SG10201810607XA - Computer system and computer-implemented method for processing a cashless payment transaction via a point-of-sale terminal - Google Patents

Computer system and computer-implemented method for processing a cashless payment transaction via a point-of-sale terminal

Info

Publication number
SG10201810607XA
SG10201810607XA SG10201810607XA SG10201810607XA SG10201810607XA SG 10201810607X A SG10201810607X A SG 10201810607XA SG 10201810607X A SG10201810607X A SG 10201810607XA SG 10201810607X A SG10201810607X A SG 10201810607XA SG 10201810607X A SG10201810607X A SG 10201810607XA
Authority
SG
Singapore
Prior art keywords
computer
point
processing
implemented method
payment transaction
Prior art date
Application number
SG10201810607XA
Inventor
Arora Ankur
Mittal Shreya
Bijawat Shubham
Bishnoi Vikas
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201810607XA priority Critical patent/SG10201810607XA/en
Priority to US16/694,439 priority patent/US11227274B2/en
Publication of SG10201810607XA publication Critical patent/SG10201810607XA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/206—Point-of-sale [POS] network systems comprising security or operator identification provisions, e.g. password entry
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4015—Transaction verification using location information
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0609—Buyer or seller confidence or verification

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
SG10201810607XA 2018-11-27 2018-11-27 Computer system and computer-implemented method for processing a cashless payment transaction via a point-of-sale terminal SG10201810607XA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201810607XA SG10201810607XA (en) 2018-11-27 2018-11-27 Computer system and computer-implemented method for processing a cashless payment transaction via a point-of-sale terminal
US16/694,439 US11227274B2 (en) 2018-11-27 2019-11-25 Computer system and computer-implemented method for processing a cashless payment transaction via a point-of-sale terminal

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201810607XA SG10201810607XA (en) 2018-11-27 2018-11-27 Computer system and computer-implemented method for processing a cashless payment transaction via a point-of-sale terminal

Publications (1)

Publication Number Publication Date
SG10201810607XA true SG10201810607XA (en) 2020-06-29

Family

ID=70771514

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201810607XA SG10201810607XA (en) 2018-11-27 2018-11-27 Computer system and computer-implemented method for processing a cashless payment transaction via a point-of-sale terminal

Country Status (2)

Country Link
US (1) US11227274B2 (en)
SG (1) SG10201810607XA (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20230169501A1 (en) * 2021-12-01 2023-06-01 American Express Travel Related Services Company, Inc. Mobile device transaction credential lending

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9400978B2 (en) * 2010-04-09 2016-07-26 Paypal, Inc. Methods and systems for selecting accounts and offers in payment transactions
US8751380B2 (en) * 2010-10-26 2014-06-10 Modopayments, Llc System and method for managing merchant-consumer interactions
US8266058B1 (en) * 2011-03-31 2012-09-11 International Business Machines Corporation Virtual accounts linked to financial accounts
US20150026058A1 (en) * 2011-10-24 2015-01-22 BC Investment & Leasing, Inc. Payment System
US9898728B2 (en) * 2011-12-19 2018-02-20 Gfa Worldwide, Inc. System and method for one-time payment authorization in a portable communication device
US9105021B2 (en) * 2012-03-15 2015-08-11 Ebay, Inc. Systems, methods, and computer program products for using proxy accounts
US20160048864A1 (en) * 2014-08-13 2016-02-18 American Express Travel Related Services Company, Inc. Third party digital wallet pay with points
US10796301B2 (en) * 2016-01-08 2020-10-06 Worldpay, Llc System and method for tokenizing information from a digital wallet host by an acquirer processor
US10657527B1 (en) * 2016-07-25 2020-05-19 United Services Automobile Association (Usaa) Configurable management of ghost accounts
US10733599B2 (en) * 2017-05-31 2020-08-04 Paypal, Inc. Accessing digital wallet information using a point-of-sale device
WO2019031644A1 (en) * 2017-08-09 2019-02-14 주식회사 센스톤 Virtual card number-based financial transaction provision system, virtual card number generation device and virtual card number verification device, virtual card number-based financial transaction provision method and virtual card number-based financial transaction provision program
US20190392475A1 (en) * 2018-06-25 2019-12-26 Fidelity Information Services, Llc Systems and methods for electronic loyalty-based transactions over electronic monetary exchange networks

Also Published As

Publication number Publication date
US11227274B2 (en) 2022-01-18
US20200167753A1 (en) 2020-05-28

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