CA3054516C - The method, device for pushing electronic transaction certificate - Google Patents

The method, device for pushing electronic transaction certificate Download PDF

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Publication number
CA3054516C
CA3054516C CA3054516A CA3054516A CA3054516C CA 3054516 C CA3054516 C CA 3054516C CA 3054516 A CA3054516 A CA 3054516A CA 3054516 A CA3054516 A CA 3054516A CA 3054516 C CA3054516 C CA 3054516C
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Canada
Prior art keywords
database
information
electronic transaction
transaction
certificate
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Active
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CA3054516A
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French (fr)
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CA3054516A1 (en
Inventor
Yi Zhang
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10353744 Canada Ltd
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10353744 Canada Ltd
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Priority to CA3054516A priority Critical patent/CA3054516C/en
Publication of CA3054516A1 publication Critical patent/CA3054516A1/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Abstract

A method and device for pushing an electronic transaction certificate, applied to the field of computer networks. The electronic transaction certificate at least includes transaction target attribute information, transaction rule information and settlement account information, and one transaction target or one type of transaction target corresponds to one electronic transaction certificate. By using the method and device, the user may directly obtain, via push information, the electronic transaction certificate identifying the true source of a transaction target. The data structure of the electronic transaction certificate is rich, the amount of information is large, and article attribute information, settlement account information and transaction rule information is included. The method and device solve the problems that product data structures obtained by existing search engines are unitary, the amount of information is small, and a user is not able to directly perform ordering and paying.

Description

The method, device for pushing electronic transaction certificate Technical Field [1] The present invention relates to the field of Internet, and more particularly to method and devices of pushing the electronic transaction certificate.
Background Technology
[2] Pushing information is a kind of webcast, which is a new internet-based technology for pushing information to users in need regularly through specific technological standard or protocol.
[3] Users can acquire the product name and product provider or an URL(Uniform Resource Locator) link address of trade platform websites only from pushing information based on current technology. If users would like to know more in details or purchase the product, they can click this URL link address and browser the web page of product provider or log in the third-party e-commerce trade platform. That means that current push information includes extremely limited information due to its simple data structure based on current technology so that users cannot order a product and make a payment directly through push information.
Technical Problem
[4] The example of the present invention provides a method for pushing the electronic transaction certificate. The problem to be solved by this method is that push information includes extremely limited information due to its simple data structure. For users, they can order the product and make a payment directly through push information.

Solutions of Problem Technical Solutions
[5] For achieving the example of this present invention, which is a method to push the electronic transaction certificate. This method includes steps as below:
[6] Acquiring the push address of the user;
[7] Acquiring the electronic transaction certificate, which is ready to be pushed;
[8] Sending this electronic transaction certificate to that push address;
[9] This electronic transaction certificate includes information related to attributes, transaction rules and settlement accounts of the transaction object at least. One electronic transaction certificate corresponds to one transaction object or that of the same category.
[10] The example of the present invention provides a device for pushing the electronic transaction certificate. This device comprises the following parts:
[11] Push address acquisition unit is used to acquire the push address of the user.
[12] Electronic transaction certificate acquisition unit is used to acquire an electronic transaction certificate, which is ready to be pushed; and
[13] Electronic transaction certificate sending unit is used to send ready electronic transaction certificate to that push address;
[14] This electronic transaction certificate includes information related to attributes, transaction rules and settlement accounts of the transaction object at least.
One electronic transaction certificate corresponds to one transaction object or that of the same category.
Beneficial Effect
[15] In the examples of the present invention, users can acquire the electronic transaction certificate of transaction object directly from push information. This electronic transaction certificate is informative due to its rich data structures, including information related to attributes, transaction rules and settlement accounts of the transaction object and so on. The problem to be solved by the present invention is that push information includes extremely limited information due to its simple data structure acquiring from a current search engine.
For users, they can order the product and make a payment directly through push information.

Brief Description
[16] Figure 1 is a schematic diagram of a network environment applied by the example of the present invention;
[17] Figure 2 is an implementation flow chart of the method for pushing electronic transaction provided by an example of the present invention;
[18] Figure 3 is a structural diagram of an electronic transaction certificate push device provided by an example of the present invention;
Examples of the present invention
[19] For a clearer understanding of the objectives, technical solutions, and advantages of the present invention, the specific examples of the present invention will be described in detail with reference to the accompanying drawings. These specific examples described herein are applied to explain the present invention only but not limited to the present invention.
[20] Figure 1 is a schematic diagram of a network environment applied by the example of the present invention. For ease of description, shown here are the parts related to the examples of the present invention only.
[21] The generating device of electronic transaction certificate 11 can be configured as a single terminal, a single application software (APP), and a single software system, or, a plug-in or a module integrated into other terminals, application software (APP), and software system.
[22] The electronic transaction certificate of transaction object is generated wherein the generating device of electronic transaction certificate 11 by a provider of transaction object.
[23] In the examples of the present invention, the transaction object comprises commodity or service etc. The commodity can be physical or virtual. The provider of transaction object may be a commodity producer, a service provider, or other agency or individual authorized by the commodity manufacturer and service provider, such as an agent, a seller, and so on.
[24] The electronic transaction certificate is a kind of the electronic identification information of the transaction object such as product or service. It comprises information related to attributes, transaction rules and settlement accounts of the electronic transaction at least.

One electronic transaction certificate corresponds to one transaction object or that of the same category.
[25] In the example of the present invention, the electronic transaction certificate is a read-write electronic file. The user can order commodity or service, make a payment and deliver directly based on this electronic transaction certificate. This transaction method makes users do not rely on traditional methods such as telephones, physical stores, or online stores, third-party trading platforms, etc., to generate electronic transaction orders, make payment and delivery.
[26] In the examples of the present invention, electronic transaction certificate can be generated wherein the generating device of electronic transaction certificate 11 by the provider of transaction object inputting transaction object information.
[27] An example of the present invention, the information of transaction object can be input manually into the generating device of electronic transaction certificate 11.
[28] As another example of the present invention, the electronic transaction certificate can be generated through data information system. For example, transaction object information is imported by batch processing in ERP system into the generating device 11 of electronic transaction certificate.
[29] In the example of the present invention, input data should comprise information related to attributes, transaction rules and settlement accounts of the electronic transaction at least.
[30] The information of attributes wherein input data should include relevant description information of a transaction object, such as the size, weight, production date, expiry date, and so on.
[31] The information of transaction rules wherein input data is from both buyers and sellers, such as payment method, refund policy, maintenance guarantee, and so on.
[32] The information of settlement accounts is used to input data of accounts settlement, such as bank name and account holder's name from a provider of transaction object, and so on.
[33] As another example of the present invention, the information of the transaction object wherein input data includes logistics attributes or insurance information or both of that.
[34] The information of logistics attributes comprises relevant logistics information of transaction object wherein input data, such as the name of logistics provider, contact information, shipment time, and so on.
[35] The information of insurance attributes is related to insurance for items, such as contract number of insurances, underwriter, and so on.
[36] As a preferred example of the present invention, to ensure the reliability, stability, veracity of the electronic transaction certificate and avoid being tempered with the electronic transaction certificate in the network circulation, the electronic signature of transaction object provider is written wherein the electronic transaction certificate.
[37] To ensure the credibility of electronic transaction certificate and the safety and convenience of payment, as a preferred example of the present invention, the electronic signature of payment institution corresponding with settlement accounts is written wherein the electronic transaction certificate. The information of settlement accounts of the transaction object provider from generated electronic transaction certificate and other related information is verified by this electronic signature. In this way, not only can the payment institution or other payment terminal identify correctly this electronic transaction certificate, but also the issue of identification verification of the transaction object provider is technically solved.
[38] The electronic transaction certificate generated by generating device of electronic transaction certificate 11 is stored wherein electronic transaction certificate database 12, and is posted to the Internet to be queried and used by Internet users;
[39] The push information device 13 can acquire the link address of the user, and the electronic transaction certificate from electronic transaction certificate database 12 and send this electronic transaction certificate to a client terminal, such as computer 14, or smartphone, tablet, PDA etc. named smart terminal 15.
[40] Users can select the corresponding transaction object to electronic transaction certificates when they receive electronic transaction certificates. The electronic transaction certificate is used to trade between users and provider of transaction object directly and generated the online order, handle a delivery of transaction object and make a payment and so on.
[41] Figure 2 is shown an implementation flow chart of the method for acquiring electronic transaction provided by an example of the present invention, details are described as below:
[42] In the step S201, acquiring the push address of the user;
[43] In the examples of the present invention, the link address of the user can be acquired from the public database, including but not limit to the email address, mobile phone number, instant message identification and so on.
[44] In the step S202, acquiring the electronic transaction certificate, which is ready to be pushed;
[45] In the examples of the present invention, the electronic transaction certificate can be acquired based on consumer's various preferences for transaction object. These preferences can be identified by data analysis technique.
[46] In the step S203, sending this electronic transaction certificate to that push address;
[47] In the examples of the present invention, electronic transaction certificate is sent to the client terminal via the Internet or Mobile Communication Network. The methods of push information comprise email, SMS, instant message, as well as post, comment and InMail at social media, and so on.
[48] In the examples of the present invention, there are two methods of pushing information to users. One is picking users' addresses randomly from the acquired user's address list; another one is sending different information to various consumer groups based on consumer's various preferences of the big data analysis.
[49] As another example of the present invention, the electronic transaction certificate of the specific product can be picked for users, such as discount product, promotional product. Also, the electronic transaction certificate can be picked randomly to various consumer groups based on consumer's various preferences of the big data analysis.
[50] In the examples of the present invention, users can acquire the electronic transaction certificate of transaction object directly from push information. This electronic transaction certificate is informative due to its rich data structures, including information related to attributes, transaction rules and settlement accounts of the transaction object and so on. The problem to be solved by the present invention is that push information includes extremely limited information due to its simple data structure acquiring from a current search engine.
For users, they can order the product and make a payment directly through push information.
[51] Technician in this field can be able to understand and achieve all of the foregoing examples, or parts of them can be achieved by hardware, or related hardware is commanded by the program. The program for executing foregoing steps can be stored in a readable storage media, which can be a read-only memory, flash memory, disk or CD-ROM, and so on.
[52] Figure 3 is shown a structural diagram of the electronic transaction certificate push device 13 provided by an example of the present invention. For ease of description, shown here are the parts related to the examples of the present invention only.
[53] Push address acquisition unit 131 is used to acquire the user's push address.
[54] As the example of the present invention, the link address of the user can be acquired from the public database, including but not limited to the email address, mobile phone number, instant message identification and so on.
[55] Electronic transaction certificate acquisition unit 132 is used to acquire the pushing electronic transaction certificate.
[56] In the examples of the present invention, the electronic transaction certificate can be acquired based on consumer's various preferences for transaction object. These preferences can be identified by data analysis technique.
[57] Electronic transaction certificate sending unit 133 is used to send the pushing electronic transaction certificate of the electronic transaction certificate acquisition unit 132 to the user's address of push address acquisition unit 131.
[58] In the examples of the present invention, electronic transaction certificate is sent to the client terminal via the Internet or Mobile Communication Network. The methods of push information comprise email, SMS, instant message, as well as post, comment and InMail at social media, and so on.
[59] In the examples of the present invention, there are two methods of pushing information to users. One is picking users' addresses randomly from the acquired the user's address list;
another one is sending different information to various consumer groups based on consumer's various preferences of the big data analysis.
[60] As another example of the present invention, the electronic transaction certificate of the specific product can be picked for users, such as discount product, promotional product. Also, the electronic transaction certificate can be picked randomly to various consumer groups based on consumer's various preferences of the big data analysis.
[61] In the examples of the present invention, this electronic transaction certificate push device can be a terminal, an application (APP), or a software system; or can be a plug-in component or module wherein the terminal, applications (APP) or a software system.
[62] In the examples of the present invention, users can acquire the electronic transaction certificate of transaction object directly from push information. This electronic transaction certificate is informative due to its rich data structures, including information related to attributes, transaction rules and settlement accounts of the transaction object and so on. The problem to be solved by the present invention is that push information includes extremely limited information due to its simple data structure acquiring from a current search engine.
For users, they can order the product and make a payment directly through push information.
[63] The foregoing descriptions are merely preferred examples of the present invention but not limited to the present invention. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention shall be included in the protection of the present invention.

Claims (57)

Claims:
1. An electronic transaction certificate database, the database comprising:

a data process apparatus, configured to, receive an electronic transaction certificate from a generating device for generating the electronic transaction certificate, wherein the electronic transaction certificate is used by users to directly order and provide payments for a specific product;
store the electronic transaction certificate;
send the electronic transaction certificate to a user terminal using a plurality of push methods based on a user preference;
and wherein the plurality of push methods includes sending the electronic transaction certificate to a social network software comprising of a plurality of user terminals connected via the Internet to be queried and used by the users;

and wherein the plurality of push methods further includes sending the electronic transaction certificate of the specific product to a push information device for pushing the electronic transaction certificate; and wherein the plurality of push methods further includes sending the electronic transaction certificate of the specific product to a push address of users picked randomly; and wherein the plurality of push methods further includes sending the electronic transaction certificate of the specific product to a specific users group according to users preferences based on a big data analysis; and a memory for storing the electronic transaction certificate and executing steps for the data process apparatus.
2. The database of claim 1 further comprising connection to the generating device for generating electronic transaction certificate.
3. The database of claim 1 further comprising connection to the push information device for pushing the electronic transaction certificate via the Internet.
4. The database of any one of claims 1 to 3, wherein the data process apparatus is configured as an application.
5. The database of any one of claims 1 to 3, wherein the data process apparatus is configured as a software system.
6. The database of any one of claims 1 to 5, wherein the data process apparatus is configured as a plug-in integrated into other terminals.
7. The database of any one of claims 1 to 6, wherein the data process apparatus is configured as a plug-in integrated into other applications (APPs).
8. The database of any one of claims 1 to 7, wherein the data process apparatus is configured as a plug-in integrated into other software system.
9. The database of any one of claims 1 to 8, wherein the data process apparatus is configured as a module integrated into other terminals.
10. The database of any one of claims 1 to 9, wherein the data process apparatus is configured as a module integrated into other applications (APPs).
11. The database of any one of claims 1 to 10, wherein the data process apparatus is configured as a module integrated into other software system.
12. The database of any one of claims 1 to 11, wherein the electronic transaction certificate is configured as the electronic transaction certificate of the specific product.
13. The database of claim 12, wherein the electronic transaction certificate of the specific product includes the electronic transaction certificate of a discount product.
14. The database of any one of claims 12 to 13, wherein the electronic transaction certificate of the specific product includes the electronic transaction certificate of a promotional product.
15. The database of any one of claims 1 to 14, wherein the electronic transaction certificate is sent as an email.
16. The database of any one of claims 1 to 15, wherein the electronic transaction certificate is sent as a short message(SMS).
17. The database of any one of claims 1 to 16, wherein the electronic transaction certificate is sent as an instant message.
18. The database of any one of claims 1 to 17, wherein the electronic transaction certificate is sent as a post at the social network software.
19. The database of any one of claims 1 to 18, wherein the electronic transaction certificate is sent as a comment at the social network software.
20. The database of any one of claims 1 to 19, wherein the electronic transaction certificate is sent as an InMail at the social network software.
21. The database of any one of claims 1 to 20, wherein the electronic transaction certificate is configured to be an electronic identification information of transaction object, wherein the electronic transaction certificate corresponding to one transaction object or that of the same category.
22. The database of 21, wherein the electronic identification information of transaction object includes attribute information.
23. The database of claim 22, wherein the attribute information includes a size information of transaction object.
24. The database of any one of claims 22 to 23, wherein the attribute information includes weight information of transaction object.
25. The database of any one of claims 22 to 24, wherein the attribute information includes a production date of transaction object.
26. The database of any one of claims 22 to 25, wherein the attribute information includes an expiry date of the transaction object.
27. The database of any one of claims 21 to 26, wherein the electronic identification information of transaction object includes information of settlement accounts.
28. The database of claim 27, wherein the information of settlement account includes a bank account number.
29. The database of any one of claims 27 to 28, wherein the information of settlement account includes a bank account holder's name.
30. The database of any one of claims 21 to 29, wherein the electronic identification information of transaction object includes information of transaction rules.
31. The database of claim 30, wherein the information of transaction rule includes a payment method.
32. The database of any one of claims 30 to 31, wherein the information of transaction rule includes a refund policy.
33. The database of any one of claims 30 to 32, wherein the information of transaction rule includes a maintenance guarantee.
34. The database of any one of claims 1 to 33, wherein the electronic transaction certificate is generated through the transaction object information inputted manually.
35. The database of any one of claims 1 to 34, wherein the electronic transaction certificate is generated through the transaction object information imported from the data information system.
36. The database of any one of claims 34 to 35, wherein the transaction object information includes the attribute information.
37. The database of claim 37, wherein the attribute information includes a size information of transaction object.
38. The database of any one of claims 36 to 37, wherein the attribute information includes weight information of transaction object.
39. The database of any one of claims 36 to 38, wherein the attribute information includes a production date of transaction object.
40. The database of any one of claims 36 to 39, wherein the attribute information includes an expiry date of the transaction object.
41. The database of any one of claims 34 to 40, wherein the transaction object information includes information of settlement account.
42. The database of claim 41, wherein the information of settlement account includes a bank account number.
43. The database of any one of claims 41 to 42, wherein the information of settlement account includes a bank account holder's name.
44. The database of any one of claims 34 to 43, wherein the transaction object information includes information of transaction rules.
45. The database of claim 44, wherein the information of transaction rule includes a payment method.
46. The database of any one of claims 44 to 45, wherein the information of transaction rule includes a refund policy.
47. The database of any one of claims 44 to 46, wherein the information of transaction rule includes a maintenance guarantee.
48. The database of any one of claims 34 to 47, wherein the transaction object information further includes any one of logistics attribute information or insurance information or both of that.
49. The database of claim 48, wherein the logistics attribute includes the name of a logistics provider.
50. The database of any one of claims 48 to 49, wherein the logistics attribute includes contact information of logistics provider.
51. The database of any one of claims 48 to 50, wherein the logistics attribute includes the shipment time of logistics provider.
52. The database of claim 48, wherein the insurance information includes a contract number of insurances.
53. The database of any one of claims 48 to 52, wherein the insurance information includes an underwriter of insurances.
54. The database of any one of claims 1 to 53, wherein the electronic transaction certificate includes the electronic signature of payment institution corresponding to the settlement account in order to authenticate the identity of transaction object provider.
55. The database of claim 54, wherein the transaction object provider includes a commodity producer, a service provider, or other agency or individual authorized by the commodity manufacturer and service provider, such as an agent, a seller.
56. The database of any one of claims 54 to 55, wherein the transaction object provider includes a commodity/service producer.
57. The database of any one of claims 54 to 56, wherein the transaction object provider includes other agency or individual authorized by the commodity manufacturer and service provider.
CA3054516A 2015-04-30 2015-04-30 The method, device for pushing electronic transaction certificate Active CA3054516C (en)

Priority Applications (1)

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CA3054516A CA3054516C (en) 2015-04-30 2015-04-30 The method, device for pushing electronic transaction certificate

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CA3022614A CA3022614C (en) 2015-04-30 2015-04-30 Method and device for pushing electronic transaction certificate
PCT/CN2015/077920 WO2016172904A1 (en) 2015-04-30 2015-04-30 Method and device for pushing electronic transaction certificate
CA3054516A CA3054516C (en) 2015-04-30 2015-04-30 The method, device for pushing electronic transaction certificate

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CN111724213B (en) * 2020-05-29 2023-04-07 北京立思辰新技术有限公司 Method and system for pushing electronic credentials based on multi-identity information

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CN1581186A (en) * 2004-05-21 2005-02-16 叶海峰 Hand-set payment system and method
CN1744135A (en) * 2005-09-06 2006-03-08 北京魅力之旅商业管理有限公司 Electronic evidence realizing method and device
CN1928907A (en) * 2006-10-13 2007-03-14 钟杨 Method, system and device for transaction payment using mobile terminal equipment
CN101515350A (en) * 2009-04-08 2009-08-26 候万春 System and method for realizing security payment by mobile telephone
CN101814169A (en) * 2010-03-05 2010-08-25 刘辛越 Method and device for realizing secure payment based on payment confirmation terminal and digital certification
WO2013055113A1 (en) * 2011-10-13 2013-04-18 에스케이플래닛 주식회사 Mobile payment method, system and device using home shopping
CN103226778A (en) * 2013-03-21 2013-07-31 刘婷 Electronic certificate acquiring and dispensing method, intelligent terminal and advisement player
CN204178394U (en) * 2014-09-12 2015-02-25 深圳市银信网银科技有限公司 A kind of electronic certificate generating apparatus

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CA3054506A1 (en) 2016-11-03
CA3054506C (en) 2023-05-02
CA3054516A1 (en) 2016-11-03
CA3022614A1 (en) 2016-11-03
CA3022614C (en) 2022-12-13
WO2016172904A1 (en) 2016-11-03
CN106415643A (en) 2017-02-15

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