CA3054506C - The method, device for pushing electronic transaction certificate - Google Patents

The method, device for pushing electronic transaction certificate Download PDF

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Publication number
CA3054506C
CA3054506C CA3054506A CA3054506A CA3054506C CA 3054506 C CA3054506 C CA 3054506C CA 3054506 A CA3054506 A CA 3054506A CA 3054506 A CA3054506 A CA 3054506A CA 3054506 C CA3054506 C CA 3054506C
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terminal
information
transaction
electronic
electronic transaction
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French (fr)
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CA3054506A1 (en
Inventor
Yi Zhang
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10353744 Canada Ltd
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10353744 Canada Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A method and device for pushing an electronic transaction certificate, applied to the field of computer networks. The electronic transaction certificate at least includes transaction target attribute information, transaction rule information and settlement account information, and one transaction target or one type of transaction target corresponds to one electronic transaction certificate. By using the method and device, the user may directly obtain, via push information, the electronic transaction certificate identifying the true source of a transaction target. The data structure of the electronic transaction certificate is rich, the amount of information is large, and article attribute information, settlement account information and transaction rule information is included. The method and device solve the problems that product data structures obtained by existing search engines are unitary, the amount of information is small, and a user is not able to directly perform ordering and paying.

Description

The method, device for pushing electronic transaction certificate Technical Field [1] The present invention relates to the field of Internet, and more particularly to method and devices of pushing the electronic transaction certificate.
Background Technology
[2] Pushing information is a kind of webcast, which is a new internet-based technology for pushing information to users in need regularly through specific technological standard or protocol.
[3] Users can acquire the product name and product provider or an URL(Uniform Resource Locator) link address of trade platform websites only from pushing information based on current technology. If users would like to know more in details or purchase the product, they can click this URL link address and browser the web page of product provider or log in the third-party e-commerce trade platform. That means that current push information includes extremely limited information due to its simple data structure based on current technology so that users cannot order a product and make a payment directly through push information.
Technical Problem
[4] The example of the present invention provides a method for pushing the electronic transaction certificate. The problem to be solved by this method is that push information includes extremely limited information due to its simple data structure. For users, they can order the product and make a payment directly through push information.

Solutions of Problem Technical Solutions
[5] For achieving the example of this present invention, which is a method to push the electronic transaction certificate. This method includes steps as below:
[6] Acquiring the push address of the user;
[7] Acquiring the electronic transaction certificate, which is ready to be pushed;
[8] Sending this electronic transaction certificate to that push address;
[9] This electronic transaction certificate includes information related to attributes, transaction rules and settlement accounts of the transaction object at least. One electronic transaction certificate corresponds to one transaction object or that of the same category.
[10] The example of the present invention provides a device for pushing the electronic transaction certificate. This device comprises the following parts:
[11] Push address acquisition unit is used to acquire the push address of the user.
[12] Electronic transaction certificate acquisition unit is used to acquire an electronic transaction certificate, which is ready to be pushed; and
[13] Electronic transaction certificate sending unit is used to send ready electronic transaction certificate to that push address;
[14] This electronic transaction certificate includes information related to attributes, transaction rules and settlement accounts of the transaction object at least.
One electronic transaction certificate corresponds to one transaction object or that of the same category.
Beneficial Effect
[15] In the examples of the present invention, users can acquire the electronic transaction certificate of transaction object directly from push information. This electronic transaction certificate is informative due to its rich data structures, including information related to attributes, transaction rules and settlement accounts of the transaction object and so on. The problem to be solved by the present invention is that push information includes extremely limited information due to its simple data structure acquiring from a current search engine.
For users, they can order the product and make a payment directly through push information.

Brief Description
[16] Figure 1 is a schematic diagram of a network environment applied by the example of the present invention;
[17] Figure 2 is an implementation flow chart of the method for pushing electronic transaction provided by an example of the present invention;
[18] Figure 3 is a structural diagram of an electronic transaction certificate push device provided by an example of the present invention;
Examples of the present invention
[19] For a clearer understanding of the objectives, technical solutions, and advantages of the present invention, the specific examples of the present invention will be described in detail with reference to the accompanying drawings. These specific examples described herein are applied to explain the present invention only but not limited to the present invention.
[20] Figure 1 is a schematic diagram of a network environment applied by the example of the present invention. For ease of description, shown here are the parts related to the examples of the present invention only.
[21] The generating device of electronic transaction certificate 11 can be configured as a single terminal, a single application software (APP), and a single software system, or, a plug-in or a module integrated into other terminals, application software (APP), and software system.
[22] The electronic transaction certificate of transaction object is generated wherein the generating device of electronic transaction certificate 11 by a provider of transaction object.
[23] In the examples of the present invention, the transaction object comprises commodity or service etc. The commodity can be physical or virtual. The provider of transaction object may be a commodity producer, a service provider, or other agency or individual authorized by the commodity manufacturer and service provider, such as an agent, a seller, and so on.
[24] The electronic transaction certificate is a kind of the electronic identification information of the transaction object such as product or service. It comprises information related to attributes, transaction rules and settlement accounts of the electronic transaction at least.

One electronic transaction certificate corresponds to one transaction object or that of the same category.
[25] In the example of the present invention, the electronic transaction certificate is a read-write electronic file. The user can order commodity or service, make a payment and deliver directly based on this electronic transaction certificate. This transaction method makes users do not rely on traditional methods such as telephones, physical stores, or online stores, third-party trading platforms, etc., to generate electronic transaction orders, make payment and delivery.
[26] In the examples of the present invention, electronic transaction certificate can be generated wherein the generating device of electronic transaction certificate 11 by the provider of transaction object inputting transaction object information.
[27] An example of the present invention, the information of transaction object can be input manually into the generating device of electronic transaction certificate 11.
[28] As another example of the present invention, the electronic transaction certificate can be generated through data information system. For example, transaction object information is imported by batch processing in ERP system into the generating device 11 of electronic transaction certificate.
[29] In the example of the present invention, input data should comprise information related to attributes, transaction rules and settlement accounts of the electronic transaction at least.
[30] The information of attributes wherein input data should include relevant description information of a transaction object, such as the size, weight, production date, expiry date, and so on.
[31] The information of transaction rules wherein input data is from both buyers and sellers, such as payment method, refund policy, maintenance guarantee, and so on.
[32] The information of settlement accounts is used to input data of accounts settlement, such as bank name and account holder's name from a provider of transaction object, and so on.
[33] As another example of the present invention, the information of the transaction object wherein input data includes logistics attributes or insurance information or both of that.
[34] The information of logistics attributes comprises relevant logistics information of transaction object wherein input data, such as the name of logistics provider, contact information, shipment time, and so on.
[35] The information of insurance attributes is related to insurance for items, such as contract number of insurances, underwriter, and so on.
[36] As a preferred example of the present invention, to ensure the reliability, stability, veracity of the electronic transaction certificate and avoid being tempered with the electronic transaction certificate in the network circulation, the electronic signature of transaction object provider is written wherein the electronic transaction certificate.
[37] To ensure the credibility of electronic transaction certificate and the safety and convenience of payment, as a preferred example of the present invention, the electronic signature of payment institution corresponding with settlement accounts is written wherein the electronic transaction certificate. The information of settlement accounts of the transaction object provider from generated electronic transaction certificate and other related information is verified by this electronic signature. In this way, not only can the payment institution or other payment terminal identify correctly this electronic transaction certificate, but also the issue of identification verification of the transaction object provider is technically solved.
[38] The electronic transaction certificate generated by generating device of electronic transaction certificate 11 is stored wherein electronic transaction certificate database 12, and is posted to the Internet to be queried and used by Internet users;
[39] The push information device 13 can acquire the link address of the user, and the electronic transaction certificate from electronic transaction certificate database 12 and send this electronic transaction certificate to a client terminal, such as computer 14, or smartphone, tablet, PDA etc. named smart terminal 15.
[40] Users can select the corresponding transaction object to electronic transaction certificates when they receive electronic transaction certificates. The electronic transaction certificate is used to trade between users and provider of transaction object directly and generated the online order, handle a delivery of transaction object and make a payment and so on.
[41] Figure 2 is shown an implementation flow chart of the method for acquiring electronic transaction provided by an example of the present invention, details are described as below:
[42] In the step S201, acquiring the push address of the user;
[43] In the examples of the present invention, the link address of the user can be acquired from the public database, including but not limit to the email address, mobile phone number, instant message identification and so on.
[44] In the step S202, acquiring the electronic transaction certificate, which is ready to be pushed;
[45] In the examples of the present invention, the electronic transaction certificate can be acquired based on consumer's various preferences for transaction object. These preferences can be identified by data analysis technique.
[46] In the step S203, sending this electronic transaction certificate to that push address;
[47] In the examples of the present invention, electronic transaction certificate is sent to the client terminal via the Internet or Mobile Communication Network. The methods of push information comprise email, SMS, instant message, as well as post, comment and InMail at social media, and so on.
[48] In the examples of the present invention, there are two methods of pushing information to users. One is picking users' addresses randomly from the acquired user's address list; another one is sending different information to various consumer groups based on consumer's various preferences of the big data analysis.
[49] As another example of the present invention, the electronic transaction certificate of the specific product can be picked for users, such as discount product, promotional product. Also, the electronic transaction certificate can be picked randomly to various consumer groups based on consumer's various preferences of the big data analysis.
[50] In the examples of the present invention, users can acquire the electronic transaction certificate of transaction object directly from push information. This electronic transaction certificate is informative due to its rich data structures, including information related to attributes, transaction rules and settlement accounts of the transaction object and so on. The problem to be solved by the present invention is that push information includes extremely limited information due to its simple data structure acquiring from a current search engine.
For users, they can order the product and make a payment directly through push information.
[51] Technician in this field can be able to understand and achieve all of the foregoing examples, or parts of them can be achieved by hardware, or related hardware is commanded by the program. The program for executing foregoing steps can be stored in a readable storage media, which can be a read-only memory, flash memory, disk or CD-ROM, and so on.
[52] Figure 3 is shown a structural diagram of the electronic transaction certificate push device 13 provided by an example of the present invention. For ease of description, shown here are the parts related to the examples of the present invention only.
[53] Push address acquisition unit 131 is used to acquire the user's push address.
[54] As the example of the present invention, the link address of the user can be acquired from the public database, including but not limited to the email address, mobile phone number, instant message identification and so on.
[55] Electronic transaction certificate acquisition unit 132 is used to acquire the pushing electronic transaction certificate.
[56] In the examples of the present invention, the electronic transaction certificate can be acquired based on consumer's various preferences for transaction object. These preferences can be identified by data analysis technique.
[57] Electronic transaction certificate sending unit 133 is used to send the pushing electronic transaction certificate of the electronic transaction certificate acquisition unit 132 to the user's address of push address acquisition unit 131.
[58] In the examples of the present invention, electronic transaction certificate is sent to the client terminal via the Internet or Mobile Communication Network. The methods of push information comprise email, SMS, instant message, as well as post, comment and InMail at social media, and so on.
[59] In the examples of the present invention, there are two methods of pushing information to users. One is picking users' addresses randomly from the acquired the user's address list;
another one is sending different information to various consumer groups based on consumer's various preferences of the big data analysis.
[60] As another example of the present invention, the electronic transaction certificate of the specific product can be picked for users, such as discount product, promotional product. Also, the electronic transaction certificate can be picked randomly to various consumer groups based on consumer's various preferences of the big data analysis.
[61] In the examples of the present invention, this electronic transaction certificate push device can be a terminal, an application (APP), or a software system; or can be a plug-in component or module wherein the terminal, applications (APP) or a software system.
[62] In the examples of the present invention, users can acquire the electronic transaction certificate of transaction object directly from push information. This electronic transaction certificate is informative due to its rich data structures, including information related to attributes, transaction rules and settlement accounts of the transaction object and so on. The problem to be solved by the present invention is that push information includes extremely limited information due to its simple data structure acquiring from a current search engine.
For users, they can order the product and make a payment directly through push information.
[63] The foregoing descriptions are merely preferred examples of the present invention but not limited to the present invention. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention shall be included in the protection of the present invention.

Claims (56)

Claims:
1. A user's terminal comprising:
a data process apparatus, including:
a memory storing a software application for generating the push address of a user; and wherein the memory stores the software application for receiving an electronic transaction certificate via the push address of the user, wherein the electronic transaction certificate of a specific product sent to the push address of user picked randomly, and wherein the electronic transaction certificate of the specific product is further sent to a specific user's group according to user's preferences based on a big data analysis;
a data processor, configured to:
acquire the electronic transaction certificate of a transaction object for pushing the electronic transaction certificate;
read the electronic transaction certificate for generating an online order, wherein the electronic transaction certificate is a read-write electronic file;
write information of transaction rules to acquire the transaction object based on the electronic transaction certificate, to order and make payment directly through the electronic transaction certificate;
wherein the memory stores executing steps for the data process apparatus and the data processor.
2. The terminal of claim 1, wherein the user's terminal is configured as a computer.
3. The terminal of claim 2, wherein the user's terminal is configured as a single smart terminal.

Date Recue/Date Received 2022-07-25
4. The terminal of claim 3, wherein the single smart terminal is configured to as a smartphone.
5. The terminal of claim 3, wherein the single smart terminal is configured to as a tablet.
6. The terminal of claim 3, wherein the single smart terminal is configured to as a PDA.
7. The terminal of claim 1, wherein the push address of the user is posted at an electronic transaction certificate database.
8. The terminal of any one of claims 1 to 7, wherein the push address of the user includes an email address.
9. The terminal of any one of claims 1 to 8, wherein the push address of the user includes a mobile phone number.
10. The terminal of any one of claims 1 to 9, wherein the push address of the user includes an instant message identifier.
11. The terminal of any one of claims 1 to 10, wherein the electronic transaction certificate of the transaction object is configured as the electronic transaction certificate of the specific product.
12. The terminal of claim 11, wherein the electronic transaction certificate of the specific product includes the electronic transaction certificate of a discount product.
13. The terminal of claim 11, wherein the electronic transaction certificate of the specific product includes the electronic transaction certificate of a promotional product.
14. The terminal of any one of claims 11 to 13, wherein the electronic transaction certificate is sent as an email.
15. The terminal of any one of claims 11 to 14, wherein the electronic transaction certificate is sent as a short message (SMS).
16. The terminal of any one of claims 11 to 15, wherein the electronic transaction certificate is sent as an instant message.
17. The terminal of any one of claims 11 to 16, wherein the electronic transaction certificate is sent as a post at a social network software.
18. The terminal of any one of claims 11 to 17, wherein the electronic transaction certificate is sent as a comment at the social network software.
19. The terminal of any one of claims 11 to 18, wherein the electronic transaction certificate is sent as an InMail at the social network software.
20. The terminal of any one of claims 1 to 6, wherein the electronic transaction certificate is configured to be an electronic identification information of transaction object, wherein the electronic transaction certificate corresponding to one transaction object or that of the same category.
21. The terminal of claim 20, wherein the electronic identification information of transaction object includes attribute information.
22. The terminal of claim 21, wherein the attribute information includes a size information of transaction object.
23. The terminal of any one of claims 21 to 22, wherein the attribute information includes weight information of transaction object.
24. The terminal of any one of claims 21 to 23, wherein the attribute information includes a production date of transaction object.
25. The terminal of any one of claims 21 to 24, wherein the attribute information includes an expiry date of the transaction object.
26. The terminal of any one of claims 20 to 25, wherein the electronic identification information of transaction object includes information of settlement accounts.
27. The terminal of claim 26, wherein the information of settlement account includes a bank account number.
28. The terminal of any one of claims 26 to 27, wherein the information of settlement account includes a bank account holder's name.
29. The terminal of any one of claims 20 to 28, wherein the electronic identification information of transaction object includes information of transaction rules.
30. The terminal of claim 29, wherein the information of transaction rule includes a payment method.
31. The terminal of any one of claims 29 to 30, wherein the information of transaction rule includes a refund policy.
32. The terminal of any one of claims 29 to 31, wherein the information of transaction rule includes a maintenance guarantee.

Date Recue/Date Received 2022-07-25
33. The terminal of any one of claims 1 to 32, wherein the electronic transaction certificate is generated through the transaction object information inputted manually.
34. The terminal of any one of claims 1 to 33, wherein the electronic transaction certificate is generated through the transaction object information imported from the data information system.
35. The terminal of any one of claims 33 to 34, wherein the transaction object information includes the attribute information.
36. The terminal of claim 35, wherein the attribute information includes a size information of transaction object.
37. The terminal of any one of claims 35 to 36, wherein the attribute information includes weight information of transaction object.
38. The terminal of any one of claims 35 to 37, wherein the attribute information includes a production date of transaction object.
39. The terminal of any one of claims 35 to 38, wherein the attribute information includes an expiry date of the transaction object.
40. The terminal of any one of claims 33 to 39, wherein the transaction object information includes information of settlement account.
41. The terminal of claim 40, wherein the information of settlement account includes a bank account number.
42. The terminal of any one of claims 39 to 41, wherein the information of settlement account includes a bank account holder's name.

Date Recue/Date Received 2022-07-25
43. The terminal of any one of claims 33 to 42, wherein the transaction object information includes information of transaction rules.
44. The terminal of claim 43, wherein the information of transaction rule includes a payment method.
45. The terminal of any one of claims 43 to 44, wherein the information of transaction rule includes a refund policy.
46. The terminal of any one of claims 43 to 45, wherein the information of transaction rule includes a maintenance guarantee.
47. The terminal of any one of claims 33 to 46, wherein the transaction object information further includes any one of logistics attribute information or insurance information or both of that.
48. The terminal of claim 47, wherein the logistics attribute includes the name of a logistics provider.
49. The terminal of any one of claims 47 to 48, wherein the logistics attribute includes contact information of logistics provider.
50. The terminal of any one of claims 47 to 49, wherein the logistics attribute includes the shipment time of logistics provider.
51. The terminal of claim 50, wherein the insurance information includes the contract number of insurance provider.
52. The terminal of any one of claims 47 to 51, wherein the insurance information includes an underwriter of insurances.

Date Recue/Date Received 2022-07-25
53. The terminal of any one of claims 1 to 52, wherein the electronic transaction certificate includes the electronic signature of payment institution corresponding to the settlement account in order to authenticate the identity of transaction object provider.
54. The terminal of claim 53, wherein the transaction object provider is configured a commodity producer, a service provider, or other agency or individual authorized by the commodity manufacturer and service provider, such as an agent, a seller, and so on.
55. The terminal of any one of claims 53 to 54, wherein the transaction object provider is configured a commodity/service producer.
56. The terminal of any one of claims 53 to 55, wherein the transaction object provider is configured other agency or individual authorized by the commodity manufacturer and service provider.
Date Recue/Date Received 2022-07-25
CA3054506A 2015-04-30 2015-04-30 The method, device for pushing electronic transaction certificate Active CA3054506C (en)

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CA3054506A CA3054506C (en) 2015-04-30 2015-04-30 The method, device for pushing electronic transaction certificate

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CA3054506A CA3054506C (en) 2015-04-30 2015-04-30 The method, device for pushing electronic transaction certificate
PCT/CN2015/077920 WO2016172904A1 (en) 2015-04-30 2015-04-30 Method and device for pushing electronic transaction certificate
CA3022614A CA3022614C (en) 2015-04-30 2015-04-30 Method and device for pushing electronic transaction certificate

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CN111724213B (en) * 2020-05-29 2023-04-07 北京立思辰新技术有限公司 Method and system for pushing electronic credentials based on multi-identity information

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CN1581186A (en) * 2004-05-21 2005-02-16 叶海峰 Hand-set payment system and method
CN1744135A (en) * 2005-09-06 2006-03-08 北京魅力之旅商业管理有限公司 Electronic evidence realizing method and device
CN1928907A (en) * 2006-10-13 2007-03-14 钟杨 Method, system and device for transaction payment using mobile terminal equipment
CN101515350A (en) * 2009-04-08 2009-08-26 候万春 System and method for realizing security payment by mobile telephone
CN101814169A (en) * 2010-03-05 2010-08-25 刘辛越 Method and device for realizing secure payment based on payment confirmation terminal and digital certification
WO2013055113A1 (en) * 2011-10-13 2013-04-18 에스케이플래닛 주식회사 Mobile payment method, system and device using home shopping
CN103226778A (en) * 2013-03-21 2013-07-31 刘婷 Electronic certificate acquiring and dispensing method, intelligent terminal and advisement player
CN204178394U (en) * 2014-09-12 2015-02-25 深圳市银信网银科技有限公司 A kind of electronic certificate generating apparatus

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CA3022614C (en) 2022-12-13
CA3022614A1 (en) 2016-11-03
CA3054516A1 (en) 2016-11-03
CA3054516C (en) 2023-05-09
CN106415643A (en) 2017-02-15
WO2016172904A1 (en) 2016-11-03
CA3054506A1 (en) 2016-11-03

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Effective date: 20190906

EEER Examination request

Effective date: 20190906