SG10202109598WA - Systems and methods for facilitating secure electronic transactions - Google Patents

Systems and methods for facilitating secure electronic transactions

Info

Publication number
SG10202109598WA
SG10202109598WA SG10202109598WA SG10202109598WA SG 10202109598W A SG10202109598W A SG 10202109598WA SG 10202109598W A SG10202109598W A SG 10202109598WA SG 10202109598W A SG10202109598W A SG 10202109598WA
Authority
SG
Singapore
Prior art keywords
systems
methods
electronic transactions
secure electronic
facilitating secure
Prior art date
Application number
Other languages
English (en)
Inventor
David Farago
Grant Colhoun
Noel Kendall
Original Assignee
Grant Colhoun
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Grant Colhoun filed Critical Grant Colhoun
Publication of SG10202109598WA publication Critical patent/SG10202109598WA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Medicines Containing Antibodies Or Antigens For Use As Internal Diagnostic Agents (AREA)
  • Devices For Executing Special Programs (AREA)
  • Chair Legs, Seat Parts, And Backrests (AREA)
SG10202109598W 2015-10-13 2016-10-12 Systems and methods for facilitating secure electronic transactions SG10202109598WA (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US201562240671P 2015-10-13 2015-10-13

Publications (1)

Publication Number Publication Date
SG10202109598WA true SG10202109598WA (en) 2021-10-28

Family

ID=58498710

Family Applications (2)

Application Number Title Priority Date Filing Date
SG11201802810WA SG11201802810WA (en) 2015-10-13 2016-10-12 Systems and methods for facilitating secure electronic transactions
SG10202109598W SG10202109598WA (en) 2015-10-13 2016-10-12 Systems and methods for facilitating secure electronic transactions

Family Applications Before (1)

Application Number Title Priority Date Filing Date
SG11201802810WA SG11201802810WA (en) 2015-10-13 2016-10-12 Systems and methods for facilitating secure electronic transactions

Country Status (13)

Country Link
US (1) US20170103394A1 (fr)
EP (2) EP4138016A1 (fr)
JP (1) JP6775590B2 (fr)
CN (1) CN108475366A (fr)
AU (2) AU2016340055A1 (fr)
BR (1) BR112018007391A2 (fr)
CA (1) CA3001900C (fr)
IL (1) IL258453A (fr)
MX (1) MX2018004601A (fr)
PH (1) PH12018550040A1 (fr)
RU (1) RU2740734C2 (fr)
SG (2) SG11201802810WA (fr)
WO (1) WO2017063079A1 (fr)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20170293899A1 (en) * 2016-04-12 2017-10-12 Digicash Pty Ltd. Digital value token processing systems and methods having improved security and scalability
US10270787B2 (en) * 2016-05-23 2019-04-23 Battelle Memorial Institute Method for securing a network using cyber economic network transaction security (CENTS)
RU2703953C1 (ru) * 2018-06-14 2019-10-22 Мастеркард Интернэшнл Инкорпорейтед Система и компьютерно-реализуемый способ для обезличивания данных при коммутации между юрисдикциями в системах платежей
WO2020154576A1 (fr) * 2019-01-24 2020-07-30 Sensoriant, Inc. Transactions cryptographiques prenant en charge des exigences du monde réel
US11651354B2 (en) * 2019-09-11 2023-05-16 Nxp B.V. Efficient partially spendable e-cash
GB201918017D0 (en) * 2019-12-09 2020-01-22 Conferma Ltd Digital payment system
JP7463543B2 (ja) * 2020-03-20 2024-04-08 マスターカード インターナシヨナル インコーポレイテツド 物理的カードとの間でデジタルトークンを転送するための方法及びシステム
CN115485707A (zh) * 2020-06-26 2022-12-16 维萨国际服务协会 数字货币聚合处理

Family Cites Families (18)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020007351A1 (en) * 2000-04-28 2002-01-17 Hillegass James C. Digital tokens and system and method relating to digital tokens
RU2402814C2 (ru) * 2005-04-19 2010-10-27 Майкрософт Корпорейшн Сетевые коммерческие транзакции
US8315952B2 (en) * 2006-03-14 2012-11-20 First Data Corporation Money transfers using digital cash
RU2388053C1 (ru) * 2008-11-06 2010-04-27 Александр Геннадьевич Рожков Способ проверки транзакций, автоматическая система для проверки транзакций и узел для проверки транзакций (варианты)
US20120028609A1 (en) * 2010-07-27 2012-02-02 John Hruska Secure financial transaction system using a registered mobile device
US20120089509A1 (en) * 2010-10-06 2012-04-12 Ebay Inc. Systems and methods for facilitating payment reconciliation over a network
WO2012142045A2 (fr) * 2011-04-11 2012-10-18 Visa International Service Association Segmentations en unités multiples pour authentification
WO2012142740A1 (fr) * 2011-04-18 2012-10-26 Egonexus Limited Générateur de jeton numérique, serveur pour enregistrer des jetons numériques et procédé pour émettre un jeton numérique
EP2541478A1 (fr) * 2011-06-27 2013-01-02 Accenture Global Services Limited Argent électronique dynamique
GB2517127A (en) * 2013-05-29 2015-02-18 Ibm Method for deriving a verification token from a credential
US10878422B2 (en) * 2013-06-17 2020-12-29 Visa International Service Association System and method using merchant token
US9710808B2 (en) * 2013-09-16 2017-07-18 Igor V. SLEPININ Direct digital cash system and method
US10515358B2 (en) * 2013-10-18 2019-12-24 Visa International Service Association Contextual transaction token methods and systems
US20150213443A1 (en) * 2014-01-30 2015-07-30 Apple Inc. Tokenizing authorizations
US20170228733A1 (en) * 2014-10-06 2017-08-10 Emo Oil Ltd Apparatus, system and method of inhibiting fraudulent payment card transactions
US20160275503A1 (en) * 2014-12-12 2016-09-22 Joseph Vayalil George Method and system for rewarding parties in a payment transaction via managing circulation of small denominations of currency
US9641318B2 (en) * 2015-01-06 2017-05-02 Google Inc. Systems and methods for a multiple value packing scheme for homomorphic encryption
US10594471B2 (en) * 2015-03-20 2020-03-17 Cryptography Research, Inc. Multiplicative blinding for cryptographic operations

Also Published As

Publication number Publication date
MX2018004601A (es) 2018-09-21
JP2018536953A (ja) 2018-12-13
RU2018117500A3 (fr) 2020-04-21
RU2018117500A (ru) 2019-11-18
PH12018550040A1 (en) 2018-10-15
RU2740734C2 (ru) 2021-01-20
BR112018007391A2 (pt) 2018-10-16
IL258453A (en) 2018-06-28
CA3001900C (fr) 2024-02-20
CN108475366A (zh) 2018-08-31
JP6775590B2 (ja) 2020-10-28
EP3362966A1 (fr) 2018-08-22
EP3362966A4 (fr) 2019-05-15
CA3001900A1 (fr) 2017-04-20
SG11201802810WA (en) 2018-05-30
AU2016340055A1 (en) 2018-05-10
US20170103394A1 (en) 2017-04-13
EP4138016A1 (fr) 2023-02-22
WO2017063079A1 (fr) 2017-04-20
AU2022224786A1 (en) 2022-09-22

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