TW201516900A - Electronic identification code transaction device and transaction method thereof - Google Patents
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本發明係有關一種交易技術,特別是關於一種電子辨識碼交易裝置及其交易方法。 The present invention relates to a transaction technique, and more particularly to an electronic identification code transaction device and a transaction method thereof.
近來我國各行各業十分盛行發行商品禮券,其主要行業包括各百貨公司、大賣場,甚至是塑身、美容、圖書、食品、休閒旅遊等各行各業都大量發行禮券來促銷商品或服務,所以商品或服務禮券之使用已甚為普遍。 Recently, various trades and vouchers are very popular in all walks of life in China. The main industries include department stores, hypermarkets, and even a wide range of vouchers for fashion, beauty, books, food, leisure travel, etc. to promote goods or services. Or the use of service vouchers is very common.
市面流通禮券種類繁多,名稱雖然不一樣,如現金禮券、運動券、商品禮券、提貨券、洗車券、圖書禮券或其他預付型商品等,但是在性質上都是禮券的一種,皆由業者先向購買的消費者收取金錢,再交給消費者未來使用的一種憑證。 There are many types of currency vouchers in the market, although the names are different, such as cash coupons, sports coupons, merchandise coupons, delivery vouchers, car vouchers, book vouchers or other prepaid products, but they are all kinds of vouchers in nature. The buyer is charged money and then given to the consumer for a future use.
一般各家品牌商如果要印製禮券,必須給銀行一筆資金,以採取履約保證或足額信託的方式來自行印製禮券,如此可避免廠商賣禮卷給客戶後,惡意倒閉貪圖利益,使消費者損失慘重。當消費者把禮券用掉後,廠商必須自行清算所有被消費者用掉的禮券,以藉此向銀行索取對應之金額。換言之,廠商必須花費大量人力來將禮券兌換成現金。另外由於大量印製禮券的緣故,也造成紙張的浪費。此外,各家品牌商只能在自己規劃的通路販賣禮券,導致禮券銷售量有限。 In general, if each brand manufacturer wants to print a gift certificate, it must give the bank a fund to print the gift certificate by means of performance guarantee or full trust. This can avoid the malicious collapse of the merchant’s gift to the customer. Consumers suffer heavy losses. When the consumer uses the coupon, the manufacturer must clear all the coupons used by the consumer to obtain the corresponding amount from the bank. In other words, manufacturers must spend a lot of manpower to convert gift certificates into cash. In addition, due to the large number of printed gift vouchers, paper waste is also caused. In addition, each brand can only sell gift certificates on their own planned channels, resulting in limited sales of gift certificates.
因此,本發明係在針對上述之困擾,提出一種電子辨識碼交 易裝置及其交易方法,以解決習知所產生的問題。 Therefore, the present invention is directed to the above-mentioned problems, and proposes an electronic identification code intersection. Easy devices and their trading methods to solve problems arising from conventional knowledge.
本發明之主要目的,在於提供一種電子辨識碼交易裝置及其交易方法,其係利用銷售伺服器儲存複數家品牌商之電子辨識碼,以供使用者使用,替各家品牌商擴大行銷通路,同時避免使用大量人力去印製、核銷與清算紙本禮券之困擾。 The main object of the present invention is to provide an electronic identification code transaction device and a transaction method thereof, which use a sales server to store electronic identification codes of a plurality of brand owners for use by users, thereby expanding marketing channels for various brands. At the same time, avoid using a lot of manpower to print, write off and clear the troubles of paper coupons.
為達上述目的,本發明提供一種電子辨識碼交易裝置,包含一銷售伺服器,其係與一信託銀行連線,銷售伺服器存有複數家品牌商之電子辨識碼,且銷售伺服器根據至少一使用者之購買產生所屬之電子辨識碼。銷售伺服器連接一交易端,其係於使用者使用時,讀取使用者之一使用碼,交易端在判斷使用碼與使用者所屬之電子辨識碼為相互對應時,將使用碼對應之電子辨識碼傳送至銷售伺服器進行清算,以得到一清算結果,且銷售伺服器傳送此清算結果至信託銀行。 To achieve the above objective, the present invention provides an electronic identification code transaction device, comprising a sales server, which is connected to a trust bank, the sales server stores an electronic identification code of a plurality of brand owners, and the sales server is based on at least A user's purchase generates an associated electronic identification code. The sales server is connected to a transaction end, which is used by the user to read one of the user's usage codes. When the transaction end determines that the usage code and the electronic identification code to which the user belongs, the transaction end uses the electronic code corresponding to the code. The identification code is transmitted to the sales server for clearing to obtain a clearing result, and the sales server transmits the clearing result to the trust bank.
本發明亦提供一種電子券號交易方法,其係利用存有複數家品牌商之電子辨識碼並與一信託銀行連線之一銷售伺服器執行之。首先,銷售伺服器根據至少一使用者之購買產生所屬之電子辨識碼。接著,利用一連接銷售伺服器之交易端於使用者使用時,讀取使用者之一使用碼,以判斷使用碼與使用者所屬之電子辨識碼是否為相互對應:若是,交易端將使用碼對應之電子辨識碼傳送至銷售伺服器進行清算,以得到一清算結果,且銷售伺服器傳送此清算結果至信託銀行;若否,結束整個流程。 The present invention also provides an electronic coupon number transaction method, which is implemented by using an electronic identification code of a plurality of brand owners and selling the server with one of the trust bank connections. First, the sales server generates an associated electronic identification code based on at least one user's purchase. Then, when the transaction terminal connected to the sales server is used by the user, one of the user usage codes is read to determine whether the usage code and the electronic identification code of the user belong to each other: if yes, the transaction terminal will use the code. The corresponding electronic identification code is transmitted to the sales server for clearing to obtain a clearing result, and the sales server transmits the clearing result to the trust bank; if not, the entire process is ended.
茲為使 貴審查委員對本發明之結構特徵及所達成之功效更有進一步之瞭解與認識,謹佐以較佳之實施例圖及配合詳細之說明,說明如後: For a better understanding and understanding of the structural features and the achievable effects of the present invention, please refer to the preferred embodiment and the detailed description.
10‧‧‧銷售伺服器 10‧‧‧Sales server
12‧‧‧信託銀行 12‧‧‧trust bank
14‧‧‧交易端 14‧‧‧Transaction side
16‧‧‧使用者電腦 16‧‧‧User computer
第1圖為本發明之交易裝置方塊圖。 Figure 1 is a block diagram of a transaction device of the present invention.
第2圖為本發明之使用交易裝置之交易方法之一運作流程圖。 Figure 2 is a flow chart showing the operation of one of the trading methods of the transaction device of the present invention.
第3圖為本發明之使用交易裝置之交易方法之另一運作流程圖。 Figure 3 is a flow chart showing another operation of the transaction method using the transaction device of the present invention.
以下請參閱第1圖。本發明包含作為購物平台之一銷售伺服器10,其與一信託銀行12連線。銷售伺服器10存有複數家品牌商之電子辨識碼,由於品牌商之辨識碼是電子式的,故可避免習知技術使用大量人力去印製、核銷與清算紙本禮券之困擾。且銷售伺服器10根據至少一使用者透過使用者電腦16之購買,產生使用者所屬之電子辨識碼,同時存入一信託金額給信託銀行12。作為購物平台之銷售伺服器10可以與數家通路商配合,銷售伺服器10連接屬於至少一通路商之至少一交易端14,交易端14於使用者使用時,讀取使用者之一使用碼。且交易端14在判斷使用碼與使用者所屬之電子辨識碼為相互對應時,將使用碼對應之電子辨識碼傳送至銷售伺服器10進行清算,以得到一清算結果,銷售伺服器10再將此清算結果傳送至信託銀行12。然後,信託銀行12取得清算結果後,再將信託金額拆成兩筆金額,分別存入銷售伺服器10與交易端14對應之帳戶。其中,在銷售伺服器10產生使用者所屬之電子辨識碼時,可同時據此提供上述使用碼給使用者,例如付款條碼或身份證字號,使電子辨識碼與使用碼相互對應。或者,電子辨識碼與使用碼可分別為第一電子券號及第二電子券號,當電子辨識碼與使用碼皆為同一電子券號時,交易端14則判斷電子辨識碼與使用碼為相互對應。但當電子辨識碼與使用碼並非為同一電子券號時,交易端14則判斷電子辨識碼與使用碼為無法相互對應。本發明將所有品牌商的電子辨識碼集中在一銷售伺服器10中統一管理,再去尋找與銷售伺服器10配合的交易端14 對外進行交易。如此一來,各家品牌商不需要自己去找配合的通路商來販賣電子禮券,反而可以委託配合通路商較多的第三方統一販賣,以擴大電子禮券的通路。 Please refer to Figure 1 below. The present invention includes a sales server 10 as one of the shopping platforms that is connected to a trust bank 12. The sales server 10 stores the electronic identification codes of a plurality of brand owners. Since the identification code of the brand is electronic, it is possible to avoid the trouble that the conventional technology uses a large amount of manpower to print, write off and liquidate the paper coupons. The sales server 10 generates an electronic identification code to which the user belongs according to the purchase of at least one user through the user computer 16, and deposits a trust amount to the trust bank 12. The sales server 10 as a shopping platform can cooperate with a plurality of distributors, and the sales server 10 is connected to at least one transaction terminal 14 belonging to at least one distributor, and the transaction terminal 14 reads one of the usage codes of the user when the user uses the transaction. . And when the transaction end 14 determines that the usage code and the electronic identification code to which the user belongs correspond to each other, the electronic identification code corresponding to the code is transmitted to the sales server 10 for clearing to obtain a clearing result, and the sales server 10 will again This clearing result is transmitted to the trust bank 12. Then, after the trust bank 12 obtains the liquidation result, the trust amount is split into two amounts, and respectively deposited in the account corresponding to the transaction terminal 14 of the sales server 10. Wherein, when the sales server 10 generates the electronic identification code to which the user belongs, the above-mentioned usage code may be provided to the user, such as a payment barcode or an ID card number, so that the electronic identification code and the usage code correspond to each other. Alternatively, the electronic identification code and the usage code may be the first electronic coupon number and the second electronic coupon number respectively. When both the electronic identification code and the usage code are the same electronic coupon number, the transaction terminal 14 determines that the electronic identification code and the usage code are Correspond to each other. However, when the electronic identification code and the usage code are not the same electronic ticket number, the transaction terminal 14 determines that the electronic identification code and the usage code cannot correspond to each other. The present invention centralizes the electronic identification codes of all brands in a sales server 10, and then searches for the transaction terminal 14 cooperating with the sales server 10. Foreign transactions. In this way, each brand dealer does not need to find a matching distributor to sell e-vouchers. Instead, he can entrust a third party with more distributors to sell the e-vouchers.
以下說明本發明之二種運作流程,請先參閱第1圖及第2圖。在此交易端14係以一交易伺服器為例。首先,如步驟S10所示,至少一使用者透過使用者電腦16對作為購物平台之銷售伺服器10進行購買,使銷售伺服器10產生使用者所屬之電子辨識碼,並同時將此使用者所屬之電子辨識碼傳送至交易端14中,又對應此電子辨識碼存入一信託金額給信託銀行12。接著,如步驟S12所示,在使用者欲使用電子辨識碼時,至屬於通路商之交易端14處,讓交易端14讀取使用者之使用碼,以判斷使用碼與使用者所屬之電子辨識碼是否為相互對應。若是,則進行步驟S14,即交易端14將使用碼對應之電子辨識碼傳送至銷售伺服器10進行清算,以得到一清算結果,銷售伺服器10再傳送此清算結果至信託銀行12。其中若傳送至銷售伺服器10的電子辨識碼有複數個,則銷售伺服器10可以每隔一固定時段進行清算,如1小時,以得到複數個清算結果。每一個清算結果載明哪一個電子辨識碼被使用了。結果取得後,銷售伺服器10再批次傳送此些清算結果至信託銀行12。然後,如步驟S16所示,信託銀行12依據清算結果將對應電子辨識碼之信託金額拆成兩筆金額,分別存入銷售伺服器10與交易端14對應之帳戶,以完成核銷與交易。若使用碼與使用者所屬之電子辨識碼並非為相互對應,則如步驟S18,結束所有流程。上述清算動作由銷售伺服器10進行,即便使用碼對應之電子辨識碼有複數個,藉由銷售伺服器10與交易端14在傳送給信託銀行12之過程,銷售伺服器10可以快速精準地計算出總共有多少個使用碼對應之電子辨識碼進行傳送,並使後續信託銀行12進行正確的核銷動作。反觀傳統技術必須靠人為一張一張計算禮券,如此不但速度緩慢,且容易出錯, 亦會造成後續信託銀行在核銷禮券的流程出錯,造成金額交易上的失誤。 The following two operational procedures of the present invention will be described below. Please refer to FIG. 1 and FIG. 2 first. In this transaction terminal 14, a transaction server is taken as an example. First, as shown in step S10, at least one user purchases the sales server 10 as a shopping platform through the user computer 16, and causes the sales server 10 to generate an electronic identification code to which the user belongs, and simultaneously belongs to the user. The electronic identification code is transmitted to the transaction terminal 14, and a trust amount is deposited into the trust bank 12 corresponding to the electronic identification code. Then, as shown in step S12, when the user wants to use the electronic identification code, at the transaction end 14 belonging to the distributor, the transaction terminal 14 reads the user's usage code to determine the usage code and the electronicity to which the user belongs. Whether the identification codes correspond to each other. If yes, proceed to step S14, that is, the transaction terminal 14 transmits the electronic identification code corresponding to the use code to the sales server 10 for clearing to obtain a clearing result, and the sales server 10 transmits the clearing result to the trust bank 12. If there are multiple electronic identification codes transmitted to the sales server 10, the sales server 10 can perform liquidation every fixed period of time, such as 1 hour, to obtain a plurality of clearing results. Each clearing result indicates which electronic identification code was used. After the result is obtained, the sales server 10 transmits the clearing results to the trust bank 12 in batches. Then, as shown in step S16, the trust bank 12 splits the trust amount corresponding to the electronic identification code into two amounts according to the liquidation result, and deposits them in the accounts corresponding to the sales server 10 and the transaction terminal 14 respectively to complete the verification and transaction. If the usage code and the electronic identification code to which the user belongs do not correspond to each other, then in step S18, all processes are ended. The above clearing operation is performed by the sales server 10, and even if there are plural electronic identification codes corresponding to the code, the sales server 10 can be quickly and accurately calculated by the sales server 10 and the transaction terminal 14 in the process of transmitting to the trust bank 12. A total of how many electronic identification codes corresponding to the code are used for transmission, and the subsequent trust bank 12 performs the correct verification operation. In contrast, traditional technology must rely on human beings to calculate coupons one by one, which is not only slow, but also error-prone. It will also cause the follow-up trust bank to make mistakes in the process of writing off the vouchers, resulting in mistakes in the amount of transactions.
上述流程中,亦可省略步驟S16,同樣可以完成交易。 In the above process, step S16 may also be omitted, and the transaction may be completed in the same manner.
以下介紹本發明另一種運作流程。請先參閱第1圖及第3圖。首先,如步驟S20所示,至少一使用者透過使用者電腦16對作為購物平台之銷售伺服器10進行購買,使銷售伺服器10產生使用者所屬之電子辨識碼,並同時對應此電子辨識碼存入一信託金額給信託銀行12。接著,如步驟S22所示,在使用者欲使用電子辨識碼時,至屬於通路商之交易端14處,使其與銷售伺服器10即時連線,並讀取使用者之使用碼,以判斷使用碼與使用者所屬之電子辨識碼是否為相互對應。若是,則進行步驟S24,即交易端14將使用碼對應之電子辨識碼傳送至銷售伺服器10進行清算,以得到一清算結果,銷售伺服器10再傳送此清算結果至信託銀行12。同樣地,若傳送至銷售伺服器10的電子辨識碼有複數個,則銷售伺服器10可以每隔一固定時段進行清算,如1小時,以得到複數個清算結果。每一個清算結果載明哪一個電子辨識碼被使用了。結果取得後,銷售伺服器10再批次傳送此些清算結果至信託銀行12。然後,如步驟S26所示,信託銀行12依據清算結果將對應電子辨識碼之信託金額拆成兩筆金額,分別存入銷售伺服器10與交易端14對應之帳戶,以完成核銷與交易。若使用碼與使用者所屬之電子辨識碼並非為相互對應,則如步驟S28,結束所有流程。同樣地,由於上述清算動作亦由銷售伺服器10進行,故銷售伺服器10可以快速精準地計算出總共有多少個使用碼對應之電子辨識碼進行傳送,並使後續信託銀行12進行正確的核銷動作。 Another operational flow of the present invention is described below. Please refer to Figure 1 and Figure 3 first. First, as shown in step S20, at least one user purchases the sales server 10 as a shopping platform through the user computer 16, and causes the sales server 10 to generate an electronic identification code to which the user belongs, and simultaneously corresponds to the electronic identification code. Deposit a trust amount to the trust bank 12. Then, as shown in step S22, when the user wants to use the electronic identification code, it is connected to the transaction terminal 14 of the distributor, and is immediately connected with the sales server 10, and reads the user's usage code to determine. Whether the usage code and the electronic identification code to which the user belongs correspond to each other. If yes, proceed to step S24, that is, the transaction terminal 14 transmits the electronic identification code corresponding to the use code to the sales server 10 for clearing to obtain a clearing result, and the sales server 10 transmits the clearing result to the trust bank 12. Similarly, if there are a plurality of electronic identification codes transmitted to the sales server 10, the sales server 10 can perform liquidation every other fixed period of time, such as one hour, to obtain a plurality of clearing results. Each clearing result indicates which electronic identification code was used. After the result is obtained, the sales server 10 transmits the clearing results to the trust bank 12 in batches. Then, as shown in step S26, the trust bank 12 splits the trust amount corresponding to the electronic identification code into two amounts according to the liquidation result, and stores them in the accounts corresponding to the sales server 10 and the transaction terminal 14 respectively to complete the verification and transaction. If the usage code and the electronic identification code to which the user belongs do not correspond to each other, then in step S28, all processes are ended. Similarly, since the above clearing operation is also performed by the sales server 10, the sales server 10 can quickly and accurately calculate how many electronic identification codes corresponding to the usage codes are transmitted, and enable the subsequent trust bank 12 to perform the correct core. Pin action.
上述流程中,亦可省略步驟S26,同樣可以完成交易。 In the above process, step S26 may also be omitted, and the transaction may be completed in the same manner.
綜上所述,本發明替各家品牌商擴大行銷通路,並同時避免使用大量人力的困擾。 In summary, the present invention expands the marketing channel for various brands and at the same time avoids the trouble of using a large amount of manpower.
以上所述者,僅為本發明之較佳實施例而已,並非用來限定 本發明實施之範圍,故舉凡依本發明申請專利範圍所述之形狀、構造、特徵及精神所為之均等變化與修飾,均應包括於本發明之申請專利範圍內。 The above is only the preferred embodiment of the present invention and is not intended to be limiting. The scope of the present invention is intended to be included within the scope of the invention as defined by the appended claims.
10‧‧‧銷售伺服器 10‧‧‧Sales server
12‧‧‧信託銀行 12‧‧‧trust bank
14‧‧‧交易端 14‧‧‧Transaction side
16‧‧‧使用者電腦 16‧‧‧User computer
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TWI673672B (en) * | 2018-09-21 | 2019-10-01 | 財金資訊股份有限公司 | Commodity (service) gift voucher status inquiry system and method thereof |
TWI697913B (en) * | 2018-07-25 | 2020-07-01 | 臺灣銀行股份有限公司 | Electronic ticket system and method of using electronic ticket |
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CN101002222A (en) * | 2004-06-08 | 2007-07-18 | 优络知识产权私人有限公司 | A shopping system and method |
CN101477668A (en) * | 2009-02-16 | 2009-07-08 | 北京特鲁斯广告有限公司 | Synthetic service method for using digital information display sales advertisement |
CN101807324A (en) * | 2010-02-22 | 2010-08-18 | 中兴通讯股份有限公司 | Service information providing system, method and generating system based on electronic payment terminal |
TW201203145A (en) * | 2010-07-05 | 2012-01-16 | Payeasy Digital Integration Co Ltd | Electronic money conversion system and method |
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2013
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
TWI697913B (en) * | 2018-07-25 | 2020-07-01 | 臺灣銀行股份有限公司 | Electronic ticket system and method of using electronic ticket |
TWI673672B (en) * | 2018-09-21 | 2019-10-01 | 財金資訊股份有限公司 | Commodity (service) gift voucher status inquiry system and method thereof |
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