SG11201912934XA - Interface-specific account identifiers - Google Patents

Interface-specific account identifiers

Info

Publication number
SG11201912934XA
SG11201912934XA SG11201912934XA SG11201912934XA SG11201912934XA SG 11201912934X A SG11201912934X A SG 11201912934XA SG 11201912934X A SG11201912934X A SG 11201912934XA SG 11201912934X A SG11201912934X A SG 11201912934XA SG 11201912934X A SG11201912934X A SG 11201912934XA
Authority
SG
Singapore
Prior art keywords
interface
specific account
account identifiers
identifiers
specific
Prior art date
Application number
SG11201912934XA
Other languages
English (en)
Inventor
Aaron Frank
Matthew Rothstein
Andrew Dietrich
Alexander Cramer
Andrew Briggs
Original Assignee
Goldman Sachs Bank Usa
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Goldman Sachs Bank Usa filed Critical Goldman Sachs Bank Usa
Publication of SG11201912934XA publication Critical patent/SG11201912934XA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/62—Protecting access to data via a platform, e.g. using keys or access control rules
    • G06F21/6218—Protecting access to data via a platform, e.g. using keys or access control rules to a system of files or objects, e.g. local or distributed file system or database
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60—Protecting data
    • G06F21/604—Tools and structures for managing or administering access control systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Software Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • General Health & Medical Sciences (AREA)
  • Health & Medical Sciences (AREA)
  • Bioethics (AREA)
  • Automation & Control Theory (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Databases & Information Systems (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Storage Device Security (AREA)
  • Telephonic Communication Services (AREA)
SG11201912934XA 2017-06-28 2018-06-28 Interface-specific account identifiers SG11201912934XA (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201762526310P 2017-06-28 2017-06-28
US201762526315P 2017-06-28 2017-06-28
PCT/US2018/040121 WO2019006187A1 (en) 2017-06-28 2018-06-28 IDENTIFIERS OF ACCOUNT-SPECIFIC ACCOUNTS

Publications (1)

Publication Number Publication Date
SG11201912934XA true SG11201912934XA (en) 2020-01-30

Family

ID=64742224

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201912934XA SG11201912934XA (en) 2017-06-28 2018-06-28 Interface-specific account identifiers

Country Status (11)

Country Link
US (1) US10657536B2 (ko)
EP (1) EP3646229A4 (ko)
JP (1) JP7150839B2 (ko)
KR (1) KR102523695B1 (ko)
CN (1) CN111263941A (ko)
AU (1) AU2018290959A1 (ko)
CA (1) CA3068134A1 (ko)
IL (1) IL271643B2 (ko)
SG (1) SG11201912934XA (ko)
WO (1) WO2019006187A1 (ko)
ZA (1) ZA201908612B (ko)

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* Cited by examiner, † Cited by third party
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US11847650B2 (en) * 2018-08-03 2023-12-19 International Business Machines Corporation Methods and systems for managing personal device security
US20220382737A1 (en) * 2021-05-28 2022-12-01 Bank Of America Corporation Data Feed Meta Detail Categorization for Confidence
US20220382618A1 (en) * 2021-05-28 2022-12-01 Bank Of America Corporation Data Feed Meta Detail Categorization for Confidence
KR102493586B1 (ko) * 2021-06-23 2023-01-31 (주)엔시스 사용자별 독립적인 데이터 운용 및 유저 인터페이스 구성이 가능하고, 다층적인 다단계 보안이 적용된 엣지 컴퓨팅 시스템

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US6324526B1 (en) * 1999-01-15 2001-11-27 D'agostino John System and method for performing secure credit card purchases
JP2002063374A (ja) * 2000-08-16 2002-02-28 Nec Corp 代金決済代行システム及び代金決済代行方法
US7996288B1 (en) * 2000-11-15 2011-08-09 Iprivacy, Llc Method and system for processing recurrent consumer transactions
US7104443B1 (en) * 2001-04-23 2006-09-12 Debitman Card, Inc. Method and system for facilitating electronic funds transactions
US20030014357A1 (en) * 2001-07-16 2003-01-16 General Motors Corporation Method and system for conducting user defined mobile commerce
US8620757B2 (en) * 2002-02-20 2013-12-31 Bank Of America, National Association System for providing an online account statement having hyperlinks
US8682784B2 (en) * 2004-07-16 2014-03-25 Ebay, Inc. Method and system to process credit card payment transactions initiated by a merchant
US7502760B1 (en) * 2004-07-19 2009-03-10 Amazon Technologies, Inc. Providing payments automatically in accordance with predefined instructions
US8464938B2 (en) * 2007-06-22 2013-06-18 Intelispend Prepaid Solutions, Llc Client customized virtual or physical card for use with selected merchants
US7860784B2 (en) * 2006-12-29 2010-12-28 Ebay Inc. Method and system for user payment account management
US10163092B2 (en) * 2007-08-18 2018-12-25 Expensify, Inc. System and method for establishing a payment mechanism with a plurality of merchants
US8805736B2 (en) * 2008-03-08 2014-08-12 Stefan Melik-Aslanian Fraud prevention and replacement of credit/debit cards—lost, stolen, defective or fraudulently used
US8046268B2 (en) * 2008-07-14 2011-10-25 Shop Ma, Inc. Multi-merchant payment system
US8799067B2 (en) * 2008-09-12 2014-08-05 Visa Usa Inc. System and method for a merchant debit card program including a plurality of issuers
US8423453B1 (en) * 2009-10-07 2013-04-16 Capital One Financial Corporation Systems and methods for processing a transaction
KR101144930B1 (ko) * 2010-05-31 2012-05-11 중소기업은행 카드사서버에서 복수의 카드번호를 가지는 신용카드 관리 장치, 방법 및 기록매체
KR20120076521A (ko) * 2010-11-29 2012-07-09 인포뱅크 주식회사 사용권한 설정이 가능한 직불카드를 기반으로 한 결제대행 중계시스템 및 그 방법
US9027083B2 (en) * 2011-08-05 2015-05-05 Bank Of America Corporation Management of access identifiers
US20130151388A1 (en) * 2011-12-12 2013-06-13 Visa International Service Association Systems and methods to identify affluence levels of accounts
JP5991386B2 (ja) * 2013-01-31 2016-09-14 日本電気株式会社 ネットワークシステム
JP5634547B2 (ja) * 2013-03-05 2014-12-03 株式会社エヌ・ティ・ティ・データ サービス提供装置およびサービス提供方法
WO2014145708A1 (en) * 2013-03-15 2014-09-18 Visa International Service Association Snap mobile security apparatuses, methods and systems
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US20150112780A1 (en) * 2013-10-21 2015-04-23 Mastercard International Incorporated Method and system for processing of a real-time rebate at transaction authorization
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Also Published As

Publication number Publication date
EP3646229A4 (en) 2020-07-08
IL271643B2 (en) 2024-04-01
ZA201908612B (en) 2022-06-29
AU2018290959A1 (en) 2020-02-13
JP7150839B2 (ja) 2022-10-11
KR20200044788A (ko) 2020-04-29
WO2019006187A1 (en) 2019-01-03
KR102523695B1 (ko) 2023-04-20
IL271643B1 (en) 2023-12-01
JP2020526856A (ja) 2020-08-31
IL271643A (en) 2020-02-27
US10657536B2 (en) 2020-05-19
CN111263941A (zh) 2020-06-09
EP3646229A1 (en) 2020-05-06
CA3068134A1 (en) 2019-01-03
US20190259034A1 (en) 2019-08-22

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