TR201111170T1 - Bi̇r cep telefonu kullanilarak bi̇r i̇şleme yetki̇ veri̇lmesi̇ne i̇li̇şki̇n bi̇r yöntem - Google Patents

Bi̇r cep telefonu kullanilarak bi̇r i̇şleme yetki̇ veri̇lmesi̇ne i̇li̇şki̇n bi̇r yöntem

Info

Publication number
TR201111170T1
TR201111170T1 TR2011/11170T TR201111170T TR201111170T1 TR 201111170 T1 TR201111170 T1 TR 201111170T1 TR 2011/11170 T TR2011/11170 T TR 2011/11170T TR 201111170 T TR201111170 T TR 201111170T TR 201111170 T1 TR201111170 T1 TR 201111170T1
Authority
TR
Turkey
Prior art keywords
transaction
user
parameters
authorizing
authorization
Prior art date
Application number
TR2011/11170T
Other languages
English (en)
Inventor
Kulakowski Henryk
Original Assignee
Kulakowski Henryk
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from PL388012A external-priority patent/PL388012A1/pl
Application filed by Kulakowski Henryk filed Critical Kulakowski Henryk
Publication of TR201111170T1 publication Critical patent/TR201111170T1/tr

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0613—Third-party assisted
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
    • H04L63/102—Entity profiles
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/18—Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements
    • H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/20—Services signaling; Auxiliary data signalling, i.e. transmitting data via a non-traffic channel

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Technology Law (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

Bir cep telefonu kullanılarak işlem yetkilendirmesi 5 yapılmasına ilişkin bir yöntem olup bir işlemi tanımlayan bir telefon numarasıyla sesli bir bağlantının kurulmasına yönelik bir sesli arama oluşturma isteğinin iletişim sunucusu (CS) tarafından kullanıcıdan (UR) alınması (102, 202); kullanıcının (UR) kimlik bilgisinin doğrulanması 10 yoluyla işleme yetki verilmesi (112, 206); sesli aramanın kabul edilmesi (106, 214) veya reddedilmesi (108, 216); gerekli işlem parametrelerinin girilmesi yönündeki bir isteğin kullanıcıya (UR) gönderilmesi (116, 220); istenen işlem parametrelerinin girilmesi (118, 222); yetkilendirme 15 sistemi (AS) tarafından, girilen parametrenin geçerliliğinin doğrulanması (120, 224); kullanıcının işleme fon temin edilmesi konusunda verdiği yetki ve tercihen işlemi yetkilendiren bir parola dahil olmak üzere kullanıcının (UR) gerekli butun işlem parametrelerini 20 girmiş olup olmadığının belirlenmesi (122, 226); işlemle ilgili fon temininin bundan sorumlu işlem tarafı tarafından kabul edilip edilmediğinin belirlenmesi (124, 228) ve miktarın kabul edilmesi durumunda, işlemin gerçekleştirilmesi amacıyla işlemin ödemesini temm eden 25 tarafın hesabında yeterli fonun ayrılması yönündeki komutu içeren bir mesajın gönderilmesi (126, 230); yetkilendirme sistemine (AS) gerekli butun işlem parametrelerinin temin edilip edilmediğinin belirlenmesi (128, 232); işlemin ek işleme tabi tutulmak üzere depolanması (130, 234) veya 30 bunun gerçekleştirme adımına iletilmesi (132, 236) şeklindeki adımlardan oluşmaktadır.
TR2011/11170T 2009-05-12 2010-05-12 Bi̇r cep telefonu kullanilarak bi̇r i̇şleme yetki̇ veri̇lmesi̇ne i̇li̇şki̇n bi̇r yöntem TR201111170T1 (tr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
PL388012A PL388012A1 (pl) 2009-05-12 2009-05-12 Sposób świadczenia usług w sieci telekomunikacyjnej
PL39120310 2010-05-12

Publications (1)

Publication Number Publication Date
TR201111170T1 true TR201111170T1 (tr) 2012-03-21

Family

ID=43085205

Family Applications (1)

Application Number Title Priority Date Filing Date
TR2011/11170T TR201111170T1 (tr) 2009-05-12 2010-05-12 Bi̇r cep telefonu kullanilarak bi̇r i̇şleme yetki̇ veri̇lmesi̇ne i̇li̇şki̇n bi̇r yöntem

Country Status (18)

Country Link
US (1) US8965789B2 (tr)
EP (1) EP2430599A1 (tr)
KR (1) KR20120029422A (tr)
CN (1) CN102422318A (tr)
AP (1) AP3394A (tr)
AU (1) AU2010248168A1 (tr)
CA (1) CA2761743A1 (tr)
CL (1) CL2011002800A1 (tr)
CO (1) CO6470885A2 (tr)
CU (1) CU20110211A7 (tr)
EA (1) EA201190290A1 (tr)
MA (1) MA33353B1 (tr)
MX (1) MX2011011966A (tr)
MY (1) MY155596A (tr)
NZ (1) NZ597011A (tr)
TR (1) TR201111170T1 (tr)
WO (1) WO2010131988A1 (tr)
ZA (1) ZA201109145B (tr)

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Also Published As

Publication number Publication date
AP2011005985A0 (en) 2011-12-31
MY155596A (en) 2015-11-13
CN102422318A (zh) 2012-04-18
US8965789B2 (en) 2015-02-24
AU2010248168A1 (en) 2011-12-15
EA201190290A1 (ru) 2012-09-28
EP2430599A1 (en) 2012-03-21
CA2761743A1 (en) 2010-11-18
CL2011002800A1 (es) 2012-06-29
CO6470885A2 (es) 2012-06-29
US20120078737A1 (en) 2012-03-29
MA33353B1 (fr) 2012-06-01
NZ597011A (en) 2014-01-31
MX2011011966A (es) 2012-07-04
AP3394A (en) 2015-08-31
KR20120029422A (ko) 2012-03-26
ZA201109145B (en) 2012-10-31
CU20110211A7 (es) 2012-06-29
WO2010131988A1 (en) 2010-11-18

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