SG11201607797XA - Automatic data transfer - Google Patents

Automatic data transfer

Info

Publication number
SG11201607797XA
SG11201607797XA SG11201607797XA SG11201607797XA SG11201607797XA SG 11201607797X A SG11201607797X A SG 11201607797XA SG 11201607797X A SG11201607797X A SG 11201607797XA SG 11201607797X A SG11201607797X A SG 11201607797XA SG 11201607797X A SG11201607797X A SG 11201607797XA
Authority
SG
Singapore
Prior art keywords
data transfer
automatic data
automatic
transfer
data
Prior art date
Application number
SG11201607797XA
Other languages
English (en)
Inventor
Edward W Judge
Anouska Ladds
Michael J Cowen
James C Noe
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of SG11201607797XA publication Critical patent/SG11201607797XA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3226—Use of secure elements separate from M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4037—Remote solvency checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/40—Business processes related to the transportation industry
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2240/00—Transportation facility access, e.g. fares, tolls or parking
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Marketing (AREA)
  • Primary Health Care (AREA)
  • Tourism & Hospitality (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Communication Control (AREA)
  • Computer And Data Communications (AREA)
  • Information Transfer Between Computers (AREA)
SG11201607797XA 2014-03-19 2015-03-02 Automatic data transfer SG11201607797XA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
GB1404907.6A GB2524282A (en) 2014-03-19 2014-03-19 Automatic data transfer
PCT/GB2015/050606 WO2015140503A1 (en) 2014-03-19 2015-03-02 Automatic data transfer

Publications (1)

Publication Number Publication Date
SG11201607797XA true SG11201607797XA (en) 2016-10-28

Family

ID=50635030

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201607797XA SG11201607797XA (en) 2014-03-19 2015-03-02 Automatic data transfer

Country Status (14)

Country Link
US (2) US9727865B2 (ru)
EP (2) EP3120311A1 (ru)
KR (1) KR20160134806A (ru)
CN (1) CN106462854A (ru)
AU (2) AU2015233169A1 (ru)
BR (1) BR112016021424A2 (ru)
CA (1) CA2943590C (ru)
GB (1) GB2524282A (ru)
MX (1) MX368279B (ru)
MY (1) MY179156A (ru)
NZ (2) NZ724512A (ru)
RU (1) RU2656816C2 (ru)
SG (1) SG11201607797XA (ru)
WO (1) WO2015140503A1 (ru)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2524282A (en) 2014-03-19 2015-09-23 Mastercard International Inc Automatic data transfer
US11023888B2 (en) * 2015-06-09 2021-06-01 Worldpay, Llc Systems and methods for management and recycling of payment transactions
WO2021020981A1 (ru) * 2019-07-30 2021-02-04 Публичное Акционерное Общество "Сбербанк России" Способ и система для оплаты услуг
US20230060707A1 (en) * 2021-09-02 2023-03-02 The Toronto-Dominion Bank Systems and methods for including a data acceptance condition in a data transfer proposal

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* Cited by examiner, † Cited by third party
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US7809650B2 (en) * 2003-07-01 2010-10-05 Visa U.S.A. Inc. Method and system for providing risk information in connection with transaction processing
GB0401570D0 (en) * 2004-01-24 2004-02-25 Guaranteed Markets Ltd A transaction management system and method
EP1913545A4 (en) * 2005-05-16 2010-07-28 Mastercard International Inc METHOD AND SYSTEM FOR USING CONTACTLESS PAY CARDS IN A TRANSIT SYSTEM
WO2006135779A2 (en) * 2005-06-10 2006-12-21 American Express Travel Related Services Company, Inc. System and method for mass transit merchant payment
US7828204B2 (en) 2006-02-01 2010-11-09 Mastercard International Incorporated Techniques for authorization of usage of a payment device
USH2252H1 (en) * 2006-09-27 2011-01-04 Vesta Corporation Integrated pre-collections system
US8118223B2 (en) * 2006-09-28 2012-02-21 Visa U.S.A. Inc. Smart sign mobile transit fare payment
US8881971B2 (en) * 2008-10-10 2014-11-11 Visa U.S.A. Inc. Transit agency as an issuer and/or program manager of prepaid products
US8738485B2 (en) * 2007-12-28 2014-05-27 Visa U.S.A. Inc. Contactless prepaid product for transit fare collection
US8346639B2 (en) * 2007-02-28 2013-01-01 Visa U.S.A. Inc. Authentication of a data card using a transit verification value
US7527208B2 (en) * 2006-12-04 2009-05-05 Visa U.S.A. Inc. Bank issued contactless payment card used in transit fare collection
US8523069B2 (en) * 2006-09-28 2013-09-03 Visa U.S.A. Inc. Mobile transit fare payment
US7566003B2 (en) * 2006-12-07 2009-07-28 Specialty Acquirer Llc Learning fare collection system for mass transit
US7568617B2 (en) * 2006-12-07 2009-08-04 Specialty Acquirer Llc Learning fare collection system for mass transit
US8281990B2 (en) * 2006-12-07 2012-10-09 Smart Systems Innovations, Llc Public transit system fare processor for transfers
US8763902B2 (en) * 2006-12-07 2014-07-01 Smart Systems Innovations, Llc Mass transit fare processing system
US7809652B2 (en) * 2007-01-30 2010-10-05 Visa U.S.A. Inc. Signature based negative list for off line payment device validation
US20080249928A1 (en) * 2007-04-06 2008-10-09 Hill Dennis J Payment card based remittance system with designation of recipient by mobile telephone number
US7958050B2 (en) * 2007-07-02 2011-06-07 Early Warning Services, Llc Payment account monitoring system and method
US7844522B2 (en) 2007-10-30 2010-11-30 Intuit Inc. Method and apparatus for monitoring and verifying a transfer of financial settings
US7567920B2 (en) * 2007-11-01 2009-07-28 Visa U.S.A. Inc. On-line authorization in access environment
US8117129B2 (en) * 2007-12-21 2012-02-14 American Express Travel Related Services Company, Inc. Systems, methods and computer program products for performing mass transit merchant transactions
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AU2011293272B2 (en) * 2010-08-25 2015-02-19 Cubic Corporation Advanced decision logic for transit acceptance
US20120084164A1 (en) 2010-09-30 2012-04-05 Ayman Hammad Accumulation alerts
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KR20130113292A (ko) * 2012-04-05 2013-10-15 주식회사 엘지씨엔에스 결재 수단을 통한 결제 방법, 이를 수행하는 결제 서버 및 모바일 단말
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WO2014152419A1 (en) 2013-03-15 2014-09-25 Mastercard International Incorporated Transaction-history driven counterfeit fraud risk management solution
GB2524282A (en) 2014-03-19 2015-09-23 Mastercard International Inc Automatic data transfer

Also Published As

Publication number Publication date
CN106462854A (zh) 2017-02-22
MX368279B (es) 2019-09-26
AU2018202367A1 (en) 2018-04-26
RU2016138460A (ru) 2018-04-24
US9727865B2 (en) 2017-08-08
CA2943590C (en) 2019-04-02
GB2524282A (en) 2015-09-23
US20150269572A1 (en) 2015-09-24
BR112016021424A2 (pt) 2017-08-15
US10062077B2 (en) 2018-08-28
US20170316413A1 (en) 2017-11-02
RU2656816C2 (ru) 2018-06-06
CA2943590A1 (en) 2015-09-24
WO2015140503A1 (en) 2015-09-24
EP3120311A1 (en) 2017-01-25
AU2015233169A1 (en) 2016-10-06
MY179156A (en) 2020-10-29
KR20160134806A (ko) 2016-11-23
EP4213087A1 (en) 2023-07-19
NZ743803A (en) 2019-11-29
NZ724512A (en) 2018-07-27
MX2016012084A (es) 2017-05-23
GB201404907D0 (en) 2014-04-30

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