TWI697913B - Electronic ticket system and method of using electronic ticket - Google Patents
Electronic ticket system and method of using electronic ticket Download PDFInfo
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- TWI697913B TWI697913B TW107125653A TW107125653A TWI697913B TW I697913 B TWI697913 B TW I697913B TW 107125653 A TW107125653 A TW 107125653A TW 107125653 A TW107125653 A TW 107125653A TW I697913 B TWI697913 B TW I697913B
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Abstract
一種電子票券系統,包含一通訊模組、一儲存模組,及一處理模組。該通訊模組經由一通訊網路與多個銷售端與多個票券使用端連接。在該處理模組接收到來自該等銷售端之其中一者的一包括一目標票券識別碼的票券使用請求後,產生一認證請求,並根據一由該儲存單元預存的查找表,獲得對應該目標票券識別碼的使用者資訊,並根據該使用者資訊,傳送該認證請求至該使用者資訊所相關的票券使用端,在該處理模組收到一來自該票券使用端的認證回覆後,將該使用者資訊的一狀態旗標的一旗標值由一圈存值更新為一解圈值,且產生並傳送一確認回覆至該銷售端。 An electronic ticket system includes a communication module, a storage module, and a processing module. The communication module is connected to a plurality of sales terminals and a plurality of ticket use terminals via a communication network. After the processing module receives a ticket use request including a target ticket identification code from one of the sales ends, it generates an authentication request and obtains it according to a lookup table pre-stored in the storage unit Corresponding to the user information of the target ticket identification code, and based on the user information, send the authentication request to the ticket user related to the user information, and receive a message from the ticket user in the processing module After the authentication response, a flag value of a status flag of the user information is updated from a transfer value to a de-loop value, and a confirmation response is generated and sent to the sales terminal.
Description
本發明是有關於一種電子票券系統,特別是指一種應用於銀行帳戶即時圈存解圈的電子票券系統及電子票券使用方法。 The present invention relates to an electronic ticket system, in particular to an electronic ticket system and an electronic ticket use method applied to bank account real-time loading and uncircling.
票券商品服務發行已行之有年,從傳統的零售產業(如百貨及連鎖)的實體票券,演變至線上虛擬交易(如交易平台)的電子票券。 The issuance of ticket goods and services has been around for many years. It has evolved from physical tickets in the traditional retail industry (such as department stores and chains) to electronic tickets in virtual transactions (such as trading platforms).
有鑒於過去因業者倒閉而使禮券變廢紙的消費糾紛時有所聞,為保障消費者權益,近年來政府已陸續對零售業、旅館業及餐飲業等制定「禮券定型化契約應記載及不得記載事項」,明訂業者發行禮券時,需負起「履約保證責任」,以確保消費者權益。 In view of the past consumer disputes that turned gift vouchers into waste paper due to the closure of the industry, in order to protect the rights and interests of consumers, the government has successively formulated the "Not to record matters", it is clear that when the ordering business issues gift certificates, it is required to assume the "performance guarantee responsibility" to ensure consumer rights.
履約方式有五大類,包括銀行履保、銀行信託、同業互保、公會聯保,以及由經濟部許可的履約保證方式,而現行業者最常使用的方式,是以銀行履保或信託方式為主。 There are five types of performance methods, including bank performance insurance, bank trust, mutual insurance, association joint insurance, and performance guarantee methods approved by the Ministry of Economic Affairs. The most common method used by industry players is bank performance or trust. the Lord.
然而,銀行業者對於禮券發行者的實際發行量稽查不易,若業者表示發行100萬元的禮券,卻私下發行200萬元,銀行 又無法稽查,風險將難以控管,因此,對於銀行業來說,現有票券商品相關作業繁瑣且風險過大。 However, it is not easy for the banker to check the actual issuance of gift certificate issuers. If the banker says to issue 1 million yuan of gift certificates, but privately issues 2 million yuan, the bank Without inspection, the risks will be difficult to control. Therefore, for the banking industry, the existing bill products related operations are cumbersome and risky.
因此,本發明的目的,即在提供一種方便且能降低控管風險的電子票券系統。 Therefore, the purpose of the present invention is to provide an electronic ticket system that is convenient and can reduce control risks.
於是,本發明電子票券系統,經由一通訊網路與多個銷售端與多個票券使用端連接,包含一儲存模組、一連接該通訊網路的通訊模組,及一電連接該儲存模組及該通訊模組的處理模組。 Therefore, the electronic ticket system of the present invention is connected to a plurality of sales terminals and a plurality of ticket use terminals via a communication network, and includes a storage module, a communication module connected to the communication network, and an electrical connection to the storage module Group and the processing module of the communication module.
該儲存模組儲存一相關於一票券發送方的一帳戶的帳戶資料,及一票券識別碼對使用者資訊的查找表,該帳戶資料包括一存款金額,該查找表包括多個票券識別碼及多筆分別對應該等票券識別碼的使用者資訊,每一使用者資訊具有一相關於該等票券使用端之一者的使用端連接資訊、一額度,及一相關於該額度的狀態旗標,該存款金額大於等於該等使用者資訊的額度的總和,該狀態旗標的一旗標值是一指示出該帳戶無法提領該額度的圈存值、及一異於該圈存值並指示出該帳戶能提領該額度的解圈值之其中一者,該狀態旗標的該旗標值預設為該圈存值。 The storage module stores an account data related to an account of a ticket sender, and a lookup table of the ticket identification code for user information. The account data includes a deposit amount, and the lookup table includes multiple tickets The identification code and multiple pieces of user information corresponding to the ticket identification codes, each user information has a user terminal connection information related to one of the ticket users, a quota, and a user information related to the The status flag of the limit, the deposit amount is greater than or equal to the sum of the limits of the user information, a flag value of the status flag is a loading value indicating that the account cannot withdraw the limit, and a value different from that The loading value also indicates that the account can withdraw one of the unbound values of the quota, and the flag value of the status flag is preset to the loading value.
其中,在該處理模組經由該通訊模組接收到來自該等銷售端之其中一者的一票券使用請求後,該票券使用請求包括一目標 票券識別碼,該處理模組產生一認證請求,並根據該查找表,獲得對應該目標票券識別碼的使用者資訊,並根據該使用者資訊的使用端連接資訊,經由該通訊模組傳送該認證請求至該使用端連接資訊所相關的票券使用端,在該處理模組經由該通訊模組收到一來自該票券使用端根據該認證請求所產生的認證回覆後,該處理模組將該使用者資訊的該狀態旗標的該旗標值更新為該解圈值,且產生並經由該通訊模組傳送一確認回覆至該銷售端。 Wherein, after the processing module receives a ticket use request from one of the sales ends via the communication module, the ticket use request includes a target Ticket identification code, the processing module generates an authentication request, and obtains user information corresponding to the target ticket identification code according to the lookup table, and uses terminal connection information of the user information through the communication module Send the authentication request to the ticket consumer related to the consumer's connection information. After the processing module receives a verification response from the ticket consumer according to the authentication request via the communication module, the processing The module updates the flag value of the status flag of the user information to the uncircle value, and generates and sends a confirmation reply to the sales terminal via the communication module.
本發明的另一目的,即在提供一種方便且能降低控管風險的電子票券使用方法,由一電子票券系統執行,該電子票券系統經由一通訊網路與多個銷售端及多個票券使用端連接,並儲存一相關於一票券發送方的一帳戶的帳戶資料,及一票券識別碼對使用者資訊的查找表,該帳戶資料包括一存款金額,該查找表包括多個票券識別碼及多筆分別對應該等票券識別碼的使用者資訊,每一使用者資訊具有一相關於該等票券使用端之一者的使用端連接資訊、一額度,及一相關於該額度的狀態旗標,該存款金額大於等於該等使用者資訊的額度的總和,該狀態旗標的一旗標值是一指示出該帳戶無法提領該額度的圈存值、及一異於該圈存值並指示出該帳戶能提領該額度的解圈值之其中一者,該狀態旗標的該旗標值預設為該圈存值,該電子票券使用方法包含一步驟(A)、一步驟(B)、一步驟(C)、一步驟(D),及一步驟(E)。 Another object of the present invention is to provide a convenient and control risk reduction method for using electronic tickets, which is implemented by an electronic ticket system that communicates with multiple sales terminals and multiple The ticket user terminal connects and stores an account data related to an account of a ticket sender, and a lookup table of the ticket identification code for user information. The account data includes a deposit amount, and the lookup table includes multiple One ticket identification code and multiple pieces of user information corresponding to the ticket identification codes, each user information has a user terminal connection information related to one of the ticket users, a quota, and a The status flag related to the limit, the deposit amount is greater than or equal to the sum of the user information limits, a flag value of the status flag is a loading value indicating that the account cannot withdraw the limit, and a Different from the loading value and indicating that the account can withdraw one of the unbound values of the quota, the flag value of the status flag is preset to the loading value, and the electronic coupon usage method includes a step (A), one step (B), one step (C), one step (D), and one step (E).
在該步驟(A)中,在接收到來自該等銷售端之其中一者的一包括一目標票券識別碼的票券使用請求後,該電子票券系統產生一認證請求。 In this step (A), after receiving a ticket use request including a target ticket identification code from one of the sales terminals, the electronic ticket system generates an authentication request.
在該步驟(B)中,該電子票券系統根據該查找表,獲得對應該目標票券識別碼的使用者資訊。 In this step (B), the electronic ticket system obtains user information corresponding to the target ticket identification code according to the look-up table.
在該步驟(C)中,該電子票券系統根據該使用者資訊的使用端連接資訊,經由該通訊網路傳送該認證請求至該使用端連接資訊所相關的票券使用端。 In this step (C), the electronic ticket system transmits the authentication request to the ticket consumer related to the consumer connection information via the communication network according to the consumer connection information of the user information.
在該步驟(D)中,在收到一來自該票券使用端根據該認證請求所產生的認證回覆後,該電子票券系統將該使用者資訊的該狀態旗標的該旗標值更新為該解圈值。 In this step (D), after receiving an authentication response from the ticket user according to the authentication request, the electronic ticket system updates the flag value of the status flag of the user information to The unloop value.
在該步驟(E)中,該電子票券系統產生並傳送一確認回覆至該銷售端。 In this step (E), the electronic ticket system generates and sends a confirmation reply to the sales terminal.
本發明之功效在於:藉由預設該旗標值為該圈存值限制該帳戶提領金額,並在該電子票券系統收到該認證回覆後,將該使用者資訊的該狀態旗標的該旗標值更新為該解圈值,以降低控管風險。 The effect of the present invention is to limit the account withdrawal amount by defaulting the flag value to the loading value, and after the electronic coupon system receives the authentication reply, the status flag of the user information The flag value is updated to the uncircled value to reduce control risks.
1:電子票券系統 1: Electronic ticket system
11:通訊模組 11: Communication module
12:儲存模組 12: Storage module
13:處理模組 13: Processing module
101:通訊網路 101: Communication network
102:銷售端 102: sales side
103:票券使用端 103: Ticket use side
S201~210:步驟 S201~210: steps
本發明的其他的特徵及功效,將於參照圖式的實施方式
中清楚地呈現,其中:圖1是一方塊圖,說明本發明電子票券系統之一實施例;及圖2是一流程圖,說明本發明電子票券使用方法之一實施例。
The other features and effects of the present invention will be described in the embodiment with reference to the
參閱圖1,本發明電子票券系統1的一實施例,包含一通訊模組11、一儲存模組12,及一電連接該通訊模組11及該儲存模組12的處理模組13。
1, an embodiment of the
該通訊模組11經由一通訊網路101與多個銷售端102及多個票券使用端103連接。在本實施例中,該等票券使用端103例如為智慧型手機,在其他實施方式中,該等票券使用端103亦可為智慧型平板或電腦,不以此為限。
The
該儲存模組12儲存一相關於一票券發送方的一帳戶的帳戶資料,及一票券識別碼對使用者資訊的查找表,該帳戶資料包括一存款金額,該查找表包括多個票券識別碼及多筆分別對應該等票券識別碼的使用者資訊,每一使用者資訊具有一相關於該等票券使用端103之一者的使用端連接資訊、一額度、一性質別,及一相關於該額度的狀態旗標,該存款金額大於等於該等使用者資訊的額度的總和,該狀態旗標的一旗標值是一指示出該帳戶無法提領該額度的圈存值、及一異於該圈存值並指示出該帳戶能提領該額度的一解
圈值之其中一者,該狀態旗標的該旗標值預設為該圈存值。在本實施例中,該帳戶例如為銀行帳戶,該等使用端連接資訊例如為相關於該等該等票券使用端103的電話號碼,但不以此為限。該性質別例如為原有圈存機制、禮券、消費借貸、商家,用以供電子票券系統1之使用者區分每筆圈存具不同使用之性質,以避免混淆及干擾。
The
參閱圖1及圖2,將說明該電子票券系統1如何執行本發明電子票券使用方法的一實施例,該實施例包含步驟S201~S210。
1 and 2, it will be described how the
在步驟S201中,該等銷售端102之其中一者從該等票券使用端103之其中一者獲得一目標票券識別碼。
In step S201, one of the
在步驟S202中,該銷售端102產生並傳送一包括該目標票券識別碼的票券使用請求至該電子票券系統1。
In step S202, the
在步驟S203中,該處理模組13產生一認證請求。在本實施例中,該認證請求例如包括一個一次性密碼(One Time Password,OTP),在其他實施方式中,該認證請求亦可例如包括一憑證,不以此為限。
In step S203, the
在步驟S204中,該處理模組13根據該查找表,獲得對應該目標票券識別碼的使用者資訊。
In step S204, the
值得注意的是,在本實施例中,步驟S203在步驟S204之前,在其他實施方式中,步驟S203亦可在步驟S204之後,或同時進行。 It is worth noting that in this embodiment, step S203 is before step S204, and in other implementation manners, step S203 can also be performed after step S204, or at the same time.
在步驟S205中,該處理模組13根據該使用端連接資訊,經由該通訊模組11傳送該認證請求至該票券使用端103。在本實施例中,該處理模組13係以簡訊服務(Short Message Service,SMS)的方式傳送該認證請求,在其他實施方式中,該處理模組13亦可以電子郵件(email)的方式傳送該認證請求,不以此限,簡訊服務及電子郵件的傳送方式為本領域技術人員所熟知,於此便不再加以贅述。
In step S205, the
在步驟S206中,該票券使用端103根據該認證請求產生一認證回覆,並經由該通訊網路101傳送該認證回覆至該電子票券系統1。
In step S206, the
在步驟S207中,該處理模組13將該使用者資訊的該狀態旗標的該旗標值更新為該解圈值。
In step S207, the
在步驟S208中,該處理模組13產生並經由該通訊模組11傳送一確認回覆至該銷售端102。
In step S208, the
在步驟S209中,該處理模組13判定是否符合一終止條件,在本實施例中,該終止條件為一預設時間在當前時間之前,在其他實施方式該終止條件亦可為該使用者資訊的該額度大於一預定值。若該處理模組13判定出符合該終止條件,則流程進行步驟S210;若該處理模組13判定出不符合該終止條件,則流程結束。
In step S209, the
在步驟S210中,該處理模組13將該使用者資訊的該狀態
旗標的該旗標值更新為該圈存值。
In step S210, the
綜上所述,本發明電子票券系統及電子票券使用方法,藉由該電子票券系統1儲存票券所承載之資訊,以取代紙本票券的發行,並藉由預設該旗標值為該圈存值限制該帳戶提領金額,並在該電子票券系統1收到該認證回覆後,將該使用者資訊的該狀態旗標的該旗標值更新為該解圈值,以降低控管風險,故確實能達成本發明的目的。
In summary, the electronic ticket system and the electronic ticket usage method of the present invention replace the issuance of paper tickets by storing the information carried by the
惟以上所述者,僅為本發明的實施例而已,當不能以此限定本發明實施的範圍,凡是依本發明申請專利範圍及專利說明書內容所作的簡單的等效變化與修飾,皆仍屬本發明專利涵蓋的範圍內。 However, the foregoing are only examples of the present invention. When the scope of implementation of the present invention cannot be limited by this, all simple equivalent changes and modifications made according to the scope of the patent application of the present invention and the content of the patent specification still belong to Within the scope of the patent of the present invention.
1:電子票券系統 1: Electronic ticket system
11:通訊模組 11: Communication module
12:儲存模組 12: Storage module
13:處理模組 13: Processing module
101:通訊網路 101: Communication network
102:銷售端 102: sales side
103:票券使用端 103: Ticket use side
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TW201516900A (en) * | 2013-10-22 | 2015-05-01 | Payeasy Digital Integration Co Ltd | Electronic identification code transaction device and transaction method thereof |
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