CN102456194A - Remote payment method, system, terminal and server - Google Patents
Remote payment method, system, terminal and server Download PDFInfo
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- CN102456194A CN102456194A CN2010105212126A CN201010521212A CN102456194A CN 102456194 A CN102456194 A CN 102456194A CN 2010105212126 A CN2010105212126 A CN 2010105212126A CN 201010521212 A CN201010521212 A CN 201010521212A CN 102456194 A CN102456194 A CN 102456194A
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Abstract
The invention provides a remote payment method, system, terminal and server. The specific content comprises the following processes that: during the purchasing of a user, a sale electronic order is generated after a terminal writes commodity information of commodities needing to be purchased in an original electronic order; the sale electronic order is submitted to the payment server so that the payment server can finish the payment operation in real time according to the sale electronic order during the purchasing of the user; and the user does not need to wait for POS (Point Of Sale) machine and other reading equipments to read out commodity information and generate a sale list in a queue so that the time is saved for the user.
Description
Technical field
The present invention relates to communication technical field, relate in particular to a kind of method, system, terminal and server of remote payment.
Background technology
Mobile payment (Mobile Payment) promptly allows the mobile subscriber to use its portable terminal (normally mobile phone) that a kind of method of service that account is paid is carried out in the commodity or the service of being consumed.At present, the detailed process of mobile payment is:
The first step, behind the commodity that the user confirm to need buys; Through point-of-sale terminal (Point of Sale; POS) fetch equipment such as machine reads the user and buys the merchandise news of commodity and generate selling inventory; Behind the firm sale amount of money, the machine-readable mobile payment accounts information of getting in the portable terminal of POS, and send the Payment Request that carries consumption sum to the corresponding payment platform of this mobile payment account;
Second step, payment platform send the affirmation Payment Request to portable terminal when receiving Payment Request, after receiving the affirmation message of portable terminal, accomplish delivery operation, and return payment to the POS machine and accomplish message;
The 3rd step, POS machine are receiving payment when accomplishing message, confirm that mobile payment accomplishes, user's success of doing shopping.
There is following problem in the mobile payment scheme that adopts at present:
The user behind the commodity of confirm to need buying, need to wait for that equipment checkout such as POS machine generates the selling inventory and the firm sale amount of money after, just can accomplish delivery operation; Can not be in the process of selecting commodity; Real-time completion delivery operation, especially the user more for a long time, after need waiting in line equipment such as POS machine and reading merchandise news and generate selling inventory; Could accomplish delivery operation, cause a large amount of wastes of user time.
In sum, still there is not feasible technical solution for the one-stop service of real-time completion payment realization commodity purchasing at present.
Summary of the invention
The embodiment of the invention provides a kind of method, system, terminal and server of remote payment, is used for solving the problem of the completion payment that prior art can not be real-time.
A kind of method of remote payment, said method comprises:
The merchandise news that the needs that the terminal will be read are bought commodity writes the original electron order, generates to sell electronic order;
The terminal will be sold electronic order and sent to paying server, and the indication paying server is according to the operation of paying of the sale electronic order that receives.
A kind of system of remote payment, said system comprises:
Terminal, the merchandise news of the commodity that are used for the needs that read are bought write to generate behind the original electron order sells electronic order, and sends and should sell electronic order;
Paying server is used for according to the sale electronic order that receives, the operation of paying.
A kind of terminal, said terminal comprises:
Sell the electronic order generation module, be used for the merchandise news of the needs purchase commodity that read is write the original electron order, generate and sell electronic order;
The indication payment module is used for sales electronic order is sent to paying server, the sale electronic order that indication paying server basis the receives operation of paying.
A kind of server, said server comprises:
The order sending module is used for sending the original electron order to the terminal, and the merchandise news of the commodity that indicating terminal will be bought writes said original electron order, generates the sale electronic order that is used to accomplish delivery operation.
In the technical scheme that the embodiment of the invention provides; The user is when shopping, and the terminal generates the sale electronic order after in the original electron order, writing the merchandise news that needs the purchase commodity, and should sell electronic order and submit to paying server; Make the user when shopping; Paying server can be sold the real-time completion delivery operation of electronic order according to this, reads merchandise news and generates selling inventory and needn't wait in line fetch equipments such as POS machine again, has practiced thrift user's time.
Description of drawings
The schematic flow sheet of the method for a kind of remote payment that Fig. 1 provides for the embodiment of the invention one;
The schematic flow sheet of the method for a kind of remote payment that Fig. 2 provides for the embodiment of the invention two;
The structural representation of the system of a kind of remote payment that Fig. 3 provides for the embodiment of the invention three;
The structural representation at a kind of terminal that Fig. 4 provides for the embodiment of the invention four;
The structural representation of a kind of server that Fig. 5 provides for the embodiment of the invention five.
Embodiment
Below in conjunction with the Figure of description and the embodiment of the invention technical scheme of the present invention is elaborated.
Embodiment one,
The embodiment of the invention one provides a kind of method of remote payment, and the schematic flow sheet of this method is as shown in Figure 1, and concrete steps comprise:
The merchandise news that the needs that step 101, terminal will be read are bought commodity writes the original electron order, generates to sell electronic order.
Said terminal can be mobile phone.
Merchandise news is read at the terminal; Said read operation can be to be realized by read head embedded in the terminal; When the commodity that affirmation need to be bought, the merchandise news of these commodity is write the original electron order, generate the sale electronic order that comprises the merchandise news that remains to be bought commodity.
Said operation of reading merchandise news is not limited to utilize read head embedded in the terminal to realize; Also can be to utilize the camera on the terminal to take the image that includes merchandise news; Parsing through to this image realizes obtaining of merchandise news, accomplishes the operation of reading merchandise news.
The obtain manner of said original electron order can but be not limited to following two kinds:
1, store in advance at the terminal, before the needs shopping, receives original electron order and preservation from trade company's background server like the terminal in advance.
2, the terminal is when needs are done shopping; Real-time sends the shopping request to trade company's background server; Can carry terminal iidentification in the said shopping request, said terminal iidentification can be cell-phone number, is used for trade company's background server and returns response message to the corresponding terminal of terminal iidentification.This shopping request trigger trade company background server generates the original electron order that does not have merchandise news, can carry merchant information in the said original electron order, and said merchant information can be by the expression of electronic order numbering.Trade company's background server sends to the terminal with the original electron order that generates, and is used for the terminal and fills in merchandise news.
Said original electron order also possibly be that other approach acquisitions are passed through at the terminal.
Step 102, terminal will be sold electronic order and sent to paying server, and the indication paying server is according to the operation of paying of the sale electronic order that receives.
After the merchandise news of the commodity that affirmation all need be bought all writes completion; The sale electronic order that generates is sent to paying server; Paying server utilizes the merchandise news of selling in the electronic order to confirm payment, and carries out delivery operation after receiving this sale electronic order.
The method of the remote payment that provides through the embodiment of the invention one; When affirmation needs the commodity of purchase; Merchandise news obtain and the generation of selling inventory (sale electronic order) is all accomplished in the terminal in real time; Needn't wait for that fetch equipment such as POS machine reads merchandise news and generates the completion delivery operation that selling inventory promptly can be real-time, has solved the technical matters that the present invention proposes.
Send the shopping request with the terminal to trade company's background server below; It is example that trade company's background server returns the original electron order according to this shopping request to the terminal, and the complete shopping process that the remote payment method that utilizes the embodiment of the invention one to provide is accomplished is elaborated.
Embodiment two,
As shown in Figure 2, the schematic flow sheet of the method for a kind of remote payment that provides for the embodiment of the invention two specifically may further comprise the steps:
Shopping is sent at step 201, terminal asks the background server to trade company.
Can carry terminal iidentification in the said shopping request, trade company's background server can send the terminal of shopping request according to this terminal iidentification identification.
Step 202, trade company's background server generate the original electron order, and are sent to the terminal.
Trade company's background server generates the original electron order when receiving the shopping request, do not have merchandise news in this original electron order, but can carry merchant information, can further include project information such as trade name, commodity amount and cargo price.
Trade company's background server is sent to the corresponding terminal of terminal iidentification of carrying in the said shopping request with this original electron order, is used to the corresponding particular content (merchandise news) of project information that obtains to set.
Merchandise news is read at step 203, terminal, generates to sell electronic order.
The terminal is after receiving and preserving the original electron order, and affirmation can begin shopping.The merchandise news that needs to buy commodity is read at the terminal; The content that reads is the coding of Commercial goods labels; Said coding can be bar code or two-dimension code, said content encoded, and promptly merchandise news can comprise trade name, unit price, model, manufacturer, the place of production and discounting sales promotion information etc.The user selects to buy or these commodity of cancellation purchase after reading merchandise news, in this step, supports repeatedly to read merchandise news; After the user confirms to buy at least one commodity; According to the merchandise news that reads, fill in the project information in the original electron order, generate and sell electronic order.
Step 204, terminal will be sold electronic order and be sent to trade company's background server.
After generating the sale electronic order and confirming that shopping finishes; Get into the checkout step; Confirm to adopt the mode of mobile payment to settle accounts, triggering terminal will be sold electronic order and will be sent to trade company's background server, be used for trade company's background server the legitimacy of the merchandise news of sale electronic order is verified; As, confirm that whether corresponding trade name and commodity price etc.The terminal also is committed to trade company's background server with self terminal iidentification when send selling electronic order, user trade company background server is discerned submitting the terminal of selling electronic order to.
After step 205, trade company's background server passed through the legitimate verification of selling electronic order, the request paying server was paid.
After trade company's background server is confirmed also confirmation to the merchandise news of carrying in the sale electronic order; This sale electronic order and the terminal iidentification that receives are sent to paying server jointly; Electronic order is sold in indication paying server utilization, to the operation of paying of the corresponding mobile payment account of this terminal iidentification.
More excellent; In this step, can also verify the legitimacy of the terminal iidentification that receives, and in order to strengthen service security property; The legitimacy of selling electronic order and terminal iidentification is all verified pass through after, be sent to paying server after will selling the encryption of electronic order and terminal iidentification.
Step 206, paying server send to the terminal confirms Payment Request.
Paying server is behind the sale electronic order and terminal iidentification that receive trade company's background server transmission; Can utilize the merchandise news of selling in the electronic order to confirm payment; And to the corresponding terminal transmission affirmation Payment Request of this terminal iidentification; Payment is this time confirmed in the requesting terminal, can carry the electronic order numbering (identical with the electronic order numbering of original electron order) and the payment information of this sale electronic order in the said affirmation Payment Request.
In order to ensure service security property, more excellent, can generate a random number, in this affirmation Payment Request, carry this random number, be used to identify this time payment transaction.
Step 207, terminal check payment submit to payment cipher to paying server.
When receiving the affirmation Payment Request of paying server transmission at the terminal; Whether the electronic order numbering in electronic order numbering that the user confirms to carry in this affirmation Payment Request and payment and the sale electronic order that sends before this is identical with payment; Can pay as confirming, submit to payment cipher to paying server through the terminal.
If also carry random number in the said affirmation Payment Request, then when submitting payment cipher to, this random number is back to paying server.
More excellent, in order further to strengthen service security property, a safe key can be set, the payment cipher of submitting to is encrypted.
Whether the payment cipher that the payment cipher that the paying server verification terminal is submitted to and the terminal iidentification at this terminal of preservation are corresponding is consistent; If payment cipher is after encrypting; After then this payment cipher being deciphered, whether the payment cipher that the payment cipher in the validation of payment information and the terminal iidentification at this terminal of preservation are corresponding is consistent.When definite payment cipher is errorless, utilize the electronic order numbering to extract merchant information, corresponding payment is transferred accounts to the corresponding account of trade company in the mobile payment account that this terminal iidentification is corresponding.
Need to prove; In paying server, preserve the corresponding relation of terminal iidentification and safe key and terminal iidentification and payment cipher in advance; When paying server receives the payment cipher that utilizes after safe key is encrypted; According to the terminal iidentification that carries in the payment information, confirm the safe key that this terminal iidentification is corresponding, and after utilizing this safe key that this payment cipher is deciphered; According to the terminal iidentification of preserving in advance and the corresponding relation of payment cipher, whether the payment cipher that validation of payment password and this terminal iidentification are corresponding is consistent.
Paying server can send the payment successful information to terminal and trade company's background server respectively after accomplishing delivery operation, confirm to pay successfully.
Trade company's background server generates evidence for payment to terminal in this time payment and prepaid commodity after confirming that payment is accomplished, comprise the merchandise news of terminal iidentification and institute's payment for merchandise in the said evidence for payment.According to follow-up difference to the evidence for payment verification mode, trade company's background server can send to credential verification terminal and the corresponding terminal of this evidence for payment with the evidence for payment that generates, and perhaps only sends to the corresponding terminal of this evidence for payment.
Said credential verification terminal can be the POS machine, is used for evidence for payment is verified.The credential verification terminal includes but not limited to following dual mode to the verification mode of evidence for payment:
First kind,
When said trade company background server sent to the terminal of credential verification terminal and this evidence for payment correspondence with the evidence for payment that generates, the credential verification terminal specifically comprised the checking of evidence for payment:
Evidence for payment in the reading terminals of credential verification terminal; Confirm the evidence for payment that comprises the terminal iidentification in the evidence for payment that reads that self stores; And merchandise news in the evidence for payment that reads and merchandise news in the evidence for payment of confirming compared, when comparative result is consistent, confirm user's success of doing shopping; Otherwise, confirm user's failure of doing shopping.
Second kind,
When said trade company background server sent to the terminal of this evidence for payment correspondence with the evidence for payment that generates, the credential verification terminal specifically comprised the checking of evidence for payment:
Evidence for payment in the reading terminals of credential verification terminal, and this evidence for payment is sent to trade company's background server;
Trade company's background server is confirmed the evidence for payment that comprises the terminal iidentification in the evidence for payment that receives that self stores; And merchandise news in the evidence for payment that receives and merchandise news in the evidence for payment of confirming compared, and comparative result is sent to the credential verification terminal;
User's success of doing shopping is confirmed in the credential verification terminal when receiving the consistent message of comparative result that the trade company background server sends, otherwise, when receiving the inconsistent message of comparative result that trade company's background server sends, confirm user's failure of doing shopping.
Through the method that the embodiment of the invention two provides, before paying server is paid operation, verify the accuracy of selling merchandise news in the electronic order, thereby guarantee the accuracy of follow-up delivery operation from trade company's side by trade company's background server; Through in confirming Payment Request, carrying random number and the payment cipher that submit at the terminal being encrypted the security that has improved payment transaction; And can further generate evidence for payment by trade company's background server; By the evidence for payment in the reading terminals of credential verification terminal; Through the credential verification terminal merchandise news of the commodity that utilize the corresponding mobile payment account in this terminal and buy is verified; Confirm whether success of shopping this time, perhaps the credential verification terminal sends to trade company's background server with the evidence for payment that reads, and receives the checking result of trade company's background server to the merchandise news of the commodity that utilize the corresponding mobile payment account in this terminal and buy; Confirm whether success of shopping this time, how further to have solved the problem that the result to remote payment verifies.
Embodiment three,
The embodiment of the invention three provides a kind of system of remote payment, and the structural representation of this system is as shown in Figure 3, and this system comprises terminal 11 and paying server 12, wherein:
The merchandise news of the commodity that terminal 11 is used for the needs that read are bought writes to generate behind the original electron order sells electronic order, and sends and should sell electronic order; Paying server 12 is used for according to the sale electronic order that receives, the operation of paying.
Said system also comprises trade company's background server 13:
Trade company's background server 13 is used for when receiving the shopping request of sending at the terminal, sending the original electron order;
Said trade company background server 13 also is used for the sale electronic order that receiving terminal sends, and after the legitimate verification of selling merchandise news in the electronic order is passed through, should sell electronic order and send to paying server.
Said paying server 12 also is used for sending the affirmation Payment Request carry random number to the terminal, and when confirming that random number that the terminal is returned is identical with the random number that sends to this terminal, the payment cipher that utilizes the terminal to return, completion delivery operation.
Said terminal 11 also is used for when receiving the affirmation Payment Request that carries random number, returning this random number and payment cipher to paying server.
Said system also comprises credential verification terminal 14:
Said trade company background server 13 also is used for when confirming that payment is accomplished, generating the evidence for payment of the merchandise news of the commodity that include terminal iidentification and paid, and this evidence for payment is sent to terminal and credential verification terminal.
Said credential verification terminal 14 is used for the evidence for payment of reading terminals; Confirm the evidence for payment that comprises the terminal iidentification in the evidence for payment that reads that self stores; And merchandise news in the evidence for payment that reads and merchandise news in the evidence for payment of confirming compared; When comparative result is consistent, confirm to do shopping successfully.
Said trade company background server 13 also is used for when confirming that payment is accomplished; Generation includes terminal iidentification and the evidence for payment of the merchandise news of the commodity paid; This evidence for payment is sent to the terminal; And the evidence for payment of reception credential verification terminal transmission; Confirm the evidence for payment that comprises the terminal iidentification in the evidence for payment that receives of self storage, and merchandise news in the evidence for payment that receives and merchandise news in the evidence for payment of confirming are compared, and comparative result is sent to the credential verification terminal.
Said credential verification terminal 14 also is used for the evidence for payment at the terminal of reading is sent to trade company's background server, and when the message of the comparative result unanimity that receives trade company's background server transmission, confirms to do shopping successfully.
Embodiment four,
The embodiment of the invention four provides a kind of terminal, and the structural representation at this terminal is as shown in Figure 4, and this terminal comprises sells electronic order generation module 21 and indication payment module 22, wherein:
Sell electronic order generation module 21 and be used for the merchandise news of the needs purchase commodity that read is write said original electron order, generate and sell electronic order; Indication payment module 22 is used for sales electronic order is sent to paying server, the sale electronic order that indication paying server basis the receives operation of paying.
Said terminal also comprises shopping request sending module 23 and original electron order receiver module 24, wherein:
Shopping request sending module 23 is used for sending the shopping request to trade company's background server; Original electron order receiver module 24 is used to receive the original electron order that said trade company background server returns.
Said terminal also comprises confirms payment module 25, be used for receive that paying server sends carry the affirmation Payment Request of random number the time, return this random number and payment cipher to this paying server.
Said terminal also comprises evidence for payment preservation module 26, is used to receive and preserve the evidence for payment that trade company's background server sends.Said evidence for payment is preserved module 26, also is used for the credential verification terminal and reads evidence for payment, and this evidence for payment is verified.
Embodiment five,
The embodiment of the invention five provides a kind of server, and the structural representation of this server is as shown in Figure 5, and this server comprises order sending module 31, wherein:
Said server also comprises request receiver module 32:
Said server comprises that also merchandise news checks module 33, evidence for payment generation module 34 and evidence for payment sending module 35, wherein:
Merchandise news check module 33 be used for to the legitimate verification of the sale electronic order merchandise news that receives through the time, should sell electronic order and send to paying server.
Evidence for payment generation module 34 is used for when confirming that payment is accomplished, generating the evidence for payment of the merchandise news of the commodity that include terminal iidentification and paid.
Evidence for payment sending module 35 is used for said evidence for payment is sent to terminal and credential verification terminal; Evidence for payment in the reading terminals of indication credential verification terminal, and the evidence for payment that sends according to the evidence for payment sending module is verified the legitimacy of the evidence for payment that reads.
Said server also comprises evidence for payment verification module 36.
Said evidence for payment sending module 35 also is used for said evidence for payment is sent to the terminal, indicates the evidence for payment in the reading terminals of credential verification terminal, and the evidence for payment that reads is sent to evidence for payment verification module.
Said evidence for payment verification module 36 is used for the evidence for payment of definite terminal iidentification of self storing that comprises the evidence for payment that receives; Merchandise news in the evidence for payment that receives and merchandise news in the evidence for payment of confirming are compared, and comparative result is sent to the credential verification terminal.
Said server also comprises subscriber information management module 37 and security module 38, wherein:
Subscriber information management module 37 is used for the legitimacy of the terminal iidentification that receives is verified; When the legitimate verification to the terminal iidentification that receives passes through; This terminal iidentification is sent to paying server; The request paying server is according to the terminal iidentification that receives, the terminal corresponding with this terminal iidentification operation of paying.When subscriber information management module 37 can be sent the shopping request at the terminal and sold electronic order, receive the terminal iidentification that send at the terminal.
Said server can be the trade company's background server in the embodiment of the invention one to embodiment four; It can be to receive the shopping request trigger that send at the terminal by the request receiver module that order sending module in the server sends the original electron order to the terminal; Also possibly be regularly to trigger; Also possibly trigger, this specifically not limited in embodiments of the present invention by other conditions.
Obviously, those skilled in the art can carry out various changes and modification to the present invention and not break away from the spirit and scope of the present invention.Like this, belong within the scope of claim of the present invention and equivalent technologies thereof if of the present invention these are revised with modification, then the present invention also is intended to comprise these changes and modification interior.
Claims (19)
1. the method for a remote payment is characterized in that, said method comprises:
The merchandise news that the needs that the terminal will be read are bought commodity writes the original electron order, generates to sell electronic order;
The terminal will be sold electronic order and sent to paying server, and the indication paying server is according to the operation of paying of the sale electronic order that receives.
2. the method for claim 1 is characterized in that, said original electron order is the terminal after trade company's background server sends the shopping request, returns to the terminal by trade company's background server, or terminal self storage.
3. like claim 1 or 2 arbitrary described methods, it is characterized in that the terminal will be sold electronic order and sent to the payment services implement body and comprise:
The terminal will be sold electronic order and sent to trade company's background server, after trade company's background server passes through the legitimate verification of selling merchandise news in the electronic order, should sell electronic order by trade company's background server and send to paying server.
4. like claim 1 or 2 arbitrary described methods, it is characterized in that the terminal will be sold electronic order and sent to after the paying server, said method also comprises:
The terminal receive that paying server sends carry the affirmation Payment Request of random number the time, return this random number and payment cipher to this paying server;
When the random number that paying server returns at the affirmation terminal was identical with the random number that sends to this terminal, the payment cipher that utilizes the terminal to return was accomplished delivery operation.
5. method as claimed in claim 4 is characterized in that, after paying server was accomplished delivery operation, said method also comprised:
Trade company's background server generates evidence for payment when confirming that payment is accomplished, this evidence for payment is sent to terminal and credential verification terminal, and said evidence for payment comprises terminal iidentification and the merchandise news of the commodity paid;
Evidence for payment in the reading terminals of credential verification terminal; Confirm the evidence for payment that comprises the terminal iidentification in the evidence for payment that reads that self stores; And merchandise news in the evidence for payment that reads and merchandise news in the evidence for payment of confirming compared; When comparative result is consistent, confirm to do shopping successfully;
Perhaps
When trade company's background server confirms that payment is accomplished, generate evidence for payment, this evidence for payment is sent to the terminal;
Evidence for payment in the reading terminals of credential verification terminal, and this evidence for payment is sent to trade company's background server;
Trade company's background server is confirmed the evidence for payment that comprises the terminal iidentification in the evidence for payment that receives that self stores; And merchandise news in the evidence for payment that receives and merchandise news in the evidence for payment of confirming compared, and comparative result is sent to the credential verification terminal;
Confirm to do shopping successfully when the message of the comparative result unanimity that receives trade company's background server transmission in the credential verification terminal.
6. the system of a remote payment is characterized in that, said system comprises:
Terminal, the merchandise news of the commodity that are used for the needs that read are bought write to generate behind the original electron order sells electronic order, and sends and should sell electronic order;
Paying server is used for according to the sale electronic order that receives, the operation of paying.
7. system as claimed in claim 6 is characterized in that, said system also comprises:
Trade company's background server is used for when receiving the shopping request of sending at the terminal, sending the original electron order to the terminal.
8. system as claimed in claim 7 is characterized in that,
Said trade company background server also is used for the sale electronic order that receiving terminal sends, and after the legitimate verification of selling merchandise news in the electronic order is passed through, should sell electronic order and send to paying server.
9. system as claimed in claim 7 is characterized in that,
Said paying server also is used for sending the affirmation Payment Request carry random number to the terminal, and when confirming that random number that the terminal is returned is identical with the random number that sends to this terminal, the payment cipher that utilizes the terminal to return, completion delivery operation;
Said terminal also is used for when receiving the affirmation Payment Request that carries random number, returning this random number and payment cipher to paying server.
10. system as claimed in claim 9 is characterized in that said system also comprises the credential verification terminal;
Said trade company background server also is used for when confirming that payment is accomplished, generating the evidence for payment of the merchandise news of the commodity that include terminal iidentification and paid, and this evidence for payment is sent to terminal and credential verification terminal;
Said credential verification terminal; The evidence for payment that is used for reading terminals; Confirm the evidence for payment that comprises the terminal iidentification in the evidence for payment that reads that self stores; And merchandise news in the evidence for payment that reads and merchandise news in the evidence for payment of confirming compared, when comparative result is consistent, confirm to do shopping successfully.
11. system as claimed in claim 10 is characterized in that,
Said trade company background server; Also be used for when confirming that payment is accomplished; Generation includes terminal iidentification and the evidence for payment of the merchandise news of the commodity paid; This evidence for payment is sent to the terminal, and receive the evidence for payment that send at the credential verification terminal, confirm the evidence for payment that comprises the terminal iidentification in the evidence for payment that receives that self stores; And merchandise news in the evidence for payment that receives and merchandise news in the evidence for payment of confirming compared, and comparative result is sent to the credential verification terminal;
Said credential verification terminal also is used for the evidence for payment at the terminal of reading is sent to trade company's background server, and when the message of the comparative result unanimity that receives trade company's background server transmission, confirms to do shopping successfully.
12. a terminal is characterized in that, said terminal comprises:
Sell the electronic order generation module, be used for the merchandise news of the needs purchase commodity that read is write the original electron order, generate and sell electronic order;
The indication payment module is used for sales electronic order is sent to paying server, the sale electronic order that indication paying server basis the receives operation of paying.
13. terminal as claimed in claim 12 is characterized in that, said terminal also comprises:
The shopping request sending module is used for sending the shopping request to trade company's background server;
Original electron order receiver module is used to receive the original electron order that said trade company background server returns.
14., it is characterized in that said terminal also comprises like claim 12 or 13 arbitrary described terminals:
Confirm payment module, be used for receive that paying server sends carry the affirmation Payment Request of random number the time, return this random number and payment cipher to this paying server.
15. a server is characterized in that, said server comprises:
The order sending module is used for sending the original electron order to the terminal, and the merchandise news of the commodity that indicating terminal will be bought writes said original electron order, generates the sale electronic order that is used to accomplish delivery operation.
16. server as claimed in claim 15 is characterized in that, said server also comprises:
The request receiver module is used for the shopping request that receiving terminal sends, and indication order sending module sends the original electron order to the terminal.
17. server as claimed in claim 15 is characterized in that, said server also comprises:
Merchandise news is checked module, be used for to the legitimate verification of the sale electronic order merchandise news that receives through the time, should sell electronic order and send to paying server.
18., it is characterized in that said server also comprises like the arbitrary described server of claim 15～17:
The evidence for payment generation module is used for when confirming that payment is accomplished, generating the evidence for payment of the merchandise news of the commodity that include terminal iidentification and paid;
The evidence for payment sending module; Be used for said evidence for payment is sent to terminal and credential verification terminal; Evidence for payment in the reading terminals of indication credential verification terminal, and the evidence for payment that sends according to the evidence for payment sending module is verified the legitimacy of the evidence for payment that reads.
19. server as claimed in claim 18 is characterized in that, said server also comprises evidence for payment verification module;
Said evidence for payment sending module also is used for said evidence for payment is sent to the terminal, indicates the evidence for payment in the reading terminals of credential verification terminal, and the evidence for payment that reads is sent to evidence for payment verification module;
Said evidence for payment verification module; The evidence for payment that is used for definite terminal iidentification of self storing that comprises the evidence for payment that receives; Merchandise news in the evidence for payment that receives and merchandise news in the evidence for payment of confirming are compared, and comparative result is sent to the credential verification terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010105212126A CN102456194A (en) | 2010-10-27 | 2010-10-27 | Remote payment method, system, terminal and server |
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| Application Number | Priority Date | Filing Date | Title |
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| CN2010105212126A CN102456194A (en) | 2010-10-27 | 2010-10-27 | Remote payment method, system, terminal and server |
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| CN102456194A true CN102456194A (en) | 2012-05-16 |
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| CN2010105212126A Pending CN102456194A (en) | 2010-10-27 | 2010-10-27 | Remote payment method, system, terminal and server |
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Cited By (15)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102722816A (en) * | 2012-05-24 | 2012-10-10 | 张盛毅 | Mobile payment method, system and device |
| CN103679492A (en) * | 2012-09-12 | 2014-03-26 | 卓望数码技术（深圳）有限公司 | Method and system for goods order and consumption recognition in O2O mode |
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| CN105493116A (en) * | 2013-05-15 | 2016-04-13 | 维萨国际服务协会 | Methods and systems for provisioning payment credentials |
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| CN106355385A (en) * | 2016-09-25 | 2017-01-25 | 上海锐得电子有限公司 | Novel two-dimensional code payment method for electronic scale |
| CN106572133A (en) * | 2015-10-09 | 2017-04-19 | 阿里巴巴集团控股有限公司 | Method and device for providing and obtaining real time terminal information |
| CN107480993A (en) * | 2016-06-07 | 2017-12-15 | 华为技术有限公司 | Data processing method, relevant apparatus and system |
| CN108242007A (en) * | 2016-12-26 | 2018-07-03 | 纳恩博（北京）科技有限公司 | Service providing method and device |
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| CN110443638A (en) * | 2019-07-16 | 2019-11-12 | 广州微米物联网科技有限公司 | A kind of intelligent vending machine approaches to IM and system based on sports center |
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| CN102722816B (en) * | 2012-05-24 | 2015-08-05 | 张盛毅 | A kind of method, system and device of mobile payment |
| CN102722816A (en) * | 2012-05-24 | 2012-10-10 | 张盛毅 | Mobile payment method, system and device |
| CN103679492A (en) * | 2012-09-12 | 2014-03-26 | 卓望数码技术（深圳）有限公司 | Method and system for goods order and consumption recognition in O2O mode |
| CN103679492B (en) * | 2012-09-12 | 2017-07-28 | 卓望数码技术（深圳）有限公司 | A kind of method and system of commercial articles ordering and consumption identification under O2O patterns |
| CN105493116A (en) * | 2013-05-15 | 2016-04-13 | 维萨国际服务协会 | Methods and systems for provisioning payment credentials |
| CN105809443A (en) * | 2014-12-30 | 2016-07-27 | 中兴通讯股份有限公司 | Self-service shopping asynchronous payment method, mobile terminal and payment system |
| CN105046478A (en) * | 2015-06-18 | 2015-11-11 | 广州市百果园网络科技有限公司 | Method of processing article and system thereof |
| CN105260903A (en) * | 2015-07-23 | 2016-01-20 | 吕健军 | Method and system used for interaction of reservation information and order information of e-commerce |
| CN106572133A (en) * | 2015-10-09 | 2017-04-19 | 阿里巴巴集团控股有限公司 | Method and device for providing and obtaining real time terminal information |
| CN106096943A (en) * | 2016-06-01 | 2016-11-09 | 中国联合网络通信集团有限公司 | Method of payment based on NFC, deduct fees device and terminal |
| CN107480993A (en) * | 2016-06-07 | 2017-12-15 | 华为技术有限公司 | Data processing method, relevant apparatus and system |
| US11436573B2 (en) | 2016-06-07 | 2022-09-06 | Huawei Technologies Co., Ltd. | Data processing method, related apparatus, and system |
| CN107480993B (en) * | 2016-06-07 | 2021-02-23 | 华为技术有限公司 | Data processing method, related device and system |
| CN106355385A (en) * | 2016-09-25 | 2017-01-25 | 上海锐得电子有限公司 | Novel two-dimensional code payment method for electronic scale |
| CN106355385B (en) * | 2016-09-25 | 2019-11-22 | 上海云秤数据科技有限公司 | The novel two dimensional code method of payment for electronic scale |
| CN108242007A (en) * | 2016-12-26 | 2018-07-03 | 纳恩博（北京）科技有限公司 | Service providing method and device |
| CN108242007B (en) * | 2016-12-26 | 2022-01-25 | 纳恩博（北京）科技有限公司 | Service providing method and device |
| CN108960806A (en) * | 2017-05-17 | 2018-12-07 | 北京博瑞彤芸文化传播股份有限公司 | payment processing method |
| CN108537533B (en) * | 2018-03-23 | 2020-11-24 | 创新先进技术有限公司 | Self-service shopping settlement method and system |
| CN112418849A (en) * | 2018-03-23 | 2021-02-26 | 创新先进技术有限公司 | Self-service shopping settlement method and system |
| CN108537533A (en) * | 2018-03-23 | 2018-09-14 | 阿里巴巴集团控股有限公司 | A kind of self-help shopping settlement method and system |
| CN112418849B (en) * | 2018-03-23 | 2024-06-04 | 创新先进技术有限公司 | Self-service shopping settlement method and system |
| CN110443638A (en) * | 2019-07-16 | 2019-11-12 | 广州微米物联网科技有限公司 | A kind of intelligent vending machine approaches to IM and system based on sports center |
| CN112241886A (en) * | 2019-07-18 | 2021-01-19 | 尹翀 | Online payment method, system, user terminal, server and storage medium |
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