SG10202109127RA - Method and system for enhanced validation of cryptograms in cloud-based systems - Google Patents

Method and system for enhanced validation of cryptograms in cloud-based systems

Info

Publication number
SG10202109127RA
SG10202109127RA SG10202109127RA SG10202109127RA SG10202109127RA SG 10202109127R A SG10202109127R A SG 10202109127RA SG 10202109127R A SG10202109127R A SG 10202109127RA SG 10202109127R A SG10202109127R A SG 10202109127RA SG 10202109127R A SG10202109127R A SG 10202109127RA
Authority
SG
Singapore
Prior art keywords
cryptograms
cloud
based systems
enhanced validation
validation
Prior art date
Application number
SG10202109127RA
Other languages
English (en)
Inventor
Mehdi Collinge
Michael Ward
Sandra Jansen
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of SG10202109127RA publication Critical patent/SG10202109127RA/en

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0407—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the identity of one or more communicating identities is hidden
    • H04L63/0414—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the identity of one or more communicating identities is hidden during transmission, i.e. party's identity is protected against eavesdropping, e.g. by using temporary identifiers, but is known to the other party or parties involved in the communication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0876—Network architectures or network communication protocols for network security for authentication of entities based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/12—Applying verification of the received information
    • H04L63/123—Applying verification of the received information received data contents, e.g. message integrity
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Hardware Design (AREA)
  • Signal Processing (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Power Engineering (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Acyclic And Carbocyclic Compounds In Medicinal Compositions (AREA)
  • Absorbent Articles And Supports Therefor (AREA)
  • Pharmaceuticals Containing Other Organic And Inorganic Compounds (AREA)
  • Cash Registers Or Receiving Machines (AREA)
SG10202109127RA 2015-08-27 2016-08-15 Method and system for enhanced validation of cryptograms in cloud-based systems SG10202109127RA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201562210659P 2015-08-27 2015-08-27
US14/985,664 US9825946B2 (en) 2015-08-27 2015-12-31 Method and system for enhanced validation of cryptograms in cloud-based systems

Publications (1)

Publication Number Publication Date
SG10202109127RA true SG10202109127RA (en) 2021-09-29

Family

ID=58097066

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10202109127RA SG10202109127RA (en) 2015-08-27 2016-08-15 Method and system for enhanced validation of cryptograms in cloud-based systems

Country Status (9)

Country Link
US (3) US9825946B2 (zh)
EP (1) EP3342096B1 (zh)
JP (3) JP6545366B2 (zh)
CN (2) CN108352986B (zh)
AU (3) AU2016318327B2 (zh)
CA (1) CA2996504C (zh)
MX (1) MX2018002314A (zh)
SG (1) SG10202109127RA (zh)
WO (1) WO2017044254A2 (zh)

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10313344B2 (en) 2017-03-30 2019-06-04 Bank Of America Corporation Internal footprint repository
CN108965472B (zh) * 2018-08-23 2020-11-20 珠海格力电器股份有限公司 一种账号信息推送的方法和设备
US10581611B1 (en) * 2018-10-02 2020-03-03 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US12021861B2 (en) * 2021-01-04 2024-06-25 Bank Of America Corporation Identity verification through multisystem cooperation

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WO1999009502A1 (fr) * 1997-08-13 1999-02-25 Matsushita Electric Industrial Co., Ltd. Systeme de commerce electronique mobile
US7296004B1 (en) * 1997-12-19 2007-11-13 Checkfree Corporation Electronic bill payment system with merchant identification
US7552333B2 (en) * 2000-08-04 2009-06-23 First Data Corporation Trusted authentication digital signature (tads) system
US7558965B2 (en) * 2000-08-04 2009-07-07 First Data Corporation Entity authentication in electronic communications by providing verification status of device
JP2002152196A (ja) 2000-09-01 2002-05-24 Nec Corp 秘密鍵なしプログラム認証方法，プログラムｉｄ通信処理制御方法、プログラムｉｄ通信範囲制御方法および公開鍵毎通信路提供方法
US20050240432A1 (en) * 2001-02-05 2005-10-27 John Jensen Method and system to enable, to organize, to facilitate, and to transact communications for a fee or cost born by a sender party (also known as a caller party) utilizing a network such as the internet
US9031880B2 (en) * 2001-07-10 2015-05-12 Iii Holdings 1, Llc Systems and methods for non-traditional payment using biometric data
JP2007517272A (ja) * 2003-06-10 2007-06-28 マスターカード インターナシヨナル インコーポレーテツド フォーマット化したデータ構造を用いた保証付き決済取引システム及び方法
JP2005210217A (ja) * 2004-01-20 2005-08-04 Olympus Corp ステレオカメラ
JP4550438B2 (ja) 2004-01-21 2010-09-22 三菱電機株式会社 被認証装置、認証システム、認証方法および認証集積回路
US20060064380A1 (en) * 2004-09-15 2006-03-23 Zev Zukerman Methods and systems for performing tokenless financial transactions over a transaction network using biometric data
US7607164B2 (en) * 2004-12-23 2009-10-20 Microsoft Corporation Systems and processes for managing policy change in a distributed enterprise
JP4403097B2 (ja) 2005-04-13 2010-01-20 株式会社エヌ・ティ・ティ・ドコモ 無線基地局およびデータ伝送方法
US20070050229A1 (en) * 2005-08-17 2007-03-01 Edward Tatro Methods and systems for providing access to decision critical information for food services supply chain management
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US10354321B2 (en) 2009-01-22 2019-07-16 First Data Corporation Processing transactions with an extended application ID and dynamic cryptograms
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US20110213678A1 (en) * 2010-02-27 2011-09-01 Robert Conlin Chorney Computerized system for e-commerce shopping in a shopping mall
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JP5695623B2 (ja) 2012-09-28 2015-04-08 株式会社東芝 送信装置及び通信システム及びプログラム
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Also Published As

Publication number Publication date
MX2018002314A (es) 2018-04-11
JP2019204511A (ja) 2019-11-28
AU2021212100B2 (en) 2023-05-11
AU2020201044B2 (en) 2021-05-06
EP3342096A4 (en) 2019-04-17
US20180041502A1 (en) 2018-02-08
US20190124077A1 (en) 2019-04-25
JP2018536208A (ja) 2018-12-06
CN113962698A (zh) 2022-01-21
US10187384B2 (en) 2019-01-22
US20170063848A1 (en) 2017-03-02
CA2996504C (en) 2020-06-30
AU2021212100A1 (en) 2021-08-26
AU2020201044A1 (en) 2020-03-05
JP6743247B2 (ja) 2020-08-19
EP3342096A2 (en) 2018-07-04
CA2996504A1 (en) 2017-03-16
US10476871B2 (en) 2019-11-12
EP3342096B1 (en) 2020-07-08
AU2016318327A1 (en) 2018-02-01
JP2020184378A (ja) 2020-11-12
JP6545366B2 (ja) 2019-07-17
CN108352986B (zh) 2021-11-16
WO2017044254A2 (en) 2017-03-16
AU2016318327B2 (en) 2019-11-14
CN108352986A (zh) 2018-07-31
US9825946B2 (en) 2017-11-21
WO2017044254A3 (en) 2017-04-27
JP6967126B2 (ja) 2021-11-17

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