TW201905781A - Method and system for providing electronic transaction documents for the customer to receive the electronic transaction document in real time - Google Patents

Method and system for providing electronic transaction documents for the customer to receive the electronic transaction document in real time

Info

Publication number
TW201905781A
TW201905781A TW106121218A TW106121218A TW201905781A TW 201905781 A TW201905781 A TW 201905781A TW 106121218 A TW106121218 A TW 106121218A TW 106121218 A TW106121218 A TW 106121218A TW 201905781 A TW201905781 A TW 201905781A
Authority
TW
Taiwan
Prior art keywords
electronic transaction
transaction
document
electronic
providing
Prior art date
Application number
TW106121218A
Other languages
Chinese (zh)
Inventor
林漢洲
吳毓芬
黃子芸
Original Assignee
中國信託商業銀行股份有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 中國信託商業銀行股份有限公司 filed Critical 中國信託商業銀行股份有限公司
Priority to TW106121218A priority Critical patent/TW201905781A/en
Publication of TW201905781A publication Critical patent/TW201905781A/en

Links

Abstract

The present invention provides a method and system for providing an electronic transaction document, the system comprises a servo module and a transaction end device. The servo module connects the transaction end device and the client end device via a network, the method includes the following steps of: the servo module receives and stores an electronic transaction document related to a bank transaction from the transaction end device; the servo module adds a bank stamp of the bank to the electronic transaction document; and the servo module transmits the electronic transaction document to the client end device. Through the implementation of the invention, the customer can receive the electronic transaction document in real time, and can save the transportation cost of the document and be environmentally friendly.

Description

用於提供電子交易單據的方法與系統Method and system for providing electronic transaction documents

本發明是有關於一種用於提供客戶交易單據的方法與系統,特別是指一種能即時地提供客戶電子交易單據的方法與系統。The present invention relates to a method and system for providing a customer transaction document, and more particularly to a method and system for providing a customer electronic transaction document in real time.

隨著資訊科技的快速發展,金融服務也愈來愈仰賴資訊科技來進行。例如,越來越多的消費者透過銀行的網站,也就是網路銀行,來與銀行進行交易。With the rapid development of information technology, financial services are increasingly relying on information technology. For example, more and more consumers are trading with banks through the bank's website, online banking.

目前來說,有些透過網路銀行進行的交易,在交易完成後並不會提供該交易的電子單據。例如,若交易的單據需要先經過銀行內部人員確認,則消費者需要先對銀行申請單據,然後銀行再將紙本單據寄送給消費者。然而,前述寄送紙本單據的方式不僅曠日費時,同時也耗費較高的運輸成本並且不環保。At present, some transactions through online banking will not provide an electronic receipt of the transaction after the transaction is completed. For example, if the document of the transaction needs to be confirmed by the bank's internal personnel, the consumer needs to apply for a document to the bank first, and then the bank sends the paper receipt to the consumer. However, the aforementioned method of sending paper documents is not only time-consuming, but also costly to transport and not environmentally friendly.

因此,本發明之目的,即在提供一種能即時地讓客戶收到電子交易單據,且能節省單據的運輸成本並兼顧環保的用於提供電子交易單據的方法。Accordingly, it is an object of the present invention to provide a method for providing an electronic transaction slip that provides an instant access to an electronic transaction slip, and which saves the shipping cost of the document and is environmentally friendly.

於是,本發明用於提供電子交易單據的方法,由一包含一伺服模組與一交易端裝置的系統實施。該伺服模組經由網路連接該交易端裝置與一客戶端裝置,該用於提供電子交易單據的方法包含一步驟(a)、一步驟(b)及一步驟(c)。Thus, the method of the present invention for providing an electronic transaction document is implemented by a system including a servo module and a transaction terminal device. The servo module connects the transaction device and a client device via a network, and the method for providing an electronic transaction document comprises a step (a), a step (b) and a step (c).

該步驟(a)是該伺服模組從該交易端裝置接收並儲存一相關於銀行交易的電子交易單據。The step (a) is that the servo module receives and stores an electronic transaction document related to the bank transaction from the transaction terminal device.

該步驟(b)是該伺服模組對該電子交易單據加上該銀行的一銀行戳章。The step (b) is that the servo module adds a bank stamp of the bank to the electronic transaction document.

該步驟(c)是該伺服模組將該電子交易單據傳送給該客戶端裝置。The step (c) is that the servo module transmits the electronic transaction slip to the client device.

此外,本發明之另一目的,即在提供一種用於提供電子交易單據的系統。Moreover, it is another object of the present invention to provide a system for providing electronic transaction documents.

於是,本發明用於提供電子交易單據的系統包含一交易端裝置及一伺服模組。Thus, the system for providing an electronic transaction document of the present invention comprises a transaction terminal device and a servo module.

該交易端裝置用於產生一相關於銀行交易的電子交易單據。The transaction device is used to generate an electronic transaction document related to a bank transaction.

該伺服模組經由網路連接該交易端裝置與一客戶端裝置,並從該交易端裝置接收並儲存該電子交易單據,且對該電子交易單據加上該銀行的一銀行戳章,並將該電子交易單據傳送給該客戶端裝置。The servo module connects the transaction device and a client device via a network, receives and stores the electronic transaction document from the transaction device, and adds a bank stamp of the bank to the electronic transaction document, and The electronic transaction slip is transmitted to the client device.

本發明之功效在於:能即時地讓客戶收到該電子交易單據,且能節省單據的運輸成本並兼顧環保。The invention has the advantages that the electronic transaction document can be received by the customer in real time, and the transportation cost of the document can be saved and the environmental protection can be considered.

參閱圖1,本發明用於提供電子交易單據的方法由本發明的一包含一伺服模組1與一交易端裝置2的系統實施。該系統由一企業端所建置,在此以該企業端為銀行來說明,但並不限於此。Referring to FIG. 1, the method for providing an electronic transaction document of the present invention is implemented by a system including a servo module 1 and a transaction terminal device 2 of the present invention. The system is built by an enterprise, and the enterprise side is described as a bank, but is not limited thereto.

該伺服模組1包括連接到該企業端的內部網路5的一服務主機11與一儲存主機12。該交易端裝置2也連接到該企業端內部網路5,並提供網路銀行服務;也就是說,客戶能藉由操作一電腦終端3,例如是智慧型手機、平板電腦、桌上型電腦等,透過網際網路6連線至該交易端裝置2來進行相關於銀行業務的交易。The servo module 1 includes a service host 11 and a storage host 12 connected to the internal network 5 of the enterprise. The transaction device 2 is also connected to the enterprise internal network 5 and provides online banking services; that is, the client can operate a computer terminal 3, such as a smart phone, a tablet, or a desktop computer. Etc., connect to the transaction device 2 via the Internet 6 to conduct a transaction related to banking.

參閱圖2,以下說明本發明用於提供電子交易單據的方法的步驟。Referring to Figure 2, the steps of the method of the present invention for providing an electronic transaction slip are described below.

首先,該交易端裝置2產生一相關於銀行交易的電子交易單據及一對應該電子交易單據的客戶資訊(步驟S1)。First, the transaction device 2 generates an electronic transaction slip related to the bank transaction and a pair of customer information corresponding to the electronic transaction slip (step S1).

接著,該儲存主機12從該交易端裝置2接收並儲存該電子交易單據與該客戶資訊(步驟S2)。Next, the storage host 12 receives and stores the electronic transaction slip and the customer information from the transaction device 2 (step S2).

接著,該儲存主機12判斷該電子交易單據是否需要被檢核(步驟S3)。例如,該電子交易單據具有記載是否需要被檢核的交易資訊(Transaction information),該儲存主機12根據該交易資訊來判斷該電子交易單據是否需要被檢核。若該儲存主機12判斷出該電子交易單據需要被檢核,該企業端的內部人員對透過該儲存主機12對該電子交易單據進行檢核(步驟S5),以致當該電子交易單據通過檢核時,該服務主機11從該儲存主機12接收該電子交易單據與該客戶資訊(步驟S4),接著該服務主機11對該電子交易單據加上一銀行戳章(步驟S6),並根據該客戶資訊傳送該電子交易單據給該客戶端裝置4(步驟S7)。若在步驟S3該儲存主機12判斷出該電子交易單據不需要被檢核,則該服務主機11從該儲存主機12接收該電子交易單據與該客戶資訊(步驟S4),並對該電子交易單據加上該銀行戳章(步驟S6),且根據該客戶資訊傳送該電子交易單據給該客戶端裝置4(步驟S7)。Next, the storage host 12 determines whether the electronic transaction slip needs to be checked (step S3). For example, the electronic transaction slip has transaction information indicating whether it needs to be checked, and the storage host 12 determines whether the electronic transaction document needs to be checked according to the transaction information. If the storage host 12 determines that the electronic transaction document needs to be checked, the internal personnel of the enterprise side check the electronic transaction document through the storage host 12 (step S5), so that when the electronic transaction document passes the check The service host 11 receives the electronic transaction slip and the customer information from the storage host 12 (step S4), and then the service host 11 adds a bank stamp to the electronic transaction document (step S6), and according to the customer information The electronic transaction slip is transmitted to the client device 4 (step S7). If the storage host 12 determines in step S3 that the electronic transaction document does not need to be checked, the service host 11 receives the electronic transaction slip and the customer information from the storage host 12 (step S4), and the electronic transaction receipt The bank stamp is added (step S6), and the electronic transaction slip is transmitted to the client device 4 based on the customer information (step S7).

較佳地,該客戶端裝置4為一可提供客戶電子信箱服務的電子裝置,例如是一郵件伺服器;該服務主機11透過電子郵件將該電子交易單據傳送給該客戶端裝置4,客戶可操作該電腦終端3網路連線到該客戶端裝置4瀏覽該電子郵件。在另一實施方式中,該客戶端裝置4也可以是一傳真機;且該服務主機11透過傳真將該電子交易單據傳送給該客戶端裝置4。Preferably, the client device 4 is an electronic device that can provide a customer's e-mail service, such as a mail server; the service host 11 transmits the electronic transaction document to the client device 4 via email, and the client can The computer terminal 3 is operated to connect to the client device 4 to browse the email. In another embodiment, the client device 4 can also be a fax machine; and the service host 11 transmits the electronic transaction document to the client device 4 by fax.

綜上所述,本發明用於提供電子交易單據的方法與系統,藉由該伺服模組從該交易端裝置接收一電子交易單據,並判斷該電子交易單據是否需要被檢核,且當該電子交易單據通過檢核時,該伺服模組對該電子交易單據加上一銀行戳章,並將該電子交易單據傳送給該客戶端裝置,能即時地讓客戶收到該電子交易單據,且能節省單據的運輸成本並兼顧環保,故確實能達成本發明的目的。In summary, the present invention is directed to a method and system for providing an electronic transaction document, by which the servo module receives an electronic transaction document from the transaction terminal device, and determines whether the electronic transaction document needs to be checked, and when When the electronic transaction document passes the check, the servo module adds a bank stamp to the electronic transaction document, and transmits the electronic transaction document to the client device, so that the customer can receive the electronic transaction document in real time, and The object of the present invention can be achieved by saving the transportation cost of the documents and taking environmental protection into consideration.

惟以上所述者,僅為本發明之實施例而已,當不能以此限定本發明實施之範圍,凡是依本發明申請專利範圍及專利說明書內容所作之簡單的等效變化與修飾,皆仍屬本發明專利涵蓋之範圍內。However, the above is only the embodiment of the present invention, and the scope of the invention is not limited thereto, and all the equivalent equivalent changes and modifications according to the scope of the patent application and the patent specification of the present invention are still The scope of the invention is covered.

1‧‧‧伺服模組1‧‧‧Servo Module

11‧‧‧服務主機11‧‧‧ Service Host

12‧‧‧儲存主機12‧‧‧Storage host

2‧‧‧交易端裝置2‧‧‧Transaction terminal device

3‧‧‧電腦終端3‧‧‧Computer terminal

4‧‧‧客戶端裝置4‧‧‧Client device

5‧‧‧企業內網路5‧‧‧Intranet

6‧‧‧網際網路6‧‧‧Internet

S1~S7‧‧‧步驟 S1~S7‧‧‧ steps

本發明的其他的特徵及功效,將於參照圖式的實施方式中清楚地呈現,其中: 圖1是一系統方塊圖,說明本發明 用於提供電子交易單據的系統;及 圖2是一流程圖,說明本發明用於提供電子交易單據的方法。Other features and advantages of the present invention will be apparent from the embodiments of the present invention, wherein: Figure 1 is a system block diagram illustrating a system for providing an electronic transaction document of the present invention; and Figure 2 is a flow diagram The figure illustrates a method of the present invention for providing an electronic transaction slip.

Claims (10)

一種用於提供電子交易單據的方法,由一包含一伺服模組與一交易端裝置的系統實施,該伺服模組經由網路連接該交易端裝置與一客戶端裝置,該用於提供電子交易單據的方法包含以下步驟: (a)該伺服模組從該交易端裝置接收並儲存一相關於銀行交易的電子交易單據; (b)該伺服模組對該電子交易單據加上該銀行的一銀行戳章;及 (c)該伺服模組將該電子交易單據傳送給該客戶端裝置。A method for providing an electronic transaction document is implemented by a system including a servo module and a transaction device, the server module connecting the transaction device and a client device via a network for providing electronic transaction The method of the document comprises the following steps: (a) the servo module receives and stores an electronic transaction document related to the bank transaction from the transaction device; (b) the servo module adds the bank transaction to the electronic transaction document a bank stamp; and (c) the servo module transmits the electronic transaction slip to the client device. 如請求項1所述的用於提供電子交易單據的方法,該交易端裝置提供網路銀行服務,其中在該步驟(a),該銀行交易是透過該網路銀行服務所完成,且該伺服模組還從該交易端裝置接收並儲存一對應該電子交易單據的客戶資訊;且在該步驟(c),該伺服模組根據該客戶資訊將該電子交易單據傳送該客戶端裝置。The method for providing an electronic transaction document according to claim 1, wherein the transaction device provides an online banking service, wherein in the step (a), the banking transaction is completed through the online banking service, and the servo The module also receives and stores a pair of customer information corresponding to the electronic transaction document from the transaction device; and in the step (c), the servo module transmits the electronic transaction document to the client device according to the customer information. 如請求項2所述的用於提供電子交易單據的方法,該伺服模組包括經由網路連接的一儲存主機與一服務主機,其中在該步驟(a),該儲存主機從該交易端裝置接收並儲存該電子交易單據與該客戶資訊,且將該電子交易單據與該客戶資訊傳送給該服務主機,且在該步驟(c),該服務主機根據該客戶資訊傳送該電子交易單據給該客戶端裝置。The method for providing an electronic transaction document according to claim 2, the servo module comprising a storage host and a service host connected via a network, wherein in the step (a), the storage host is from the transaction terminal device Receiving and storing the electronic transaction slip and the customer information, and transmitting the electronic transaction slip and the customer information to the service host, and in the step (c), the service host transmits the electronic transaction slip to the customer information according to the customer information Client device. 如請求項3所述的用於提供電子交易單據的方法,在該步驟(c),該服務主機透過電子郵件與傳真的其中一者將該電子交易單據傳送給該客戶端裝置。The method for providing an electronic transaction slip as described in claim 3, wherein in the step (c), the service host transmits the electronic transaction slip to the client device via one of an email and a fax. 如請求項3所述的用於提供電子交易單據的方法,其中在該步驟(b),該服務主機對該電子交易單據加上該銀行戳章。A method for providing an electronic transaction slip as claimed in claim 3, wherein in the step (b), the service host adds the bank stamp to the electronic transaction slip. 如請求項1所述的用於提供電子交易單據的方法,還包含在該步驟(b)與該步驟(c)之前進行的一步驟(d):該伺服模組判斷該電子交易單據是否需要被檢核; 其中,在該步驟(b),當該電子交易單據通過檢核時,該伺服模組對該電子交易單據加上該銀行戳章;且在該步驟(c),當該電子交易單據通過檢核時,該伺服模組將該電子交易單據傳送給該客戶端裝置。The method for providing an electronic transaction document according to claim 1, further comprising a step (d) performed before the step (b) and the step (c): the servo module determines whether the electronic transaction document needs Being checked; wherein, in the step (b), when the electronic transaction document passes the check, the servo module adds the bank stamp to the electronic transaction document; and in the step (c), when the electronic When the transaction document passes the check, the servo module transmits the electronic transaction document to the client device. 一種用於提供電子交易單據的系統,包含: 一交易端裝置,用於產生一相關於銀行交易的電子交易單據;及 一伺服模組,經由網路連接該交易端裝置與一客戶端裝置,並從該交易端裝置接收並儲存該電子交易單據,且對該電子交易單據加上該銀行的一銀行戳章,並將該電子交易單據傳送給該客戶端裝置。A system for providing an electronic transaction document, comprising: a transaction device for generating an electronic transaction document related to a bank transaction; and a servo module connecting the transaction device and a client device via a network, And receiving and storing the electronic transaction slip from the transaction device, adding a bank stamp of the bank to the electronic transaction document, and transmitting the electronic transaction document to the client device. 如請求項7所述的用於提供電子交易單據的系統,其中該銀行交易是透過該交易端裝置提供的網路銀行服務所完成,且該伺服模組還從該交易端裝置接收並儲存一對應該電子交易單據的客戶資訊,並根據該客戶資訊將該電子交易單據傳送該客戶端裝置。The system for providing an electronic transaction document according to claim 7, wherein the bank transaction is completed by an online banking service provided by the transaction device, and the server module further receives and stores a transaction from the transaction device. The customer information corresponding to the electronic transaction document, and the electronic transaction document is transmitted to the client device according to the customer information. 如請求項8所述的用於提供電子交易單據的系統,其中該伺服模組包括經由網路連接的一儲存主機與一服務主機,該儲存主機從該交易端裝置接收並儲存該電子交易單據與該客戶資訊,且將該電子交易單據與該客戶資訊傳送給該服務主機,該服務主機根據該客戶資訊傳送該電子交易單據給該客戶端裝置。The system for providing an electronic transaction document according to claim 8, wherein the servo module comprises a storage host and a service host connected via a network, and the storage host receives and stores the electronic transaction receipt from the transaction device. And the customer information, and the electronic transaction document and the customer information are transmitted to the service host, and the service host transmits the electronic transaction document to the client device according to the customer information. 如請求項9所述的用於提供電子交易單據的系統,其中該服務主機透過電子郵件及傳真的其中一者將該電子交易單據傳送給該客戶端裝置。A system for providing an electronic transaction slip as claimed in claim 9, wherein the service host transmits the electronic transaction slip to the client device via one of an email and a fax.
TW106121218A 2017-06-26 2017-06-26 Method and system for providing electronic transaction documents for the customer to receive the electronic transaction document in real time TW201905781A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
TW106121218A TW201905781A (en) 2017-06-26 2017-06-26 Method and system for providing electronic transaction documents for the customer to receive the electronic transaction document in real time

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
TW106121218A TW201905781A (en) 2017-06-26 2017-06-26 Method and system for providing electronic transaction documents for the customer to receive the electronic transaction document in real time

Publications (1)

Publication Number Publication Date
TW201905781A true TW201905781A (en) 2019-02-01

Family

ID=66213167

Family Applications (1)

Application Number Title Priority Date Filing Date
TW106121218A TW201905781A (en) 2017-06-26 2017-06-26 Method and system for providing electronic transaction documents for the customer to receive the electronic transaction document in real time

Country Status (1)

Country Link
TW (1) TW201905781A (en)

Similar Documents

Publication Publication Date Title
WO2019114134A1 (en) Loan application review method, device and equipment, and computer-readable storage medium
US11138604B2 (en) System and method for transaction-based temporary email
AU2014238282A1 (en) Systems and methods for cryptographic security as a service
CN111950249B (en) Message generation method and device, electronic equipment and storage medium
US20140279445A1 (en) Method, Apparatus, and System for Processing Transactions
CN102868712A (en) Method and system for data transmission
WO2020028373A1 (en) Electronic document workflow
TWM613935U (en) E-commerce platform server that assists suppliers in obtaining loans
CN111104556A (en) Service processing method and device
US11392900B2 (en) Systems and methods for custodial email management and transaction verification
JP2011510414A (en) Method and system for improving replica server performance
WO2023245978A1 (en) Logistics waybill monitoring method, apparatus and device
TW201905781A (en) Method and system for providing electronic transaction documents for the customer to receive the electronic transaction document in real time
CN104123637B (en) A kind of to processing method, system and the equipment that object processes
TWM549385U (en) System for providing electronic transaction receipt
CN104036398A (en) Electronic commerce transaction system
KR101941977B1 (en) Method for providing mobile receipt service for contract
TWM549925U (en) Account transaction notification system
CA3054516C (en) The method, device for pushing electronic transaction certificate
CN115456728A (en) Order processing method, device, computer system and readable storage medium
JP6199171B2 (en) Information processing apparatus, method, and computer program
WO2024053618A1 (en) Inference system and inference method
CN111401840B (en) Method, apparatus, device and computer readable medium for generating guarantor information
CN117408804A (en) Logistics bill verification method, system, device, equipment and storage medium
US20120036012A1 (en) Various methods and apparatuses for integrating data between advertising and commerce system