the product information of the purchased product according to the scanning result, and display a payment operation interface;
The information uploading module 130 is configured to obtain the order information and payment account information of the purchased product to the server when the payment confirmation operation is obtained from the payment operation interface, and instruct the server to respond to the order information according to the order information. Pay your account for settlement deductions.
In a specific implementation manner provided in this specification, the information acquisition module 120 may be specifically used to:
According to the scanning result, the server obtains the information acquisition request of the purchased product, to instruct the server to return the product information of the purchased product after receiving the information acquisition request sent by the payment client.
An embodiment of the present specification also provides a self-service shopping settlement device, which is applied to a server. Referring to FIG. 8, the device may include:
An information receiving module 210 for receiving order information and payment account information sent by a payment client;
A settlement and debit module 220 is configured to perform settlement and debit to the payment account according to the order information. The order information and the payment account information are: when the payment client obtains a payment confirmation operation from the payment operation interface of the purchased product To obtain and send information to the server.
For details of the implementation process of the functions and functions of the modules in the above device, refer to the implementation process of the corresponding steps in the above method for details, and details are not described herein again.
An embodiment of the present specification also provides a computer device including at least a memory, a processor, and a computer program stored on the memory and operable on the processor, wherein the processor implements the foregoing application for payment when the program is executed. Client-side self-service shopping settlement method, the method includes at least:
After receiving the shopping scan operation trigger, call the camera device to scan the identification information image of the purchased product;
Obtain the product information of the purchased product according to the scan result, and display the payment operation interface;
In the case of obtaining a payment confirmation operation from the payment operation interface, the order information and payment account information of the purchased goods are sent to the server to instruct the server to settle the payment account for the payment account according to the order information.
An embodiment of the present specification further provides a computer device including at least a memory, a processor, and a computer program stored on the memory and operable on the processor. The processor implements the foregoing application service when the program is executed. -End self-service shopping settlement method, the method includes at least:
After receiving the order information and payment account information sent by the payment client, the payment account is settled and deducted according to the order information. The order information and payment account information are: the payment client obtains from the payment operation interface of the purchased product In the case of payment confirmation, the information obtained and sent to the server.
FIG. 9 shows a more specific schematic diagram of the hardware structure of a computing device provided by an embodiment of this specification. The device may include a processor 1010, a memory 1020, an input / output interface 1030, a communication interface 1040, and a bus 1050. . The processor 1010, the memory 1020, the input / output interface 1030, and the communication interface 1040 implement a communication connection within the device through a bus 1050.
The processor 1010 may be implemented by using a general-purpose CPU (Central Processing Unit, central processing unit), a microprocessor, an Application Specific Integrated Circuit (ASIC), or one or more integrated circuits. Relevant programs are executed to implement the technical solutions provided by the embodiments of this specification.
The memory 1020 may be implemented in the form of a ROM (Read Only Memory), a RAM (Random Access Memory), a static storage device, a dynamic storage device, or the like. The memory 1020 can store an operating system and other applications. When the technical solution provided by the embodiment of this specification is implemented by software or firmware, the relevant code is stored in the memory 1020 and is called and executed by the processor 1010. .
The input / output interface 1030 is used to connect an input / output module for information input and output. The input / output / module can be configured in the device as a component (not shown in the figure), or can be externally connected to the device to provide corresponding functions. The input device may include a keyboard, a mouse, a touch screen, a microphone, various sensors, and the like, and an output device may include a display, a speaker, a vibrator, and an indicator light.
The communication interface 1040 is used to connect a communication module (not shown in the figure) to implement communication interaction between the device and other devices. The communication module can realize communication through a wired method (such as USB, network cable, etc.), and also can realize communication through a wireless method (such as mobile network, WIFI, Bluetooth, etc.).
The bus 1050 includes a path for transmitting information between various components of the device (such as the processor 1010, the memory 1020, the input / output interface 1030, and the communication interface 1040).
It should be noted that, although the above device only shows the processor 1010, the memory 1020, the input / output interface 1030, the communication interface 1040, and the bus 1050, in the specific implementation process, the device may further include a device for achieving normal operation. Required other components. In addition, those skilled in the art can understand that the above-mentioned device may also include only the elements necessary to implement the solutions of the embodiments of the present specification, and does not necessarily include all the elements shown in the drawings.
The embodiment of the present specification also provides a computer-readable storage medium on which a computer program is stored. When the program is executed by a processor, the foregoing self-service shopping settlement method applied to a payment client is implemented. The method includes at least:
After receiving the shopping scan operation trigger, call the camera device to scan the identification information image of the purchased product;
Obtain the product information of the purchased product according to the scan result, and display the payment operation interface;
In the case of obtaining a payment confirmation operation from the payment operation interface, the order information and payment account information of the purchased goods are sent to the server to instruct the server to settle the payment account for the payment account according to the order information.
The embodiment of the present specification also provides a computer-readable storage medium on which a computer program is stored. When the program is executed by a processor, the foregoing self-service shopping settlement method applied to a server is implemented. The method includes at least:
After receiving the order information and payment account information sent by the payment client, the payment account is settled and deducted according to the order information. The order information and payment account information are: the payment client obtains from the payment operation interface of the purchased product In the case of payment confirmation, the information obtained and sent to the server.
Computer-readable media includes permanent and non-permanent, removable and non-removable media. Information can be stored by any method or technology. Information can be computer-readable instructions, data structures, modules of programs, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), and other types of random access memory (RAM) , Read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, read-only disc read-only memory (CD-ROM), digital versatile disc (DVD) or other optical storage, magnetic tape cartridges, magnetic tape storage or other magnetic storage devices or any other non-transmitting media, can be used to store information that can be accessed by computing devices. According to the definition in this article, computer-readable media does not include temporary computer-readable media (transitory media), such as modulated data signals and carrier waves.
It can be known from the description of the foregoing embodiments that those skilled in the art can clearly understand that the embodiments of the present specification can be implemented by means of software plus a necessary universal hardware platform. Based on such an understanding, the technical solutions of the embodiments of the present specification can be embodied in the form of software products that are essentially or contribute to the existing technology. The computer software products can be stored in storage media such as ROM / RAM, magnetic Disks, optical discs, etc. include several instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to perform the methods described in various embodiments or portions of the embodiments of this specification.
The system, device, module, or unit described in the foregoing embodiments may be specifically implemented by a computer chip or entity, or by a product having a certain function. A typical implementation device is a computer. The specific form of the computer can be a personal computer, a laptop, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an e-mail receiving and sending device, and a game control. Desk, tablet, wearable, or a combination of any of these devices.
Each embodiment in this specification is described in a progressive manner, and the same or similar parts between the various embodiments can be referred to each other. Each embodiment focuses on the differences from other embodiments. In particular, as for the device embodiment, since it is basically similar to the method embodiment, it is described relatively simply. For the relevant part, refer to the description of the method embodiment. The device embodiments described above are only schematic, and the modules described as separate components may or may not be physically separated. When implementing the solutions of the embodiments of this specification, the functions of each module may be Implemented in the same software or hardware. It is also possible to select some or all of the modules according to actual needs to achieve the purpose of the solution of this embodiment. Those of ordinary skill in the art can understand and implement without creative efforts.
The above are only specific implementations of the embodiments of the present specification. It should be noted that, for those of ordinary skill in the art, without departing from the principles of the embodiments of the present specification, several improvements and retouches can be made. These Improvement and retouching should also be regarded as the protection scope of the embodiments of the present specification.

10‧‧‧支付客戶端設備10‧‧‧ payment client device

20‧‧‧服務端設備 20‧‧‧ server equipment

110‧‧‧圖像掃描模組 110‧‧‧Image Scanning Module

120‧‧‧資訊獲取模組 120‧‧‧ Information Acquisition Module

130‧‧‧資訊上傳模組 130‧‧‧Information Upload Module

210‧‧‧資訊接收模組 210‧‧‧Information receiving module

220‧‧‧結算扣款模組 220‧‧‧Settlement Debit Module

1010‧‧‧處理器 1010‧‧‧ processor

1020‧‧‧記憶體 1020‧‧‧Memory

1030‧‧‧輸入/輸出介面 1030‧‧‧ input / output interface

1040‧‧‧通信介面 1040‧‧‧ communication interface

1050‧‧‧匯流排 1050‧‧‧Bus

為了更清楚地說明本說明書實施例或現有技術中的技術方案，下面將對實施例或現有技術描述中所需要使用的附圖作簡單地介紹，顯而易見地，下面描述中的附圖僅僅是本說明書實施例中記載的一些實施例，對於本領域普通技術人員來講，還可以根據這些附圖獲得其他的附圖。In order to more clearly explain the embodiments of the present specification or the technical solutions in the prior art, the drawings used in the embodiments or the description of the prior art will be briefly introduced below. Obviously, the drawings in the following description are only the present invention. For some ordinary people skilled in the art, some of the embodiments described in the description of the specification can also obtain other drawings according to these drawings.

圖1是本說明書實施例的自助購物結算系統的結構示意圖； 1 is a schematic structural diagram of a self-service shopping settlement system according to an embodiment of the present specification;

圖2是本說明書實施例的自助購物結算方法的一種流程示意圖； 2 is a schematic flowchart of a self-service shopping settlement method according to an embodiment of the present specification;

圖3是本說明書實施例的自助購物結算方法的另一種流程示意圖； 3 is another schematic flowchart of a self-service shopping settlement method according to an embodiment of the present specification;

圖4是本說明書實施例的自助購物結算方法的又一種流程示意圖； 4 is another schematic flowchart of a self-service shopping settlement method according to an embodiment of the present specification;

圖5是本說明書實施例的一種自助購物流程的示意圖； 5 is a schematic diagram of a self-service shopping process according to an embodiment of the present specification;

圖6是本說明書實施例的另一種自助購物流程的示意圖； 6 is a schematic diagram of another self-service shopping process according to an embodiment of the present specification;

圖7是本說明書實施例的自助購物結算裝置的第一種結構示意圖； 7 is a first schematic structural diagram of a self-service shopping settlement device according to an embodiment of the present specification;

圖8是本說明書實施例的自助購物結算裝置的第二種結構示意圖； 8 is a schematic diagram of a second structure of a self-service shopping settlement device according to an embodiment of the present specification;

圖9是用於配置本說明書實施例裝置的一種設備的結構示意圖。 FIG. 9 is a schematic structural diagram of a device for configuring a device according to an embodiment of the present specification.

Claims (16)

一種自助購物結算方法，為商品設置標識資訊圖像，該方法包括： 支付客戶端接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像，根據掃描結果獲取該購買商品的商品資訊，並展示支付操作介面； 支付客戶端在從該支付操作介面獲得支付確認操作的情況下，獲得該購買商品的訂單資訊及支付帳戶資訊發送至服務端； 服務端接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款。A self-service shopping settlement method for setting an identification information image for a product, the method includes: After receiving the shopping scan operation trigger, the payment client calls the camera device to scan the identification information image of the purchased product, obtains the product information of the purchased product according to the scan result, and displays the payment operation interface; When the payment client obtains the payment confirmation operation from the payment operation interface, it obtains the order information and payment account information of the purchased product and sends it to the server; After receiving the order information and payment account information sent by the payment client, the server will settle the payment account based on the order information. 根據請求項1所述的方法，所述根據掃描結果獲取該購買商品的商品資訊，包括： 支付客戶端根據掃描結果向服務端發出該購買商品的資訊獲取請求； 服務端接收到支付客戶端發送的資訊獲取請求後，向支付客戶端發送該購買商品的商品資訊。According to the method described in claim 1, the acquiring the product information of the purchased product according to the scanning result includes: The payment client sends an information acquisition request for the purchased product to the server based on the scan result; After receiving the information acquisition request sent by the payment client, the server sends the product information of the purchased product to the payment client. 根據請求項1所述的方法，該服務端具體包括：商品服務端及支付服務端， 所述支付客戶端在從該支付操作介面獲得支付確認操作的情況下，獲得該購買商品的訂單資訊及支付帳戶資訊發送至服務端，包括： 支付客戶端在從該支付操作介面獲得支付確認操作的情況下，獲得該購買商品的訂單資訊及支付帳戶資訊發送至商品服務端； 所述服務端接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款，包括： 商品服務端接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據本端的商品資訊對訂單進行結算，將結算結果加入該訂單資訊中，並將結算後的訂單資訊與支付帳戶資訊發送至支付服務端； 支付服務端接收到商品服務端發送的訂單資訊與支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款。According to the method described in claim 1, the server specifically includes: a commodity server and a payment server, When the payment client obtains a payment confirmation operation from the payment operation interface, the payment client obtains the order information and payment account information of the purchased product and sends it to the server, including: When the payment client obtains the payment confirmation operation from the payment operation interface, the payment client obtains the order information and payment account information of the purchased product and sends it to the commodity server; After receiving the order information and payment account information sent by the payment client, the server performs settlement and deduction of the payment account according to the order information, including: After receiving the order information and payment account information sent by the payment client, the commodity server will settle the order based on the local product information, add the settlement result to the order information, and send the settlement order information and payment account information to Payment server After receiving the order information and payment account information sent by the commodity server, the payment server will settle the payment account based on the order information. 根據請求項1所述的方法，該服務端具體包括：商品服務端及支付服務端， 所述支付客戶端在從該支付操作介面獲得支付確認操作的情況下，獲得該購買商品的訂單資訊及支付帳戶資訊發送至服務端，包括： 支付客戶端在從該支付操作介面獲得支付確認操作的情況下，獲得該購買商品的訂單資訊及支付帳戶資訊發送至商品服務端； 所述服務端接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款，包括： 商品服務端接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，檢驗該訂單資訊是否滿足預設結算條件；若是，則將該訂單資訊與支付帳戶資訊發送至支付服務端； 支付服務端接收到商品服務端發送的訂單資訊與支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款。According to the method described in claim 1, the server specifically includes: a commodity server and a payment server, When the payment client obtains a payment confirmation operation from the payment operation interface, the payment client obtains the order information and payment account information of the purchased product and sends it to the server, including: When the payment client obtains the payment confirmation operation from the payment operation interface, the payment client obtains the order information and payment account information of the purchased product and sends it to the commodity server; After receiving the order information and payment account information sent by the payment client, the server performs settlement and deduction of the payment account according to the order information, including: After receiving the order information and payment account information sent by the payment client, the commodity server checks whether the order information meets the preset settlement conditions; if so, sends the order information and payment account information to the payment server; After receiving the order information and payment account information sent by the commodity server, the payment server will settle the payment account based on the order information. 根據請求項1所述的方法，該方法還包括： 支付客戶端在從該支付操作介面獲得支付確認操作的情況下，展示本端支付帳戶的付款碼； 收款客戶端掃描支付客戶端展示的付款碼，並獲取該付款碼包含的支付帳戶資訊發送至服務端； 所述根據該訂單資訊對該支付帳戶進行結算扣款，包括： 服務端接收到收款客戶端發送的該付款碼對應的支付帳戶資訊後，在預先接收的支付客戶端發送的訂單資訊與支付帳戶資訊中，查詢該付款碼對應的支付帳戶資訊對應的訂單資訊，並根據查詢到的訂單資訊對該付款碼對應的支付帳戶進行結算扣款。According to the method of claim 1, the method further comprises: When the payment client obtains the payment confirmation operation from the payment operation interface, the payment client displays the payment code of the local payment account; The receiving client scans the payment code displayed by the payment client, obtains the payment account information contained in the payment code, and sends it to the server; The settlement and deduction of the payment account based on the order information includes: After receiving the payment account information corresponding to the payment code sent by the payment client, the server queries the order information and payment account information sent in advance by the payment client to query the order information corresponding to the payment account information corresponding to the payment code. , And settle the payment account corresponding to the payment code based on the queried order information. 一種自助購物結算方法，應用於支付客戶端，並為商品設置標識資訊圖像，該方法包括： 接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像； 根據掃描結果獲取該購買商品的商品資訊，並展示支付操作介面； 在從該支付操作介面獲得支付確認操作的情況下，獲得該購買商品的訂單資訊及支付帳戶資訊發送至服務端，以指示服務端根據該訂單資訊對該支付帳戶進行結算扣款。A self-service shopping settlement method is applied to a payment client and an identification information image is set for a product. The method includes: After receiving the shopping scan operation trigger, call the camera device to scan the identification information image of the purchased product; Get the product information of the purchased product according to the scan results and display the payment operation interface; In the case of obtaining a payment confirmation operation from the payment operation interface, the order information and payment account information of the purchased goods are sent to the server to instruct the server to settle the payment account for the payment account according to the order information. 一種自助購物結算方法，應用於服務端，並為商品設置標識資訊圖像，該方法包括： 接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款，該訂單資訊及支付帳戶資訊為：支付客戶端在從購買商品的支付操作介面獲得支付確認操作的情況下，獲得並發送至服務端的資訊。A self-service shopping settlement method is applied to a server and an identification information image is set for a product. The method includes: After receiving the order information and payment account information sent by the payment client, the payment account is settled and deducted according to the order information. The order information and payment account information are: the payment client obtains payment from the payment operation interface of the purchased product In the case of confirming the operation, the information obtained and sent to the server. 一種自助購物結算系統，為商品設置標識資訊圖像，該系統包括：支付客戶端及服務端； 支付客戶端接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像，根據掃描結果獲取該購買商品的商品資訊，並展示支付操作介面； 支付客戶端在從該支付操作介面獲得支付確認操作的情況下，獲得該購買商品的訂單資訊及支付帳戶資訊發送至服務端； 服務端接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款。A self-service shopping settlement system for setting identification information images for products, the system includes: a payment client and a server; After receiving the shopping scan operation trigger, the payment client calls the camera device to scan the identification information image of the purchased product, obtains the product information of the purchased product according to the scan result, and displays the payment operation interface; When the payment client obtains the payment confirmation operation from the payment operation interface, it obtains the order information and payment account information of the purchased product and sends it to the server; After receiving the order information and payment account information sent by the payment client, the server will settle the payment account based on the order information. 根據請求項8所述的系統，該支付客戶端具體用於透過以下方式獲取該購買商品的商品資訊： 支付客戶端根據掃描結果向服務端發出該購買商品的資訊獲取請求，以指示服務端接收到支付客戶端發送的資訊獲取請求後，向支付客戶端發送該購買商品的商品資訊。According to the system described in claim 8, the payment client is specifically configured to obtain product information of the purchased product in the following ways: The payment client sends an information acquisition request for the purchased product to the server according to the scan result, to instruct the server to send the product information of the purchased product to the payment client after receiving the information acquisition request sent by the payment client. 根據請求項8所述的系統，該服務端具體包括：商品服務端及支付服務端； 該支付客戶端具體用於透過以下方式將該購買商品的訂單資訊及支付帳戶資訊發送至服務端： 支付客戶端在從該支付操作介面獲得支付確認操作的情況下，獲得該購買商品的訂單資訊及支付帳戶資訊發送至商品服務端； 該服務端具體用於透過以下方式對該支付帳戶進行結算扣款： 商品服務端接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，根據本端的商品資訊對訂單進行結算，將結算結果加入該訂單資訊中，並將結算後的訂單資訊與支付帳戶資訊發送至支付服務端； 支付服務端接收到商品服務端發送的訂單資訊與支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款。According to the system described in claim 8, the server includes: a commodity server and a payment server; The payment client is specifically used to send the purchase order information and payment account information to the server in the following ways: When the payment client obtains the payment confirmation operation from the payment operation interface, the payment client obtains the order information and payment account information of the purchased product and sends it to the commodity server; This server is specifically used to settle the payment account in the following ways: After receiving the order information and payment account information sent by the payment client, the commodity server will settle the order based on the local product information, add the settlement result to the order information, and send the settlement order information and payment account information to Payment server After receiving the order information and payment account information sent by the commodity server, the payment server will settle the payment account based on the order information. 根據請求項8所述的系統，該服務端具體包括：商品服務端及支付服務端； 該支付客戶端具體用於透過以下方式將該購買商品的訂單資訊及支付帳戶資訊發送至服務端： 支付客戶端在從該支付操作介面獲得支付確認操作的情況下，獲得該購買商品的訂單資訊及支付帳戶資訊發送至商品服務端； 該服務端具體用於透過以下方式對該支付帳戶進行結算扣款： 商品服務端接收到支付客戶端發送的訂單資訊及支付帳戶資訊後，檢驗該訂單資訊是否滿足預設結算條件；若是，則將該訂單資訊與支付帳戶資訊發送至支付服務端； 支付服務端接收到商品服務端發送的訂單資訊與支付帳戶資訊後，根據該訂單資訊對該支付帳戶進行結算扣款。According to the system described in claim 8, the server includes: a commodity server and a payment server; The payment client is specifically used to send the purchase order information and payment account information to the server in the following ways: When the payment client obtains the payment confirmation operation from the payment operation interface, the payment client obtains the order information and payment account information of the purchased product and sends it to the commodity server; This server is specifically used to settle the payment account in the following ways: After receiving the order information and payment account information sent by the payment client, the commodity server checks whether the order information meets the preset settlement conditions; if so, sends the order information and payment account information to the payment server; After receiving the order information and payment account information sent by the commodity server, the payment server will settle the payment account based on the order information. 根據請求項8所述的系統，該系統還包括：收款客戶端； 支付客戶端在從該支付操作介面獲得支付確認操作的情況下，展示本端支付帳戶的付款碼； 收款客戶端掃描支付客戶端展示的付款碼，並獲取該付款碼包含的支付帳戶資訊發送至服務端； 該服務端具體用於透過以下方式對該支付帳戶進行結算扣款： 服務端接收到收款客戶端發送的該付款碼對應的支付帳戶資訊後，在預先接收的支付客戶端發送的訂單資訊與支付帳戶資訊中，查詢該付款碼對應的支付帳戶資訊對應的訂單資訊，並根據查詢到的訂單資訊對該付款碼對應的支付帳戶進行結算扣款。According to the system described in claim 8, the system further includes: a receiving client; When the payment client obtains the payment confirmation operation from the payment operation interface, the payment client displays the payment code of the local payment account; The receiving client scans the payment code displayed by the payment client, obtains the payment account information contained in the payment code, and sends it to the server; This server is specifically used to settle the payment account in the following ways: After receiving the payment account information corresponding to the payment code sent by the payment client, the server queries the order information and payment account information sent in advance by the payment client to query the order information corresponding to the payment account information corresponding to the payment code. , And settle the payment account corresponding to the payment code based on the queried order information. 一種自助購物結算裝置，應用於支付客戶端，並為商品設置標識資訊圖像，該裝置包括： 圖像掃描模組，用於接收到購物掃描操作觸發後，調用攝像裝置掃描購買商品的標識資訊圖像； 資訊獲取模組，用於根據掃描結果獲取該購買商品的商品資訊，並展示支付操作介面； 資訊上傳模組，用於在從該支付操作介面獲得支付確認操作的情況下，獲得該購買商品的訂單資訊及支付帳戶資訊發送至服務端，以指示服務端根據該訂單資訊對該支付帳戶進行結算扣款。A self-service shopping settlement device is applied to a payment client and sets an identification information image for a product. The device includes: An image scanning module, configured to call a camera device to scan the identification information image of a purchased product after receiving a shopping scan operation trigger; The information acquisition module is used to obtain the product information of the purchased product according to the scan result, and display the payment operation interface; The information uploading module is used to obtain the order information and payment account information of the purchased product to the server when the payment confirmation operation is obtained from the payment operation interface, and instruct the server to perform the payment account based on the order information. Settle the charge. 一種自助購物結算裝置，應用於服務端，並為商品設置標識資訊圖像，該裝置包括： 資訊接收模組，用於接收支付客戶端發送的訂單資訊及支付帳戶資訊； 結算扣款模組，用於根據該訂單資訊對該支付帳戶進行結算扣款，該訂單資訊及支付帳戶資訊為：支付客戶端在從購買商品的支付操作介面獲得支付確認操作的情況下，獲得並發送至服務端的資訊。A self-service shopping settlement device is applied to a server and sets an identification information image for a product. The device includes: Information receiving module for receiving order information and payment account information sent by the payment client; The settlement and deduction module is used to settle the payment account based on the order information. The order information and payment account information are: when the payment client obtains the payment confirmation operation from the payment operation interface of the purchased product, it obtains And send it to the server. 一種電腦設備，包括記憶體、處理器及儲存在記憶體上並可在處理器上運行的電腦程式，其中，該處理器執行該程式時實現如請求項6所述的方法。A computer device includes a memory, a processor, and a computer program stored in the memory and operable on the processor. The processor implements the method according to claim 6 when executing the program. 一種電腦設備，包括記憶體、處理器及儲存在記憶體上並可在處理器上運行的電腦程式，其中，該處理器執行該程式時實現如請求項7所述的方法。A computer device includes a memory, a processor, and a computer program stored on the memory and operable on the processor. The processor implements the method according to claim 7 when executing the program.
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